<SEC-DOCUMENT>0000927089-13-000046.txt : 20130214
<SEC-HEADER>0000927089-13-000046.hdr.sgml : 20130214
<ACCEPTANCE-DATETIME>20130214172337
ACCESSION NUMBER:		0000927089-13-000046
CONFORMED SUBMISSION TYPE:	10-Q
PUBLIC DOCUMENT COUNT:		10
CONFORMED PERIOD OF REPORT:	20121231
FILED AS OF DATE:		20130214
DATE AS OF CHANGE:		20130214

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SOUTHERN MISSOURI BANCORP INC
		CENTRAL INDEX KEY:			0000916907
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED [6036]
		IRS NUMBER:				431665523
		STATE OF INCORPORATION:			MO
		FISCAL YEAR END:			0630

	FILING VALUES:
		FORM TYPE:		10-Q
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-23406
		FILM NUMBER:		13616132

	BUSINESS ADDRESS:	
		STREET 1:		531 VINE ST
		CITY:			POPLAR BLUFF
		STATE:			MO
		ZIP:			63901
		BUSINESS PHONE:		5737851421

	MAIL ADDRESS:	
		STREET 1:		531 VINE STREET
		CITY:			POPLAR BLUFF
		STATE:			MO
		ZIP:			63901
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-Q
<SEQUENCE>1
<FILENAME>smbc-10q123112.htm
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">For the quarterly period ended <font style="DISPLAY: inline; TEXT-DECORATION: underline">December 31, 2012</font></font></div>

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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">(IRS employer id. no.)</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">531 Vine Street&#160;&#160;&#160;&#160;&#160;&#160;&#160;Poplar Bluff, MO&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;63901</font></font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 51pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data file required to be submitted and posted pursuant to Rule 405 of regulation S-T (&#167;232.405 of this chapter) during the proceeding 12 months (or for such shorter period that the registrant was required to submit and post such files).</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 51pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company.&#160;&#160;See definition of &#8220;large accelerated filer,&#8221; &#8220;accelerated filer,&#8221; and &#8220;smaller reporting company&#8221; in Rule 12b-2 of the Exchange Act (check one):</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Large accelerated filer</font></div>
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<td valign="middle" width="4%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Smaller reporting company</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 51pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Indicate by check mark whether the registrant is a shell company (as defined in Rule 12 b-2 of the Exchange Act)</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Yes</font></div>
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<td valign="middle" width="4%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">No</font></div>
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<td valign="middle" width="5%" style="BORDER-BOTTOM: black 2px solid">
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 51pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Indicate the number of shares outstanding of each of the registrant&#8217;s classes of common stock, as of the latest practicable date:</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Class</font></font></div>
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<td valign="top" width="29%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Outstanding at February 14, 2013</font></font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Common Stock, Par Value $.01</font></div>
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<td valign="top" width="29%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">3,257,076 Shares</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SOUTHERN MISSOURI BANCORP, INC.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">PART I.</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Item 1.</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Condensed Consolidated Financial Statements</font></div>
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<td valign="top" width="14%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; 3</font></td>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;-&#160;&#160;&#160;&#160;&#160;&#160;Condensed Consolidated Balance Sheets</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;-&#160;&#160;&#160;&#160;&#160;&#160;Condensed Consolidated Statements of Income</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;-&#160;&#160;&#160;&#160;&#160;&#160;Condensed Consolidated Statements of Comprehensive Income</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;-&#160;&#160;&#160;&#160;&#160;&#160;Condensed Consolidated Statements of Cash Flows</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;-&#160;&#160;&#160;&#160;&#160;&#160;Notes to Condensed Consolidated Financial Statements</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Item 2.</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Management&#8217;s Discussion and Analysis of Financial Condition and Results of</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;&#160;&#160;Operations</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Item 3.</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Quantitative and Qualitative Disclosures about Market Risk</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Item 4.</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Controls and Procedures</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">PART II.</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">OTHER INFORMATION</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Item 1.</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Legal Proceedings</font></div>
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<td valign="top" width="14%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; 50</font></td>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Item 1a.</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Risk Factors</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Item 2.</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Unregistered Sales of Equity Securities and Use of Proceeds</font></div>
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<td valign="top" width="14%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; 50</font></td>
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<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Item 3.</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Defaults upon Senior Securities</font></div>
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<td valign="top" width="14%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; 50</font></td>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Item 4.</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Mine Safety Disclosures</font></div>
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<td valign="top" width="14%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; 50</font></td>
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<td valign="top" width="57%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Item 5.</font></div>
</td>
<td valign="top" width="57%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Other Information</font></div>
</td>
<td valign="top" width="14%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; 50</font></td>
</tr><tr>
<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="57%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="15%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Item 6.</font></div>
</td>
<td valign="top" width="57%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Exhibits</font></div>
</td>
<td valign="top" width="14%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; 50</font></td>
</tr><tr>
<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="57%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="57%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">-&#160;&#160;&#160;&#160;&#160;Signature Page</font></div>
</td>
<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="57%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="57%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">-&#160;&#160;&#160;&#160;&#160;Certifications</font></div>
</td>
<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="57%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="57%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="57%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="57%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="57%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr></table>
</div>

<div>&#160;</div>

<div><br>
&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">2</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">PART I: </font><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 1</font>:&#160;&#160;Condensed Consolidated Financial Statements</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SOUTHERN MISSOURI BANCORP, INC.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">CONDENSED CONSOLIDATED BALANCE SHEETS</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">DECEMBER 31, 2012, AND JUNE 30, 2012</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left"><br>
<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">December 31, 2012</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">June 30, 2012</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(unaudited)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Cash and cash equivalents</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">16,298,137</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">33,421,099</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Interest-bearing time deposits</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,154,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,273,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Available for sale securities</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">77,650,037</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">75,126,845</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Stock in FHLB of Des Moines</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,018,200</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,018,200</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Stock in Federal Reserve Bank of St. Louis</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,001,050</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,001,050</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Loans receivable, net of allowance for loan losses of</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;$7,920,201 and $7,492,054 at December 31, 2012</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;and June 30, 2012, respectively</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">619,409,900</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">583,464,521</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Accrued interest receivable</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4,343,214</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,694,344</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Premises and equipment, net</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">15,302,448</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">11,347,064</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Bank owned life insurance &#8211; cash surrender value</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">16,212,038</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">15,957,500</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Intangible assets, net</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,248,991</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,457,557</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Prepaid expenses and other assets</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">14,563,185</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">10,427,788</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;Total assets</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">770,201,200</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">739,188,968</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Deposits</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">606,405,135</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">584,813,624</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Securities sold under agreements to repurchase</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">30,945,264</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">25,642,407</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Advances from FHLB of Des Moines</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">24,500,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">24,500,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Accounts payable and other liabilities</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,659,270</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,662,207</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Accrued interest payable</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">540,099</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">625,659</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Subordinated debt</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">7,217,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">7,217,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;Total liabilities</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">671,266,768</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">644,460,897</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Commitments and contingencies</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Preferred stock, $.01 par value, $1,000 liquidation value; 500,000</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;shares authorized; 20,000 shares issued and outstanding</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;at December 31 and June 30, 2012</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">20,000,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">20,000,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Common stock, $.01 par value; 4,000,000 shares authorized;</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;3,257,076 and 3,252,706 shares issued at December 31 and</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;June 30, 2012, respectively</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">32,571</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">32,527</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Warrants to acquire common stock</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">176,790</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">176,790</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Additional paid-in capital</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">22,661,022</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">22,479,767</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Retained earnings</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">55,138,310</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">51,365,401</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Treasury stock of 0 and 2,230 shares at December 31 and</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;June 30, 2012, at cost, respectively</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(26,315</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Accumulated other comprehensive income</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">925,739</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">699,901</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;Total stockholders&#8217; equity</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">98,934,432</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">94,728,071</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;Total liabilities and stockholders&#8217; equity</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">770,201,200</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">739,188,968</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">See Notes to Condensed Consolidated Financial Statements</font></div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">3</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SOUTHERN MISSOURI BANCORP, INC</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">CONDENSED CONSOLIDATED STATEMENTS OF INCOME</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">FOR THE THREE- AND SIX-MONTH PERIODS ENDED DECEMBER 31, 2012 AND 2011 (Unaudited)</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
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</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Three months</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Six months</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">December 31,</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">December 31,</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">2012</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">2011</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">2012</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">2011</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">INTEREST INCOME:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">8,730,367</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">9,257,578</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">17,584,301</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">18,812,703</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Investment securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">376,663</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">389,006</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">739,366</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">742,183</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Mortgage-backed securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">79,632</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">244,822</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">205,395</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">521,389</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Other interest-earning assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">11,106</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">51,888</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">30,355</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">80,922</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total interest income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">9,197,768</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">9,943,294</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">18,559,417</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">20,157,197</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">INTEREST EXPENSE:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,496,722</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,163,200</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,076,424</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4,446,184</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Securities sold under agreements to repurchase</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">54,165</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">59,342</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">102,467</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">119,044</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Advances from FHLB of Des Moines</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">258,742</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">339,391</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">513,454</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">678,782</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Subordinated debt</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">57,646</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">59,719</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">116,772</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">113,767</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total interest expense</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,867,275</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,621,652</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,809,117</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5,357,777</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">NET INTEREST INCOME</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">7,330,493</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">7,321,642</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">14,750,300</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">14,799,420</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">PROVISION FOR LOAN LOSSES</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">462,017</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">345,433</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,072,706</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">862,116</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">NET INTEREST INCOME AFTER</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;&#160;&#160;&#160;PROVISION FOR LOAN LOSSES</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">6,868,476</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">6,976,209</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">13,677,594</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">13,937,304</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">NONINTEREST INCOME:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;Deposit account charges and related fees</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">442,291</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">377,041</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">874,107</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">748,192</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;Bank credit transaction fees</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">289,790</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">263,776</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">588,309</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">527,382</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;Loan late charges</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">52,705</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">57,509</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">104,261</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">116,433</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;Other loan fees</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">73,019</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">49,005</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">145,579</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">99,308</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;Net realized gains on sale of loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">89,700</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">49,354</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">142,856</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">143,032</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;Earnings on bank owned life insurance</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">128,717</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">71,398</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">254,538</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">142,951</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;Other income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">41,678</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">30,999</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">68,231</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">238,278</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total noninterest income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,117,900</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">899,082</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,177,881</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,015,576</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">NONINTEREST EXPENSE:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;Compensation and benefits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,523,408</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,274,303</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4,984,574</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4,526,394</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;Occupancy and equipment, net</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">681,323</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">619,496</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,373,234</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,201,701</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;Deposit insurance premiums</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">92,121</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">90,063</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">186,667</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">183,135</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;Legal and professional fees</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">116,193</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">94,923</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">215,252</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">193,074</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;Advertising</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">84,452</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">80,150</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">143,351</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">167,218</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;Postage and office supplies</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">123,027</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">110,293</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">226,550</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">232,878</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;Intangible amortization</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">104,283</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">104,283</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">208,566</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">208,566</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;Bank card network fees</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">142,653</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">130,742</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">286,763</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">262,818</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;Other operating expense</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">573,110</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">379,491</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">953,572</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">690,950</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total noninterest expense</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4,440,570</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,883,744</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">8,578,529</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">7,666,734</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">INCOME BEFORE INCOME TAXES</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,545,806</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,991,547</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">7,276,946</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">8,286,146</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">INCOME TAXES</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,064,886</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,317,107</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,205,772</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,761,314</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">NET INCOME</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">2,480,920</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">2,674,440</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">5,071,174</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">5,524,832</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">&#160;&#160;&#160;&#160;&#160;&#160;</font>Less: effective dividend on preferred shares</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">50,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">121,713</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">245,115</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">352,111</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;&#160;&#160;&#160;&#160;&#160;Net income available to common shareholders</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">2,430,920</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">2,552,727</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">4,826,059</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">5,172,721</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Basic earnings per common share</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.75</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.98</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.49</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2.21</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Diluted earnings per common share</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.72</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.95</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.43</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2.12</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Dividends per common share</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.15</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.12</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.30</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.24</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">See Notes to Condensed Consolidated Financial Statements</font></div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">4</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

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<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
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<br>
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SOUTHERN MISSOURI BANCORP, INC</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">FOR THE THREE- AND SIX-MONTH PERIODS ENDED DECEMBER 31, 2012 AND 2011 (Unaudited)</font></div>

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<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Three months ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Six months ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">December 31,</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">December 31,</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">2012</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2011</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">2012</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2011</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Net income</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">2,480,920</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">2,674,440</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">5,071,174</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">5,524,832</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Other comprehensive income:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Unrealized (losses) gains on securities available-for-sale</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(14,363</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">74,330</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">343,157</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">469,252</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Unrealized gains (losses) on available-for-sale securities for</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;which a portion of an other-than-temporary impairment</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;has been recognized in income</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">15,234</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(58,813</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">15,318</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(72,843</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Tax (expense) benefit</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(322</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5,741</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(132,635</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(146,672</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Total other comprehensive income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">549</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">21,258</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">225,840</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">249,737</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Comprehensive income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,481,469</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,695,698</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5,297,014</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5,774,569</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">See Notes to Condensed Consolidated Financial Statements</font></div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
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<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">5</font></div>

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<br>
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SOUTHERN MISSOURI BANCORP, INC.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -14.4pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">FOR THE THREE-MONTH PERIODS ENDED DECEMBER 31, 2012 AND 2011 (Unaudited)</font></div>

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<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Six months ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">December 31,</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">2012</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">2011</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Cash Flows From Operating Activities:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Net income</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5,071,174</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5,524,832</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;Items not requiring (providing) cash:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Depreciation</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">537,074</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">425,440</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Loss on disposal of fixed assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">20,875</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Equity award and stock option expense</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">107,095</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">11,013</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Loss on sale of foreclosed assets</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(71,874</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(97,589</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Amortization of intangible assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">208,566</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">208,566</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Increase in cash surrender value of bank owned life insurance</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(254,538</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(142,951</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Provision for loan losses and off-balance sheet credit exposures</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,072,706</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">862,116</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Net amortization of premiums and discounts on securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">287,784</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">122,397</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Deferred income taxes</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(263,837</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(498,144</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;Origination of loans held for sale</font></div>
</td>
<td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font color="black" style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font color="black" style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(3,389,505</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)&#160;</font></td>
<td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font color="black" style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font color="black" style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(4,150,161</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)&#160;</font></td>
</tr><tr>
<td valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;Proceeds from sales of loans held for sale</font></div>
</td>
<td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font color="black" style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font color="black" style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3,334,344</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font color="black" style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font color="black" style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">6,251,520</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;Changes in:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Accrued interest receivable</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(648,871</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(460,047</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Prepaid expenses and other assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(2,483,778</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">446,666</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Accounts payable and other liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">617,223</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(4,185,594</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Accrued interest payable</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(85,560</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(111,463</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Net cash provided by operating activities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4,058,878</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4,206,601</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Cash flows from investing activities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Net (increase) decrease in loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(40,078,326</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">10,766,899</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Net cash received in acquisitions</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Net change in interest-bearing deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(881,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Proceeds from maturities of available for sale securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">18,931,321</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">12,669,482</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Net purchases of Federal Reserve Bank of Saint Louis stock</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(282,150</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Purchases of available-for-sale securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(21,383,823</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(23,616,844</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Purchases of premises and equipment</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(4,539,833</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(2,771,990</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Proceeds from sale of fixed assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">26,500</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Proceeds from sale of foreclosed assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,046,700</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">470,996</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Net cash used in investing activities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(46,878,461</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(2,763,607</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Cash flows from financing activities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Net increase in demand deposits and savings accounts</font></div>
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<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">15,922,582</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">56,623,211</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Net increase (decrease) in certificates of deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5,668,929</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(7,747,807</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Net&#160;&#160;increase in securities sold</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;under agreements to repurchase</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5,302,857</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4,719,362</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Redemption of preferred stock</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(9,550,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Proceeds from issuance of preferred stock</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">19,973,208</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Proceeds from issuance of common stock</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">66,555</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">19,914,349</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Dividends paid on preferred stock</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(311,553</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(197,047</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Dividends paid on common stock</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(983,712</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(503,874</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Exercise of stock options</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">33,963</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">15,230</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Net cash provided by financing activities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">25,699,621</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">83,246,632</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(Decrease) increase in cash and cash equivalents</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(17,122,962</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">84,689,626</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Cash and cash equivalents at beginning of period</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">33,421,099</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">33,895,706</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Cash and cash equivalents at end of period</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">16,298,137</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">118,585,332</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Supplemental disclosures of</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;Cash flow information:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Noncash investing and financing activities</font>:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Conversion of loans to foreclosed real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,984,720</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">517,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Conversion of foreclosed real estate to loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">68,400</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">520,728</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Conversion of loans to repossessed assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">199,082</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">138,376</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Cash paid during the period for</font>:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Interest (net of interest credited)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,510,425</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,757,762</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Income taxes</font></div>
</td>
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<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,541,084</font></td>
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<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4,276,570</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SOUTHERN MISSOURI BANCORP, INC.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED)</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Note 1:&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Basis of Presentation</font></font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The accompanying unaudited interim condensed consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Securities and Exchange Commission (SEC) Regulation S-X.&#160;&#160;Accordingly, they do not include all of the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements.&#160;&#160;In the opinion of management, all material adjustments (consisting only of normal recurring accruals) considered necessary for a fair presentation have been included.&#160;&#160;The consolidated balance sheet of the Company as of June 30, 2012, has been derived from the audited consolidated balance sheet of the Company as of that date.&#160;&#160;Operating results for the three- and six-month periods ended December 31, 2012, are not necessarily indicative of the results that may be expected for the entire fiscal year.&#160;&#160;For additional information, refer to the audited consolidated financial statements included in the Company&#8217;s June 30, 2012, Form 10-K, which was filed with the SEC.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The accompanying condensed consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, Southern Bank (Bank).&#160;&#160;All significant intercompany accounts and transactions have been eliminated in consolidation.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Note 2:&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Organization and Summary of Significant Accounting Policies</font></font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Organization.</font> Southern Missouri Bancorp, Inc., a Missouri corporation (the Company), was organized in 1994 and is the parent company of Southern Bank (the Bank). Substantially all of the Company&#8217;s consolidated revenues are derived from the operations of the Bank, and the Bank represents substantially all of the Company&#8217;s consolidated assets and liabilities.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The Bank is primarily engaged in providing a full range of banking and financial services to individuals and corporate customers in its market areas. The Bank and Company are subject to competition from other financial institutions. The Bank and Company are subject to regulation by certain federal and state agencies and undergo periodic examinations by those regulatory authorities.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Basis of Financial Statement Presentation.</font> The financial statements of the Company have been prepared in conformity with accounting principles generally accepted in the United States of America and general practices within the banking industry. In the normal course of business, the Company encounters two significant types of risk: economic and regulatory. Economic risk is comprised of interest rate risk, credit risk, and market risk. The Company is subject to interest rate risk to the degree that its interest-bearing liabilities reprice on a different basis than its interest-earning assets. Credit risk is the risk of default on the Company&#8217;s investment or loan portfolios resulting from the borrowers&#8217; inability or unwillingness to make contractually required payments. Market risk reflects changes in the value of the investment portfolio, collateral underlying loans receivable, and the value of the Company&#8217;s investments in real estate.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Principles of Consolidation.</font> The condensed consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, the Bank. All significant intercompany accounts and transactions have been eliminated.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Use of Estimates.</font> The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses, estimated fair values of purchased loans, other-than-temporary impairments (OTTI), and fair value of financial instruments.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Cash and Cash Equivalents.</font><font style="FONT-STYLE: italic; DISPLAY: inline">&#160;</font>For purposes of reporting cash flows, cash and cash equivalents includes cash, due from depository institutions and interest-bearing deposits in other depository institutions with original maturities of three months or less. Interest-bearing deposits in other depository institutions were $14,253,000 and $31,048,000 at December 31 and June 30, 2012, respectively. The deposits are held in various commercial banks in amounts not exceeding the FDIC&#8217;s deposit insurance limits, as well as at the Federal Reserve, and the Federal Home Loan Bank of Des Moines.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Available for Sale Securities.</font><font style="FONT-STYLE: italic; DISPLAY: inline">&#160;</font>Available for sale securities, which include any security for which the Company has no immediate plan to sell but which may be sold in the future, are carried at fair value. Unrealized gains and losses, net of tax, are reported in accumulated other comprehensive income, a component of stockholders&#8217; equity. All securities have been classified as available for sale.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Premiums and discounts on debt securities are amortized or accreted as adjustments to income over the estimated life of the security using the level yield method. Realized gains or losses on the sale of securities is based on the specific identification method. The fair value of securities is based on quoted market prices or dealer quotes. If a quoted market price is not available, fair value is estimated using quoted market prices for similar securities.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The Company does not invest in collateralized mortgage obligations that are considered high risk.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">When the Company does not intend to sell a debt security, and it is more likely than not the Company will not have to sell the security before recovery of its cost basis, it recognizes the credit component of an other-than-temporary impairment of a debt security in earnings and the remaining portion in other comprehensive income.&#160;&#160;As a result, the Company&#8217;s balance sheet as of the dates presented reflects the full impairment (that is, the difference between the security&#8217;s amortized cost basis and fair value) on debt securities that the Company intends to sell or would more likely than not be required to sell before the expected recovery of the amortized cost basis. For available-for-sale debt securities that management has no intent to sell and believes that it more likely than not will not be required to sell prior to recovery, only the credit loss component of the impairment is recognized in earnings, while the noncredit loss is recognized in accumulated other comprehensive income. The credit loss component recognized in earnings is identified as the amount of principal cash flows not expected to be received over the remaining term of the security as projected based on cash flow projections.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Federal Reserve Bank and Federal Home Loan Bank Stock. </font>The Bank is a member of the Federal Reserve and the Federal Home Loan Bank (FHLB) systems.&#160;&#160;Capital stock of the Federal Reserve and the FHLB is a required investment based upon a predetermined formula and is carried at cost.</font></div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">&#160;</font></div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Loans. </font>Loans are generally stated at unpaid principal balances, less the allowance for loan losses and net deferred loan origination fees.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Interest on loans is accrued based upon the principal amount outstanding. The accrual of interest on loans is discontinued when, in management&#8217;s judgment, the collectibility of interest or principal in the normal course of business is doubtful. The Company complies with regulatory guidance which indicates that loans should be placed in nonaccrual status when 90 days past due, unless the loan is both well-secured and in the process of collection.&#160;&#160;A loan that is &#8220;in the process of collection&#8221; may be subject to legal action or, in appropriate circumstances, through other collection efforts reasonably expected to result in repayment or restoration to current status in the near future. A loan is considered delinquent when a payment has not been made by the contractual due date. Interest income previously accrued but not collected at the date a loan is placed on nonaccrual status is reversed against interest income. Cash receipts on a nonaccrual loan are applied to principal and interest in accordance with its contractual terms unless full payment of principal is not expected, in which case cash receipts, whether designated as principal or interest, are applied as a reduction of the carrying value of the loan. A nonaccrual loan is generally returned to accrual status when principal and interest payments are current, full collectability of principal and interest is reasonably assured, and a consistent record of performance has been demonstrated.</font></div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The allowance for losses on loans represents management&#8217;s best estimate of losses probable in the existing loan portfolio. The allowance for losses on loans is increased by the provision for losses on loans charged to expense and reduced by loans charged off, net of recoveries. Loans are charged off in the period deemed uncollectible, based on management&#8217;s analysis of expected cash flow (for non-collateral dependent loans) or collateral value (for collateral-dependent loans).&#160;&#160;Subsequent recoveries of loans previously charged off, if any, are credited to the allowance when received. The provision for losses on loans is determined based on management&#8217;s assessment of several factors: reviews and evaluations of specific loans, changes in the nature and volume of the loan portfolio, current economic conditions and the related impact on specific borrowers and industry groups, historical loan loss experience, the level of classified and nonperforming loans and the results of regulatory examinations.</font></div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Loans are considered impaired if, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement.&#160;&#160;Depending on a particular loan&#8217;s circumstances, we measure impairment of a loan based upon either the present value of expected future cash flows discounted at the loan&#8217;s effective interest rate, the loan&#8217;s observable market price, or the fair value of the collateral less estimated costs to sell if the loan is collateral dependent.&#160;&#160;Valuation allowances are established for collateral-dependent impaired loans for the difference between the loan amount and fair value of collateral less estimated selling costs.&#160;&#160;For impaired loans that are not collateral dependent, a valuation allowance is established for the</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">difference between the loan amount and the present value of expected future cash flows discounted at the historical effective interest rate or the observable market price of the loan. Impairment losses are recognized through an increase in the required allowance for loan losses. Cash receipts on loans deemed impaired are recorded based on the loan&#8217;s separate status as a nonaccrual loan or an accrual status loan.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Loan fees and certain direct loan origination costs are deferred, and the net fee or cost is recognized as an adjustment to interest income using the interest method over the contractual life of the loans.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Valuations are periodically performed by management, and an allowance for losses is established by a charge to operations if the carrying value of a property exceeds its estimated fair value, less estimated selling costs.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Loans to facilitate the sale of real estate acquired in foreclosure are discounted if made at less than market rates. Discounts are amortized over the fixed interest period of each loan using the interest method.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Premises and Equipment.</font> Premises and equipment are stated at cost less accumulated depreciation and include expenditures for major betterments and renewals. Maintenance, repairs, and minor renewals are expensed as incurred. When property is retired or sold, the retired asset and related accumulated depreciation are removed from the accounts and the resulting gain or loss taken into income. The Company reviews property and equipment for impairment whenever events or changes in circumstances indicate that the carrying amount of an asset may not be recoverable. If such assets are considered to be impaired, the impairment loss recognized is measured by the amount by which the carrying amount exceeds the fair value of the assets.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Depreciation is computed by use of straight-line and accelerated methods over the estimated useful lives of the assets. Estimated lives are generally 10 to 40 years for premises, five to seven years for equipment, and three years for software.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Income Taxes. </font>The Company accounts for income taxes in accordance with income tax accounting guidance (ASC 740, Income Taxes). The income tax accounting guidance results in two components of income tax expense: current and deferred. Current income tax expense reflects taxes to be paid or refunded for the current period by applying the provisions</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">of the enacted tax law to the taxable income or excess of deductions over revenues. The Company determines deferred income taxes using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is based on the tax effects of the differences between the book and tax bases of assets and liabilities, and enacted changes in tax rates and laws are recognized in the period in which they occur.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Deferred income tax expense results from changes in deferred tax assets and liabilities between periods. Deferred tax assets are recognized if it is more likely than not, based on the technical merits, that the tax position will be realized or sustained upon examination. The term more likely than not means a likelihood of more than 50 percent; the terms examined and upon examination also include resolution of the related appeals or litigation processes, if any. A tax position that meets the more-likely-than-not recognition threshold is initially and subsequently measured as the largest amount of tax benefit that has a greater than 50 percent likelihood of being realized upon settlement with a taxing authority that has full knowledge of all relevant information. The determination of whether or not a tax position has met the more-likely-than-not recognition threshold considers the facts, circumstances, and information available at the reporting date and is subject to management&#8217;s judgment. Deferred tax assets are reduced by a valuation allowance if, based on the weight of evidence available, it is more likely than not that some portion or all of a deferred tax asset will not be realized.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The Company recognizes interest and penalties on income taxes as a component of income tax expense.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The Company files consolidated income tax returns with its subsidiary.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Equity Incentive Plan.</font><font style="FONT-STYLE: italic; DISPLAY: inline">&#160;</font>The Company accounts for its Equity Incentive Plan (EIP) and Management Recognition Plan (MRP) in accordance with ASC 718, &#8220;Share-Based Payment.&#8221; Compensation expense is based on the market price of the Company&#8217;s stock on the date the shares are granted and is recorded over the vesting period.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Outside Directors&#8217; Retirement.</font><font style="FONT-STYLE: italic; DISPLAY: inline">&#160;</font>The Bank adopted a directors&#8217; retirement plan in April 1994 for outside directors. The directors&#8217; retirement plan provides that each non-employee director (participant) shall receive, upon termination of service on the Board on or after age 60, other than termination for cause, a benefit in equal annual installments over a five year period. The benefit will be based upon the product of the participant&#8217;s vesting percentage and the total Board fees paid to the participant during the calendar year preceding termination of service on the Board. The vesting percentage shall be determined based upon the participant&#8217;s years of service on the Board.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">In the event that the participant dies before collecting any or all of the benefits, the Bank shall pay the participant&#8217;s beneficiary. No benefits shall be payable to anyone other than the beneficiary, and shall terminate on the death of the beneficiary.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Stock Options.</font> With limited exceptions, the amount of compensation cost related to a stock option award is measured based on the grant-date fair value of the equity instruments issued. Compensation cost is recognized over the vesting period during which an employee provides service in exchange for the award. Stock-based compensation has been recognized for all stock options granted or modified after July 1, 2005.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Earnings Per Share.</font><font style="FONT-STYLE: italic; DISPLAY: inline">&#160;</font>Basic earnings per share available to common stockholders is computed using the weighted-average number of common shares outstanding. Diluted earnings per share available to common stockholders includes the effect of all weighted-average dilutive potential common shares (stock options and warrants) outstanding during each period.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Comprehensive Income.</font> Comprehensive income consists of net income and other comprehensive income, net of applicable income taxes. Other comprehensive income includes unrealized appreciation (depreciation) on available-for-sale securities, unrealized appreciation (depreciation) on available-for-sale securities for which a portion of an other-than-temporary impairment has been recognized in income, and changes in the funded status of defined benefit pension plans.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Treasury Stock.</font><font style="FONT-STYLE: italic; DISPLAY: inline">&#160;</font>Treasury stock is stated at cost. Cost is determined by the first-in, first-out method.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Reclassification.</font> Certain amounts included in the consolidated financial statements have been reclassified to conform to the 2012 presentation. These reclassifications had no effect on net income.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">The following paragraphs summarize the impact of new accounting pronouncements:</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">In July 2012, the Financial Accounting Standards board (FASB) issued Accounting Standards Update (ASU) 2012-02, <font style="FONT-STYLE: italic; DISPLAY: inline">Intangibles &#8211; Goodwill and Other (Topic 350): Testing Indefinite-Lived Intangible Assets for Impairment.</font>&#160;&#160;The amendments in this ASU allow an entity to first assess qualitative factors to determine whether it is necessary to perform a quantitative impairment test.&#160;&#160;An entity would not be required to calculate the fair value of an indefinite-lived intangible</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">assets unless the entity determines, based on qualitative assessment, that it is more likely than not the indefinite-lived intangible asset is impaired.&#160;&#160;The ASU is effective for annual and interim impairment tests performed for fiscal years beginning after September 15 2012.&#160;&#160;The Company adopted the standard on July 1, 2012, and adoption did not have a significant impact on the Company&#8217;s financial statements.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">In October 2012, the FASB issued ASU 2012-04, <font style="FONT-STYLE: italic; DISPLAY: inline">Technical Corrections and Improvements.&#160;&#160;</font>The amendments in this ASU make technical corrections, clarifications, and limited-scope improvements to various Topics throughout the Codification.&#160;&#160;This ASU is effective for public entities for fiscal periods beginning after December 15, 2012.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">In October 2012, the FASB issued ASU 2012-06, <font style="FONT-STYLE: italic; DISPLAY: inline">Subsequent Account for an Indemnification Asset Recognized at the Acquisition Date as a Result of a Government-Assisted Acquisition of a Financial Institution</font>.&#160;&#160;The amendments in this ASU provide that when a reporting entity recognizes an indemnification asset as a result of a government-assisted acquisition of a financial institution and subsequently a change in the cash flows expected to be collected on the indemnification asset occurs, the reporting entity should subsequently account for the change in the measurement of the indemnification asset on the same basis as the change in the assets subject to indemnification. Any amortization of changes in value should be limited to the contractual term of the indemnification agreement.&#160;&#160;The ASU is effective for public entities for fiscal periods beginning on or after December 15, 2012.&#160;&#160;The Company does not anticipate any impact on the financial statements.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">In January 2013, the FASB issued ASU 2013-01, <font style="FONT-STYLE: italic; DISPLAY: inline">Clarifying the Scope of Disclosures about Offsetting Assets and Liabilities</font>.&#160;&#160;The amendments in this ASU address implementation issues about the scope of ASU 2011-11, <font style="FONT-STYLE: italic; DISPLAY: inline">Balance Sheet (Topic 210): Disclosures about Offsetting Assets and Liabilities. </font>The objective of&#160;&#160;the ASU is to clarify the scope of the offsetting disclosures and address any unintended consequences.&#160;&#160;The ASU is effective for fiscal years beginning on or after January 1, 2013, and interim periods within those annual periods.&#160;&#160;The Company is evaluating the impact of the ASU, but does not expect a material impact on the financial statements.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">In February 2013, the FASB issued ASU 2013-02, <font style="FONT-STYLE: italic; DISPLAY: inline">Reporting of Amounts Reclassified Out of Comprehensive Income</font>.&#160;&#160;The amendments in this ASU are intended to improve the reporting of reclassifications out of accumulated other comprehensive income by requiring an entity to report the effect of significant reclassifications out of accumulated other comprehensive income on the respective line items in net income if the amount being reclassified is required to be reclassified in its entirety to net income. For other amounts that are not required to be reclassified in their entirety to net income in the same reporting period, an entity is required to cross-reference other disclosures required that provide additional detail about those amounts. This would be the case when a portion of the amount reclassified out of accumulated other comprehensive income is reclassified to a balance sheet account instead of directly to income or expense in the same reporting period.&#160;&#160;The ASU is effective for public entities for reporting periods beginning after December 15, 2012.&#160;&#160;The Company is evaluating the impact of the ASU, but does not expect a material impact on the financial statements.</font></div>

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</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Note 3:&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Securities</font></font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The amortized cost, gross unrealized gains, gross unrealized losses, and approximate fair value of securities available for sale consisted of the following:</font></div>

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</div>

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<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="14" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">December 31, 2012</font></div>
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<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
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<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Gross</font></div>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Estimated</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Amortized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Unrealized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Unrealized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Fair</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Cost</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Gains</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Losses</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Value</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Investment and mortgage backed securities:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;U.S. government-sponsored enterprises (GSEs)</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">19,006,654</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">40,597</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(17,696</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">19,029,555</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;State and political subdivisions</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">37,905,128</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,145,259</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(45,536</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">40,004,851</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;Other securities</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,642,156</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">43,472</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(1,162,916</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,522,712</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;FHLMC preferred stock</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;Mortgage-backed: GSE residential</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">13,973,637</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">463,793</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(22,521</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">14,414,909</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;Mortgage-backed: other U.S. government agencies</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,681,357</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(3,347</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,678,010</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;Total investments and mortgage-backed securities</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">76,208,932</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,693,121</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(1,252,016</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">77,650,037</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">11</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="14" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">June 30, 2012</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Gross</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Gross</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Estimated</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Amortized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Unrealized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Unrealized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Fair</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Cost</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Gains</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Losses</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Value</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Investment and mortgage backed securities:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;U.S. government-sponsored enterprises (GSEs)</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">18,046,654</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">53,348</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(384</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">18,099,618</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;State and political subdivisions</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">34,656,284</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,823,625</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(98,656</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">36,381,253</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;Other securities</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,646,719</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">14,310</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(1,267,772</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,393,257</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;Mortgage-backed: GSE residential</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">15,657,921</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">565,989</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(7,861</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">16,216,049</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;Mortgage-backed: other U.S. government agencies</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,036,637</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">31</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,036,668</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;Total investments and mortgage-backed securities</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">74,044,215</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,457,303</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(1,374,673</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">75,126,845</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The amortized cost and estimated fair value of investment and mortgage-backed securities, by contractual maturity, are shown below.&#160;&#160;Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without penalties.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">December 31, 2012</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Estimated</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Amortized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Fair</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Cost</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Value</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Available for Sale</font>:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;Within one year</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">307,655</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">307,653</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;After one year but less than five years</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">8,149,938</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">8,207,128</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;After five years but less than ten years</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">22,581,203</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">23,094,611</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;After ten years</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">28,515,142</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">28,947,726</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Total investment securities</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">59,553,938</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">60,557,118</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;Mortgage-backed securities</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">16,654,994</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">17,092,919</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;Total investments and mortgage-backed securities</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">76,208,932</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">77,650,037</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The following tables show our investments&#8217; gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at December 31 and June 30, 2012:</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="22" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">December 31, 2012</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Less than 12 months</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">12 months or longer</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Total</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Unrealized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Unrealized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Unrealized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Fair Value</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Losses</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Fair Value</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Losses</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Fair Value</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Losses</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">U.S. government-sponsored enterprises (GSEs)</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">7,978,296</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">17,696</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">7,978,296</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">17,696</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">State and political subdivision</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4,791,949</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">45,536</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4,791,949</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">45,536</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Other securities</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">378,149</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,162,916</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">378,149</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,162,916</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Mortgage-backed: GSE residential</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,850,979</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">22,521</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,850,979</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">22,521</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Mortgage-backed: other U.S. government agencies</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,678,010</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,347</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,678,010</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,347</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;Total investments and mortgage-backed securities</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">18,299,234</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">89,100</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">378,149</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,162,916</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">18,677,383</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,252,016</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="22" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">June 30, 2012</font></div>
</td>
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</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Less than 12 months</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">12 months or longer</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Total</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Unrealized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Unrealized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Unrealized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Fair Value</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Losses</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Fair Value</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Losses</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Fair Value</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Losses</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">U.S. government-sponsored enterprises (GSEs)</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">999,616</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">384</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">999,616</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">384</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">State and political subdivisions</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5,525,825</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">98,656</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5,525,825</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">98,656</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Other securities</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">282,639</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,267,772</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">282,639</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,267,772</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Mortgage-backed: GSE residential</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,943,968</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">7,861</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,943,968</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">7,861</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;Total investments and mortgage-backed securities</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">8,469,409</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">106,901</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">282,639</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,267,772</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">8,752,048</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,374,673</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline">Other securities</font>.&#160;&#160;At December 31, 2012, there were four pooled trust preferred securities with an estimated fair value of $393,000 and unrealized losses of $1.2 million in a continuous unrealized loss position for twelve months or more.&#160;&#160;These unrealized losses were primarily due to the long-term nature of the pooled trust preferred securities, a lack of demand or</font></div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">12</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">inactive market for these securities, and concerns regarding the financial institutions that have issued the underlying trust preferred securities.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The December 31, 2012, cash flow analysis for three of these securities showed it is probable the Company will receive all contracted principal and related interest projected. The cash flow analysis used in making this determination was based on anticipated default and recovery rates, amounts of prepayments, and the resulting cash flows were discounted based on the yield anticipated at the time the securities were purchased.&#160;&#160;Other inputs include the actual collateral attributes, which include credit ratings and other performance indicators of the underlying financial institutions, including profitability, capital ratios, and asset quality.&#160;&#160;Assumptions for these three securities included prepayments by banks of $15 billion or more in assets of all fixed rate securities during 2013; adjustable rate securities are expected to prepay based on spreads.&#160;&#160;For banks of less than $15 billion in assets, the only material prepayments are assumed to be those by issuers with strong capital positions and with relatively high fixed rates.&#160;&#160;No recoveries are assumed for issuers currently in default; recoveries of 29% to 44% on currently deferred issuers within the next two years; no net new deferrals for the next two years; and annual defaults of 36 basis points (with 10% recoveries, lagged two years) thereafter.</font></div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">One of these three securities continues to receive cash interest payments in full and our cash flow analysis indicates that these payments are likely to continue. Because the Company does not intend to sell this security and it is not more-likely-than-not that the Company will be required to sell the security prior to recovery of its amortized cost basis, which may be maturity, the Company does not consider this investment to be other-than-temporarily impaired at December 31, 2012.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">For the other two of these three securities, the Company is receiving principal-in-kind (PIK), in lieu of cash interest. These securities allow, under the terms of the issue, for issuers to defer interest for up to five consecutive years.&#160;&#160;After five years, if not cured, the securities are considered to be in default and the trustee may demand payment in full of principal and accrued interest. Issuers are also considered to be in default in the event of the failure of the issuer or a subsidiary.&#160;&#160;Both deferred and defaulted issuers are considered non-performing, and the trustee calculates, on a quarterly or semi-annual basis, certain coverage tests prior to the payment of cash interest to owners of the various tranches of the securities.&#160;&#160;The tests must show that performing collateral is sufficient to meet requirements for senior tranches, both in terms of cash flow and collateral value, before cash interest can be paid to subordinate tranches.&#160;&#160;If the tests are not met, available cash flow is diverted to pay down the principal balance of senior tranches until the coverage tests are met, before cash interest payments to subordinate tranches may resume. The Company is receiving PIK for these two securities due to failure of the required coverage tests described above at senior tranche levels of these securities. The risk to holders of a tranche of a security in PIK status is that the pool&#8217;s total cash flow will not be sufficient to repay all principal and accrued interest related to the investment. The impact of payment of PIK to subordinate tranches is to strengthen the position of senior tranches, by reducing the senior tranches&#8217; principal balances relative to available collateral and cash flow, while increasing principal balances, decreasing cash flow, and increasing credit risk to the tranches receiving PIK. For our securities in receipt of PIK, the principal balance is increasing, cash flow has stopped, and, as a result, credit risk is increasing. The Company expects these securities to remain in PIK status for a period of four to five years. Despite these facts, because the Company does not intend to sell these two securities and it is not more-likely-than-not that the Company will be required to sell these two securities prior to recovery of their amortized cost bases, which may be maturity, the Company does not consider these investments to be other-than-temporarily impaired at December 31, 2012.&#160;&#160;</font></div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">At December 31, 2008, analysis of the fourth pooled trust preferred security indicated other-than-temporary impairment (OTTI) and the Company performed further analysis to determine the portion of the loss that was related to credit conditions of the underlying issuers. The credit loss was calculated by comparing expected discounted cash flows based on performance indicators of the underlying assets in the security to the carrying value of the investment. The discounted cash flow was based on anticipated default and recovery rates, and resulting projected cash flows were discounted based on the yield anticipated at the time the security was purchased.&#160;&#160;Based on this analysis, the Company recorded an impairment charge of $375,000 for the credit portion of the unrealized loss for this trust preferred security. This loss established a new, lower amortized cost basis of $125,000 for this security, and reduced non-interest income for the second quarter and the twelve months ended June 30, 2009. At December 31, 2012, cash flow analyses showed it is probable the Company will receive all of the remaining cost basis and related interest projected for the security. The cash flow analysis used in making this determination was based similar inputs and factors as those described above. Assumptions for this security included prepayments by banks of $15 billion or more in assets of all fixed rate securities during 2013; adjustable rate securities are expected to prepay based on spreads.&#160;&#160;For banks of less than $15 billion in assets, the only material prepayments are assumed to be those with relatively high fixed rates.&#160;&#160;No recoveries are assumed for issuers currently in default; recoveries of 49% on currently deferred issuers within the next two years; no net new deferrals for the next two years; and annual defaults of 36 basis points (with 10% recoveries, lagged two years) thereafter. This security is in PIK status due to similar criteria and factors as those described above, with similar impact to the Company. This security is projected to remain in PIK status for a period of two years. Because the Company does not intend to sell this security and it is not more-likely-than-not the Company will be required to sell this security before recovery of its new, lower amortized cost basis, which</font></div>

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<div id="FTR">
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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">may be maturity, the Company does not consider the remainder of the investment in this security to be other-than-temporarily impaired at December 31, 2012.</font></div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The Company does not believe any other individual unrealized loss as of December 31, 2012, represents OTTI. However, given the continued disruption in the financial markets, the Company may be required to recognize OTTI losses in future periods with respect to its available for sale investment securities portfolio. The amount and timing of any additional OTTI will depend on the decline in the underlying cash flows of the securities. Should the impairment of any of these securities become other-than-temporary, the cost basis of the investment will be reduced and the resulting loss recognized in the period the other-than-temporary impairment is identified.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline">Credit losses recognized on investments.&#160;&#160;</font>As described above, some of the Company&#8217;s investments in trust preferred securities have experienced fair value deterioration due to credit losses, but are not otherwise other-than-temporarily impaired.&#160;&#160;During fiscal 2009, the Company adopted ASC 820, formerly FASB Staff Position 157-4, &#8220;Determining Fair Value When the Volume and Level of Activity for the Asset or Liability Have Significantly Decreased and Identifying Transactions That Are Not Orderly.&#8221;&#160;&#160;The following table provides information about the trust preferred security for which only a credit loss was recognized in income and other losses are recorded in other comprehensive income (loss) for the six-month periods ended December 31, 2012 and 2011.</font></div>

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<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
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<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">375,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;Reductions due to change in intent or likelihood of sale</font></div>
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<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;Additions related to increases in previously-recognized OTTI losses</font></div>
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<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;Reductions due to increases in expected cash flows</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">End of period</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">375,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">375,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Note 4:&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Loans and Allowance for Loan Losses</font></font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Classes of loans are summarized as follows:</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">December 31,</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">June 30,</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">2012</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">2012</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Real Estate Loans:</font></div>
</td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Residential</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">225,901,693</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">201,012,698</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">22,115,280</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">40,181,979</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">235,210,968</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">200,957,429</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Consumer loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">28,187,249</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">28,985,905</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Commercial loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">125,163,107</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">137,004,222</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">636,578,297</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">608,142,233</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Loans in process</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(9,406,500</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(17,370,404</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Deferred loan fees, net</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">158,304</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">184,746</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Allowance for loan losses</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(7,920,201</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(7,492,054</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Total loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">619,409,900</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">583,464,521</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The Company&#8217;s lending activities consist of origination of loans secured by mortgages on one- to four-family residences and commercial and agricultural real estate, construction loans on residential and commercial properties, commercial and agricultural business loans and consumer loans. The Company has also occasionally purchased loan participation interests originated by other lenders and secured by properties generally located in the states of Missouri and Arkansas.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">&#160;</font></div>

<div style="LINE-HEIGHT: 10pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline">Residential Mortgage Lending. </font>The Company actively originates loans for the acquisition or refinance of one- to four-family residences.&#160;&#160;This category includes both fixed-rate and adjustable-rate mortgage (&#8220;ARM&#8221;) loans amortizing over periods of up to 30 years, and the properties securing such loans may be owner-occupied or non-owner-occupied.&#160;&#160;Single-family residential loans do not generally exceed 90% of the lower of the appraised value or purchase price of the secured property.&#160;&#160;Substantially all of the one- to four-family residential mortgage originations in the Company&#8217;s portfolio are located within the Company&#8217;s primary market area.</font></div>

<div style="LINE-HEIGHT: 10pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

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<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
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<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">14</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
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<div style="TEXT-ALIGN: left; LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The Company also originates loans secured by multi-family residential properties that are generally located in the Company&#8217;s primary market area. The majority of the multi-family residential loans that are originated by the Bank are amortized over periods generally up to 20 years, with balloon maturities typically up to five years. Both fixed and adjustable interest rates are offered and it is typical for the Company to include an interest rate &#8220;floor&#8221; in the loan agreement. Generally, multi-family residential loans do not exceed 85% of the lower of the appraised value or purchase price of the secured property.</font><br>
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<div style="LINE-HEIGHT: 10pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="LINE-HEIGHT: 10pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline">Construction Lending. </font>The Company originates real estate loans secured by property or land that is under construction or development. Construction loans originated by the Company are generally secured by mortgage loans for the construction of owner occupied residential real estate or to finance speculative construction secured by residential real estate, land development, or owner-operated or non-owner occupied commercial real estate.&#160;&#160;During construction, these loans typically require monthly interest-only payments and have maturities ranging from six to twelve months. Once construction is completed, permanent construction loans may be converted to monthly payments using amortization schedules of up to 30 years on residential and generally up to 20 years on commercial real estate.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">While the Company typically utilizes maturity periods ranging from 6 to 12 months to closely monitor the inherent risks associated with construction loans for these loans, weather conditions, change orders, availability of materials and/or labor, and other factors may contribute to the lengthening of a project, thus necessitating the need to renew the construction loan at the balloon maturity.&#160;&#160;Such extensions are typically executed in incremental three month periods to facilitate project completion.&#160;&#160;The Company&#8217;s average term of construction loans is approximately 14 months.&#160;&#160;During construction, loans typically require monthly interest only payments which may allow the Company an opportunity to monitor for early signs of financial difficulty should the borrower fail to make a required monthly payment.&#160;&#160;Additionally, during the construction phase, the Company typically obtains interim inspections completed by an independent third party.&#160;&#160;This monitoring further allows the Company opportunity to assess risk.&#160;&#160;At December 31, 2012, construction loans outstanding included 13 loans, totaling $1.3 million, for which a modification had been agreed to.&#160;&#160;At June 30, 2012, construction loans outstanding included 18 loans, totaling $11.0 million, for which a modification had been agreed to. All modifications were solely for the purpose of extending the maturity date due to conditions described above.&#160;&#160;None of these modifications were executed due to financial difficulty on the part of the borrower and, therefore, were not accounted for as TDRs.</font><br>
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<div style="LINE-HEIGHT: 10pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="LINE-HEIGHT: 10pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline">Commercial Real Estate Lending. </font>The Company actively originates loans secured by commercial real estate including land (improved, unimproved, and farmland), strip shopping centers, retail establishments and other businesses generally located in the Company&#8217;s primary market area.</font><br>
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<div style="LINE-HEIGHT: 10pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="LINE-HEIGHT: 10pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Most commercial real estate loans originated by the Company generally are based on amortization schedules of up to 20 years with monthly principal and interest payments. Generally, the interest rate received on these loans is fixed for a maturity of up to five years, with a balloon payment due at maturity. Alternatively, for some loans, the interest rate adjusts at least annually after an initial period up to five years. The Company typically includes an interest rate &#8220;floor&#8221; in the loan agreement. Generally, improved commercial real estate loan amounts do not exceed 80% of the lower of the appraised value or the purchase price of the secured property. Agricultural real estate terms offered differ slightly, with amortization schedules of up to 25 years with an 80% loan-to-value ratio, or 30 years with a 75% loan-to-value ratio.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline">Consumer Lending</font>. The Company offers a variety of secured consumer loans, including home equity, direct and indirect automobile loans, second mortgages, mobile home loans and loans secured by deposits. The Company originates substantially all of its consumer loans in its primary market area. Usually, consumer loans are originated with fixed rates for terms of up to five years, with the exception of home equity lines of credit, which are variable, tied to the prime rate of interest and are for a period of ten years.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Home equity lines of credit (HELOCs) are secured with a deed of trust and are issued up to 100% of the appraised or assessed value of the property securing the line of credit, less the outstanding balance on the first mortgage and are typically issued for a term of ten years. Interest rates on the HELOCs are generally adjustable.&#160;&#160;Interest rates are based upon the loan-to-value ratio of the property with better rates given to borrowers with more equity.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Automobile loans originated by the Company include both direct loans and a smaller amount of loans originated by auto dealers. The Company generally pays a negotiated fee back to the dealer for indirect loans. Typically, automobile loans are made for terms of up to 60 months for new and used vehicles. Loans secured by automobiles have fixed rates and are generally made in amounts up to 100% of the purchase price of the vehicle.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline">Commercial Business Lending</font>. The Company&#8217;s commercial business lending activities encompass loans with a variety of purposes and security, including loans to finance accounts receivable, inventory, equipment and operating lines of credit, including agricultural production and equipment loans.&#160;&#160;The Company offers both fixed and adjustable rate commercial</font></div>

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<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
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<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">15</font></div>

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<div id="HDR">
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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">business loans. Generally, commercial loans secured by fixed assets are amortized over periods up to five years, while commercial operating lines of credit or agricultural production lines are generally for a one year period.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><a name="RANGE!G223"><!--EFPlaceholder--></a>The following tables present the balance in the allowance for loan losses and the recorded investment in loans (excluding loans in process and deferred loan fees) based on portfolio segment and impairment methods as of December 31, 2012, and June 30, 2012, and activity in the allowance for loan losses for the three- and six-month periods ended December 31, 2012 and 2011:</font></div>

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<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="26" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">At period end for the six months ended</font></div>
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<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
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<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">December 31, 2012</font></font></div>
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<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Construction</font></div>
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<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
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<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Real Estate</font></font></div>
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<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Real Estate</font></font></div>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
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<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Commercial</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Unallocated</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
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</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Allowance for loan losses:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Balance, beginning of period</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,635,346</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">243,169</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,985,838</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">483,597</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,144,104</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">7,492,054</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Provision charged to expense</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">290,255</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(90,913</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">815,427</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">44,680</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">13,257</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,072,706</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Losses charged off</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(203,242</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(417,071</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(8,589</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(29,466</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(658,368</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Recoveries</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">224</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4,462</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">6,698</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,425</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">13,809</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Balance, end of period</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,722,583</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">152,256</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,388,656</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">526,386</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,130,320</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">7,920,201</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: individually</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;evaluated for impairment</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">100,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">100,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: collectively</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;evaluated for impairment</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,722,583</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">152,256</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,288,656</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">526,386</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,620,333</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">7,310,214</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: loans acquired</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;with deteriorated credit quality</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
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<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">509,987</font></td>
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<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">509,987</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Loans:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: individually</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;evaluated for impairment</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">165,144</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">165,144</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: collectively</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;evaluated for impairment</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">224,220,783</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">12,708,780</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">233,397,723</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">28,187,249</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">123,862,663</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">622,377,198</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: loans acquired</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;with deteriorated credit quality</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,680,910</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,648,101</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,300,444</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4,629,455</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="26" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">For the three months ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="26" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">December 31, 2012</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Conventional</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Construction</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Commercial</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Consumer</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Commercial</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Unallocated</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Total</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Allowance for loan losses:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
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<td align="left" valign="bottom" width="23%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Balance, beginning of period</font></div>
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<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,714,363</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">191,784</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,456,760</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">522,655</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,195,276</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">8,080,838</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<td align="left" valign="bottom" width="23%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Provision charged to expense</font></div>
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<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">197,478</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(39,528</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">344,852</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(683</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(40,102</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">462,017</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<td align="left" valign="bottom" width="23%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Losses charged off</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(189,370</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(416,843</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(26,223</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(632,436</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Recoveries</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">112</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,887</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4,414</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,369</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">9,782</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Balance, end of period</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,722,583</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">152,256</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,388,656</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">526,386</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,130,320</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">7,920,201</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="26" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">For the six months ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="26" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">December 31, 2011</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Conventional</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Construction</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Commercial</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Consumer</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Commercial</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Unallocated</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Total</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Allowance for loan losses:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Balance, beginning of period</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,618,285</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">192,752</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,671,482</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">441,207</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,514,725</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">6,438,451</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Provision charged to expense</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">304,647</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(10,192</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,743</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">214,197</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">349,722</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">862,116</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Losses charged off</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(91,369</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(24,824</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(127,767</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(33,625</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(277,585</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Recoveries</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">6,551</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">460</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">430</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">7,143</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">9,024</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">23,608</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Balance, end of period</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,838,114</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">183,020</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,650,831</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">534,780</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,839,846</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">7,046,590</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: individually</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;evaluated for impairment</font></div>
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<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">100,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">100,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: collectively</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;evaluated for impairment</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,838,114</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">183,020</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,409,101</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">534,780</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,817,931</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">6,782,945</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: loans acquired</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;with deteriorated credit quality</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">141,730</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">21,915</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">163,645</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">16</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
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<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="26" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">For three months ended</font></div>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="26" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">December 31, 2011</font></font></div>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Conventional</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Construction</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Commercial</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Consumer</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Commercial</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Unallocated</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Total</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Allowance for loan losses:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Balance, beginning of period</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,711,466</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">375,531</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,256,971</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">520,918</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,887,175</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">6,752,061</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Provision charged to expense</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">139,154</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(192,511</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">393,202</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">39,471</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(33,883</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">345,433</font></td>
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<td align="left" valign="bottom" width="23%">
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<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(14,452</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(31,161</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(22,470</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(68,083</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
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<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Recoveries</font></div>
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<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">658</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5,551</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">9,024</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">17,179</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Balance, end of period</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,838,114</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">183,020</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,650,831</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">534,780</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,839,846</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">7,046,590</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="26" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">June 30, 2012</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
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</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
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</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Commercial</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Consumer</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Commercial</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Unallocated</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Total</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Allowance for loan losses:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Balance, end of period</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,635,346</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">243,169</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,985,838</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">483,597</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,144,104</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">7,492,054</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: individually</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;evaluated for impairment</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">347,815</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">347,815</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: collectively</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;evaluated for impairment</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,635,346</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">243,169</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,632,679</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">483,597</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,767,967</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">6,762,758</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: loans acquired</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;with deteriorated credit quality</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5,344</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">376,137</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">381,481</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="23%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Loans:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: individually</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;evaluated for impairment</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">976,881</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">976,881</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: collectively</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;evaluated for impairment</font></div>
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<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">199,514,689</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">22,811,575</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">198,296,430</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">28,985,905</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">135,649,513</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">585,258,112</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Ending Balance: loans acquired</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;with deteriorated credit quality</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,498,009</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,684,118</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,354,709</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4,536,836</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Management&#8217;s opinion as to the ultimate collectability of loans is subject to estimates regarding future cash flows from operations and the value of property, real and personal, pledged as collateral.&#160; These estimates are affected by changing economic conditions and the economic prospects of borrowers.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The allowance for loan losses is maintained at a level that, in management&#8217;s judgment, is adequate to cover probable credit losses inherent in the loan portfolio at the balance sheet date.&#160;&#160;The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings.&#160;&#160;Loan losses are charged against the allowance when an amount is determined to be uncollectible, based on management&#8217;s analysis of expected cash flow (for non-collateral-dependent loans) or collateral value (for collateral-dependent loans).&#160;&#160;Subsequent recoveries, if any, are credited to the allowance.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The allowance for loan losses is evaluated on a regular basis by management and is based upon management&#8217;s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower&#8217;s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The allowance consists of allocated and general components.&#160;&#160;The allocated component relates to loans that are classified as impaired.&#160;&#160;For those loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Under the Company&#8217;s methodology, loans are first segmented into 1) those comprising large groups of smaller-balance homogeneous loans, including single-family mortgages and installment loans, which are collectively evaluated for impairment, and 2) all other loans which are individually evaluated.&#160;&#160;Those loans in the second category are further segmented utilizing a defined grading system which involves categorizing loans by severity of risk based on conditions that may affect the ability of the borrowers to repay their debt, such as current financial information, collateral valuations, historical payment experience, credit documentation, public information, and current trends.&#160;&#160;The loans subject to credit classification represent the portion of the portfolio subject to the greatest credit risk and where adjustments to the allowance for losses on loans as a result of provisions and charge offs are most likely to have a significant impact on operations.</font></div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">17</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">During fiscal 2011, the Company changed its allowance methodology to consider, as the primary quantitative factor, average net charge offs over the most recent twelve-month period.&#160;&#160;The Company had previously considered average net charge offs over the most recent five-year period as the primary quantitative factor.&#160;&#160;The impact of the modification was minimal.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">A loan is considered impaired when, based on current information and events, it is probable that the scheduled payments of principal or interest will not be able to be collected when due according to the contractual terms of the loan agreement.&#160;&#160;Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due.&#160;&#160;Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired.&#160;&#160;Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower&#8217;s prior payment record and the amount of the shortfall in relation to the principal and interest owed.&#160;&#160;Impairment is measured on a loan-by-loan basis for commercial and agricultural loans by either the present value of expected future cash flows discounted at the loan&#8217;s effective interest rate, the loan&#8217;s obtainable market price or the fair value of the collateral if the loan is collateral dependent.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Groups of loans with similar risk characteristics are collectively evaluated for impairment based on the group&#8217;s historical loss experience adjusted for changes in trends, conditions and other relevant factors that affect repayment of the loans.&#160;&#160;Accordingly, individual consumer and residential loans are not separately identified for impairment measurements, unless such loans are the subject of a restructuring agreement due to financial difficulties of the borrower.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The general component covers non-impaired loans and is based on quantitative and qualitative factors.&#160;&#160;The loan portfolio is stratified into homogeneous groups of loans that possess similar loss characteristics and an appropriate loss ratio adjusted for qualitative factors is applied to the homogeneous pools of loans to estimate the incurred losses in the loan portfolio.&#160;&#160;</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Included in the Company&#8217;s loan portfolio are certain loans accounted for in accordance with ASC 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality.&#160;&#160;These loans were written down at acquisition to an amount estimated to be collectible.&#160;&#160;As a result, certain ratios regarding the Company&#8217;s loan portfolio and credit quality cannot be used to compare the Company to peer companies or to compare the Company&#8217;s current credit quality to prior periods.&#160;&#160;The ratios particularly affected by accounting under ASC 310-30 include the allowance for loan losses as a percentage of loans, nonaccrual loans, and nonperforming assets, and nonaccrual loans and nonperforming loans as a percentage of total loans.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
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<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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</td>
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<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
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</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Commercial</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="25%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Pass</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">225,796,824</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">12,699,677</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">233,361,886</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">28,175,550</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">123,822,714</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="25%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Watch</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,618,763</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,613,159</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">59,072</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">29,430</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,193</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="25%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Special Mention</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="25%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Substandard</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">104,869</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">9,103</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,849,082</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">11,699</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,340,393</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="25%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Doubtful</font></div>
</td>
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<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="25%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">225,901,693</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">12,708,780</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">235,210,968</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">28,187,249</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">125,163,107</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="25%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="18" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">June 30, 2012</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Conventional</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Construction</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Commercial</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Consumer</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Commercial</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="25%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Pass</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">198,847,363</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">22,811,575</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">194,280,920</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">28,967,594</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">129,572,873</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="25%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Watch</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,561,263</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">149,940</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5,398,255</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="25%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Special Mention</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="25%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Substandard</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">604,072</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">6,526,569</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">18,311</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,033,094</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="25%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Doubtful</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="25%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">201,012,698</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">22,811,575</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">200,957,429</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">28,985,905</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">137,004,222</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The above amounts include purchased credit impaired loans.&#160;&#160;At December 31, 2012, these loans comprised $37,000 of credits rated &#8220;Pass&#8221;; $1.6 million of credits rated &#8220;Watch&#8221;; no credits rated &#8220;Special Mention&#8221;; $2.9 million of loans rated &#8220;Substandard&#8221;; and no credits rated &#8220;Doubtful&#8221;.&#160;&#160;At June 30, 2012, these loans comprised $1.5 million of credits rated &#8220;Pass&#8221;; no credits rated &#8220;Watch&#8221;; no credits rated &#8220;Special Mention&#8221;; $3.0 million of credits rated &#8220;Substandard&#8221;; and no credits rated &#8220;Doubtful&#8221;.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
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<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">18</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
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<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline">Credit Quality Indicators</font>. The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends among other factors.&#160;&#160;The Company analyzes loans individually by classifying the loans as to credit risk.&#160;&#160;This analysis is performed on all loans at origination, and is updated on a quarterly basis for loans risk rated &#8220;Special Mention&#8221;, &#8220;Substandard&#8221;, or &#8220;Doubtful&#8221;.&#160;&#160;In addition, lending relationships over $250,000 are subject to an independent loan review following origination, and lending relationships in excess of $2.5 million are subject to an independent loan review annually, as are a sample of lending relationships between $1.0 million and $2.5 million, in order to verify risk ratings.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The Company uses the following definitions for risk ratings:</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 51pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline">Watch</font> &#8211; Loans classified as watch exhibit weaknesses that require more than usual monitoring.&#160; Issues may include deteriorating financial condition, payments made after due date but within 30 days, adverse industry conditions or management problems.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 51pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline">Special Mention</font> &#8211; Loans classified as special mention exhibit signs of further deterioration but still generally make payments within 30 days.&#160; This is a transitional rating and loans should typically not be rated Special Mention for more than 12 months</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 51pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline">Substandard</font> &#8211; Loans classified as substandard possess weaknesses that jeopardize the ultimate collection of the principal and interest outstanding.&#160;&#160;These loans exhibit continued financial losses, ongoing delinquency, overall poor financial condition, and insufficient collateral.&#160;&#160;They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 51pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline">Doubtful</font> &#8211; Loans classified as doubtful have all the weaknesses of substandard loans, and have deteriorated to the level that there is a high probability of substantial loss.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 51pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be <font style="FONT-STYLE: italic; DISPLAY: inline">Pass</font> rated loans.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The following tables present the Company&#8217;s loan portfolio aging analysis (excluding loans in process and deferred loan fees) as of December 31 and June 30, 2012.&#160;&#160;These tables include purchased credit impaired loans, which are reported according to aging analysis after acquisition based on the Company&#8217;s standards for such classification:</font></div>

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<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="26" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">December 31, 2012</font></font></div>
</td>
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</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">30-59 Days</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">60-89 Days</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Greater Than</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Total</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Total Loans</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Total Loans &gt; 90</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Past Due</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Past Due</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">90 Days</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Past Due</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Current</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Receivable</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Days &amp; Accruing</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Real Estate Loans:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Residential</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,316,593</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">130,947</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">664,966</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,112,506</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">223,789,187</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">225,901,693</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">293</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<td align="left" valign="bottom" width="23%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Construction</font></div>
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<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">100,351</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">100,351</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">12,608,429</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">12,708,780</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<td align="left" valign="bottom" width="23%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial</font></div>
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<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">353,561</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">101,951</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">127,968</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">583,480</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">234,627,488</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">235,210,968</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<td align="left" valign="bottom" width="23%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Consumer loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">226,460</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">28,792</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">526</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">255,778</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">27,931,471</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">28,187,249</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">526</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Commercial loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">158,518</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">180,197</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">90,381</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">429,096</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">124,734,011</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">125,163,107</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">17,012</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Total loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,055,132</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">441,887</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">984,192</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,481,211</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">623,690,586</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">627,171,797</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">17,831</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="26" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">June 30, 2012</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">30-59 Days</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">60-89 Days</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Greater Than</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Total</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Total Loans</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Total Loans &gt; 90</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Past Due</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Past Due</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">90 Days</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Past Due</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Current</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Receivable</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Days &amp; Accruing</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Real Estate Loans:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Residential</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">310,046</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">66,586</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">59,142</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">435,774</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">200,576,924</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">201,012,698</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<td align="left" valign="bottom" width="23%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">22,811,575</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">22,811,575</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<td align="left" valign="bottom" width="23%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">176,642</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">41,187</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">796,794</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,014,623</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">199,942,806</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">200,957,429</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Consumer loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">78,762</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">78,762</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">28,907,143</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">28,985,905</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Commercial loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">80,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">774,044</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">136,230,178</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">137,004,222</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Total loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,259,494</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">107,773</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">935,936</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,303,203</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">588,468,626</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">590,771,829</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The above amounts include purchased credit impaired loans.&#160;&#160;At December 31, 2012, these loans comprised $206,000 credits 30-59 Days Past Due; no credits 60-89 Days Past Due; no credits Greater Than 90 Days Past Due; $206,000 of Total Past Due credits; $4.4 million of credits Current; and $0 Loans &gt; 90 Days &amp; Accruing.&#160;&#160;At June 30, 2012, there were no purchased credit impaired loans that were past due.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">19</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">A loan is considered impaired, in accordance with the impairment accounting guidance (ASC 310-10-35-16), when based on current information and events, it is probable the Company will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan.&#160;&#160;Impaired loans include nonperforming loans, as well as performing loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties.&#160;&#160;These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The tables below present impaired loans (excluding loans in process and deferred loan fees) as of December 31 and June 30, 2012.&#160;&#160;These tables include purchased credit impaired loans.&#160;&#160;Purchased credit impaired loans are those for which it was deemed probable, at acquisition, that the Company would be unable to collect all contractually required payments receivable.&#160;&#160;In an instance where, subsequent to the acquisition, the Company determines it is probable, for a specific loan, that cash flows received will exceed the amount previously expected, the Company will recalculate the amount of accretable yield in order to recognize the improved cash flow expectation as additional interest income over the remaining life of the loan.&#160;&#160;These loans, however, will continue to be reported as impaired loans.&#160;&#160;In an instance where, subsequent to the acquisition, the Company determines it is probable, for a specific loan, that cash flows received will be less than the amount previously expected, the Company will allocate a specific allowance under the terms of ASC 310-10-35.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="10" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">December 31, 2012</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Recorded</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Unpaid Principal</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Specific</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Balance</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Balance</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Allowance</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Loans without a specific valuation allowance:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Residential real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,680,910</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,111,128</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Construction real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">100,351</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">100,351</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,285,260</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,654,711</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Consumer loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">677,060</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">686,828</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Loans with a specific valuation allowance:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Residential real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Construction real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">165,144</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">165,144</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">100,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Consumer loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">896,773</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,466,650</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">509,987</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Total:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Residential real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,680,910</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,111,128</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Construction real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">100,351</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">100,351</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,450,404</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,819,855</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">100,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Consumer loans</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial loans</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,573,833</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,153,478</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">509,987</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="10" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">June 30, 2012</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Recorded</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Unpaid Principal</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Specific</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Balance</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Balance</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Allowance</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Loans without a specific valuation allowance:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Residential real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,531,881</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,160,350</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Construction real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,563,744</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,935,620</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Consumer loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">845,692</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">868,844</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Loans with a specific valuation allowance:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Residential real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Construction real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">982,884</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,014,082</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">353,159</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Consumer loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">930,123</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,500,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">376,137</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Total:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Residential real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,531,881</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,160,350</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Construction real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,546,628</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,949,702</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">353,159</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Consumer loans</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial loans</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,775,815</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,368,844</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">376,137</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The above amounts include purchased credit impaired loans.&#160;&#160;At December 31, 2012, these loans comprised $3.7 million of impaired loans without a specific valuation allowance; $897,000 of loans with a specific valuation allowance; and $4.6 million of total impaired loans.&#160;&#160;At June 30, 2012, these loans comprised $3.6 million of impaired loans without a specific valuation allowance; $935,000 of loans with a specific valuation allowance; and $4.5 million of total impaired loans.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">20</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The following tables present information regarding interest income recognized on impaired loans:</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<table cellpadding="0" cellspacing="0" width="75%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic">(dollars in thousands)</font></font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">For the three-month period ended</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom" width="34%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">December 31, 2012</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Average</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Investment in</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Interest Income</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Impaired Loans</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Recognized</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Residential Real Estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,799</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">141</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Construction Real Estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Commercial Real Estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,668</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">48</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Consumer Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">165</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Commercial Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,306</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">24</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;Total Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4,938</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">213</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<table cellpadding="0" cellspacing="0" width="75%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic">(dollars in thousands)</font></font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">For the three-month period ended</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="34%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">December 31, 2011</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Average</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Investment in</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Interest Income</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Impaired Loans</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Recognized</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Residential Real Estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,703</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">79</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Construction Real Estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Commercial Real Estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,445</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">174</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Consumer Loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Commercial Loans</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,008</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">121</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;Total Loans</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">6,155</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">374</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<table cellpadding="0" cellspacing="0" width="75%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic">(dollars in thousands)</font></font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">For the six-month period ended</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom" width="34%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">December 31, 2012</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Average</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Investment in</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Interest Income</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Impaired Loans</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Recognized</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Residential Real Estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,589</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">269</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Construction Real Estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Commercial Real Estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,375</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">98</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Consumer Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Commercial Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,322</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">49</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;Total Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">416</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<table cellpadding="0" cellspacing="0" width="75%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic">(dollars in thousands)</font></font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="34%">
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</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="34%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">December 31, 2011</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Average</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Investment in</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Interest Income</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Impaired Loans</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Recognized</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Residential Real Estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,654</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">158</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Construction Real Estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Commercial Real Estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,866</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">295</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Consumer Loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Commercial Loans</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,514</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">450</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;Total Loans</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">7,034</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">903</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Interest income on impaired loans recognized on a cash basis in the three- and six-month periods ended December 31, 2012 and 2011, was immaterial.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">For the three- and six-month periods ended December 31, 2012, the amount of interest income recorded for impaired loans that represented a change in the present value of cash flows attributable to the passage of time was approximately $210,000 and $411,000, respectively, as compared to $371,000 and $881,000, respectively, for the three- and six-month periods ended December 31, 2011.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">21</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The following table presents the Company&#8217;s nonaccrual loans at December 31 and June 30, 2012.&#160;&#160;This table includes purchased impaired loans.&#160;&#160;Purchased credit impaired loans are placed on nonaccrual status in the event the Company cannot reasonably estimate cash flows expected to be collected.&#160;&#160;The table excludes performing troubled debt restructurings.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<table cellpadding="0" cellspacing="0" width="75%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">December 31, 2012</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">June 30, 2012</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Residential real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">602,735</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">395,374</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Construction real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">100,351</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Commercial real estate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">323,199</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">976,881</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Consumer loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">11,183</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">15,971</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Commercial loans</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,153,143</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,010,123</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Total loans</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,190,611</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,398,349</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The above amounts include purchased credit impaired loans.&#160;&#160;At December 31, 2012, and June 30, 2012, these loans comprised $897,000 and $930,000 of nonaccrual loans, respectively.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Included in certain loan categories in the impaired loans are troubled debt restructurings (TDRs), where economic concessions have been granted to borrowers who have experienced financial difficulties.&#160;&#160;These concessions typically result from our loss mitigation activities, and could include reductions in the interest rate, payment extensions, forgiveness of principal, forbearance, or other actions.&#160;&#160;Certain TDRs are classified as nonperforming at the time of restructuring and typically are returned to performing status after considering the borrower&#8217;s sustained repayment performance for a reasonable period of at least six months.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">When loans and leases are modified into a TDR, the Company evaluates any possible impairment similar to other impaired loans based on the present value of expected future cash flows, discounted at the contractual interest rate of the original loan or lease agreement, and uses the current fair value of the collateral, less selling costs, for collateral dependent loans.&#160;&#160;If the Company determines that the value of the modified loan is less than the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs, and unamortized premium or discount), impairment is recognized through an allowance estimate or a charge-off to the allowance.&#160;&#160;In periods subsequent to modification, the Company evaluates all TDRs, including those that have payment defaults, for possible impairment and recognizes impairment through the allowance.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">During the three- and six-month periods ended December 31, 2012 and 2011, certain loans were classified as TDRs.&#160;&#160;They are shown, segregated by class, in the table below:</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="14" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">For the three-month periods ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">December 31, 2012</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">December 31, 2011</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td rowspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Number of</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Recorded</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Number of</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
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</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">modifications</font></div>
</td>
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<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
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</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">modifications</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Investment</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
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</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Construction real estate</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">330,748</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">22,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Consumer loans</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial loans</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">73,369</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">248,394</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">404,117</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">270,394</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
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<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="14" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">For the six-month periods ended</font></div>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">December 31, 2012</font></div>
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<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">December 31, 2011</font></div>
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<td rowspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Recorded</font></div>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">modifications</font></div>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Investment</font></div>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">modifications</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Investment</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Residential real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">97,783</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Construction real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">100,351</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,134,756</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">6</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,027,830</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Consumer loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">239,288</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">6</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,268,106</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">7</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,474,395</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">13</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,393,719</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">At December 31 and June 30, 2012, the Company had $5,544 and $5,963, respectively, of residential real estate loans, $100,351 and $0&#160;&#160;respectively, of construction loans, $3.0 million and $3.1 million, respectively, of commercial real estate loans, $0 and $0 respectively, of consumer loans, and $1.5 million and $1.7 million, respectively, of commercial loans that were modified in TDRs and considered impaired.&#160;&#160;All loans classified as TDRs at December 31, 2012, and June 30, 2012, were so classified due to interest rate concessions.</font></div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">22</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Performing loans classified as troubled debt restructurings and outstanding at December 31 and June 30, 2012, segregated by class, are shown in the table below.&#160;&#160;Nonperforming TDRs are shown as nonaccrual loans.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">December 31, 2012</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">June 30, 2012</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td rowspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Number of</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Recorded</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Number of</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Recorded</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">modifications</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Investment</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">modifications</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Investment</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Residential real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5,544</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">39,835</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Construction real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">12</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,027,227</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">10</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,290,986</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Consumer loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">409,029</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">6</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">807,386</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">18</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,441,800</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">18</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,138,207</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Note 5: <font style="DISPLAY: inline; TEXT-DECORATION: underline">Accounting for Certain Loans Acquired in a Transfer</font></font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The Company acquired loans in a transfer during the fiscal year ended June 30, 2011.&#160;&#160;At acquisition, certain transferred loans evidenced deterioration of credit quality since origination and it was probable, at acquisition, that all contractually required payments would not be collected.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Loans purchased with evidence of credit deterioration since origination and for which it is probable that all contractually required payments will not be collected are considered to be credit impaired.&#160;&#160;Evidence of credit quality deterioration as of the purchase date may include information such as past-due and nonaccrual status, borrower credit scores and recent loan to value percentages.&#160;&#160;Purchased credit-impaired loans are accounted for under the accounting guidance for loans and debt securities acquired with deteriorated credit quality (ASC 310-30) and initially measured at fair value, which includes estimated future credit losses expected to be incurred over the life of the loan.&#160;&#160;Accordingly, an allowance for credit losses related to these loans is not carried over and recorded at the acquisition date.&#160;&#160;Management estimated the cash flows expected to be collected at acquisition using our internal risk models, which incorporate the estimate of current key assumptions, such as default rates, severity and prepayment speeds.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The carrying amount of those loans is included in the balance sheet amounts of loans receivable at December 31 and June 30, 2012.&#160;&#160;The amounts of these loans at December 31 and June 30, 2012, are as follows:</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<table cellpadding="0" cellspacing="0" width="75%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">December 31,</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">June 30,</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">2012</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2012</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Real Estate Loans:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Conventional</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,111,128</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,126,478</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Construction</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,017,552</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,087,192</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Consumer loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Commercial loans</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,880,089</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,947,738</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Outstanding balance</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">6,008,769</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">6,161,408</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Carrying amount, net of fair value adjustment of</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;$1,379,314 and $1,624,572</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;at December 31, 2012 and June 30, 2012,</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;respectively</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4,629,455</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4,536,836</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Accretable yield, or income expected to be collected, is as follows:</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<table cellpadding="0" cellspacing="0" width="75%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Three-month period ended</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Three-month period ended</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">December 31, 2012</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">December 31, 2011</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Balance at beginning of period</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">838,049</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">942,876</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Additions</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Accretion</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(158,020</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(283,279</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Reclassification from nonaccretable difference</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">7,215</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">144,947</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Disposals</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Balance at end of period</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">687,244</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">804,544</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Six-month period ended</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Six-month period ended</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">December 31, 2012</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">December 2011</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Balance at beginning of period</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">489,356</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">792,942</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Additions</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Accretion</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(305,626</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(704,238</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Reclassification from nonaccretable difference</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">503,514</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">715,840</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Disposals</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Balance at end of period</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">687,244</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">804,544</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">23</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">During the six-month periods ended December 31, 2012 and 2011, the Company increased the allowance for loan losses by a charge to the income statement of $166,000 and $42,000 respectively, related to these purchased credit impaired loans.&#160;&#160;During the same periods, allowance for loan losses of $5,300 and $0, respectively, was reversed.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Note 6:&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Deposits</font></font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Deposits are summarized as follows:</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<table cellpadding="0" cellspacing="0" width="75%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">December 31,</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">June 30,</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">2012</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2012</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Non-interest bearing accounts</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">61,454,305</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">54,812,645</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">NOW accounts</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">206,813,721</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">193,870,344</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Money market deposit accounts</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">17,730,783</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">18,099,265</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Savings accounts</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">83,423,242</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">86,717,214</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Certificates</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">236,983,084</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">231,314,155</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;Total Deposit Accounts</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">606,405,135</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">584,813,623</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Note 7:&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Earnings Per Share</font></font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The following table sets forth the computation of basic and diluted earnings per share:</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Three months ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">December 31,</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">2012</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">2011</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Net income</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,480,920</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,674,440</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Dividend payable on preferred stock</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">50,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">121,713</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Net income available to common shareholders</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,430,920</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,552,727</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Average Common shares &#8211; outstanding basic</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,249,309</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,595,073</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Stock options under treasury stock method</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">134,241</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">91,454</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Average Common shares &#8211; outstanding diluted</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,383,550</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,686,527</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Basic earnings per common share</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.75</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.98</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Diluted earnings per common share</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.72</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.95</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Six months ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">December 31,</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">2012</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">2011</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Net income</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5,071,174</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5,524,832</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Dividend payable on preferred stock</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">245,115</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">352,111</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Net income available to common shareholders</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4,826,059</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5,172,721</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Average Common shares &#8211; outstanding basic</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,248,839</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,345,498</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Stock options under treasury stock method</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">132,865</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">88,800</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Average Common shares &#8211; outstanding diluted</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,381,704</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,434,298</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Basic earnings per common share</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.49</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2.21</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Diluted earnings per common share</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.43</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2.12</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">At December 31, 2012 and 2011, no options outstanding had an exercise price exceeding the market price.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Note 8: <font style="DISPLAY: inline; TEXT-DECORATION: underline">Income Taxes</font></font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The Company files income tax returns in the U.S. Federal jurisdiction and various states.&#160;&#160;The Company is no longer subject to federal and state examinations by tax authorities for fiscal years before 2009.&#160;&#160;The Company recognized no interest or penalties related to income taxes.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">24</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The Company&#8217;s income tax provision is comprised of the following components:</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">For the three-month periods ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">For the six-month periods ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">December 31, 2012</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">December 31, 2011</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">December 31, 2012</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">December 31, 2011</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Income taxes</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Current</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,328,723</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,815,252</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,469,609</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,259,459</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Deferred</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(263,837</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(498,145</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(263,837</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(498,145</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Total income tax provision</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,064,886</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,317,107</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,205,772</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,761,314</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The components of net deferred tax assets are summarized as follows:</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<table cellpadding="0" cellspacing="0" width="75%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">December 31, 2012</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">June 30, 2012</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Deferred tax assets:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Provision for losses on loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,393,565</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,247,995</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Accrued compensation and benefits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">176,279</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">171,113</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Other-than-temporary impairment on</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;available for sale securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">261,405</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">261,405</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;NOL carry forwards acquired</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">159,613</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">159,613</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Unrealized loss on other real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">18,700</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">47,600</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Other</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">87,202</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Total deferred tax assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4,096,764</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,887,726</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Deferred tax liabilities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;FHLB stock dividends</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">188,612</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">188,612</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Purchase accounting adjustments</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">893,549</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">893,549</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Depreciation</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">506,028</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">552,633</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Prepaid expenses</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">184,593</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">123,704</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Unrealized gain on available for sale</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">533,220</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">400,554</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Other</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">69,083</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Total deferred tax liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,306,002</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,228,135</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Net deferred tax&#160;&#160;asset</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,790,762</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,659,591</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">As of December 31, 2012, and June 30, 2012, the Company had approximately $515,000 of federal and state net operating loss carryforwards, which were acquired in the July 2009 acquisition of Southern Bank of Commerce.&#160;&#160;The amount reported is net of the IRC Sec. 382 limitation, or state equivalent, related to utilization of net operating loss carryforwards of acquired corporations.&#160;&#160;Unless otherwise utilized, the net operating losses will begin to expire in 2027.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">A reconciliation of income tax expense at the statutory rate to the Company&#8217;s actual income tax is shown below:</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">For the three-month period ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">For the six-month period ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">December 31, 2012</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">December 31, 2011</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">December 31, 2012</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">December 31, 2011</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Tax at statutory rate</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,205,574</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,357,126</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,474,162</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,817,290</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Increase (reduction) in taxes</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;resulting from:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Nontaxable municipal income</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(128,391</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(113,303</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(252,659</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(217,673</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;State tax, net of Federal benefit</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">84,480</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">103,620</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">176,880</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">220,275</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Cash surrender value of</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Bank-owned life insurance</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(43,764</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(24,275</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(86,543</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(48,603</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Other, net</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(53,013</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(6,060</font></td>
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<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(106,068</font></td>
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<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(9,974</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="44%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Actual provision</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,064,886</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,317,107</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,205,772</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,761,314</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Tax credit benefits in the amount of $124,000 and $249,000, respectively, were recognized in the three- and six-month periods ended December 31, 2012, as compared to $73,000&#160;&#160;and $146,000, respectively, recognized in the three- and six-month periods ended December 31, 2011, under the flow-through method of accounting for investments in tax credits.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Note 9:&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">401(k) Retirement Plan</font></font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The Company established a tax-qualified ESOP in April 1994. During fiscal 2011, the plan was merged with the Company&#8217;s 401(k) Retirement Plan (the Plan).&#160;&#160;The Plan covers substantially all employees who are at least 21 years of age and who have completed one year of service.&#160;&#160;In fiscal 2012, the Company converted the Plan to provide a safe harbor matching contribution of up to 4% of eligible compensation, and also made additional, discretionary profit-sharing contributions for fiscal 2012; for fiscal 2013, the Company has maintained the safe harbor matching contribution of 4%, and expects to continue to make additional, discretionary profit-sharing contributions.&#160;&#160;During the three- and six-month periods ended</font></div>

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<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">25</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
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<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">December 31, 2012, retirement plan expenses recognized were approximately $116,000 and $228,000, respectively, as compared to $105,000 and $205,000, respectively, for the three- and six-month periods ended December 31, 2011.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Note 10:&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Corporate Obligated Floating Rate Trust Preferred Securities</font></font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Southern Missouri Statutory Trust I issued $7.0 million of Floating Rate Capital Securities (the &#8220;Trust Preferred Securities&#8221;) in March, 2004, with a liquidation value of $1,000 per share.&#160;&#160;The securities are due in 30 years, are now redeemable, and bear interest at a floating rate based on LIBOR.&#160;&#160;The securities represent undivided beneficial interests in the trust, which was established by the Company for the purpose of issuing the securities.&#160;&#160;The Trust Preferred Securities were sold in a private transaction exempt from registration under the Securities Act of 1933, as amended (the &#8220;Act&#8221;) and have not been registered under the Act.&#160;&#160;The securities may not be offered or sold in the United States absent registration or an applicable exemption from registration requirements.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Southern Missouri Statutory Trust I used the proceeds from the sale of the Trust Preferred Securities to purchase Junior Subordinated Debentures of the Company.&#160;&#160;The Company has used its net proceeds for working capital and investment in its subsidiary.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Note 11: <font style="DISPLAY: inline; TEXT-DECORATION: underline">Small Business Lending Fund</font></font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">On July 21, 2011, as part of the Small Business Lending Fund (SBLF) of the United States Department of the Treasury (Treasury), the Company entered into a Small Business Lending Fund-Securities Purchase Agreement (Purchase Agreement) with the Secretary of the Treasury, pursuant to which the Company (i) sold 20,000 shares of the Company&#8217;s Senior Non-Cumulative Perpetual Preferred Stock, Series A (SBLF Preferred Stock) to the Secretary of the Treasury for a purchase price of $20,000,000.&#160;&#160;The SBLF Preferred Stock was issued pursuant to the SBLF program, a $30 billion fund established under the Small Business Jobs Act of 2010 that was created to encourage lending to small business by providing capital to qualified community banks with assets of less than $10 billion.&#160;&#160;</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The SBLF Preferred Stock qualifies as Tier 1 capital.&#160;&#160;The SBLF Preferred Stock is entitled to receive non-cumulative dividends, payable quarterly, on each January&#160;1, April&#160;1, July&#160;1 and October&#160;1, beginning October&#160;1, 2011.&#160; The dividend rate, as a percentage of the liquidation amount, can fluctuate on a quarterly basis during the first 10 quarters during which the SBLF Preferred Stock is outstanding, based upon changes in the Bank&#8217;s level of Qualified Small Business Lending (QBSL), as defined in the Purchase Agreement.&#160;&#160;Based upon the increase in the Bank&#8217;s level of QBSL over the baseline level calculated under the terms of the Purchase Agreement, the dividend rate for the initial dividend period was set at 2.8155%.&#160; For the second through ninth calendar quarters, the dividend rate may be adjusted to between one percent (1%) and five percent (5%) per annum, to reflect the amount of change in the Bank&#8217;s level of QBSL.&#160;&#160;The dividend payable for the quarter ended December 31, 2012, was based on a rate of 1%, calculated based on qualifying small business lending totals reported as of $225.3 million, as compared to an adjusted baseline total of $188.6 million.&#160;&#160;At December 31, 2012, qualifying small business lending totals were reported at $215.6 million.&#160;&#160;For the tenth calendar quarter through four and one half years after issuance, the dividend rate will be fixed at between one percent (1%) and seven percent (7%) based upon the increase in QBSL as compared to the baseline.&#160; After four and one half years from issuance, the dividend rate will increase to 9% (including a quarterly lending incentive fee of 0.5%).</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The SBLF Preferred Stock is non-voting, except in limited circumstances.&#160; In the event that the Company misses five dividend payments, the holder of the SBLF Preferred Stock will have the right to appoint a representative as an observer on the Company&#8217;s Board of Directors.&#160; In the event that the Company misses six dividend payments, then the holder of the SBLF Preferred Stock will have the right to designate two directors to the Board of Directors of the Company.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The SBLF Preferred Stock may be redeemed at any time at the Company&#8217;s option, at a redemption price of 100% of the liquidation amount plus accrued but unpaid dividends to the date of redemption for the current period, subject to the approval of its federal banking regulator.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">As required by the Purchase Agreement, $9,635,000 of the proceeds from the sale of the SBLF Preferred Stock was used to redeem the 9,550 shares of the Company&#8217;s Fixed Rate Cumulative Perpetual Preferred Stock, Series A issued in 2008 to the Treasury in the Troubled Asset Relief Program (TARP), plus the accrued dividends owed on those preferred shares.&#160;&#160;As part of the 2008 TARP transaction, the Company issued a ten-year warrant to Treasury to purchase 114,326 shares of the Company&#8217;s common stock at an exercise price of $12.53 per share.&#160;&#160;The Company has not repurchased the warrant, which is still held by Treasury.</font></div>

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<div id="FTR">
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<div id="HDR">
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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Note 12:&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Fair Value Measurements</font></font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">ASC Topic 820, <font style="FONT-STYLE: italic; DISPLAY: inline">Fair Value Measurements</font>, defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date.&#160;&#160;Topic 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value.&#160;&#160;The standard describes three levels of inputs that may be used to measure fair value:</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 51pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Level 1</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Quoted prices in active markets for identical assets or liabilities</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 51pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Level 2</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in active markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 51pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Level 3</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Recurring Measurements.&#160;&#160;</font>The following table presents the fair value measurements of assets&#160;&#160;recognized in the accompanying balance sheets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at December 31 and June 30, 2012:</font></div>

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<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="14" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Fair Value Measurements at December 31, 2012, Using</font>:</font></div>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td rowspan="3" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td rowspan="3" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" rowspan="3" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Fair Value</font></font></div>
</td>
<td nowrap rowspan="3" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Quoted Prices in Active</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Markets for Identical</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Assets</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Significant Other</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Observable Inputs</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Significant</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Unobservable</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Inputs</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">(Level 1)</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">(Level 2)</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">(Level 3)</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="32%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">U.S. government sponsored enterprises (GSEs)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">19,029,555</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">19,029,555</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="32%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">State and political subdivisions</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">40,004,851</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">40,004,851</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="32%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Other securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,522,712</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,464,712</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">58,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="32%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">FHLMC preferred stock</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="32%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Mortgage-backed GSE residential</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">17,092,919</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">17,092,919</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="14" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Fair Value Measurements at June 30, 2012, Using</font>:</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td rowspan="3" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td rowspan="3" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" rowspan="3" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">Fair Value</font></font></div>
</td>
<td nowrap rowspan="3" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Quoted Prices in Active</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Markets for Identical</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Assets</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Significant Other</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Observable</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Inputs</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Significant</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Unobservable</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Inputs</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">(Level 1)</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">(Level 2)</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">(Level 3)</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="32%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">U.S. government sponsored enterprises (GSEs)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">18,099,618</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">18,099,618</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="32%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">State and political subdivisions</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">36,381,253</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">36,381,253</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="32%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Other securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,393,257</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,360,657</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">32,600</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="32%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">FHLMC preferred stock</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="32%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Mortgage-backed GSE residential</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">19,252,717</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">19,252,717</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="14%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Following is a description of the valuation methodologies and inputs used for assets measured at fair value on a recurring basis and recognized in the accompanying consolidated balance sheets, as well as the general classification of such assets pursuant to the valuation hierarch.&#160;&#160;There have been no significant changes in the valuation techniques during the period ended December 31, 2012.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline">Available-for-sale Securities.</font>&#160;&#160;When quoted market prices are available in an active market, securities are classified within Level 1.&#160;&#160;The Company does not have Level 1 securities.&#160;&#160;If quoted market prices are not available, then fair values are estimated using pricing models, or quoted prices of securities with similar characteristics.&#160;&#160;For these securities, our Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond&#8217;s terms and conditions, among other things.&#160;&#160;Level 2 securities include U.S. Government-sponsored enterprises, state and political subdivisions, other securities and mortgage-backed GSE residential securities.&#160;&#160;In certain cases where Level 1 or Level 2 inputs are not available, securities are classified within Level 3 of the hierarchy.</font></div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">27</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The following table presents a reconciliation of activity for available for sale securities measured at fair value based on significant unobservable (Level 3) information for the six-month periods ended December 31, 2012 and 2011:</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<table cellpadding="0" cellspacing="0" width="75%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Three months ended</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">December 31, 2012</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">December 31, 2011</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Available-for-sale securities, beginning of year</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">43,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">29,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;Total unrealized gain (loss) included in comprehensive income</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">15,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;Transfer from Level 2 to Level 3</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Available-for-sale securities, end of period</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">58,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">29,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<table cellpadding="0" cellspacing="0" width="75%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Six months ended</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">December 31, 2012</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">December 31, 2011</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Available-for-sale securities, beginning of year</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">32,600</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">71,004</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;Total unrealized gain (loss) included in comprehensive income</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">25,400</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(42,004</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;Transfer from Level 2 to Level 3</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Available-for-sale securities, end of period</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">58,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">29,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Nonrecurring Measurements.</font>&#160;&#160;The following tables present the fair value measurement of assets measured at fair value on a nonrecurring basis and the level within the ASC 820 fair value hierarchy in which the fair value measurements fell at December 31 and June 30, 2012:</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="14" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Fair Value Measurements at <font style="DISPLAY: inline; FONT-WEIGHT: bold">December 31, 2012</font>, Using:</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Quoted Prices in</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Active Markets for</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Significant Other</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Significant</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Identical Assets</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Observable Inputs</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Unobservable Inputs</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Fair Value</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(Level 1)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(Level 2)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(Level 3)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Impaired loans (collateral dependent)</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">452,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">452,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Foreclosed and repossessed assets held for sale</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,576,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,576,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="36%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="36%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="14" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Fair Value Measurements at June 30, 2012, Using:</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Quoted Prices in</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Active Markets for</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Significant Other</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Significant</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Identical Assets</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Observable Inputs</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Unobservable Inputs</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Fair Value</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(Level 1)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(Level 2)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(Level 3)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Impaired loans (collateral dependent)</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,214,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,214,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Foreclosed and repossessed assets held for sale</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,435,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,435,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The following table presents gains and (losses) recognized on assets measured on a non-recurring basis for the six-month periods ended December 31, 2012 and 2011:</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">For the six months ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">December 31, 2012</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">December 31, 2011</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Impaired loans (collateral dependent)</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(134,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(142,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Foreclosed and repossessed assets held for sale</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(552,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(121,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Total gains (losses) on assets measured on a non-recurring basis</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(686,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(263,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The following is a description of valuation methodologies and inputs used for assets measured at fair value on a nonrecurring basis and recognized in the accompanying consolidated balance sheets, as well as the general classification of such assets and liabilities pursuant to the valuation hierarch.&#160;&#160;For assets classified within Level 3 of fair value hierarchy, the process used to develop the reported fair value process is described below.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline">Impaired Loans (Collateral Dependent).</font>&#160; A collateral dependent loan is considered to be impaired when it is probable that all of the principal and interest due may not be collected according to its contractual terms.&#160;&#160;Generally, when a collateral dependent loan is considered impaired, the amount of reserve required is measured based on the fair value of the underlying collateral. The Company makes such&#160;measurements on all material collateral dependent loans deemed impaired using the fair value of the collateral for collateral dependent loans. The fair value of collateral used by the Company is determined by obtaining an observable market price or by obtaining an appraised value from an independent, licensed or certified appraiser, using observable market data.&#160;This data includes information such as selling price of similar properties and capitalization rates of similar properties sold within the market, expected future cash flows or earnings of the subject property based on</font></div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">28</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">current market expectations, and other relevant factors. In addition, management applies selling and other discounts to the underlying collateral value to determine the fair value. If an appraised value is not available, the fair value of the collateral dependent impaired loan is determined by an adjusted appraised value including unobservable cash flows.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">On a quarterly basis, loans classified as special mention, substandard, doubtful, or loss are evaluated including the loan officer&#8217;s review of the collateral and its current condition, the Company&#8217;s knowledge of the current economic environment in the&#160;&#160;market where the collateral is located, and the Company&#8217;s recent experience with real estate in the area. The date of the appraisal is also considered in conjunction with the economic environment and any decline in the real estate market since the appraisal was obtained.&#160;&#160;For all loan types, updated appraisals are obtained if considered necessary.&#160;&#160;Of the Company&#8217;s $4.8 million (carrying value) in impaired loans (collateral-dependent and purchased credit-impaired) at December 31, 2012, the Company utilized a real estate appraisal performed in the past 12 months to serve as the primary basis of our valuation for approximately $1.6 million .&#160; Older real estate appraisals were available for impaired loans with an carrying value of approximately $2.3 million.&#160; The remaining $0.9 million was secured by collateral such as closely-held stock, an assignment of notes receivable, accounts receivable, or inventory.&#160;&#160;In instances where the economic environment has worsened and/or the real estate market declined since the last appraisal, a higher distressed sale discount would be applied to the appraised value.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The Company records collateral dependent impaired loans based on nonrecurring Level 3 inputs.&#160;&#160;If a collateral dependent loan&#8217;s fair value, as estimated by the Company, is less than its carrying value, the Company either records a charge-off of the portion of the loan that exceeds the fair value or establishes a specific reserve as part of the allowance for loan losses.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline">Foreclosed and Repossessed Assets Held for Sale.</font>&#160;&#160;Foreclosed and repossessed assets held for sale are valued at the time the loan is foreclosed upon or collateral is repossessed and the asset is transferred to foreclosed or repossessed assets held for sale. The value of the asset is based on third party or internal appraisals, less estimated costs to sell and appropriate discounts, if any. The appraisals are generally discounted based on current and expected market conditions that may impact the sale or value of the asset and management&#8217;s knowledge and experience with similar assets. Such discounts typically may be significant and result in a Level 3 classification of the inputs for determining fair value of these assets. Foreclosed and repossessed assets held for sale are continually evaluated for additional impairment and are adjusted accordingly if impairment is identified.</font></div>

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</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Unobservable (Level 3) Inputs.</font>&#160;&#160;The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements.</font></div>

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</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Fair value at</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">December 31, 2012</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Valuation</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">technique</font></div>
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Unobservable</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">inputs</font></div>
</td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Range of</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Discounts applied</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Weighted-average</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">discount applied</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="top">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Available-for-sale securities</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;(pooled trust preferred security)</font></div>
</td>
<td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="top" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="top" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">58,000</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="top">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Discounted cash</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;flow</font></div>
</td>
<td align="left" valign="top">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Discount rate</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Prepayment rate</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Projected defaults</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;and deferrals</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;(% of pool balance)</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Anticipated recoveries</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;(% of pool balance)</font></div>
</td>
<td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" colspan="2" valign="top">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">n/a</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">n/a</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">n/a</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">n/a</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" colspan="2" valign="top">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">7.5%</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1% annually <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font></font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">41.3%</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">6.4%</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="top" width="23%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Impaired loans (collateral dependent)</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="top" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">452,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="top" width="15%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Internal or third-</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;party appraisal</font></div>
</td>
<td align="left" valign="top" width="17%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Discount to reflect</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;realizable value</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="top" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.1% - 32.8</font></td>
<td nowrap valign="top" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="top" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5.7</font></td>
<td nowrap valign="top" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
</tr><tr>
<td align="left" valign="top" width="23%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Foreclosed and repossessed assets</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="top" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,576,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="top" width="15%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Third-party</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;appraisal</font></div>
</td>
<td align="left" valign="top" width="17%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Marketability discount</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="top" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.0% - 40.9</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="top" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">15.3</font></td>
<td nowrap valign="top" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
</tr><tr>
<td valign="bottom" width="23%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="17%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" colspan="14" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1) </font>The Level 3 fair value measurement also assumes that issuers of asset size $15 billion and above will generally prepay during 2013, unless issued at a variable rate with a spread of less than 150 bps over LIBOR; other issuers are expected to prepay at a rate of 1% annually, unless issued at a fixed rate of 8% or more by a bank reasonably expected to be able to prepay.</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">29</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Fair Value of Financial Instruments. </font>The following table presents estimated fair values of the Company&#8217;s financial instruments and the level within the fair value hierarchy in which the fair value measurements fell at December 31 and June 30, 2012.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
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<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;<font style="FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="14" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt; FONT-WEIGHT: bold">December 31, 2012</font></div>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">Quoted Prices</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">in Active</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">Significant</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">Markets for</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">Significant Other</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">Unobservable</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">Carrying</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">Identical Assets</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">Observable Inputs</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">Inputs</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">Amount</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">(Level 1)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">(Level 2)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">(Level 3)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">Financial assets</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Cash and cash equivalents</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">16,298</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">16,298</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Interest-bearing time deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">2,154</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">2,154</font></td>
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<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
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<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Stock in FHLB</font></div>
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<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
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<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">2,018</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
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<td align="left" valign="bottom" width="40%">
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<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;St. Louis</font></div>
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<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
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<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Loans receivable, net</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">619,410</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;625,586</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Accrued interest receivable</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">4,343</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">4,343</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">Financial liabilities</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">606,405</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;237,886</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;369,319</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Securities sold under agreements</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;to repurchase</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">30,945</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt"><font style="FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt"><font style="FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">30</font>,945</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Advances from FHLB</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">24,500</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt"><font style="FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;<font style="FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">27,867</font></font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
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<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Accrued interest payable</font></div>
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<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">540</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">540</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
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<td align="left" valign="bottom" width="40%">
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<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">7,217</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;5,623</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
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<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">Unrecognized financial instruments</font></div>

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<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
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<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Commitments to originate loans</font></div>
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<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
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<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Letters of credit</font></div>
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<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Lines of credit</font></div>
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<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
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<td valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
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<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">June 30, 2012</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">Quoted Prices</font></div>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">in Active</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">Significant</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">Markets for</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">Significant Other</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">Unobservable</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">Carrying</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">Identical Assets</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">Observable Inputs</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">Inputs</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">Amount</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">(Level 1)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">(Level 2)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">(Level 3)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">Financial assets</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Cash and cash equivalents</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">33,421</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">33,421</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Interest-bearing time deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">1,273</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">1,273</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Stock in FHLB</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">2,018</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">2,018</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
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<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Stock in Federal Reserve Bank of</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;St. Louis</font></div>
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<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">1,001</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">1,001</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
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<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Loans receivable, net</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">583,465</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">587,955</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Accrued interest receivable</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">3,694</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">3,694</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">Financial liabilities</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">584,814</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">353,212</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">232,583</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Securities sold under agreements</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;to repurchase</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">25,642</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">25,642</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Advances from FHLB</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">24,500</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">27,923</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Accrued interest payable</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">626</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">626</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Subordinated debt</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">7,217</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">5,103</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">Unrecognized financial instruments</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(net of contract amount)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Commitments to originate loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Letters of credit</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Lines of credit</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The following methods and assumptions were used in estimating the fair values of financial instruments:</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Cash and cash equivalents and interest-bearing time deposits are valued at their carrying amounts, which approximates book value.&#160;&#160;Stock in FHLB and the Federal Reserve Bank of St. Louis is valued at cost, which approximates fair value.&#160;&#160;Fair value of loans is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities.&#160;&#160;Loans with similar characteristics are aggregated for purposes of the calculations.&#160;&#160;The carrying amounts of accrued interest approximate their fair values.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The fair value of fixed-maturity time deposits is estimated using a discounted cash flow calculation that applies the rates currently offered for deposits of similar remaining maturities.&#160;&#160;Non-maturity deposits and securities sold under agreements are valued at their carrying value, which approximates fair value.&#160;&#160;Fair value of advances from the FHLB is estimated by</font></div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">30</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">discounting maturities using an estimate of the current market for similar instruments.&#160;&#160;The fair value of subordinated debt is estimated using rates currently available to the Company for debt with similar terms and maturities.&#160;&#160;The fair value of commitments to originate loans is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties.&#160;&#160;For fixed-rate loan commitments, fair value also considers the difference between current levels of interest rates and committed rates.&#160;&#160;The fair value of letters of credit and lines of credit are based on fees currently charged for similar agreements or on the estimated cost to terminate or otherwise settle the obligations with the counterparties at the reporting date.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">PART I:</font>&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 2</font>:&#160;&#160;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">General</font></font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Southern Missouri Bancorp, Inc. (Southern Missouri or Company) is a Missouri corporation and owns all of the outstanding stock of Southern Bank (Bank).&#160;&#160;The Company&#8217;s earnings are primarily dependent on the operations of the Bank.&#160;&#160;As a result, the following discussion relates primarily to the operations of the Bank.&#160;&#160;The Bank&#8217;s deposit accounts are generally insured up to a maximum of $250,000 by the Deposit Insurance Fund (DIF), which is administered by the Federal Deposit Insurance Corporation (FDIC).&#160;&#160;As of December 31, 2012, the Bank conducts its business through its home office located in Poplar Bluff, and 17 full service branch facilities in Poplar Bluff (3), Van Buren, Dexter, Kennett, Doniphan, Qulin, Sikeston, Matthews, and Springfield, Missouri, and Paragould, Jonesboro, Brookland, Leachville, Batesville, and Searcy, Arkansas.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The significant accounting policies followed by Southern Missouri Bancorp, Inc. and its wholly-owned subsidiary for interim financial reporting are consistent with the accounting policies followed for annual financial reporting.&#160;&#160;All adjustments, which are of a normal recurring nature and are in the opinion of management necessary for a fair statement of the results for the periods reported, have been included in the accompanying consolidated condensed financial statements.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The consolidated balance sheet of the Company as of June 30, 2012, has been derived from the audited consolidated balance sheet of the Company as of that date.&#160;&#160;Certain information and note disclosures normally included in the Company&#8217;s annual financial statements prepared in accordance with accounting principles generally accepted in the United States of America have been condensed or omitted.&#160;&#160;These consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company&#8217;s Form 10-K annual report filed with the Securities and Exchange Commission.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Management&#8217;s discussion and analysis of financial condition and results of operations is intended to assist in understanding the financial condition and results of operations of the Company.&#160;&#160;The information contained in this section should be read in conjunction with the unaudited consolidated financial statements and accompanying notes.&#160;&#160;The following discussion reviews the Company&#8217;s condensed consolidated financial condition at December 31, 2012, and results of operations for the three-&#160;&#160;and six-month periods ended December 31, 2012 and 2011.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Forward Looking Statements</font></font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">This document contains statements about the Company and its subsidiaries which we believe are &#8220;forward-looking statements&#8221; within the meaning of the Private Securities Litigation Reform Act of 1995.&#160;&#160;These forward-looking statements may include, without limitation, statements with respect to anticipated future operating and financial performance, growth opportunities, interest rates, cost savings and funding advantages expected or anticipated to be realized by management.&#160;&#160;Words such as &#8220;may,&#8221; &#8220;could,&#8221; &#8220;should,&#8221; &#8220;would,&#8221; &#8220;believe,&#8221; &#8220;anticipate,&#8221; &#8220;estimate,&#8221; &#8220;expect,&#8221; &#8220;intend,&#8221; &#8220;plan&#8221; and similar expressions are intended to identify these forward-looking statements.&#160;&#160;Forward-looking statements by the Company and its management are based on beliefs, plans, objectives, goals, expectations, anticipations, estimates and intentions of management and are not guarantees of future performance.&#160;&#160;The important factors we discuss below, as well as other factors discussed under the caption &#8220;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations&#8221; and identified in this filing and in our other filings with the SEC and those presented elsewhere by our management from time to time, could cause actual results to differ materially from those indicated by the forward-looking statements made in this document:</font></div>

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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">the strength of the United States economy in general and the strength of the local economies in which we conduct operations;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">fluctuations in interest rates and in real estate values;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">monetary and fiscal policies of the Board of Governors of the Federal Reserve System (the &#8220;Federal Reserve Board&#8221;) and the U.S. Government and other governmental initiatives affecting the financial services industry;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">the risks of lending and investing activities, including changes in the level and direction of loan delinquencies and write-offs and changes in estimates of the adequacy of the allowance for loan losses;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">our ability to access cost-effective funding;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">the timely development of and acceptance of our new products and services and the perceived overall value of these products and services by users, including the features, pricing and quality compared to competitors' products and services;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">expected cost savings, synergies and other benefits from our merger and acquisition activities might not be realized within the anticipated time frames or at all, and costs or difficulties relating to integration matters, including but not limited to customer and employee retention, might be greater than expected;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">fluctuations in real estate values and both residential and commercial real estate market conditions;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">demand for loans and deposits in our market area;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">legislative or regulatory changes that adversely affect our business;</font></div>
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</tr></table>
</div>

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<td style="WIDTH: 45pt">
<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160; </font></div>
</td>
<td style="WIDTH: 17pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline;" face="Symbol, serif">&#183;</font></font></div>
</td>
<td>
<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">results of examinations of us by our regulators, including the possibility that our regulators may, among other things, require us to increase our reserve for loan losses or to write-down assets;</font></div>
</td>
</tr></table>
</div>

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<td style="WIDTH: 45pt">
<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160; </font></div>
</td>
<td style="WIDTH: 17pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline;" face="Symbol, serif">&#183;</font></font></div>
</td>
<td>
<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">the impact of technological changes; and</font></div>
</td>
</tr></table>
</div>

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<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160; </font></div>
</td>
<td style="WIDTH: 17pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline;" face="Symbol, serif">&#183;</font></font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">our success at managing the risks involved in the foregoing.</font></div>
</td>
</tr></table>
</div>

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</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The Company disclaims any obligation to update or revise any forward-looking statements based on the occurrence of future events, the receipt of new information, or otherwise.</font></div>

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</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Non-GAAP Disclosures</font></font></div>

<div style="LINE-HEIGHT: 12pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
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</div>

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<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160; </font></div>
</td>
<td style="WIDTH: 17pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline;" face="Symbol, serif">&#183;</font></font></div>
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<td>
<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">net income available to common shareholders excluding the accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits related to the Acquisition, net of tax;</font></div>
</td>
</tr></table>
</div>

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<td style="WIDTH: 36pt">
<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160; </font></div>
</td>
<td style="WIDTH: 17pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline;" face="Symbol, serif">&#183;</font></font></div>
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<td>
<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">return on average assets excluding the accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits related to the Acquisition, net of tax;</font></div>
</td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
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<tr valign="top" style="LINE-HEIGHT: 11.4pt;">
<td style="WIDTH: 36pt">
<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160; </font></div>
</td>
<td style="WIDTH: 17pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline;" face="Symbol, serif">&#183;</font></font></div>
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<td>
<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">return on average common equity excluding the accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits related to the Acquisition, net of tax;</font></div>
</td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
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<tr valign="top" style="LINE-HEIGHT: 11.4pt;">
<td style="WIDTH: 36pt">
<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160; </font></div>
</td>
<td style="WIDTH: 17pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline;" face="Symbol, serif">&#183;</font></font></div>
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<td>
<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">net interest margin excluding the accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits related to the Acquisition;</font></div>
</td>
</tr></table>
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</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">These measurers indicate what net income available to common shareholders, return on average assets, return on average common equity, and net interest margin would have been without the impact of the accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits resulting from the December 2010 acquisition of most of the assets and assumption of substantially all of the liabilities of the former First Southern Bank, Batesville, Arkansas (the Acquisition).&#160;&#160;Management believes that showing these measures excluding these items provides useful information by which to evaluate the Company&#8217;s operating performance on an ongoing basis from period to period.</font></div>

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</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">These non-GAAP financial measures are supplemental and are not a substitute for an analysis based on GAAP measures.&#160;&#160;Because not all companies use identical calculations, these non-GAAP financial measures might not be comparable to other similarly-titled measures as determined and disclosed by other companies.&#160;&#160;Reconciliations to GAAP of these non-GAAP financial measures presented are set forth below.</font></div>

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</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The following table presents reconciliation to GAAP of net income available to common shareholders excluding the accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits related to the Acquisition, net of tax:</font></div>

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</div>

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<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom">
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<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">For the six months ended</font></div>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<td valign="bottom" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 2%">
<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(dollars in thousands)</font></div>
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<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">December 31, 2012</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">December 31, 2011</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">December 31, 2012</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">December 31, 2011</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Net income available to common stockholders</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,431</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,552</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4,826</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5,172</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 2%">
<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Less: impact of excluding accretion of fair value discount </font></div>

<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">on acquired loans and amortization of fair value premium </font></div>

<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">on acquired time deposits related to the Acquisition, net of tax</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">229</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">627</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">559</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,363</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Net income available to common shareholders - excluding </font></div>

<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">accretion of fair value discount on acquired loans and </font></div>

<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">amortization of fair value premium on acquired time deposits </font></div>

<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">related to the Acquisition, net of tax</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,202</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,925</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4,267</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,810</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">33</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The following table presents reconciliation to GAAP of return on average assets excluding the accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits related to the Acquisition, net of tax:</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">For the three months ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">For the six months ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">December 31, 2012</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">December 31, 2011</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">December 31, 2012</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">December 31, 2011</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Return on average assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.32</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.44</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.36</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.53</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 2%">
<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Less: impact of excluding accretion of fair value discount </font></div>

<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">on acquired loans and amortization of fair value premium </font></div>

<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">on acquired time deposits related to the Acquisition, net </font></div>

<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">of tax</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.12</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.34</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.15</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.38</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Return on average assets - excluding excluding accretion of </font></div>

<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">fair value discount on acquired loans and amortization of fair </font></div>

<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">value premium on acquired time deposits related to the </font></div>

<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Acquisition, net of tax</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.20</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.10</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.21</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.15</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The following table presents reconciliation to GAAP of return on average common equity excluding the accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits related to the Acquisition, net of tax:</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
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<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom">
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</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">For the six months ended</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">December 31, 2012</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">December 31, 2011</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">December 31, 2012</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">December 31, 2011</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Return on average common equity</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">12.47</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">17.07</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">12.55</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">19.27</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 2%">
<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Less: impact of excluding accretion of fair value discount </font></div>

<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">on acquired loans and amortization of fair value premium </font></div>

<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">on acquired time deposits related to the Acquisition, net </font></div>

<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">of tax</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.17</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4.19</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.45</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5.08</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Return on average common equity - excluding excluding </font></div>

<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">accretion of fair value discount on acquired loans and </font></div>

<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">amortization of fair value premium on acquired time deposits </font></div>

<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">related to the Acquisition, net of tax</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">11.29</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">12.88</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">11.10</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The following table presents reconciliation to GAAP of net interest margin excluding the accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits related to the Acquisition:</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
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<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">December 31, 2011</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">December 31, 2012</font></font></div>
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<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt"><font style="DISPLAY: inline">December 31, 2011</font></font></div>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Net interest margin</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4.17</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4.12</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4.23</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4.27</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 2%">
<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Less: impact of excluding accretion of fair value discount </font></div>

<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">on acquired loans and amortization of fair value premium </font></div>

<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">on acquired time deposits related to the Acquisition</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.21</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.56</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.26</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.63</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Net interest margin - excluding accretion of fair value </font></div>

<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">discount on acquired loans and amortization of fair value </font></div>

<div style="LINE-HEIGHT: 10.5pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">premium on acquired time deposits related to the Acquisition</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3.96</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3.56</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3.98</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3.64</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Critical Accounting Policies</font></font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Accounting principles generally accepted in the United States of America are complex and require management to apply significant judgments to various accounting, reporting and disclosure matters.&#160;&#160;Management of the Company must use assumptions and estimates to apply these principles where actual measurement is not possible or practical.&#160;&#160;For a complete discussion of the Company&#8217;s significant accounting policies, see &#8220;Notes to the Consolidated Financial Statements&#8221; in the</font></div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">34</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Company&#8217;s 2012 Annual Report.&#160;&#160;Certain policies are considered critical because they are highly dependent upon subjective or complex judgments, assumptions and estimates.&#160;&#160;Changes in such estimates may have a significant impact on the financial statements.&#160;&#160;Management has reviewed the application of these policies with the Audit Committee of the Company&#8217;s Board of Directors.&#160;&#160;For a discussion of applying critical accounting policies, see &#8220;Critical Accounting Policies&#8221; beginning on page 58 in the Company&#8217;s 2012 Annual Report.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Executive Summary</font></font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Our results of operations depend primarily on our net interest margin, which is directly impacted by the interest rate environment.&#160;&#160;The net interest margin represents interest income earned on interest-earning assets (primarily mortgage loans, commercial loans and the investment portfolio), less interest expense paid on interest-bearing liabilities (primarily certificates of deposit, savings, interest-bearing demand deposit accounts, repurchase agreements, and borrowed funds), as a percentage of average interest-earning assets.&#160;&#160;Net interest margin is directly impacted by the spread between long-term interest rates and short-term interest rates, as our interest-earning assets, particularly those with initial terms to maturity or repricing greater than one year, generally price off longer term rates while our interest-bearing liabilities generally price off shorter term interest rates.&#160;&#160;This difference in longer term and shorter term interest rates is often referred to as the steepness of the yield curve. <font style="DISPLAY: inline">A steep yield curve &#8211; in which the difference in interest rates between short term and long term periods is relatively large &#8211; could be beneficial to our net interest income, as the interest rate spread between our interest-earning assets and interest-bearing liabilities would be larger.&#160;&#160;Conversely, a flat or flattening yield curve, in which the difference in rates between short term and long term periods is relatively small or shrinking, or an inverted yield curve, in which short term rates exceed long term rates, could have an adverse impact on our net interest income, as our interest rate spread could decrease. </font>Our results of operations may also be affected significantly by general and local economic and competitive conditions, particularly those with respect to changes in market interest rates, government policies and actions of regulatory authorities.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">During the first six months of fiscal 2013, we grew our balance sheet by $31.0 million. Asset growth reflected a $35.9 million increase in net loans receivable, partially offset by a $17.1 million decrease in cash and cash equivalents.&#160;&#160;Deposits increased $21.6 million, and securities sold under agreements to repurchase increased $5.3 million.&#160;&#160;Advances from the Federal Home Loan Bank (FHLB) were unchanged.&#160;&#160;The increase in loan balances was primarily the result of growth in commercial real estate and residential (primarily multifamily) real estate loans, partially offset by a decline in commercial loans (equipment and operating lines for agricultural and other commercial borrowers). The increase in deposits was primarily the result of higher balances in interest-bearing transaction accounts, noninterest-bearing transaction accounts, and certificates of deposit, partially offset by lower savings account balances.&#160;&#160;The increase in deposits included a $7.8 million increase in public unit deposits, and was somewhat seasonal in nature, as was the increase in securities sold under agreements to repurchase.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline">Net income for the first six months of fiscal 2013 decreased&#160;&#160;8.2% to $5.1 million, as compared to $5.5 million earned during the same period of the prior year.&#160;&#160;After accounting for dividends on preferred stock of $245,000, net earnings available to common shareholders were $4.8 million in the six-month period ended December 31, 2012, a decrease of 6.7% as compared to the same period of the prior fiscal year.&#160;&#160;T</font>he decrease in net income compared to the year-ago period was attributable to an increase in noninterest expense, an increase in provision for loan losses, and a decrease in net interest income partially offset by higher noninterest income and a decline in provision for income taxes.&#160;&#160;Diluted net income available to common shareholders was $1.43 per share for the first six months of fiscal 2013, as compared to $2.12 per share for the same period of the prior year.&#160;&#160;The decrease was primarily due to the additional average shares outstanding as a result of the common offering completed in November 2011, as well as the lower net income available to common shareholders.&#160;&#160;For the first six months of fiscal 2013, noninterest expense increased $912,000, or 11.9%; provision for loan losses increased $211,000, or 24.4%; net interest income decreased $49,000, or 0.3%; noninterest income increased $162,000, or 8.1%; and provision for income taxes decreased $556,000, or 20.1%, as compared to the same period of the prior fiscal year.&#160;&#160;For more information see &#8220;Results of Operations.&#8221;</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Interest rates during the first six months of fiscal 2013 remained near historical lows.&#160;&#160;The yield curve steepened slightly from June 30, 2012, to December 31, 2012, though at points during the six month period, rates were pushed lower before increasing in more recent months.&#160;&#160;Our net interest margin for the three- and six-month periods ended December 31, 2012, was relatively stable, compared to the same periods of the prior year, as declining loan and investment yields were mostly offset by shifting of earning asset balances from relatively lower-yielding cash equivalents into higher-yielding assets, primarily loans, and as we reduced our cost of funds.&#160;&#160;Relative to recent historical norms, the curve remained relatively steep, and a steep curve is generally beneficial to the Company.&#160;&#160;In December 2008, the Federal Reserve&#8217;s Open Market Committee (FOMC) cut the targeted Federal Funds rate to a range of 0.00% to 0.25%, and in March 2009, it detailed its plan to purchase long-term mortgage-backed securities, agency debt, and long-term Treasuries.&#160;&#160;A second securities purchase program focused on US Treasuries. A third program sought to lower real estate borrowing costs through</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline">purchases of mortgage-backed securities, and extending the average life of its securities portfolio.&#160;&#160;And most recently, the FOMC has shared its plan to purchase approximately $85 billion per month in longer-term Treasuries and additional agency mortgage-backed securities.&#160;&#160;It has also indicated that it anticipates continuing its extraordinarily low short-term rate policy until the unemployment rate would decline to 6.5% or less, or inflation expectations would exceed 2.5%.&#160;&#160;In this rate environment, our net interest margin declined when comparing the first six months of fiscal 2013 to the same period of the prior year; however, the decline was attributable to fair value accounting for the Acquisition, whereby the Company acquired loans at a discount.&#160;&#160;Net interest income resulting from the accretion of that discount (and a smaller premium on acquired time deposits) declined in the first six months of fiscal 2013 to $895,000, as compared to $2.2 million in the first six months of fiscal 2012.&#160;&#160;The decrease of $1.3 million equates to 38 basis points impact on the net interest margin.&#160;&#160;Our core net interest margin, excluding this income, improved to 3.96% in the current fiscal year-to-date, as compared to 3.64% in the year-ago period, primarily as a result of a decline in lower-yielding cash and cash equivalent balances, along with an increase in relatively higher-yielding loan balances</font>.&#160;&#160;The Company expects that as the acquired loan portfolio continues to pay down, the positive impact on net interest income from this fair value accretion will continue to be reduced.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline">The Company&#8217;s net income is also affected by the level of its noninterest income and noninterest expenses.&#160;&#160;Non-interest income generally consists primarily of deposit account service charges, bank card network income, loan-related fees, increases in the cash value of bank-owned life insurance, gains on sales of loans, and other general operating income.&#160;&#160;Noninterest expenses consist primarily of compensation and employee benefits, occupancy-related expenses, deposit insurance assessments, professional fees, advertising, postage and office expenses, insurance, bank card network expenses, the amortization of intangible assets, and other general operating expenses.&#160;&#160;During the six-month period ended December 31, 2012, </font>noninterest income decreased $49,000, or 0.3%, as compared to the same period of the prior year, due to a four basis point decline in net interest margin, partially offset by a 0.4% increase in the average balance of interest-earning assets.&#160;&#160;The decline in margin was attributable to the reduction in fair value discount accretion and fair value premium amortization related to the Acquisition (see &#8220;Non-GAAP Disclosures&#8221;).&#160;&#160;Noninterest expense increased $912,000, or 11.9%, during the first six months of fiscal 2013, compared to the same period of the prior year, due primarily to compensation, occupancy, and other expenses (including costs related to foreclosed real estate) partially offset by a reduction in advertising expense.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">We expect, over time, to continue to grow our assets modestly through the origination and occasional purchase of loans, and purchases of investment securities.&#160;&#160;The primary funding for this asset growth is expected to come from retail deposits, short- and long-term FHLB borrowings, and, as needed, brokered certificates of deposit.&#160;&#160;We have grown and intend to continue to grow deposits by offering desirable deposit products for our current customers and by attracting new depository relationships.&#160;&#160;We will also continue to explore strategic expansion opportunities in market areas that we believe will be attractive to our business model.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Comparison of Financial Condition at December 31 and June 30, 2012</font></font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The Company&#8217;s total assets increased by $31.0 million, or 4.2%, to $770.2 million at December 31, 2012, as compared to $739.2 million at June 30, 2012.&#160;&#160;Balance sheet growth consisted of increased loan, fixed asset, investment securities, other assets (investment in a limited partnership to generate tax credits), and foreclosed real estate balances, partially offset by lower cash equivalent balances.&#160;&#160;Balance sheet growth was funded by increases in deposits, securities sold under agreements to repurchase, and retained earnings.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Loans, net of the allowance for loan losses, increased $35.9 million, or 6.2%, to $619.4 million at December 31, 2012, as compared to $583.5 million at June 30, 2012.&#160;&#160;Growth consisted of increases in residential (including multifamily) real estate and commercial real estate loans, <font style="DISPLAY: inline">partially offset by decreases in commercial loans (operating and equipment loans to agricultural and other commercial borrowers) and construction loans outstanding.</font></font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Available-for-sale investment balances increased by $2.5 million, or 3.4%, to $77.7 million at December 31, 2012, as compared to $75.1 million at June 30, 2012, as increases in municipal and US government agency bonds were partially offset by declines in residential mortgage-backed securities.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Cash and cash equivalents decreased $17.1 million, or 51.2%, to $16.3 million at December 31, 2012, as compared to $33.4 million at June 30, 2012.&#160;&#160;Prepaid expenses and other assets increased $4.1 million, or 39.7%, to $14.6 million at December 31, 2012, as compared to $10.4 million at June 30, 2012, as a result of an increase in foreclosed real estate balances and investments in limited partnerships to generate tax credits.&#160;&#160;Fixed assets balances were up $4.0 million, or 34.9%, to $15.3 million at December 31, 2012, as compared to $11.3 million at June 30, 2012, as the Company made additional investments in facilities, primarily to replace leased office space.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Deposit balances increased $21.6 million, or 3.7%, to $606.4 million at December 31, 2012, as compared to $584.8 million at June 30, 2012.&#160;&#160;<font style="DISPLAY: inline">The increase in deposits was primarily the result of higher balances in interest-bearing transaction</font></font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">accounts, noninterest-bearing transaction accounts, and certificates of deposit, partially offset by lower savings account balances.&#160;&#160;The increase in deposits included a $7.8 million increase in public unit deposits, and was somewhat seasonal in nature.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Securities sold under agreements to repurchase increased $5.3 million, or 20.7%, to $30.9 million at December 31, 2012, as compared to $25.6 million at June 30, 2012.&#160;&#160;The increase was largely seasonal in nature and reflected increased balances held by public unit counterparties.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Total stockholders&#8217; equity increased $4.2 million, or 4.4%, to $98.9 million at December 31, 2012, as compared to $94.7 million at June 30, 2012.&#160;&#160;The increase was due primarily to the retention of net income, as well as an increase in accumulated other comprehensive income, partially offset by cash dividends paid on common and preferred stock.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">December 31, 2012 and 2011</font></font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The tables below present certain information regarding our financial condition and net interest income for the three- and six-month periods ended December 31, 2012 and 2011.&#160;&#160;The tables present the annualized average yield on interest-earning assets and the annualized average cost of interest-bearing liabilities.&#160;&#160;We derived the yields and costs by dividing annualized income or expense by the average balance of interest-earning assets and interest-bearing liabilities, respectively, for the periods shown.&#160;&#160;Yields on tax-exempt obligations were not computed on a tax equivalent basis.</font></div>

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<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Balance</font></div>
</td>
<td nowrap rowspan="2" valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td rowspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" rowspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Interest and</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Dividends</font></div>
</td>
<td nowrap rowspan="2" valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td rowspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" rowspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Yield/</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Cost (%)</font></div>
</td>
<td nowrap rowspan="2" valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td rowspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" rowspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Average</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Balance</font></div>
</td>
<td nowrap rowspan="2" valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td rowspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" rowspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Interest and</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Dividends</font></div>
</td>
<td nowrap rowspan="2" valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td rowspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" rowspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Yield/</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Cost (%)</font></div>
</td>
<td nowrap rowspan="2" valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Interest earning assets:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;Mortgage loans (1)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">456,785,414</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">6,516,053</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5.71</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">405,224,459</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">6,884,326</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">6.80</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;Other loans (1)</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">160,709,817</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,214,314</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5.51</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">154,700,204</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,373,252</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">6.14</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total net loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">617,495,231</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">8,730,367</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5.66</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">559,924,663</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">9,257,578</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">6.61</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;Mortgage-backed securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">16,885,040</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">79,632</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.89</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">20,217,687</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">244,822</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4.84</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;Investment securities (2)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">60,580,814</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">376,663</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2.49</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">49,862,326</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">389,006</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3.12</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;Other interest earning assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">8,350,093</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">11,106</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.53</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">80,800,227</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">51,888</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.26</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total interest earning assets (1)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">703,311,178</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">9,197,768</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5.23</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">710,804,903</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">9,943,294</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5.60</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Other noninterest earning assets (3)</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">50,470,424</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">30,800,962</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">753,781,602</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">9,197,768</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">741,605,865</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">9,943,294</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Interest bearing liabilities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;Savings accounts</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">84,010,408</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">115,195</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.55</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">93,745,723</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">186,129</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.79</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;NOW accounts</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">195,119,391</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">528,091</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.08</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">178,981,238</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">864,836</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.93</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;Money market deposit accounts</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">18,481,273</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">24,183</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.52</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">18,919,788</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">43,280</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.92</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;Certificates of deposit</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">230,290,581</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">829,253</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.44</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">258,973,329</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,068,955</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.65</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total interest bearing deposits</font></div>
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<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">527,901,653</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,496,722</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.13</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">550,620,078</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,163,200</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.57</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Borrowings:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;Securities sold under agreements</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;to repurchase</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">26,857,779</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">54,165</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.81</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">27,087,057</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">59,342</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.88</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;FHLB advances</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">37,918,424</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">258,742</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2.73</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">33,500,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">339,391</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4.05</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;Subordinated debt</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">7,217,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">57,646</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3.20</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">7,217,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">59,719</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3.31</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total interest bearing liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">599,894,856</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,867,275</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.25</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">618,424,135</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,621,652</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.70</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Noninterest bearing demand deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">55,518,509</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">41,381,556</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Other noninterest bearing liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">358,056</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,996,130</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">655,771,421</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,867,275</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">661,801,821</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,621,652</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Stockholders&#8217; equity</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">98,010,181</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">79,804,044</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total liabilities and</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;stockholders' equity</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">753,781,602</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,867,275</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">741,605,865</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,621,652</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Net interest income</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">7,330,493</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">7,321,642</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Interest rate spread (4)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3.99</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3.90</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Net interest margin (5)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4.17</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4.12</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
</tr><tr>
<td valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Ratio of average interest-earning assets</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">to average interest-bearing liabilities</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">117.24</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">114.94</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top" style="LINE-HEIGHT: 11.4pt;">
<td style="WIDTH: 9pt">
<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160; </font></div>
</td>
<td style="WIDTH: 34pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">(1)</font></div>
</td>
<td>
<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Calculated net of deferred loan fees, loan discounts and loans-in-process.&#160;&#160;Non-accrual loans are included in average loans.</font></div>
</td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top" style="LINE-HEIGHT: 11.4pt;">
<td style="WIDTH: 9pt">
<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160; </font></div>
</td>
<td style="WIDTH: 34pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">(2)</font></div>
</td>
<td>
<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Includes FHLB stock and related cash dividends.</font></div>
</td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top" style="LINE-HEIGHT: 11.4pt;">
<td style="WIDTH: 9pt">
<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160; </font></div>
</td>
<td style="WIDTH: 34pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">(3)</font></div>
</td>
<td>
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</td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top" style="LINE-HEIGHT: 11.4pt;">
<td style="WIDTH: 9pt">
<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160; </font></div>
</td>
<td style="WIDTH: 34pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">(4)</font></div>
</td>
<td>
<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Interest rate spread represents the difference between the average rate on interest-earning assets and the average cost of interest-bearing liabilities.</font></div>
</td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top" style="LINE-HEIGHT: 11.4pt;">
<td style="WIDTH: 9pt">
<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160; </font></div>
</td>
<td style="WIDTH: 34pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">(5)</font></div>
</td>
<td>
<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Net interest margin represents net interest income divided by average interest-earning assets.</font></div>
</td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">37</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
&#160;</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="10" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Six-month period ended</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">December 31, 2012</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="10" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Six-month period ended</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">December 31, 2011</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td rowspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" rowspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Average</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Balance</font></div>
</td>
<td nowrap rowspan="2" valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td rowspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" rowspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Interest and </font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Dividends</font></div>
</td>
<td nowrap rowspan="2" valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td rowspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" rowspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Yield/</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Cost (%)</font></div>
</td>
<td nowrap rowspan="2" valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td rowspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" rowspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Average</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Balance</font></div>
</td>
<td nowrap rowspan="2" valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td rowspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" rowspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Interest and</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Dividends</font></div>
</td>
<td nowrap rowspan="2" valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td rowspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" rowspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Yield/</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Cost (%)</font></div>
</td>
<td nowrap rowspan="2" valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Interest earning assets:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;Mortgage loans (1)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">444,974,394</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">13,018,400</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5.85</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">405,748,903</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">13,815,919</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">6.81</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;Other loans (1)</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">165,270,586</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4,565,901</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5.53</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">157,196,670</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4,996,783</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">6.36</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total net loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">610,244,980</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">17,584,301</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5.76</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">562,945,573</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">18,812,702</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">6.68</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;Mortgage-backed securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">17,663,855</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">205,395</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2.33</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">21,368,250</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">521,389</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4.88</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;Investment securities (2)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">58,592,975</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">739,366</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2.52</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">47,060,923</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">742,183</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3.15</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;Other interest earning assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">10,129,223</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">30,355</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.60</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">62,540,464</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">80,922</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.26</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total interest earning assets (1)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">696,631,033</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">18,559,417</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5.33</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">693,915,209</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">20,157,196</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5.81</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Other noninterest earning assets (3)</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">47,713,907</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">29,328,153</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">744,344,940</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">18,559,417</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">723,243,362</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">20,157,196</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5.57</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Interest bearing liabilities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;Savings accounts</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">84,665,514</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">233,912</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.55</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">94,599,349</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">435,682</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.92</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;NOW accounts</font></div>
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<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">192,381,734</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,110,279</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.15</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">167,476,967</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,704,693</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2.04</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;Money market deposit accounts</font></div>
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<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">18,449,772</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">49,792</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.54</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">17,212,449</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">89,614</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.04</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;Certificates of deposit</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">228,834,209</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,682,441</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.47</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">262,045,952</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,216,195</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.69</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total interest bearing deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">524,331,229</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,076,424</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.17</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">541,334,717</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4,446,184</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.64</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Borrowings:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;Securities sold under agreements</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;to repurchase</font></div>
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<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">25,712,512</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">102,467</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.80</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">26,438,344</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">119,043</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.90</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;FHLB advances</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">36,023,669</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">513,454</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2.85</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">33,500,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">678,782</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4.05</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;Subordinated debt</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">7,217,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">116,772</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3.24</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">7,217,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">113,767</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3.15</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total interest bearing liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">593,284,410</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,809,117</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.28</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">608,490,061</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5,357,776</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.76</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Noninterest bearing demand deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">53,816,103</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">39,174,607</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Other noninterest bearing liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">336,284</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,205,905</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">647,436,797</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,809,117</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">650,870,573</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5,357,776</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Stockholders&#8217; equity</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">96,908,143</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">72,372,789</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total liabilities and</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;stockholders' equity</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">744,344,940</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,809,117</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">723,243,362</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5,357,776</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Net interest income</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">14,750,300</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">14,799,420</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Interest rate spread (4)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4.04</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4.05</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Net interest margin (5)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4.23</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4.27</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
</tr><tr>
<td valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Ratio of average interest-earning assets</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">to average interest-bearing liabilities</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">117.42</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">114.04</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top" style="LINE-HEIGHT: 11.4pt;">
<td style="WIDTH: 9pt">
<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160; </font></div>
</td>
<td style="WIDTH: 34pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">(1)</font></div>
</td>
<td>
<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Calculated net of deferred loan fees, loan discounts and loans-in-process.&#160;&#160;Non-accrual loans are included in average loans.</font></div>
</td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top" style="LINE-HEIGHT: 11.4pt;">
<td style="WIDTH: 9pt">
<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160; </font></div>
</td>
<td style="WIDTH: 34pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">(2)</font></div>
</td>
<td>
<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Includes FHLB stock and related cash dividends.</font></div>
</td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top" style="LINE-HEIGHT: 11.4pt;">
<td style="WIDTH: 9pt">
<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160; </font></div>
</td>
<td style="WIDTH: 34pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">(3)</font></div>
</td>
<td>
<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Includes average balances for fixed assets and BOLI of $13.5 million and $16.1 million, respectively, for the six-month period ended December 31, 2012, as compared to $8.7 million and $8.2 million, respectively, for the same period of the prior fiscal year.</font></div>
</td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top" style="LINE-HEIGHT: 11.4pt;">
<td style="WIDTH: 9pt">
<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160; </font></div>
</td>
<td style="WIDTH: 34pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">(4)</font></div>
</td>
<td>
<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Interest rate spread represents the difference between the average rate on interest-earning assets and the average cost of interest-bearing liabilities.</font></div>
</td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top" style="LINE-HEIGHT: 11.4pt;">
<td style="WIDTH: 9pt">
<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160; </font></div>
</td>
<td style="WIDTH: 34pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">(5)</font></div>
</td>
<td>
<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Net interest margin represents net interest income divided by average interest-earning assets.</font></div>
</td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">38</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<table border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top" style="LINE-HEIGHT: 11.4pt;">
<td>
<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Rate/Volume Analysis</font></font></div>
</td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The following table sets forth the effects of changing rates and volumes on the Company&#8217;s net interest income for the three-and six-month periods ended December 31, 2012.&#160;&#160;Information is provided with respect to (i) effects on interest income and expense attributable to changes in volume (changes in volume multiplied by the prior rate), (ii) effects on interest income and expense attributable to change in rate (changes in rate multiplied by prior volume), and (iii) changes in rate/volume (change in rate multiplied by change in volume).</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="14" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Three-month period ended <font style="DISPLAY: inline; FONT-WEIGHT: bold">December 31, 2012</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="14" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Compared to three-month period</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="14" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">ended December 31, 2011, Increase (Decrease) Due to</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td rowspan="2" valign="bottom" style="BORDER-BOTTOM: #000000 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;(dollars in thousands)</font></div>
</td>
<td rowspan="2" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" rowspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Rate</font></div>
</td>
<td nowrap rowspan="2" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td rowspan="2" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" rowspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Volume</font></div>
</td>
<td nowrap rowspan="2" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Rate/</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td rowspan="2" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" rowspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Net</font></div>
</td>
<td nowrap rowspan="2" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Volume</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Interest-earnings assets:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;Loans receivable (1)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(1,330</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">951</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(148</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(527</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;Mortgage-backed securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(149</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(40</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">24</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(165</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;Investment securities (2)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">49</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">56</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(117</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(12</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;Other interest-earning deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">55</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(47</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(49</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(41</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Total net change in income on</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;interest-earning assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(1,375</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">920</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(290</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(745</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td valign="bottom" width="36%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Interest-bearing liabilities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;Deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(622</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(63</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">18</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(667</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;Securities sold under</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;agreements to repurchase</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(5</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(5</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;Subordinated debt</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(2</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(2</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;FHLB advances</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(111</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">45</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(14</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(80</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Total net change in expense on</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;interest-bearing liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(740</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(19</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(754</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Net change in net interest income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(635</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">939</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(295</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">9</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="14" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Six-month period ended <font style="DISPLAY: inline; FONT-WEIGHT: bold">December 31, 2012</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="14" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Compared to six-month period</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="14" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">ended December 31, 2011, Increase (Decrease) Due to</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td rowspan="2" valign="bottom" style="BORDER-BOTTOM: #000000 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;(dollars in thousands)</font></div>
</td>
<td rowspan="2" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" rowspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Rate</font></div>
</td>
<td nowrap rowspan="2" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td rowspan="2" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" rowspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Volume</font></div>
</td>
<td nowrap rowspan="2" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Rate/</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td rowspan="2" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" rowspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Net</font></div>
</td>
<td nowrap rowspan="2" valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Volume</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Interest-earnings assets:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;Loans receivable (1)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(2,590</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,580</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(219</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(1,229</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;Mortgage-backed securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(272</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(90</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">47</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(315</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;Investment securities (2)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">99</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">121</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(223</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(3</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;Other interest-earning deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">106</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(68</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(89</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(51</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Total net change in income on</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;interest-earning assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(2,657</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,543</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(484</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(1,598</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td valign="bottom" width="36%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Interest-bearing liabilities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;Deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(1,251</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(67</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(52</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(1,370</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;Securities sold under</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;agreements to repurchase</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(13</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(3</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(16</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;Subordinated debt</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;FHLB advances</font></div>
</td>
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<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(201</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">51</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(16</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(166</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Total net change in expense on</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="13%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;interest-bearing liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(1,462</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(19</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(68</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(1,549</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;Net change in net interest income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(1,195</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,562</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(416</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(49</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<table border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top" style="LINE-HEIGHT: 11.4pt;">
<td style="WIDTH: 34pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">(1)</font></div>
</td>
<td>
<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Does not include interest on loans placed on nonaccrual status.</font></div>
</td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<table border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top" style="LINE-HEIGHT: 11.4pt;">
<td style="WIDTH: 34pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">(2)</font></div>
</td>
<td>
<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Does not include dividends earned on equity securities.</font></div>
</td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Results of Operations &#8211; Comparison of the three- and six-month periods ended December 31, 2012 and 2011</font></font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">General</font>.&#160;&#160;Net income for the three- and six-month periods ended December 31, 2012, was $2.5 million and $5.1 million, respectively, decreases of $194,000, or 7.2%, and $454,000, or 8.2%, respectively, as compared to the $2.7 million and $5.5 million, respectively, in net income earned in the same periods of the prior fiscal year.&#160;&#160;After preferred dividends of $50,000 and $245,000, respectively, paid in the three- and six-month periods ended December 31, 2012, net income available to common shareholders was $2.4 million and $4.8 million, respectively, decreases of 122,000, or 4.8%, and $347,000, or 6.7%, respectively, as compared to $2.6 million and $5.2 million, respectively, in net income available to</font></div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">39</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">common shareholders, after preferred dividends of $122,000 and $258,000, respectively, and a charge for the early redemption of preferred stock of $0 and $94,000, respectively, paid in the same periods of the prior fiscal year.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">For the three-month period ended December 31, 2012, basic and fully-diluted net income per share available to common shareholders was $0.75 and $0.72, respectively, decreases of $0.23, or 23.5%, and $0.23, or 24.2%, respectively, as compared to the same period of the prior year.&#160;&#160;The decrease is primarily attributable to the additional average common shares outstanding following the November 2011 common stock offering.&#160;&#160;<font style="DISPLAY: inline">Our annualized return on average assets for the three-month period ended December 31, 2012, was 1.32%, as compared to 1.44% for the same period of the prior fiscal year.&#160;&#160;For the three-month period ended December 31, 2012, r</font>eturn on average assets excluding accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits, net of tax, was 1.20%, as compared to 1.10% for the same period of the prior year (see &#8220;Non-GAAP Disclosures&#8221;).&#160;&#160;<font style="DISPLAY: inline">Our return on average common stockholders&#8217; equity for the three-month period ended&#160;&#160;December 31, 2012, was 12.5%, as compared to 17.1% in the same period of the prior fiscal year.&#160;&#160;For the three-month period ended December 31, 2012, return on average common stockholders&#8217; equity excluding accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits, net of tax, was 11.3%, as compared to 12.9% in the same period of the prior fiscal year (see &#8220;Non-GAAP Disclosures&#8221;).</font></font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">For the six-month period ended December 31, 2012, basic and fully-diluted net income per share available to common shareholders was $1.49 and $1.43, respectively, decreases of $0.72, or 32.6%, and $0.69, or 32.5%, respectively, as compared to the same period of the prior year.&#160;&#160;The decrease is primarily attributable to the additional average common shares outstanding following the November 2011 common stock offering.&#160;&#160;<font style="DISPLAY: inline">Our annualized return on average assets for the six-month period ended December 31, 2012, was 1.36%, as compared to 1.53% for the same period of the prior fiscal year.&#160;&#160;For the six-month period ended December 31, 2012, r</font>eturn on average assets excluding accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits, net of tax, was 1.21%, as compared to 1.15% for the same period of the prior year (see &#8220;Non-GAAP Disclsoures).&#160;&#160;<font style="DISPLAY: inline">Our return on average common stockholders&#8217; equity for the six-month period ended&#160;&#160;December 31, 2012, was 12.6%, as compared to 19.3% in the same period of the prior fiscal year.&#160;&#160;For the six-month period ended December 31, 2012, return on average common stockholders&#8217; equity excluding accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits, net of tax, was 11.1%, as compared to 14.2% in the same period of the prior fiscal year (see &#8220;Non-GAAP Disclosures).</font></font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Net Interest Income.</font>&#160;&#160;Net interest income for the three- and six-month periods ended December 31, 2012, was $7.3 million and $14.8 million, respectively.&#160;&#160;The three-month period result reflected a $9,000, or 0.1% increase, as compared to the same period of the prior fiscal year, while the six-month period result reflected a $49,000, or 0.3% decrease, as compared to the same period of the prior fiscal year.&#160;&#160;Net interest income <font style="DISPLAY: inline">attributable to the accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits was $366,000 and $895,000, respectively, in the three-and six-month periods ended December 31, 2012, as compared to $1.0 million and $2.2 million, respectively, in the same periods of the prior fiscal year.</font></font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Our net interest margin for the three- and six-month periods ended December 31, 2012, determined by dividing annualized net interest income by total average interest-earning assets, was 4.17% and 4.23%, respectively, as compared to 4.12% and 4.27%, respectively, in the same periods of the prior fiscal year. <font style="DISPLAY: inline">Our net interest margin excluding accretion of fair value discount on acquired loans and amortization of fair value premium on assumed time deposits was 3.96% and 3.98%, respectively for the three- and six-month periods ended December 31, 2012, as compared to 3.56% and 3.64%, respectively, for the same periods of the prior fiscal year (see &#8220;Non-GAAP Disclosures&#8221;).</font></font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Our average net interest rate spread for the three-month period ended December 31, 2012, was 3.98% as compared to 3.90% for the same period of the prior fiscal year.&#160;&#160;<font style="DISPLAY: inline">T</font>he eight basis point increase in the net interest rate spread, compared to the same period a year ago, resulted from<font style="DISPLAY: inline"> a 45 basis point decrease in the average cost of interest-bearing liabilities, partially offset by a 37 basis point decrease in the average yield on interest-earning assets.&#160;&#160;The increase in net interest spread was attributable to the shifting of average earning asset balances from cash equivalents into relatively higher yielding asset classes, primarily loans.&#160;&#160;This improvement was partially offset by the reduction in net interest income attributable to accretion of fair value discount on acquired loans and amortization of fair value premium on acquired time deposits, as noted above.&#160;&#160;When comparing the three-month period ended December 31, 2012, to the same period of the prior fiscal year, the Company&#8217;s average balance sheet includes a $7.5 million, or 1.1% decrease </font>in the average balance of interest-earning assets, as the reduction in average cash equivalent balances more than offset growth in average loan and securities balances.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Our average net interest rate spread for the six-month period ended December 31, 2012, was 4.05%, equal to the same period of the prior fiscal year.&#160;&#160;Compared to the same period of the prior year, our average yield on earning assets declined</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">48 basis points, equal to the 48 basis point decline in our average cost of interest-bearing liabilities<font style="DISPLAY: inline">.&#160;&#160;These results reflect improvement resulting from a shift of our average earning asset balances from cash equivalents into relatively higher yielding asset classes, primarily loans, partially offset by the reduction in net interest income attributable to accretion of fair value discount on acquired loans and amortization of fair value premium on acquired time deposits, as noted above.&#160;&#160;When comparing the six-month period ended December 31, 2012, to the same period of the prior fiscal year, the Company&#8217;s average balance sheet includes a $2.7 million, or 0.4% increase </font>in the average balance of interest-earning assets, as our growth in average loan and securities balances was mostly offset by a reduction in average cash equivalent balances.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Interest Income.&#160;&#160;</font>Total interest income for the three- and six-month periods ended December 31, 2012, was $9.2 million and $18.6 million, respectively, decreases of $746,000, or 7.5%, and $1.6 million, or 7.9%, respectively, as compared to the amounts earned in the same periods of the prior fiscal year.&#160;&#160;The decreases were attributed primarily to declines of 36 and 48 basis points, respectively, in the average yield on interest-earning assets for the three- and six-month periods ended December 31, 2012, as compared to the same periods of the prior fiscal year.&#160;&#160;The declines in yield were attributed to the decrease in the accretion of fair value discount on acquired loans, as described above, as well as lower yields available for new investments in the Company&#8217;s loan and securities portfolios, as market rates have declined.&#160;&#160;These factors have been partially offset by a lower percentage of interest-earning assets held in relatively low-yielding cash equivalents.&#160;&#160;The decline in the average yield was compounded by a decrease of $7.5 million, or 1.1%, in the average balance of interest-earning assets for the three-month period ended December 31, 2012, and partially offset by an increase of $2.7 million, or 0.4%, in the average balance of interest-earning assets for six-month period ended December 31, 2012, as compared to the same period of the prior fiscal year.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Interest Expense</font>.&#160;&#160;Total interest expense for the three- and six-month periods ended December 31, 2012, was $1.9 million and $3.8 million, respectively, decreases of $754,000, or 28.8%, and $1.5 million, or 28.9%, respectively, as compared to the same periods of the prior fiscal year.&#160;&#160;The decreases were due to declines of 45 and 48 basis points, respectively, in the average cost of interest-bearing liabilities, combined with decreases of $18.5 million, or 3.0%, and $15.2 million, or 2.5%, in the average balance of those liabilities for the three- and six-month periods ended December 31, 2012, as compared to the same periods of the prior fiscal year.&#160;&#160;Lower interest costs were attributable to generally lower market rates.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Provisions for Loan Losses</font>.&#160;&#160;Provisions for loan losses for the three- and six-month periods ended December 31, 2012, were $462,000 and $1.1 million, respectively, as compared to $345,000 and $862,000, respectively, for the same periods of the prior fiscal year.&#160;&#160;The increase in provisioning was attributed to strong loan growth and an increase in non-performing loans and net charge offs.&#160;&#160;For the first six months of fiscal 2013, provisioning represented an annualized charge of 35 basis points, as a percentage of average loan balances, while net charge offs were 21 basis points, as compared to provisioning of 31 basis points and net charge offs of nine basis points for the same period of the prior fiscal year.&#160;&#160;By comparison, for fiscal years 2012 and 2011, provisions totaled 32 and 47 basis points, respectively, as a percentage of average gross loans outstanding, as compared to net charge offs of 13 and nine basis points, respectively, in those fiscal years.&#160;&#160;Although we believe that we have established and maintained the allowance for loan losses at adequate levels, additions may be necessary as the loan portfolio grows, as economic conditions remain poor, and as other conditions differ from the current operating environment.&#160;&#160;Even though we use the best information available, the level of the allowance for loan losses remains an estimate that is subject to significant judgment and short-term change.&#160;&#160;(See &#8220;Critical Accounting Policies&#8221;, &#8220;Allowance for Loan Loss Activity&#8221; and &#8220;Nonperforming Assets&#8221;).</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Noninterest Income</font>.&#160;&#160;Noninterest income for the three- and six-month periods ended December 31, 2012, was $1.1 million and $2.2 million, respectively, increases of $219,000, or 24.3%, and $162,000, or 8.1%, respectively, as compared to the same periods of the prior fiscal year.&#160;&#160;The increase for the three- and six-month periods were attributable primarily to increased deposit account service charges and fees (resulting from transaction account growth and increased NSF activity), increases in the cash value of Bank-owned life insurance (resulting from an additional investment in such policies in March 2012), and higher bank card network interchange revenues (resulting from additional bank card transaction volume).&#160;&#160;The three-month period comparison was additionally improved as a result of increased gains on secondary market loan sales, while the six-month period comparison was less favorable as a result of the inclusion in the prior period&#8217;s results of the settlement of a legal claim obtained as a result of the Acquisition.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Noninterest Expense.</font>&#160;&#160;Noninterest expense for the three- and six-month periods ended December 31, 2012, was $4.4 million and $8.6 million, respectively, increases of $557,000, or 14.3%, and $912,000, or 11.9%, respectively, as compared to the same periods of the prior fiscal year.&#160;&#160;The increases were primarily attributable to higher compensation and occupancy expenses, additional expenses related to foreclosed property, and smaller gains on the sale of foreclosed property, partially offset by a decline in the cost of providing internet and mobile banking services.&#160;&#160;The increase in compensation expense was attributable to general salary and wage increases, the addition of key personnel, long-term equity awards, and higher costs for health insurance expenses. Occupancy expenses were higher due mainly to data depreciation of new equipment purchases, including ATMs, and higher data processing expenses.&#160;&#160;The efficiency ratio for the three- and six-month periods</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">ended December 31, 2012, determined by dividing total noninterest expense by the sum of net interest income and noninterest income, was 52.6% and 50.7%, respectively, as compared to 47.2% and 45.6%, respectively, for the same periods of the prior fiscal year.&#160;&#160;The deterioration for the three- and six-month ratios resulted from increases of 14.3% and 11.9%, respectively, in noninterest expense, partially offset by increases of 2.8% and 0.7%, respectively, in revenues.&#160;&#160;As the Company continues to grow its balance sheet, non-interest expense will continue to increase due to compensation, expenses related to expansion, and inflation.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Income Taxes.</font>&#160;&#160;Provisions for income taxes for the three- and six-month periods ended December 31, 2012, were $1.1 million and $2.2 million, respectively, decreases of $252,000, or 19.1%, and $556,000, or 20.1%, as compared to the same periods of the prior fiscal year.&#160;&#160;The effective tax rate for the three- and six-month periods ended December 31, 2012, were 30.0% and 30.3%, respectively, as compared to 33.0% and 33.3%, respectively, during the same periods of the prior fiscal year.&#160;&#160;The declines were attributed primarily to additional tax-advantaged investments by the Company, as well as the lower levels of pre-tax income.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Allowance for Loan Loss Activity</font></font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The Company regularly reviews its allowance for loan losses and makes adjustments to its balance based on management&#8217;s analysis of the loan portfolio, the amount of non-performing and classified loans, as well as general economic conditions.&#160;&#160;Although the Company maintains its allowance for loan losses at a level that it considers sufficient to provide for losses, there can be no assurance that future losses will not exceed internal estimates.&#160;&#160;In addition, the amount of the allowance for loan losses is subject to review by regulatory agencies, which can order the establishment of additional loss provisions.&#160;&#160;The following table summarizes changes in the allowance for loan losses over the three and six-month periods ended December 31, 2012 and 2011:</font></div>

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<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Balance, beginning of period</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">8,080,838</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">6,752,061</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Loans charged off:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Residential real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(189,370</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(14,452</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial business</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(416,843</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(22,470</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Consumer</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(26,223</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(31,161</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Gross charged off loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(632,436</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(68,083</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Recoveries of loans previously charged off:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Residential real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">112</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,946</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial business</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,887</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">9,024</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4,414</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">658</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Consumer</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,369</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5,551</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Gross recoveries of charged off loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">9,782</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">17,179</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Net charge offs</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(622,654</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(50,904</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Provision charged to expense</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">462,017</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">345,433</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Balance, end of period</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">7,920,201</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">7,046,590</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center">
<table cellpadding="0" cellspacing="0" width="75%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Six months ended</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">December 31,</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">2012</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2011</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Balance, beginning of period</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">7,492,054</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">6,438,451</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Loans charged off:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Residential real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(203,242</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(91,369</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial business</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(417,071</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(33,625</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(8,589</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(24,824</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Consumer</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(29,466</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(127,767</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Gross charged off loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(658,368</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(277,585</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Recoveries of loans previously charged off:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Residential real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">225</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">6,551</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">460</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial business</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4,462</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">9,024</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">6,698</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">430</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Consumer</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,425</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">7,143</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Gross recoveries of charged off loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">13,810</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">23,608</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Net charge offs</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(644,558</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">(253,977</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Provision charged to expense</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,072,705</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">862,116</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Balance, end of period</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">7,920,201</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">7,046,590</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">42</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The allowance for loan losses has been calculated based upon an evaluation of pertinent factors underlying the various types and quality of the Company&#8217;s loans.&#160;&#160;Management considers such factors as the repayment status of a loan, the estimated net fair value of the underlying collateral, the borrower&#8217;s intent and ability to repay the loan, local economic conditions, and the Company&#8217;s historical loss ratios.&#160;&#160;We maintain the allowance for loan losses through the provisions for loan losses that we charge to income.&#160;&#160;We charge losses on loans against the allowance for loan losses when we believe the collection of loan principal is unlikely. The allowance for loan losses increased $428,000 to $7.9 million at December 31, 2012, from $7.5 million at June 30, 2012.&#160;&#160;The increase was necessary in order to bring the allowance for loan losses to a level that reflects management&#8217;s estimate of the incurred loss in the Company&#8217;s loan portfolio at December 31, 2012. From September 30, 2012, to December 31, 2012, the Company&#8217;s allowance declined despite growth in the loan portfolio, primarily due to a non-performing loan transitioned to foreclosed real estate owned, as a resulting chargeoff of an amount deemed uncollectable was posted.&#160;&#160;The Company had allocated a specific allowance to this credit at September 30, 2012.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">At December 31, 2012, the Company had $5.0&#160;&#160;million, or 0.8% of total&#160;&#160;loans, adversely classified ($1.7 million classified &#8220;special mention&#8221;; $3.3 million classified &#8220;substandard&#8221;; $0 classified &#8220;doubtful&#8221;; and $0 classified &#8220;loss&#8221;), as compared to $16.3 million, or 1.52% of total loans, adversely classified ($16.3 million classified &#8220;substandard&#8221;; none classified &#8220;doubtful&#8221;; and none classified &#8220;loss&#8221;) at June 30, 2012, and $14.5 million, or 1.21% of total loans, adversely classified ($7.9 million classified &#8220;special mention&#8221;; $6.6 million classified &#8220;substandard&#8221;; $247 classified &#8220;doubtful&#8221;; and $0 classified &#8220;loss&#8221;) at December 31, 2011.&#160;&#160;Classified loans were generally comprised of loans secured by residential real estate and commercial real estate.&#160;&#160;All loans were classified due to concerns as to the borrowers&#8217; ability to continue to generate sufficient cash flows to service the debt.&#160;&#160;Of our classified loans, the Company had ceased recognition of interest on loans with a carrying value of $2.2 million at December 31, 2012.&#160;&#160;The Company&#8217;s investment in the Trapeza 4 CDO (see &#8220;Executive Summary&#8221; and &#8220;Nonperforming Assets&#8221;) was also treated as a non-accrual asset.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">In its quarterly evaluation of the adequacy of its allowance for loan losses, the Company employs historical data including past due percentages, charge offs, and recoveries for the previous five years for each loan category.&#160;&#160;During fiscal year 2011, the Company modified its allowance methodology to also consider the most recent twelve-month period&#8217;s average net charge offs and to use this information as one of the primary factors for evaluation of allowance adequacy.&#160;&#160;Average net charge offs are calculated as net charge offs by portfolio type for the period as a percentage of the average balance of respective portfolio type over the same period.&#160;&#160;As the Company and the industry have seen increases in loan defaults in the past several years, the Company believes that it is prudent to emphasize more recent historical factors in the allowance evaluation.&#160;&#160;The impact of the modification was minimal.</font></div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The following table sets forth the Company&#8217;s historical net charge offs as of December 31, 2012, and June 30, 2012:</font></div>

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<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
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<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">June 30, 2012</font></div>
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<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Net charge offs &#8211;</font></div>
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<td valign="bottom" width="64%" style="BORDER-BOTTOM: #000000 2px solid; TEXT-ALIGN: center; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Portfolio segment&#160;</font></td>
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<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Real estate loans:</font></div>
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<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
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<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;Residential</font></div>
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<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.09</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.05</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;Construction</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
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<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;Commercial</font></div>
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<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.19</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.03</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Consumer loans</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.23</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.59</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Commercial loans</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.38</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.41</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Additionally, in its quarterly evaluation of the adequacy of the allowance for loan losses, the Company evaluates changes in the financial condition of individual borrowers; changes in local, regional, and national economic conditions; the Company&#8217;s historical loss experience; and changes in market conditions for property pledged to the Company as collateral.&#160;&#160;The Company has identified specific qualitative factors that address these issues and subjectively assigns a percentage to each factor.&#160;&#160;Qualitative factors are reviewed quarterly and may be adjusted as necessary to reflect improving or declining trends.&#160;&#160;At June 30 and December 31, 2012, these qualitative factors included:</font></div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 34pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">&#183;&#160;Changes in lending policies</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 34pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">&#183;&#160;National, regional, and local economic conditions</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 34pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">&#183;&#160;Changes in mix and volume of portfolio</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 34pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">&#183;&#160;Experience, ability, and depth of lending management and staff</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 34pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">&#183;&#160;Entry to new markets</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 34pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">&#183;&#160;Levels and trends of delinquent, nonaccrual, special mention and</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 34pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">&#183;&#160;classified loans</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 34pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">&#183;&#160;Concentrations of credit</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 34pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">&#183;&#160;Changes in collateral values</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 34pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">&#183;&#160;Agricultural economic conditions</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 34pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">&#183;&#160;Regulatory risk</font></div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">43</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
<br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The qualitative factors are applied to the allowance for loan losses based upon the following percentages by loan type:</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div align="center">
<table cellpadding="0" cellspacing="0" width="75%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="64%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">Portfolio segment</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Qualitative factor applied</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">at interim period ended</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">December 31, 2012</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Qualitative factor applied</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">at fiscal year ended</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">June 30, 2012</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Real estate loans:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;Residential</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.70</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">0.83</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;Construction</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.06</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.10</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;Commercial</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.31</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.32</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Consumer loans</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.70</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.38</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Commercial loans</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.02</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1.38</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
</tr></table>
</div>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">At December 31, 2012, the amount of our allowance for loan losses attributable to these qualitative factors was approximately $5.9 million, as compared to $6.3 million at June 30, 2012.&#160; The reduction in the Company's qualitative factors was attributed primarily to significant reductions in the level of classified loans, to seasoning of the Company's portfolio in relatively new markets, and to improving agricultural lending conditions resulting from strong commodity prices.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">While management believes that our asset quality remains strong, it recognizes that, due to the continued growth in the loan portfolio and potential changes in market conditions, our level of nonperforming assets and resulting charge offs may fluctuate. Higher levels of net charge offs requiring additional provisions for loan losses could result.&#160;&#160;Although management uses the best information available, the level of the allowance for loan losses remains an estimate that is subject to significant judgment and short-term change.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Nonperforming Assets</font></font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">&#160;</font><br>
&#160;</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The ratio of nonperforming assets to total assets and nonperforming loans to net loans receivable is another measure of asset quality.&#160;&#160;Nonperforming assets of the Company include nonaccruing loans, accruing loans delinquent/past maturity 90 days or more, and assets which have been acquired as a result of foreclosure or deed-in-lieu of foreclosure.&#160;&#160;The table below summarizes changes in the Company&#8217;s level of nonperforming assets over selected time periods:</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">December 31, 2012</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">June 30, 2012</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">December 31, 2011</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Nonaccruing loans:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="55%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;Residential real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">602,735</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">395,374</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">108,132</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="55%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;Construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">100,351</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="55%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">323,199</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">976,881</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">264,072</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="55%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;Consumer</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">11,183</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">15,971</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">22,168</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="55%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;Commercial business</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,153,143</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,010,123</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="55%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,190,611</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,398,349</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">394,373</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="55%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="55%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Loans 90 days past due</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="55%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;accruing interest:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="55%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;Residential real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">293</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="55%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;Commercial real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="55%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;Consumer</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">526</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">12,547</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="55%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;Commercial business</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">17,012</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="55%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">17,831</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">12,547</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="55%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="55%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Total nonperforming loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,208,442</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">2,398,349</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">406,918</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="55%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="55%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Nonperforming investments</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">125,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">125,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">125,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="55%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Foreclosed assets held for sale:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="55%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;Real estate owned</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,461,720</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,426,126</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,268,124</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="55%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;Other nonperforming assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">51,937</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">9,100</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">42,416</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="55%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total nonperforming assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5,847,099</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">3,958,575</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">1,842,458</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">At December 31, 2012, troubled debt restructurings (TDRs) totaled $4.7 million, of which $1.2 million was considered nonperforming and was included in the nonaccrual loan total above.&#160;&#160;The remaining $3.4 in TDRs have complied with the modified terms for a reasonable period of time and are therefore considered by the Company to be accrual status loans.&#160;&#160;In general, these loans were subject to classification as TDRs at December 31, 2012, on the basis of guidance under ASU No. 2011-02, which indicates that the Company may not consider the borrower&#8217;s effective borrowing rate on the old debt immediately before the restructuring in determining whether a concession has been granted.&#160;&#160;At June 30, 2012, troubled debt restructurings (TDRs) totaled $4.9 million, of which $1.7 was considered nonperforming and was included in the nonaccrual loan total above.&#160;&#160;The remaining $3.1 million in TDRs at June 30, 2012, had complied with the modified terms for a reasonable period of time and were therefore considered by the Company to be accrual status loans.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">At December 31, 2012, nonperforming assets totaled $5.8 million, as compared to $4.0 million at June 30, 2012, and $1.8 at December 31, 2011.&#160;&#160;The increase in nonperforming assets from fiscal year end was attributed primarily to a single credit</font></div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">44</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline">relationship which migrated from classified to nonaccrual status at September 30, 2012, and to foreclosed real estate owned at December 31, 2012.&#160;&#160;The foreclosed real estate owned resulting from this relationship consisted of commercial real estate and a single family residence.&#160;&#160;Nonperforming investments consist of the Company&#8217;s investment in </font>Trapeza CDO IV, Ltd., class C2 (see Executive Summary).</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Liquidity Resources</font></font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The term &#8220;liquidity&#8221; refers to our ability to generate adequate amounts of cash to fund loan originations, loans purchases, deposit withdrawals and operating expenses. Our primary sources of funds include deposit growth, securities sold under agreements to repurchase, FHLB advances, brokered deposits, amortization and prepayment of loan principal and interest, investment maturities and sales, and funds provided by our operations. While the scheduled loan repayments and maturing investments are relatively predictable, deposit flows, FHLB advance redemptions, and loan and security prepayment rates are significantly influenced by factors outside of the Bank&#8217;s control, including interest rates, general and local economic conditions and competition in the marketplace.&#160;&#160;The Bank relies on FHLB advances and brokered deposits as additional sources for funding cash or liquidity needs.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The Company uses its liquid resources principally to satisfy its ongoing cash requirements, which include funding loan commitments, funding maturing certificates of deposit and deposit withdrawals, maintaining liquidity, funding maturing or called FHLB advances, purchasing investments, and meeting operating expenses.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">At December 31, 2012, the Company had outstanding commitments and approvals to fund approximately $96.5 million in mortgage and non-mortgage loans.&#160;&#160;These commitments and approvals are expected to be funded through existing cash balances, cash flow from normal operations and, if needed, advances from the FHLB or the Federal Reserve&#8217;s discount window.&#160;&#160;At December 31, 2012, the Bank had pledged its residential real estate loan portfolio and a significant portion of its commercial real estate portfolio with the FHLB for available credit of approximately $197.6 million, of which $31 million had been advanced (additionally, letters of credit totaling $6.5 million had been issued on the Bank&#8217;s behalf in order to secure public unit funding). The Bank has the ability to pledge several of its other loan portfolios, including home equity and commercial business loans, which could provide additional collateral for additional borrowings; in total, FHLB borrowings are generally limited to 35% of Bank assets, or $257.7 million, subject to available collateral.&#160;&#160;Also, at December 31, 2012, the Bank had pledged a total of $91.2 million in loans secured by farmland and agricultural production loans to the Federal Reserve, providing access to $61.1 million in primary credit borrowings from the Federal Reserve&#8217;s discount window.&#160;&#160;Management believes its liquid resources will be sufficient to meet the Company&#8217;s liquidity needs.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Regulatory Capital</font></font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The Company and Bank are subject to various regulatory capital requirements administered by the Federal banking agencies.&#160;&#160;Failure to meet minimum capital requirements can result in certain mandatory&#8212;and possibly additional discretionary &#8211; actions by regulators that, if undertaken, could have a direct material effect on the Company&#8217;s financial statements.&#160;&#160;Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and Bank must meet specific capital guidelines that involve quantitative measures of the Company and the Bank&#8217;s assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices.&#160;&#160;The Company and Bank&#8217;s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors.&#160;&#160;Furthermore, the Company and Bank&#8217;s regulators could require adjustments to regulatory capital not reflected in the condensed consolidated financial statements.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Quantitative measures established by regulation to ensure capital adequacy require the Company and the Bank to maintain minimum amounts and ratios (set forth in the table below) of total capital and Tier 1 capital (as defined in the regulations) to risk-weighted assets (as defined) and of Tier 1 capital (as defined) to average total assets (as defined).&#160;&#160;Management believes, as of September 30, 2012, that the Company and the Bank meet all capital adequacy requirements to which they are subject.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">As of December 31, 2012, the most recent notification from the Federal Reserve categorized the Bank as well capitalized under the regulatory framework for prompt corrective action.&#160;&#160;To be categorized as well capitalized the Bank must maintain minimum total risk-based, Tier 1 risk-based, and Tier 1 leverage ratios as set forth in the table.&#160;&#160;There are no conditions or events since that notification that management believes have changed the Bank&#8217;s category.</font></div>

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</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">45</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The tables below summarize the Company and Bank&#8217;s actual and required regulatory capital:</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Actual</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">For Capital Adequacy&#160;Purposes</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">To Be Well Capitalized</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Under Prompt Corrective</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Action Provisions</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt; FONT-WEIGHT: bold">As of December 31, 2012</font></div>
</td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Amount</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Ratio</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Amount</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Ratio</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Amount</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Ratio</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 17pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Total Capital (to Risk-Weighted Assets)</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 34pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Consolidated</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">111,471</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">18.66</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">47,781</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">8.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">n/a</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">n/a</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 34pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Southern Bank</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">88,451</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">14.99</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">47,191</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">8.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">58,989</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">10.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 17pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Tier I Capital (to Risk-Weighted Assets)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 34pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Consolidated</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">103,994</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">17.41</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">23,891</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">n/a</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">n/a</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 34pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Southern Bank</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">81,065</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">13.74</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">23,596</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">35,394</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">6.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 17pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Tier I Capital (to Average Assets)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
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<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 34pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Consolidated</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">103,994</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">13.82</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">30,101</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">n/a</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">n/a</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 34pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Southern Bank</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">81,065</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">10.87</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">29,825</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">37,281</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Actual</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">For Capital Adequacy&#160;Purposes</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">To Be Well Capitalized</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Under Prompt Corrective</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Action Provisions</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">As of June 30, 2012</font></div>
</td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Amount</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Ratio</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Amount</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Ratio</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Amount</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Ratio</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 17pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Total Capital (to Risk-Weighted Assets)</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 34pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Consolidated</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">106,796</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">19.08</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">44,772</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">8.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">n/a</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">n/a</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 34pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Southern Bank</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">83,992</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">15.21</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">44,170</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">8.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">55,213</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">10.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 17pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Tier I Capital (to Risk-Weighted Assets)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 34pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Consolidated</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">99,788</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">17.83</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">22,386</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">n/a</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">n/a</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 34pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Southern Bank</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">77,077</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">13.96</font></td>
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<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">22,085</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">33,128</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">6.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 17pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Tier I Capital (to Average Assets)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 34pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Consolidated</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">99,788</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">13.47</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">29,635</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">n/a</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">n/a</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
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<td align="left" valign="bottom" width="28%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 34pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">Southern Bank</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">77,077</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">10.52</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">29,296</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">4.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">36,620</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">5.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 8pt">%</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">46</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">PART I: </font><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 3</font>:&#160;&#160;Quantitative and Qualitative Disclosures About Market Risk</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SOUTHERN MISSOURI BANCORP, INC.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Asset and Liability Management and Market Risk</font></font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The goal of the Company&#8217;s asset/liability management strategy is to manage the interest rate sensitivity of both interest-earning assets and interest-bearing liabilities in order to maximize net interest income without exposing the Bank to an excessive level of interest rate risk.&#160;&#160;The Company employs various strategies intended to manage the potential effect that changing interest rates may have on future operating results.&#160;&#160;The primary asset/liability management strategy has been to focus on matching the anticipated re-pricing intervals of interest-earning assets and interest-bearing liabilities. At times, however, depending on the level of general interest rates, the relationship between long- and short-term interest rates, market conditions and competitive factors, the Company may determine to increase its interest rate risk position somewhat in order to maintain its net interest margin.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">In an effort to manage the interest rate risk resulting from fixed rate lending, the Bank has utilized longer term FHLB advances (with maturities up to ten years), subject to early redemptions and fixed terms.&#160;&#160;Other elements of the Company&#8217;s current asset/liability strategy include (i) increasing originations of commercial business, commercial real estate, agricultural operating lines, and agricultural real estate loans, which typically provide higher yields and shorter repricing periods, but inherently increase credit risk; (ii) actively soliciting less rate-sensitive deposits, including aggressive use of the Company&#8217;s &#8220;rewards checking&#8221; product, and (iii) offering competitively-priced money market accounts and CDs with maturities of up to five years.&#160;&#160;The degree to which each segment of the strategy is achieved will affect profitability and exposure to interest rate risk.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The Company continues to originate long-term, fixed-rate residential loans.&#160;&#160;During the first six months of fiscal year 2012, fixed rate 1- to 4-family residential loan production totaled $5.6 million, as compared to $8.8 million during the same period of the prior fiscal year.&#160;&#160;At December 31, 2012, the fixed rate residential loan portfolio was $95.0 million with a weighted average maturity of 183 months, as compared to $111.5 million at December 31, 2011, with a weighted average maturity of 174 months.&#160;&#160;The Company originated $20.1 million in adjustable-rate 1- to 4-family residential loans during the six-month period ended December 31, 2012, as compared to $5.9 million during the same period of the prior fiscal year.&#160;&#160;At December 31, 2012, fixed rate loans with remaining maturities in excess of 10 years totaled $61.9 million, or 10% of net loans receivable, as compared to $79.8 million, or 14.7% of net loans receivable at December 31, 2011.&#160;&#160;The Company originated $58.6 million of fixed rate commercial and commercial real estate loans during the six-month period ended December 31, 2012, as compared to $21.2 million during the same period of the prior fiscal year.&#160;&#160;At December 31, 2012, the fixed rate commercial and commercial real estate loan portfolio was $250.7 million with a weighted average maturity of 36 months, compared to $202.1 million at December 31, 2011, with a weighted average maturity of 35 months.&#160;&#160;The Company originated $43.6 million in adjustable rate commercial and commercial real estate loans during the six-month period ended December 31, 2012, as compared to $24.1 million during the same period of the prior fiscal year.&#160;&#160;At December 31, 2012, adjustable-rate home equity lines of credit totaled $3.1 million, as compared to $15.7 million at December 31, 2011.&#160;&#160;At December 31, 2012, the Company&#8217;s investment portfolio had an estimated modified duration of 3.9, compared to 3.0 at December 31, 2011.&#160;&#160;Management continues to focus on customer retention, customer satisfaction, and offering new products to customers in order to increase the Company&#8217;s amount of less rate-sensitive deposit accounts.</font></div>

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</div>

<div>&#160;</div>

<div>&#160;</div>

<div>&#160;</div>

<div>&#160;</div>

<div>&#160;</div>

<div>&#160;</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
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<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">47</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Interest Rate Sensitivity Analysis</font></font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The following table sets forth as of December 31 and June 30, 2012, management&#8217;s estimates of the projected changes in net portfolio value (&#8220;NPV&#8221;) in the event of 100, 200, and 300 basis point (&#8220;bp&#8221;) instantaneous and permanent increases, and 100, 200, and 300 basis point instantaneous and permanent decreases in market interest rates. Dollar amounts are expressed in thousands.</font></div>

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<td colspan="16" valign="bottom" width="79%" style="BORDER-BOTTOM: #000000 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline">December 31, 2012</font></font></div>
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<td valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">BP Change</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Estimated Net Portfolio Value</font></div>
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<td valign="bottom" width="2%" style="BORDER-BOTTOM: #ffffff 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="5" valign="bottom" width="17%" style="BORDER-BOTTOM: #000000 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">NPV as % of</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">PV of Assets</font></div>
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<td valign="bottom" width="34%" style="BORDER-BOTTOM: #000000 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">in Rates</font></font></div>
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<td align="left" valign="middle" width="1%" style="BORDER-BOTTOM: #ffffff 2px solid">
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<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: #000000 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">$ Amount</font></div>
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<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: #ffffff 2px solid">
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<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: #000000 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">$ Change</font></div>
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<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: #ffffff 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: #000000 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">% Change</font></div>
</td>
<td align="left" valign="bottom" width="2%" style="BORDER-BOTTOM: #ffffff 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: #000000 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">NPV Ratio</font></div>
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<td align="left" valign="bottom" width="2%" style="BORDER-BOTTOM: #ffffff 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: #000000 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Change</font></div>
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<td align="left" valign="bottom" width="3%" style="BORDER-BOTTOM: #ffffff 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="34%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">+300</font></div>
</td>
<td valign="middle" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">96,937</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">(5,711</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">)</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">-6</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">%</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">12.36</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">%</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">-0.67</font></div>
</td>
<td align="left" valign="bottom" width="3%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">%</font></div>
</td>
</tr><tr>
<td valign="bottom" width="34%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">+200</font></div>
</td>
<td align="left" valign="middle" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">98,694</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">(3,955</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">-4</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">%</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">12.58</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">%</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">-0.46</font></div>
</td>
<td align="left" valign="bottom" width="3%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">%</font></div>
</td>
</tr><tr>
<td valign="bottom" width="34%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">+100</font></div>
</td>
<td align="left" valign="middle" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">99,848</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">(2,750</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">)</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">-3</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">%</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">12.72</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">%</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">-0.31</font></div>
</td>
<td align="left" valign="bottom" width="3%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">%</font></div>
</td>
</tr><tr>
<td valign="bottom" width="34%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">NC</font></div>
</td>
<td align="left" valign="middle" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">102,648</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">-</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; -</font></td>
<td align="left" valign="bottom" width="2%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">13.03</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">%</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="3%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">-&#160;</font></div>
</td>
</tr><tr>
<td valign="bottom" width="34%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">-100</font></div>
</td>
<td align="left" valign="middle" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">105,549</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">2,900</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">3</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">%</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">13.36</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">%</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">0.32</font></div>
</td>
<td align="left" valign="bottom" width="3%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">%</font></div>
</td>
</tr><tr>
<td valign="bottom" width="34%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">-200</font></div>
</td>
<td align="left" valign="middle" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">109,145</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">6,496</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">6</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">%</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">13.76</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">%</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">0.73</font></div>
</td>
<td align="left" valign="bottom" width="3%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">%</font></div>
</td>
</tr><tr>
<td valign="bottom" width="34%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">-300</font></div>
</td>
<td align="left" valign="middle" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">112,567</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">9,918</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">10</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">%</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">14.15</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">%</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">1.12</font></div>
</td>
<td align="left" valign="bottom" width="3%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">%</font></div>
</td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td colspan="16" valign="bottom" width="79%" style="BORDER-BOTTOM: #000000 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline">June 30, 2012</font></font></div>
</td>
<td valign="bottom" width="3%" style="BORDER-BOTTOM: #ffffff 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">BP Change</font></div>
</td>
<td valign="middle" width="1%" style="BORDER-BOTTOM: #ffffff 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="8" valign="bottom" width="25%" style="BORDER-BOTTOM: #000000 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Estimated Net Portfolio Value</font></div>
</td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: #ffffff 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="5" valign="bottom" width="17%" style="BORDER-BOTTOM: #000000 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">NPV as % of</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">PV of Assets</font></div>
</td>
<td valign="bottom" width="3%" style="BORDER-BOTTOM: #ffffff 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="34%" style="BORDER-BOTTOM: #000000 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">in Rates</font></font></div>
</td>
<td align="left" valign="middle" width="1%" style="BORDER-BOTTOM: #ffffff 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></div>
</td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: #000000 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">$ Amount</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: #ffffff 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">&#160;</font></div>
</td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: #000000 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">$ Change</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: #ffffff 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: #000000 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">% Change</font></div>
</td>
<td align="left" valign="bottom" width="2%" style="BORDER-BOTTOM: #ffffff 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: #000000 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">NPV Ratio</font></div>
</td>
<td align="left" valign="bottom" width="2%" style="BORDER-BOTTOM: #ffffff 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: #000000 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Change</font></div>
</td>
<td align="left" valign="bottom" width="3%" style="BORDER-BOTTOM: #ffffff 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="34%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">+300</font></div>
</td>
<td valign="middle" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">87,871</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">(8,909</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">)</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">-9</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">%</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">11.60</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">%</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">-1.02</font></div>
</td>
<td align="left" valign="bottom" width="3%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">%</font></div>
</td>
</tr><tr>
<td valign="bottom" width="34%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">+200</font></div>
</td>
<td align="left" valign="middle" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">91,106</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">(5,674</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">-6</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">%</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">11.99</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">%</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">-0.63</font></div>
</td>
<td align="left" valign="bottom" width="3%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">%</font></div>
</td>
</tr><tr>
<td valign="bottom" width="34%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">+100</font></div>
</td>
<td align="left" valign="middle" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">93,831</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">(2,949</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">)</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">-3</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">%</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">12.29</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">%</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">-0.33</font></div>
</td>
<td align="left" valign="bottom" width="3%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">%</font></div>
</td>
</tr><tr>
<td valign="bottom" width="34%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">NC</font></div>
</td>
<td align="left" valign="middle" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">96,780</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">-</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="2%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">-</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">12.62</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">%</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="3%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">-&#160;</font></div>
</td>
</tr><tr>
<td valign="bottom" width="34%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">-100</font></div>
</td>
<td align="left" valign="middle" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">99,147</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">2,367</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">2</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">%</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">12.88</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">%</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">0.25</font></div>
</td>
<td align="left" valign="bottom" width="3%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">%</font></div>
</td>
</tr><tr>
<td valign="bottom" width="34%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">-200</font></div>
</td>
<td align="left" valign="middle" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">102,753</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">5,973</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">6</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">%</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">13.28</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">%</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">0.66</font></div>
</td>
<td align="left" valign="bottom" width="3%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">%</font></div>
</td>
</tr><tr>
<td valign="bottom" width="34%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">-300</font></div>
</td>
<td align="left" valign="middle" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">106,045</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">9,266</font></div>
</td>
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</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">13.65</font></div>
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<td align="left" valign="bottom" width="2%">
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</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">1.02</font></div>
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<td align="left" valign="bottom" width="3%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">%</font></div>
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&#160;</div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Computations of prospective effects of hypothetical interest rate changes are based on an internally generated model using actual maturity and repricing schedules for the Bank&#8217;s loans and deposits, and are based on numerous assumptions, including relative levels of market interest rates, loan repayments and deposit run-offs, and should not be relied upon as indicative of actual results. Further, the computations do not contemplate any actions the Bank may undertake in response to changes in interest rates.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Management cannot predict future interest rates or their effect on the Bank&#8217;s NPV in the future. Certain shortcomings are inherent in the method of analysis presented in the computation of NPV. For example, although certain assets and liabilities may have similar maturities or periods to repricing, they may react in differing degrees to changes in market interest rates. Additionally, certain assets, such as adjustable-rate loans, have an initial fixed rate period typically from one to seven years and over the remaining life of the asset changes in the interest rate are restricted. In addition, the proportion of adjustable-rate loans in the Bank&#8217;s portfolio could decrease in future periods due to refinancing activity if market interest rates remain steady in the future. Further, in the event of a change in interest rates, prepayment and early withdrawal levels could deviate significantly from those assumed in the table. Finally, the ability of many borrowers to service their adjustable-rate debt may decrease in the event of an interest rate increase.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The Bank&#8217;s Board of Directors (the &#8220;Board&#8221;) is responsible for reviewing the Bank&#8217;s asset and liability policies. The Board&#8217;s Asset/Liability Committee meets monthly to review interest rate risk and trends, as well as liquidity and capital ratios and requirements. The Bank&#8217;s management is responsible for administering the policies and determinations of the Board with respect to the Bank&#8217;s asset and liability goals and strategies.</font></div>

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<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">48</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">PART I: </font><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 4</font>:&#160;&#160;Controls and Procedures</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SOUTHERN MISSOURI BANCORP, INC.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">An evaluation of Southern Missouri Bancorp&#8217;s disclosure controls and procedures (as defined in Rule 13a-15(e) under the Securities and Exchange Act of 1934, as amended, (the &#8220;Act&#8221;)) as of December 31, 2012, was carried out under the supervision and with the participation of our Chief Executive Officer and Chief Financial Officer, and several other members of our senior management.&#160;&#160;The Chief Executive Officer and Chief Financial Officer concluded that, as of December 31, 2012, the Company&#8217;s disclosure controls and procedures were effective in ensuring that the information required to be disclosed by the Company in the reports it files or submits under the Act is (i) accumulated and communicated to management (including the Chief Executive and Financial Officer) in a timely manner, and (ii) recorded, processed, summarized and reported within the time periods specified in the SEC&#8217;s rules and forms.&#160;&#160;There have been no changes in our internal control over financial reporting (as defined in Rule 13a-15(f) under the Act) that occurred during the quarter ended December 31, 2012, that have materially affected, or are reasonably likely to materially affect, our internal control over financial reporting.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The Company does not expect that its disclosures and procedures will prevent all error and all fraud.&#160;&#160;A control procedure, no matter how well conceived and operated, can provide only reasonable, not absolute, assurance that the objectives of the control procedure are met.&#160;&#160;Because of the inherent limitations in all control procedures, no evaluation of controls can provide absolute assurance that all control issues and instances of fraud, if any, within the Company have been detected.&#160;&#160;These inherent limitations include the realities that judgments in decision-making can be faulty, and that breakdowns can occur because of a simple error or mistake.&#160;&#160;Additionally, controls can be circumvented by the individual acts of some persons, by collusion of two or more people, or by management override of the control.&#160;&#160;The design of any control procedure also is based in part upon certain assumptions about the likelihood of future events, and there can be no assurance that any design will succeed in achieving its stated goals under all potential future conditions; over time, controls may become inadequate because of changes in conditions, or the degree of compliance with the policies or procedures may deteriorate.&#160;&#160;Because of the inherent limitations in a cost-effective control procedure, misstatements due to error or fraud may occur and not be detected.</font></div>

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<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">PART II: </font>Other Information</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SOUTHERN MISSOURI BANCORP, INC.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 1</font>:&#160;&#160;Legal Proceedings</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">In the opinion of management, the Company is not a party to any pending claims or lawsuits that are expected to have a material effect on the Company&#8217;s financial condition or operations. Periodically, there have been various claims and lawsuits involving the Company mainly as a defendant, such as claims to enforce liens, condemnation proceedings on properties in which the Company holds security interests, claims involving the making and servicing of real property loans and other issues incident to the Bank's business. Aside from such pending claims and lawsuits, which are incident to the conduct of the Company&#8217;s ordinary business, the Company is not a party to any material pending legal proceedings that would have a material effect on the financial condition or operations of the Company.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 1a</font>:&#160;&#160;Risk Factors</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">There have been no material changes to the risk factors set forth in Part I, Item 1A of the Company&#8217;s Annual Report on Form 10-K for the year ended June 30, 2012.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 2</font>:&#160;&#160;Unregistered Sales of Equity Securities and Use of Proceeds</font></div>

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<td valign="top" width="23%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1px solid; BORDER-TOP: black 1px solid; BORDER-RIGHT: black 1px solid">
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<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">Total Number of Shares (or Units)</font></div>

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<td valign="top" width="22%" style="BORDER-BOTTOM: black 2px solid; BORDER-TOP: black 1px solid; BORDER-RIGHT: black 1px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">Maximum Number (or</font></div>

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<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">Purchased Under the Plans or</font></div>

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<td valign="middle" width="11%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">10/1/2012 thru 10/31/2012</font></div>
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<td valign="middle" width="14%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="middle" width="23%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1px solid; BORDER-RIGHT: black 1px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="middle" width="22%" style="BORDER-BOTTOM: black 2px solid; BORDER-RIGHT: black 1px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">-</font></div>
</td>
</tr><tr>
<td valign="middle" width="11%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">11/1/2012 thru 11/30/2012</font></div>
</td>
<td valign="middle" width="13%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1px solid; BORDER-RIGHT: black 1px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="middle" width="14%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="middle" width="23%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1px solid; BORDER-RIGHT: black 1px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="middle" width="22%" style="BORDER-BOTTOM: black 2px solid; BORDER-RIGHT: black 1px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">-</font></div>
</td>
</tr><tr>
<td valign="middle" width="11%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">12/1/2012 thru 12/31/2012</font></div>
</td>
<td valign="middle" width="13%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1px solid; BORDER-RIGHT: black 1px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="middle" width="14%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="middle" width="23%" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 1px solid; BORDER-RIGHT: black 1px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="middle" width="22%" style="BORDER-BOTTOM: black 2px solid; BORDER-RIGHT: black 1px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">-</font></div>
</td>
</tr><tr>
<td valign="middle" width="11%" style="BORDER-BOTTOM: black 1px solid; BORDER-LEFT: black 1px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">Total</font></div>
</td>
<td valign="middle" width="13%" style="BORDER-BOTTOM: black 1px solid; BORDER-LEFT: black 1px solid; BORDER-RIGHT: black 1px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="middle" width="14%" style="BORDER-BOTTOM: black 1px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="middle" width="23%" style="BORDER-BOTTOM: black 1px solid; BORDER-LEFT: black 1px solid; BORDER-RIGHT: black 1px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="middle" width="22%" style="BORDER-BOTTOM: black 1px solid; BORDER-RIGHT: black 1px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 9pt">-</font></div>
</td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 3</font>:&#160;&#160;Defaults upon Senior Securities</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Not applicable</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 4</font>:&#160;&#160;Mine Safety Disclosures</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 14.4pt"></font>Not applicable</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 5</font>:&#160;&#160;Other Information</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">None</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 6</font>:&#160;&#160;Exhibits</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>
</div>

<div style="LINE-HEIGHT: 11pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="4%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">(a)</font></div>
</td>
<td align="left" colspan="3" valign="top" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Exhibits</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="6%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">3 (a)</font></div>
</td>
<td align="left" colspan="2" valign="top" width="66%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Articles of Incorporation of the Registrant+</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="6%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">3 (b)</font></div>
</td>
<td align="left" colspan="2" valign="top" width="66%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Certificate of Designation for the Registrant&#8217;s Senior Non-Cumulative Perpetual Preferred Stock, Series A++</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="6%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">3 (c)</font></div>
</td>
<td align="left" colspan="2" valign="top" width="66%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Bylaws of the Registrant+++</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="6%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">4</font></div>
</td>
<td align="left" colspan="2" valign="top" width="66%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Form of Stock Certificate of Southern Missouri Bancorp++++</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="6%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">10</font></div>
</td>
<td align="left" colspan="2" valign="top" width="66%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Material Contracts</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="6%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">(a)</font></div>
</td>
<td align="left" valign="top" width="60%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Registrant&#8217;s 2008 Equity Incentive Plan+++++</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="6%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">(b)</font></div>
</td>
<td align="left" valign="top" width="60%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Registrant&#8217;s 2003 Stock Option and Incentive Plan++++++</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="6%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">(c)</font></div>
</td>
<td align="left" valign="top" width="60%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Registrant&#8217;s 1994 Stock Option and Incentive Plan+++++++</font></div>
</td>
</tr><tr>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="6%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">(d)</font></div>
</td>
<td align="left" valign="top" width="60%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Southern Missouri Savings Bank, FSB Management Recognition and Development Plan+++++++</font></div>
</td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 11pt">50</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="8%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">(e)</font></div>
</td>
<td align="left" colspan="3" valign="top" width="79%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Employment Agreements</font></div>
</td>
</tr><tr>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" colspan="2" valign="top" width="10%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">(i)</font></div>
</td>
<td align="left" valign="top" width="69%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Greg A. Steffens*</font></div>
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<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="8%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">(f)</font></div>
</td>
<td align="left" colspan="3" valign="top" width="79%">
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</td>
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<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="9%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">(i)</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Samuel H. Smith**</font></div>
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<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="9%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">(ii)</font></div>
</td>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Sammy A. Schalk***</font></div>
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</tr><tr>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="9%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">(iii)</font></div>
</td>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Ronnie D. Black***</font></div>
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</tr><tr>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="9%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">(iv)</font></div>
</td>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">L. Douglas Bagby***</font></div>
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</tr><tr>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="9%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">(v)</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Rebecca McLane Brooks****</font></div>
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</tr><tr>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="9%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">(vi)</font></div>
</td>
<td align="left" colspan="2" valign="top" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Charles R. Love****</font></div>
</td>
</tr><tr>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="9%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">(vii)</font></div>
</td>
<td align="left" colspan="2" valign="top" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Charles R. Moffitt****</font></div>
</td>
</tr><tr>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="9%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">(viii)</font></div>
</td>
<td align="left" colspan="2" valign="top" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Dennis Robison*****</font></div>
</td>
</tr><tr>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="9%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">(ix)</font></div>
</td>
<td align="left" colspan="2" valign="top" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">David Tooley******</font></div>
</td>
</tr><tr>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="8%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">(g)</font></div>
</td>
<td align="left" colspan="3" valign="top" width="79%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Tax Sharing Agreement***</font></div>
</td>
</tr><tr>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="8%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">31</font></div>
</td>
<td align="left" colspan="4" valign="top" width="86%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Rule 13a-14(a) Certification</font></div>
</td>
</tr><tr>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="8%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">32</font></div>
</td>
<td align="left" colspan="4" valign="top" width="86%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Section 1350 Certification</font></div>
</td>
</tr><tr>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="8%">
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</td>
<td align="left" colspan="4" valign="top" width="86%">
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</td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="top" width="8%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">+</font></div>
</td>
<td align="left" valign="top" width="69%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Filed as an exhibit to the Registrant&#8217;s Annual Report on Form 10-KSB for the year ended June 30, 1999.</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="8%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">++</font></div>
</td>
<td align="left" valign="top" width="69%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Filed as an exhibit to the Registrant&#8217;s Current Report on Form 8-K filed on July 26, 2011.</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="8%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">+++</font></div>
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<td align="left" valign="top" width="69%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Filed as an exhibit to the Registrant&#8217;s Current Report on Form 8-K filed on December 6, 2007.</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="8%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">++++</font></div>
</td>
<td align="left" valign="top" width="69%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Filed as an exhibit to the Registrant&#8217;s Registration Statement on Form S-1 (File No. 333-2320) as filed with the SEC on January 3, 1994.</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="8%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">+++++</font></div>
</td>
<td align="left" valign="top" width="69%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Field as an attachment to the Registrant&#8217;s definitive proxy statement filed on September 19, 2008.</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="8%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">++++++</font></div>
</td>
<td align="left" valign="top" width="69%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Filed as an attachment to the Registrant&#8217;s definitive proxy statement filed on September 17, 2003.</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="8%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">+++++++</font></div>
</td>
<td align="left" valign="top" width="69%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Filed as an attachment to the Registrant&#8217;s 1994 Annual Meeting Proxy Statement dated October 21, 1994.</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="8%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">*</font></div>
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<td align="left" valign="top" width="69%">
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<TYPE>EX-31.1
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">I, Greg A. Steffens, certify that:</font></div>

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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">I have reviewed this quarterly report on Form 10-Q of Southern Missouri Bancorp, Inc.</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The registrant's other certifying officers and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a- 15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f))&#160;&#160;for the registrant and we have:</font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">a)</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;</font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">b)</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;</font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">c)</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures as of the end of the period covered by this report based on such evaluation; and</font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">d)</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">disclosed in this report any changes in the registrant&#8217;s internal control over financial reporting that occurred during the registrant&#8217;s most recent fiscal quarter that has materially affected, or is reasonably likely to materially affect, the registrant&#8217;s internal control over financial reporting.</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The registrant's other certifying officers and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant's auditors and the audit committee of registrant's board of directors (or persons performing the equivalent functions):</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize and report financial information; and</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over financial reporting.</font></div>
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<TYPE>EX-31.2
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">I, Matthew T. Funke, certify that:</font></div>

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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">I have reviewed this quarterly report on Form 10-Q of Southern Missouri Bancorp, Inc.</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The registrant's other certifying officers and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a- 15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f))&#160;&#160;for the registrant and we have:</font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">a)</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;</font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">b)</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;</font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">c)</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures as of the end of the period covered by this report based on such evaluation; and</font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">d)</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">disclosed in this report any changes in the registrant&#8217;s internal control over financial reporting that occurred during the registrant&#8217;s most recent fiscal quarter that has materially affected, or is reasonably likely to materially affect, the registrant&#8217;s internal control over financial reporting.</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">The registrant's other certifying officers and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant's auditors and the audit committee of registrant's board of directors (or persons performing the equivalent functions):</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize and report financial information; and</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman, serif; FONT-SIZE: 10pt">any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over financial reporting.</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Date:&#160;&#160;&#160;February 14, 2013</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">/s/ Matthew T. Funke</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Matthew T. Funke</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">Chief Financial Officer</font></div>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman, serif; FONT-SIZE: 10pt">(Principal Financial Officer)</font></div>
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<DOCUMENT>
<TYPE>EX-32
<SEQUENCE>4
<FILENAME>ex-32.htm
<TEXT>
<html>
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    <title>ex-32.htm</title>
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	<us-gaap:NoninterestIncomeOtherOperatingIncome decimals='INF' contextRef='D120701_121231' unitRef='USD'>588309</us-gaap:NoninterestIncomeOtherOperatingIncome>
	<us-gaap:NoninterestIncomeOtherOperatingIncome decimals='INF' contextRef='D110701_111231' unitRef='USD'>527382</us-gaap:NoninterestIncomeOtherOperatingIncome>
	<us-gaap:FeesAndCommissionsOther decimals='INF' contextRef='Y12Q4' unitRef='USD'>52705</us-gaap:FeesAndCommissionsOther>
	<us-gaap:FeesAndCommissionsOther decimals='INF' contextRef='Y11Q4' unitRef='USD'>57509</us-gaap:FeesAndCommissionsOther>
	<us-gaap:FeesAndCommissionsOther decimals='INF' contextRef='D120701_121231' unitRef='USD'>104261</us-gaap:FeesAndCommissionsOther>
	<us-gaap:FeesAndCommissionsOther decimals='INF' contextRef='D110701_111231' unitRef='USD'>116433</us-gaap:FeesAndCommissionsOther>
	<us-gaap:BankingFeesAndCommissions decimals='INF' contextRef='Y12Q4' unitRef='USD'>73019</us-gaap:BankingFeesAndCommissions>
	<us-gaap:BankingFeesAndCommissions decimals='INF' contextRef='Y11Q4' unitRef='USD'>49005</us-gaap:BankingFeesAndCommissions>
	<us-gaap:BankingFeesAndCommissions decimals='INF' contextRef='D120701_121231' unitRef='USD'>145579</us-gaap:BankingFeesAndCommissions>
	<us-gaap:BankingFeesAndCommissions decimals='INF' contextRef='D110701_111231' unitRef='USD'>99308</us-gaap:BankingFeesAndCommissions>
	<us-gaap:GainLossOnSalesOfLoansNet decimals='INF' contextRef='Y12Q4' unitRef='USD'>89700</us-gaap:GainLossOnSalesOfLoansNet>
	<us-gaap:GainLossOnSalesOfLoansNet decimals='INF' contextRef='Y11Q4' unitRef='USD'>49354</us-gaap:GainLossOnSalesOfLoansNet>
	<us-gaap:GainLossOnSalesOfLoansNet decimals='INF' contextRef='D120701_121231' unitRef='USD'>142856</us-gaap:GainLossOnSalesOfLoansNet>
	<us-gaap:GainLossOnSalesOfLoansNet decimals='INF' contextRef='D110701_111231' unitRef='USD'>143032</us-gaap:GainLossOnSalesOfLoansNet>
	<us-gaap:BankOwnedLifeInsuranceIncome decimals='INF' contextRef='Y12Q4' unitRef='USD'>128717</us-gaap:BankOwnedLifeInsuranceIncome>
	<us-gaap:BankOwnedLifeInsuranceIncome decimals='INF' contextRef='Y11Q4' unitRef='USD'>71398</us-gaap:BankOwnedLifeInsuranceIncome>
	<us-gaap:BankOwnedLifeInsuranceIncome decimals='INF' contextRef='D120701_121231' unitRef='USD'>254538</us-gaap:BankOwnedLifeInsuranceIncome>
	<us-gaap:BankOwnedLifeInsuranceIncome decimals='INF' contextRef='D110701_111231' unitRef='USD'>142951</us-gaap:BankOwnedLifeInsuranceIncome>
	<us-gaap:NoninterestIncomeOther decimals='INF' contextRef='Y12Q4' unitRef='USD'>41678</us-gaap:NoninterestIncomeOther>
	<us-gaap:NoninterestIncomeOther decimals='INF' contextRef='Y11Q4' unitRef='USD'>30999</us-gaap:NoninterestIncomeOther>
	<us-gaap:NoninterestIncomeOther decimals='INF' contextRef='D120701_121231' unitRef='USD'>68231</us-gaap:NoninterestIncomeOther>
	<us-gaap:NoninterestIncomeOther decimals='INF' contextRef='D110701_111231' unitRef='USD'>238278</us-gaap:NoninterestIncomeOther>
	<us-gaap:NoninterestIncome decimals='INF' contextRef='Y12Q4' unitRef='USD'>1117900</us-gaap:NoninterestIncome>
	<us-gaap:NoninterestIncome decimals='INF' contextRef='Y11Q4' unitRef='USD'>899082</us-gaap:NoninterestIncome>
	<us-gaap:NoninterestIncome decimals='INF' contextRef='D120701_121231' unitRef='USD'>2177881</us-gaap:NoninterestIncome>
	<us-gaap:NoninterestIncome decimals='INF' contextRef='D110701_111231' unitRef='USD'>2015576</us-gaap:NoninterestIncome>
	<us-gaap:EmployeeBenefitsAndShareBasedCompensation decimals='INF' contextRef='Y12Q4' unitRef='USD'>2523408</us-gaap:EmployeeBenefitsAndShareBasedCompensation>
	<us-gaap:EmployeeBenefitsAndShareBasedCompensation decimals='INF' contextRef='Y11Q4' unitRef='USD'>2274303</us-gaap:EmployeeBenefitsAndShareBasedCompensation>
	<us-gaap:EmployeeBenefitsAndShareBasedCompensation decimals='INF' contextRef='D120701_121231' unitRef='USD'>4984574</us-gaap:EmployeeBenefitsAndShareBasedCompensation>
	<us-gaap:EmployeeBenefitsAndShareBasedCompensation decimals='INF' contextRef='D110701_111231' unitRef='USD'>4526394</us-gaap:EmployeeBenefitsAndShareBasedCompensation>
	<us-gaap:OccupancyNet decimals='INF' contextRef='Y12Q4' unitRef='USD'>681323</us-gaap:OccupancyNet>
	<us-gaap:OccupancyNet decimals='INF' contextRef='Y11Q4' unitRef='USD'>619496</us-gaap:OccupancyNet>
	<us-gaap:OccupancyNet decimals='INF' contextRef='D120701_121231' unitRef='USD'>1373234</us-gaap:OccupancyNet>
	<us-gaap:OccupancyNet decimals='INF' contextRef='D110701_111231' unitRef='USD'>1201701</us-gaap:OccupancyNet>
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	<us-gaap:FederalDepositInsuranceCorporationPremiumExpense decimals='INF' contextRef='Y11Q4' unitRef='USD'>90063</us-gaap:FederalDepositInsuranceCorporationPremiumExpense>
	<us-gaap:FederalDepositInsuranceCorporationPremiumExpense decimals='INF' contextRef='D120701_121231' unitRef='USD'>186667</us-gaap:FederalDepositInsuranceCorporationPremiumExpense>
	<us-gaap:FederalDepositInsuranceCorporationPremiumExpense decimals='INF' contextRef='D110701_111231' unitRef='USD'>183135</us-gaap:FederalDepositInsuranceCorporationPremiumExpense>
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	<us-gaap:ProfessionalFees decimals='INF' contextRef='Y11Q4' unitRef='USD'>94923</us-gaap:ProfessionalFees>
	<us-gaap:ProfessionalFees decimals='INF' contextRef='D120701_121231' unitRef='USD'>215252</us-gaap:ProfessionalFees>
	<us-gaap:ProfessionalFees decimals='INF' contextRef='D110701_111231' unitRef='USD'>193074</us-gaap:ProfessionalFees>
	<us-gaap:AdvertisingExpense decimals='INF' contextRef='Y12Q4' unitRef='USD'>84452</us-gaap:AdvertisingExpense>
	<us-gaap:AdvertisingExpense decimals='INF' contextRef='Y11Q4' unitRef='USD'>80150</us-gaap:AdvertisingExpense>
	<us-gaap:AdvertisingExpense decimals='INF' contextRef='D120701_121231' unitRef='USD'>143351</us-gaap:AdvertisingExpense>
	<us-gaap:AdvertisingExpense decimals='INF' contextRef='D110701_111231' unitRef='USD'>167218</us-gaap:AdvertisingExpense>
	<us-gaap:SuppliesAndPostageExpense decimals='INF' contextRef='Y12Q4' unitRef='USD'>123027</us-gaap:SuppliesAndPostageExpense>
	<us-gaap:SuppliesAndPostageExpense decimals='INF' contextRef='Y11Q4' unitRef='USD'>110293</us-gaap:SuppliesAndPostageExpense>
	<us-gaap:SuppliesAndPostageExpense decimals='INF' contextRef='D120701_121231' unitRef='USD'>226550</us-gaap:SuppliesAndPostageExpense>
	<us-gaap:SuppliesAndPostageExpense decimals='INF' contextRef='D110701_111231' unitRef='USD'>232878</us-gaap:SuppliesAndPostageExpense>
	<us-gaap:AmortizationOfIntangibleAssets decimals='INF' contextRef='Y12Q4' unitRef='USD'>104283</us-gaap:AmortizationOfIntangibleAssets>
	<us-gaap:AmortizationOfIntangibleAssets decimals='INF' contextRef='Y11Q4' unitRef='USD'>104283</us-gaap:AmortizationOfIntangibleAssets>
	<us-gaap:AmortizationOfIntangibleAssets decimals='INF' contextRef='D120701_121231' unitRef='USD'>208566</us-gaap:AmortizationOfIntangibleAssets>
	<us-gaap:AmortizationOfIntangibleAssets decimals='INF' contextRef='D110701_111231' unitRef='USD'>208566</us-gaap:AmortizationOfIntangibleAssets>
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	<fil:BankCardNetworkFees decimals='INF' contextRef='D120701_121231' unitRef='USD'>286763</fil:BankCardNetworkFees>
	<fil:BankCardNetworkFees decimals='INF' contextRef='D110701_111231' unitRef='USD'>262818</fil:BankCardNetworkFees>
	<us-gaap:OtherNoninterestExpense decimals='INF' contextRef='Y12Q4' unitRef='USD'>573110</us-gaap:OtherNoninterestExpense>
	<us-gaap:OtherNoninterestExpense decimals='INF' contextRef='Y11Q4' unitRef='USD'>379491</us-gaap:OtherNoninterestExpense>
	<us-gaap:OtherNoninterestExpense decimals='INF' contextRef='D120701_121231' unitRef='USD'>953572</us-gaap:OtherNoninterestExpense>
	<us-gaap:OtherNoninterestExpense decimals='INF' contextRef='D110701_111231' unitRef='USD'>690950</us-gaap:OtherNoninterestExpense>
	<us-gaap:NoninterestExpense decimals='INF' contextRef='Y12Q4' unitRef='USD'>4440570</us-gaap:NoninterestExpense>
	<us-gaap:NoninterestExpense decimals='INF' contextRef='Y11Q4' unitRef='USD'>3883744</us-gaap:NoninterestExpense>
	<us-gaap:NoninterestExpense decimals='INF' contextRef='D120701_121231' unitRef='USD'>8578529</us-gaap:NoninterestExpense>
	<us-gaap:NoninterestExpense decimals='INF' contextRef='D110701_111231' unitRef='USD'>7666734</us-gaap:NoninterestExpense>
	<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic decimals='INF' contextRef='Y12Q4' unitRef='USD'>3545806</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic>
	<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic decimals='INF' contextRef='Y11Q4' unitRef='USD'>3991547</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic>
	<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic decimals='INF' contextRef='D120701_121231' unitRef='USD'>7276946</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic>
	<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic decimals='INF' contextRef='D110701_111231' unitRef='USD'>8286146</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic>
	<us-gaap:IncomeTaxesPaid decimals='INF' contextRef='Y12Q4' unitRef='USD'>1064886</us-gaap:IncomeTaxesPaid>
	<us-gaap:IncomeTaxesPaid decimals='INF' contextRef='Y11Q4' unitRef='USD'>1317107</us-gaap:IncomeTaxesPaid>
	<us-gaap:IncomeTaxesPaid decimals='INF' contextRef='D120701_121231' unitRef='USD'>2205772</us-gaap:IncomeTaxesPaid>
	<us-gaap:IncomeTaxesPaid decimals='INF' contextRef='D110701_111231' unitRef='USD'>2761314</us-gaap:IncomeTaxesPaid>
	<us-gaap:NetIncomeLoss decimals='INF' contextRef='Y12Q4' unitRef='USD'>2480920</us-gaap:NetIncomeLoss>
	<us-gaap:NetIncomeLoss decimals='INF' contextRef='Y11Q4' unitRef='USD'>2674440</us-gaap:NetIncomeLoss>
	<us-gaap:NetIncomeLoss decimals='INF' contextRef='D120701_121231' unitRef='USD'>5071174</us-gaap:NetIncomeLoss>
	<us-gaap:NetIncomeLoss decimals='INF' contextRef='D110701_111231' unitRef='USD'>5524832</us-gaap:NetIncomeLoss>
	<us-gaap:OtherPreferredStockDividendsAndAdjustments decimals='INF' contextRef='Y12Q4' unitRef='USD'>50000</us-gaap:OtherPreferredStockDividendsAndAdjustments>
	<us-gaap:OtherPreferredStockDividendsAndAdjustments decimals='INF' contextRef='Y11Q4' unitRef='USD'>121713</us-gaap:OtherPreferredStockDividendsAndAdjustments>
	<us-gaap:OtherPreferredStockDividendsAndAdjustments decimals='INF' contextRef='D120701_121231' unitRef='USD'>245115</us-gaap:OtherPreferredStockDividendsAndAdjustments>
	<us-gaap:OtherPreferredStockDividendsAndAdjustments decimals='INF' contextRef='D110701_111231' unitRef='USD'>352111</us-gaap:OtherPreferredStockDividendsAndAdjustments>
	<us-gaap:CommonStockDividendsPerShareCashPaid decimals='INF' contextRef='Y12Q4' unitRef='UsdPerShare'>0.15</us-gaap:CommonStockDividendsPerShareCashPaid>
	<us-gaap:CommonStockDividendsPerShareCashPaid decimals='INF' contextRef='Y11Q4' unitRef='UsdPerShare'>0.12</us-gaap:CommonStockDividendsPerShareCashPaid>
	<us-gaap:CommonStockDividendsPerShareCashPaid decimals='INF' contextRef='D120701_121231' unitRef='UsdPerShare'>0.30</us-gaap:CommonStockDividendsPerShareCashPaid>
	<us-gaap:CommonStockDividendsPerShareCashPaid decimals='INF' contextRef='D110701_111231' unitRef='UsdPerShare'>0.24</us-gaap:CommonStockDividendsPerShareCashPaid>
	<us-gaap:LoansAndLeasesReceivableAllowance decimals='INF' contextRef='E12' unitRef='USD'>7920201</us-gaap:LoansAndLeasesReceivableAllowance>
	<us-gaap:LoansAndLeasesReceivableAllowance decimals='INF' contextRef='E12Q2' unitRef='USD'>7492054</us-gaap:LoansAndLeasesReceivableAllowance>
	<us-gaap:PreferredStockParOrStatedValuePerShare decimals='INF' contextRef='E12' unitRef='UsdPerShare'>.01</us-gaap:PreferredStockParOrStatedValuePerShare>
	<us-gaap:PreferredStockParOrStatedValuePerShare decimals='INF' contextRef='E12Q2' unitRef='UsdPerShare'>.01</us-gaap:PreferredStockParOrStatedValuePerShare>
	<us-gaap:PreferredStockLiquidationPreference decimals='INF' contextRef='E12' unitRef='UsdPerShare'>1000</us-gaap:PreferredStockLiquidationPreference>
	<us-gaap:PreferredStockLiquidationPreference decimals='INF' contextRef='E12Q2' unitRef='UsdPerShare'>1000</us-gaap:PreferredStockLiquidationPreference>
	<us-gaap:PreferredStockSharesAuthorized decimals='INF' contextRef='E12' unitRef='Shares'>500000</us-gaap:PreferredStockSharesAuthorized>
	<us-gaap:PreferredStockSharesAuthorized decimals='INF' contextRef='E12Q2' unitRef='Shares'>500000</us-gaap:PreferredStockSharesAuthorized>
	<us-gaap:PreferredStockSharesIssued decimals='INF' contextRef='E12' unitRef='Shares'>20000</us-gaap:PreferredStockSharesIssued>
	<us-gaap:PreferredStockSharesIssued decimals='INF' contextRef='E12Q2' unitRef='Shares'>20000</us-gaap:PreferredStockSharesIssued>
	<us-gaap:PreferredStockValueOutstanding decimals='INF' contextRef='E12' unitRef='USD'>20000</us-gaap:PreferredStockValueOutstanding>
	<us-gaap:PreferredStockValueOutstanding decimals='INF' contextRef='E12Q2' unitRef='USD'>20000</us-gaap:PreferredStockValueOutstanding>
	<us-gaap:CommonStockParOrStatedValuePerShare decimals='INF' contextRef='E12' unitRef='UsdPerShare'>.01</us-gaap:CommonStockParOrStatedValuePerShare>
	<us-gaap:CommonStockParOrStatedValuePerShare decimals='INF' contextRef='E12Q2' unitRef='UsdPerShare'>.01</us-gaap:CommonStockParOrStatedValuePerShare>
	<us-gaap:CommonStockSharesAuthorized decimals='INF' contextRef='E12' unitRef='Shares'>4000000</us-gaap:CommonStockSharesAuthorized>
	<us-gaap:CommonStockSharesAuthorized decimals='INF' contextRef='E12Q2' unitRef='Shares'>4000000</us-gaap:CommonStockSharesAuthorized>
	<us-gaap:CommonStockSharesIssued decimals='INF' contextRef='E12' unitRef='Shares'>3257076</us-gaap:CommonStockSharesIssued>
	<us-gaap:CommonStockSharesIssued decimals='INF' contextRef='E12Q2' unitRef='Shares'>3252706</us-gaap:CommonStockSharesIssued>
	<us-gaap:TreasuryStockShares decimals='INF' contextRef='E12' unitRef='Shares'>0</us-gaap:TreasuryStockShares>
	<us-gaap:TreasuryStockShares decimals='INF' contextRef='E12Q2' unitRef='Shares'>2230</us-gaap:TreasuryStockShares>
	<fil:BasisOfPresentationDisclosure contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify&apos;&gt;Note 1:&amp;#160; &lt;u&gt;Basis of Presentation&lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p align=&quot;left&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left&apos;&gt;The accompanying unaudited interim condensed consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Securities and Exchange Commission (SEC) Regulation S-X.&amp;#160; Accordingly, they do not include all of the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements.&amp;#160; In the opinion of management, all material adjustments (consisting only of normal recurring accruals) considered necessary for a fair presentation have been included.&amp;#160; The consolidated balance sheet of the Company as of June 30, 2012, has been derived from the audited consolidated balance sheet of the Company as of that date.&amp;#160; Operating results for the three- and six-month periods ended December 31, 2012, are not necessarily indicative of the results that may be expected for the entire fiscal year.&amp;#160; For additional information, refer to the audited consolidated financial statements included in the Company&amp;#146;s June 30, 2012, Form 10-K, which was filed with the SEC.&lt;/p&gt; &lt;p align=&quot;left&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p align=&quot;left&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The accompanying condensed consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, Southern Bank (Bank).&amp;#160; All significant intercompany accounts and transactions have been eliminated in consolidation.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt;</fil:BasisOfPresentationDisclosure>
	<us-gaap:OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Note 2:&amp;#160; &lt;u&gt;Organization and Summary of Significant Accounting Policies&lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Organization.&lt;/b&gt; Southern Missouri Bancorp, Inc., a Missouri corporation (the Company), was organized in 1994 and is the parent company of Southern Bank (the Bank). Substantially all of the Company&amp;#146;s consolidated revenues are derived from the operations of the Bank, and the Bank represents substantially all of the Company&amp;#146;s consolidated assets and liabilities.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;The Bank is primarily engaged in providing a full range of banking and financial services to individuals and corporate customers in its market areas. The Bank and Company are subject to competition from other financial institutions. The Bank and Company are subject to regulation by certain federal and state agencies and undergo periodic examinations by those regulatory authorities.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;Basis of Financial Statement Presentation.&lt;/b&gt; The financial statements of the Company have been prepared in conformity with accounting principles generally accepted in the United States of America and general practices within the banking industry. In the normal course of business, the Company encounters two significant types of risk: economic and regulatory. Economic risk is comprised of interest rate risk, credit risk, and market risk. The Company is subject to interest rate risk to the degree that its interest-bearing liabilities reprice on a different basis than its interest-earning assets. Credit risk is the risk of default on the Company&amp;#146;s investment or loan portfolios resulting from the borrowers&amp;#146; inability or unwillingness to make contractually required payments. Market risk reflects changes in the value of the investment portfolio, collateral underlying loans receivable, and the value of the Company&amp;#146;s investments in real estate.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;Principles of Consolidation.&lt;/b&gt; The condensed consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, the Bank. All significant intercompany accounts and transactions have been eliminated.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Use of Estimates.&lt;/b&gt; The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses, estimated fair values of purchased loans, other-than-temporary impairments (OTTI), and fair value of financial instruments.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;Cash and Cash Equivalents.&lt;/b&gt;&lt;i&gt; &lt;/i&gt;For purposes of reporting cash flows, cash and cash equivalents includes cash, due from depository institutions and interest-bearing deposits in other depository institutions with original maturities of three months or less. Interest-bearing deposits in other depository institutions were $14,253,000 and $31,048,000 at December 31 and June 30, 2012, respectively. The deposits are held in various commercial banks in amounts not exceeding the FDIC&amp;#146;s deposit insurance limits, as well as at the Federal Reserve, and the Federal Home Loan Bank of Des Moines.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Available for Sale Securities.&lt;/b&gt;&lt;i&gt; &lt;/i&gt;Available for sale securities, which include any security for which the Company has no immediate plan to sell but which may be sold in the future, are carried at fair value. Unrealized gains and losses, net of tax, are reported in accumulated other comprehensive income, a component of stockholders&amp;#146; equity. All securities have been classified as available for sale.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;Premiums and discounts on debt securities are amortized or accreted as adjustments to income over the estimated life of the security using the level yield method. Realized gains or losses on the sale of securities is based on the specific identification method. The fair value of securities is based on quoted market prices or dealer quotes. If a quoted market price is not available, fair value is estimated using quoted market prices for similar securities.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;The Company does not invest in collateralized mortgage obligations that are considered high risk.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;When the Company does not intend to sell a debt security, and it is more likely than not the Company will not have to sell the security before recovery of its cost basis, it recognizes the credit component of an other-than-temporary impairment of a debt security in earnings and the remaining portion in other comprehensive income.&amp;#160; As a result, the Company&amp;#146;s balance sheet as of the dates presented reflects the full impairment (that is, the difference between the security&amp;#146;s amortized cost basis and fair value) on debt securities that the Company intends to sell or would more likely than not be required to sell before the expected recovery of the amortized cost basis. For available-for-sale debt securities that management has no intent to sell and believes that it more likely than not will not be required to sell prior to recovery, only the credit loss component of the impairment is recognized in earnings, while the noncredit loss is recognized in accumulated other comprehensive income. The credit loss component recognized in earnings is identified as the amount of principal cash flows not expected to be received over the remaining term of the security as projected based on cash flow projections.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;Federal Reserve Bank and Federal Home Loan Bank Stock.&lt;/b&gt;&lt;b&gt; &lt;/b&gt;The Bank is a member of the Federal Reserve and the Federal Home Loan Bank (FHLB) systems.&amp;nbsp;&amp;nbsp;Capital stock of the Federal Reserve and the FHLB is a required investment based upon a predetermined formula and is carried at cost.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Loans.&lt;/b&gt;&lt;b&gt; &lt;/b&gt;Loans are generally stated at unpaid principal balances, less the allowance for loan losses and net deferred loan origination fees. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;Interest on loans is accrued based upon the principal amount outstanding. The accrual of interest on loans is discontinued when, in management&amp;#146;s judgment, the collectibility of interest or principal in the normal course of business is doubtful. The Company complies with regulatory guidance which indicates that loans should be placed in nonaccrual status when 90 days past due, unless the loan is both well-secured and in the process of collection.&amp;nbsp;&amp;nbsp;A loan that is &amp;#147;in the process of collection&amp;#148; may be subject to legal action or, in appropriate circumstances, through other collection efforts reasonably expected to result in repayment or restoration to current status in the near future. A loan is considered delinquent when a payment has not been made by the contractual due date. Interest income previously accrued but not collected at the date a loan is placed on nonaccrual status is reversed against interest income. Cash receipts on a nonaccrual loan are applied to principal and interest in accordance with its contractual terms unless full payment of principal is not expected, in which case cash receipts, whether designated as principal or interest, are applied as a reduction of the carrying value of the loan. A nonaccrual loan is generally returned to accrual status when principal and interest payments are current, full collectability of principal and interest is reasonably assured, and a consistent record of performance has been demonstrated.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;The allowance for losses on loans represents management&amp;#146;s best estimate of losses probable in the existing loan portfolio. The allowance for losses on loans is increased by the provision for losses on loans charged to expense and reduced by loans charged off, net of recoveries. Loans are charged off in the period deemed uncollectible, based on management&amp;#146;s analysis of expected cash flow (for non-collateral dependent loans) or collateral value (for collateral-dependent loans).&amp;#160; Subsequent recoveries of loans previously charged off, if any, are credited to the allowance when received. The provision for losses on loans is determined based on management&amp;#146;s assessment of several factors: reviews and evaluations of specific loans, changes in the nature and volume of the loan portfolio, current economic conditions and the related impact on specific borrowers and industry groups, historical loan loss experience, the level of classified and nonperforming loans and the results of regulatory examinations.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;Loans are considered impaired if, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement.&amp;nbsp;&amp;nbsp;Depending on a particular loan&amp;#146;s circumstances, we measure impairment of a loan based upon either the present value of expected future cash flows discounted at the loan&amp;#146;s effective interest rate, the loan&amp;#146;s observable market price, or the fair value of the collateral less estimated costs to sell if the loan is collateral dependent.&amp;nbsp;&amp;nbsp;Valuation allowances are established for collateral-dependent impaired loans for the difference between the loan amount and fair value of collateral less estimated selling costs.&amp;nbsp;&amp;nbsp;For impaired loans that are not collateral dependent, a valuation allowance is established for the difference between the loan amount and the present value of expected future cash flows discounted at the historical effective interest rate or the observable market price of the loan. Impairment losses are recognized through an increase in the required allowance for loan losses. Cash receipts on loans deemed impaired are recorded based on the loan&amp;#146;s separate status as a nonaccrual loan or an accrual status loan. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;As a result of the acquisition of the former First Southern Bank, Batesville, Arkansas, the Company acquired certain loans with an outstanding principal balance of $14.2 million for which it was deemed probable that we would be unable to collect all contractually required payments.&amp;nbsp;&amp;nbsp;These loans are accounted for in accordance with ASC 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality.&amp;nbsp;&amp;nbsp;The Company recorded a fair value discount of $3.9 million related to these loans acquired with deteriorated credit quality (&amp;#147;purchased credit impaired loans&amp;#148;), and began carrying them at a value of $10.3 million.&amp;nbsp;&amp;nbsp;For these loans, we determined the contractual amount and timing of undiscounted principal and interest payments (the &amp;#147;undiscounted contractual cash flows&amp;#148;), and estimated the amount and timing of undiscounted expected principal and interest payments, including expected prepayments (the &amp;#147;undiscounted expected cash flows&amp;#148;).&amp;nbsp;&amp;nbsp;Under acquired impaired loan accounting, the difference between the undiscounted contractual cash flows and the undiscounted expected cash flows is the nonaccretable difference.&amp;nbsp;&amp;nbsp;The nonaccretable difference is an estimate of the loss exposure of principal and interest related to the purchased credit impaired loans, and the amount is subject to change over time based on the performance of the loans.&amp;nbsp;&amp;nbsp;The carrying value of purchased credit impaired loans is initially determined as the discounted expected cash flows.&amp;nbsp;&amp;nbsp;The excess of expected cash flows at acquisition over the initial fair value of the purchased credit impaired loans is referred to as the &amp;#147;accretable yield&amp;#148; and is recorded as interest income over the estimated life of the acquired loans using the level-yield method, if the timing and amount of the future cash flows is reasonably estimable.&amp;nbsp;&amp;nbsp;The carrying value of purchased credit impaired loans is reduced by payments received, both principal and interest, and increased by the portion of the accretable yield recognized as interest income.&amp;nbsp;&amp;nbsp;Subsequent to acquisition, the Company evaluates the purchased credit impaired loans on a quarterly basis.&amp;nbsp;&amp;nbsp;Increases in expected cash flows compared to those previously estimated increase the accretable yield and are recognized as interest income prospectively.&amp;nbsp;&amp;nbsp;Decreases in expected cash flows compared to those previously estimated decrease the accretable yield and may result in the establishment of an allowance for loan losses and a provision for loan losses.&amp;nbsp;&amp;nbsp;Purchased credit impaired loans are generally considered accruing and performing loans, as the loans accrete interest income over the estimated life of the loan when expected cash flows are reasonably estimable.&amp;nbsp;&amp;nbsp;Accordingly, purchased credit impaired loans that are contractually past due are still considered to be accruing and performing as long as there is an expectation that the estimated cash flows will be received.&amp;nbsp;&amp;nbsp;If the timing and amount of cash flows is not reasonably estimable, the loans may be classified as nonaccrual loans.&amp;nbsp;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Loan fees and certain direct loan origination costs are deferred, and the net fee or cost is recognized as an adjustment to interest income using the interest method over the contractual life of the loans.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;Foreclosed Real Estate.&lt;/b&gt;&lt;b&gt; &lt;/b&gt;Real estate acquired by foreclosure or by deed in lieu of foreclosure is initially recorded at fair value less estimated selling costs. Costs for development and improvement of the property are capitalized.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;Valuations are periodically performed by management, and an allowance for losses is established by a charge to operations if the carrying value of a property exceeds its estimated fair value, less estimated selling costs.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Loans to facilitate the sale of real estate acquired in foreclosure are discounted if made at less than market rates. Discounts are amortized over the fixed interest period of each loan using the interest method.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Premises and Equipment.&lt;/b&gt; Premises and equipment are stated at cost less accumulated depreciation and include expenditures for major betterments and renewals. Maintenance, repairs, and minor renewals are expensed as incurred. When property is retired or sold, the retired asset and related accumulated depreciation are removed from the accounts and the resulting gain or loss taken into income. The Company reviews property and equipment for impairment whenever events or changes in circumstances indicate that the carrying amount of an asset may not be recoverable. If such assets are considered to be impaired, the impairment loss recognized is measured by the amount by which the carrying amount exceeds the fair value of the assets.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Depreciation is computed by use of straight-line and accelerated methods over the estimated useful lives of the assets. Estimated lives are generally 10 to 40 years for premises, five to seven years for equipment, and three years for software.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;font lang=&quot;X-NONE&quot;&gt;Intangible Assets.&lt;/font&gt;&lt;/b&gt;&lt;font lang=&quot;X-NONE&quot;&gt; &lt;/font&gt;Identifiable i&lt;font lang=&quot;X-NONE&quot;&gt;ntangible assets are being amortized on &lt;/font&gt;a &lt;font lang=&quot;X-NONE&quot;&gt;straight-line&lt;/font&gt;&lt;font lang=&quot;X-NONE&quot;&gt; &lt;/font&gt;&lt;font lang=&quot;X-NONE&quot;&gt;basis over periods ranging from &lt;/font&gt;five&lt;font lang=&quot;X-NONE&quot;&gt; to &lt;/font&gt;fifteen &lt;font lang=&quot;X-NONE&quot;&gt;years.&amp;#160; Such assets are periodically evaluated as to the recoverability of their carrying value.&lt;/font&gt;&amp;#160; Goodwill is tested periodically for impairment.&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Income Taxes.&lt;/b&gt;&lt;b&gt; &lt;/b&gt;The Company accounts for income taxes in accordance with income tax accounting guidance (ASC 740, Income Taxes). The income tax accounting guidance results in two components of income tax expense: current and deferred. Current income tax expense reflects taxes to be paid or refunded for the current period by applying the provisions of the enacted tax law to the taxable income or excess of deductions over revenues. The Company determines deferred income taxes using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is based on the tax effects of the differences between the book and tax bases of assets and liabilities, and enacted changes in tax rates and laws are recognized in the period in which they occur.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;Deferred income tax expense results from changes in deferred tax assets and liabilities between periods. Deferred tax assets are recognized if it is more likely than not, based on the technical merits, that the tax position will be realized or sustained upon examination. The term more likely than not means a likelihood of more than 50 percent; the terms examined and upon examination also include resolution of the related appeals or litigation processes, if any. A tax position that meets the more-likely-than-not recognition threshold is initially and subsequently measured as the largest amount of tax benefit that has a greater than 50 percent likelihood of being realized upon settlement with a taxing authority that has full knowledge of all relevant information. The determination of whether or not a tax position has met the more-likely-than-not recognition threshold considers the facts, circumstances, and information available at the reporting date and is subject to management&amp;#146;s judgment. Deferred tax assets are reduced by a valuation allowance if, based on the weight of evidence available, it is more likely than not that some portion or all of a deferred tax asset will not be realized.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;The Company recognizes interest and penalties on income taxes as a component of income tax expense.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The Company files consolidated income tax returns with its subsidiary.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;Equity Incentive Plan.&lt;/b&gt;&lt;i&gt; &lt;/i&gt;The Company accounts for its Equity Incentive Plan (EIP) and Management Recognition Plan (MRP) in accordance with ASC 718, &amp;#147;Share-Based Payment.&amp;#148; Compensation expense is based on the market price of the Company&amp;#146;s stock on the date the shares are granted and is recorded over the vesting period.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;#160; &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Outside Directors&amp;#146; Retirement.&lt;/b&gt;&lt;i&gt; &lt;/i&gt;The Bank adopted a directors&amp;#146; retirement plan in April 1994 for outside directors. The directors&amp;#146; retirement plan provides that each non-employee director (participant) shall receive, upon termination of service on the Board on or after age 60, other than termination for cause, a benefit in equal annual installments over a five year period. The benefit will be based upon the product of the participant&amp;#146;s vesting percentage and the total Board fees paid to the participant during the calendar year preceding termination of service on the Board. The vesting percentage shall be determined based upon the participant&amp;#146;s years of service on the Board.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;In the event that the participant dies before collecting any or all of the benefits, the Bank shall pay the participant&amp;#146;s beneficiary. No benefits shall be payable to anyone other than the beneficiary, and shall terminate on the death of the beneficiary.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;Stock Options.&lt;/b&gt; With limited exceptions, the amount of compensation cost related to a stock option award is measured based on the grant-date fair value of the equity instruments issued. Compensation cost is recognized over the vesting period during which an employee provides service in exchange for the award. Stock-based compensation has been recognized for all stock options granted or modified after July 1, 2005.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;#160;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;Earnings Per Share.&lt;/b&gt;&lt;i&gt; &lt;/i&gt;Basic earnings per share available to common stockholders is computed using the weighted-average number of common shares outstanding. Diluted earnings per share available to common stockholders includes the effect of all weighted-average dilutive potential common shares (stock options and warrants) outstanding during each period.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;Comprehensive Income.&lt;/b&gt; Comprehensive income consists of net income and other comprehensive income, net of applicable income taxes. Other comprehensive income includes unrealized appreciation (depreciation) on available-for-sale securities, unrealized appreciation (depreciation) on available-for-sale securities for which a portion of an other-than-temporary impairment has been recognized in income, and changes in the funded status of defined benefit pension plans.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;Treasury Stock.&lt;/b&gt;&lt;i&gt; &lt;/i&gt;Treasury stock is stated at cost. Cost is determined by the first-in, first-out method.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;Reclassification.&lt;/b&gt; Certain amounts included in the consolidated financial statements have been reclassified to conform to the 2012 presentation. These reclassifications had no effect on net income.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;The following paragraphs summarize the impact of new accounting pronouncements:&lt;/b&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:12.55pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;In July 2012, the Financial Accounting Standards board (FASB) issued Accounting Standards Update (ASU) 2012-02, &lt;i&gt;Intangibles &amp;#150; Goodwill and Other (Topic 350): Testing Indefinite-Lived Intangible Assets for Impairment.&lt;/i&gt;&amp;nbsp;&amp;nbsp;The amendments in this ASU allow an entity to first assess qualitative factors to determine whether it is necessary to perform a quantitative impairment test.&amp;nbsp;&amp;nbsp;An entity would not be required to calculate the fair value of an indefinite-lived intangible assets unless the entity determines, based on qualitative assessment, that it is more likely than not the indefinite-lived intangible asset is impaired.&amp;nbsp;&amp;nbsp;The ASU is effective for annual and interim impairment tests performed for fiscal years beginning after September 15 2012.&amp;nbsp;&amp;nbsp;The Company adopted the standard on July 1, 2012, and adoption did not have a significant impact on the Company&amp;#146;s financial statements.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;In October 2012, the FASB issued ASU 2012-04, &lt;i&gt;Technical Corrections and Improvements.&amp;nbsp;&amp;nbsp;&lt;/i&gt;The amendments in this ASU make technical corrections, clarifications, and limited-scope improvements to various Topics throughout the Codification.&amp;nbsp;&amp;nbsp;This ASU is effective for public entities for fiscal periods beginning after December 15, 2012.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;In October 2012, the FASB issued ASU 2012-06, &lt;i&gt;Subsequent Account for an Indemnification Asset Recognized at the Acquisition Date as a Result of a Government-Assisted Acquisition of a Financial Institution&lt;/i&gt;.&amp;#160; The amendments in this ASU provide that w&lt;/font&gt;hen a reporting entity recognizes an indemnification asset as a result of a government-assisted acquisition of a financial institution and subsequently a change in the cash flows expected to be collected on the indemnification asset occurs, the reporting entity should subsequently account for the change in the measurement of the indemnification asset on the same basis as the change in the assets subject to indemnification. Any amortization of changes in value should be limited to the contractual term of the indemnification agreement.&amp;#160; The ASU is effective for public entities for fiscal periods beginning on or after December 15, 2012.&amp;#160; The Company does not anticipate any impact on the financial statements.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;In January 2013, the FASB issued ASU 2013-01, &lt;i&gt;Clarifying the Scope of Disclosures about Offsetting Assets and Liabilities&lt;/i&gt;.&amp;#160; The amendments in this ASU address implementation issues about the scope of ASU 2011-11, &lt;i&gt;Balance Sheet (Topic 210): Disclosures about Offsetting Assets and Liabilities. &lt;/i&gt;&amp;#160;The objective of &amp;#160;the ASU is to clarify the scope of the offsetting disclosures and address any unintended consequences.&amp;#160; The ASU is effective for fiscal years beginning on or after January 1, 2013, and interim periods within those annual periods.&amp;#160; The Company is evaluating the impact of the ASU, but does not expect a material impact on the financial statements.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;In February 2013, the FASB issued ASU 2013-02, &lt;i&gt;Reporting of Amounts Reclassified Out of Comprehensive Income&lt;/i&gt;.&amp;#160; The amendments in this ASU are intended to improve the reporting of reclassifications out of accumulated other comprehensive income by requiring an entity to report the effect of significant reclassifications out of accumulated other comprehensive income on the respective line items in net income if the amount being reclassified is required to be reclassified in its entirety to net income. For other amounts that are not required to be reclassified in their entirety to net income in the same reporting period, an entity is required to cross-reference other disclosures required that provide additional detail about those amounts. This would be the case when a portion of the amount reclassified out of accumulated other comprehensive income is reclassified to a balance sheet account instead of directly to income or expense in the same reporting period.&amp;#160; The ASU is effective for public entities for reporting periods beginning after December 15, 2012.&amp;#160; The Company is evaluating the impact of the ASU, but does not expect a material impact on the financial statements.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt;</us-gaap:OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock>
	<us-gaap:MarketableSecuritiesTextBlock contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Note 3:&amp;#160; &lt;u&gt;Securities&lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;u&gt;&amp;#160;&lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The amortized cost, gross unrealized gains, gross unrealized losses, and approximate fair value of securities available for sale consisted of the following:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;691&quot; style=&apos;width:518.0pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;412&quot; colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:309.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Gross&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Gross&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Estimated&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Amortized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Cost&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Gains&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment and mortgage backed securities:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; U.S. government-sponsored enterprises (GSEs)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$19,006,654&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$40,597&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$(17,696)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$19,029,555&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; State and political subdivisions&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;37,905,128&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,145,259&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(45,536)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;40,004,851&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Other securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,642,156&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;43,472&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(1,162,916)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,522,712&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; FHLMC preferred stock&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Mortgage-backed: GSE residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;13,973,637&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;463,793&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(22,521)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;14,414,909&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Mortgage-backed: other U.S. government agencies&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,681,357&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(3,347)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,678,010&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total investments and mortgage-backed securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$76,208,932&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,693,121&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$(1,252,016)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$77,650,037&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;685&quot; style=&apos;width:514.0pt;margin-left:4.65pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;407&quot; colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:305.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2012&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Gross&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Gross&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Estimated&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Amortized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Cost&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Gains&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment and mortgage backed securities:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; U.S. government-sponsored enterprises (GSEs)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$18,046,654&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$53,348&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$(384)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$18,099,618&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; State and political subdivisions&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;34,656,284&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,823,625&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(98,656)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;36,381,253&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Other securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,646,719&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;14,310&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(1,267,772)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,393,257&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Mortgage-backed: GSE residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;15,657,921&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;565,989&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(7,861)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;16,216,049&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Mortgage-backed: other U.S. government agencies&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,036,637&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;31&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,036,668&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total investments and mortgage-backed securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$74,044,215&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,457,303&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$(1,374,673)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$75,126,845&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The amortized cost and estimated fair value of investment and mortgage-backed securities, by contractual maturity, are shown below.&amp;#160; Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without penalties.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;672&quot; style=&apos;width:7.0in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;top&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;228&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:171.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Estimated&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Amortized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Cost&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Value&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Available for Sale&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160; Within one year&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$307,655&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$307,653&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160; After one year but less than five years&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;8,149,938&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;8,207,128&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160; After five years but less than ten years&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;22,581,203&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;23,094,611&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160; After ten years&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;28,515,142&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;28,947,726&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total investment securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;59,553,938&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;60,557,118&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160; Mortgage-backed securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;16,654,994&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;17,092,919&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total investments and mortgage-backed securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$76,208,932&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$77,650,037&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p align=&quot;left&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left&apos;&gt;The following tables show our investments&amp;#146; gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at December 31 and June 30, 2012:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;63%&quot; colspan=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:63.9%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;top&quot; style=&apos;width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;21%&quot; colspan=&quot;2&quot; valign=&quot;top&quot; style=&apos;width:21.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Less than 12 months&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;21%&quot; colspan=&quot;2&quot; valign=&quot;top&quot; style=&apos;width:21.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;12 months or longer&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;21%&quot; colspan=&quot;2&quot; valign=&quot;top&quot; style=&apos;width:21.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;top&quot; style=&apos;width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;top&quot; style=&apos;width:36.1%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;U.S. government-sponsored enterprises (GSEs)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$7,978,296&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$17,696&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$7,978,296&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$17,696&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;State and political subdivision&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;4,791,949&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;45,536&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;4,791,949&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;45,536&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Other securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;378,149&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,162,916&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;378,149&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,162,916&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Mortgage-backed: GSE residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,850,979&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;22,521&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,850,979&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;22,521&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Mortgage-backed: other U.S. government agencies&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,678,010&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,347&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,678,010&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,347&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160; Total investments and mortgage-backed securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$18,299,234&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$89,100&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$378,149&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,162,916&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$18,677,383&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,252,016&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;38%&quot; valign=&quot;bottom&quot; style=&apos;width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61%&quot; colspan=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:61.66%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2012&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;38%&quot; valign=&quot;top&quot; style=&apos;width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; colspan=&quot;2&quot; valign=&quot;top&quot; style=&apos;width:20.56%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Less than 12 months&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;20%&quot; colspan=&quot;2&quot; valign=&quot;top&quot; style=&apos;width:20.56%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;12 months or longer&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;20%&quot; colspan=&quot;2&quot; valign=&quot;top&quot; style=&apos;width:20.56%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;38%&quot; valign=&quot;top&quot; style=&apos;width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;38%&quot; valign=&quot;top&quot; style=&apos;width:38.34%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;38%&quot; valign=&quot;bottom&quot; style=&apos;width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;38%&quot; valign=&quot;bottom&quot; style=&apos;width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;38%&quot; valign=&quot;bottom&quot; style=&apos;width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;U.S. government-sponsored enterprises (GSEs)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$999,616&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$384&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$999,616&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$384&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;38%&quot; valign=&quot;bottom&quot; style=&apos;width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;State and political subdivisions&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;5,525,825&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;98,656&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;5,525,825&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;98,656&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;38%&quot; valign=&quot;bottom&quot; style=&apos;width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Other securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;282,639&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,267,772&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;282,639&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,267,772&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;38%&quot; valign=&quot;bottom&quot; style=&apos;width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Mortgage-backed: GSE residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,943,968&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;7,861&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,943,968&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;7,861&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;38%&quot; valign=&quot;bottom&quot; style=&apos;width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160; Total investments and mortgage-backed securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$8,469,409&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$106,901&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$282,639&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,267,772&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$8,752,048&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,374,673&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;i&gt;Other securities&lt;/i&gt;.&amp;#160; At December 31, 2012, there were four pooled trust preferred securities with an estimated fair value of $393,000 and unrealized losses of $1.2 million in a continuous unrealized loss position for twelve months or more.&amp;#160; These unrealized losses were primarily due to the long-term nature of the pooled trust preferred securities, a lack of demand or inactive market for these securities, and concerns regarding the financial institutions that have issued the underlying trust preferred securities.&amp;#160; &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;The December 31, 2012, cash flow analysis for three of these securities showed it is probable the Company will receive all contracted principal and related interest projected. The cash flow analysis used in making this determination was based on anticipated default and recovery rates, amounts of prepayments, and the resulting cash flows were discounted based on the yield anticipated at the time the securities were purchased.&amp;nbsp;&amp;nbsp;Other inputs include the actual collateral attributes, which include credit ratings and other performance indicators of the underlying financial institutions, including profitability, capital ratios, and asset quality.&amp;nbsp;&amp;nbsp;Assumptions for these three securities included prepayments by banks of $15 billion or more in assets of all fixed rate securities during 2013; adjustable rate securities are expected to prepay based on spreads.&amp;#160; For banks of less than $15 billion in assets, the only material prepayments are assumed to be those by issuers with strong capital positions and with relatively high fixed rates.&amp;#160; No recoveries are assumed for issuers currently in default; recoveries of 29% to 44% on currently deferred issuers within the next two years; no net new deferrals for the next two years; and annual defaults of 36 basis points (with 10% recoveries, lagged two years) thereafter. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;One of these three securities continues to receive cash interest payments in full and our cash flow analysis indicates that these payments are likely to continue. Because the Company does not intend to sell this security and it is not more-likely-than-not that the Company will be required to sell the security prior to recovery of its amortized cost basis, which may be maturity, the Company does not consider this investment to be other-than-temporarily impaired at December 31, 2012. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;For the other two of these three securities, the Company is receiving principal-in-kind (PIK), in lieu of cash interest. These securities allow, under the terms of the issue, for issuers to defer interest for up to five consecutive years.&amp;nbsp;&amp;nbsp;After five years, if not cured, the securities are considered to be in default and the trustee may demand payment in full of principal and accrued interest. Issuers are also considered to be in default in the event of the failure of the issuer or a subsidiary.&amp;nbsp;&amp;nbsp;Both deferred and defaulted issuers are considered non-performing, and the trustee calculates, on a quarterly or semi-annual basis, certain coverage tests prior to the payment of cash interest to owners of the various tranches of the securities.&amp;nbsp;&amp;nbsp;The tests must show that performing collateral is sufficient to meet requirements for senior tranches, both in terms of cash flow and collateral value, before cash interest can be paid to subordinate tranches.&amp;nbsp;&amp;nbsp;If the tests are not met, available cash flow is diverted to pay down the principal balance of senior tranches until the coverage tests are met, before cash interest payments to subordinate tranches may resume. The Company is receiving PIK for these two securities due to failure of the required coverage tests described above at senior tranche levels of these securities. The risk to holders of a tranche of a security in PIK status is that the pool&amp;#146;s total cash flow will not be sufficient to repay all principal and accrued interest related to the investment. The impact of payment of PIK to subordinate tranches is to strengthen the position of senior tranches, by reducing the senior tranches&amp;#146; principal balances relative to available collateral and cash flow, while increasing principal balances, decreasing cash flow, and increasing credit risk to the tranches receiving PIK. For our securities in receipt of PIK, the principal balance is increasing, cash flow has stopped, and, as a result, credit risk is increasing. The Company expects these securities to remain in PIK status for a period of four to five years. Despite these facts, because the Company does not intend to sell these two securities and it is not more-likely-than-not that the Company will be required to sell these two securities prior to recovery of their amortized cost bases, which may be maturity, the Company does not consider these investments to be other-than-temporarily impaired at December 31, 2012.&amp;nbsp;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;At December 31, 2008, analysis of the fourth pooled trust preferred security indicated other-than-temporary impairment (OTTI) and the Company performed further analysis to determine the portion of the loss that was related to credit conditions of the underlying issuers. The credit loss was calculated by comparing expected discounted cash flows based on performance indicators of the underlying assets in the security to the carrying value of the investment. The discounted cash flow was based on anticipated default and recovery rates, and resulting projected cash flows were discounted based on the yield anticipated at the time the security was purchased.&amp;nbsp;&amp;nbsp;Based on this analysis, the Company recorded an impairment charge of $375,000 for the credit portion of the unrealized loss for this trust preferred security. This loss established a new, lower amortized cost basis of $125,000 for this security, and reduced non-interest income for the second quarter and the twelve months ended June 30, 2009. At December 31, 2012, cash flow analyses showed it is probable the Company will receive all of the remaining cost basis and related interest projected for the security. The cash flow analysis used in making this determination was based similar inputs and factors as those described above. Assumptions for this security included prepayments by banks of $15 billion or more in assets of all fixed rate securities during 2013; adjustable rate securities are expected to prepay based on spreads.&amp;#160; For banks of less than $15 billion in assets, the only material prepayments are assumed to be those with relatively high fixed rates.&amp;#160; No recoveries are assumed for issuers currently in default; recoveries of 49% on currently deferred issuers within the next two years; no net new deferrals for the next two years; and annual defaults of 36 basis points (with 10% recoveries, lagged two years) thereafter. This security is in PIK status due to similar criteria and factors as those described above, with similar impact to the Company. This security is projected to remain in PIK status for a period of two years. Because the Company does not intend to sell this security and it is not more-likely-than-not the Company will be required to sell this security before recovery of its new, lower amortized cost basis, which may be maturity, the Company does not consider the remainder of the investment in this security to be other-than-temporarily impaired at December 31, 2012.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The Company does not believe any other individual unrealized loss as of December 31, 2012, represents OTTI. However, given the continued disruption in the financial markets, the Company may be required to recognize OTTI losses in future periods with respect to its available for sale investment securities portfolio. The amount and timing of any additional OTTI will depend on the decline in the underlying cash flows of the securities. Should the impairment of any of these securities become other-than-temporary, the cost basis of the investment will be reduced and the resulting loss recognized in the period the other-than-temporary impairment is identified.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;i&gt;Credit losses recognized on investments.&amp;#160; &lt;/i&gt;As described above, some of the Company&amp;#146;s investments in trust preferred securities have experienced fair value deterioration due to credit losses, but are not otherwise other-than-temporarily impaired.&amp;#160; During fiscal 2009, the Company adopted ASC 820, formerly FASB Staff Position 157-4, &amp;#147;Determining Fair Value When the Volume and Level of Activity for the Asset or Liability Have Significantly Decreased and Identifying Transactions That Are Not Orderly.&amp;#148;&amp;#160; The following table provides information about the trust preferred security for which only a credit loss was recognized in income and other losses are recorded in other comprehensive income (loss) for the six-month periods ended December 31, 2012 and 2011.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;672&quot; style=&apos;width:7.0in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:1.0pt&apos;&gt; &lt;td width=&quot;320&quot; valign=&quot;bottom&quot; style=&apos;width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;189&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:141.45pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Accumulated Credit Losses,&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:1.0pt&apos;&gt; &lt;td width=&quot;320&quot; valign=&quot;bottom&quot; style=&apos;width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;189&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:141.45pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Six-Month Period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:1.0pt&apos;&gt; &lt;td width=&quot;320&quot; valign=&quot;bottom&quot; style=&apos;width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;189&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:141.45pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Ended December 31,&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:1.0pt&apos;&gt; &lt;td width=&quot;320&quot; valign=&quot;bottom&quot; style=&apos;width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.35pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2012&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.1pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2011&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:1.0pt&apos;&gt; &lt;td width=&quot;320&quot; valign=&quot;bottom&quot; style=&apos;width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Credit losses on debt securities held&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.35pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.1pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:1.0pt&apos;&gt; &lt;td width=&quot;320&quot; valign=&quot;bottom&quot; style=&apos;width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Beginning of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.35pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$375,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.1pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$375,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:1.0pt&apos;&gt; &lt;td width=&quot;320&quot; valign=&quot;bottom&quot; style=&apos;width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Additions related to OTTI losses not previously recognized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.35pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.1pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:1.0pt&apos;&gt; &lt;td width=&quot;320&quot; valign=&quot;bottom&quot; style=&apos;width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Reductions due to sales&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.35pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.1pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:1.0pt&apos;&gt; &lt;td width=&quot;320&quot; valign=&quot;bottom&quot; style=&apos;width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Reductions due to change in intent or likelihood of sale&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.35pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.1pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:1.0pt&apos;&gt; &lt;td width=&quot;320&quot; valign=&quot;bottom&quot; style=&apos;width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Additions related to increases in previously-recognized OTTI losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.35pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.1pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:1.0pt&apos;&gt; &lt;td width=&quot;320&quot; valign=&quot;bottom&quot; style=&apos;width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Reductions due to increases in expected cash flows&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:1.0pt&apos;&gt; &lt;td width=&quot;320&quot; valign=&quot;bottom&quot; style=&apos;width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;End of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.35pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$375,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.1pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$375,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</us-gaap:MarketableSecuritiesTextBlock>
	<us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Note 4:&amp;#160; &lt;u&gt;Loans and Allowance for Loan Losses&lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Classes of loans are summarized as follows:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;672&quot; style=&apos;width:7.0in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;top&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31,&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;top&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30,&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;top&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2012&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;top&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2012&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate Loans:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;top&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;top&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$225,901,693&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$201,012,698&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Construction&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;22,115,280&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;40,181,979&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;235,210,968&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;200,957,429&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;28,187,249&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;28,985,905&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;125,163,107&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;137,004,222&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;636,578,297&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;608,142,233&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Loans in process&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(9,406,500)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(17,370,404)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Deferred loan fees, net&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;158,304&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;184,746&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Allowance for loan losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(7,920,201)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(7,492,054)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$619,409,900&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$583,464,521&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.4pt&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;The Company&amp;#146;s lending activities consist of origination of loans secured by mortgages on one- to four-family residences and commercial and agricultural real estate, construction loans on residential and commercial properties, commercial and agricultural business loans and consumer loans. The Company has also occasionally purchased loan participation interests originated by other lenders and secured by properties generally located in the states of Missouri and Arkansas.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.4pt&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-bottom:1.0pt;text-autospace:none&apos;&gt;&lt;i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Residential Mortgage Lending. &lt;/font&gt;&lt;/i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;The Company actively originates loans for the acquisition or refinance of one- to four-family residences.&amp;#160; This category includes both fixed-rate and adjustable-rate mortgage (&amp;#147;ARM&amp;#148;) loans amortizing over periods of up to 30 years, and the properties securing such loans may be owner-occupied or non-owner-occupied.&amp;#160; Single-family residential loans do not generally exceed 90% of the lower of the appraised value or purchase price of the secured property.&amp;#160; Substantially all of the one- to four-family residential mortgage originations in the Company&amp;#146;s portfolio are located within the Company&amp;#146;s primary market area.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-indent:12.0pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;The Company also originates loans secured by multi-family residential properties that are generally located in the Company&amp;#146;s primary market area. The majority of the multi-family residential loans that are originated by the Bank are amortized over periods generally up to 20 years, with balloon maturities typically up to five years. Both fixed and adjustable interest rates are offered and it is typical for the Company to include an interest rate &amp;#147;floor&amp;#148; in the loan agreement. Generally, multi-family residential loans do not exceed 85% of the lower of the appraised value or purchase price of the secured property.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-bottom:1.0pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-bottom:1.0pt;text-autospace:none&apos;&gt;&lt;i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Construction Lending. &lt;/font&gt;&lt;/i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;The Company originates real estate loans secured by property or land that is under construction or development. Construction loans originated by the Company are generally secured by mortgage loans for the construction of owner occupied residential real estate or to finance speculative construction secured by residential real estate, land development, or owner-operated or non-owner occupied commercial real estate.&amp;#160; During construction, these loans typically require monthly interest-only payments and have maturities ranging from six to twelve months. Once construction is completed, permanent construction loans may be converted to monthly payments using amortization schedules of up to 30 years on residential and generally up to 20 years on commercial real estate.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-indent:.5in;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;While the Company typically utilizes maturity periods ranging from 6 to 12 months to closely monitor the inherent risks associated with construction loans for these loans, weather conditions, change orders, availability of materials and/or labor, and other factors may contribute to the lengthening of a project, thus necessitating the need to renew the construction loan at the balloon maturity.&amp;#160; Such extensions are typically executed in incremental three month periods to facilitate project completion.&amp;#160; The Company&amp;#146;s average term of construction loans is approximately 14 months.&amp;#160; During construction, loans typically require monthly interest only payments which may allow the Company an opportunity to monitor for early signs of financial difficulty should the borrower fail to make a required monthly payment.&amp;#160; Additionally, during the construction phase, the Company typically obtains interim inspections completed by an independent third party.&amp;#160; This monitoring further allows the Company opportunity to assess risk.&amp;#160; At December 31, 2012, construction loans outstanding included 13 loans, totaling $1.3 million, for which a modification had been agreed to.&amp;#160; At June 30, 2012, construction loans outstanding included 18 loans, totaling $11.0 million, for which a modification had been agreed to. All modifications were solely for the purpose of extending the maturity date due to conditions described above.&amp;#160; None of these modifications were executed due to financial difficulty on the part of the borrower and, therefore, were not accounted for as TDRs.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-bottom:1.0pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-bottom:1.0pt;text-autospace:none&apos;&gt;&lt;i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial Real Estate Lending. &lt;/font&gt;&lt;/i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;The Company actively originates loans secured by commercial real estate including land (improved, unimproved, and farmland), strip shopping centers, retail establishments and other businesses generally located in the Company&amp;#146;s primary market area.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-bottom:1.0pt;text-indent:12.0pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Most commercial real estate loans originated by the Company generally are based on amortization schedules of up to 20 years with monthly principal and interest payments. Generally, the interest rate received on these loans is fixed for a maturity of up to five years, with a balloon payment due at maturity. Alternatively, for some loans, the interest rate adjusts at least annually after an initial period up to five years. The Company typically includes an interest rate &amp;#147;floor&amp;#148; in the loan agreement. Generally, improved commercial real estate loan amounts do not exceed 80% of the lower of the appraised value or the purchase price of the secured property. Agricultural real estate terms offered differ slightly, with amortization schedules of up to 25 years with an 80% loan-to-value ratio, or 30 years with a 75% loan-to-value ratio. &lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none&apos;&gt;&lt;i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Consumer Lending&lt;/font&gt;&lt;/i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;. The Company offers a variety of secured consumer loans, including home equity, direct and indirect automobile loans, second mortgages, mobile home loans and loans secured by deposits. The Company originates substantially all of its consumer loans in its primary market area. Usually, consumer loans are originated with fixed rates for terms of up to five years, with the exception of home equity lines of credit, which are variable, tied to the prime rate of interest and are for a period of ten years.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-indent:.5in;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Home equity lines of credit (HELOCs) are secured with a deed of trust and are issued up to 100% of the appraised or assessed value of the property securing the line of credit, less the outstanding balance on the first mortgage and are typically issued for a term of ten years. Interest rates on the HELOCs are generally adjustable.&amp;#160; Interest rates are based upon the loan-to-value ratio of the property with better rates given to borrowers with more equity. &lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-indent:.5in;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Automobile loans originated by the Company include both direct loans and a smaller amount of loans originated by auto dealers. The Company generally pays a negotiated fee back to the dealer for indirect loans. Typically, automobile loans are made for terms of up to 60 months for new and used vehicles. Loans secured by automobiles have fixed rates and are generally made in amounts up to 100% of the purchase price of the vehicle.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-indent:.5in;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none&apos;&gt;&lt;i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial Business Lending&lt;/font&gt;&lt;/i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;. The Company&amp;#146;s commercial business lending activities encompass loans with a variety of purposes and security, including loans to finance accounts receivable, inventory, equipment and operating lines of credit, including agricultural production and equipment loans.&amp;#160; The Company offers both fixed and adjustable rate commercial business loans. Generally, commercial loans secured by fixed assets are amortized over periods up to five years, while commercial operating lines of credit or agricultural production lines are generally for a one year period. &lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The following tables present the balance in the allowance for loan losses and the recorded investment in loans (excluding loans in process and deferred loan fees) based on portfolio segment and impairment methods as of December 31, 2012, and June 30, 2012, and activity in the allowance for loan losses for the three- and six-month periods ended December 31, 2012 and 2011:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;73%&quot; colspan=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:73.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;At period end for the six months ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;73%&quot; colspan=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:73.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Conventional &lt;/font&gt;&lt;/p&gt; 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style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;6,698&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,425&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;13,809&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Balance, end of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,722,583&lt;/font&gt;&lt;/p&gt; 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style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$526,386&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,130,320&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; 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evaluated for impairment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; 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&lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$100,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 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style=&apos;width:10.06%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.78%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; evaluated for impairment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,722,583&lt;/font&gt;&lt;/p&gt; 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valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$7,310,214&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Ending Balance: loans acquired &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; 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with deteriorated credit quality&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$509,987&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$509,987&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 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&lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Loans:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; 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valign=&quot;bottom&quot; style=&apos;width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; 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evaluated for impairment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$165,144&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$165,144&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Ending Balance: collectively &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.32%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.06%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.78%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; evaluated for impairment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$224,220,783&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$12,708,780&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$233,397,723&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$28,187,249&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$123,862,663&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$622,377,198&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Ending Balance: loans acquired &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.32%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.06%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.78%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; with deteriorated credit quality&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,680,910&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,648,101&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,300,444&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$4,629,455&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;74%&quot; colspan=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:74.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the three months ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;74%&quot; colspan=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:74.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Conventional &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Construction &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; 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style=&apos;width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unallocated&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; 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style=&apos;width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Balance, beginning of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,714,363&lt;/font&gt;&lt;/p&gt; 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style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;4,414&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.86%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,369&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.66%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; 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style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,722,583&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.26%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$152,256&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,388,656&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.42%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$526,386&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,130,320&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.66%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.1%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$7,920,201&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;27%&quot; valign=&quot;bottom&quot; style=&apos;width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72%&quot; 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&lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;23,608&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;27%&quot; valign=&quot;bottom&quot; style=&apos;width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Balance, end of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,838,114&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$183,020&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.48%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,650,831&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.1%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$534,780&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.48%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,839,846&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.74%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$7,046,590&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;27%&quot; valign=&quot;bottom&quot; style=&apos;width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 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style=&apos;width:9.1%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.48%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.3%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.74%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;27%&quot; valign=&quot;bottom&quot; style=&apos;width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; evaluated for impairment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.48%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$100,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.1%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.48%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.74%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$100,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;27%&quot; valign=&quot;bottom&quot; style=&apos;width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Ending Balance: collectively &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.22%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.86%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.48%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.1%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.48%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.3%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.74%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;27%&quot; valign=&quot;bottom&quot; style=&apos;width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; evaluated for impairment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,838,114&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$183,020&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.48%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,409,101&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.1%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$534,780&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.48%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,817,931&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.74%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$6,782,945&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;27%&quot; valign=&quot;bottom&quot; style=&apos;width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Ending Balance: loans acquired &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.22%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.86%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.48%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.1%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.48%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.3%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.74%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;27%&quot; valign=&quot;bottom&quot; style=&apos;width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; with deteriorated credit quality&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.48%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$141,730&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.1%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.48%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$21,915&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.74%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$163,645&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;74%&quot; colspan=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:74.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For three months ended &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;74%&quot; colspan=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:74.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2011&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; 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&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Allowance for loan losses:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Balance, beginning of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,711,466&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$375,531&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,256,971&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$520,918&lt;/font&gt;&lt;/p&gt; 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style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$6,762,758&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Ending Balance: loans acquired &lt;/font&gt;&lt;/p&gt; 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&lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$376,137&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; 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style=&apos;width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Loans:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; 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&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Ending Balance: collectively &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.32%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.06%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.78%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; evaluated for impairment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$199,514,689&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$22,811,575&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$198,296,430&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$28,985,905&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$135,649,513&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$585,258,112&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Ending Balance: loans acquired &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.32%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.06%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.78%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; with deteriorated credit quality&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,498,009&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,684,118&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,354,709&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$4,536,836&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Management&amp;#146;s opinion as to the ultimate collectability of loans is subject to estimates regarding future cash flows from operations and the value of property, real and personal, pledged as collateral.&amp;nbsp; These estimates are affected by changing economic conditions and the economic prospects of borrowers.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The allowance for loan losses is maintained at a level that, in management&amp;#146;s judgment, is adequate to cover probable credit losses inherent in the loan portfolio at the balance sheet date.&amp;#160; The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings.&amp;#160; Loan losses are charged against the allowance when an amount is determined to be uncollectible, based on management&amp;#146;s analysis of expected cash flow (for non-collateral-dependent loans) or collateral value (for collateral-dependent loans).&amp;#160; Subsequent recoveries, if any, are credited to the allowance.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The allowance for loan losses is evaluated on a regular basis by management and is based upon management&amp;#146;s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower&amp;#146;s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The allowance consists of allocated and general components.&amp;#160; The allocated component relates to loans that are classified as impaired.&amp;#160; For those loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Under the Company&amp;#146;s methodology, loans are first segmented into 1) those comprising large groups of smaller-balance homogeneous loans, including single-family mortgages and installment loans, which are collectively evaluated for impairment, and 2) all other loans which are individually evaluated.&amp;#160; Those loans in the second category are further segmented utilizing a defined grading system which involves categorizing loans by severity of risk based on conditions that may affect the ability of the borrowers to repay their debt, such as current financial information, collateral valuations, historical payment experience, credit documentation, public information, and current trends.&amp;#160; The loans subject to credit classification represent the portion of the portfolio subject to the greatest credit risk and where adjustments to the allowance for losses on loans as a result of provisions and charge offs are most likely to have a significant impact on operations.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;During fiscal 2011, the Company changed its allowance methodology to consider, as the primary quantitative factor, average net charge offs over the most recent twelve-month period.&amp;#160; The Company had previously considered average net charge offs over the most recent five-year period as the primary quantitative factor.&amp;#160; The impact of the modification was minimal.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;A loan is considered impaired when, based on current information and events, it is probable that the scheduled payments of principal or interest will not be able to be collected when due according to the contractual terms of the loan agreement.&amp;#160; Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due.&amp;#160; Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired.&amp;#160; Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower&amp;#146;s prior payment record and the amount of the shortfall in relation to the principal and interest owed.&amp;#160; Impairment is measured on a loan-by-loan basis for commercial and agricultural loans by either the present value of expected future cash flows discounted at the loan&amp;#146;s effective interest rate, the loan&amp;#146;s obtainable market price or the fair value of the collateral if the loan is collateral dependent.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Groups of loans with similar risk characteristics are collectively evaluated for impairment based on the group&amp;#146;s historical loss experience adjusted for changes in trends, conditions and other relevant factors that affect repayment of the loans.&amp;#160; Accordingly, individual consumer and residential loans are not separately identified for impairment measurements, unless such loans are the subject of a restructuring agreement due to financial difficulties of the borrower.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The general component covers non-impaired loans and is based on quantitative and qualitative factors.&amp;#160; The loan portfolio is stratified into homogeneous groups of loans that possess similar loss characteristics and an appropriate loss ratio adjusted for qualitative factors is applied to the homogeneous pools of loans to estimate the incurred losses in the loan portfolio.&amp;nbsp;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Included in the Company&amp;#146;s loan portfolio are certain loans accounted for in accordance with ASC 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality.&amp;#160; These loans were written down at acquisition to an amount estimated to be collectible.&amp;#160; As a result, certain ratios regarding the Company&amp;#146;s loan portfolio and credit quality cannot be used to compare the Company to peer companies or to compare the Company&amp;#146;s current credit quality to prior periods.&amp;#160; The ratios particularly affected by accounting under ASC 310-30 include the allowance for loan losses as a percentage of loans, nonaccrual loans, and nonperforming assets, and nonaccrual loans and nonperforming loans as a percentage of total loans.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The following tables present the credit risk profile of the Company&amp;#146;s loan portfolio (excluding loans in process and deferred loan fees) based on rating category and payment activity as of December 31 and June 30, 2012.&amp;#160; These tables include purchased credit impaired loans, which are reported according to risk categorization after acquisition based on the Company&amp;#146;s standards for such classification:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;672&quot; style=&apos;width:7.0in;margin-left:4.65pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;483&quot; colspan=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:362.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Conventional &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Construction &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;86&quot; valign=&quot;bottom&quot; style=&apos;width:64.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;86&quot; valign=&quot;bottom&quot; style=&apos;width:64.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Consumer&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Pass&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$225,796,824&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$12,699,677&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$233,361,886&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;86&quot; valign=&quot;bottom&quot; style=&apos;width:64.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$28,175,550&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$123,822,714&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Watch&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,618,763&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,613,159&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;59,072&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;86&quot; valign=&quot;bottom&quot; style=&apos;width:64.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;29,430&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,193&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Special Mention&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; 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&lt;/td&gt; &lt;td width=&quot;86&quot; valign=&quot;bottom&quot; style=&apos;width:64.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.45pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$201,012,698&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.65pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$22,811,575&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.05pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$200,957,429&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;86&quot; valign=&quot;bottom&quot; style=&apos;width:64.25pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$28,985,905&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.65pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$137,004,222&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The above amounts include purchased credit impaired loans.&amp;#160; At December 31, 2012, these loans comprised $37,000 of credits rated &amp;#147;Pass&amp;#148;; $1.6 million of credits rated &amp;#147;Watch&amp;#148;; no credits rated &amp;#147;Special Mention&amp;#148;; $2.9 million of loans rated &amp;#147;Substandard&amp;#148;; and no credits rated &amp;#147;Doubtful&amp;#148;.&amp;#160; At June 30, 2012, these loans comprised $1.5 million of credits rated &amp;#147;Pass&amp;#148;; no credits rated &amp;#147;Watch&amp;#148;; no credits rated &amp;#147;Special Mention&amp;#148;; $3.0 million of credits rated &amp;#147;Substandard&amp;#148;; and no credits rated &amp;#147;Doubtful&amp;#148;.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;i&gt;Credit Quality Indicators&lt;/i&gt;. The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends among other factors.&amp;#160; The Company analyzes loans individually by classifying the loans as to credit risk.&amp;#160; This analysis is performed on all loans at origination, and is updated on a quarterly basis for loans risk rated &amp;#147;Special Mention&amp;#148;, &amp;#147;Substandard&amp;#148;, or &amp;#147;Doubtful&amp;#148;.&amp;#160; In addition, lending relationships over $250,000 are subject to an independent loan review following origination, and lending relationships in excess of $2.5 million are subject to an independent loan review annually, as are a sample of lending relationships between $1.0 million and $2.5 million, in order to verify risk ratings.&amp;#160; &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The Company uses the following definitions for risk ratings:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in&apos;&gt;&lt;i&gt;Watch&lt;/i&gt; &amp;#150; Loans classified as watch exhibit weaknesses that require more than usual monitoring.&amp;nbsp; Issues may include deteriorating financial condition, payments made after due date but within 30 days, adverse industry conditions or management problems.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in&apos;&gt;&lt;i&gt;Special Mention&lt;/i&gt; &amp;#150; Loans classified as special mention exhibit signs of further deterioration but still generally make payments within 30 days.&amp;nbsp; This is a transitional rating and loans should typically not be rated Special Mention for more than 12 months&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in&apos;&gt;&lt;i&gt;Substandard&lt;/i&gt; &amp;#150; Loans classified as substandard possess weaknesses that jeopardize the ultimate collection of the principal and interest outstanding.&amp;#160; These loans exhibit continued financial losses, ongoing delinquency, overall poor financial condition, and insufficient collateral.&amp;#160; They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in&apos;&gt;&lt;i&gt;Doubtful&lt;/i&gt; &amp;#150; Loans classified as doubtful have all the weaknesses of substandard loans, and have deteriorated to the level that there is a high probability of substantial loss.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be &lt;i&gt;Pass&lt;/i&gt; rated loans.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;#160;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The following tables present the Company&amp;#146;s loan portfolio aging analysis (excluding loans in process and deferred loan fees) as of December 31 and June 30, 2012.&amp;#160; These tables include purchased credit impaired loans, which are reported according to aging analysis after acquisition based on the Company&amp;#146;s standards for such classification:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;84%&quot; colspan=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:84.04%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;30-59 Days&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;60-89 Days&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Greater Than&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total Loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total Loans &amp;gt; 90&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Past Due&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Past Due&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;90 Days&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Past Due&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Current&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Receivable&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Days &amp;amp; Accruing&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;15%&quot; valign=&quot;top&quot; style=&apos;width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate Loans:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;15%&quot; valign=&quot;top&quot; style=&apos;width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,316,593&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$130,947&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$664,966&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,112,506&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$223,789,187&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$225,901,693&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$293&lt;/font&gt;&lt;/p&gt; 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style=&apos;width:12.0%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$984,192&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.56%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,481,211&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$623,690,586&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$627,171,797&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$17,831&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;84%&quot; colspan=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:84.04%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2012&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;30-59 Days&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;60-89 Days&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; 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&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;41,187&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;796,794&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,014,623&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;199,942,806&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;200,957,429&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;15%&quot; valign=&quot;top&quot; style=&apos;width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;78,762&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;78,762&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;28,907,143&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;28,985,905&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;15%&quot; valign=&quot;top&quot; style=&apos;width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;694,044&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;80,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;774,044&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;136,230,178&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;137,004,222&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,259,494&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$107,773&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.0%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$935,936&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.56%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,303,203&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$588,468,626&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$590,771,829&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;font lang=&quot;X-NONE&quot;&gt;The above amounts include purchased credit impaired loans.&amp;#160; At &lt;/font&gt;December 31&lt;font lang=&quot;X-NONE&quot;&gt;, 2012, these loans comprised &lt;/font&gt;&lt;font lang=&quot;X-NONE&quot;&gt;$&lt;/font&gt;206,000&lt;font lang=&quot;X-NONE&quot;&gt; &lt;/font&gt;&lt;font lang=&quot;X-NONE&quot;&gt;credits 30-59 Days Past Due; &lt;/font&gt;no &lt;font lang=&quot;X-NONE&quot;&gt;credits 60-89 Days Past Due; &lt;/font&gt;no &lt;font lang=&quot;X-NONE&quot;&gt;credits Greater Than 90 Days Past Due; &lt;/font&gt;&lt;font lang=&quot;X-NONE&quot;&gt;$&lt;/font&gt;206,000&lt;font lang=&quot;X-NONE&quot;&gt; of Total Past Due credits; $&lt;/font&gt;4.4 million &lt;font lang=&quot;X-NONE&quot;&gt;of credits Current; and &lt;/font&gt;$0&lt;font lang=&quot;X-NONE&quot;&gt; Loans &amp;gt; 90 Days &amp;amp; Accruing.&amp;#160; At June 30, 2012, there were no purchased credit impaired loans that were past due.&amp;#160; &lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;font lang=&quot;X-NONE&quot;&gt;A loan is considered impaired, in accordance with the impairment accounting guidance (ASC 310-10-35-16), when based on current information and events, it is probable the Company will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan.&amp;#160; Impaired loans include nonperforming loans, as well as performing loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties.&amp;#160; These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;font lang=&quot;X-NONE&quot;&gt;The tables below present impaired loans (excluding loans in process and deferred loan fees) as of &lt;/font&gt;December 31 &lt;font lang=&quot;X-NONE&quot;&gt;and June 30, 2012.&amp;#160; These tables include purchased credit impaired loans.&amp;#160; Purchased credit impaired loans are those for which it was deemed probable, at acquisition, that the Company would be unable to collect all contractually required payments receivable.&amp;#160; In an instance where, subsequent to the acquisition, the Company determines it is probable, for a specific loan, that cash flows received will exceed the amount previously expected, the Company will recalculate the amount of accretable yield in order to recognize the improved cash flow expectation as additional interest income over the remaining life of the loan.&amp;#160; These loans, however, will continue to be reported as impaired loans.&amp;#160; In an instance where, subsequent to the acquisition, the Company determines it is probable, for a specific loan, that cash flows received will be less than the amount previously expected, the Company will allocate a specific allowance under the terms of ASC 310-10-35. &lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;font lang=&quot;X-NONE&quot;&gt;&amp;#160;&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;672&quot; style=&apos;width:7.0in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;bottom&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;307&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:230.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;bottom&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recorded&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unpaid Principal&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Specific&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;bottom&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Balance&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Balance&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Allowance&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;bottom&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Loans without a specific valuation allowance:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Residential real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,680,910&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,111,128&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Construction real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;100,351&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;100,351&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,285,260&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,654,711&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;677,060&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;686,828&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;bottom&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Loans with a specific valuation allowance:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Residential real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Construction real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;165,144&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; 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Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;896,773&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,466,650&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;509,987&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;bottom&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Residential real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,680,910&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,111,128&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Construction real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$100,351&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$100,351&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,450,404&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,819,855&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$100,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,573,833&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,153,478&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$509,987&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;672&quot; style=&apos;width:7.0in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;bottom&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;307&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:230.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2012&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;bottom&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recorded&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unpaid Principal&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Specific&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;bottom&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Balance&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Balance&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Allowance&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;bottom&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Loans without a specific valuation allowance:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;bottom&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Residential real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,531,881&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,160,350&lt;/font&gt;&lt;/p&gt; 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valign=&quot;bottom&quot; style=&apos;width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,160,350&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;bottom&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Construction real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;bottom&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,546,628&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,949,702&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$353,159&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;bottom&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;bottom&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,775,815&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,368,844&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$376,137&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The above amounts include purchased credit impaired loans.&amp;#160; At December 31, 2012, these loans comprised $3.7 million of impaired loans without a specific valuation allowance; $897,000 of loans with a specific valuation allowance; and $4.6 million of total impaired loans.&amp;#160; At June 30, 2012, these loans comprised $3.6 million of impaired loans without a specific valuation allowance; $935,000 of loans with a specific valuation allowance; and $4.5 million of total impaired loans.&amp;#160; &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The following tables present information regarding interest income recognized on impaired loans:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;576&quot; style=&apos;width:6.0in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;227&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:170.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the three-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;227&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:170.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;bottom&quot; style=&apos;width:85.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Average&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;113&quot; valign=&quot;bottom&quot; style=&apos;width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(dollars in thousands)&lt;/font&gt;&lt;/i&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;bottom&quot; style=&apos;width:85.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment in&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;113&quot; valign=&quot;bottom&quot; style=&apos;width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Interest Income&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;bottom&quot; style=&apos;width:85.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Impaired Loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;113&quot; valign=&quot;bottom&quot; style=&apos;width:84.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recognized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Residential Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;bottom&quot; style=&apos;width:85.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,799&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;113&quot; valign=&quot;bottom&quot; style=&apos;width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$141&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Construction Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;bottom&quot; style=&apos;width:85.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;113&quot; valign=&quot;bottom&quot; style=&apos;width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Commercial Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;bottom&quot; style=&apos;width:85.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,668&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;113&quot; valign=&quot;bottom&quot; style=&apos;width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;48&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Consumer Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;bottom&quot; style=&apos;width:85.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;165&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;113&quot; valign=&quot;bottom&quot; style=&apos;width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Commercial Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;bottom&quot; style=&apos;width:85.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,306&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;113&quot; valign=&quot;bottom&quot; style=&apos;width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;24&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160; Total Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;bottom&quot; style=&apos;width:85.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$4,938&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;113&quot; valign=&quot;bottom&quot; style=&apos;width:84.8pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$213&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;576&quot; style=&apos;width:6.0in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;230&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:172.85pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the three-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;230&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:172.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2011&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Average&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(dollars in thousands)&lt;/font&gt;&lt;/i&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment in&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Interest Income&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Impaired Loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recognized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Residential Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,703&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$79&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Construction Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Commercial Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,445&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;174&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Consumer Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Commercial Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,008&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;121&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160; Total Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$6,155&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$374&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;576&quot; style=&apos;width:6.0in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;226&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:169.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the six-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;226&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:169.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Average&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;113&quot; valign=&quot;bottom&quot; style=&apos;width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(dollars in thousands)&lt;/font&gt;&lt;/i&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment in&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;113&quot; valign=&quot;bottom&quot; style=&apos;width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Interest Income&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Impaired Loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;113&quot; valign=&quot;bottom&quot; style=&apos;width:84.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recognized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Residential Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,589&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;113&quot; valign=&quot;bottom&quot; style=&apos;width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$269&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Construction Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;113&quot; valign=&quot;bottom&quot; style=&apos;width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Commercial Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,375&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;113&quot; valign=&quot;bottom&quot; style=&apos;width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;98&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Consumer Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;113&quot; valign=&quot;bottom&quot; style=&apos;width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Commercial Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,322&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;113&quot; valign=&quot;bottom&quot; style=&apos;width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;49&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160; Total Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$5,286&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;113&quot; valign=&quot;bottom&quot; style=&apos;width:84.8pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$416&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;576&quot; style=&apos;width:6.0in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;220&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:165.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the six-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;220&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:165.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2011&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Average&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(dollars in thousands)&lt;/font&gt;&lt;/i&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment in&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Interest Income&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Impaired Loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recognized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Residential Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,654&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$158&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Construction Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Commercial Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,866&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;295&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Consumer Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Commercial Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,514&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;450&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160; Total Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$7,034&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$903&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Interest income on impaired loans recognized on a cash basis in the three- and six-month periods ended December 31, 2012 and 2011, was immaterial.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;For the three- and six-month periods ended December 31, 2012, the amount of interest income recorded for impaired loans that represented a change in the present value of cash flows attributable to the passage of time was approximately $210,000 and $411,000, respectively, as compared to $371,000 and $881,000, respectively, for the three- and six-month periods ended December 31, 2011.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The following table presents the Company&amp;#146;s nonaccrual loans at December 31 and June 30, 2012.&amp;#160; This table includes purchased impaired loans.&amp;#160; Purchased credit impaired loans are placed on nonaccrual status in the event the Company cannot reasonably estimate cash flows expected to be collected.&amp;#160; The table excludes performing troubled debt restructurings.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;576&quot; style=&apos;width:6.0in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2012&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Residential real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$602,735&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$395,374&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Construction real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;100,351&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;323,199&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;976,881&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;11,183&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;15,971&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,153,143&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,010,123&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;bottom&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,190,611&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,398,349&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The above amounts include purchased credit impaired loans.&amp;#160; At December 31, 2012, and June 30, 2012, these loans comprised $897,000 and $930,000 of nonaccrual loans, respectively.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Included in certain loan categories in the impaired loans are troubled debt restructurings (TDRs), where economic concessions have been granted to borrowers who have experienced financial difficulties.&amp;#160; These concessions typically result from our loss mitigation activities, and could include reductions in the interest rate, payment extensions, forgiveness of principal, forbearance, or other actions.&amp;#160; Certain TDRs are classified as nonperforming at the time of restructuring and typically are returned to performing status after considering the borrower&amp;#146;s sustained repayment performance for a reasonable period of at least six months.&amp;#160; &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;When loans and leases are modified into a TDR, the Company evaluates any possible impairment similar to other impaired loans based on the present value of expected future cash flows, discounted at the contractual interest rate of the original loan or lease agreement, and uses the current fair value of the collateral, less selling costs, for collateral dependent loans.&amp;#160; If the Company determines that the value of the modified loan is less than the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs, and unamortized premium or discount), impairment is recognized through an allowance estimate or a charge-off to the allowance.&amp;#160; In periods subsequent to modification, the Company evaluates all TDRs, including those that have payment defaults, for possible impairment and recognizes impairment through the allowance.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;During the three- and six-month periods ended December 31, 2012 and 2011, certain loans were classified as TDRs.&amp;#160; They are shown, segregated by class, in the table below:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;624&quot; style=&apos;width:6.5in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;49%&quot; valign=&quot;bottom&quot; style=&apos;width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;50%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:50.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the three-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;49%&quot; valign=&quot;bottom&quot; style=&apos;width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;50%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:50.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;49%&quot; valign=&quot;bottom&quot; style=&apos;width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;27%&quot; valign=&quot;bottom&quot; style=&apos;width:27.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Number of&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23%&quot; valign=&quot;bottom&quot; style=&apos;width:23.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recorded&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;49%&quot; valign=&quot;bottom&quot; style=&apos;width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;27%&quot; valign=&quot;bottom&quot; style=&apos;width:27.5%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;modifications&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23%&quot; valign=&quot;bottom&quot; style=&apos;width:23.2%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;49%&quot; valign=&quot;bottom&quot; style=&apos;width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; &amp;#160;&amp;#160;&amp;#160;&amp;#160;Residential real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;27%&quot; valign=&quot;bottom&quot; style=&apos;width:27.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23%&quot; 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&lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23%&quot; valign=&quot;bottom&quot; style=&apos;width:23.2%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$404,117&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;624&quot; style=&apos;width:6.5in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;49%&quot; valign=&quot;bottom&quot; style=&apos;width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;50%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:50.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the three-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;49%&quot; valign=&quot;bottom&quot; style=&apos;width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;50%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:50.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; 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&lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$270,394&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;624&quot; style=&apos;width:6.5in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;49%&quot; valign=&quot;bottom&quot; style=&apos;width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;50%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:50.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the six-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;49%&quot; valign=&quot;bottom&quot; style=&apos;width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;50%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:50.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;49%&quot; valign=&quot;bottom&quot; style=&apos;width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; 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&lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;modifications&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23%&quot; valign=&quot;bottom&quot; style=&apos;width:23.42%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;49%&quot; valign=&quot;bottom&quot; style=&apos;width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Residential real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;27%&quot; valign=&quot;bottom&quot; style=&apos;width:27.38%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23%&quot; valign=&quot;bottom&quot; style=&apos;width:23.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;49%&quot; valign=&quot;bottom&quot; style=&apos;width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 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Total&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;27%&quot; valign=&quot;bottom&quot; style=&apos;width:27.38%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;7&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23%&quot; valign=&quot;bottom&quot; style=&apos;width:23.42%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,474,395&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;624&quot; style=&apos;width:6.5in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;49%&quot; valign=&quot;bottom&quot; style=&apos;width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;50%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:50.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the six-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;49%&quot; valign=&quot;bottom&quot; style=&apos;width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;50%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:50.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2011&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;49%&quot; valign=&quot;bottom&quot; style=&apos;width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;27%&quot; valign=&quot;bottom&quot; style=&apos;width:27.38%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Number of&lt;/font&gt;&lt;/p&gt; 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style=&apos;width:23.42%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;49%&quot; valign=&quot;bottom&quot; style=&apos;width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Residential real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;27%&quot; valign=&quot;bottom&quot; style=&apos;width:27.38%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23%&quot; valign=&quot;bottom&quot; style=&apos;width:23.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$97,783&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;49%&quot; valign=&quot;bottom&quot; style=&apos;width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Construction real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;27%&quot; valign=&quot;bottom&quot; style=&apos;width:27.38%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23%&quot; valign=&quot;bottom&quot; style=&apos;width:23.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;49%&quot; valign=&quot;bottom&quot; style=&apos;width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;27%&quot; valign=&quot;bottom&quot; style=&apos;width:27.38%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;6&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23%&quot; valign=&quot;bottom&quot; style=&apos;width:23.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,027,830&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;49%&quot; valign=&quot;bottom&quot; style=&apos;width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;27%&quot; valign=&quot;bottom&quot; style=&apos;width:27.38%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23%&quot; valign=&quot;bottom&quot; style=&apos;width:23.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;49%&quot; valign=&quot;bottom&quot; style=&apos;width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;27%&quot; valign=&quot;bottom&quot; style=&apos;width:27.38%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;6&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23%&quot; valign=&quot;bottom&quot; style=&apos;width:23.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,268,106&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;49%&quot; valign=&quot;bottom&quot; style=&apos;width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;27%&quot; valign=&quot;bottom&quot; style=&apos;width:27.38%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;13&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23%&quot; valign=&quot;bottom&quot; style=&apos;width:23.42%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,393,719&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;At December 31 and June 30, 2012, the Company had $5,544 and $5,963, respectively, of residential real estate loans, $100,351 and $0 &amp;#160;respectively, of construction loans, $3.0 million and $3.1 million, respectively, of commercial real estate loans, $0 and $0 respectively, of consumer loans, and $1.5 million and $1.7 million, respectively, of commercial loans that were modified in TDRs and considered impaired.&amp;#160; All loans classified as TDRs at December 31, 2012, and June 30, 2012, were so classified due to interest rate concessions.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Performing loans classified as troubled debt restructurings and outstanding at December 31 and June 30, 2012, segregated by class, are shown in the table below.&amp;#160; Nonperforming TDRs are shown as nonaccrual loans.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;576&quot; style=&apos;width:6.0in;margin-left:4.65pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;188&quot; valign=&quot;bottom&quot; style=&apos;width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;187&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:140.45pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;188&quot; valign=&quot;bottom&quot; style=&apos;width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Number of&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:82.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recorded&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;188&quot; valign=&quot;bottom&quot; style=&apos;width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.95pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;modifications&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:82.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;188&quot; valign=&quot;bottom&quot; style=&apos;width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Residential real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:82.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$5,544&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;188&quot; valign=&quot;bottom&quot; style=&apos;width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Construction real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:82.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;188&quot; valign=&quot;bottom&quot; style=&apos;width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;12&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:82.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,027,227&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;188&quot; valign=&quot;bottom&quot; style=&apos;width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:82.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;188&quot; valign=&quot;bottom&quot; style=&apos;width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;5&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:82.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;409,029&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;188&quot; valign=&quot;bottom&quot; style=&apos;width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.95pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;18&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:82.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,441,800&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;576&quot; style=&apos;width:6.0in;margin-left:4.65pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;188&quot; valign=&quot;bottom&quot; style=&apos;width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;187&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:140.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2012&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;188&quot; valign=&quot;bottom&quot; style=&apos;width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;79&quot; valign=&quot;bottom&quot; style=&apos;width:59.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Number of&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recorded&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;188&quot; valign=&quot;bottom&quot; style=&apos;width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;79&quot; valign=&quot;bottom&quot; style=&apos;width:59.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;modifications&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;188&quot; valign=&quot;bottom&quot; style=&apos;width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Residential real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;79&quot; valign=&quot;bottom&quot; style=&apos;width:59.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$39,835&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;188&quot; valign=&quot;bottom&quot; style=&apos;width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Construction real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;79&quot; valign=&quot;bottom&quot; style=&apos;width:59.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;188&quot; valign=&quot;bottom&quot; style=&apos;width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;79&quot; valign=&quot;bottom&quot; style=&apos;width:59.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;10&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,290,986&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;188&quot; valign=&quot;bottom&quot; style=&apos;width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;79&quot; valign=&quot;bottom&quot; style=&apos;width:59.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;188&quot; valign=&quot;bottom&quot; style=&apos;width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;79&quot; valign=&quot;bottom&quot; style=&apos;width:59.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;6&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;807,386&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;188&quot; valign=&quot;bottom&quot; style=&apos;width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;79&quot; valign=&quot;bottom&quot; style=&apos;width:59.2pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;18&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,138,207&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock>
	<us-gaap:AccountingForCertainLoansAndDebtSecuritiesAcquiredInTransferDisclosureTextBlock contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Note 5: &lt;u&gt;Accounting for Certain Loans Acquired in a Transfer&lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The Company acquired loans in a transfer during the fiscal year ended June 30, 2011.&amp;#160; At acquisition, certain transferred loans evidenced deterioration of credit quality since origination and it was probable, at acquisition, that all contractually required payments would not be collected.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Loans purchased with evidence of credit deterioration since origination and for which it is probable that all contractually required payments will not be collected are considered to be credit impaired.&amp;#160; Evidence of credit quality deterioration as of the purchase date may include information such as past-due and nonaccrual status, borrower credit scores and recent loan to value percentages.&amp;#160; Purchased credit-impaired loans are accounted for under the accounting guidance for loans and debt securities acquired with deteriorated credit quality (ASC 310-30) and initially measured at fair value, which includes estimated future credit losses expected to be incurred over the life of the loan.&amp;#160; Accordingly, an allowance for credit losses related to these loans is not carried over and recorded at the acquisition date.&amp;#160; Management estimated the cash flows expected to be collected at acquisition using our internal risk models, which incorporate the estimate of current key assumptions, such as default rates, severity and prepayment speeds.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The carrying amount of those loans is included in the balance sheet amounts of loans receivable at December 31 and June 30, 2012.&amp;#160; The amounts of these loans at December 31 and June 30, 2012, are as follows:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;672&quot; style=&apos;width:7.0in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;318&quot; valign=&quot;bottom&quot; style=&apos;width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31,&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;318&quot; valign=&quot;bottom&quot; style=&apos;width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2012&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;318&quot; valign=&quot;top&quot; style=&apos;width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate Loans:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;318&quot; valign=&quot;top&quot; style=&apos;width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Conventional&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,111,128&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,126,478&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;318&quot; valign=&quot;top&quot; style=&apos;width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Construction&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;318&quot; valign=&quot;top&quot; style=&apos;width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; &amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Commercial&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,017,552&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,087,192&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;318&quot; valign=&quot;top&quot; style=&apos;width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;318&quot; valign=&quot;top&quot; style=&apos;width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,880,089&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,947,738&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;318&quot; valign=&quot;bottom&quot; style=&apos;width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &amp;#160;Outstanding balance&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$6,008,769&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$6,161,408&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;318&quot; valign=&quot;bottom&quot; style=&apos;width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Carrying amount, net of fair value adjustment of &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;318&quot; valign=&quot;bottom&quot; style=&apos;width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; $1,379,314 and $1,624,572 at December 31, 2012&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;318&quot; valign=&quot;bottom&quot; style=&apos;width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160; &amp;#160;and June 30, 2012, respectively&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$4,629,455&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$4,536,836&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Accretable yield, or income expected to be collected, is as follows:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;701&quot; style=&apos;width:7.3in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;236&quot; valign=&quot;bottom&quot; style=&apos;width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;138&quot; valign=&quot;bottom&quot; style=&apos;width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Three-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;134&quot; valign=&quot;bottom&quot; style=&apos;width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Three-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;236&quot; valign=&quot;bottom&quot; style=&apos;width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;138&quot; valign=&quot;bottom&quot; style=&apos;width:103.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;134&quot; valign=&quot;bottom&quot; style=&apos;width:100.75pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2011&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;236&quot; valign=&quot;bottom&quot; style=&apos;width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Balance at beginning of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;138&quot; valign=&quot;bottom&quot; style=&apos;width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$838,049&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;134&quot; valign=&quot;bottom&quot; style=&apos;width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$942,876&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;236&quot; valign=&quot;bottom&quot; style=&apos;width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Additions&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;138&quot; valign=&quot;bottom&quot; style=&apos;width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;134&quot; valign=&quot;bottom&quot; style=&apos;width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;236&quot; valign=&quot;bottom&quot; style=&apos;width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Accretion&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;138&quot; valign=&quot;bottom&quot; style=&apos;width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(158,020)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;134&quot; valign=&quot;bottom&quot; style=&apos;width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(283,279)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;236&quot; valign=&quot;bottom&quot; style=&apos;width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Reclassification from nonaccretable difference&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;138&quot; valign=&quot;bottom&quot; style=&apos;width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;7,215&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;134&quot; valign=&quot;bottom&quot; style=&apos;width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;144,947&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;236&quot; valign=&quot;bottom&quot; style=&apos;width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Disposals&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;138&quot; valign=&quot;bottom&quot; style=&apos;width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;134&quot; valign=&quot;bottom&quot; style=&apos;width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;236&quot; valign=&quot;bottom&quot; style=&apos;width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Balance at end of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;138&quot; valign=&quot;bottom&quot; style=&apos;width:103.65pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$687,244&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;134&quot; valign=&quot;bottom&quot; style=&apos;width:100.75pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$804,544&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;701&quot; style=&apos;width:7.3in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;236&quot; valign=&quot;bottom&quot; style=&apos;width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;138&quot; valign=&quot;bottom&quot; style=&apos;width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Six-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;134&quot; valign=&quot;bottom&quot; style=&apos;width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Six-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;236&quot; valign=&quot;bottom&quot; style=&apos;width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;138&quot; valign=&quot;bottom&quot; style=&apos;width:103.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;134&quot; valign=&quot;bottom&quot; style=&apos;width:100.75pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 2011&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;236&quot; valign=&quot;bottom&quot; style=&apos;width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Balance at beginning of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;138&quot; valign=&quot;bottom&quot; style=&apos;width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$489,356&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;134&quot; valign=&quot;bottom&quot; style=&apos;width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$792,942&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;236&quot; valign=&quot;bottom&quot; style=&apos;width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Additions&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;138&quot; valign=&quot;bottom&quot; style=&apos;width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;134&quot; valign=&quot;bottom&quot; style=&apos;width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;236&quot; valign=&quot;bottom&quot; style=&apos;width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Accretion&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;138&quot; valign=&quot;bottom&quot; style=&apos;width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(305,626)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;134&quot; valign=&quot;bottom&quot; style=&apos;width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(704,238)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;236&quot; valign=&quot;bottom&quot; style=&apos;width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Reclassification from nonaccretable difference&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;138&quot; valign=&quot;bottom&quot; style=&apos;width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;503,514&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;134&quot; valign=&quot;bottom&quot; style=&apos;width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;715,840&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;236&quot; valign=&quot;bottom&quot; style=&apos;width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Disposals&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;138&quot; valign=&quot;bottom&quot; style=&apos;width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;134&quot; valign=&quot;bottom&quot; style=&apos;width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;236&quot; valign=&quot;bottom&quot; style=&apos;width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Balance at end of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;138&quot; valign=&quot;bottom&quot; style=&apos;width:103.65pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$687,244&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;134&quot; valign=&quot;bottom&quot; style=&apos;width:100.75pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$804,544&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;During the six-month periods ended December 31, 2012 and 2011, the Company increased the allowance for loan losses by a charge to the income statement of $166,000 and $42,000 respectively, related to these purchased credit impaired loans.&amp;#160; During the same periods, allowance for loan losses of $5,300 and $0, respectively, was reversed. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</us-gaap:AccountingForCertainLoansAndDebtSecuritiesAcquiredInTransferDisclosureTextBlock>
	<us-gaap:DepositLiabilitiesDisclosuresTextBlock contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Note 6:&amp;#160; &lt;u&gt;Deposits&lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Deposits are summarized as follows:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;576&quot; style=&apos;width:6.0in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;235&quot; valign=&quot;bottom&quot; style=&apos;width:176.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:79.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;December 31, &lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:78.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;June 30, &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:176.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;top&quot; style=&apos;width:79.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;top&quot; style=&apos;width:78.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2012&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:176.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;top&quot; style=&apos;width:79.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;top&quot; style=&apos;width:78.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:176.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Non-interest bearing accounts&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:79.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$61,454,305&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:78.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$54,812,645&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:176.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;NOW accounts&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:79.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;206,813,721&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:78.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;193,870,344&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:176.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Money market deposit accounts&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:79.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;17,730,783&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:78.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;18,099,265&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:176.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Savings accounts &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:79.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;83,423,242&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:78.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;86,717,214&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:176.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Certificates&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:79.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;236,983,084&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:78.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;231,314,155&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:176.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total Deposit Accounts&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:79.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$606,405,135&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:78.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$584,813,623&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</us-gaap:DepositLiabilitiesDisclosuresTextBlock>
	<us-gaap:EarningsPerShareTextBlock contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Note 7:&amp;#160; &lt;u&gt;Earnings Per Share&lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The following table sets forth the computation of basic and diluted earnings per share:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;672&quot; style=&apos;width:7.0in;margin-left:4.65pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;195&quot; colspan=&quot;2&quot; valign=&quot;top&quot; style=&apos;width:146.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Three months ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;195&quot; colspan=&quot;2&quot; valign=&quot;top&quot; style=&apos;width:146.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31,&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2012&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2011&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Net income &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,480,920 &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,674,440 &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Dividend payable on preferred stock &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;50,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;121,713&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Net income available to common shareholders &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,430,920 &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,552,727 &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Average Common shares &amp;#150; outstanding basic &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,249,309&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,595,073&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Stock options under treasury stock method &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;134,241&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;91,454&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Average Common shares &amp;#150; outstanding diluted &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,383,550&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,686,527&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Basic earnings per common share &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$0.75 &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$0.98 &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Diluted earnings per common share &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$0.72 &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$0.95 &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;672&quot; style=&apos;width:7.0in;margin-left:4.65pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;195&quot; colspan=&quot;2&quot; valign=&quot;top&quot; style=&apos;width:146.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Six months ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;195&quot; colspan=&quot;2&quot; valign=&quot;top&quot; style=&apos;width:146.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31,&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2012&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2011&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Net income &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$5,071,174 &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$5,524,832 &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Dividend payable on preferred stock &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;245,115&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;352,111&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Net income available to common shareholders &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$4,826,059 &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$5,172,721 &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Average Common shares &amp;#150; outstanding basic &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,248,839&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,345,498&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Stock options under treasury stock method &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;132,865&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;88,800&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Average Common shares &amp;#150; outstanding diluted &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,381,704&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,434,298&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Basic earnings per common share &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1.49 &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2.21 &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Diluted earnings per common share &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1.43 &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2.12 &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;At December 31, 2012 and 2011, no options outstanding had an exercise price exceeding the market price.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</us-gaap:EarningsPerShareTextBlock>
	<us-gaap:IncomeTaxDisclosureTextBlock contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Note 8: &lt;u&gt;Income Taxes&lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The Company files income tax returns in the U.S. Federal jurisdiction and various states.&amp;#160; The Company is no longer subject to federal and state examinations by tax authorities for fiscal years before 2009.&amp;#160; The Company recognized no interest or penalties related to income taxes.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The Company&amp;#146;s income tax provision is comprised of the following components:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;672&quot; style=&apos;width:7.0in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;169&quot; valign=&quot;bottom&quot; style=&apos;width:126.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;235&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:2.45in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the three-month periods ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;235&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:2.45in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the six-month periods ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;169&quot; valign=&quot;bottom&quot; style=&apos;width:126.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2011&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2011&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;169&quot; valign=&quot;bottom&quot; style=&apos;width:126.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Income taxes&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;169&quot; valign=&quot;bottom&quot; style=&apos;width:126.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Current&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,328,723&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,815,252&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,469,609&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,259,459&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;169&quot; valign=&quot;bottom&quot; style=&apos;width:126.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Deferred&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(263,837)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(498,145)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(263,837)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(498,145)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;169&quot; valign=&quot;bottom&quot; style=&apos;width:126.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total income tax provision&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,064,886&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,317,107&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,205,772&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,761,314&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The components of net deferred tax assets are summarized as follows:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;672&quot; style=&apos;width:7.0in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2012&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Deferred tax assets:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Provision for losses on loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,393,565&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,247,995&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Accrued compensation and benefits&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;176,279&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;171,113&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Other-than-temporary impairment on available for sale securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;261,405&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;261,405&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; NOL carry forwards acquired&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;159,613&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;159,613&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Unrealized loss on other real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;18,700&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;47,600&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Other&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;87,202&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total deferred tax assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;4,096,764&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,887,726&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Deferred tax liabilities:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; FHLB stock dividends&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;188,612&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;188,612&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Purchase accounting adjustments&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;893,549&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;893,549&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Depreciation&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;506,028&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;552,633&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Prepaid expenses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;184,593&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;123,704&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Unrealized gain on available for sale securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;533,220&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;400,554&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Other&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;69,083&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total deferred tax liabilities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,306,002&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,228,135&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Net deferred tax&amp;#160; asset&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,790,762&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,659,591&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;As of December 31, 2012, and June 30, 2012, the Company had approximately $515,000 of federal and state net operating loss carryforwards, which were acquired in the July 2009 acquisition of Southern Bank of Commerce.&amp;#160; The amount reported is net of the IRC Sec. 382 limitation, or state equivalent, related to utilization of net operating loss carryforwards of acquired corporations.&amp;#160; Unless otherwise utilized, the net operating losses will begin to expire in 2027.&amp;#160; &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;A reconciliation of income tax expense at the statutory rate to the Company&amp;#146;s actual income tax is shown below:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;34%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:34.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the three-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;34%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:34.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the six-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2011&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2011&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Tax at statutory rate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,205,574&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,357,126&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,474,162&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,817,290&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Increase (reduction) in taxes resulting from:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Nontaxable municipal income&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(128,391)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(113,303)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(252,659)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(217,673)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; State tax, net of Federal benefit&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;84,480&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;103,620&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;176,880&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;220,275&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Cash surrender value of Bank-owned life insurance&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(43,764)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(24,275)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(86,543)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(48,603)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Other, net&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(53,013)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(6,060)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(106,068)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(9,974)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Actual provision&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.74%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,064,886&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.24%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,317,107&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.74%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,205,772&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.24%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,761,314&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Tax credit benefits in the amount of $124,000 and $249,000, respectively, were recognized in the three- and six-month periods ended December 31, 2012, as compared to $73,000 &amp;#160;and $146,000, respectively, recognized in the three- and six-month periods ended December 31, 2011, under the flow-through method of accounting for investments in tax credits.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</us-gaap:IncomeTaxDisclosureTextBlock>
	<us-gaap:PensionAndOtherPostretirementBenefitsDisclosureTextBlock contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Note 9:&amp;#160; &lt;u&gt;401(k) Retirement Plan&lt;/u&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p align=&quot;left&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left&apos;&gt;The Company established a tax-qualified ESOP in April 1994. During fiscal 2011, the plan was merged with the Company&amp;#146;s 401(k) Retirement Plan (the Plan).&amp;#160; The Plan covers substantially all employees who are at least 21 years of age and who have completed one year of service.&amp;#160; In fiscal 2012, the Company converted the Plan to provide a safe harbor matching contribution of up to 4% of eligible compensation, and also made additional, discretionary profit-sharing contributions for fiscal 2012; for fiscal 2013, the Company has maintained the safe harbor matching contribution of 4%, and expects to continue to make additional, discretionary profit-sharing contributions.&amp;#160; During the three- and six-month periods ended December 31, 2012, retirement plan expenses recognized were approximately $116,000 and $228,000, respectively, as compared to $105,000 and $205,000, respectively, for the three- and six-month periods ended December 31, 2011.&lt;/p&gt; &lt;p align=&quot;left&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</us-gaap:PensionAndOtherPostretirementBenefitsDisclosureTextBlock>
	<fil:CorporateObligatedFloatingRateTrustPreferredSecurities contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Note 10:&amp;#160; &lt;u&gt;Corporate Obligated Floating Rate Trust Preferred Securities&lt;/u&gt;&amp;#160;&amp;#160; &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Southern Missouri Statutory Trust I issued $7.0 million of Floating Rate Capital Securities (the &amp;#147;Trust Preferred Securities&amp;#148;) in March, 2004, with a liquidation value of $1,000 per share.&amp;#160; The securities are due in 30 years, are now redeemable, and bear interest at a floating rate based on LIBOR.&amp;#160; The securities represent undivided beneficial interests in the trust, which was established by the Company for the purpose of issuing the securities.&amp;#160; The Trust Preferred Securities were sold in a private transaction exempt from registration under the Securities Act of 1933, as amended (the &amp;#147;Act&amp;#148;) and have not been registered under the Act.&amp;#160; The securities may not be offered or sold in the United States absent registration or an applicable exemption from registration requirements.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Southern Missouri Statutory Trust I used the proceeds from the sale of the Trust Preferred Securities to purchase Junior Subordinated Debentures of the Company.&amp;#160; The Company has used its net proceeds for working capital and investment in its subsidiary.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</fil:CorporateObligatedFloatingRateTrustPreferredSecurities>
	<fil:SmallBusinessLendingFund contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.4pt&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Note 11: &lt;u&gt;Small Business Lending Fund&lt;/u&gt;&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;On July 21, 2011, as part of the Small Business Lending Fund (SBLF) of the United States Department of the Treasury (Treasury), the Company entered into a Small Business Lending Fund-Securities Purchase Agreement (Purchase Agreement) with the Secretary of the Treasury, pursuant to which the Company (i) sold 20,000 shares of the Company&amp;#146;s Senior Non-Cumulative Perpetual Preferred Stock, Series A (SBLF Preferred Stock) to the Secretary of the Treasury for a purchase price of $20,000,000.&amp;nbsp;&amp;nbsp;The SBLF Preferred Stock was issued pursuant to the SBLF program, a $30 billion fund established under the Small Business Jobs Act of 2010 that was created to encourage lending to small business by providing capital to qualified community banks with assets of less than $10 billion.&amp;nbsp;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The SBLF Preferred Stock qualifies as Tier 1 capital.&amp;nbsp;&amp;nbsp;The SBLF Preferred Stock is entitled to receive non-cumulative dividends, payable quarterly, on each January&amp;nbsp;1, April&amp;nbsp;1, July&amp;nbsp;1 and October&amp;nbsp;1, beginning October&amp;nbsp;1, 2011.&amp;nbsp; The dividend rate, as a percentage of the liquidation amount, can fluctuate on a quarterly basis during the first 10 quarters during which the SBLF Preferred Stock is outstanding, based upon changes in the Bank&amp;#146;s level of Qualified Small Business Lending (QBSL), as defined in the Purchase Agreement.&amp;nbsp;&amp;nbsp;Based upon the increase in the Bank&amp;#146;s level of QBSL over the baseline level calculated under the terms of the Purchase Agreement, the dividend rate for the initial dividend period was set at 2.8155%.&amp;nbsp; For the second through ninth calendar quarters, the dividend rate may be adjusted to between one percent (1%) and five percent (5%) per annum, to reflect the amount of change in the Bank&amp;#146;s level of QBSL.&amp;#160; The dividend payable for the quarter ended December 31, 2012, was based on a rate of 1%, calculated based on qualifying small business lending totals reported as of $225.3 million, as compared to an adjusted baseline total of $188.6 million.&amp;#160; At December 31, 2012, qualifying small business lending totals were reported at $215.6 million.&amp;#160; For the tenth calendar quarter through four and one half years after issuance, the dividend rate will be fixed at between one percent (1%) and seven percent (7%) based upon the increase in QBSL as compared to the baseline.&amp;nbsp; After four and one half years from issuance, the dividend rate will increase to 9% (including a quarterly lending incentive fee of 0.5%).&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The SBLF Preferred Stock is non-voting, except in limited circumstances.&amp;nbsp; In the event that the Company misses five dividend payments, the holder of the SBLF Preferred Stock will have the right to appoint a representative as an observer on the Company&amp;#146;s Board of Directors.&amp;nbsp; In the event that the Company misses six dividend payments, then the holder of the SBLF Preferred Stock will have the right to designate two directors to the Board of Directors of the Company.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The SBLF Preferred Stock may be redeemed at any time at the Company&amp;#146;s option, at a redemption price of 100% of the liquidation amount plus accrued but unpaid dividends to the date of redemption for the current period, subject to the approval of its federal banking regulator.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify&apos;&gt;As required by the Purchase Agreement, $9,635,000 of the proceeds from the sale of the SBLF Preferred Stock was used to redeem the 9,550 shares of the Company&amp;#146;s Fixed Rate Cumulative Perpetual Preferred Stock, Series A issued in 2008 to the Treasury in the Troubled Asset Relief Program (TARP), plus the accrued dividends owed on those preferred shares.&amp;nbsp;&amp;nbsp;As part of the 2008 TARP transaction, the Company issued a ten-year warrant to Treasury to purchase 114,326 shares of the Company&amp;#146;s common stock at an exercise price of $12.53 per share.&amp;nbsp;&amp;nbsp;The Company has not repurchased the warrant, which is still held by Treasury. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt;</fil:SmallBusinessLendingFund>
	<us-gaap:FairValueMeasurementInputsDisclosureTextBlock contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.4pt&apos;&gt;Note 12:&amp;#160; &lt;u&gt;Fair &lt;/u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Value&lt;/font&gt;&lt;u&gt; Measurements&lt;/u&gt;&lt;/p&gt; &lt;p align=&quot;left&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;ASC Topic 820, &lt;i&gt;Fair Value Measurements&lt;/i&gt;, defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date.&amp;#160; Topic 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value.&amp;#160; The standard describes three levels of inputs that may be used to measure fair value:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in&apos;&gt;&lt;b&gt;Level 1&lt;/b&gt;&amp;#160; Quoted prices in active markets for identical assets or liabilities&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in&apos;&gt;&lt;b&gt;Level 2&lt;/b&gt;&amp;#160; Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in active markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in&apos;&gt;&lt;b&gt;Level 3&lt;/b&gt;&amp;#160; Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;Recurring Measurements.&amp;#160; &lt;/b&gt;The following table presents the fair value measurements of assets&amp;#160; recognized in the accompanying balance sheets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at December 31 and June 30, 2012:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59%&quot; colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:59.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value Measurements at December 31, 2012, Using:&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Quoted Prices in&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Active Markets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Significant &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;for Identical&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Significant Other&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unobservable&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Observable Inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 1)&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 2)&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 3)&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;U.S. government sponsored enterprises (GSEs)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$19,029,555&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$19,029,555&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;State and political subdivisions&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;40,004,851&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;40,004,851&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Other securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,522,712&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,464,712&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;58,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;FHLMC preferred stock&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Mortgage-backed GSE residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;17,092,919&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;17,092,919&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59%&quot; colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:59.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value Measurements at June 30, 2012, Using&lt;/font&gt;&lt;/u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Quoted Prices in&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Active Markets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Significant &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;for Identical&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Significant Other&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unobservable&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Observable Inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 1)&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 2)&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 3)&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;U.S. government sponsored enterprises (GSEs)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$18,099,618&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$18,099,618&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;State and political subdivisions&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;36,381,253&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;36,381,253&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Other securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,393,257&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,360,657&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;32,600&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;FHLMC preferred stock&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Mortgage-backed GSE residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;19,252,717&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;19,252,717&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Following is a description of the valuation methodologies and inputs used for assets measured at fair value on a recurring basis and recognized in the accompanying consolidated balance sheets, as well as the general classification of such assets pursuant to the valuation hierarch.&amp;#160; There have been no significant changes in the valuation techniques during the period ended December 31, 2012.&amp;#160; &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;i&gt;Available-for-sale Securities.&lt;/i&gt;&amp;#160; When quoted market prices are available in an active market, securities are classified within Level 1.&amp;#160; The Company does not have Level 1 securities.&amp;#160; If quoted market prices are not available, then fair values are estimated using pricing models, or quoted prices of securities with similar characteristics.&amp;#160; For these securities, our Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond&amp;#146;s terms and conditions, among other things.&amp;#160; Level 2 securities include U.S. Government-sponsored enterprises, state and political subdivisions, other securities and mortgage-backed GSE residential securities.&amp;#160; In certain cases where Level 1 or Level 2 inputs are not available, securities are classified within Level 3 of the hierarchy.&amp;#160; &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;The following table presents a reconciliation of activity for available for sale securities measured at fair value based on significant unobservable (Level 3) information for the six-month periods ended December 31, 2012 and 2011:&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;57%&quot; valign=&quot;bottom&quot; style=&apos;width:57.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;42%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:42.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Three months ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;57%&quot; valign=&quot;bottom&quot; style=&apos;width:57.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.66%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.9%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2011&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;57%&quot; valign=&quot;bottom&quot; style=&apos;width:57.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Available-for-sale securities, beginning of year&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$43,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$29,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;57%&quot; valign=&quot;bottom&quot; style=&apos;width:57.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total unrealized gain (loss) included in comprehensive income&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;15,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;57%&quot; valign=&quot;bottom&quot; style=&apos;width:57.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Transfer from Level 2 to Level 3&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.66%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.9%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;57%&quot; valign=&quot;bottom&quot; style=&apos;width:57.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Available-for-sale securities, end of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.66%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$58,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.9%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$29,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;58%&quot; valign=&quot;bottom&quot; style=&apos;width:58.04%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;41%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:41.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Six months ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;58%&quot; valign=&quot;bottom&quot; style=&apos;width:58.04%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.86%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23%&quot; valign=&quot;bottom&quot; style=&apos;width:23.1%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2011&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;58%&quot; valign=&quot;bottom&quot; style=&apos;width:58.04%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Available-for-sale securities, beginning of year&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$32,600&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23%&quot; valign=&quot;bottom&quot; style=&apos;width:23.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$71,004&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;58%&quot; valign=&quot;bottom&quot; style=&apos;width:58.04%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160; &amp;#160;&amp;#160;Total unrealized gain (loss) included in comprehensive income&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;25,400&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23%&quot; valign=&quot;bottom&quot; style=&apos;width:23.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(42,004)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;58%&quot; valign=&quot;bottom&quot; style=&apos;width:58.04%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Transfer from Level 2 to Level 3&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.86%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23%&quot; valign=&quot;bottom&quot; style=&apos;width:23.1%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;58%&quot; valign=&quot;bottom&quot; style=&apos;width:58.04%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Available-for-sale securities, end of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$58,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23%&quot; valign=&quot;bottom&quot; style=&apos;width:23.1%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$29,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Nonrecurring Measurements.&lt;/font&gt;&lt;/b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; The following tables present the fair value measurement of assets measured at fair value on a nonrecurring basis and the level within the ASC 820 fair value hierarchy in which the fair value measurements fell at December 31 and June 30, 2012:&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;65%&quot; colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:65.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value Measurements at &lt;b&gt;December 31, 2012&lt;/b&gt;, Using:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Quoted Prices in&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Active Markets for&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Significant Other&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Significant&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Identical Assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Observable Inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unobservable Inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 1)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 2)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 3)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Impaired loans (collateral dependent)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$452,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$452,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Foreclosed and repossessed assets held for sale&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,576,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,576,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;65%&quot; colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:65.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value Measurements at June 30, 2012, Using:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Quoted Prices in&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Active Markets for&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Significant Other&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Significant&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Identical Assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Observable Inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unobservable Inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 1)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 2)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 3)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Impaired loans (collateral dependent)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,214,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,214,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Foreclosed and repossessed assets held for sale&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,435,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,435,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The following table presents gains and (losses) recognized on assets measured on a non-recurring basis for the six-month periods ended December 31, 2012 and 2011:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;61%&quot; valign=&quot;bottom&quot; style=&apos;width:61.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;38%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:38.52%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the six months ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;61%&quot; valign=&quot;bottom&quot; style=&apos;width:61.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2011&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;61%&quot; valign=&quot;bottom&quot; style=&apos;width:61.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;61%&quot; valign=&quot;bottom&quot; style=&apos;width:61.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Impaired loans (collateral dependent)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$(134,000)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$(142,000)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;61%&quot; valign=&quot;bottom&quot; style=&apos;width:61.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Foreclosed and repossessed assets held for sale&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(552,000)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(121,000)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;61%&quot; valign=&quot;bottom&quot; style=&apos;width:61.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total gains (losses) on assets measured on a non-recurring basis&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$(686,000)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$(263,000)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;The following is a description of valuation methodologies and inputs used for assets measured at fair value on a nonrecurring basis and recognized in the accompanying consolidated balance sheets, as well as the general classification of such assets and liabilities pursuant to the valuation hierarch.&amp;#160; For assets classified within Level 3 of fair value hierarchy, the process used to develop the reported fair value process is described below.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Impaired Loans (Collateral Dependent).&lt;/font&gt;&lt;/i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp;&lt;/font&gt; &lt;font style=&apos;layout-grid-mode:both&apos;&gt;A collateral dependent loan is considered to be impaired when it is probable that all of the principal and interest due may not be collected according to its contractual terms.&amp;nbsp;&amp;nbsp;Generally, when a collateral dependent loan is considered impaired, the amount of reserve required is measured based on the fair value of the underlying collateral. The Company makes such&amp;nbsp;measurements on all material collateral dependent loans deemed impaired using the fair value of the collateral for collateral dependent loans. The fair value of collateral used by the Company is determined by obtaining an observable market price or by obtaining an appraised value from an independent, licensed or certified appraiser, using observable market data.&amp;nbsp;This data includes information such as selling price of similar properties and capitalization rates of similar properties sold within the market, expected future cash flows or earnings of the subject property based on current market expectations, and other relevant factors. In addition, management applies selling and other discounts to the underlying collateral value to determine the fair value. If an appraised value is not available, the fair value of the collateral dependent impaired loan is determined by an adjusted appraised value including unobservable cash flows.&amp;#160; &lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;On a quarterly basis, loans classified as special mention, substandard, doubtful, or loss are evaluated including the loan officer&amp;#146;s review of the collateral and its current condition, the Company&amp;#146;s knowledge of the current economic environment in the&amp;nbsp;&amp;nbsp;market where the collateral is located, and the Company&amp;#146;s recent experience with real estate in the area. The date of the appraisal is also considered in conjunction with the economic environment and any decline in the real estate market since the appraisal was obtained.&amp;nbsp;&amp;nbsp;For all loan types, updated appraisals are obtained if considered necessary.&amp;nbsp;&amp;nbsp;Of the Company&amp;#146;s $4.8 million (carrying value) in impaired loans (collateral-dependent and purchased credit-impaired) at December 31, 2012, the Company utilized a real estate appraisal performed in the past 12 months to serve as the primary basis of our valuation for approximately $1.6 million .&amp;nbsp; Older real estate appraisals were available for impaired loans with an carrying value of approximately $2.3 million.&amp;nbsp; The remaining $0.9 million was secured by collateral such as closely-held stock, an assignment of notes receivable, accounts receivable, or inventory.&amp;#160; In instances where the economic environment has worsened and/or the real estate market declined since the last appraisal, a higher distressed sale discount would be applied to the appraised value.&amp;#160; &lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;The Company records collateral dependent impaired loans based on nonrecurring Level 3 inputs.&amp;#160; If a collateral dependent loan&amp;#146;s fair value, as estimated by the Company, is less than its carrying value, the Company either records a charge-off of the portion of the loan that exceeds the fair value or establishes a specific reserve as part of the allowance for loan losses.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Foreclosed &lt;/font&gt;&lt;/i&gt;&lt;i&gt;and Repossessed A&lt;/i&gt;&lt;i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;ssets &lt;/font&gt;&lt;/i&gt;&lt;i&gt;H&lt;/i&gt;&lt;i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;eld for Sal&lt;/font&gt;&lt;/i&gt;&lt;i&gt;e.&lt;/i&gt;&amp;#160; Foreclosed and repossessed assets held for sale &lt;font style=&apos;layout-grid-mode:both&apos;&gt;are valued at the time the loan is foreclosed upon &lt;/font&gt;or collateral is repossessed &lt;font style=&apos;layout-grid-mode:both&apos;&gt;and the asset is transferred to foreclosed &lt;/font&gt;or repossessed &lt;font style=&apos;layout-grid-mode:both&apos;&gt;assets held for sale. The value of the asset is based on third party &lt;/font&gt;or internal &lt;font style=&apos;layout-grid-mode:both&apos;&gt;appraisals, less estimated costs to sell and appropriate discounts, if any. The appraisals are generally discounted based on current and expected market conditions that may impact the sale or value of the asset and management&amp;#146;s knowledge and experience with similar assets. Such discounts typically may be significant and result in a Level 3 classification of the inputs for determining fair value of these assets. Foreclosed &lt;/font&gt;and repossessed &lt;font style=&apos;layout-grid-mode:both&apos;&gt;assets held for sale are &lt;/font&gt;continually &lt;font style=&apos;layout-grid-mode:both&apos;&gt;evaluated for additional impairment and are adjusted accordingly if &lt;/font&gt;impairment&lt;font style=&apos;layout-grid-mode:both&apos;&gt; is identified.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unobservable (Level 3) Inputs.&lt;/font&gt;&lt;/b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.38%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.58%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.48%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Range of&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.66%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Weighted&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.38%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair value at&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.58%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Valuation&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.48%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unobservable&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Discounts &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.66%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;average&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.38%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.58%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;technique&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.48%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;applied&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.66%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;discount applied&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.38%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.58%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.48%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.66%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;top&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Available-for-sale securities (pooled trust preferred security)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;top&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.38%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$58,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;top&quot; style=&apos;width:15.58%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Discounted cash flow&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.48%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Discount rate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;n/a&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;top&quot; style=&apos;width:14.66%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;7.6%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;top&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;top&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.38%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;top&quot; style=&apos;width:15.58%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.48%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Prepayment rate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;n/a&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;top&quot; style=&apos;width:14.66%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1% annually &lt;sup&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;top&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;top&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.38%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;top&quot; style=&apos;width:15.58%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.48%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Projected defaults and deferrals (% of pool balance)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;n/a&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;top&quot; style=&apos;width:14.66%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;41.3%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;top&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;top&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.38%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;top&quot; style=&apos;width:15.58%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.48%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Anticipated recoveries (% of pool balance)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;n/a&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;top&quot; style=&apos;width:14.66%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;6.4%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;top&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Impaired loans (collateral dependent)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;top&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.38%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;452,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;top&quot; style=&apos;width:15.58%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Internal or third-party appraisal&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.48%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Discount to reflect realizable value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1.1% - 32.8%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;top&quot; style=&apos;width:14.66%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;5.7%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;top&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Foreclosed and repossessed assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;top&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.38%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,576,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;top&quot; style=&apos;width:15.58%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Third party appraisal&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.48%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Marketability discount&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;0.0% - 40.9%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;top&quot; style=&apos;width:14.66%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;15.3%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;703&quot; style=&apos;width:527.25pt;margin-left:4.65pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;703&quot; valign=&quot;bottom&quot; style=&apos;width:527.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;sup&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(1) &lt;/font&gt;&lt;/sup&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;The Level 3 fair value measurement also assumes that issuers of asset size $15 billion and above will generally prepay during 2013, unless issued at a variable rate with a spread of less than 150 bps over LIBOR; other issuers are expected to prepay at a rate of 1% annually, unless issued at a fixed rate of 8% or more by a bank reasonably expected to be able to prepay.&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;Fair Value of Financial Instruments. &lt;/b&gt;The following table presents estimated fair values of the Company&amp;#146;s financial instruments and the level within the fair value hierarchy in which the fair value measurements fell at December 31 and June 30, 2012.&amp;#160; &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;68%&quot; colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:68.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.26%;border:none;border-top:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Quoted Prices&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.16%;border:none;border-top:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.66%;border:none;border-top:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;in Active&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Significant&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Markets for&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Significant Other&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unobservable&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Carrying&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Identical Assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Observable Inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.66%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Amount&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.26%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 1)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.16%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 2)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.66%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 3)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Financial assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; 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style=&apos;width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Accrued interest receivable&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;4,343&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; 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Stock in FHLB&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,018&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; 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&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;5,103&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrecognized financial instruments (net of contract amount)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commitments to originate loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Letters of credit&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Lines of credit&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The following methods and assumptions were used in estimating the fair values of financial instruments:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Cash and cash equivalents and interest-bearing time deposits are valued at their carrying amounts, which approximates book value.&amp;#160; Stock in FHLB and the Federal Reserve Bank of St. Louis is valued at cost, which approximates fair value.&amp;#160; Fair value of loans is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities.&amp;#160; Loans with similar characteristics are aggregated for purposes of the calculations.&amp;#160; The carrying amounts of accrued interest approximate their fair values.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The fair value of fixed-maturity time deposits is estimated using a discounted cash flow calculation that applies the rates currently offered for deposits of similar remaining maturities.&amp;#160; Non-maturity deposits and securities sold under agreements are valued at their carrying value, which approximates fair value.&amp;#160; Fair value of advances from the FHLB is estimated by discounting maturities using an estimate of the current market for similar instruments.&amp;#160; The fair value of subordinated debt is estimated using rates currently available to the Company for debt with similar terms and maturities.&amp;#160; The fair value of commitments to originate loans is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties.&amp;#160; For fixed-rate loan commitments, fair value also considers the difference between current levels of interest rates and committed rates.&amp;#160; The fair value of letters of credit and lines of credit are based on fees currently charged for similar agreements or on the estimated cost to terminate or otherwise settle the obligations with the counterparties at the reporting date.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</us-gaap:FairValueMeasurementInputsDisclosureTextBlock>
	<us-gaap:BasisOfPresentationAndSignificantAccountingPoliciesTextBlock contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p align=&quot;left&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left&apos;&gt;The accompanying unaudited interim condensed consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Securities and Exchange Commission (SEC) Regulation S-X.&amp;#160; Accordingly, they do not include all of the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements.&amp;#160; In the opinion of management, all material adjustments (consisting only of normal recurring accruals) considered necessary for a fair presentation have been included.&amp;#160; The consolidated balance sheet of the Company as of June 30, 2012, has been derived from the audited consolidated balance sheet of the Company as of that date.&amp;#160; Operating results for the three- and six-month periods ended December 31, 2012, are not necessarily indicative of the results that may be expected for the entire fiscal year.&amp;#160; For additional information, refer to the audited consolidated financial statements included in the Company&amp;#146;s June 30, 2012, Form 10-K, which was filed with the SEC.&lt;/p&gt;</us-gaap:BasisOfPresentationAndSignificantAccountingPoliciesTextBlock>
	<us-gaap:ConsolidationPolicyTextBlock contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The accompanying condensed consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, Southern Bank (Bank).&amp;#160; All significant intercompany accounts and transactions have been eliminated in consolidation.&lt;/p&gt;</us-gaap:ConsolidationPolicyTextBlock>
	<us-gaap:OrganizationConsolidationBasisOfPresentationBusinessDescriptionAndAccountingPoliciesTextBlock contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Organization.&lt;/b&gt; Southern Missouri Bancorp, Inc., a Missouri corporation (the Company), was organized in 1994 and is the parent company of Southern Bank (the Bank). Substantially all of the Company&amp;#146;s consolidated revenues are derived from the operations of the Bank, and the Bank represents substantially all of the Company&amp;#146;s consolidated assets and liabilities.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;The Bank is primarily engaged in providing a full range of banking and financial services to individuals and corporate customers in its market areas. The Bank and Company are subject to competition from other financial institutions. The Bank and Company are subject to regulation by certain federal and state agencies and undergo periodic examinations by those regulatory authorities.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;Basis of Financial Statement Presentation.&lt;/b&gt; The financial statements of the Company have been prepared in conformity with accounting principles generally accepted in the United States of America and general practices within the banking industry. In the normal course of business, the Company encounters two significant types of risk: economic and regulatory. Economic risk is comprised of interest rate risk, credit risk, and market risk. The Company is subject to interest rate risk to the degree that its interest-bearing liabilities reprice on a different basis than its interest-earning assets. Credit risk is the risk of default on the Company&amp;#146;s investment or loan portfolios resulting from the borrowers&amp;#146; inability or unwillingness to make contractually required payments. Market risk reflects changes in the value of the investment portfolio, collateral underlying loans receivable, and the value of the Company&amp;#146;s investments in real estate.&lt;/p&gt;</us-gaap:OrganizationConsolidationBasisOfPresentationBusinessDescriptionAndAccountingPoliciesTextBlock>
	<fil:PrinciplesOfConsolidationPolicy contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;Principles of Consolidation.&lt;/b&gt; The condensed consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, the Bank. All significant intercompany accounts and transactions have been eliminated.&lt;/p&gt;</fil:PrinciplesOfConsolidationPolicy>
	<fil:UseOfEstimatesPolicy contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Use of Estimates.&lt;/b&gt; The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses, estimated fair values of purchased loans, other-than-temporary impairments (OTTI), and fair value of financial instruments.&lt;/p&gt;</fil:UseOfEstimatesPolicy>
	<us-gaap:CashAndCashEquivalentsPolicyTextBlock contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;Cash and Cash Equivalents.&lt;/b&gt;&lt;i&gt; &lt;/i&gt;For purposes of reporting cash flows, cash and cash equivalents includes cash, due from depository institutions and interest-bearing deposits in other depository institutions with original maturities of three months or less. Interest-bearing deposits in other depository institutions were $14,253,000 and $31,048,000 at December 31 and June 30, 2012, respectively. The deposits are held in various commercial banks in amounts not exceeding the FDIC&amp;#146;s deposit insurance limits, as well as at the Federal Reserve, and the Federal Home Loan Bank of Des Moines.&lt;/p&gt;</us-gaap:CashAndCashEquivalentsPolicyTextBlock>
	<us-gaap:MarketableSecuritiesAvailableForSaleSecuritiesPolicy contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Available for Sale Securities.&lt;/b&gt;&lt;i&gt; &lt;/i&gt;Available for sale securities, which include any security for which the Company has no immediate plan to sell but which may be sold in the future, are carried at fair value. Unrealized gains and losses, net of tax, are reported in accumulated other comprehensive income, a component of stockholders&amp;#146; equity. All securities have been classified as available for sale.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;Premiums and discounts on debt securities are amortized or accreted as adjustments to income over the estimated life of the security using the level yield method. Realized gains or losses on the sale of securities is based on the specific identification method. The fair value of securities is based on quoted market prices or dealer quotes. If a quoted market price is not available, fair value is estimated using quoted market prices for similar securities.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;The Company does not invest in collateralized mortgage obligations that are considered high risk.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;When the Company does not intend to sell a debt security, and it is more likely than not the Company will not have to sell the security before recovery of its cost basis, it recognizes the credit component of an other-than-temporary impairment of a debt security in earnings and the remaining portion in other comprehensive income.&amp;#160; As a result, the Company&amp;#146;s balance sheet as of the dates presented reflects the full impairment (that is, the difference between the security&amp;#146;s amortized cost basis and fair value) on debt securities that the Company intends to sell or would more likely than not be required to sell before the expected recovery of the amortized cost basis. For available-for-sale debt securities that management has no intent to sell and believes that it more likely than not will not be required to sell prior to recovery, only the credit loss component of the impairment is recognized in earnings, while the noncredit loss is recognized in accumulated other comprehensive income. The credit loss component recognized in earnings is identified as the amount of principal cash flows not expected to be received over the remaining term of the security as projected based on cash flow projections.&lt;/p&gt;</us-gaap:MarketableSecuritiesAvailableForSaleSecuritiesPolicy>
	<fil:FederalReserveBankAndFederalHomeLoanBankStockPolicy contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;Federal Reserve Bank and Federal Home Loan Bank Stock.&lt;/b&gt;&lt;b&gt; &lt;/b&gt;The Bank is a member of the Federal Reserve and the Federal Home Loan Bank (FHLB) systems.&amp;nbsp;&amp;nbsp;Capital stock of the Federal Reserve and the FHLB is a required investment based upon a predetermined formula and is carried at cost.&lt;/p&gt;</fil:FederalReserveBankAndFederalHomeLoanBankStockPolicy>
	<fil:LoansPolicy contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Loans.&lt;/b&gt;&lt;b&gt; &lt;/b&gt;Loans are generally stated at unpaid principal balances, less the allowance for loan losses and net deferred loan origination fees. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;Interest on loans is accrued based upon the principal amount outstanding. The accrual of interest on loans is discontinued when, in management&amp;#146;s judgment, the collectibility of interest or principal in the normal course of business is doubtful. The Company complies with regulatory guidance which indicates that loans should be placed in nonaccrual status when 90 days past due, unless the loan is both well-secured and in the process of collection.&amp;nbsp;&amp;nbsp;A loan that is &amp;#147;in the process of collection&amp;#148; may be subject to legal action or, in appropriate circumstances, through other collection efforts reasonably expected to result in repayment or restoration to current status in the near future. A loan is considered delinquent when a payment has not been made by the contractual due date. Interest income previously accrued but not collected at the date a loan is placed on nonaccrual status is reversed against interest income. Cash receipts on a nonaccrual loan are applied to principal and interest in accordance with its contractual terms unless full payment of principal is not expected, in which case cash receipts, whether designated as principal or interest, are applied as a reduction of the carrying value of the loan. A nonaccrual loan is generally returned to accrual status when principal and interest payments are current, full collectability of principal and interest is reasonably assured, and a consistent record of performance has been demonstrated.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;The allowance for losses on loans represents management&amp;#146;s best estimate of losses probable in the existing loan portfolio. The allowance for losses on loans is increased by the provision for losses on loans charged to expense and reduced by loans charged off, net of recoveries. Loans are charged off in the period deemed uncollectible, based on management&amp;#146;s analysis of expected cash flow (for non-collateral dependent loans) or collateral value (for collateral-dependent loans).&amp;#160; Subsequent recoveries of loans previously charged off, if any, are credited to the allowance when received. The provision for losses on loans is determined based on management&amp;#146;s assessment of several factors: reviews and evaluations of specific loans, changes in the nature and volume of the loan portfolio, current economic conditions and the related impact on specific borrowers and industry groups, historical loan loss experience, the level of classified and nonperforming loans and the results of regulatory examinations.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;Loans are considered impaired if, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement.&amp;nbsp;&amp;nbsp;Depending on a particular loan&amp;#146;s circumstances, we measure impairment of a loan based upon either the present value of expected future cash flows discounted at the loan&amp;#146;s effective interest rate, the loan&amp;#146;s observable market price, or the fair value of the collateral less estimated costs to sell if the loan is collateral dependent.&amp;nbsp;&amp;nbsp;Valuation allowances are established for collateral-dependent impaired loans for the difference between the loan amount and fair value of collateral less estimated selling costs.&amp;nbsp;&amp;nbsp;For impaired loans that are not collateral dependent, a valuation allowance is established for the difference between the loan amount and the present value of expected future cash flows discounted at the historical effective interest rate or the observable market price of the loan. Impairment losses are recognized through an increase in the required allowance for loan losses. Cash receipts on loans deemed impaired are recorded based on the loan&amp;#146;s separate status as a nonaccrual loan or an accrual status loan. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;As a result of the acquisition of the former First Southern Bank, Batesville, Arkansas, the Company acquired certain loans with an outstanding principal balance of $14.2 million for which it was deemed probable that we would be unable to collect all contractually required payments.&amp;nbsp;&amp;nbsp;These loans are accounted for in accordance with ASC 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality.&amp;nbsp;&amp;nbsp;The Company recorded a fair value discount of $3.9 million related to these loans acquired with deteriorated credit quality (&amp;#147;purchased credit impaired loans&amp;#148;), and began carrying them at a value of $10.3 million.&amp;nbsp;&amp;nbsp;For these loans, we determined the contractual amount and timing of undiscounted principal and interest payments (the &amp;#147;undiscounted contractual cash flows&amp;#148;), and estimated the amount and timing of undiscounted expected principal and interest payments, including expected prepayments (the &amp;#147;undiscounted expected cash flows&amp;#148;).&amp;nbsp;&amp;nbsp;Under acquired impaired loan accounting, the difference between the undiscounted contractual cash flows and the undiscounted expected cash flows is the nonaccretable difference.&amp;nbsp;&amp;nbsp;The nonaccretable difference is an estimate of the loss exposure of principal and interest related to the purchased credit impaired loans, and the amount is subject to change over time based on the performance of the loans.&amp;nbsp;&amp;nbsp;The carrying value of purchased credit impaired loans is initially determined as the discounted expected cash flows.&amp;nbsp;&amp;nbsp;The excess of expected cash flows at acquisition over the initial fair value of the purchased credit impaired loans is referred to as the &amp;#147;accretable yield&amp;#148; and is recorded as interest income over the estimated life of the acquired loans using the level-yield method, if the timing and amount of the future cash flows is reasonably estimable.&amp;nbsp;&amp;nbsp;The carrying value of purchased credit impaired loans is reduced by payments received, both principal and interest, and increased by the portion of the accretable yield recognized as interest income.&amp;nbsp;&amp;nbsp;Subsequent to acquisition, the Company evaluates the purchased credit impaired loans on a quarterly basis.&amp;nbsp;&amp;nbsp;Increases in expected cash flows compared to those previously estimated increase the accretable yield and are recognized as interest income prospectively.&amp;nbsp;&amp;nbsp;Decreases in expected cash flows compared to those previously estimated decrease the accretable yield and may result in the establishment of an allowance for loan losses and a provision for loan losses.&amp;nbsp;&amp;nbsp;Purchased credit impaired loans are generally considered accruing and performing loans, as the loans accrete interest income over the estimated life of the loan when expected cash flows are reasonably estimable.&amp;nbsp;&amp;nbsp;Accordingly, purchased credit impaired loans that are contractually past due are still considered to be accruing and performing as long as there is an expectation that the estimated cash flows will be received.&amp;nbsp;&amp;nbsp;If the timing and amount of cash flows is not reasonably estimable, the loans may be classified as nonaccrual loans.&amp;nbsp;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Loan fees and certain direct loan origination costs are deferred, and the net fee or cost is recognized as an adjustment to interest income using the interest method over the contractual life of the loans.&lt;/p&gt;</fil:LoansPolicy>
	<fil:ForeclosedRealEstatePolicy contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;Foreclosed Real Estate.&lt;/b&gt;&lt;b&gt; &lt;/b&gt;Real estate acquired by foreclosure or by deed in lieu of foreclosure is initially recorded at fair value less estimated selling costs. Costs for development and improvement of the property are capitalized.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;Valuations are periodically performed by management, and an allowance for losses is established by a charge to operations if the carrying value of a property exceeds its estimated fair value, less estimated selling costs.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Loans to facilitate the sale of real estate acquired in foreclosure are discounted if made at less than market rates. Discounts are amortized over the fixed interest period of each loan using the interest method.&lt;/p&gt;</fil:ForeclosedRealEstatePolicy>
	<us-gaap:PropertyPlantAndEquipmentPolicyTextBlock contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Premises and Equipment.&lt;/b&gt; Premises and equipment are stated at cost less accumulated depreciation and include expenditures for major betterments and renewals. Maintenance, repairs, and minor renewals are expensed as incurred. When property is retired or sold, the retired asset and related accumulated depreciation are removed from the accounts and the resulting gain or loss taken into income. The Company reviews property and equipment for impairment whenever events or changes in circumstances indicate that the carrying amount of an asset may not be recoverable. If such assets are considered to be impaired, the impairment loss recognized is measured by the amount by which the carrying amount exceeds the fair value of the assets.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Depreciation is computed by use of straight-line and accelerated methods over the estimated useful lives of the assets. Estimated lives are generally 10 to 40 years for premises, five to seven years for equipment, and three years for software.&lt;/p&gt;</us-gaap:PropertyPlantAndEquipmentPolicyTextBlock>
	<fil:IntangibleAssetsPolicy contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;font lang=&quot;X-NONE&quot;&gt;Intangible Assets.&lt;/font&gt;&lt;/b&gt;&lt;font lang=&quot;X-NONE&quot;&gt; &lt;/font&gt;Identifiable i&lt;font lang=&quot;X-NONE&quot;&gt;ntangible assets are being amortized on &lt;/font&gt;a &lt;font lang=&quot;X-NONE&quot;&gt;straight-line&lt;/font&gt;&lt;font lang=&quot;X-NONE&quot;&gt; &lt;/font&gt;&lt;font lang=&quot;X-NONE&quot;&gt;basis over periods ranging from &lt;/font&gt;five&lt;font lang=&quot;X-NONE&quot;&gt; to &lt;/font&gt;fifteen &lt;font lang=&quot;X-NONE&quot;&gt;years.&amp;#160; Such assets are periodically evaluated as to the recoverability of their carrying value.&lt;/font&gt;&amp;#160; Goodwill is tested periodically for impairment.&lt;/p&gt;</fil:IntangibleAssetsPolicy>
	<us-gaap:IncomeTaxPolicyTextBlock contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Income Taxes.&lt;/b&gt;&lt;b&gt; &lt;/b&gt;The Company accounts for income taxes in accordance with income tax accounting guidance (ASC 740, Income Taxes). The income tax accounting guidance results in two components of income tax expense: current and deferred. Current income tax expense reflects taxes to be paid or refunded for the current period by applying the provisions of the enacted tax law to the taxable income or excess of deductions over revenues. The Company determines deferred income taxes using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is based on the tax effects of the differences between the book and tax bases of assets and liabilities, and enacted changes in tax rates and laws are recognized in the period in which they occur.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;Deferred income tax expense results from changes in deferred tax assets and liabilities between periods. Deferred tax assets are recognized if it is more likely than not, based on the technical merits, that the tax position will be realized or sustained upon examination. The term more likely than not means a likelihood of more than 50 percent; the terms examined and upon examination also include resolution of the related appeals or litigation processes, if any. A tax position that meets the more-likely-than-not recognition threshold is initially and subsequently measured as the largest amount of tax benefit that has a greater than 50 percent likelihood of being realized upon settlement with a taxing authority that has full knowledge of all relevant information. The determination of whether or not a tax position has met the more-likely-than-not recognition threshold considers the facts, circumstances, and information available at the reporting date and is subject to management&amp;#146;s judgment. Deferred tax assets are reduced by a valuation allowance if, based on the weight of evidence available, it is more likely than not that some portion or all of a deferred tax asset will not be realized.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;The Company recognizes interest and penalties on income taxes as a component of income tax expense.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The Company files consolidated income tax returns with its subsidiary.&lt;/p&gt;</us-gaap:IncomeTaxPolicyTextBlock>
	<fil:EquityIncentivePlanPolicy contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;Equity Incentive Plan.&lt;/b&gt;&lt;i&gt; &lt;/i&gt;The Company accounts for its Equity Incentive Plan (EIP) and Management Recognition Plan (MRP) in accordance with ASC 718, &amp;#147;Share-Based Payment.&amp;#148; Compensation expense is based on the market price of the Company&amp;#146;s stock on the date the shares are granted and is recorded over the vesting period.&lt;/p&gt;</fil:EquityIncentivePlanPolicy>
	<fil:OutsideDirectorRetirementPolicy contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;b&gt;Outside Directors&amp;#146; Retirement.&lt;/b&gt;&lt;i&gt; &lt;/i&gt;The Bank adopted a directors&amp;#146; retirement plan in April 1994 for outside directors. The directors&amp;#146; retirement plan provides that each non-employee director (participant) shall receive, upon termination of service on the Board on or after age 60, other than termination for cause, a benefit in equal annual installments over a five year period. The benefit will be based upon the product of the participant&amp;#146;s vesting percentage and the total Board fees paid to the participant during the calendar year preceding termination of service on the Board. The vesting percentage shall be determined based upon the participant&amp;#146;s years of service on the Board.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;In the event that the participant dies before collecting any or all of the benefits, the Bank shall pay the participant&amp;#146;s beneficiary. No benefits shall be payable to anyone other than the beneficiary, and shall terminate on the death of the beneficiary.&lt;/p&gt;</fil:OutsideDirectorRetirementPolicy>
	<fil:StockOptionsPolicy contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;Stock Options.&lt;/b&gt; With limited exceptions, the amount of compensation cost related to a stock option award is measured based on the grant-date fair value of the equity instruments issued. Compensation cost is recognized over the vesting period during which an employee provides service in exchange for the award. Stock-based compensation has been recognized for all stock options granted or modified after July 1, 2005.&lt;/p&gt;</fil:StockOptionsPolicy>
	<us-gaap:EarningsPerSharePolicyTextBlock contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;Earnings Per Share.&lt;/b&gt;&lt;i&gt; &lt;/i&gt;Basic earnings per share available to common stockholders is computed using the weighted-average number of common shares outstanding. Diluted earnings per share available to common stockholders includes the effect of all weighted-average dilutive potential common shares (stock options and warrants) outstanding during each period.&lt;/p&gt;</us-gaap:EarningsPerSharePolicyTextBlock>
	<us-gaap:ComprehensiveIncomePolicyPolicyTextBlock contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;Comprehensive Income.&lt;/b&gt; Comprehensive income consists of net income and other comprehensive income, net of applicable income taxes. Other comprehensive income includes unrealized appreciation (depreciation) on available-for-sale securities, unrealized appreciation (depreciation) on available-for-sale securities for which a portion of an other-than-temporary impairment has been recognized in income, and changes in the funded status of defined benefit pension plans.&lt;/p&gt;</us-gaap:ComprehensiveIncomePolicyPolicyTextBlock>
	<fil:TreasuryStockPolicy contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;Treasury Stock.&lt;/b&gt;&lt;i&gt; &lt;/i&gt;Treasury stock is stated at cost. Cost is determined by the first-in, first-out method.&lt;/p&gt;</fil:TreasuryStockPolicy>
	<fil:ReclassificationPolicy contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;Reclassification.&lt;/b&gt; Certain amounts included in the consolidated financial statements have been reclassified to conform to the 2012 presentation. These reclassifications had no effect on net income.&lt;/p&gt;</fil:ReclassificationPolicy>
	<us-gaap:NewAccountingPronouncementsPolicyPolicyTextBlock contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;In July 2012, the Financial Accounting Standards board (FASB) issued Accounting Standards Update (ASU) 2012-02, &lt;i&gt;Intangibles &amp;#150; Goodwill and Other (Topic 350): Testing Indefinite-Lived Intangible Assets for Impairment.&lt;/i&gt;&amp;nbsp;&amp;nbsp;The amendments in this ASU allow an entity to first assess qualitative factors to determine whether it is necessary to perform a quantitative impairment test.&amp;nbsp;&amp;nbsp;An entity would not be required to calculate the fair value of an indefinite-lived intangible assets unless the entity determines, based on qualitative assessment, that it is more likely than not the indefinite-lived intangible asset is impaired.&amp;nbsp;&amp;nbsp;The ASU is effective for annual and interim impairment tests performed for fiscal years beginning after September 15 2012.&amp;nbsp;&amp;nbsp;The Company adopted the standard on July 1, 2012, and adoption did not have a significant impact on the Company&amp;#146;s financial statements.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;In October 2012, the FASB issued ASU 2012-04, &lt;i&gt;Technical Corrections and Improvements.&amp;nbsp;&amp;nbsp;&lt;/i&gt;The amendments in this ASU make technical corrections, clarifications, and limited-scope improvements to various Topics throughout the Codification.&amp;nbsp;&amp;nbsp;This ASU is effective for public entities for fiscal periods beginning after December 15, 2012.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;In October 2012, the FASB issued ASU 2012-06, &lt;i&gt;Subsequent Account for an Indemnification Asset Recognized at the Acquisition Date as a Result of a Government-Assisted Acquisition of a Financial Institution&lt;/i&gt;.&amp;#160; The amendments in this ASU provide that w&lt;/font&gt;hen a reporting entity recognizes an indemnification asset as a result of a government-assisted acquisition of a financial institution and subsequently a change in the cash flows expected to be collected on the indemnification asset occurs, the reporting entity should subsequently account for the change in the measurement of the indemnification asset on the same basis as the change in the assets subject to indemnification. Any amortization of changes in value should be limited to the contractual term of the indemnification agreement.&amp;#160; The ASU is effective for public entities for fiscal periods beginning on or after December 15, 2012.&amp;#160; The Company does not anticipate any impact on the financial statements.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;In January 2013, the FASB issued ASU 2013-01, &lt;i&gt;Clarifying the Scope of Disclosures about Offsetting Assets and Liabilities&lt;/i&gt;.&amp;#160; The amendments in this ASU address implementation issues about the scope of ASU 2011-11, &lt;i&gt;Balance Sheet (Topic 210): Disclosures about Offsetting Assets and Liabilities. &lt;/i&gt;&amp;#160;The objective of &amp;#160;the ASU is to clarify the scope of the offsetting disclosures and address any unintended consequences.&amp;#160; The ASU is effective for fiscal years beginning on or after January 1, 2013, and interim periods within those annual periods.&amp;#160; The Company is evaluating the impact of the ASU, but does not expect a material impact on the financial statements.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;In February 2013, the FASB issued ASU 2013-02, &lt;i&gt;Reporting of Amounts Reclassified Out of Comprehensive Income&lt;/i&gt;.&amp;#160; The amendments in this ASU are intended to improve the reporting of reclassifications out of accumulated other comprehensive income by requiring an entity to report the effect of significant reclassifications out of accumulated other comprehensive income on the respective line items in net income if the amount being reclassified is required to be reclassified in its entirety to net income. For other amounts that are not required to be reclassified in their entirety to net income in the same reporting period, an entity is required to cross-reference other disclosures required that provide additional detail about those amounts. This would be the case when a portion of the amount reclassified out of accumulated other comprehensive income is reclassified to a balance sheet account instead of directly to income or expense in the same reporting period.&amp;#160; The ASU is effective for public entities for reporting periods beginning after December 15, 2012.&amp;#160; The Company is evaluating the impact of the ASU, but does not expect a material impact on the financial statements.&lt;/p&gt;</us-gaap:NewAccountingPronouncementsPolicyPolicyTextBlock>
	<us-gaap:MarketableSecuritiesPolicy contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;i&gt;Other securities&lt;/i&gt;.&amp;#160; At December 31, 2012, there were four pooled trust preferred securities with an estimated fair value of $393,000 and unrealized losses of $1.2 million in a continuous unrealized loss position for twelve months or more.&amp;#160; These unrealized losses were primarily due to the long-term nature of the pooled trust preferred securities, a lack of demand or inactive market for these securities, and concerns regarding the financial institutions that have issued the underlying trust preferred securities.&amp;#160; &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;The December 31, 2012, cash flow analysis for three of these securities showed it is probable the Company will receive all contracted principal and related interest projected. The cash flow analysis used in making this determination was based on anticipated default and recovery rates, amounts of prepayments, and the resulting cash flows were discounted based on the yield anticipated at the time the securities were purchased.&amp;nbsp;&amp;nbsp;Other inputs include the actual collateral attributes, which include credit ratings and other performance indicators of the underlying financial institutions, including profitability, capital ratios, and asset quality.&amp;nbsp;&amp;nbsp;Assumptions for these three securities included prepayments by banks of $15 billion or more in assets of all fixed rate securities during 2013; adjustable rate securities are expected to prepay based on spreads.&amp;#160; For banks of less than $15 billion in assets, the only material prepayments are assumed to be those by issuers with strong capital positions and with relatively high fixed rates.&amp;#160; No recoveries are assumed for issuers currently in default; recoveries of 29% to 44% on currently deferred issuers within the next two years; no net new deferrals for the next two years; and annual defaults of 36 basis points (with 10% recoveries, lagged two years) thereafter. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;One of these three securities continues to receive cash interest payments in full and our cash flow analysis indicates that these payments are likely to continue. Because the Company does not intend to sell this security and it is not more-likely-than-not that the Company will be required to sell the security prior to recovery of its amortized cost basis, which may be maturity, the Company does not consider this investment to be other-than-temporarily impaired at December 31, 2012. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;For the other two of these three securities, the Company is receiving principal-in-kind (PIK), in lieu of cash interest. These securities allow, under the terms of the issue, for issuers to defer interest for up to five consecutive years.&amp;nbsp;&amp;nbsp;After five years, if not cured, the securities are considered to be in default and the trustee may demand payment in full of principal and accrued interest. Issuers are also considered to be in default in the event of the failure of the issuer or a subsidiary.&amp;nbsp;&amp;nbsp;Both deferred and defaulted issuers are considered non-performing, and the trustee calculates, on a quarterly or semi-annual basis, certain coverage tests prior to the payment of cash interest to owners of the various tranches of the securities.&amp;nbsp;&amp;nbsp;The tests must show that performing collateral is sufficient to meet requirements for senior tranches, both in terms of cash flow and collateral value, before cash interest can be paid to subordinate tranches.&amp;nbsp;&amp;nbsp;If the tests are not met, available cash flow is diverted to pay down the principal balance of senior tranches until the coverage tests are met, before cash interest payments to subordinate tranches may resume. The Company is receiving PIK for these two securities due to failure of the required coverage tests described above at senior tranche levels of these securities. The risk to holders of a tranche of a security in PIK status is that the pool&amp;#146;s total cash flow will not be sufficient to repay all principal and accrued interest related to the investment. The impact of payment of PIK to subordinate tranches is to strengthen the position of senior tranches, by reducing the senior tranches&amp;#146; principal balances relative to available collateral and cash flow, while increasing principal balances, decreasing cash flow, and increasing credit risk to the tranches receiving PIK. For our securities in receipt of PIK, the principal balance is increasing, cash flow has stopped, and, as a result, credit risk is increasing. The Company expects these securities to remain in PIK status for a period of four to five years. Despite these facts, because the Company does not intend to sell these two securities and it is not more-likely-than-not that the Company will be required to sell these two securities prior to recovery of their amortized cost bases, which may be maturity, the Company does not consider these investments to be other-than-temporarily impaired at December 31, 2012.&amp;nbsp;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;At December 31, 2008, analysis of the fourth pooled trust preferred security indicated other-than-temporary impairment (OTTI) and the Company performed further analysis to determine the portion of the loss that was related to credit conditions of the underlying issuers. The credit loss was calculated by comparing expected discounted cash flows based on performance indicators of the underlying assets in the security to the carrying value of the investment. The discounted cash flow was based on anticipated default and recovery rates, and resulting projected cash flows were discounted based on the yield anticipated at the time the security was purchased.&amp;nbsp;&amp;nbsp;Based on this analysis, the Company recorded an impairment charge of $375,000 for the credit portion of the unrealized loss for this trust preferred security. This loss established a new, lower amortized cost basis of $125,000 for this security, and reduced non-interest income for the second quarter and the twelve months ended June 30, 2009. At December 31, 2012, cash flow analyses showed it is probable the Company will receive all of the remaining cost basis and related interest projected for the security. The cash flow analysis used in making this determination was based similar inputs and factors as those described above. Assumptions for this security included prepayments by banks of $15 billion or more in assets of all fixed rate securities during 2013; adjustable rate securities are expected to prepay based on spreads.&amp;#160; For banks of less than $15 billion in assets, the only material prepayments are assumed to be those with relatively high fixed rates.&amp;#160; No recoveries are assumed for issuers currently in default; recoveries of 49% on currently deferred issuers within the next two years; no net new deferrals for the next two years; and annual defaults of 36 basis points (with 10% recoveries, lagged two years) thereafter. This security is in PIK status due to similar criteria and factors as those described above, with similar impact to the Company. This security is projected to remain in PIK status for a period of two years. Because the Company does not intend to sell this security and it is not more-likely-than-not the Company will be required to sell this security before recovery of its new, lower amortized cost basis, which may be maturity, the Company does not consider the remainder of the investment in this security to be other-than-temporarily impaired at December 31, 2012.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The Company does not believe any other individual unrealized loss as of December 31, 2012, represents OTTI. However, given the continued disruption in the financial markets, the Company may be required to recognize OTTI losses in future periods with respect to its available for sale investment securities portfolio. The amount and timing of any additional OTTI will depend on the decline in the underlying cash flows of the securities. Should the impairment of any of these securities become other-than-temporary, the cost basis of the investment will be reduced and the resulting loss recognized in the period the other-than-temporary impairment is identified.&lt;/p&gt;</us-gaap:MarketableSecuritiesPolicy>
	<fil:CreditLossesRecognizedOnInvestmentsPolicy contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;i&gt;Credit losses recognized on investments.&amp;#160; &lt;/i&gt;As described above, some of the Company&amp;#146;s investments in trust preferred securities have experienced fair value deterioration due to credit losses, but are not otherwise other-than-temporarily impaired.&amp;#160; During fiscal 2009, the Company adopted ASC 820, formerly FASB Staff Position 157-4, &amp;#147;Determining Fair Value When the Volume and Level of Activity for the Asset or Liability Have Significantly Decreased and Identifying Transactions That Are Not Orderly.&amp;#148;&amp;#160; The following table provides information about the trust preferred security for which only a credit loss was recognized in income and other losses are recorded in other comprehensive income (loss) for the six-month periods ended December 31, 2012 and 2011.&lt;/p&gt;</fil:CreditLossesRecognizedOnInvestmentsPolicy>
	<fil:ResidentialMortgageLendingPolicy contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-bottom:1.0pt;text-autospace:none&apos;&gt;&lt;i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Residential Mortgage Lending. &lt;/font&gt;&lt;/i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;The Company actively originates loans for the acquisition or refinance of one- to four-family residences.&amp;#160; This category includes both fixed-rate and adjustable-rate mortgage (&amp;#147;ARM&amp;#148;) loans amortizing over periods of up to 30 years, and the properties securing such loans may be owner-occupied or non-owner-occupied.&amp;#160; Single-family residential loans do not generally exceed 90% of the lower of the appraised value or purchase price of the secured property.&amp;#160; Substantially all of the one- to four-family residential mortgage originations in the Company&amp;#146;s portfolio are located within the Company&amp;#146;s primary market area.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-indent:12.0pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;The Company also originates loans secured by multi-family residential properties that are generally located in the Company&amp;#146;s primary market area. The majority of the multi-family residential loans that are originated by the Bank are amortized over periods generally up to 20 years, with balloon maturities typically up to five years. Both fixed and adjustable interest rates are offered and it is typical for the Company to include an interest rate &amp;#147;floor&amp;#148; in the loan agreement. Generally, multi-family residential loans do not exceed 85% of the lower of the appraised value or purchase price of the secured property.&lt;/font&gt;&lt;/p&gt;</fil:ResidentialMortgageLendingPolicy>
	<fil:ConstructionLendingPolicy contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-bottom:1.0pt;text-autospace:none&apos;&gt;&lt;i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Construction Lending. &lt;/font&gt;&lt;/i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;The Company originates real estate loans secured by property or land that is under construction or development. Construction loans originated by the Company are generally secured by mortgage loans for the construction of owner occupied residential real estate or to finance speculative construction secured by residential real estate, land development, or owner-operated or non-owner occupied commercial real estate.&amp;#160; During construction, these loans typically require monthly interest-only payments and have maturities ranging from six to twelve months. Once construction is completed, permanent construction loans may be converted to monthly payments using amortization schedules of up to 30 years on residential and generally up to 20 years on commercial real estate.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-indent:.5in;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;While the Company typically utilizes maturity periods ranging from 6 to 12 months to closely monitor the inherent risks associated with construction loans for these loans, weather conditions, change orders, availability of materials and/or labor, and other factors may contribute to the lengthening of a project, thus necessitating the need to renew the construction loan at the balloon maturity.&amp;#160; Such extensions are typically executed in incremental three month periods to facilitate project completion.&amp;#160; The Company&amp;#146;s average term of construction loans is approximately 14 months.&amp;#160; During construction, loans typically require monthly interest only payments which may allow the Company an opportunity to monitor for early signs of financial difficulty should the borrower fail to make a required monthly payment.&amp;#160; Additionally, during the construction phase, the Company typically obtains interim inspections completed by an independent third party.&amp;#160; This monitoring further allows the Company opportunity to assess risk.&amp;#160; At December 31, 2012, construction loans outstanding included 13 loans, totaling $1.3 million, for which a modification had been agreed to.&amp;#160; At June 30, 2012, construction loans outstanding included 18 loans, totaling $11.0 million, for which a modification had been agreed to. All modifications were solely for the purpose of extending the maturity date due to conditions described above.&amp;#160; None of these modifications were executed due to financial difficulty on the part of the borrower and, therefore, were not accounted for as TDRs.&lt;/font&gt;&lt;/p&gt;</fil:ConstructionLendingPolicy>
	<fil:CommercialRealEstateLendingPolicy contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-bottom:1.0pt;text-autospace:none&apos;&gt;&lt;i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial Real Estate Lending. &lt;/font&gt;&lt;/i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;The Company actively originates loans secured by commercial real estate including land (improved, unimproved, and farmland), strip shopping centers, retail establishments and other businesses generally located in the Company&amp;#146;s primary market area.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-bottom:1.0pt;text-indent:12.0pt;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Most commercial real estate loans originated by the Company generally are based on amortization schedules of up to 20 years with monthly principal and interest payments. Generally, the interest rate received on these loans is fixed for a maturity of up to five years, with a balloon payment due at maturity. Alternatively, for some loans, the interest rate adjusts at least annually after an initial period up to five years. The Company typically includes an interest rate &amp;#147;floor&amp;#148; in the loan agreement. Generally, improved commercial real estate loan amounts do not exceed 80% of the lower of the appraised value or the purchase price of the secured property. Agricultural real estate terms offered differ slightly, with amortization schedules of up to 25 years with an 80% loan-to-value ratio, or 30 years with a 75% loan-to-value ratio. &lt;/font&gt;&lt;/p&gt;</fil:CommercialRealEstateLendingPolicy>
	<fil:ConsumerLendingPolicy contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none&apos;&gt;&lt;i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Consumer Lending&lt;/font&gt;&lt;/i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;. The Company offers a variety of secured consumer loans, including home equity, direct and indirect automobile loans, second mortgages, mobile home loans and loans secured by deposits. The Company originates substantially all of its consumer loans in its primary market area. Usually, consumer loans are originated with fixed rates for terms of up to five years, with the exception of home equity lines of credit, which are variable, tied to the prime rate of interest and are for a period of ten years.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-indent:.5in;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Home equity lines of credit (HELOCs) are secured with a deed of trust and are issued up to 100% of the appraised or assessed value of the property securing the line of credit, less the outstanding balance on the first mortgage and are typically issued for a term of ten years. Interest rates on the HELOCs are generally adjustable.&amp;#160; Interest rates are based upon the loan-to-value ratio of the property with better rates given to borrowers with more equity. &lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-indent:.5in;text-autospace:none&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Automobile loans originated by the Company include both direct loans and a smaller amount of loans originated by auto dealers. The Company generally pays a negotiated fee back to the dealer for indirect loans. Typically, automobile loans are made for terms of up to 60 months for new and used vehicles. Loans secured by automobiles have fixed rates and are generally made in amounts up to 100% of the purchase price of the vehicle.&lt;/font&gt;&lt;/p&gt;</fil:ConsumerLendingPolicy>
	<fil:CommercialBusinessLendingPolicy contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none&apos;&gt;&lt;i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial Business Lending&lt;/font&gt;&lt;/i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;. The Company&amp;#146;s commercial business lending activities encompass loans with a variety of purposes and security, including loans to finance accounts receivable, inventory, equipment and operating lines of credit, including agricultural production and equipment loans.&amp;#160; The Company offers both fixed and adjustable rate commercial business loans. Generally, commercial loans secured by fixed assets are amortized over periods up to five years, while commercial operating lines of credit or agricultural production lines are generally for a one year period. &lt;/font&gt;&lt;/p&gt;</fil:CommercialBusinessLendingPolicy>
	<fil:AllowanceForLoanLossesPolicy contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Management&amp;#146;s opinion as to the ultimate collectability of loans is subject to estimates regarding future cash flows from operations and the value of property, real and personal, pledged as collateral.&amp;nbsp; These estimates are affected by changing economic conditions and the economic prospects of borrowers.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The allowance for loan losses is maintained at a level that, in management&amp;#146;s judgment, is adequate to cover probable credit losses inherent in the loan portfolio at the balance sheet date.&amp;#160; The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings.&amp;#160; Loan losses are charged against the allowance when an amount is determined to be uncollectible, based on management&amp;#146;s analysis of expected cash flow (for non-collateral-dependent loans) or collateral value (for collateral-dependent loans).&amp;#160; Subsequent recoveries, if any, are credited to the allowance.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The allowance for loan losses is evaluated on a regular basis by management and is based upon management&amp;#146;s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower&amp;#146;s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The allowance consists of allocated and general components.&amp;#160; The allocated component relates to loans that are classified as impaired.&amp;#160; For those loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Under the Company&amp;#146;s methodology, loans are first segmented into 1) those comprising large groups of smaller-balance homogeneous loans, including single-family mortgages and installment loans, which are collectively evaluated for impairment, and 2) all other loans which are individually evaluated.&amp;#160; Those loans in the second category are further segmented utilizing a defined grading system which involves categorizing loans by severity of risk based on conditions that may affect the ability of the borrowers to repay their debt, such as current financial information, collateral valuations, historical payment experience, credit documentation, public information, and current trends.&amp;#160; The loans subject to credit classification represent the portion of the portfolio subject to the greatest credit risk and where adjustments to the allowance for losses on loans as a result of provisions and charge offs are most likely to have a significant impact on operations.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;During fiscal 2011, the Company changed its allowance methodology to consider, as the primary quantitative factor, average net charge offs over the most recent twelve-month period.&amp;#160; The Company had previously considered average net charge offs over the most recent five-year period as the primary quantitative factor.&amp;#160; The impact of the modification was minimal.&lt;/font&gt;&lt;/p&gt;</fil:AllowanceForLoanLossesPolicy>
	<fil:ImpairedLoansPolicy contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;A loan is considered impaired when, based on current information and events, it is probable that the scheduled payments of principal or interest will not be able to be collected when due according to the contractual terms of the loan agreement.&amp;#160; Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due.&amp;#160; Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired.&amp;#160; Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower&amp;#146;s prior payment record and the amount of the shortfall in relation to the principal and interest owed.&amp;#160; Impairment is measured on a loan-by-loan basis for commercial and agricultural loans by either the present value of expected future cash flows discounted at the loan&amp;#146;s effective interest rate, the loan&amp;#146;s obtainable market price or the fair value of the collateral if the loan is collateral dependent.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Groups of loans with similar risk characteristics are collectively evaluated for impairment based on the group&amp;#146;s historical loss experience adjusted for changes in trends, conditions and other relevant factors that affect repayment of the loans.&amp;#160; Accordingly, individual consumer and residential loans are not separately identified for impairment measurements, unless such loans are the subject of a restructuring agreement due to financial difficulties of the borrower.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The general component covers non-impaired loans and is based on quantitative and qualitative factors.&amp;#160; The loan portfolio is stratified into homogeneous groups of loans that possess similar loss characteristics and an appropriate loss ratio adjusted for qualitative factors is applied to the homogeneous pools of loans to estimate the incurred losses in the loan portfolio.&amp;nbsp;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Included in the Company&amp;#146;s loan portfolio are certain loans accounted for in accordance with ASC 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality.&amp;#160; These loans were written down at acquisition to an amount estimated to be collectible.&amp;#160; As a result, certain ratios regarding the Company&amp;#146;s loan portfolio and credit quality cannot be used to compare the Company to peer companies or to compare the Company&amp;#146;s current credit quality to prior periods.&amp;#160; The ratios particularly affected by accounting under ASC 310-30 include the allowance for loan losses as a percentage of loans, nonaccrual loans, and nonperforming assets, and nonaccrual loans and nonperforming loans as a percentage of total loans.&lt;/p&gt;</fil:ImpairedLoansPolicy>
	<fil:PurchasedCreditImpairedLoansCreditQualityPolicy contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The above amounts include purchased credit impaired loans.&amp;#160; At December 31, 2012, these loans comprised $37,000 of credits rated &amp;#147;Pass&amp;#148;; $1.6 million of credits rated &amp;#147;Watch&amp;#148;; no credits rated &amp;#147;Special Mention&amp;#148;; $2.9 million of loans rated &amp;#147;Substandard&amp;#148;; and no credits rated &amp;#147;Doubtful&amp;#148;.&amp;#160; At June 30, 2012, these loans comprised $1.5 million of credits rated &amp;#147;Pass&amp;#148;; no credits rated &amp;#147;Watch&amp;#148;; no credits rated &amp;#147;Special Mention&amp;#148;; $3.0 million of credits rated &amp;#147;Substandard&amp;#148;; and no credits rated &amp;#147;Doubtful&amp;#148;.&lt;/p&gt;</fil:PurchasedCreditImpairedLoansCreditQualityPolicy>
	<fil:CreditQualityIndicatorPolicy contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;i&gt;Credit Quality Indicators&lt;/i&gt;. The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends among other factors.&amp;#160; The Company analyzes loans individually by classifying the loans as to credit risk.&amp;#160; This analysis is performed on all loans at origination, and is updated on a quarterly basis for loans risk rated &amp;#147;Special Mention&amp;#148;, &amp;#147;Substandard&amp;#148;, or &amp;#147;Doubtful&amp;#148;.&amp;#160; In addition, lending relationships over $250,000 are subject to an independent loan review following origination, and lending relationships in excess of $2.5 million are subject to an independent loan review annually, as are a sample of lending relationships between $1.0 million and $2.5 million, in order to verify risk ratings.&amp;#160; &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;The Company uses the following definitions for risk ratings:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in&apos;&gt;&lt;i&gt;Watch&lt;/i&gt; &amp;#150; Loans classified as watch exhibit weaknesses that require more than usual monitoring.&amp;nbsp; Issues may include deteriorating financial condition, payments made after due date but within 30 days, adverse industry conditions or management problems.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in&apos;&gt;&lt;i&gt;Special Mention&lt;/i&gt; &amp;#150; Loans classified as special mention exhibit signs of further deterioration but still generally make payments within 30 days.&amp;nbsp; This is a transitional rating and loans should typically not be rated Special Mention for more than 12 months&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in&apos;&gt;&lt;i&gt;Substandard&lt;/i&gt; &amp;#150; Loans classified as substandard possess weaknesses that jeopardize the ultimate collection of the principal and interest outstanding.&amp;#160; These loans exhibit continued financial losses, ongoing delinquency, overall poor financial condition, and insufficient collateral.&amp;#160; They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in&apos;&gt;&lt;i&gt;Doubtful&lt;/i&gt; &amp;#150; Loans classified as doubtful have all the weaknesses of substandard loans, and have deteriorated to the level that there is a high probability of substantial loss.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be &lt;i&gt;Pass&lt;/i&gt; rated loans.&lt;/p&gt;</fil:CreditQualityIndicatorPolicy>
	<fil:PurchasedCreditImpairedLoansAgingPolicy contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;font lang=&quot;X-NONE&quot;&gt;The above amounts include purchased credit impaired loans.&amp;#160; At &lt;/font&gt;December 31&lt;font lang=&quot;X-NONE&quot;&gt;, 2012, these loans comprised &lt;/font&gt;&lt;font lang=&quot;X-NONE&quot;&gt;$&lt;/font&gt;206,000&lt;font lang=&quot;X-NONE&quot;&gt; &lt;/font&gt;&lt;font lang=&quot;X-NONE&quot;&gt;credits 30-59 Days Past Due; &lt;/font&gt;no &lt;font lang=&quot;X-NONE&quot;&gt;credits 60-89 Days Past Due; &lt;/font&gt;no &lt;font lang=&quot;X-NONE&quot;&gt;credits Greater Than 90 Days Past Due; &lt;/font&gt;&lt;font lang=&quot;X-NONE&quot;&gt;$&lt;/font&gt;206,000&lt;font lang=&quot;X-NONE&quot;&gt; of Total Past Due credits; $&lt;/font&gt;4.4 million &lt;font lang=&quot;X-NONE&quot;&gt;of credits Current; and &lt;/font&gt;$0&lt;font lang=&quot;X-NONE&quot;&gt; Loans &amp;gt; 90 Days &amp;amp; Accruing.&amp;#160; At June 30, 2012, there were no purchased credit impaired loans that were past due.&amp;#160; &lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;font lang=&quot;X-NONE&quot;&gt;A loan is considered impaired, in accordance with the impairment accounting guidance (ASC 310-10-35-16), when based on current information and events, it is probable the Company will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan.&amp;#160; Impaired loans include nonperforming loans, as well as performing loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties.&amp;#160; These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;font lang=&quot;X-NONE&quot;&gt;The tables below present impaired loans (excluding loans in process and deferred loan fees) as of &lt;/font&gt;December 31 &lt;font lang=&quot;X-NONE&quot;&gt;and June 30, 2012.&amp;#160; These tables include purchased credit impaired loans.&amp;#160; Purchased credit impaired loans are those for which it was deemed probable, at acquisition, that the Company would be unable to collect all contractually required payments receivable.&amp;#160; In an instance where, subsequent to the acquisition, the Company determines it is probable, for a specific loan, that cash flows received will exceed the amount previously expected, the Company will recalculate the amount of accretable yield in order to recognize the improved cash flow expectation as additional interest income over the remaining life of the loan.&amp;#160; These loans, however, will continue to be reported as impaired loans.&amp;#160; In an instance where, subsequent to the acquisition, the Company determines it is probable, for a specific loan, that cash flows received will be less than the amount previously expected, the Company will allocate a specific allowance under the terms of ASC 310-10-35. &lt;/font&gt;&lt;/p&gt;</fil:PurchasedCreditImpairedLoansAgingPolicy>
	<us-gaap:LoansAndLeasesReceivableTroubledDebtRestructuringPolicy contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;Included in certain loan categories in the impaired loans are troubled debt restructurings (TDRs), where economic concessions have been granted to borrowers who have experienced financial difficulties.&amp;#160; These concessions typically result from our loss mitigation activities, and could include reductions in the interest rate, payment extensions, forgiveness of principal, forbearance, or other actions.&amp;#160; Certain TDRs are classified as nonperforming at the time of restructuring and typically are returned to performing status after considering the borrower&amp;#146;s sustained repayment performance for a reasonable period of at least six months.&amp;#160; &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;When loans and leases are modified into a TDR, the Company evaluates any possible impairment similar to other impaired loans based on the present value of expected future cash flows, discounted at the contractual interest rate of the original loan or lease agreement, and uses the current fair value of the collateral, less selling costs, for collateral dependent loans.&amp;#160; If the Company determines that the value of the modified loan is less than the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs, and unamortized premium or discount), impairment is recognized through an allowance estimate or a charge-off to the allowance.&amp;#160; In periods subsequent to modification, the Company evaluates all TDRs, including those that have payment defaults, for possible impairment and recognizes impairment through the allowance.&lt;/p&gt;</us-gaap:LoansAndLeasesReceivableTroubledDebtRestructuringPolicy>
	<us-gaap:PensionAndOtherPostretirementPlansPolicy contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p align=&quot;left&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left&apos;&gt;The Company established a tax-qualified ESOP in April 1994. During fiscal 2011, the plan was merged with the Company&amp;#146;s 401(k) Retirement Plan (the Plan).&amp;#160; The Plan covers substantially all employees who are at least 21 years of age and who have completed one year of service.&amp;#160; In fiscal 2012, the Company converted the Plan to provide a safe harbor matching contribution of up to 4% of eligible compensation, and also made additional, discretionary profit-sharing contributions for fiscal 2012; for fiscal 2013, the Company has maintained the safe harbor matching contribution of 4%, and expects to continue to make additional, discretionary profit-sharing contributions.&amp;#160; During the three- and six-month periods ended December 31, 2012, retirement plan expenses recognized were approximately $116,000 and $228,000, respectively, as compared to $105,000 and $205,000, respectively, for the three- and six-month periods ended December 31, 2011.&lt;/p&gt;</us-gaap:PensionAndOtherPostretirementPlansPolicy>
	<us-gaap:ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;691&quot; style=&apos;width:518.0pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;412&quot; colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:309.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Gross&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Gross&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Estimated&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Amortized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Cost&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Gains&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment and mortgage backed securities:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; U.S. government-sponsored enterprises (GSEs)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$19,006,654&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$40,597&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$(17,696)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$19,029,555&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; State and political subdivisions&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;37,905,128&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,145,259&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(45,536)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;40,004,851&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Other securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,642,156&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;43,472&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(1,162,916)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,522,712&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; FHLMC preferred stock&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Mortgage-backed: GSE residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;13,973,637&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;463,793&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(22,521)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;14,414,909&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Mortgage-backed: other U.S. government agencies&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,681,357&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(3,347)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,678,010&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total investments and mortgage-backed securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$76,208,932&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,693,121&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$(1,252,016)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$77,650,037&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;685&quot; style=&apos;width:514.0pt;margin-left:4.65pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;407&quot; colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:305.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2012&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Gross&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Gross&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Estimated&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Amortized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Cost&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Gains&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment and mortgage backed securities:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; U.S. government-sponsored enterprises (GSEs)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$18,046,654&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$53,348&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$(384)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$18,099,618&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; State and political subdivisions&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;34,656,284&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,823,625&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(98,656)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;36,381,253&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Other securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,646,719&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;14,310&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(1,267,772)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,393,257&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Mortgage-backed: GSE residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;15,657,921&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;565,989&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(7,861)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;16,216,049&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Mortgage-backed: other U.S. government agencies&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,036,637&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;31&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,036,668&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total investments and mortgage-backed securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$74,044,215&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,457,303&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$(1,374,673)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$75,126,845&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</us-gaap:ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock>
	<us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;672&quot; style=&apos;width:7.0in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;top&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;228&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:171.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Estimated&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Amortized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Cost&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Value&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Available for Sale&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160; Within one year&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$307,655&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$307,653&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160; After one year but less than five years&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;8,149,938&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;8,207,128&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160; After five years but less than ten years&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;22,581,203&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;23,094,611&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160; After ten years&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;28,515,142&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;28,947,726&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total investment securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;59,553,938&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;60,557,118&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160; Mortgage-backed securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;16,654,994&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;17,092,919&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;279&quot; valign=&quot;bottom&quot; style=&apos;width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total investments and mortgage-backed securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$76,208,932&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;117&quot; valign=&quot;bottom&quot; style=&apos;width:88.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$77,650,037&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt;</us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock>
	<fil:ScheduleOfGrossUnrealizedLossesAndFairValueOfInvestmentsLengthOfTimeInContinuousUnrealizedLossPosition contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;63%&quot; colspan=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:63.9%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;top&quot; style=&apos;width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;21%&quot; colspan=&quot;2&quot; valign=&quot;top&quot; style=&apos;width:21.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Less than 12 months&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;21%&quot; colspan=&quot;2&quot; valign=&quot;top&quot; style=&apos;width:21.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;12 months or longer&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;21%&quot; colspan=&quot;2&quot; valign=&quot;top&quot; style=&apos;width:21.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;top&quot; style=&apos;width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;top&quot; style=&apos;width:36.1%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;U.S. government-sponsored enterprises (GSEs)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$7,978,296&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$17,696&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$7,978,296&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$17,696&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;State and political subdivision&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;4,791,949&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;45,536&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;4,791,949&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;45,536&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Other securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;378,149&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,162,916&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;378,149&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,162,916&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Mortgage-backed: GSE residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,850,979&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;22,521&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,850,979&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;22,521&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Mortgage-backed: other U.S. government agencies&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,678,010&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,347&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,678,010&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,347&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;36%&quot; valign=&quot;bottom&quot; style=&apos;width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160; Total investments and mortgage-backed securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$18,299,234&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$89,100&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$378,149&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,162,916&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$18,677,383&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.64%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,252,016&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;38%&quot; valign=&quot;bottom&quot; style=&apos;width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61%&quot; colspan=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:61.66%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2012&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;38%&quot; valign=&quot;top&quot; style=&apos;width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; colspan=&quot;2&quot; valign=&quot;top&quot; style=&apos;width:20.56%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Less than 12 months&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;20%&quot; colspan=&quot;2&quot; valign=&quot;top&quot; style=&apos;width:20.56%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;12 months or longer&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;20%&quot; colspan=&quot;2&quot; valign=&quot;top&quot; style=&apos;width:20.56%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;38%&quot; valign=&quot;top&quot; style=&apos;width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrealized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;38%&quot; valign=&quot;top&quot; style=&apos;width:38.34%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;top&quot; style=&apos;width:10.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;38%&quot; valign=&quot;bottom&quot; style=&apos;width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;38%&quot; valign=&quot;bottom&quot; style=&apos;width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;38%&quot; valign=&quot;bottom&quot; style=&apos;width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;U.S. government-sponsored enterprises (GSEs)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$999,616&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$384&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$999,616&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$384&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;38%&quot; valign=&quot;bottom&quot; style=&apos;width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;State and political subdivisions&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;5,525,825&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;98,656&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;5,525,825&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;98,656&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;38%&quot; valign=&quot;bottom&quot; style=&apos;width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Other securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;282,639&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,267,772&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;282,639&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,267,772&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;38%&quot; valign=&quot;bottom&quot; style=&apos;width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Mortgage-backed: GSE residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,943,968&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;7,861&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,943,968&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;7,861&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;38%&quot; valign=&quot;bottom&quot; style=&apos;width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160; Total investments and mortgage-backed securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$8,469,409&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$106,901&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$282,639&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,267,772&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$8,752,048&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.28%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,374,673&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</fil:ScheduleOfGrossUnrealizedLossesAndFairValueOfInvestmentsLengthOfTimeInContinuousUnrealizedLossPosition>
	<fil:ScheduleOfAccumulatedCreditLossOfTrustPreferredSecurity contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;672&quot; style=&apos;width:7.0in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:1.0pt&apos;&gt; &lt;td width=&quot;320&quot; valign=&quot;bottom&quot; style=&apos;width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;189&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:141.45pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Accumulated Credit Losses,&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:1.0pt&apos;&gt; &lt;td width=&quot;320&quot; valign=&quot;bottom&quot; style=&apos;width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;189&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:141.45pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Six-Month Period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:1.0pt&apos;&gt; &lt;td width=&quot;320&quot; valign=&quot;bottom&quot; style=&apos;width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;189&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:141.45pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Ended December 31,&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:1.0pt&apos;&gt; &lt;td width=&quot;320&quot; valign=&quot;bottom&quot; style=&apos;width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.35pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2012&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.1pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2011&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:1.0pt&apos;&gt; &lt;td width=&quot;320&quot; valign=&quot;bottom&quot; style=&apos;width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Credit losses on debt securities held&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.35pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.1pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:1.0pt&apos;&gt; &lt;td width=&quot;320&quot; valign=&quot;bottom&quot; style=&apos;width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Beginning of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.35pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$375,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.1pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$375,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:1.0pt&apos;&gt; &lt;td width=&quot;320&quot; valign=&quot;bottom&quot; style=&apos;width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Additions related to OTTI losses not previously recognized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.35pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.1pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:1.0pt&apos;&gt; &lt;td width=&quot;320&quot; valign=&quot;bottom&quot; style=&apos;width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Reductions due to sales&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.35pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.1pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:1.0pt&apos;&gt; &lt;td width=&quot;320&quot; valign=&quot;bottom&quot; style=&apos;width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Reductions due to change in intent or likelihood of sale&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.35pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.1pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:1.0pt&apos;&gt; &lt;td width=&quot;320&quot; valign=&quot;bottom&quot; style=&apos;width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Additions related to increases in previously-recognized OTTI losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.35pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.1pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:1.0pt&apos;&gt; &lt;td width=&quot;320&quot; valign=&quot;bottom&quot; style=&apos;width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Reductions due to increases in expected cash flows&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:1.0pt&apos;&gt; &lt;td width=&quot;320&quot; valign=&quot;bottom&quot; style=&apos;width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;End of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.35pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$375,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; valign=&quot;bottom&quot; style=&apos;width:71.1pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$375,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt;</fil:ScheduleOfAccumulatedCreditLossOfTrustPreferredSecurity>
	<fil:ScheduleOfClassesOfLoans contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;672&quot; style=&apos;width:7.0in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;top&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31,&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;top&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30,&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;top&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2012&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;top&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2012&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate Loans:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;top&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;top&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$225,901,693&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$201,012,698&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Construction&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;22,115,280&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;40,181,979&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;235,210,968&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;200,957,429&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;28,187,249&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;28,985,905&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;125,163,107&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;137,004,222&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160; &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;636,578,297&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;608,142,233&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Loans in process&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(9,406,500)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(17,370,404)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Deferred loan fees, net&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;158,304&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;184,746&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Allowance for loan losses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(7,920,201)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(7,492,054)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$619,409,900&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$583,464,521&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt;</fil:ScheduleOfClassesOfLoans>
	<fil:ScheduleOfAllowanceForLoanLossesAndRecordedInvestmentBasedOnPortfolioSegmentAndImpairmentMethods contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;73%&quot; colspan=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:73.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;At period end for the six months ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;73%&quot; colspan=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:73.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Conventional &lt;/font&gt;&lt;/p&gt; 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style=&apos;width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Balance, beginning of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,635,346&lt;/font&gt;&lt;/p&gt; 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style=&apos;width:10.06%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.78%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; evaluated for impairment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,722,583&lt;/font&gt;&lt;/p&gt; 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style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$526,386&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,620,333&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$7,310,214&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Ending Balance: loans acquired &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; 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with deteriorated credit quality&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$509,987&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$509,987&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 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evaluated for impairment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; 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&lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$165,144&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Ending Balance: collectively &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.32%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.06%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.78%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; evaluated for impairment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$224,220,783&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$12,708,780&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$233,397,723&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$28,187,249&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$123,862,663&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$622,377,198&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Ending Balance: loans acquired &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.32%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.06%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.78%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; with deteriorated credit quality&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,680,910&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,648,101&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,300,444&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$4,629,455&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;74%&quot; colspan=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:74.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the three months ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;74%&quot; colspan=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:74.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Conventional &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Construction &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; 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style=&apos;width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Balance, beginning of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,714,363&lt;/font&gt;&lt;/p&gt; 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style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;4,414&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.86%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,369&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.66%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.1%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;9,782&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Balance, end of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.64%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,722,583&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.26%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$152,256&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,388,656&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.42%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$526,386&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,130,320&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.66%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.1%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$7,920,201&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;27%&quot; valign=&quot;bottom&quot; style=&apos;width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72%&quot; colspan=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:72.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;For the six months ended &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;27%&quot; valign=&quot;bottom&quot; style=&apos;width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;72%&quot; colspan=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:72.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2011&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; 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Ending Balance: loans acquired &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.22%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.86%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.48%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.1%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.48%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.3%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.74%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;27%&quot; valign=&quot;bottom&quot; style=&apos;width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; with deteriorated credit quality&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.48%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$141,730&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.1%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.48%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$21,915&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.74%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$163,645&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;74%&quot; colspan=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:74.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For three months ended &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;74%&quot; colspan=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:74.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2011&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; 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style=&apos;width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;25%&quot; valign=&quot;bottom&quot; style=&apos;width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Balance, beginning of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11%&quot; valign=&quot;bottom&quot; style=&apos;width:11.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,711,466&lt;/font&gt;&lt;/p&gt; 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style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$6,762,758&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Ending Balance: loans acquired &lt;/font&gt;&lt;/p&gt; 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&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; &amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;with deteriorated credit quality&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; 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&lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$376,137&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$381,481&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Loans:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; 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&lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$976,881&lt;/font&gt;&lt;/p&gt; 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&lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; evaluated for impairment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$199,514,689&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$22,811,575&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$198,296,430&lt;/font&gt;&lt;/p&gt; 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style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$585,258,112&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Ending Balance: loans acquired &lt;/font&gt;&lt;/p&gt; 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&lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.78%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;26%&quot; valign=&quot;bottom&quot; style=&apos;width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; with deteriorated credit quality&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,498,009&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,684,118&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,354,709&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9%&quot; valign=&quot;bottom&quot; style=&apos;width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$4,536,836&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</fil:ScheduleOfAllowanceForLoanLossesAndRecordedInvestmentBasedOnPortfolioSegmentAndImpairmentMethods>
	<fil:ScheduleOfLoanPortfolioByCreditRating contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;672&quot; style=&apos;width:7.0in;margin-left:4.65pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;483&quot; colspan=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:362.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; 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style=&apos;width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Pass&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$198,847,363&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$22,811,575&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$194,280,920&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;86&quot; valign=&quot;bottom&quot; style=&apos;width:64.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$28,967,594&lt;/font&gt;&lt;/p&gt; 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&lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.45pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$201,012,698&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.65pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$22,811,575&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.05pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$200,957,429&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;86&quot; valign=&quot;bottom&quot; style=&apos;width:64.25pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$28,985,905&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:66.65pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$137,004,222&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</fil:ScheduleOfLoanPortfolioByCreditRating>
	<fil:ScheduleOfLoanPortfolioAgingAnalysis contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;84%&quot; colspan=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:84.04%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; 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Total loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,055,132&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$441,887&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.0%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$984,192&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.56%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,481,211&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$623,690,586&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$627,171,797&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$17,831&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;84%&quot; colspan=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:84.04%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2012&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;30-59 Days&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;60-89 Days&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Greater Than&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total Loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total Loans &amp;gt; 90&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Past Due&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; 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valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Current&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Receivable&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Days &amp;amp; Accruing&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate Loans:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt&apos;&gt; 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&lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,259,494&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.8%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$107,773&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.0%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$935,936&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10%&quot; valign=&quot;bottom&quot; style=&apos;width:10.56%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,303,203&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$588,468,626&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.36%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$590,771,829&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt;</fil:ScheduleOfLoanPortfolioAgingAnalysis>
	<fil:ScheduleOfImpairedLoans contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;672&quot; style=&apos;width:7.0in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;bottom&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;307&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:230.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;bottom&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recorded&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unpaid Principal&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Specific&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;bottom&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Balance&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Balance&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Allowance&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;bottom&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Loans without a specific valuation allowance:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Residential real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,680,910&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,111,128&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Construction real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;100,351&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;100,351&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,285,260&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,654,711&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;677,060&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;686,828&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;bottom&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Loans with a specific valuation allowance:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Residential real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Construction real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;165,144&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;165,144&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;100,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;896,773&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,466,650&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;509,987&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;bottom&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Residential real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,680,910&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,111,128&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Construction real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$100,351&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$100,351&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,450,404&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,819,855&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$100,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,573,833&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,153,478&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$509,987&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;672&quot; style=&apos;width:7.0in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;bottom&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;307&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:230.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2012&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;bottom&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recorded&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unpaid Principal&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Specific&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;bottom&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Balance&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Balance&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Allowance&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;bottom&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Loans without a specific valuation allowance:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;bottom&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Residential real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,531,881&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; 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valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,563,744&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,935,620&lt;/font&gt;&lt;/p&gt; 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Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;845,692&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;868,844&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; 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&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;bottom&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;bottom&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;930,123&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,500,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;376,137&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;bottom&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;bottom&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Residential real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,531,881&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,160,350&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;bottom&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Construction real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;bottom&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,546,628&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,949,702&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$353,159&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;bottom&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;bottom&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,775,815&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;94&quot; valign=&quot;bottom&quot; style=&apos;width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,368,844&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$376,137&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</fil:ScheduleOfImpairedLoans>
	<fil:ScheduleOfInterestIncomeRecognizedOnImpairedLoans contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;576&quot; style=&apos;width:6.0in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;227&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:170.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the three-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;227&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:170.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;bottom&quot; style=&apos;width:85.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Average&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;113&quot; valign=&quot;bottom&quot; style=&apos;width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(dollars in thousands)&lt;/font&gt;&lt;/i&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;bottom&quot; style=&apos;width:85.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment in&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;113&quot; valign=&quot;bottom&quot; style=&apos;width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Interest Income&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;bottom&quot; style=&apos;width:85.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Impaired Loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;113&quot; valign=&quot;bottom&quot; style=&apos;width:84.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recognized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Residential Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;bottom&quot; style=&apos;width:85.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,799&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;113&quot; valign=&quot;bottom&quot; style=&apos;width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$141&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Construction Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;bottom&quot; style=&apos;width:85.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;113&quot; valign=&quot;bottom&quot; style=&apos;width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Commercial Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;bottom&quot; style=&apos;width:85.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,668&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;113&quot; valign=&quot;bottom&quot; style=&apos;width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;48&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Consumer Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;bottom&quot; style=&apos;width:85.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;165&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;113&quot; valign=&quot;bottom&quot; style=&apos;width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Commercial Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;bottom&quot; style=&apos;width:85.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,306&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;113&quot; valign=&quot;bottom&quot; style=&apos;width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;24&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160; Total Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;114&quot; valign=&quot;bottom&quot; style=&apos;width:85.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$4,938&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;113&quot; valign=&quot;bottom&quot; style=&apos;width:84.8pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$213&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;576&quot; style=&apos;width:6.0in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;230&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:172.85pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the three-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;230&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:172.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2011&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Average&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(dollars in thousands)&lt;/font&gt;&lt;/i&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment in&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Interest Income&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Impaired Loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recognized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Residential Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,703&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$79&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Construction Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Commercial Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,445&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;174&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Consumer Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Commercial Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,008&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;121&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160; Total Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$6,155&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$374&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;576&quot; style=&apos;width:6.0in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;226&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:169.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the six-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;226&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:169.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Average&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;113&quot; valign=&quot;bottom&quot; style=&apos;width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(dollars in thousands)&lt;/font&gt;&lt;/i&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment in&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;113&quot; valign=&quot;bottom&quot; style=&apos;width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Interest Income&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Impaired Loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;113&quot; valign=&quot;bottom&quot; style=&apos;width:84.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recognized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Residential Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,589&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;113&quot; valign=&quot;bottom&quot; style=&apos;width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$269&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Construction Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;113&quot; valign=&quot;bottom&quot; style=&apos;width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Commercial Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,375&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;113&quot; valign=&quot;bottom&quot; style=&apos;width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;98&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Consumer Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;113&quot; valign=&quot;bottom&quot; style=&apos;width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Commercial Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,322&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;113&quot; valign=&quot;bottom&quot; style=&apos;width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;49&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;164&quot; valign=&quot;bottom&quot; style=&apos;width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160; Total Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$5,286&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;113&quot; valign=&quot;bottom&quot; style=&apos;width:84.8pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$416&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;576&quot; style=&apos;width:6.0in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;220&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:165.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the six-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;220&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:165.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2011&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Average&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;i&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(dollars in thousands)&lt;/font&gt;&lt;/i&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment in&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Interest Income&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Impaired Loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recognized&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Residential Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,654&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$158&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Construction Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Commercial Real Estate &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,866&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;295&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Consumer Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; Commercial Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,514&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;450&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;172&quot; valign=&quot;bottom&quot; style=&apos;width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160; Total Loans &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;112&quot; valign=&quot;bottom&quot; style=&apos;width:84.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$7,034&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$903&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</fil:ScheduleOfInterestIncomeRecognizedOnImpairedLoans>
	<us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;576&quot; style=&apos;width:6.0in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2012&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Residential real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$602,735&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$395,374&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Construction real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;100,351&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;323,199&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;976,881&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;11,183&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;15,971&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;top&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,153,143&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,010,123&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;248&quot; valign=&quot;bottom&quot; style=&apos;width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,190,611&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,398,349&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt;</us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock>
	<us-gaap:ScheduleOfDebtorTroubledDebtRestructuringCurrentPeriodTextBlock contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;624&quot; style=&apos;width:6.5in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;49%&quot; valign=&quot;bottom&quot; style=&apos;width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;50%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:50.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the three-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;49%&quot; valign=&quot;bottom&quot; style=&apos;width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;50%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:50.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;49%&quot; valign=&quot;bottom&quot; style=&apos;width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;27%&quot; valign=&quot;bottom&quot; style=&apos;width:27.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Number of&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23%&quot; valign=&quot;bottom&quot; style=&apos;width:23.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recorded&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;49%&quot; valign=&quot;bottom&quot; style=&apos;width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;27%&quot; valign=&quot;bottom&quot; style=&apos;width:27.5%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;modifications&lt;/font&gt;&lt;/p&gt; 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&lt;td width=&quot;49%&quot; valign=&quot;bottom&quot; style=&apos;width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;50%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:50.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the three-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;49%&quot; valign=&quot;bottom&quot; style=&apos;width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;50%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:50.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; 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&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;49%&quot; valign=&quot;bottom&quot; style=&apos;width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Total&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;27%&quot; valign=&quot;bottom&quot; style=&apos;width:27.48%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;4&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23%&quot; valign=&quot;bottom&quot; style=&apos;width:23.22%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$270,394&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;624&quot; style=&apos;width:6.5in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;49%&quot; valign=&quot;bottom&quot; style=&apos;width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;50%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:50.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the six-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;49%&quot; valign=&quot;bottom&quot; style=&apos;width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;50%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:50.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;49%&quot; valign=&quot;bottom&quot; style=&apos;width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;27%&quot; valign=&quot;bottom&quot; style=&apos;width:27.38%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Number of&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23%&quot; valign=&quot;bottom&quot; style=&apos;width:23.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recorded&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;49%&quot; valign=&quot;bottom&quot; style=&apos;width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;27%&quot; valign=&quot;bottom&quot; style=&apos;width:27.38%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;modifications&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23%&quot; valign=&quot;bottom&quot; style=&apos;width:23.42%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;49%&quot; valign=&quot;bottom&quot; style=&apos;width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Residential real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;27%&quot; valign=&quot;bottom&quot; style=&apos;width:27.38%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23%&quot; valign=&quot;bottom&quot; style=&apos;width:23.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;49%&quot; valign=&quot;bottom&quot; style=&apos;width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 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Total&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;27%&quot; valign=&quot;bottom&quot; style=&apos;width:27.38%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;7&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23%&quot; valign=&quot;bottom&quot; style=&apos;width:23.42%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,474,395&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;624&quot; style=&apos;width:6.5in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;49%&quot; valign=&quot;bottom&quot; style=&apos;width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;50%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:50.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the six-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;49%&quot; valign=&quot;bottom&quot; style=&apos;width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;50%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:50.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2011&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;49%&quot; valign=&quot;bottom&quot; style=&apos;width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;27%&quot; valign=&quot;bottom&quot; style=&apos;width:27.38%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Number of&lt;/font&gt;&lt;/p&gt; 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	<fil:ScheduleOfDebtorTroubledDebtRestructuringNonperforming contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;576&quot; style=&apos;width:6.0in;margin-left:4.65pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;188&quot; valign=&quot;bottom&quot; style=&apos;width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;187&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:140.45pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;188&quot; valign=&quot;bottom&quot; style=&apos;width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Number of&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:82.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recorded&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;188&quot; valign=&quot;bottom&quot; style=&apos;width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.95pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;modifications&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:82.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;188&quot; valign=&quot;bottom&quot; style=&apos;width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Residential real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:82.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$5,544&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; 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&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;188&quot; valign=&quot;bottom&quot; style=&apos;width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;12&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:82.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,027,227&lt;/font&gt;&lt;/p&gt; 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&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;188&quot; valign=&quot;bottom&quot; style=&apos;width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;5&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:82.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;409,029&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;188&quot; valign=&quot;bottom&quot; style=&apos;width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.95pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;18&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;110&quot; valign=&quot;bottom&quot; style=&apos;width:82.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,441,800&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;576&quot; style=&apos;width:6.0in;margin-left:4.65pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;188&quot; valign=&quot;bottom&quot; style=&apos;width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;187&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:140.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2012&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;188&quot; valign=&quot;bottom&quot; style=&apos;width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;79&quot; valign=&quot;bottom&quot; style=&apos;width:59.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Number of&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Recorded&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;188&quot; valign=&quot;bottom&quot; style=&apos;width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;79&quot; valign=&quot;bottom&quot; style=&apos;width:59.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;modifications&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Investment&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;188&quot; valign=&quot;bottom&quot; style=&apos;width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Residential real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;79&quot; valign=&quot;bottom&quot; style=&apos;width:59.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$39,835&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;188&quot; valign=&quot;bottom&quot; style=&apos;width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Construction real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;79&quot; valign=&quot;bottom&quot; style=&apos;width:59.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;188&quot; valign=&quot;bottom&quot; style=&apos;width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;79&quot; valign=&quot;bottom&quot; style=&apos;width:59.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;10&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,290,986&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;188&quot; valign=&quot;bottom&quot; style=&apos;width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;79&quot; valign=&quot;bottom&quot; style=&apos;width:59.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;188&quot; valign=&quot;bottom&quot; style=&apos;width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;79&quot; valign=&quot;bottom&quot; style=&apos;width:59.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;6&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;807,386&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;188&quot; valign=&quot;bottom&quot; style=&apos;width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;79&quot; valign=&quot;bottom&quot; style=&apos;width:59.2pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;18&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,138,207&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</fil:ScheduleOfDebtorTroubledDebtRestructuringNonperforming>
	<fil:ScheduleOfLoansAcquiredInTransferCreditImpaired contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;672&quot; style=&apos;width:7.0in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;318&quot; valign=&quot;bottom&quot; style=&apos;width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31,&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;318&quot; valign=&quot;bottom&quot; style=&apos;width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2012&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;318&quot; valign=&quot;top&quot; style=&apos;width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Real Estate Loans:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;318&quot; valign=&quot;top&quot; style=&apos;width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Conventional&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,111,128&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,126,478&lt;/font&gt;&lt;/p&gt; 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&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;318&quot; valign=&quot;top&quot; style=&apos;width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; &amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Commercial&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,017,552&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,087,192&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;318&quot; valign=&quot;top&quot; style=&apos;width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Consumer loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;318&quot; valign=&quot;top&quot; style=&apos;width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Commercial loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,880,089&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,947,738&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;318&quot; valign=&quot;bottom&quot; style=&apos;width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; &amp;#160;Outstanding balance&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$6,008,769&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$6,161,408&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;318&quot; valign=&quot;bottom&quot; style=&apos;width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Carrying amount, net of fair value adjustment of &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;318&quot; valign=&quot;bottom&quot; style=&apos;width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; $1,379,314 and $1,624,572 at December 31, 2012&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;318&quot; valign=&quot;bottom&quot; style=&apos;width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160; &amp;#160;and June 30, 2012, respectively&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;111&quot; valign=&quot;bottom&quot; style=&apos;width:83.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$4,629,455&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; valign=&quot;bottom&quot; style=&apos;width:67.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$4,536,836&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt;</fil:ScheduleOfLoansAcquiredInTransferCreditImpaired>
	<fil:ScheduleOfLoansAcquiredInTransferCreditImpairedExpectedAccretableYieldOrIncome contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;701&quot; style=&apos;width:7.3in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;236&quot; valign=&quot;bottom&quot; style=&apos;width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;138&quot; valign=&quot;bottom&quot; style=&apos;width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Three-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;134&quot; valign=&quot;bottom&quot; style=&apos;width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Three-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;236&quot; valign=&quot;bottom&quot; style=&apos;width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;138&quot; valign=&quot;bottom&quot; style=&apos;width:103.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;134&quot; valign=&quot;bottom&quot; style=&apos;width:100.75pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2011&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;236&quot; valign=&quot;bottom&quot; style=&apos;width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Balance at beginning of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;138&quot; valign=&quot;bottom&quot; style=&apos;width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$838,049&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;134&quot; valign=&quot;bottom&quot; style=&apos;width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$942,876&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;236&quot; valign=&quot;bottom&quot; style=&apos;width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Additions&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;138&quot; valign=&quot;bottom&quot; style=&apos;width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;134&quot; valign=&quot;bottom&quot; style=&apos;width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;236&quot; valign=&quot;bottom&quot; style=&apos;width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Accretion&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;138&quot; valign=&quot;bottom&quot; style=&apos;width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(158,020)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;134&quot; valign=&quot;bottom&quot; style=&apos;width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(283,279)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;236&quot; valign=&quot;bottom&quot; style=&apos;width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Reclassification from nonaccretable difference&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;138&quot; valign=&quot;bottom&quot; style=&apos;width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;7,215&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;134&quot; valign=&quot;bottom&quot; style=&apos;width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;144,947&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;236&quot; valign=&quot;bottom&quot; style=&apos;width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Disposals&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;138&quot; valign=&quot;bottom&quot; style=&apos;width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;134&quot; valign=&quot;bottom&quot; style=&apos;width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;236&quot; valign=&quot;bottom&quot; style=&apos;width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Balance at end of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;138&quot; valign=&quot;bottom&quot; style=&apos;width:103.65pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$687,244&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;134&quot; valign=&quot;bottom&quot; style=&apos;width:100.75pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$804,544&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;701&quot; style=&apos;width:7.3in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;236&quot; valign=&quot;bottom&quot; style=&apos;width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;138&quot; valign=&quot;bottom&quot; style=&apos;width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Six-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;134&quot; valign=&quot;bottom&quot; style=&apos;width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Six-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;236&quot; valign=&quot;bottom&quot; style=&apos;width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;138&quot; valign=&quot;bottom&quot; style=&apos;width:103.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;134&quot; valign=&quot;bottom&quot; style=&apos;width:100.75pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 2011&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;236&quot; valign=&quot;bottom&quot; style=&apos;width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Balance at beginning of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;138&quot; valign=&quot;bottom&quot; style=&apos;width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$489,356&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;134&quot; valign=&quot;bottom&quot; style=&apos;width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$792,942&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;236&quot; valign=&quot;bottom&quot; style=&apos;width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Additions&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;138&quot; valign=&quot;bottom&quot; style=&apos;width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;134&quot; valign=&quot;bottom&quot; style=&apos;width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;236&quot; valign=&quot;bottom&quot; style=&apos;width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Accretion&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;138&quot; valign=&quot;bottom&quot; style=&apos;width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(305,626)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;134&quot; valign=&quot;bottom&quot; style=&apos;width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(704,238)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;236&quot; valign=&quot;bottom&quot; style=&apos;width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Reclassification from nonaccretable difference&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;138&quot; valign=&quot;bottom&quot; style=&apos;width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;503,514&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;134&quot; valign=&quot;bottom&quot; style=&apos;width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;715,840&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;236&quot; valign=&quot;bottom&quot; style=&apos;width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Disposals&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;138&quot; valign=&quot;bottom&quot; style=&apos;width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;134&quot; valign=&quot;bottom&quot; style=&apos;width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;236&quot; valign=&quot;bottom&quot; style=&apos;width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Balance at end of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;138&quot; valign=&quot;bottom&quot; style=&apos;width:103.65pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$687,244&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;134&quot; valign=&quot;bottom&quot; style=&apos;width:100.75pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$804,544&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</fil:ScheduleOfLoansAcquiredInTransferCreditImpairedExpectedAccretableYieldOrIncome>
	<fil:ScheduleOfDeposits contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;576&quot; style=&apos;width:6.0in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;235&quot; valign=&quot;bottom&quot; style=&apos;width:176.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:79.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;December 31, &lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:78.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;June 30, &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:176.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;top&quot; style=&apos;width:79.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;top&quot; style=&apos;width:78.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2012&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:176.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;top&quot; style=&apos;width:79.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;top&quot; style=&apos;width:78.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:176.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Non-interest bearing accounts&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:79.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$61,454,305&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:78.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$54,812,645&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:176.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;NOW accounts&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:79.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;206,813,721&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:78.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;193,870,344&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:176.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Money market deposit accounts&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:79.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;17,730,783&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:78.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;18,099,265&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:176.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Savings accounts &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:79.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;83,423,242&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:78.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;86,717,214&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:176.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Certificates&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:79.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;236,983,084&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:78.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;231,314,155&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:176.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total Deposit Accounts&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;105&quot; valign=&quot;bottom&quot; style=&apos;width:79.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$606,405,135&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;104&quot; valign=&quot;bottom&quot; style=&apos;width:78.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$584,813,623&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt;</fil:ScheduleOfDeposits>
	<us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;672&quot; style=&apos;width:7.0in;margin-left:4.65pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;195&quot; colspan=&quot;2&quot; valign=&quot;top&quot; style=&apos;width:146.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Three months ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;195&quot; colspan=&quot;2&quot; valign=&quot;top&quot; style=&apos;width:146.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31,&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2012&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2011&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Net income &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,480,920 &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,674,440 &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Dividend payable on preferred stock &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;50,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;121,713&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Net income available to common shareholders &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,430,920 &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,552,727 &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Average Common shares &amp;#150; outstanding basic &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,249,309&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,595,073&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Stock options under treasury stock method &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;134,241&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;91,454&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Average Common shares &amp;#150; outstanding diluted &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,383,550&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,686,527&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Basic earnings per common share &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$0.75 &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$0.98 &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Diluted earnings per common share &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$0.72 &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$0.95 &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;672&quot; style=&apos;width:7.0in;margin-left:4.65pt;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;195&quot; colspan=&quot;2&quot; valign=&quot;top&quot; style=&apos;width:146.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Six months ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;195&quot; colspan=&quot;2&quot; valign=&quot;top&quot; style=&apos;width:146.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31,&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2012&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2011&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Net income &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$5,071,174 &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$5,524,832 &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Dividend payable on preferred stock &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;245,115&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;352,111&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Net income available to common shareholders &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$4,826,059 &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$5,172,721 &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Average Common shares &amp;#150; outstanding basic &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,248,839&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,345,498&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Stock options under treasury stock method &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;132,865&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;88,800&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Average Common shares &amp;#150; outstanding diluted &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,381,704&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,434,298&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Basic earnings per common share &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1.49 &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2.21 &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;395&quot; valign=&quot;top&quot; style=&apos;width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Diluted earnings per common share &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;top&quot; style=&apos;width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1.43 &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;107&quot; valign=&quot;top&quot; style=&apos;width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2.12 &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock>
	<us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;672&quot; style=&apos;width:7.0in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;169&quot; valign=&quot;bottom&quot; style=&apos;width:126.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;235&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:2.45in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the three-month periods ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;235&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:2.45in;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the six-month periods ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;169&quot; valign=&quot;bottom&quot; style=&apos;width:126.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2011&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2011&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;169&quot; valign=&quot;bottom&quot; style=&apos;width:126.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Income taxes&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;169&quot; valign=&quot;bottom&quot; style=&apos;width:126.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Current&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,328,723&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,815,252&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,469,609&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,259,459&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;169&quot; valign=&quot;bottom&quot; style=&apos;width:126.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Deferred&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(263,837)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(498,145)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(263,837)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(498,145)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;169&quot; valign=&quot;bottom&quot; style=&apos;width:126.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total income tax provision&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,064,886&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,317,107&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,205,772&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;118&quot; valign=&quot;bottom&quot; style=&apos;width:88.2pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,761,314&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt;</us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock>
	<us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;672&quot; style=&apos;width:7.0in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;June 30, 2012&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Deferred tax assets:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Provision for losses on loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,393,565&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$3,247,995&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Accrued compensation and benefits&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;176,279&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;171,113&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Other-than-temporary impairment on available for sale securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;261,405&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;261,405&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; NOL carry forwards acquired&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;159,613&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;159,613&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Unrealized loss on other real estate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;18,700&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;47,600&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Other&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;87,202&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total deferred tax assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;4,096,764&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,887,726&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Deferred tax liabilities:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; FHLB stock dividends&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;188,612&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;188,612&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Purchase accounting adjustments&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;893,549&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;893,549&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Depreciation&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;506,028&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;552,633&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Prepaid expenses&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;184,593&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;123,704&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Unrealized gain on available for sale securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;533,220&lt;/font&gt;&lt;/p&gt; 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&lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;69,083&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Total deferred tax liabilities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,306,002&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,228,135&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;255&quot; valign=&quot;bottom&quot; style=&apos;width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Net deferred tax&amp;#160; asset&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;121&quot; valign=&quot;bottom&quot; style=&apos;width:90.7pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,790,762&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;115&quot; valign=&quot;bottom&quot; style=&apos;width:86.5pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,659,591&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt;</us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock>
	<us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;34%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:34.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the three-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;34%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:34.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the six-month period ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2011&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2011&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Tax at statutory rate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,205,574&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,357,126&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,474,162&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,817,290&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Increase (reduction) in taxes resulting from:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Nontaxable municipal income&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(128,391)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(113,303)&lt;/font&gt;&lt;/p&gt; 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State tax, net of Federal benefit&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;84,480&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;103,620&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;176,880&lt;/font&gt;&lt;/p&gt; 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&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160; Other, net&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(53,013)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(6,060)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(106,068)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(9,974)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;30%&quot; valign=&quot;bottom&quot; style=&apos;width:30.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Actual provision&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.74%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,064,886&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.24%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,317,107&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.74%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,205,772&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.24%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$2,761,314&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt;</us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock>
	<us-gaap:FairValueAssetsMeasuredOnRecurringBasisTextBlock contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59%&quot; colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:59.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value Measurements at December 31, 2012, Using:&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Quoted Prices in&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; 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&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;for Identical&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; 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style=&apos;width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Observable Inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; 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&lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 1)&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 2)&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 3)&lt;/font&gt;&lt;/u&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;U.S. government sponsored enterprises (GSEs)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$19,029,555&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$19,029,555&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;State and political subdivisions&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;40,004,851&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;40,004,851&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Other securities&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,522,712&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,464,712&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;58,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;FHLMC preferred stock&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Mortgage-backed GSE residential&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;17,092,919&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;17,092,919&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59%&quot; colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:59.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value Measurements at June 30, 2012, Using&lt;/font&gt;&lt;/u&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Quoted Prices in&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;40%&quot; valign=&quot;bottom&quot; style=&apos;width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12%&quot; valign=&quot;bottom&quot; style=&apos;width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; 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&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</us-gaap:FairValueAssetsMeasuredOnRecurringBasisTextBlock>
	<fil:ScheduleOfAvailableForSaleSecuritiesReconciliationBasedOnLevel3UnobservableInformation contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;57%&quot; valign=&quot;bottom&quot; style=&apos;width:57.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;42%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:42.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Three months ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;57%&quot; valign=&quot;bottom&quot; style=&apos;width:57.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.66%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.9%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2011&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;57%&quot; valign=&quot;bottom&quot; style=&apos;width:57.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Available-for-sale securities, beginning of year&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$43,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$29,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;57%&quot; valign=&quot;bottom&quot; style=&apos;width:57.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total unrealized gain (loss) included in comprehensive income&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;15,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;57%&quot; valign=&quot;bottom&quot; style=&apos;width:57.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Transfer from Level 2 to Level 3&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.66%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.9%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;57%&quot; valign=&quot;bottom&quot; style=&apos;width:57.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Available-for-sale securities, end of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.66%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$58,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;21%&quot; valign=&quot;bottom&quot; style=&apos;width:21.9%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$29,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;58%&quot; valign=&quot;bottom&quot; style=&apos;width:58.04%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;41%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:41.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Six months ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;58%&quot; valign=&quot;bottom&quot; style=&apos;width:58.04%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.86%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23%&quot; valign=&quot;bottom&quot; style=&apos;width:23.1%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2011&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;58%&quot; valign=&quot;bottom&quot; style=&apos;width:58.04%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Available-for-sale securities, beginning of year&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$32,600&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23%&quot; valign=&quot;bottom&quot; style=&apos;width:23.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$71,004&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;58%&quot; valign=&quot;bottom&quot; style=&apos;width:58.04%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160; &amp;#160;&amp;#160;Total unrealized gain (loss) included in comprehensive income&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;25,400&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23%&quot; valign=&quot;bottom&quot; style=&apos;width:23.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(42,004)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;58%&quot; valign=&quot;bottom&quot; style=&apos;width:58.04%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Transfer from Level 2 to Level 3&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.86%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23%&quot; valign=&quot;bottom&quot; style=&apos;width:23.1%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;58%&quot; valign=&quot;bottom&quot; style=&apos;width:58.04%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Available-for-sale securities, end of period&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18%&quot; valign=&quot;bottom&quot; style=&apos;width:18.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$58,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23%&quot; valign=&quot;bottom&quot; style=&apos;width:23.1%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$29,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt;</fil:ScheduleOfAvailableForSaleSecuritiesReconciliationBasedOnLevel3UnobservableInformation>
	<us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;65%&quot; colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:65.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value Measurements at &lt;b&gt;December 31, 2012&lt;/b&gt;, Using:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Quoted Prices in&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Active Markets for&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Significant Other&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Significant&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Identical Assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Observable Inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unobservable Inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 1)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 2)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 3)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Impaired loans (collateral dependent)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$452,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$452,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Foreclosed and repossessed assets held for sale&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,576,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,576,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;65%&quot; colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:65.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value Measurements at June 30, 2012, Using:&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Quoted Prices in&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Active Markets for&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Significant Other&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Significant&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Identical Assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Observable Inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unobservable Inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair Value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 1)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 2)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 3)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Impaired loans (collateral dependent)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,214,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$1,214,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;31%&quot; valign=&quot;bottom&quot; style=&apos;width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Foreclosed and repossessed assets held for sale&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,435,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,435,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt;</us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock>
	<fil:ScheduleOfGainsAndLossesRecognizedOnAssetsMeasuredOnNonrecurringBasis contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;div align=&quot;center&quot;&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;61%&quot; valign=&quot;bottom&quot; style=&apos;width:61.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;38%&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:38.52%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;For the six months ended&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;61%&quot; valign=&quot;bottom&quot; style=&apos;width:61.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2011&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;61%&quot; valign=&quot;bottom&quot; style=&apos;width:61.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;61%&quot; valign=&quot;bottom&quot; style=&apos;width:61.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Impaired loans (collateral dependent)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$(134,000)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$(142,000)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;61%&quot; valign=&quot;bottom&quot; style=&apos;width:61.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Foreclosed and repossessed assets held for sale&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(552,000)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(121,000)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;61%&quot; valign=&quot;bottom&quot; style=&apos;width:61.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Total gains (losses) on assets measured on a non-recurring basis&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$(686,000)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19%&quot; valign=&quot;bottom&quot; style=&apos;width:19.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$(263,000)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;/div&gt;</fil:ScheduleOfGainsAndLossesRecognizedOnAssetsMeasuredOnNonrecurringBasis>
	<fil:ScheduleOfQuantitativeInformationAboutUnobservableInputsUsedInLevel3FairValueMeasurements contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.38%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.58%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.48%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Range of&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.66%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Weighted&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.38%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Fair value at&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.58%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Valuation&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.48%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unobservable&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Discounts &lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.66%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;average&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.38%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.58%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;technique&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.48%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;inputs&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;applied&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.66%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;discount applied&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;bottom&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.38%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;bottom&quot; style=&apos;width:15.58%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.48%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;bottom&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;bottom&quot; style=&apos;width:14.66%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;top&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Available-for-sale securities (pooled trust preferred security)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;top&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.38%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$58,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;top&quot; style=&apos;width:15.58%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Discounted cash flow&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.48%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Discount rate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;n/a&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;top&quot; style=&apos;width:14.66%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;7.6%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;top&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;top&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.38%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;top&quot; style=&apos;width:15.58%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.48%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Prepayment rate&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;n/a&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;top&quot; style=&apos;width:14.66%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1% annually &lt;sup&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;top&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;top&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.38%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;top&quot; style=&apos;width:15.58%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.48%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Projected defaults and deferrals (% of pool balance)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;n/a&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;top&quot; style=&apos;width:14.66%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;41.3%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;top&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;top&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.38%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;top&quot; style=&apos;width:15.58%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.48%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Anticipated recoveries (% of pool balance)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;n/a&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;top&quot; style=&apos;width:14.66%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;6.4%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;top&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Impaired loans (collateral dependent)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;top&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.38%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;452,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;top&quot; style=&apos;width:15.58%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Internal or third-party appraisal&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.48%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Discount to reflect realizable value&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1.1% - 32.8%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;top&quot; style=&apos;width:14.66%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;5.7%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;20%&quot; valign=&quot;top&quot; style=&apos;width:20.3%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Foreclosed and repossessed assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;top&quot; style=&apos;width:2.84%;padding:0in 5.4pt 0in 5.4pt&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.38%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;3,576,000&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15%&quot; valign=&quot;top&quot; style=&apos;width:15.58%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Third party appraisal&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;top&quot; style=&apos;width:16.48%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Marketability discount&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13%&quot; valign=&quot;top&quot; style=&apos;width:13.74%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;0.0% - 40.9%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14%&quot; valign=&quot;top&quot; style=&apos;width:14.66%;padding:0in 5.4pt 0in 5.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;15.3%&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</fil:ScheduleOfQuantitativeInformationAboutUnobservableInputsUsedInLevel3FairValueMeasurements>
	<fil:ScheduleOfFairValueOfFinancialInstruments contextRef='Y12Q4'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot; style=&apos;width:100.0%;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;68%&quot; colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:68.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;b&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.26%;border:none;border-top:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Quoted Prices&lt;/font&gt;&lt;/p&gt; 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style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;in Active&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Significant&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; 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&lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Cash and cash equivalents&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$16,298&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$16,298&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; 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valign=&quot;bottom&quot; style=&apos;width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,154&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,154&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Stock in FHLB&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,018&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;2,018&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; 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style=&apos;width:16.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 1)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 2)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.66%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;(Level 3)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Financial assets&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Cash and cash equivalents&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$33,421&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; 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style=&apos;width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Interest-bearing time deposits&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,273&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; 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St. Louis&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;1,001&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; 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valign=&quot;bottom&quot; style=&apos;width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;583,465&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; 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&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;232,583&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Securities sold under agreements to repurchase&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;25,642&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;25,642&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Advances from FHLB&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;24,500&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;27,923&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Accrued interest payable&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;626&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;626&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Subordinated debt&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;7,217&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;5,103&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;Unrecognized financial instruments (net of contract amount)&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Commitments to originate loans&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Letters of credit&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt;&lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;29%&quot; valign=&quot;bottom&quot; style=&apos;width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Lines of credit&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;2%&quot; valign=&quot;bottom&quot; style=&apos;width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16%&quot; valign=&quot;bottom&quot; style=&apos;width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17%&quot; valign=&quot;bottom&quot; style=&apos;width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt;</fil:ScheduleOfFairValueOfFinancialInstruments>
	<fil:CashDueAndInterestBearingDepositsInOtherDepositoryInstitutions decimals='INF' contextRef='E12' unitRef='USD'>14253000</fil:CashDueAndInterestBearingDepositsInOtherDepositoryInstitutions>
	<fil:CashDueAndInterestBearingDepositsInOtherDepositoryInstitutions decimals='INF' contextRef='E12Q2' unitRef='USD'>31048000</fil:CashDueAndInterestBearingDepositsInOtherDepositoryInstitutions>
	<us-gaap:AvailableForSaleSecuritiesAmortizedCost decimals='INF' contextRef='E12_SecType-USGovSponsoredEnterprisesGSEs' unitRef='USD'>19006654</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
	<us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain decimals='INF' contextRef='E12_SecType-USGovSponsoredEnterprisesGSEs' unitRef='USD'>40597</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
	<us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 decimals='INF' contextRef='E12_SecType-USGovSponsoredEnterprisesGSEs' unitRef='USD'>-17696</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
	<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure decimals='INF' contextRef='E12_SecType-USGovSponsoredEnterprisesGSEs' unitRef='USD'>19029555</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
	<us-gaap:AvailableForSaleSecuritiesAmortizedCost decimals='INF' contextRef='E12_SecType-StateAndPoliticalSubdivisions' unitRef='USD'>37905128</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
	<us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain decimals='INF' contextRef='E12_SecType-StateAndPoliticalSubdivisions' unitRef='USD'>2145259</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
	<us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 decimals='INF' contextRef='E12_SecType-StateAndPoliticalSubdivisions' unitRef='USD'>-45536</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
	<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure decimals='INF' contextRef='E12_SecType-StateAndPoliticalSubdivisions' unitRef='USD'>40004851</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
	<us-gaap:AvailableForSaleSecuritiesAmortizedCost decimals='INF' contextRef='E12_SecType-OtherSec' unitRef='USD'>2642156</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
	<us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain decimals='INF' contextRef='E12_SecType-OtherSec' unitRef='USD'>43472</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
	<us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 decimals='INF' contextRef='E12_SecType-OtherSec' unitRef='USD'>-1162916</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
	<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure decimals='INF' contextRef='E12_SecType-OtherSec' unitRef='USD'>1522712</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
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	<us-gaap:DeferredTaxAssetsLiabilitiesNet decimals='INF' contextRef='E12Q2' unitRef='USD'>2228135</us-gaap:DeferredTaxAssetsLiabilitiesNet>
	<us-gaap:DeferredTaxAssetsNet decimals='INF' contextRef='E12' unitRef='USD'>1790762</us-gaap:DeferredTaxAssetsNet>
	<us-gaap:DeferredTaxAssetsNet decimals='INF' contextRef='E12Q2' unitRef='USD'>1659591</us-gaap:DeferredTaxAssetsNet>
	<us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate decimals='INF' contextRef='Y12Q4' unitRef='USD'>1205574</us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate>
	<us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate decimals='INF' contextRef='Y11Q4' unitRef='USD'>1357126</us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate>
	<us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate decimals='INF' contextRef='D120701_121231' unitRef='USD'>2474162</us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate>
	<us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate decimals='INF' contextRef='D110701_111231' unitRef='USD'>2817290</us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate>
	<fil:IncreaseDecreaseInTaxesResultingFromNontaxableMunicipalIncome decimals='INF' contextRef='Y12Q4' unitRef='USD'>-128391</fil:IncreaseDecreaseInTaxesResultingFromNontaxableMunicipalIncome>
	<fil:IncreaseDecreaseInTaxesResultingFromNontaxableMunicipalIncome decimals='INF' contextRef='Y11Q4' unitRef='USD'>-113303</fil:IncreaseDecreaseInTaxesResultingFromNontaxableMunicipalIncome>
	<fil:IncreaseDecreaseInTaxesResultingFromNontaxableMunicipalIncome decimals='INF' contextRef='D120701_121231' unitRef='USD'>-252659</fil:IncreaseDecreaseInTaxesResultingFromNontaxableMunicipalIncome>
	<fil:IncreaseDecreaseInTaxesResultingFromNontaxableMunicipalIncome decimals='INF' contextRef='D110701_111231' unitRef='USD'>-217673</fil:IncreaseDecreaseInTaxesResultingFromNontaxableMunicipalIncome>
	<fil:IncreaseDecreaseInTaxesResultingFromStateTaxNetOfFederalBenefit decimals='INF' contextRef='Y12Q4' unitRef='USD'>84480</fil:IncreaseDecreaseInTaxesResultingFromStateTaxNetOfFederalBenefit>
	<fil:IncreaseDecreaseInTaxesResultingFromStateTaxNetOfFederalBenefit decimals='INF' contextRef='Y11Q4' unitRef='USD'>103620</fil:IncreaseDecreaseInTaxesResultingFromStateTaxNetOfFederalBenefit>
	<fil:IncreaseDecreaseInTaxesResultingFromStateTaxNetOfFederalBenefit decimals='INF' contextRef='D120701_121231' unitRef='USD'>176880</fil:IncreaseDecreaseInTaxesResultingFromStateTaxNetOfFederalBenefit>
	<fil:IncreaseDecreaseInTaxesResultingFromStateTaxNetOfFederalBenefit decimals='INF' contextRef='D110701_111231' unitRef='USD'>220275</fil:IncreaseDecreaseInTaxesResultingFromStateTaxNetOfFederalBenefit>
	<fil:IncreaseDecreaseInTaxesResultingFromCashSurrenderValueOfBankOwnedLifeInsurance decimals='INF' contextRef='Y12Q4' unitRef='USD'>-43764</fil:IncreaseDecreaseInTaxesResultingFromCashSurrenderValueOfBankOwnedLifeInsurance>
	<fil:IncreaseDecreaseInTaxesResultingFromCashSurrenderValueOfBankOwnedLifeInsurance decimals='INF' contextRef='Y11Q4' unitRef='USD'>-24275</fil:IncreaseDecreaseInTaxesResultingFromCashSurrenderValueOfBankOwnedLifeInsurance>
	<fil:IncreaseDecreaseInTaxesResultingFromCashSurrenderValueOfBankOwnedLifeInsurance decimals='INF' contextRef='D120701_121231' unitRef='USD'>-86543</fil:IncreaseDecreaseInTaxesResultingFromCashSurrenderValueOfBankOwnedLifeInsurance>
	<fil:IncreaseDecreaseInTaxesResultingFromCashSurrenderValueOfBankOwnedLifeInsurance decimals='INF' contextRef='D110701_111231' unitRef='USD'>-48603</fil:IncreaseDecreaseInTaxesResultingFromCashSurrenderValueOfBankOwnedLifeInsurance>
	<fil:IncreaseDecreaseInTaxesResultingFromOtherNet decimals='INF' contextRef='Y12Q4' unitRef='USD'>-53013</fil:IncreaseDecreaseInTaxesResultingFromOtherNet>
	<fil:IncreaseDecreaseInTaxesResultingFromOtherNet decimals='INF' contextRef='Y11Q4' unitRef='USD'>-6060</fil:IncreaseDecreaseInTaxesResultingFromOtherNet>
	<fil:IncreaseDecreaseInTaxesResultingFromOtherNet decimals='INF' contextRef='D120701_121231' unitRef='USD'>-106068</fil:IncreaseDecreaseInTaxesResultingFromOtherNet>
	<fil:IncreaseDecreaseInTaxesResultingFromOtherNet decimals='INF' contextRef='D110701_111231' unitRef='USD'>-9974</fil:IncreaseDecreaseInTaxesResultingFromOtherNet>
	<fil:ActualTaxProvision decimals='INF' contextRef='Y12Q4' unitRef='USD'>1064886</fil:ActualTaxProvision>
	<fil:ActualTaxProvision decimals='INF' contextRef='Y11Q4' unitRef='USD'>1317107</fil:ActualTaxProvision>
	<fil:ActualTaxProvision decimals='INF' contextRef='D120701_121231' unitRef='USD'>2205772</fil:ActualTaxProvision>
	<fil:ActualTaxProvision decimals='INF' contextRef='D110701_111231' unitRef='USD'>2761314</fil:ActualTaxProvision>
	<us-gaap:AssetsFairValueDisclosureRecurring decimals='INF' contextRef='E12_SecType-USGovSponsoredEnterprisesGSEs' unitRef='USD'>19029555</us-gaap:AssetsFairValueDisclosureRecurring>
	<fil:Level2SignificantOtherObservableInputs decimals='INF' contextRef='E12_SecType-USGovSponsoredEnterprisesGSEs' unitRef='USD'>19029555</fil:Level2SignificantOtherObservableInputs>
	<us-gaap:AssetsFairValueDisclosureRecurring decimals='INF' contextRef='E12_SecType-StateAndPoliticalSubdivisions' unitRef='USD'>40004851</us-gaap:AssetsFairValueDisclosureRecurring>
	<fil:Level2SignificantOtherObservableInputs decimals='INF' contextRef='E12_SecType-StateAndPoliticalSubdivisions' unitRef='USD'>40004851</fil:Level2SignificantOtherObservableInputs>
	<us-gaap:AssetsFairValueDisclosureRecurring decimals='INF' contextRef='E12_SecType-OtherSec' unitRef='USD'>1522712</us-gaap:AssetsFairValueDisclosureRecurring>
	<fil:Level2SignificantOtherObservableInputs decimals='INF' contextRef='E12_SecType-OtherSec' unitRef='USD'>1464712</fil:Level2SignificantOtherObservableInputs>
	<fil:Level3SignificantUnobservableInputs decimals='INF' contextRef='E12_SecType-OtherSec' unitRef='USD'>58000</fil:Level3SignificantUnobservableInputs>
	<us-gaap:AssetsFairValueDisclosureRecurring decimals='INF' contextRef='E12_SecType-MortgageBackedGSERes' unitRef='USD'>17092919</us-gaap:AssetsFairValueDisclosureRecurring>
	<fil:Level2SignificantOtherObservableInputs decimals='INF' contextRef='E12_SecType-MortgageBackedGSERes' unitRef='USD'>17092919</fil:Level2SignificantOtherObservableInputs>
	<us-gaap:AssetsFairValueDisclosureRecurring decimals='INF' contextRef='E12Q2_SecType-USGovSponsoredEnterprisesGSEs' unitRef='USD'>18099618</us-gaap:AssetsFairValueDisclosureRecurring>
	<fil:Level2SignificantOtherObservableInputs decimals='INF' contextRef='E12Q2_SecType-USGovSponsoredEnterprisesGSEs' unitRef='USD'>18099618</fil:Level2SignificantOtherObservableInputs>
	<us-gaap:AssetsFairValueDisclosureRecurring decimals='INF' contextRef='E12Q2_SecType-StateAndPoliticalSubdivisions' unitRef='USD'>36381253</us-gaap:AssetsFairValueDisclosureRecurring>
	<fil:Level2SignificantOtherObservableInputs decimals='INF' contextRef='E12Q2_SecType-StateAndPoliticalSubdivisions' unitRef='USD'>36381253</fil:Level2SignificantOtherObservableInputs>
	<us-gaap:AssetsFairValueDisclosureRecurring decimals='INF' contextRef='E12Q2_SecType-OtherSec' unitRef='USD'>1393257</us-gaap:AssetsFairValueDisclosureRecurring>
	<fil:Level2SignificantOtherObservableInputs decimals='INF' contextRef='E12Q2_SecType-OtherSec' unitRef='USD'>1360657</fil:Level2SignificantOtherObservableInputs>
	<fil:Level3SignificantUnobservableInputs decimals='INF' contextRef='E12Q2_SecType-OtherSec' unitRef='USD'>32600</fil:Level3SignificantUnobservableInputs>
	<us-gaap:AssetsFairValueDisclosureRecurring decimals='INF' contextRef='E12Q2_SecType-MortgageBackedGSERes' unitRef='USD'>19252717</us-gaap:AssetsFairValueDisclosureRecurring>
	<fil:Level2SignificantOtherObservableInputs decimals='INF' contextRef='E12Q2_SecType-MortgageBackedGSERes' unitRef='USD'>19252717</fil:Level2SignificantOtherObservableInputs>
	<fil:AvailableForSaleSecuritiesBeginningOfYear decimals='INF' contextRef='Y12Q4' unitRef='USD'>43000</fil:AvailableForSaleSecuritiesBeginningOfYear>
	<fil:AvailableForSaleSecuritiesBeginningOfYear decimals='INF' contextRef='Y11Q4' unitRef='USD'>29000</fil:AvailableForSaleSecuritiesBeginningOfYear>
	<fil:TotalUnrealizedGainLossIncludedInComprehensiveIncome decimals='INF' contextRef='Y12Q4' unitRef='USD'>15000</fil:TotalUnrealizedGainLossIncludedInComprehensiveIncome>
	<fil:AvailableForSaleSecuritiesEndOfPeriod decimals='INF' contextRef='Y12Q4' unitRef='USD'>58000</fil:AvailableForSaleSecuritiesEndOfPeriod>
	<fil:AvailableForSaleSecuritiesEndOfPeriod decimals='INF' contextRef='Y11Q4' unitRef='USD'>29000</fil:AvailableForSaleSecuritiesEndOfPeriod>
	<fil:AvailableForSaleSecuritiesBeginningOfYear decimals='INF' contextRef='D120701_121231' unitRef='USD'>32600</fil:AvailableForSaleSecuritiesBeginningOfYear>
	<fil:AvailableForSaleSecuritiesBeginningOfYear decimals='INF' contextRef='D110701_111231' unitRef='USD'>71004</fil:AvailableForSaleSecuritiesBeginningOfYear>
	<fil:TotalUnrealizedGainLossIncludedInComprehensiveIncome decimals='INF' contextRef='D120701_121231' unitRef='USD'>25400</fil:TotalUnrealizedGainLossIncludedInComprehensiveIncome>
	<fil:TotalUnrealizedGainLossIncludedInComprehensiveIncome decimals='INF' contextRef='D110701_111231' unitRef='USD'>-42004</fil:TotalUnrealizedGainLossIncludedInComprehensiveIncome>
	<fil:AvailableForSaleSecuritiesEndOfPeriod decimals='INF' contextRef='D120701_121231' unitRef='USD'>58000</fil:AvailableForSaleSecuritiesEndOfPeriod>
	<fil:AvailableForSaleSecuritiesEndOfPeriod decimals='INF' contextRef='D110701_111231' unitRef='USD'>29000</fil:AvailableForSaleSecuritiesEndOfPeriod>
	<us-gaap:AssetsFairValueDisclosureNonrecurring decimals='INF' contextRef='E12_ForeclosedAndRepossessedAssets-ImpairedLoansCollateralDependent' unitRef='USD'>452000</us-gaap:AssetsFairValueDisclosureNonrecurring>
	<fil:Level3SignificantUnobservableInputs decimals='INF' contextRef='E12_ForeclosedAndRepossessedAssets-ImpairedLoansCollateralDependent' unitRef='USD'>452000</fil:Level3SignificantUnobservableInputs>
	<us-gaap:AssetsFairValueDisclosureNonrecurring decimals='INF' contextRef='E12_ForeclosedAndRepossessedAssets-ForeclosedAndRepossessedAssetsHeldForSale' unitRef='USD'>3576000</us-gaap:AssetsFairValueDisclosureNonrecurring>
	<fil:Level3SignificantUnobservableInputs decimals='INF' contextRef='E12_ForeclosedAndRepossessedAssets-ForeclosedAndRepossessedAssetsHeldForSale' unitRef='USD'>3576000</fil:Level3SignificantUnobservableInputs>
	<us-gaap:AssetsFairValueDisclosureNonrecurring decimals='INF' contextRef='E12Q2_ForeclosedAndRepossessedAssets-ImpairedLoansCollateralDependent' unitRef='USD'>1214000</us-gaap:AssetsFairValueDisclosureNonrecurring>
	<fil:Level3SignificantUnobservableInputs decimals='INF' contextRef='E12Q2_ForeclosedAndRepossessedAssets-ImpairedLoansCollateralDependent' unitRef='USD'>1214000</fil:Level3SignificantUnobservableInputs>
	<us-gaap:AssetsFairValueDisclosureNonrecurring decimals='INF' contextRef='E12Q2_ForeclosedAndRepossessedAssets-ForeclosedAndRepossessedAssetsHeldForSale' unitRef='USD'>1435000</us-gaap:AssetsFairValueDisclosureNonrecurring>
	<fil:Level3SignificantUnobservableInputs decimals='INF' contextRef='E12Q2_ForeclosedAndRepossessedAssets-ForeclosedAndRepossessedAssetsHeldForSale' unitRef='USD'>1435000</fil:Level3SignificantUnobservableInputs>
	<fil:ImpairedLoansCollateralDependent decimals='INF' contextRef='D120701_121231' unitRef='USD'>-134000</fil:ImpairedLoansCollateralDependent>
	<fil:ImpairedLoansCollateralDependent decimals='INF' contextRef='D110701_111231' unitRef='USD'>-142000</fil:ImpairedLoansCollateralDependent>
	<fil:ForeclosedAndRepossessedAssetsHeldForSale decimals='INF' contextRef='D120701_121231' unitRef='USD'>-552000</fil:ForeclosedAndRepossessedAssetsHeldForSale>
	<fil:ForeclosedAndRepossessedAssetsHeldForSale decimals='INF' contextRef='D110701_111231' unitRef='USD'>-121000</fil:ForeclosedAndRepossessedAssetsHeldForSale>
	<fil:TotalGainLossRecognizedOnAssetsNonrecurringBasis decimals='INF' contextRef='D120701_121231' unitRef='USD'>-686000</fil:TotalGainLossRecognizedOnAssetsNonrecurringBasis>
	<fil:TotalGainLossRecognizedOnAssetsNonrecurringBasis decimals='INF' contextRef='D110701_111231' unitRef='USD'>-263000</fil:TotalGainLossRecognizedOnAssetsNonrecurringBasis>
	<fil:FairValueMeasurementsLevel3RecurringAndNonrecurring decimals='INF' contextRef='Y12Q4_SecType-AvForSaleSecPooledTrustPrefSec' unitRef='USD'>58000</fil:FairValueMeasurementsLevel3RecurringAndNonrecurring>
	<fil:FairValueMeasurementsRecurringAndNonrecurringValuationTechnique contextRef='Y12Q4_SecType-AvForSaleSecMember1'>Discounted cash flow</fil:FairValueMeasurementsRecurringAndNonrecurringValuationTechnique>
	<fil:FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs contextRef='Y12Q4_SecType-AvForSaleSecPooledTrustPrefSec_UnobservableInputs-DiscountRate'>Discount rate</fil:FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs>
	<fil:FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied contextRef='Y12Q4_SecType-AvForSaleSecMember1_UnobservableInputs-DiscountRate'>n/a</fil:FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied>
	<fil:FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied contextRef='Y12Q4_SecType-AvForSaleSecMember1_UnobservableInputs-DiscountRate'>7.6%</fil:FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied>
	<fil:FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs contextRef='Y12Q4_SecType-AvForSaleSecPooledTrustPrefSec_UnobservableInputs-PrepaymentRate'>Prepayment rate</fil:FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs>
	<fil:FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied contextRef='Y12Q4_SecType-AvForSaleSecMember1_UnobservableInputs-PrepaymentRate'>n/a</fil:FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied>
	<fil:FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied id='fil_FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied_Y12Q4_SecType-AvForSaleSecMember1_UnobservableInputs-PrepaymentRate_id' contextRef='Y12Q4_SecType-AvForSaleSecMember1_UnobservableInputs-PrepaymentRate'>1% annually (1)</fil:FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied>
	<fil:FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs contextRef='Y12Q4_SecType-AvForSaleSecMember1_FvMeasurementsRecurringAndNonrecurringValuationTechnique-DiscountedCashFlow_UnobservableInputs-ProjectedDefaults'>Projected defaults and deferrals (% of pool balance)</fil:FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs>
	<fil:FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied contextRef='Y12Q4_SecType-AvForSaleSecMember1_FvMeasurementsRecurringAndNonrecurringValuationTechnique-DiscountedCashFlow_UnobservableInputs-ProjectedDefaults'>n/a</fil:FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied>
	<fil:FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied contextRef='Y12Q4_SecType-AvForSaleSecMember1_FvMeasurementsRecurringAndNonrecurringValuationTechnique-DiscountedCashFlow_UnobservableInputs-ProjectedDefaults'>41.3%</fil:FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied>
	<fil:FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs contextRef='Y12Q4_SecType-AvForSaleSecMember1_FvMeasurementsRecurringAndNonrecurringValuationTechnique-DiscountedCashFlow_UnobservableInputs-AnticipatedRecoveries'>Anticipated recoveries (% of pool balance)</fil:FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs>
	<fil:FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied contextRef='Y12Q4_SecType-AvForSaleSecMember1_FvMeasurementsRecurringAndNonrecurringValuationTechnique-DiscountedCashFlow_UnobservableInputs-AnticipatedRecoveries'>n/a</fil:FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied>
	<fil:FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied contextRef='Y12Q4_SecType-AvForSaleSecMember1_FvMeasurementsRecurringAndNonrecurringValuationTechnique-DiscountedCashFlow_UnobservableInputs-AnticipatedRecoveries'>6.4%</fil:FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied>
	<fil:FairValueMeasurementsLevel3RecurringAndNonrecurring decimals='INF' contextRef='Y12Q4_Loans-ImpairedLoansCollateralDependent' unitRef='USD'>452000</fil:FairValueMeasurementsLevel3RecurringAndNonrecurring>
	<fil:FairValueMeasurementsRecurringAndNonrecurringValuationTechnique contextRef='Y12Q4_Loans-ImpairedLoansCollateralDependent'>Internal or third-party appraisal</fil:FairValueMeasurementsRecurringAndNonrecurringValuationTechnique>
	<fil:FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs contextRef='Y12Q4_Loans-ImpairedLoansCollateralDependent'>Discount to reflect realizable value</fil:FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs>
	<fil:FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied contextRef='Y12Q4_Loans-ImpairedLoansCollateralDependent'>1.1% - 32.8%</fil:FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied>
	<fil:FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied contextRef='Y12Q4_Loans-ImpairedLoansCollateralDependent'>5.7%</fil:FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied>
	<fil:FairValueMeasurementsLevel3RecurringAndNonrecurring decimals='INF' contextRef='Y12Q4_ForeclosedAndRepossessedAssets-ForeclosedAndRepossessedAssets' unitRef='USD'>3576000</fil:FairValueMeasurementsLevel3RecurringAndNonrecurring>
	<fil:FairValueMeasurementsRecurringAndNonrecurringValuationTechnique contextRef='Y12Q4_ForeclosedAndRepossessedAssets-ForeclosedAndRepossessedAssets'>Third party appraisal</fil:FairValueMeasurementsRecurringAndNonrecurringValuationTechnique>
	<fil:FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs contextRef='Y12Q4_ForeclosedAndRepossessedAssets-ForeclosedAndRepossessedAssets'>Marketability discount</fil:FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs>
	<fil:FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied contextRef='Y12Q4_ForeclosedAndRepossessedAssets-ForeclosedAndRepossessedAssets'>0.0% - 40.9%</fil:FairValueMeasurementsRecurringAndNonrecurringRangeOfDiscountsApplied>
	<fil:FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied contextRef='Y12Q4_ForeclosedAndRepossessedAssets-ForeclosedAndRepossessedAssets'>15.3%</fil:FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E12_FinancialAssets-CashAndCashEquivalentsMember1' unitRef='USD'>16298000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:Level1QuotedPricesInActiveMarketsForIdenticalAssets decimals='-3' contextRef='E12_FinancialAssets-CashAndCashEquivalentsMember1' unitRef='USD'>16298000</fil:Level1QuotedPricesInActiveMarketsForIdenticalAssets>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E12_FinancialAssets-InterestBearingTimeDeposits' unitRef='USD'>2154000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:Level2SignificantOtherObservableInputs decimals='-3' contextRef='E12_FinancialAssets-InterestBearingTimeDeposits' unitRef='USD'>2154000</fil:Level2SignificantOtherObservableInputs>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E12_FinancialAssets-StockInFHLB' unitRef='USD'>2018000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:Level2SignificantOtherObservableInputs decimals='-3' contextRef='E12_FinancialAssets-StockInFHLB' unitRef='USD'>2018000</fil:Level2SignificantOtherObservableInputs>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E12_FinancialAssets-StockInFedReserveBankOfStLouis' unitRef='USD'>1001000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:Level2SignificantOtherObservableInputs decimals='-3' contextRef='E12_FinancialAssets-StockInFedReserveBankOfStLouis' unitRef='USD'>1001000</fil:Level2SignificantOtherObservableInputs>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E12_FinancialAssets-LoansRecvNet' unitRef='USD'>619410000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:Level3SignificantUnobservableInputs decimals='-3' contextRef='E12_FinancialAssets-LoansRecvNet' unitRef='USD'>625586000</fil:Level3SignificantUnobservableInputs>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E12_FinancialAssets-AccruedInterestRecvMember1' unitRef='USD'>4343000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:Level2SignificantOtherObservableInputs decimals='-3' contextRef='E12_FinancialAssets-AccruedInterestRecvMember1' unitRef='USD'>4343000</fil:Level2SignificantOtherObservableInputs>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E12_FinancialLiab-DepositsMember1' unitRef='USD'>606405000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:Level1QuotedPricesInActiveMarketsForIdenticalAssets decimals='-3' contextRef='E12_FinancialLiab-DepositsMember1' unitRef='USD'>237886000</fil:Level1QuotedPricesInActiveMarketsForIdenticalAssets>
	<fil:Level3SignificantUnobservableInputs decimals='-3' contextRef='E12_FinancialLiab-DepositsMember1' unitRef='USD'>369319000</fil:Level3SignificantUnobservableInputs>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E12_FinancialLiab-SecSoldUnderAgreementsToRepurchaseMember1' unitRef='USD'>30945000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:Level2SignificantOtherObservableInputs decimals='-3' contextRef='E12_FinancialLiab-SecSoldUnderAgreementsToRepurchaseMember1' unitRef='USD'>30945000</fil:Level2SignificantOtherObservableInputs>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E12_FinancialLiab-AdvancesFromFHLB' unitRef='USD'>24500000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:Level2SignificantOtherObservableInputs decimals='-3' contextRef='E12_FinancialLiab-AdvancesFromFHLB' unitRef='USD'>27867000</fil:Level2SignificantOtherObservableInputs>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E12_FinancialLiab-AccruedInterestPay' unitRef='USD'>540000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:Level2SignificantOtherObservableInputs decimals='-3' contextRef='E12_FinancialLiab-AccruedInterestPay' unitRef='USD'>540000</fil:Level2SignificantOtherObservableInputs>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E12_FinancialLiab-SubordinatedDebtMember1' unitRef='USD'>7217000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:Level3SignificantUnobservableInputs decimals='-3' contextRef='E12_FinancialLiab-SubordinatedDebtMember1' unitRef='USD'>5623000</fil:Level3SignificantUnobservableInputs>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E12Q2_FinancialAssets-CashAndCashEquivalentsMember1' unitRef='USD'>33421000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:Level1QuotedPricesInActiveMarketsForIdenticalAssets decimals='-3' contextRef='E12Q2_FinancialAssets-CashAndCashEquivalentsMember1' unitRef='USD'>33421000</fil:Level1QuotedPricesInActiveMarketsForIdenticalAssets>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E12Q2_FinancialAssets-InterestBearingTimeDeposits' unitRef='USD'>1273000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:Level2SignificantOtherObservableInputs decimals='-3' contextRef='E12Q2_FinancialAssets-InterestBearingTimeDeposits' unitRef='USD'>1273000</fil:Level2SignificantOtherObservableInputs>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E12Q2_FinancialAssets-StockInFHLB' unitRef='USD'>2018000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:Level2SignificantOtherObservableInputs decimals='-3' contextRef='E12Q2_FinancialAssets-StockInFHLB' unitRef='USD'>2018000</fil:Level2SignificantOtherObservableInputs>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E12Q2_FinancialAssets-StockInFedReserveBankOfStLouis' unitRef='USD'>1001000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:Level2SignificantOtherObservableInputs decimals='-3' contextRef='E12Q2_FinancialAssets-StockInFedReserveBankOfStLouis' unitRef='USD'>1001000</fil:Level2SignificantOtherObservableInputs>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E12Q2_FinancialAssets-LoansRecvNet' unitRef='USD'>583465000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:Level3SignificantUnobservableInputs decimals='-3' contextRef='E12Q2_FinancialAssets-LoansRecvNet' unitRef='USD'>587955000</fil:Level3SignificantUnobservableInputs>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E12Q2_FinancialAssets-AccruedInterestRecvMember1' unitRef='USD'>3694000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:Level2SignificantOtherObservableInputs decimals='-3' contextRef='E12Q2_FinancialAssets-AccruedInterestRecvMember1' unitRef='USD'>3694000</fil:Level2SignificantOtherObservableInputs>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E12Q2_FinancialLiab-DepositsMember1' unitRef='USD'>584814000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:Level1QuotedPricesInActiveMarketsForIdenticalAssets decimals='-3' contextRef='E12Q2_FinancialLiab-DepositsMember1' unitRef='USD'>353212000</fil:Level1QuotedPricesInActiveMarketsForIdenticalAssets>
	<fil:Level3SignificantUnobservableInputs decimals='-3' contextRef='E12Q2_FinancialLiab-DepositsMember1' unitRef='USD'>232583000</fil:Level3SignificantUnobservableInputs>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E12Q2_FinancialLiab-SecSoldUnderAgreementsToRepurchaseMember1' unitRef='USD'>25642000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:Level2SignificantOtherObservableInputs decimals='-3' contextRef='E12Q2_FinancialLiab-SecSoldUnderAgreementsToRepurchaseMember1' unitRef='USD'>25642000</fil:Level2SignificantOtherObservableInputs>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E12Q2_FinancialLiab-AdvancesFromFHLB' unitRef='USD'>24500000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:Level2SignificantOtherObservableInputs decimals='-3' contextRef='E12Q2_FinancialLiab-AdvancesFromFHLB' unitRef='USD'>27923000</fil:Level2SignificantOtherObservableInputs>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E12Q2_FinancialLiab-AccruedInterestPay' unitRef='USD'>626000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:Level2SignificantOtherObservableInputs decimals='-3' contextRef='E12Q2_FinancialLiab-AccruedInterestPay' unitRef='USD'>626000</fil:Level2SignificantOtherObservableInputs>
	<fil:FairValueFinancialInstrumentsCarryingAmount decimals='-3' contextRef='E12Q2_FinancialLiab-SubordinatedDebtMember1' unitRef='USD'>7217000</fil:FairValueFinancialInstrumentsCarryingAmount>
	<fil:Level3SignificantUnobservableInputs decimals='-3' contextRef='E12Q2_FinancialLiab-SubordinatedDebtMember1' unitRef='USD'>5103000</fil:Level3SignificantUnobservableInputs>
	<context id='Y12Q4'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
		</entity>
		<period>
			<startDate>2012-10-01</startDate>
			<endDate>2012-12-31</endDate>
		</period>
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	<context id='I130214'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
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		<period>
			<instant>2013-02-14</instant>
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	<context id='E12'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
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		<period>
			<instant>2012-12-31</instant>
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	<context id='E12Q2'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
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		<period>
			<instant>2012-06-30</instant>
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	<context id='Y11Q4'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
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		<period>
			<startDate>2011-10-01</startDate>
			<endDate>2011-12-31</endDate>
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	<context id='D120701_121231'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
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		<period>
			<startDate>2012-07-01</startDate>
			<endDate>2012-12-31</endDate>
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	<context id='D110701_111231'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
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		<period>
			<startDate>2011-07-01</startDate>
			<endDate>2011-12-31</endDate>
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	<context id='E11'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
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		<period>
			<instant>2011-12-31</instant>
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	<context id='E11Q2'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
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		<period>
			<instant>2011-06-30</instant>
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	<context id='E12_SecType-USGovSponsoredEnterprisesGSEs'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:USGovernmentSponsoredEnterprisesGSEsMember</xbrldi:explicitMember></segment>
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			<instant>2012-12-31</instant>
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	<context id='E12_SecType-StateAndPoliticalSubdivisions'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:StateAndPoliticalSubdivisionsMember</xbrldi:explicitMember></segment>
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			<instant>2012-12-31</instant>
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	<context id='E12_SecType-OtherSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:OtherSecuritiesMember</xbrldi:explicitMember></segment>
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		<period>
			<instant>2012-12-31</instant>
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	<context id='E12_SecType-MortgageBackedGSERes'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:MortgageBackedGSEResidentialMember</xbrldi:explicitMember></segment>
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			<instant>2012-12-31</instant>
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	<context id='E12_SecType-MortgageBackedOtherUSGovAgencies'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:MortgageBackedOtherUSGovernmentAgenciesMember</xbrldi:explicitMember></segment>
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		<period>
			<instant>2012-12-31</instant>
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	<context id='E12_SecType-TotalInvAndMortgageBackedSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:TotalInvestmentsAndMortgageBackedSecuritiesMember</xbrldi:explicitMember></segment>
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		<period>
			<instant>2012-12-31</instant>
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	<context id='E12Q2_SecType-USGovSponsoredEnterprisesGSEs'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:USGovernmentSponsoredEnterprisesGSEsMember</xbrldi:explicitMember></segment>
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		<period>
			<instant>2012-06-30</instant>
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	<context id='E12Q2_SecType-StateAndPoliticalSubdivisions'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:StateAndPoliticalSubdivisionsMember</xbrldi:explicitMember></segment>
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		<period>
			<instant>2012-06-30</instant>
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	<context id='E12Q2_SecType-OtherSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:OtherSecuritiesMember</xbrldi:explicitMember></segment>
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		<period>
			<instant>2012-06-30</instant>
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	<context id='E12Q2_SecType-MortgageBackedGSERes'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:MortgageBackedGSEResidentialMember</xbrldi:explicitMember></segment>
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		<period>
			<instant>2012-06-30</instant>
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	<context id='E12Q2_SecType-MortgageBackedOtherUSGovAgencies'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:MortgageBackedOtherUSGovernmentAgenciesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
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	<context id='E12Q2_SecType-TotalInvAndMortgageBackedSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:TotalInvestmentsAndMortgageBackedSecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
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	<context id='E12_SecType-USGovSponsoredEnterprisesGSEs_Duration-LessThan12Mo'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:USGovernmentSponsoredEnterprisesGSEsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:DurationAxis'>fil:LessThan12MonthsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
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	<context id='E12_SecType-USGovSponsoredEnterprisesGSEs_Duration-TotalInv'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:USGovernmentSponsoredEnterprisesGSEsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:DurationAxis'>fil:TotalInvestmentsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
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	<context id='E12_SecType-StateAndPoliticalSubdivisions_Duration-LessThan12Mo'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:StateAndPoliticalSubdivisionsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:DurationAxis'>fil:LessThan12MonthsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
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	<context id='E12_SecType-StateAndPoliticalSubdivisions_Duration-TotalInv'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:StateAndPoliticalSubdivisionsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:DurationAxis'>fil:TotalInvestmentsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
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	<context id='E12_SecType-OtherSec_Duration-MoreThan12Mo'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:OtherSecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:DurationAxis'>fil:MoreThan12MonthsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
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	<context id='E12_SecType-OtherSec_Duration-TotalInv'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:OtherSecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:DurationAxis'>fil:TotalInvestmentsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
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	<context id='E12_SecType-MortgageBackedGSERes_Duration-LessThan12Mo'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:MortgageBackedGSEResidentialMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:DurationAxis'>fil:LessThan12MonthsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
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	<context id='E12_SecType-MortgageBackedGSERes_Duration-TotalInv'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:MortgageBackedGSEResidentialMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:DurationAxis'>fil:TotalInvestmentsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
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	<context id='E12_SecType-MortgageBackedOtherUSGovAgencies_Duration-LessThan12Mo'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:MortgageBackedOtherUSGovernmentAgenciesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:DurationAxis'>fil:LessThan12MonthsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
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	<context id='E12_SecType-MortgageBackedOtherUSGovAgencies_Duration-TotalInv'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:MortgageBackedOtherUSGovernmentAgenciesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:DurationAxis'>fil:TotalInvestmentsMember</xbrldi:explicitMember></segment>
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		<period>
			<instant>2012-12-31</instant>
		</period>
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	<context id='E12_SecType-TotalInvAndMortgageBackedSec_Duration-LessThan12Mo'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:TotalInvestmentsAndMortgageBackedSecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:DurationAxis'>fil:LessThan12MonthsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
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	<context id='E12_SecType-TotalInvAndMortgageBackedSec_Duration-MoreThan12Mo'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:TotalInvestmentsAndMortgageBackedSecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:DurationAxis'>fil:MoreThan12MonthsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
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	<context id='E12_SecType-TotalInvAndMortgageBackedSec_Duration-TotalInv'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:TotalInvestmentsAndMortgageBackedSecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:DurationAxis'>fil:TotalInvestmentsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
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	<context id='E12Q2_SecType-USGovSponsoredEnterprisesGSEs_Duration-LessThan12Mo'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:USGovernmentSponsoredEnterprisesGSEsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:DurationAxis'>fil:LessThan12MonthsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
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	<context id='E12Q2_SecType-USGovSponsoredEnterprisesGSEs_Duration-TotalInv'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:USGovernmentSponsoredEnterprisesGSEsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:DurationAxis'>fil:TotalInvestmentsMember</xbrldi:explicitMember></segment>
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			<instant>2012-06-30</instant>
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	<context id='E12Q2_SecType-StateAndPoliticalSubdivisions_Duration-LessThan12Mo'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:StateAndPoliticalSubdivisionsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:DurationAxis'>fil:LessThan12MonthsMember</xbrldi:explicitMember></segment>
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		<period>
			<instant>2012-06-30</instant>
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	<context id='E12Q2_SecType-StateAndPoliticalSubdivisions_Duration-TotalInv'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:StateAndPoliticalSubdivisionsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:DurationAxis'>fil:TotalInvestmentsMember</xbrldi:explicitMember></segment>
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			<instant>2012-06-30</instant>
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	<context id='E12Q2_SecType-OtherSec_Duration-MoreThan12Mo'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:OtherSecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:DurationAxis'>fil:MoreThan12MonthsMember</xbrldi:explicitMember></segment>
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			<instant>2012-06-30</instant>
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	<context id='E12Q2_SecType-OtherSec_Duration-TotalInv'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:OtherSecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:DurationAxis'>fil:TotalInvestmentsMember</xbrldi:explicitMember></segment>
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			<instant>2012-06-30</instant>
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	<context id='E12Q2_SecType-MortgageBackedGSERes_Duration-LessThan12Mo'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:MortgageBackedGSEResidentialMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:DurationAxis'>fil:LessThan12MonthsMember</xbrldi:explicitMember></segment>
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			<instant>2012-06-30</instant>
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	<context id='E12Q2_SecType-MortgageBackedGSERes_Duration-TotalInv'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:MortgageBackedGSEResidentialMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:DurationAxis'>fil:TotalInvestmentsMember</xbrldi:explicitMember></segment>
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			<instant>2012-06-30</instant>
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		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:TotalInvestmentsAndMortgageBackedSecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:DurationAxis'>fil:LessThan12MonthsMember</xbrldi:explicitMember></segment>
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		<period>
			<instant>2012-06-30</instant>
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		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:TotalInvestmentsAndMortgageBackedSecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:DurationAxis'>fil:MoreThan12MonthsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
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		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:TotalInvestmentsAndMortgageBackedSecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:DurationAxis'>fil:TotalInvestmentsMember</xbrldi:explicitMember></segment>
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		<period>
			<instant>2012-06-30</instant>
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	<context id='Y12Q4_LoanType-CmrcRealEstLoans'>
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	<context id='Y12Q4_LoanType-ConsumerLoans'>
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			<instant>2012-12-31</instant>
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			<instant>2012-12-31</instant>
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			<instant>2012-12-31</instant>
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		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AllowanceForLoanLossesAxis'>fil:AllowanceForLoanLossesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:CommercialLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2011-07-01</startDate>
			<endDate>2011-12-31</endDate>
		</period>
	</context>
	<context id='D110701_111231_AllowanceForLoanLosses-AllowanceForLoanLosses_LoanType-TotalLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AllowanceForLoanLossesAxis'>fil:AllowanceForLoanLossesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:TotalLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2011-07-01</startDate>
			<endDate>2011-12-31</endDate>
		</period>
	</context>
	<context id='E11_AllowanceForLoanLosses-EndingBalance_LoanType-CmrcRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AllowanceForLoanLossesAxis'>fil:EndingBalanceMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:CommercialRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2011-12-31</instant>
		</period>
	</context>
	<context id='E11_AllowanceForLoanLosses-EndingBalance_LoanType-TotalLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AllowanceForLoanLossesAxis'>fil:EndingBalanceMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:TotalLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2011-12-31</instant>
		</period>
	</context>
	<context id='E11_AllowanceForLoanLosses-EndingBalance_LoanType-ConventionalRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AllowanceForLoanLossesAxis'>fil:EndingBalanceMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:ConventionalRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2011-12-31</instant>
		</period>
	</context>
	<context id='E11_AllowanceForLoanLosses-EndingBalance_LoanType-CnstrRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AllowanceForLoanLossesAxis'>fil:EndingBalanceMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:ConstructionRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2011-12-31</instant>
		</period>
	</context>
	<context id='E11_AllowanceForLoanLosses-EndingBalance_LoanType-ConsumerLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AllowanceForLoanLossesAxis'>fil:EndingBalanceMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:ConsumerLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2011-12-31</instant>
		</period>
	</context>
	<context id='E11_AllowanceForLoanLosses-EndingBalance_LoanType-CmrcLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AllowanceForLoanLossesAxis'>fil:EndingBalanceMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:CommercialLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2011-12-31</instant>
		</period>
	</context>
	<context id='Y11Q4_AllowanceForLoanLosses-AllowanceForLoanLosses_LoanType-ConventionalRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AllowanceForLoanLossesAxis'>fil:AllowanceForLoanLossesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:ConventionalRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2011-10-01</startDate>
			<endDate>2011-12-31</endDate>
		</period>
	</context>
	<context id='Y11Q4_AllowanceForLoanLosses-AllowanceForLoanLosses_LoanType-CnstrRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AllowanceForLoanLossesAxis'>fil:AllowanceForLoanLossesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:ConstructionRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2011-10-01</startDate>
			<endDate>2011-12-31</endDate>
		</period>
	</context>
	<context id='Y11Q4_AllowanceForLoanLosses-AllowanceForLoanLosses_LoanType-CmrcRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AllowanceForLoanLossesAxis'>fil:AllowanceForLoanLossesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:CommercialRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2011-10-01</startDate>
			<endDate>2011-12-31</endDate>
		</period>
	</context>
	<context id='Y11Q4_AllowanceForLoanLosses-AllowanceForLoanLosses_LoanType-ConsumerLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AllowanceForLoanLossesAxis'>fil:AllowanceForLoanLossesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:ConsumerLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2011-10-01</startDate>
			<endDate>2011-12-31</endDate>
		</period>
	</context>
	<context id='Y11Q4_AllowanceForLoanLosses-AllowanceForLoanLosses_LoanType-CmrcLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AllowanceForLoanLossesAxis'>fil:AllowanceForLoanLossesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:CommercialLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2011-10-01</startDate>
			<endDate>2011-12-31</endDate>
		</period>
	</context>
	<context id='Y11Q4_AllowanceForLoanLosses-AllowanceForLoanLosses_LoanType-TotalLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AllowanceForLoanLossesAxis'>fil:AllowanceForLoanLossesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:TotalLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2011-10-01</startDate>
			<endDate>2011-12-31</endDate>
		</period>
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	<context id='Y12Q4_LoanType-ResRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:ResidentialRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-10-01</startDate>
			<endDate>2012-12-31</endDate>
		</period>
	</context>
	<context id='Y12Q2_AllowanceForLoanLosses-AllowanceForLoanLosses_LoanType-ResRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AllowanceForLoanLossesAxis'>fil:AllowanceForLoanLossesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:ResidentialRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-04-01</startDate>
			<endDate>2012-06-30</endDate>
		</period>
	</context>
	<context id='Y12Q2_AllowanceForLoanLosses-AllowanceForLoanLosses_LoanType-CnstrRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AllowanceForLoanLossesAxis'>fil:AllowanceForLoanLossesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:ConstructionRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-04-01</startDate>
			<endDate>2012-06-30</endDate>
		</period>
	</context>
	<context id='Y12Q2_AllowanceForLoanLosses-AllowanceForLoanLosses_LoanType-CmrcRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AllowanceForLoanLossesAxis'>fil:AllowanceForLoanLossesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:CommercialRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-04-01</startDate>
			<endDate>2012-06-30</endDate>
		</period>
	</context>
	<context id='Y12Q2_AllowanceForLoanLosses-AllowanceForLoanLosses_LoanType-ConsumerLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AllowanceForLoanLossesAxis'>fil:AllowanceForLoanLossesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:ConsumerLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-04-01</startDate>
			<endDate>2012-06-30</endDate>
		</period>
	</context>
	<context id='Y12Q2_AllowanceForLoanLosses-AllowanceForLoanLosses_LoanType-CmrcLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AllowanceForLoanLossesAxis'>fil:AllowanceForLoanLossesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:CommercialLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-04-01</startDate>
			<endDate>2012-06-30</endDate>
		</period>
	</context>
	<context id='Y12Q2_AllowanceForLoanLosses-AllowanceForLoanLosses_LoanType-TotalLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AllowanceForLoanLossesAxis'>fil:AllowanceForLoanLossesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:TotalLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-04-01</startDate>
			<endDate>2012-06-30</endDate>
		</period>
	</context>
	<context id='E12Q2_AllowanceForLoanLosses-EndingBalance_LoanType-CmrcRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AllowanceForLoanLossesAxis'>fil:EndingBalanceMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:CommercialRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12Q2_AllowanceForLoanLosses-EndingBalance_LoanType-TotalLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AllowanceForLoanLossesAxis'>fil:EndingBalanceMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:TotalLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12Q2_AllowanceForLoanLosses-EndingBalance_LoanType-ResRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AllowanceForLoanLossesAxis'>fil:EndingBalanceMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:ResidentialRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12Q2_AllowanceForLoanLosses-EndingBalance_LoanType-CnstrRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AllowanceForLoanLossesAxis'>fil:EndingBalanceMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:ConstructionRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12Q2_AllowanceForLoanLosses-EndingBalance_LoanType-ConsumerLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AllowanceForLoanLossesAxis'>fil:EndingBalanceMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:ConsumerLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12Q2_AllowanceForLoanLosses-EndingBalance_LoanType-CmrcLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AllowanceForLoanLossesAxis'>fil:EndingBalanceMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:CommercialLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12Q2_AllowanceForLoanLosses-Loans_LoanType-CmrcRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AllowanceForLoanLossesAxis'>us-gaap:LoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:CommercialRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12Q2_AllowanceForLoanLosses-Loans_LoanType-TotalLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AllowanceForLoanLossesAxis'>us-gaap:LoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:TotalLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12Q2_AllowanceForLoanLosses-Loans_LoanType-ResRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AllowanceForLoanLossesAxis'>us-gaap:LoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:ResidentialRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
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	<context id='E12Q2_AllowanceForLoanLosses-Loans_LoanType-CnstrRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AllowanceForLoanLossesAxis'>us-gaap:LoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:ConstructionRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12Q2_AllowanceForLoanLosses-Loans_LoanType-ConsumerLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AllowanceForLoanLossesAxis'>us-gaap:LoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:ConsumerLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12Q2_AllowanceForLoanLosses-Loans_LoanType-CmrcLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AllowanceForLoanLossesAxis'>us-gaap:LoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:CommercialLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='Y12Q2_AllowanceForLoanLosses-Loans_LoanType-ResRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AllowanceForLoanLossesAxis'>us-gaap:LoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:ResidentialRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-04-01</startDate>
			<endDate>2012-06-30</endDate>
		</period>
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	<context id='Y12Q2_AllowanceForLoanLosses-Loans_LoanType-CmrcRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AllowanceForLoanLossesAxis'>us-gaap:LoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:CommercialRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-04-01</startDate>
			<endDate>2012-06-30</endDate>
		</period>
	</context>
	<context id='Y12Q2_AllowanceForLoanLosses-Loans_LoanType-CmrcLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AllowanceForLoanLossesAxis'>us-gaap:LoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:CommercialLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-04-01</startDate>
			<endDate>2012-06-30</endDate>
		</period>
	</context>
	<context id='Y12Q2_AllowanceForLoanLosses-Loans_LoanType-TotalLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:AllowanceForLoanLossesAxis'>us-gaap:LoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:TotalLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-04-01</startDate>
			<endDate>2012-06-30</endDate>
		</period>
	</context>
	<context id='E12_FinancingRecvInfByCreditQualityIndicator-Pass'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis'>us-gaap:PassMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12_FinancingRecvInfByCreditQualityIndicator-Watch'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis'>fil:WatchMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12_FinancingRecvInfByCreditQualityIndicator-Substandard'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis'>us-gaap:SubstandardMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12_FinancingRecvInfByCreditQualityIndicator-TotalLoansByCreditRiskProfile'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis'>fil:TotalLoansByCreditRiskProfileMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12Q2_FinancingRecvInfByCreditQualityIndicator-Pass'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis'>us-gaap:PassMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12Q2_FinancingRecvInfByCreditQualityIndicator-Watch'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis'>fil:WatchMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12Q2_FinancingRecvInfByCreditQualityIndicator-Substandard'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis'>us-gaap:SubstandardMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12Q2_FinancingRecvInfByCreditQualityIndicator-TotalLoansByCreditRiskProfile'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis'>fil:TotalLoansByCreditRiskProfileMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12_LoanType-ResRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:ResidentialRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12_LoanType-CnstrRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:ConstructionRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12_LoanType-CmrcRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:CommercialRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12_LoanType-ConsumerLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:ConsumerLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12_LoanType-CmrcLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:CommercialLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12_LoanType-TotalLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:TotalLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12Q2_LoanType-ResRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:ResidentialRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12Q2_LoanType-CnstrRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:ConstructionRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12Q2_LoanType-CmrcRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:CommercialRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12Q2_LoanType-ConsumerLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:ConsumerLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12Q2_LoanType-CmrcLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:CommercialLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12Q2_LoanType-TotalLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:TotalLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12_Loans-LoansWithoutASpecificValuationAllowance_LoanType-ResRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoansAxis'>fil:LoansWithoutASpecificValuationAllowanceMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:ResidentialRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12_Loans-LoansWithoutASpecificValuationAllowance_LoanType-CnstrRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoansAxis'>fil:LoansWithoutASpecificValuationAllowanceMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:ConstructionRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12_Loans-LoansWithoutASpecificValuationAllowance_LoanType-CmrcRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoansAxis'>fil:LoansWithoutASpecificValuationAllowanceMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:CommercialRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12_Loans-LoansWithoutASpecificValuationAllowance_LoanType-CmrcLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoansAxis'>fil:LoansWithoutASpecificValuationAllowanceMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:CommercialLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12_Loans-LoansWithASpecificValuationAllowance_LoanType-CmrcRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoansAxis'>fil:LoansWithASpecificValuationAllowanceMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:CommercialRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12_Loans-LoansWithASpecificValuationAllowance_LoanType-CmrcLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoansAxis'>fil:LoansWithASpecificValuationAllowanceMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:CommercialLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12_Loans-TotalLoansWithAndWithoutASpecificValuationAllowance_LoanType-ResRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoansAxis'>fil:TotalLoansWithAndWithoutASpecificValuationAllowanceMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:ResidentialRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12_Loans-TotalLoansWithAndWithoutASpecificValuationAllowance_LoanType-CnstrRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoansAxis'>fil:TotalLoansWithAndWithoutASpecificValuationAllowanceMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:ConstructionRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12_Loans-TotalLoansWithAndWithoutASpecificValuationAllowance_LoanType-CmrcRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoansAxis'>fil:TotalLoansWithAndWithoutASpecificValuationAllowanceMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:CommercialRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12_Loans-TotalLoansWithAndWithoutASpecificValuationAllowance_LoanType-CmrcLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoansAxis'>fil:TotalLoansWithAndWithoutASpecificValuationAllowanceMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:CommercialLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12Q2_Loans-LoansWithoutASpecificValuationAllowance_LoanType-ResRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoansAxis'>fil:LoansWithoutASpecificValuationAllowanceMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:ResidentialRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12Q2_Loans-LoansWithoutASpecificValuationAllowance_LoanType-CmrcRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoansAxis'>fil:LoansWithoutASpecificValuationAllowanceMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:CommercialRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12Q2_Loans-LoansWithoutASpecificValuationAllowance_LoanType-CmrcLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoansAxis'>fil:LoansWithoutASpecificValuationAllowanceMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:CommercialLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12Q2_Loans-LoansWithASpecificValuationAllowance_LoanType-CmrcRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoansAxis'>fil:LoansWithASpecificValuationAllowanceMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:CommercialRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12Q2_Loans-LoansWithASpecificValuationAllowance_LoanType-CmrcLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoansAxis'>fil:LoansWithASpecificValuationAllowanceMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:CommercialLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12Q2_Loans-TotalLoansWithAndWithoutASpecificValuationAllowance_LoanType-ResRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoansAxis'>fil:TotalLoansWithAndWithoutASpecificValuationAllowanceMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:ResidentialRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12Q2_Loans-TotalLoansWithAndWithoutASpecificValuationAllowance_LoanType-CmrcRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoansAxis'>fil:TotalLoansWithAndWithoutASpecificValuationAllowanceMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:CommercialRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12Q2_Loans-TotalLoansWithAndWithoutASpecificValuationAllowance_LoanType-CmrcLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoansAxis'>fil:TotalLoansWithAndWithoutASpecificValuationAllowanceMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:CommercialLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='Y11Q4_LoanType-ResRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:ResidentialRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2011-10-01</startDate>
			<endDate>2011-12-31</endDate>
		</period>
	</context>
	<context id='Y11Q4_LoanType-CmrcRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:CommercialRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2011-10-01</startDate>
			<endDate>2011-12-31</endDate>
		</period>
	</context>
	<context id='Y11Q4_LoanType-CmrcLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:CommercialLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2011-10-01</startDate>
			<endDate>2011-12-31</endDate>
		</period>
	</context>
	<context id='Y11Q4_LoanType-TotalLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:TotalLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2011-10-01</startDate>
			<endDate>2011-12-31</endDate>
		</period>
	</context>
	<context id='D120701_121231_LoanType-ResRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:ResidentialRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-07-01</startDate>
			<endDate>2012-12-31</endDate>
		</period>
	</context>
	<context id='D120701_121231_LoanType-CmrcRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:CommercialRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-07-01</startDate>
			<endDate>2012-12-31</endDate>
		</period>
	</context>
	<context id='D120701_121231_LoanType-CmrcLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:CommercialLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-07-01</startDate>
			<endDate>2012-12-31</endDate>
		</period>
	</context>
	<context id='D120701_121231_LoanType-TotalLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:TotalLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-07-01</startDate>
			<endDate>2012-12-31</endDate>
		</period>
	</context>
	<context id='D110701_111231_LoanType-ResRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:ResidentialRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2011-07-01</startDate>
			<endDate>2011-12-31</endDate>
		</period>
	</context>
	<context id='D110701_111231_LoanType-CmrcRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:CommercialRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2011-07-01</startDate>
			<endDate>2011-12-31</endDate>
		</period>
	</context>
	<context id='D110701_111231_LoanType-CmrcLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:CommercialLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2011-07-01</startDate>
			<endDate>2011-12-31</endDate>
		</period>
	</context>
	<context id='D110701_111231_LoanType-TotalLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:TotalLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2011-07-01</startDate>
			<endDate>2011-12-31</endDate>
		</period>
	</context>
	<context id='E12_Loans-NonaccrualLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoansAxis'>fil:NonaccrualLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12Q2_Loans-NonaccrualLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoansAxis'>fil:NonaccrualLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12_Loans-AcquiredInTransferCreditImpaired'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoansAxis'>fil:AcquiredInTransferCreditImpairedMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12Q2_Loans-AcquiredInTransferCreditImpaired'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoansAxis'>fil:AcquiredInTransferCreditImpairedMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12_ForeclosedAndRepossessedAssets-ImpairedLoansCollateralDependent'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:ForeclosedAndRepossessedAssetsAxis'>fil:ImpairedLoansCollateralDependentMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12_ForeclosedAndRepossessedAssets-ForeclosedAndRepossessedAssetsHeldForSale'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:ForeclosedAndRepossessedAssetsAxis'>fil:ForeclosedAndRepossessedAssetsHeldForSaleMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12Q2_ForeclosedAndRepossessedAssets-ImpairedLoansCollateralDependent'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:ForeclosedAndRepossessedAssetsAxis'>fil:ImpairedLoansCollateralDependentMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12Q2_ForeclosedAndRepossessedAssets-ForeclosedAndRepossessedAssetsHeldForSale'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:ForeclosedAndRepossessedAssetsAxis'>fil:ForeclosedAndRepossessedAssetsHeldForSaleMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='Y12Q4_SecType-AvForSaleSecPooledTrustPrefSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:AvailableForSaleSecuritiesPooledTrustPreferredSecurityMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-10-01</startDate>
			<endDate>2012-12-31</endDate>
		</period>
	</context>
	<context id='Y12Q4_SecType-AvForSaleSecMember1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:AvailableForSaleSecuritiesMember1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-10-01</startDate>
			<endDate>2012-12-31</endDate>
		</period>
	</context>
	<context id='Y12Q4_SecType-AvForSaleSecPooledTrustPrefSec_UnobservableInputs-DiscountRate'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:AvailableForSaleSecuritiesPooledTrustPreferredSecurityMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:UnobservableInputsAxis'>fil:DiscountRateMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-10-01</startDate>
			<endDate>2012-12-31</endDate>
		</period>
	</context>
	<context id='Y12Q4_SecType-AvForSaleSecMember1_UnobservableInputs-DiscountRate'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:AvailableForSaleSecuritiesMember1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:UnobservableInputsAxis'>fil:DiscountRateMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-10-01</startDate>
			<endDate>2012-12-31</endDate>
		</period>
	</context>
	<context id='Y12Q4_SecType-AvForSaleSecPooledTrustPrefSec_UnobservableInputs-PrepaymentRate'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:AvailableForSaleSecuritiesPooledTrustPreferredSecurityMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:UnobservableInputsAxis'>fil:PrepaymentRateMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-10-01</startDate>
			<endDate>2012-12-31</endDate>
		</period>
	</context>
	<context id='Y12Q4_SecType-AvForSaleSecMember1_UnobservableInputs-PrepaymentRate'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:AvailableForSaleSecuritiesMember1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:UnobservableInputsAxis'>fil:PrepaymentRateMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-10-01</startDate>
			<endDate>2012-12-31</endDate>
		</period>
	</context>
	<context id='Y12Q4_SecType-AvForSaleSecMember1_FvMeasurementsRecurringAndNonrecurringValuationTechnique-DiscountedCashFlow_UnobservableInputs-ProjectedDefaults'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:AvailableForSaleSecuritiesMember1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:FairValueMeasurementsRecurringAndNonrecurringValuationTechniqueAxis'>fil:DiscountedCashFlowMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:UnobservableInputsAxis'>fil:ProjectedDefaultsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-10-01</startDate>
			<endDate>2012-12-31</endDate>
		</period>
	</context>
	<context id='Y12Q4_SecType-AvForSaleSecMember1_FvMeasurementsRecurringAndNonrecurringValuationTechnique-DiscountedCashFlow_UnobservableInputs-AnticipatedRecoveries'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:SecuritiesTypeAxis'>fil:AvailableForSaleSecuritiesMember1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:FairValueMeasurementsRecurringAndNonrecurringValuationTechniqueAxis'>fil:DiscountedCashFlowMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='fil:UnobservableInputsAxis'>fil:AnticipatedRecoveriesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-10-01</startDate>
			<endDate>2012-12-31</endDate>
		</period>
	</context>
	<context id='Y12Q4_Loans-ImpairedLoansCollateralDependent'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoansAxis'>fil:ImpairedLoansCollateralDependentMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-10-01</startDate>
			<endDate>2012-12-31</endDate>
		</period>
	</context>
	<context id='Y12Q4_ForeclosedAndRepossessedAssets-ForeclosedAndRepossessedAssets'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:ForeclosedAndRepossessedAssetsAxis'>fil:ForeclosedAndRepossessedAssetsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-10-01</startDate>
			<endDate>2012-12-31</endDate>
		</period>
	</context>
	<context id='D120701_121231_LoanType-CnstrRealEstLoans'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoanTypeAxis'>fil:ConstructionRealEstateLoansMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2012-07-01</startDate>
			<endDate>2012-12-31</endDate>
		</period>
	</context>
	<context id='E12_FinancingRecvInfByCreditQualityIndicator-SpecialMention'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis'>us-gaap:SpecialMentionMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12_FinancingRecvInfByCreditQualityIndicator-Doubtful'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis'>us-gaap:DoubtfulMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12Q2_FinancingRecvInfByCreditQualityIndicator-SpecialMention'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis'>us-gaap:SpecialMentionMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12_FinancingRecvRecordedInvByClFinancingRecv-N3059DaysPastDue'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis'>fil:N3059DaysPastDueMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12_FinancingRecvRecordedInvByClFinancingRecv-N6089DaysPastDue'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis'>fil:N6089DaysPastDueMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12_FinancingRecvRecordedInvByClFinancingRecv-GreaterThan90DaysPastDue'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis'>fil:GreaterThan90DaysPastDueMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12_FinancingRecvRecordedInvByClFinancingRecv-TotalPastDue'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis'>fil:TotalPastDueMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12_FinancingRecvRecordedInvByClFinancingRecv-Current'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis'>fil:CurrentMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12_FinancingRecvRecordedInvByClFinancingRecv-GreaterThan90DaysAndAccruing'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis'>fil:GreaterThan90DaysAndAccruingMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12_Loans-LoansWithoutASpecificValuationAllowance'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoansAxis'>fil:LoansWithoutASpecificValuationAllowanceMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12_Loans-LoansWithASpecificValuationAllowance'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoansAxis'>fil:LoansWithASpecificValuationAllowanceMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12_Loans-TotalLoansWithAndWithoutASpecificValuationAllowance'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoansAxis'>fil:TotalLoansWithAndWithoutASpecificValuationAllowanceMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12Q2_Loans-LoansWithoutASpecificValuationAllowance'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoansAxis'>fil:LoansWithoutASpecificValuationAllowanceMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12Q2_Loans-LoansWithASpecificValuationAllowance'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoansAxis'>fil:LoansWithASpecificValuationAllowanceMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12Q2_Loans-TotalLoansWithAndWithoutASpecificValuationAllowance'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:LoansAxis'>fil:TotalLoansWithAndWithoutASpecificValuationAllowanceMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12_FinancialAssets-CashAndCashEquivalentsMember1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:FinancialAssetsAxis'>fil:CashAndCashEquivalentsMember1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12_FinancialAssets-InterestBearingTimeDeposits'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:FinancialAssetsAxis'>fil:InterestBearingTimeDepositsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12_FinancialAssets-StockInFHLB'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:FinancialAssetsAxis'>fil:StockInFHLBMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12_FinancialAssets-StockInFedReserveBankOfStLouis'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:FinancialAssetsAxis'>fil:StockInFederalReserveBankOfStLouisMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12_FinancialAssets-LoansRecvNet'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:FinancialAssetsAxis'>fil:LoansReceivableNetMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12_FinancialAssets-AccruedInterestRecvMember1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:FinancialAssetsAxis'>fil:AccruedInterestReceivableMember1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12_FinancialLiab-DepositsMember1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:FinancialLiabilitiesAxis'>fil:DepositsMember1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12_FinancialLiab-SecSoldUnderAgreementsToRepurchaseMember1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:FinancialLiabilitiesAxis'>fil:SecuritiesSoldUnderAgreementsToRepurchaseMember1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12_FinancialLiab-AdvancesFromFHLB'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:FinancialLiabilitiesAxis'>fil:AdvancesFromFHLBMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12_FinancialLiab-AccruedInterestPay'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:FinancialLiabilitiesAxis'>fil:AccruedInterestPayableMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12_FinancialLiab-SubordinatedDebtMember1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:FinancialLiabilitiesAxis'>fil:SubordinatedDebtMember1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-12-31</instant>
		</period>
	</context>
	<context id='E12Q2_FinancialAssets-CashAndCashEquivalentsMember1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:FinancialAssetsAxis'>fil:CashAndCashEquivalentsMember1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12Q2_FinancialAssets-InterestBearingTimeDeposits'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:FinancialAssetsAxis'>fil:InterestBearingTimeDepositsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12Q2_FinancialAssets-StockInFHLB'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:FinancialAssetsAxis'>fil:StockInFHLBMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12Q2_FinancialAssets-StockInFedReserveBankOfStLouis'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:FinancialAssetsAxis'>fil:StockInFederalReserveBankOfStLouisMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12Q2_FinancialAssets-LoansRecvNet'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:FinancialAssetsAxis'>fil:LoansReceivableNetMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12Q2_FinancialAssets-AccruedInterestRecvMember1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:FinancialAssetsAxis'>fil:AccruedInterestReceivableMember1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12Q2_FinancialLiab-DepositsMember1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:FinancialLiabilitiesAxis'>fil:DepositsMember1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
	<context id='E12Q2_FinancialLiab-SecSoldUnderAgreementsToRepurchaseMember1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0000916907</identifier>
			<segment><xbrldi:explicitMember dimension='fil:FinancialLiabilitiesAxis'>fil:SecuritiesSoldUnderAgreementsToRepurchaseMember1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-06-30</instant>
		</period>
	</context>
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			<unitNumerator>
				<measure>iso4217:USD</measure>
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				<measure>shares</measure>
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		<link:loc xlink:type='locator' xlink:href='#fil_LoansAcquiredInTransferCarryingAmount_E12_Loans-AcquiredInTransferCreditImpaired_id' xlink:label='fil_LoansAcquiredInTransferCarryingAmount_E12_Loans-AcquiredInTransferCreditImpaired_lab' />
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		<link:footnote xlink:type='resource' xlink:label='footnote_511BEB7D0' xml:lang='en-US' xlink:role='http://www.xbrl.org/2003/role/footnote'>Net of fair value adjustment of $1,1,379,314 and $1,624,572 at December 31, 2012 and June 30, 2012, respectively.</link:footnote>
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<DOCUMENT>
<TYPE>EX-101.CAL
<SEQUENCE>7
<FILENAME>smbc-20121231_cal.xml
<TEXT>
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<DOCUMENT>
<TYPE>EX-101.DEF
<SEQUENCE>8
<FILENAME>smbc-20121231_def.xml
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>9
<FILENAME>smbc-20121231_lab.xml
<TEXT>
<XBRL>
<?xml version='1.0' encoding='iso-8859-1'?>
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		<link:label xlink:type='resource' xlink:label='lab_fil_CreditLossesOnDebtSecuritiesHeldDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Credit losses on debt securities held {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_CreditLossesOnDebtSecuritiesHeldDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Credit losses on debt securities held</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CreditLossesOnDebtSecuritiesHeldDomain' xlink:to='lab_fil_CreditLossesOnDebtSecuritiesHeldDomain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost' xlink:label='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisTextBlock' xlink:label='us-gaap_FairValueAssetsMeasuredOnRecurringBasisTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Fair Value, Assets Measured on Recurring Basis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueAssetsMeasuredOnRecurringBasisTextBlock' xlink:to='lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock' xlink:label='us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Available-for-sale Securities Reconciliation</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock' xlink:to='lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_AllowanceForLoanLossesPolicy' xlink:label='fil_AllowanceForLoanLossesPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AllowanceForLoanLossesPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Allowance for Loan Losses Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AllowanceForLoanLossesPolicy' xlink:to='lab_fil_AllowanceForLoanLossesPolicy'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_CreditLossesRecognizedOnInvestmentsPolicy' xlink:label='fil_CreditLossesRecognizedOnInvestmentsPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CreditLossesRecognizedOnInvestmentsPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Credit Losses Recognized on Investments Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CreditLossesRecognizedOnInvestmentsPolicy' xlink:to='lab_fil_CreditLossesRecognizedOnInvestmentsPolicy'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock' xlink:label='us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Basis of Presentation and Significant Accounting Policies</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock' xlink:to='lab_us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract' xlink:label='us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Noncash investing and financing activities:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract' xlink:to='lab_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromSaleOfForeclosedAssets' xlink:label='us-gaap_ProceedsFromSaleOfForeclosedAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromSaleOfForeclosedAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Proceeds from sale of foreclosed assets</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromSaleOfForeclosedAssets' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Proceeds from sale of foreclosed assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromSaleOfForeclosedAssets' xlink:to='lab_us-gaap_ProceedsFromSaleOfForeclosedAssets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities' xlink:label='us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Proceeds from maturities of available for sale securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities' xlink:to='lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAcquiredFromAcquisition' xlink:label='us-gaap_CashAcquiredFromAcquisition'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashAcquiredFromAcquisition' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net cash received in acquisitions</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CashAcquiredFromAcquisition' xlink:to='lab_us-gaap_CashAcquiredFromAcquisition'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ChangesInAbstract' xlink:label='fil_ChangesInAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ChangesInAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Changes in:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ChangesInAbstract' xlink:to='lab_fil_ChangesInAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities' xlink:label='us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Unrealized gains (losses) on available-for-sale securities for which a portion of an other-than-temporary impairment has been recognized in income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities' xlink:to='lab_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossTaxAbstract' xlink:label='us-gaap_OtherComprehensiveIncomeLossTaxAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherComprehensiveIncomeLossTaxAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other comprehensive income:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherComprehensiveIncomeLossTaxAbstract' xlink:to='lab_us-gaap_OtherComprehensiveIncomeLossTaxAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity' xlink:label='us-gaap_LiabilitiesAndStockholdersEquity'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LiabilitiesAndStockholdersEquity' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total liabilities and stockholders&apos; equity</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LiabilitiesAndStockholdersEquity' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Total liabilities and stockholders&apos; equity</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LiabilitiesAndStockholdersEquity' xlink:to='lab_us-gaap_LiabilitiesAndStockholdersEquity'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockValue' xlink:label='us-gaap_CommonStockValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommonStockValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Common stock, $.01 par value; 4,000,000 shares authorized; 3,257,076 and 3,252,706 shares issued at December 31 and June 30, 2012, respectively</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommonStockValue' xlink:to='lab_us-gaap_CommonStockValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubordinatedDebt' xlink:label='us-gaap_SubordinatedDebt'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SubordinatedDebt' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Subordinated debt</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SubordinatedDebt' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Subordinated debt</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SubordinatedDebt' xlink:to='lab_us-gaap_SubordinatedDebt'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_DocumentType' xlink:label='dei_DocumentType'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_DocumentType' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Document Type</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_DocumentType' xlink:to='lab_dei_DocumentType'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_FinancialLiabilitiesDomain' xlink:label='fil_FinancialLiabilitiesDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FinancialLiabilitiesDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financial liabilities {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_FinancialLiabilitiesDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Financial liabilities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FinancialLiabilitiesDomain' xlink:to='lab_fil_FinancialLiabilitiesDomain'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_PrepaymentRateMember' xlink:label='fil_PrepaymentRateMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_PrepaymentRateMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Prepayment rate</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_PrepaymentRateMember' xlink:to='lab_fil_PrepaymentRateMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ImpairedLoansCollateralDependent' xlink:label='fil_ImpairedLoansCollateralDependent'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ImpairedLoansCollateralDependent' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Impaired Loans (collateral dependent)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ImpairedLoansCollateralDependent' xlink:to='lab_fil_ImpairedLoansCollateralDependent'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ForeclosedAndRepossessedAssetsAxis' xlink:label='fil_ForeclosedAndRepossessedAssetsAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ForeclosedAndRepossessedAssetsAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Foreclosed and Repossessed Assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ForeclosedAndRepossessedAssetsAxis' xlink:to='lab_fil_ForeclosedAndRepossessedAssetsAxis'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_AvailableForSaleSecuritiesBeginningOfYear' xlink:label='fil_AvailableForSaleSecuritiesBeginningOfYear'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AvailableForSaleSecuritiesBeginningOfYear' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available for sale securities, beginning of year</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AvailableForSaleSecuritiesBeginningOfYear' xlink:to='lab_fil_AvailableForSaleSecuritiesBeginningOfYear'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_DeferredTaxLiabilitiesFHLBStockDividends' xlink:label='fil_DeferredTaxLiabilitiesFHLBStockDividends'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DeferredTaxLiabilitiesFHLBStockDividends' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred tax liabilities FHLB stock dividends</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DeferredTaxLiabilitiesFHLBStockDividends' xlink:to='lab_fil_DeferredTaxLiabilitiesFHLBStockDividends'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsGross' xlink:label='us-gaap_DeferredTaxAssetsGross'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxAssetsGross' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Assets, Gross</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredTaxAssetsGross' xlink:to='lab_us-gaap_DeferredTaxAssetsGross'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_StockOptionsUnderTreasuryStockMethod' xlink:label='fil_StockOptionsUnderTreasuryStockMethod'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_StockOptionsUnderTreasuryStockMethod' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Stock options under treasury stock method</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_StockOptionsUnderTreasuryStockMethod' xlink:to='lab_fil_StockOptionsUnderTreasuryStockMethod'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepositsSavingsDeposits' xlink:label='us-gaap_DepositsSavingsDeposits'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DepositsSavingsDeposits' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deposits, Savings Deposits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DepositsSavingsDeposits' xlink:to='lab_us-gaap_DepositsSavingsDeposits'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepositsMoneyMarketDeposits' xlink:label='us-gaap_DepositsMoneyMarketDeposits'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DepositsMoneyMarketDeposits' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deposits, Money Market Deposits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DepositsMoneyMarketDeposits' xlink:to='lab_us-gaap_DepositsMoneyMarketDeposits'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_RealEstateLoansCommercialAcquiredInTransfer' xlink:label='fil_RealEstateLoansCommercialAcquiredInTransfer'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_RealEstateLoansCommercialAcquiredInTransfer' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Real Estate Loans Commercial Acquired in Transfer</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_RealEstateLoansCommercialAcquiredInTransfer' xlink:to='lab_fil_RealEstateLoansCommercialAcquiredInTransfer'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_LoansReceivableTroubledDebtModificationsNonperformingNumberOfContracts' xlink:label='fil_LoansReceivableTroubledDebtModificationsNonperformingNumberOfContracts'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansReceivableTroubledDebtModificationsNonperformingNumberOfContracts' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans Receivable Troubled Debt Modifications Nonperforming Number of Contracts</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoansReceivableTroubledDebtModificationsNonperformingNumberOfContracts' xlink:to='lab_fil_LoansReceivableTroubledDebtModificationsNonperformingNumberOfContracts'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_GreaterThan90DaysAndAccruingMember' xlink:label='fil_GreaterThan90DaysAndAccruingMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_GreaterThan90DaysAndAccruingMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Greater Than 90 Days and Accruing</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_GreaterThan90DaysAndAccruingMember' xlink:to='lab_fil_GreaterThan90DaysAndAccruingMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProvisionForLoanLossesExpensed' xlink:label='us-gaap_ProvisionForLoanLossesExpensed'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProvisionForLoanLossesExpensed' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Provision for Loan Losses Expensed</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProvisionForLoanLossesExpensed' xlink:to='lab_us-gaap_ProvisionForLoanLossesExpensed'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_AllowanceForLoanLossesAxis' xlink:label='fil_AllowanceForLoanLossesAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AllowanceForLoanLossesAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Allowance for Loan Losses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AllowanceForLoanLossesAxis' xlink:to='lab_fil_AllowanceForLoanLossesAxis'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableCommercial' xlink:label='us-gaap_LoansAndLeasesReceivableCommercial'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansAndLeasesReceivableCommercial' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans and Leases Receivable, Gross, Commercial</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LoansAndLeasesReceivableCommercial' xlink:to='lab_us-gaap_LoansAndLeasesReceivableCommercial'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_AdditionsRelatedToOTTILossesNotPreviouslyRecognizedMember1Member' xlink:label='fil_AdditionsRelatedToOTTILossesNotPreviouslyRecognizedMember1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AdditionsRelatedToOTTILossesNotPreviouslyRecognizedMember1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Additions related to OTTI losses not previously recognized</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AdditionsRelatedToOTTILossesNotPreviouslyRecognizedMember1Member' xlink:to='lab_fil_AdditionsRelatedToOTTILossesNotPreviouslyRecognizedMember1Member'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue' xlink:label='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_MortgageBackedOtherUSGovernmentAgenciesMember' xlink:label='fil_MortgageBackedOtherUSGovernmentAgenciesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageBackedOtherUSGovernmentAgenciesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage-backed other U.S. government agencies</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageBackedOtherUSGovernmentAgenciesMember' xlink:to='lab_fil_MortgageBackedOtherUSGovernmentAgenciesMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_StateAndPoliticalSubdivisionsMember' xlink:label='fil_StateAndPoliticalSubdivisionsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_StateAndPoliticalSubdivisionsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>State and political subdivisions</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_StateAndPoliticalSubdivisionsMember' xlink:to='lab_fil_StateAndPoliticalSubdivisionsMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ScheduleOfLoansAcquiredInTransferCreditImpaired' xlink:label='fil_ScheduleOfLoansAcquiredInTransferCreditImpaired'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfLoansAcquiredInTransferCreditImpaired' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Loans Acquired in Transfer Credit Impaired</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfLoansAcquiredInTransferCreditImpaired' xlink:to='lab_fil_ScheduleOfLoansAcquiredInTransferCreditImpaired'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets' xlink:label='us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Increase decrease in prepaid expenses and other assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets' xlink:to='lab_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerShareBasic' xlink:label='us-gaap_EarningsPerShareBasic'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EarningsPerShareBasic' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Basic earnings per common share</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EarningsPerShareBasic' xlink:to='lab_us-gaap_EarningsPerShareBasic'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProfessionalFees' xlink:label='us-gaap_ProfessionalFees'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProfessionalFees' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Legal and professional fees</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProfessionalFees' xlink:to='lab_us-gaap_ProfessionalFees'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetInterestIncomeLossAfterProvisionForLoanLosses' xlink:label='us-gaap_NetInterestIncomeLossAfterProvisionForLoanLosses'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetInterestIncomeLossAfterProvisionForLoanLosses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetInterestIncomeLossAfterProvisionForLoanLosses' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetInterestIncomeLossAfterProvisionForLoanLosses' xlink:to='lab_us-gaap_NetInterestIncomeLossAfterProvisionForLoanLosses'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpense' xlink:label='us-gaap_InterestExpense'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestExpense' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total interest expense</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestExpense' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Total interest expense</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestExpense' xlink:to='lab_us-gaap_InterestExpense'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockSharesAuthorized' xlink:label='us-gaap_PreferredStockSharesAuthorized'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PreferredStockSharesAuthorized' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Preferred stock shares authorized</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PreferredStockSharesAuthorized' xlink:to='lab_us-gaap_PreferredStockSharesAuthorized'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AdditionalPaidInCapital' xlink:label='us-gaap_AdditionalPaidInCapital'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AdditionalPaidInCapital' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Additional paid-in capital</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AdditionalPaidInCapital' xlink:to='lab_us-gaap_AdditionalPaidInCapital'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_MortgageBackedSecuritiesMember1Member' xlink:label='fil_MortgageBackedSecuritiesMember1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageBackedSecuritiesMember1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage-backed securities [Member]</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageBackedSecuritiesMember1Member' xlink:to='lab_fil_MortgageBackedSecuritiesMember1Member'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_AccruedInterestPayableMember' xlink:label='fil_AccruedInterestPayableMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AccruedInterestPayableMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accrued interest payable {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_AccruedInterestPayableMember' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Accrued interest payable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AccruedInterestPayableMember' xlink:to='lab_fil_AccruedInterestPayableMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_AvailableForSaleSecuritiesPooledTrustPreferredSecurityMember' xlink:label='fil_AvailableForSaleSecuritiesPooledTrustPreferredSecurityMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AvailableForSaleSecuritiesPooledTrustPreferredSecurityMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available for sale Securities (pooled trust preferred security)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AvailableForSaleSecuritiesPooledTrustPreferredSecurityMember' xlink:to='lab_fil_AvailableForSaleSecuritiesPooledTrustPreferredSecurityMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ForeclosedAndRepossessedAssetsHeldForSaleMember' xlink:label='fil_ForeclosedAndRepossessedAssetsHeldForSaleMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ForeclosedAndRepossessedAssetsHeldForSaleMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Foreclosed and repossessed assets held for sale</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ForeclosedAndRepossessedAssetsHeldForSaleMember' xlink:to='lab_fil_ForeclosedAndRepossessedAssetsHeldForSaleMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsNet' xlink:label='us-gaap_DeferredTaxAssetsNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxAssetsNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Assets, Net of Valuation Allowance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredTaxAssetsNet' xlink:to='lab_us-gaap_DeferredTaxAssetsNet'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_DeferredTaxLiabilitiesDepreciation' xlink:label='fil_DeferredTaxLiabilitiesDepreciation'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DeferredTaxLiabilitiesDepreciation' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred tax liabilities depreciation</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DeferredTaxLiabilitiesDepreciation' xlink:to='lab_fil_DeferredTaxLiabilitiesDepreciation'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_AccretableYieldOrIncomeExpectedAccretion' xlink:label='fil_AccretableYieldOrIncomeExpectedAccretion'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AccretableYieldOrIncomeExpectedAccretion' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accretable yield or Income Expected Accretion</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AccretableYieldOrIncomeExpectedAccretion' xlink:to='lab_fil_AccretableYieldOrIncomeExpectedAccretion'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableImpairedAverageInvestment' xlink:label='us-gaap_LoansAndLeasesReceivableImpairedAverageInvestment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansAndLeasesReceivableImpairedAverageInvestment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans and Leases Receivable, Impaired, Average Investment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LoansAndLeasesReceivableImpairedAverageInvestment' xlink:to='lab_us-gaap_LoansAndLeasesReceivableImpairedAverageInvestment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableRecordedInvestment' xlink:label='us-gaap_ImpairedFinancingReceivableRecordedInvestment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ImpairedFinancingReceivableRecordedInvestment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Impaired Financing Receivable, Recorded Investment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ImpairedFinancingReceivableRecordedInvestment' xlink:to='lab_us-gaap_ImpairedFinancingReceivableRecordedInvestment'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_TotalPastDueMember' xlink:label='fil_TotalPastDueMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TotalPastDueMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total Past Due</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TotalPastDueMember' xlink:to='lab_fil_TotalPastDueMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis' xlink:label='us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Class of Financing Receivable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis' xlink:to='lab_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_LoansReceivableConventionalRealEstate' xlink:label='fil_LoansReceivableConventionalRealEstate'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansReceivableConventionalRealEstate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans Receivable Conventional Real Estate</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoansReceivableConventionalRealEstate' xlink:to='lab_fil_LoansReceivableConventionalRealEstate'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_TotalLoansByCreditRiskProfileMember' xlink:label='fil_TotalLoansByCreditRiskProfileMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TotalLoansByCreditRiskProfileMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total loans by credit risk profile</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TotalLoansByCreditRiskProfileMember' xlink:to='lab_fil_TotalLoansByCreditRiskProfileMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_EndingBalanceMember' xlink:label='fil_EndingBalanceMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_EndingBalanceMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>EndingBalanceMember</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_EndingBalanceMember' xlink:to='lab_fil_EndingBalanceMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ReductionsDueToIncreasesInExpectedCashFlowsMember' xlink:label='fil_ReductionsDueToIncreasesInExpectedCashFlowsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ReductionsDueToIncreasesInExpectedCashFlowsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Reductions due to increases in expected cash flows</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ReductionsDueToIncreasesInExpectedCashFlowsMember' xlink:to='lab_fil_ReductionsDueToIncreasesInExpectedCashFlowsMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost' xlink:label='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Debt Maturities, Amortized Cost Basis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue' xlink:label='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Debt Maturities, Next Twelve Months, Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_MortgageBackedGSEResidentialMember' xlink:label='fil_MortgageBackedGSEResidentialMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageBackedGSEResidentialMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage-backed GSE residential</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageBackedGSEResidentialMember' xlink:to='lab_fil_MortgageBackedGSEResidentialMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock' xlink:label='us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Financing Receivables, Non Accrual Status</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock' xlink:to='lab_us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock' xlink:label='us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>New Accounting Pronouncements, Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock' xlink:to='lab_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ComprehensiveIncomePolicyPolicyTextBlock' xlink:label='us-gaap_ComprehensiveIncomePolicyPolicyTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Comprehensive Income, Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ComprehensiveIncomePolicyPolicyTextBlock' xlink:to='lab_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_UnrealizedLossesGainsOnSecuritiesAvailableForSale' xlink:label='fil_UnrealizedLossesGainsOnSecuritiesAvailableForSale'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_UnrealizedLossesGainsOnSecuritiesAvailableForSale' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Unrealized (losses) gains on securities available-for-sale</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_UnrealizedLossesGainsOnSecuritiesAvailableForSale' xlink:to='lab_fil_UnrealizedLossesGainsOnSecuritiesAvailableForSale'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic' xlink:label='us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>INCOME BEFORE INCOME TAXES</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic' xlink:to='lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherNoninterestExpense' xlink:label='us-gaap_OtherNoninterestExpense'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherNoninterestExpense' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other operating expense</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherNoninterestExpense' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Other operating expense</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherNoninterestExpense' xlink:to='lab_us-gaap_OtherNoninterestExpense'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PrepaidExpenseAndOtherAssets' xlink:label='us-gaap_PrepaidExpenseAndOtherAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PrepaidExpenseAndOtherAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Prepaid expenses and other assets</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PrepaidExpenseAndOtherAssets' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Prepaid expenses and other assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PrepaidExpenseAndOtherAssets' xlink:to='lab_us-gaap_PrepaidExpenseAndOtherAssets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherIntangibleAssetsNet' xlink:label='us-gaap_OtherIntangibleAssetsNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherIntangibleAssetsNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Intangible assets, net</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherIntangibleAssetsNet' xlink:to='lab_us-gaap_OtherIntangibleAssetsNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet' xlink:label='us-gaap_PropertyPlantAndEquipmentNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PropertyPlantAndEquipmentNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Premises and equipment, net</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PropertyPlantAndEquipmentNet' xlink:to='lab_us-gaap_PropertyPlantAndEquipmentNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestReceivable' xlink:label='us-gaap_InterestReceivable'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestReceivable' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accrued interest receivable</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestReceivable' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Accrued interest receivable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestReceivable' xlink:to='lab_us-gaap_InterestReceivable'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_CashAndCashEquivalentsMember1Member' xlink:label='fil_CashAndCashEquivalentsMember1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CashAndCashEquivalentsMember1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cash and cash equivalents {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_CashAndCashEquivalentsMember1Member' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Cash and cash equivalents</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CashAndCashEquivalentsMember1Member' xlink:to='lab_fil_CashAndCashEquivalentsMember1Member'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_DiscountedCashFlowMember' xlink:label='fil_DiscountedCashFlowMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DiscountedCashFlowMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Discounted Cash Flow</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DiscountedCashFlowMember' xlink:to='lab_fil_DiscountedCashFlowMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_IncreaseDecreaseInTaxesResultingFromNontaxableMunicipalIncome' xlink:label='fil_IncreaseDecreaseInTaxesResultingFromNontaxableMunicipalIncome'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_IncreaseDecreaseInTaxesResultingFromNontaxableMunicipalIncome' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Increase (decrease) in taxes resulting from nontaxable municipal income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_IncreaseDecreaseInTaxesResultingFromNontaxableMunicipalIncome' xlink:to='lab_fil_IncreaseDecreaseInTaxesResultingFromNontaxableMunicipalIncome'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_NonaccrualLoansMember' xlink:label='fil_NonaccrualLoansMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_NonaccrualLoansMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Nonaccrual loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_NonaccrualLoansMember' xlink:to='lab_fil_NonaccrualLoansMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue' xlink:label='us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Recorded Investment, 30 to 59 Days Past Due</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue' xlink:to='lab_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ConstructionRealEstateLoansMember' xlink:label='fil_ConstructionRealEstateLoansMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ConstructionRealEstateLoansMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Construction Real Estate Loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ConstructionRealEstateLoansMember' xlink:to='lab_fil_ConstructionRealEstateLoansMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_LessThan12MonthsMember' xlink:label='fil_LessThan12MonthsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LessThan12MonthsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Less than 12 months</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LessThan12MonthsMember' xlink:to='lab_fil_LessThan12MonthsMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TextBlockAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Details</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TextBlockAbstract' xlink:to='lab_us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ScheduleOfQuantitativeInformationAboutUnobservableInputsUsedInLevel3FairValueMeasurements' xlink:label='fil_ScheduleOfQuantitativeInformationAboutUnobservableInputsUsedInLevel3FairValueMeasurements'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfQuantitativeInformationAboutUnobservableInputsUsedInLevel3FairValueMeasurements' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Quantitative Information About Unobservable Inputs Used in Level 3 Fair Value Measurements</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfQuantitativeInformationAboutUnobservableInputsUsedInLevel3FairValueMeasurements' xlink:to='lab_fil_ScheduleOfQuantitativeInformationAboutUnobservableInputsUsedInLevel3FairValueMeasurements'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock' xlink:label='us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Components of Income Tax Expense (Benefit)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock' xlink:to='lab_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock' xlink:label='us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Earnings Per Share, Basic and Diluted</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock' xlink:to='lab_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfDebtorTroubledDebtRestructuringCurrentPeriodTextBlock' xlink:label='us-gaap_ScheduleOfDebtorTroubledDebtRestructuringCurrentPeriodTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfDebtorTroubledDebtRestructuringCurrentPeriodTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Debtor Troubled Debt Restructuring, Current Period</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfDebtorTroubledDebtRestructuringCurrentPeriodTextBlock' xlink:to='lab_us-gaap_ScheduleOfDebtorTroubledDebtRestructuringCurrentPeriodTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ScheduleOfAllowanceForLoanLossesAndRecordedInvestmentBasedOnPortfolioSegmentAndImpairmentMethods' xlink:label='fil_ScheduleOfAllowanceForLoanLossesAndRecordedInvestmentBasedOnPortfolioSegmentAndImpairmentMethods'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfAllowanceForLoanLossesAndRecordedInvestmentBasedOnPortfolioSegmentAndImpairmentMethods' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Allowance for Loan Losses and Recorded Investment Based on Portfolio Segment and Impairment Methods</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfAllowanceForLoanLossesAndRecordedInvestmentBasedOnPortfolioSegmentAndImpairmentMethods' xlink:to='lab_fil_ScheduleOfAllowanceForLoanLossesAndRecordedInvestmentBasedOnPortfolioSegmentAndImpairmentMethods'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ConstructionLendingPolicy' xlink:label='fil_ConstructionLendingPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ConstructionLendingPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Construction Lending Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ConstructionLendingPolicy' xlink:to='lab_fil_ConstructionLendingPolicy'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ForeclosedRealEstatePolicy' xlink:label='fil_ForeclosedRealEstatePolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ForeclosedRealEstatePolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Foreclosed Real Estate Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ForeclosedRealEstatePolicy' xlink:to='lab_fil_ForeclosedRealEstatePolicy'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OrganizationConsolidationBasisOfPresentationBusinessDescriptionAndAccountingPoliciesTextBlock' xlink:label='us-gaap_OrganizationConsolidationBasisOfPresentationBusinessDescriptionAndAccountingPoliciesTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OrganizationConsolidationBasisOfPresentationBusinessDescriptionAndAccountingPoliciesTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Organization, Consolidation, Basis of Presentation, Business Description and Accounting Policies</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OrganizationConsolidationBasisOfPresentationBusinessDescriptionAndAccountingPoliciesTextBlock' xlink:to='lab_us-gaap_OrganizationConsolidationBasisOfPresentationBusinessDescriptionAndAccountingPoliciesTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MarketableSecuritiesTextBlock' xlink:label='us-gaap_MarketableSecuritiesTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_MarketableSecuritiesTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_MarketableSecuritiesTextBlock' xlink:to='lab_us-gaap_MarketableSecuritiesTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashPaidForCapitalizedInterest' xlink:label='us-gaap_CashPaidForCapitalizedInterest'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashPaidForCapitalizedInterest' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Interest (net of interest credited)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CashPaidForCapitalizedInterest' xlink:to='lab_us-gaap_CashPaidForCapitalizedInterest'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromIssuanceOfCommonStock' xlink:label='us-gaap_ProceedsFromIssuanceOfCommonStock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromIssuanceOfCommonStock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Proceeds from issuance of common stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromIssuanceOfCommonStock' xlink:to='lab_us-gaap_ProceedsFromIssuanceOfCommonStock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForSale' xlink:label='us-gaap_ProceedsFromSaleOfLoansHeldForSale'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromSaleOfLoansHeldForSale' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Proceeds from sales of loans held for sale</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromSaleOfLoansHeldForSale' xlink:to='lab_us-gaap_ProceedsFromSaleOfLoansHeldForSale'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax' xlink:label='us-gaap_OtherComprehensiveIncomeLossNetOfTax'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherComprehensiveIncomeLossNetOfTax' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total other comprehensive income</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherComprehensiveIncomeLossNetOfTax' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Total other comprehensive income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherComprehensiveIncomeLossNetOfTax' xlink:to='lab_us-gaap_OtherComprehensiveIncomeLossNetOfTax'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GainLossOnSalesOfLoansNet' xlink:label='us-gaap_GainLossOnSalesOfLoansNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_GainLossOnSalesOfLoansNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net realized gains on sale of loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_GainLossOnSalesOfLoansNet' xlink:to='lab_us-gaap_GainLossOnSalesOfLoansNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecurities' xlink:label='us-gaap_AvailableForSaleSecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available for sale securities</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecurities' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Available for sale securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecurities' xlink:to='lab_us-gaap_AvailableForSaleSecurities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue' xlink:label='us-gaap_CashAndCashEquivalentsAtCarryingValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashAndCashEquivalentsAtCarryingValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cash and cash equivalents</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashAndCashEquivalentsAtCarryingValue' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Cash and cash equivalents</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashAndCashEquivalentsAtCarryingValue' xlink:role='http://www.xbrl.org/2003/role/periodStartLabel' xml:lang='en-US'>Cash and cash equivalents at beginning of period</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashAndCashEquivalentsAtCarryingValue' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>Cash and cash equivalents at end of period</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CashAndCashEquivalentsAtCarryingValue' xlink:to='lab_us-gaap_CashAndCashEquivalentsAtCarryingValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityCurrentReportingStatus' xlink:label='dei_EntityCurrentReportingStatus'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityCurrentReportingStatus' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Current Reporting Status</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityCurrentReportingStatus' xlink:to='lab_dei_EntityCurrentReportingStatus'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_AmendmentFlag' xlink:label='dei_AmendmentFlag'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_AmendmentFlag' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Amendment Flag</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_AmendmentFlag' xlink:to='lab_dei_AmendmentFlag'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_WithinOneYearMember' xlink:label='fil_WithinOneYearMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_WithinOneYearMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Within one year [Member]</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_WithinOneYearMember' xlink:to='lab_fil_WithinOneYearMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_LinesOfCreditMember' xlink:label='fil_LinesOfCreditMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LinesOfCreditMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Lines of credit</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LinesOfCreditMember' xlink:to='lab_fil_LinesOfCreditMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_StockInFederalReserveBankOfStLouisMember' xlink:label='fil_StockInFederalReserveBankOfStLouisMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_StockInFederalReserveBankOfStLouisMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Stock in Federal Reserve Bank of St. Louis {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_StockInFederalReserveBankOfStLouisMember' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Stock in Federal Reserve Bank of St. Louis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_StockInFederalReserveBankOfStLouisMember' xlink:to='lab_fil_StockInFederalReserveBankOfStLouisMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied' xlink:label='fil_FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value Measurements Recurring and Nonrecurring Weighted Average Discount Applied</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied' xlink:to='lab_fil_FairValueMeasurementsRecurringAndNonrecurringWeightedAverageDiscountApplied'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ImpairedLoansCollateralDependentMember' xlink:label='fil_ImpairedLoansCollateralDependentMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ImpairedLoansCollateralDependentMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Impaired loans (collateral dependent)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ImpairedLoansCollateralDependentMember' xlink:to='lab_fil_ImpairedLoansCollateralDependentMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AssetsFairValueDisclosureRecurring' xlink:label='us-gaap_AssetsFairValueDisclosureRecurring'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AssetsFairValueDisclosureRecurring' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Assets, Fair Value Disclosure, Recurring</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AssetsFairValueDisclosureRecurring' xlink:to='lab_us-gaap_AssetsFairValueDisclosureRecurring'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_IncreaseDecreaseInTaxesResultingFromOtherNet' xlink:label='fil_IncreaseDecreaseInTaxesResultingFromOtherNet'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_IncreaseDecreaseInTaxesResultingFromOtherNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Increase (decrease) in taxes resulting from other, net</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_IncreaseDecreaseInTaxesResultingFromOtherNet' xlink:to='lab_fil_IncreaseDecreaseInTaxesResultingFromOtherNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities' xlink:label='us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Liabilities, Unrealized Gains on Trading Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities' xlink:to='lab_us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsOther' xlink:label='us-gaap_DeferredTaxAssetsOther'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxAssetsOther' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Assets, Other</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredTaxAssetsOther' xlink:to='lab_us-gaap_DeferredTaxAssetsOther'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubstandardMember' xlink:label='us-gaap_SubstandardMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SubstandardMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Substandard</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SubstandardMember' xlink:to='lab_us-gaap_SubstandardMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_TotalLoansMember' xlink:label='fil_TotalLoansMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TotalLoansMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total Loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TotalLoansMember' xlink:to='lab_fil_TotalLoansMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_UnallocatedMember' xlink:label='fil_UnallocatedMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_UnallocatedMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Unallocated</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_UnallocatedMember' xlink:to='lab_fil_UnallocatedMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_InvestmentsOwnedEstimatedFairValue' xlink:label='fil_InvestmentsOwnedEstimatedFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_InvestmentsOwnedEstimatedFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Investments Owned Estimated Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_InvestmentsOwnedEstimatedFairValue' xlink:to='lab_fil_InvestmentsOwnedEstimatedFairValue'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_InvestmentAndMortgageBackedSecuritiesAmortizedCostByContractualMaturity' xlink:label='fil_InvestmentAndMortgageBackedSecuritiesAmortizedCostByContractualMaturity'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_InvestmentAndMortgageBackedSecuritiesAmortizedCostByContractualMaturity' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Investment and Mortgage-Backed Securities Amortized Cost by Contractual Maturity</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_InvestmentAndMortgageBackedSecuritiesAmortizedCostByContractualMaturity' xlink:to='lab_fil_InvestmentAndMortgageBackedSecuritiesAmortizedCostByContractualMaturity'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_SecuritiesTypeAxis' xlink:label='fil_SecuritiesTypeAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_SecuritiesTypeAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Securities Type</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_SecuritiesTypeAxis' xlink:to='lab_fil_SecuritiesTypeAxis'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ScheduleOfImpairedLoans' xlink:label='fil_ScheduleOfImpairedLoans'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfImpairedLoans' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Impaired Loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfImpairedLoans' xlink:to='lab_fil_ScheduleOfImpairedLoans'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_PurchasedCreditImpairedLoansAgingPolicy' xlink:label='fil_PurchasedCreditImpairedLoansAgingPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_PurchasedCreditImpairedLoansAgingPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Purchased Credit Impaired Loans Aging Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_PurchasedCreditImpairedLoansAgingPolicy' xlink:to='lab_fil_PurchasedCreditImpairedLoansAgingPolicy'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_CreditQualityIndicatorPolicy' xlink:label='fil_CreditQualityIndicatorPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CreditQualityIndicatorPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Credit Quality Indicators Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CreditQualityIndicatorPolicy' xlink:to='lab_fil_CreditQualityIndicatorPolicy'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_PurchasedCreditImpairedLoansCreditQualityPolicy' xlink:label='fil_PurchasedCreditImpairedLoansCreditQualityPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_PurchasedCreditImpairedLoansCreditQualityPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Purchased Credit Impaired Loans Credit Quality Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_PurchasedCreditImpairedLoansCreditQualityPolicy' xlink:to='lab_fil_PurchasedCreditImpairedLoansCreditQualityPolicy'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConsolidationPolicyTextBlock' xlink:label='us-gaap_ConsolidationPolicyTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ConsolidationPolicyTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Consolidation Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ConsolidationPolicyTextBlock' xlink:to='lab_us-gaap_ConsolidationPolicyTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock' xlink:label='us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>401(k) Retirement Plan</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock' xlink:to='lab_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxesPaidNet' xlink:label='us-gaap_IncomeTaxesPaidNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeTaxesPaidNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Income taxes</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncomeTaxesPaidNet' xlink:to='lab_us-gaap_IncomeTaxesPaidNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromIssuanceOfRedeemablePreferredStock' xlink:label='us-gaap_ProceedsFromIssuanceOfRedeemablePreferredStock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromIssuanceOfRedeemablePreferredStock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Proceeds from issuance of preferred stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromIssuanceOfRedeemablePreferredStock' xlink:to='lab_us-gaap_ProceedsFromIssuanceOfRedeemablePreferredStock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities' xlink:label='us-gaap_NetCashProvidedByUsedInOperatingActivities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInOperatingActivities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net cash provided by operating activities</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInOperatingActivities' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Net cash provided by operating activities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetCashProvidedByUsedInOperatingActivities' xlink:to='lab_us-gaap_NetCashProvidedByUsedInOperatingActivities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SuppliesAndPostageExpense' xlink:label='us-gaap_SuppliesAndPostageExpense'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SuppliesAndPostageExpense' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Postage and office supplies</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SuppliesAndPostageExpense' xlink:to='lab_us-gaap_SuppliesAndPostageExpense'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestIncome' xlink:label='us-gaap_NoninterestIncome'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NoninterestIncome' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total noninterest income</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NoninterestIncome' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Total noninterest income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NoninterestIncome' xlink:to='lab_us-gaap_NoninterestIncome'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase' xlink:label='us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Securities sold under agreements to repurchase {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Securities sold under agreements to repurchase</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase' xlink:to='lab_us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityCentralIndexKey' xlink:label='dei_EntityCentralIndexKey'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityCentralIndexKey' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Central Index Key</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityCentralIndexKey' xlink:to='lab_dei_EntityCentralIndexKey'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_TotalRestructuredLoansMember' xlink:label='fil_TotalRestructuredLoansMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TotalRestructuredLoansMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total Restructured Loans [Member]</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TotalRestructuredLoansMember' xlink:to='lab_fil_TotalRestructuredLoansMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_AfterTenYearsMember' xlink:label='fil_AfterTenYearsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AfterTenYearsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>After ten years [Member]</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AfterTenYearsMember' xlink:to='lab_fil_AfterTenYearsMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_AccruedInterestReceivableMember1Member' xlink:label='fil_AccruedInterestReceivableMember1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AccruedInterestReceivableMember1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accrued interest receivable {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_AccruedInterestReceivableMember1Member' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Accrued interest receivable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AccruedInterestReceivableMember1Member' xlink:to='lab_fil_AccruedInterestReceivableMember1Member'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ForeclosedAndRepossessedAssetsMember' xlink:label='fil_ForeclosedAndRepossessedAssetsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ForeclosedAndRepossessedAssetsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Foreclosed and repossessed assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ForeclosedAndRepossessedAssetsMember' xlink:to='lab_fil_ForeclosedAndRepossessedAssetsMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ProjectedDefaultsMember' xlink:label='fil_ProjectedDefaultsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ProjectedDefaultsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Projected defaults</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ProjectedDefaultsMember' xlink:to='lab_fil_ProjectedDefaultsMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ForeclosedAndRepossessedAssetsDomain' xlink:label='fil_ForeclosedAndRepossessedAssetsDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ForeclosedAndRepossessedAssetsDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Foreclosed and Repossessed Assets {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_ForeclosedAndRepossessedAssetsDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Foreclosed and Repossessed Assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ForeclosedAndRepossessedAssetsDomain' xlink:to='lab_fil_ForeclosedAndRepossessedAssetsDomain'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_Level2SignificantOtherObservableInputs' xlink:label='fil_Level2SignificantOtherObservableInputs'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_Level2SignificantOtherObservableInputs' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Level 2 - Significant Other Observable Inputs</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_Level2SignificantOtherObservableInputs' xlink:to='lab_fil_Level2SignificantOtherObservableInputs'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate' xlink:label='us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Income Tax Reconciliation, Income Tax Expense (Benefit), at Federal Statutory Income Tax Rate</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate' xlink:to='lab_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxLiabilitiesPrepaidExpenses' xlink:label='us-gaap_DeferredTaxLiabilitiesPrepaidExpenses'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxLiabilitiesPrepaidExpenses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Liabilities, Prepaid Expenses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredTaxLiabilitiesPrepaidExpenses' xlink:to='lab_us-gaap_DeferredTaxLiabilitiesPrepaidExpenses'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_DeferredTaxLiabilitiesPurchaseAccountingAdjustments' xlink:label='fil_DeferredTaxLiabilitiesPurchaseAccountingAdjustments'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DeferredTaxLiabilitiesPurchaseAccountingAdjustments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred tax liabilities purchase accounting adjustments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DeferredTaxLiabilitiesPurchaseAccountingAdjustments' xlink:to='lab_fil_DeferredTaxLiabilitiesPurchaseAccountingAdjustments'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_AccretableYieldOrIncomeExpectedBalanceEndOfPeriod' xlink:label='fil_AccretableYieldOrIncomeExpectedBalanceEndOfPeriod'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AccretableYieldOrIncomeExpectedBalanceEndOfPeriod' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accretable yield or Income Expected Balance End of Period</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AccretableYieldOrIncomeExpectedBalanceEndOfPeriod' xlink:to='lab_fil_AccretableYieldOrIncomeExpectedBalanceEndOfPeriod'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_N3059DaysPastDueMember' xlink:label='fil_N3059DaysPastDueMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_N3059DaysPastDueMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>30-59 Days Past Due</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_N3059DaysPastDueMember' xlink:to='lab_fil_N3059DaysPastDueMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment' xlink:label='us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Individually Evaluated for Impairment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment' xlink:to='lab_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansMember' xlink:label='us-gaap_LoansMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansMember' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LoansMember' xlink:to='lab_us-gaap_LoansMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure' xlink:label='us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage-backed Securities Available-for-sale, Fair Value Disclosure</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure' xlink:to='lab_us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ScheduleOfDebtorTroubledDebtRestructuringNonperforming' xlink:label='fil_ScheduleOfDebtorTroubledDebtRestructuringNonperforming'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfDebtorTroubledDebtRestructuringNonperforming' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Debtor Troubled Debt Restructuring Nonperforming</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfDebtorTroubledDebtRestructuringNonperforming' xlink:to='lab_fil_ScheduleOfDebtorTroubledDebtRestructuringNonperforming'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_CommercialRealEstateLendingPolicy' xlink:label='fil_CommercialRealEstateLendingPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CommercialRealEstateLendingPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Commercial Real Estate Lending Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CommercialRealEstateLendingPolicy' xlink:to='lab_fil_CommercialRealEstateLendingPolicy'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepositLiabilitiesDisclosuresTextBlock' xlink:label='us-gaap_DepositLiabilitiesDisclosuresTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DepositLiabilitiesDisclosuresTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deposits {2}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DepositLiabilitiesDisclosuresTextBlock' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Deposits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DepositLiabilitiesDisclosuresTextBlock' xlink:to='lab_us-gaap_DepositLiabilitiesDisclosuresTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock' xlink:label='us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans and Allowance For Loan Losses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock' xlink:to='lab_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInTimeDeposits' xlink:label='us-gaap_IncreaseDecreaseInTimeDeposits'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInTimeDeposits' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net increase (decrease) in certificates of deposits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncreaseDecreaseInTimeDeposits' xlink:to='lab_us-gaap_IncreaseDecreaseInTimeDeposits'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract' xlink:label='us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Statements of Comprehensive Income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract' xlink:to='lab_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockDividendsPerShareCashPaid' xlink:label='us-gaap_CommonStockDividendsPerShareCashPaid'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommonStockDividendsPerShareCashPaid' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Dividends per common share</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommonStockDividendsPerShareCashPaid' xlink:to='lab_us-gaap_CommonStockDividendsPerShareCashPaid'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EmployeeBenefitsAndShareBasedCompensation' xlink:label='us-gaap_EmployeeBenefitsAndShareBasedCompensation'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EmployeeBenefitsAndShareBasedCompensation' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Compensation and benefits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EmployeeBenefitsAndShareBasedCompensation' xlink:to='lab_us-gaap_EmployeeBenefitsAndShareBasedCompensation'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestExpenseAbstract' xlink:label='us-gaap_NoninterestExpenseAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NoninterestExpenseAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>NONINTEREST EXPENSE:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NoninterestExpenseAbstract' xlink:to='lab_us-gaap_NoninterestExpenseAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BankingFeesAndCommissions' xlink:label='us-gaap_BankingFeesAndCommissions'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BankingFeesAndCommissions' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other loan fees</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BankingFeesAndCommissions' xlink:to='lab_us-gaap_BankingFeesAndCommissions'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm' xlink:label='us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Advances from FHLB of Des Moines {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Advances from FHLB of Des Moines</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm' xlink:to='lab_us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseAbstract' xlink:label='us-gaap_InterestExpenseAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestExpenseAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>INTEREST EXPENSE:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestExpenseAbstract' xlink:to='lab_us-gaap_InterestExpenseAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases' xlink:label='us-gaap_InterestAndFeeIncomeLoansAndLeases'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestAndFeeIncomeLoansAndLeases' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestAndFeeIncomeLoansAndLeases' xlink:to='lab_us-gaap_InterestAndFeeIncomeLoansAndLeases'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquity' xlink:label='us-gaap_StockholdersEquity'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StockholdersEquity' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total stockholders&apos; equity</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StockholdersEquity' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Total stockholders&apos; equity</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StockholdersEquity' xlink:to='lab_us-gaap_StockholdersEquity'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AdvancesFromFederalHomeLoanBanks' xlink:label='us-gaap_AdvancesFromFederalHomeLoanBanks'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AdvancesFromFederalHomeLoanBanks' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Advances from FHLB of Des Moines</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AdvancesFromFederalHomeLoanBanks' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Advances from FHLB of Des Moines</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AdvancesFromFederalHomeLoanBanks' xlink:to='lab_us-gaap_AdvancesFromFederalHomeLoanBanks'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_DepositsMember1Member' xlink:label='fil_DepositsMember1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DepositsMember1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deposits {3}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_DepositsMember1Member' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Deposits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DepositsMember1Member' xlink:to='lab_fil_DepositsMember1Member'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_DiscountRateMember' xlink:label='fil_DiscountRateMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DiscountRateMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Discount rate</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DiscountRateMember' xlink:to='lab_fil_DiscountRateMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_TotalGainLossRecognizedOnAssetsNonrecurringBasis' xlink:label='fil_TotalGainLossRecognizedOnAssetsNonrecurringBasis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TotalGainLossRecognizedOnAssetsNonrecurringBasis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total gain (loss) recognized on assets nonrecurring basis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TotalGainLossRecognizedOnAssetsNonrecurringBasis' xlink:to='lab_fil_TotalGainLossRecognizedOnAssetsNonrecurringBasis'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_TotalUnrealizedGainLossIncludedInComprehensiveIncome' xlink:label='fil_TotalUnrealizedGainLossIncludedInComprehensiveIncome'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TotalUnrealizedGainLossIncludedInComprehensiveIncome' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total unrealized gain (loss) included in comprehensive income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TotalUnrealizedGainLossIncludedInComprehensiveIncome' xlink:to='lab_fil_TotalUnrealizedGainLossIncludedInComprehensiveIncome'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_TotalIncomeTaxProvision' xlink:label='fil_TotalIncomeTaxProvision'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TotalIncomeTaxProvision' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total income tax provision</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TotalIncomeTaxProvision' xlink:to='lab_fil_TotalIncomeTaxProvision'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_LoansReceivableTroubledDebtModificationsNonperformingRecordedInvestment' xlink:label='fil_LoansReceivableTroubledDebtModificationsNonperformingRecordedInvestment'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansReceivableTroubledDebtModificationsNonperformingRecordedInvestment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans Receivable Troubled Debt Modifications Nonperforming Recorded Investment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoansReceivableTroubledDebtModificationsNonperformingRecordedInvestment' xlink:to='lab_fil_LoansReceivableTroubledDebtModificationsNonperformingRecordedInvestment'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_LoansReceivableTroubledDebtRestructuringNumberOfModifications' xlink:label='fil_LoansReceivableTroubledDebtRestructuringNumberOfModifications'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansReceivableTroubledDebtRestructuringNumberOfModifications' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans Receivable Troubled Debt Restructuring Number of Modifications</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoansReceivableTroubledDebtRestructuringNumberOfModifications' xlink:to='lab_fil_LoansReceivableTroubledDebtRestructuringNumberOfModifications'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain' xlink:label='us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Class of Financing Receivable {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Class of Financing Receivable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain' xlink:to='lab_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing' xlink:label='us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing' xlink:to='lab_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansReceivableCommercialRealEstate' xlink:label='us-gaap_LoansReceivableCommercialRealEstate'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansReceivableCommercialRealEstate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans Receivable, Gross, Commercial, Real Estate</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LoansReceivableCommercialRealEstate' xlink:to='lab_us-gaap_LoansReceivableCommercialRealEstate'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SpecialMentionMember' xlink:label='us-gaap_SpecialMentionMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SpecialMentionMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Special Mention</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SpecialMentionMember' xlink:to='lab_us-gaap_SpecialMentionMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_AllowanceForLoanLossesDomain' xlink:label='fil_AllowanceForLoanLossesDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AllowanceForLoanLossesDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Allowance for Loan Losses {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_AllowanceForLoanLossesDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Allowance for Loan Losses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AllowanceForLoanLossesDomain' xlink:to='lab_fil_AllowanceForLoanLossesDomain'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_LoansReceivableRealEstateConstruction' xlink:label='fil_LoansReceivableRealEstateConstruction'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansReceivableRealEstateConstruction' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans Receivable Real Estate Construction</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoansReceivableRealEstateConstruction' xlink:to='lab_fil_LoansReceivableRealEstateConstruction'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ReductionsDueToSalesMember' xlink:label='fil_ReductionsDueToSalesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ReductionsDueToSalesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Reductions due to sales</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ReductionsDueToSalesMember' xlink:to='lab_fil_ReductionsDueToSalesMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_DurationAxis' xlink:label='fil_DurationAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DurationAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Duration</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DurationAxis' xlink:to='lab_fil_DurationAxis'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_PrinciplesOfConsolidationPolicy' xlink:label='fil_PrinciplesOfConsolidationPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_PrinciplesOfConsolidationPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Principles of Consolidation Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_PrinciplesOfConsolidationPolicy' xlink:to='lab_fil_PrinciplesOfConsolidationPolicy'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PolicyTextBlockAbstract' xlink:label='us-gaap_PolicyTextBlockAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PolicyTextBlockAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Policies</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PolicyTextBlockAbstract' xlink:to='lab_us-gaap_PolicyTextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxDisclosureTextBlock' xlink:label='us-gaap_IncomeTaxDisclosureTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeTaxDisclosureTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Income Taxes</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncomeTaxDisclosureTextBlock' xlink:to='lab_us-gaap_IncomeTaxDisclosureTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerShareTextBlock' xlink:label='us-gaap_EarningsPerShareTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EarningsPerShareTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Earnings Per Share</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EarningsPerShareTextBlock' xlink:to='lab_us-gaap_EarningsPerShareTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DividendsCommonStockPaidinkind' xlink:label='us-gaap_DividendsCommonStockPaidinkind'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DividendsCommonStockPaidinkind' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Dividends paid on common stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DividendsCommonStockPaidinkind' xlink:to='lab_us-gaap_DividendsCommonStockPaidinkind'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses' xlink:label='us-gaap_ProvisionForLoanLeaseAndOtherLosses'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProvisionForLoanLeaseAndOtherLosses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Provision for loan losses and off-balance sheet credit exposures</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProvisionForLoanLeaseAndOtherLosses' xlink:to='lab_us-gaap_ProvisionForLoanLeaseAndOtherLosses'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Depreciation' xlink:label='us-gaap_Depreciation'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Depreciation' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Depreciation</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_Depreciation' xlink:to='lab_us-gaap_Depreciation'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract' xlink:label='us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cash Flows From Operating Activities:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract' xlink:to='lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherPreferredStockDividendsAndAdjustments' xlink:label='us-gaap_OtherPreferredStockDividendsAndAdjustments'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherPreferredStockDividendsAndAdjustments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Less: effective dividend on preferred shares</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherPreferredStockDividendsAndAdjustments' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Less: effective dividend on preferred shares</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherPreferredStockDividendsAndAdjustments' xlink:to='lab_us-gaap_OtherPreferredStockDividendsAndAdjustments'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets' xlink:label='us-gaap_AmortizationOfIntangibleAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AmortizationOfIntangibleAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Amortization of intangible assets</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AmortizationOfIntangibleAssets' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Intangible amortization</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AmortizationOfIntangibleAssets' xlink:to='lab_us-gaap_AmortizationOfIntangibleAssets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating' xlink:label='us-gaap_InterestAndDividendIncomeOperating'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestAndDividendIncomeOperating' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total interest income</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestAndDividendIncomeOperating' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Total interest income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestAndDividendIncomeOperating' xlink:to='lab_us-gaap_InterestAndDividendIncomeOperating'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TreasuryStockShares' xlink:label='us-gaap_TreasuryStockShares'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TreasuryStockShares' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Treasury stock shares</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TreasuryStockShares' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Treasury stock shares</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TreasuryStockShares' xlink:to='lab_us-gaap_TreasuryStockShares'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountsPayableAndOtherAccruedLiabilities' xlink:label='us-gaap_AccountsPayableAndOtherAccruedLiabilities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AccountsPayableAndOtherAccruedLiabilities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accounts payable and other liabilities</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AccountsPayableAndOtherAccruedLiabilities' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Accounts payable and other liabilities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AccountsPayableAndOtherAccruedLiabilities' xlink:to='lab_us-gaap_AccountsPayableAndOtherAccruedLiabilities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FederalHomeLoanBankStock' xlink:label='us-gaap_FederalHomeLoanBankStock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FederalHomeLoanBankStock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Stock in FHLB of Des Moines</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FederalHomeLoanBankStock' xlink:to='lab_us-gaap_FederalHomeLoanBankStock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementTable' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Statement</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StatementTable' xlink:to='lab_us-gaap_StatementTable'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_CommitmentsToOriginateLoansMember' xlink:label='fil_CommitmentsToOriginateLoansMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CommitmentsToOriginateLoansMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Commitments to originate loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CommitmentsToOriginateLoansMember' xlink:to='lab_fil_CommitmentsToOriginateLoansMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_SubordinatedDebtMember1Member' xlink:label='fil_SubordinatedDebtMember1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_SubordinatedDebtMember1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Subordinated debt {2}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_SubordinatedDebtMember1Member' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Subordinated debt</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_SubordinatedDebtMember1Member' xlink:to='lab_fil_SubordinatedDebtMember1Member'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_InterestBearingTimeDepositsMember' xlink:label='fil_InterestBearingTimeDepositsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_InterestBearingTimeDepositsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Interest-bearing time deposits {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_InterestBearingTimeDepositsMember' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Interest-bearing time deposits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_InterestBearingTimeDepositsMember' xlink:to='lab_fil_InterestBearingTimeDepositsMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_AvailableForSaleSecuritiesEndOfPeriod' xlink:label='fil_AvailableForSaleSecuritiesEndOfPeriod'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AvailableForSaleSecuritiesEndOfPeriod' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available for sale securities, end of period</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AvailableForSaleSecuritiesEndOfPeriod' xlink:to='lab_fil_AvailableForSaleSecuritiesEndOfPeriod'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_IncreaseDecreaseInTaxesResultingFromStateTaxNetOfFederalBenefit' xlink:label='fil_IncreaseDecreaseInTaxesResultingFromStateTaxNetOfFederalBenefit'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_IncreaseDecreaseInTaxesResultingFromStateTaxNetOfFederalBenefit' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Increase (decrease) in taxes resulting from state tax, net of Federal benefit</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_IncreaseDecreaseInTaxesResultingFromStateTaxNetOfFederalBenefit' xlink:to='lab_fil_IncreaseDecreaseInTaxesResultingFromStateTaxNetOfFederalBenefit'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_CommercialLoansAcquiredInTransfer' xlink:label='fil_CommercialLoansAcquiredInTransfer'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CommercialLoansAcquiredInTransfer' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Commercial Loans Acquired in Transfer</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CommercialLoansAcquiredInTransfer' xlink:to='lab_fil_CommercialLoansAcquiredInTransfer'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_TotalLoansWithAndWithoutASpecificValuationAllowanceMember' xlink:label='fil_TotalLoansWithAndWithoutASpecificValuationAllowanceMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TotalLoansWithAndWithoutASpecificValuationAllowanceMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total loans with and without a specific valuation allowance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TotalLoansWithAndWithoutASpecificValuationAllowanceMember' xlink:to='lab_fil_TotalLoansWithAndWithoutASpecificValuationAllowanceMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue' xlink:label='us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue' xlink:to='lab_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DoubtfulMember' xlink:label='us-gaap_DoubtfulMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DoubtfulMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Doubtful</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DoubtfulMember' xlink:to='lab_us-gaap_DoubtfulMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality' xlink:label='us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Allowance for Credit Losses, Acquired with Deteriorated Credit Quality</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality' xlink:to='lab_us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment' xlink:label='us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment' xlink:to='lab_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_LoanTypeAxis' xlink:label='fil_LoanTypeAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoanTypeAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loan Type</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoanTypeAxis' xlink:to='lab_fil_LoanTypeAxis'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AllowanceForNotesReceivable' xlink:label='us-gaap_AllowanceForNotesReceivable'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AllowanceForNotesReceivable' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Allowance for Notes, Loans and Financing Receivable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AllowanceForNotesReceivable' xlink:to='lab_us-gaap_AllowanceForNotesReceivable'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_LoansReceivableDeferredLoanFeesNet' xlink:label='fil_LoansReceivableDeferredLoanFeesNet'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansReceivableDeferredLoanFeesNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans Receivable Deferred Loan Fees, Net</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoansReceivableDeferredLoanFeesNet' xlink:to='lab_fil_LoansReceivableDeferredLoanFeesNet'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_BalanceEndOfPeriodMember' xlink:label='fil_BalanceEndOfPeriodMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_BalanceEndOfPeriodMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Balance end of period</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_BalanceEndOfPeriodMember' xlink:to='lab_fil_BalanceEndOfPeriodMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_MoreThan12MonthsMember' xlink:label='fil_MoreThan12MonthsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MoreThan12MonthsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>More than 12 months</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MoreThan12MonthsMember' xlink:to='lab_fil_MoreThan12MonthsMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ScheduleOfFairValueOfFinancialInstruments' xlink:label='fil_ScheduleOfFairValueOfFinancialInstruments'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfFairValueOfFinancialInstruments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Fair Value of Financial Instruments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfFairValueOfFinancialInstruments' xlink:to='lab_fil_ScheduleOfFairValueOfFinancialInstruments'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock' xlink:label='us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Effective Income Tax Rate Reconciliation</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock' xlink:to='lab_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ScheduleOfGrossUnrealizedLossesAndFairValueOfInvestmentsLengthOfTimeInContinuousUnrealizedLossPosition' xlink:label='fil_ScheduleOfGrossUnrealizedLossesAndFairValueOfInvestmentsLengthOfTimeInContinuousUnrealizedLossPosition'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfGrossUnrealizedLossesAndFairValueOfInvestmentsLengthOfTimeInContinuousUnrealizedLossPosition' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Gross Unrealized Losses and Fair Value of Investments Length of Time in Continuous Unrealized Loss Position</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfGrossUnrealizedLossesAndFairValueOfInvestmentsLengthOfTimeInContinuousUnrealizedLossPosition' xlink:to='lab_fil_ScheduleOfGrossUnrealizedLossesAndFairValueOfInvestmentsLengthOfTimeInContinuousUnrealizedLossPosition'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PensionAndOtherPostretirementPlansPolicy' xlink:label='us-gaap_PensionAndOtherPostretirementPlansPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PensionAndOtherPostretirementPlansPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Pension and Other Postretirement Plans, Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PensionAndOtherPostretirementPlansPolicy' xlink:to='lab_us-gaap_PensionAndOtherPostretirementPlansPolicy'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_IntangibleAssetsPolicy' xlink:label='fil_IntangibleAssetsPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_IntangibleAssetsPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Intangible Assets Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_IntangibleAssetsPolicy' xlink:to='lab_fil_IntangibleAssetsPolicy'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DividendsPreferredStockPaidinkind' xlink:label='us-gaap_DividendsPreferredStockPaidinkind'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DividendsPreferredStockPaidinkind' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Dividends paid on preferred stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DividendsPreferredStockPaidinkind' xlink:to='lab_us-gaap_DividendsPreferredStockPaidinkind'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract' xlink:label='us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cash flows from financing activities:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract' xlink:to='lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities' xlink:label='us-gaap_PaymentsToAcquireAvailableForSaleSecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Purchases of available-for-sale securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PaymentsToAcquireAvailableForSaleSecurities' xlink:to='lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInInterestPayableNet' xlink:label='us-gaap_IncreaseDecreaseInInterestPayableNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInInterestPayableNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Increase decrease in accrued interest payable</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInInterestPayableNet' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Increase decrease in accrued interest payable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncreaseDecreaseInInterestPayableNet' xlink:to='lab_us-gaap_IncreaseDecreaseInInterestPayableNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet' xlink:label='us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Increase decrease in accrued interest receivable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet' xlink:to='lab_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestExpense' xlink:label='us-gaap_NoninterestExpense'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NoninterestExpense' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total noninterest expense</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NoninterestExpense' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Total noninterest expense</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NoninterestExpense' xlink:to='lab_us-gaap_NoninterestExpense'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare' xlink:label='us-gaap_CommonStockParOrStatedValuePerShare'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommonStockParOrStatedValuePerShare' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Common stock par value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommonStockParOrStatedValuePerShare' xlink:to='lab_us-gaap_CommonStockParOrStatedValuePerShare'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance' xlink:label='us-gaap_LoansAndLeasesReceivableAllowance'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansAndLeasesReceivableAllowance' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Allowance for loan losses of loans receivable</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansAndLeasesReceivableAllowance' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Allowance for loan losses of loans receivable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LoansAndLeasesReceivableAllowance' xlink:to='lab_us-gaap_LoansAndLeasesReceivableAllowance'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchase' xlink:label='us-gaap_SecuritiesSoldUnderAgreementsToRepurchase'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Securities sold under agreements to repurchase</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Securities sold under agreements to repurchase</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SecuritiesSoldUnderAgreementsToRepurchase' xlink:to='lab_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Deposits' xlink:label='us-gaap_Deposits'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Deposits' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deposits</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Deposits' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Deposits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_Deposits' xlink:to='lab_us-gaap_Deposits'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BankOwnedLifeInsurance' xlink:label='us-gaap_BankOwnedLifeInsurance'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BankOwnedLifeInsurance' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Bank owned life insurance - cash surrender value</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BankOwnedLifeInsurance' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Bank owned life insurance - cash surrender value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BankOwnedLifeInsurance' xlink:to='lab_us-gaap_BankOwnedLifeInsurance'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansReceivableNet' xlink:label='us-gaap_LoansReceivableNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansReceivableNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans receivable, net of allowance for loan losses of $7,920,201 and $7,492,054 at December 31, 2012 and June 30, 2012, respectively</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansReceivableNet' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Loans receivable, net of allowance for loan losses of $7,920,201 and $7,492,054 at December 31, 2012 and June 30, 2012, respectively</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LoansReceivableNet' xlink:to='lab_us-gaap_LoansReceivableNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestBearingDomesticDepositTimeDeposits' xlink:label='us-gaap_InterestBearingDomesticDepositTimeDeposits'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestBearingDomesticDepositTimeDeposits' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Interest-bearing time deposits</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestBearingDomesticDepositTimeDeposits' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Interest-bearing time deposits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestBearingDomesticDepositTimeDeposits' xlink:to='lab_us-gaap_InterestBearingDomesticDepositTimeDeposits'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityFilerCategory' xlink:label='dei_EntityFilerCategory'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityFilerCategory' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Filer Category</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityFilerCategory' xlink:to='lab_dei_EntityFilerCategory'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_LoansReceivableNetMember' xlink:label='fil_LoansReceivableNetMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansReceivableNetMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans receivable, net</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoansReceivableNetMember' xlink:to='lab_fil_LoansReceivableNetMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_FairValueMeasurementsRecurringAndNonrecurringValuationTechnique' xlink:label='fil_FairValueMeasurementsRecurringAndNonrecurringValuationTechnique'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueMeasurementsRecurringAndNonrecurringValuationTechnique' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value Measurements Recurring and Nonrecurring Valuation Technique {2}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueMeasurementsRecurringAndNonrecurringValuationTechnique' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Fair Value Measurements Recurring and Nonrecurring Valuation Technique</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueMeasurementsRecurringAndNonrecurringValuationTechnique' xlink:to='lab_fil_FairValueMeasurementsRecurringAndNonrecurringValuationTechnique'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding' xlink:label='us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Weighted Average Number of Shares Outstanding, Diluted</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding' xlink:to='lab_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TimeDeposits' xlink:label='us-gaap_TimeDeposits'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TimeDeposits' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Time Deposits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TimeDeposits' xlink:to='lab_us-gaap_TimeDeposits'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_AcquiredInTransferCreditImpairedMember' xlink:label='fil_AcquiredInTransferCreditImpairedMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AcquiredInTransferCreditImpairedMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Acquired in transfer credit impaired</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AcquiredInTransferCreditImpairedMember' xlink:to='lab_fil_AcquiredInTransferCreditImpairedMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableRelatedAllowance' xlink:label='us-gaap_ImpairedFinancingReceivableRelatedAllowance'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ImpairedFinancingReceivableRelatedAllowance' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Impaired Financing Receivable, Related Allowance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ImpairedFinancingReceivableRelatedAllowance' xlink:to='lab_us-gaap_ImpairedFinancingReceivableRelatedAllowance'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs' xlink:label='us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Allowance for Loan and Lease Losses, Write-offs</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs' xlink:to='lab_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_CommercialRealEstateLoansMember' xlink:label='fil_CommercialRealEstateLoansMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CommercialRealEstateLoansMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Commercial Real Estate Loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CommercialRealEstateLoansMember' xlink:to='lab_fil_CommercialRealEstateLoansMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_TotalLoansReceivable' xlink:label='fil_TotalLoansReceivable'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TotalLoansReceivable' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total loans receivable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TotalLoansReceivable' xlink:to='lab_fil_TotalLoansReceivable'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_InvestmentAndMortgageBackedSecuritiesEstimatedFairValueByContractualMaturity' xlink:label='fil_InvestmentAndMortgageBackedSecuritiesEstimatedFairValueByContractualMaturity'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_InvestmentAndMortgageBackedSecuritiesEstimatedFairValueByContractualMaturity' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Investment and Mortgage-Backed Securities Estimated Fair Value by Contractual Maturity</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_InvestmentAndMortgageBackedSecuritiesEstimatedFairValueByContractualMaturity' xlink:to='lab_fil_InvestmentAndMortgageBackedSecuritiesEstimatedFairValueByContractualMaturity'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValue' xlink:label='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Debt Maturities, Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValue' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost' xlink:label='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Debt Maturities, Year Two Through Five, Amortized Cost Basis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_CashDueAndInterestBearingDepositsInOtherDepositoryInstitutions' xlink:label='fil_CashDueAndInterestBearingDepositsInOtherDepositoryInstitutions'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CashDueAndInterestBearingDepositsInOtherDepositoryInstitutions' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cash Due and Interest-Bearing Deposits in Other Depository Institutions</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CashDueAndInterestBearingDepositsInOtherDepositoryInstitutions' xlink:to='lab_fil_CashDueAndInterestBearingDepositsInOtherDepositoryInstitutions'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ScheduleOfLoanPortfolioByCreditRating' xlink:label='fil_ScheduleOfLoanPortfolioByCreditRating'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfLoanPortfolioByCreditRating' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Loan Portfolio by Credit Rating</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfLoanPortfolioByCreditRating' xlink:to='lab_fil_ScheduleOfLoanPortfolioByCreditRating'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ConsumerLendingPolicy' xlink:label='fil_ConsumerLendingPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ConsumerLendingPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Consumer Lending Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ConsumerLendingPolicy' xlink:to='lab_fil_ConsumerLendingPolicy'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_TreasuryStockPolicy' xlink:label='fil_TreasuryStockPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TreasuryStockPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Treasury Stock Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TreasuryStockPolicy' xlink:to='lab_fil_TreasuryStockPolicy'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MarketableSecuritiesAvailableForSaleSecuritiesPolicy' xlink:label='us-gaap_MarketableSecuritiesAvailableForSaleSecuritiesPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_MarketableSecuritiesAvailableForSaleSecuritiesPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available for Sale Securities Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_MarketableSecuritiesAvailableForSaleSecuritiesPolicy' xlink:to='lab_us-gaap_MarketableSecuritiesAvailableForSaleSecuritiesPolicy'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_UseOfEstimatesPolicy' xlink:label='fil_UseOfEstimatesPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_UseOfEstimatesPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Use of Estimates Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_UseOfEstimatesPolicy' xlink:to='lab_fil_UseOfEstimatesPolicy'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ConversionOfLoansToRepossessedAssets' xlink:label='fil_ConversionOfLoansToRepossessedAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ConversionOfLoansToRepossessedAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Conversion of loans to repossessed assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ConversionOfLoansToRepossessedAssets' xlink:to='lab_fil_ConversionOfLoansToRepossessedAssets'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ConversionOfLoansToForeclosedRealEstate' xlink:label='fil_ConversionOfLoansToForeclosedRealEstate'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ConversionOfLoansToForeclosedRealEstate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Conversion of loans to foreclosed real estate</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_ConversionOfLoansToForeclosedRealEstate' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Conversion of loans to foreclosed real estate</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ConversionOfLoansToForeclosedRealEstate' xlink:to='lab_fil_ConversionOfLoansToForeclosedRealEstate'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract' xlink:label='us-gaap_SupplementalCashFlowInformationAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SupplementalCashFlowInformationAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Supplemental disclosures of Cash flow information:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SupplementalCashFlowInformationAbstract' xlink:to='lab_us-gaap_SupplementalCashFlowInformationAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInOtherDeposits' xlink:label='us-gaap_IncreaseDecreaseInOtherDeposits'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInOtherDeposits' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net change in interest-bearing deposits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncreaseDecreaseInOtherDeposits' xlink:to='lab_us-gaap_IncreaseDecreaseInOtherDeposits'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInDeferredIncomeTaxes' xlink:label='us-gaap_IncreaseDecreaseInDeferredIncomeTaxes'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred income taxes</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncreaseDecreaseInDeferredIncomeTaxes' xlink:to='lab_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract' xlink:label='us-gaap_StatementOfCashFlowsAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementOfCashFlowsAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Statements of Cash Flows</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StatementOfCashFlowsAbstract' xlink:to='lab_us-gaap_StatementOfCashFlowsAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OccupancyNet' xlink:label='us-gaap_OccupancyNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OccupancyNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Occupancy and equipment, net</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OccupancyNet' xlink:to='lab_us-gaap_OccupancyNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestIncomeOther' xlink:label='us-gaap_NoninterestIncomeOther'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NoninterestIncomeOther' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other noninterest income</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NoninterestIncomeOther' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Other noninterest income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NoninterestIncomeOther' xlink:to='lab_us-gaap_NoninterestIncomeOther'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxable' xlink:label='us-gaap_InterestIncomeSecuritiesTaxable'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestIncomeSecuritiesTaxable' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Investment securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestIncomeSecuritiesTaxable' xlink:to='lab_us-gaap_InterestIncomeSecuritiesTaxable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TreasuryStockValue' xlink:label='us-gaap_TreasuryStockValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TreasuryStockValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Treasury stock of 0 and 2,230 shares at December 31 and June 30, 2012, at cost, respectively</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TreasuryStockValue' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Treasury stock of 0 and 2,230 shares at December 31 and June 30, 2012, at cost, respectively</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TreasuryStockValue' xlink:to='lab_us-gaap_TreasuryStockValue'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_AfterOneYearButLessThanFiveYearsMember' xlink:label='fil_AfterOneYearButLessThanFiveYearsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AfterOneYearButLessThanFiveYearsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>After one year but less than five years [Member]</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AfterOneYearButLessThanFiveYearsMember' xlink:to='lab_fil_AfterOneYearButLessThanFiveYearsMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_FinancialLiabilitiesAxis' xlink:label='fil_FinancialLiabilitiesAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FinancialLiabilitiesAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financial liabilities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FinancialLiabilitiesAxis' xlink:to='lab_fil_FinancialLiabilitiesAxis'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_UnobservableInputsAxis' xlink:label='fil_UnobservableInputsAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_UnobservableInputsAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Unobservable Inputs</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_UnobservableInputsAxis' xlink:to='lab_fil_UnobservableInputsAxis'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AssetsFairValueDisclosureNonrecurring' xlink:label='us-gaap_AssetsFairValueDisclosureNonrecurring'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AssetsFairValueDisclosureNonrecurring' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Assets, Fair Value Disclosure, Nonrecurring</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AssetsFairValueDisclosureNonrecurring' xlink:to='lab_us-gaap_AssetsFairValueDisclosureNonrecurring'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_Level3SignificantUnobservableInputs' xlink:label='fil_Level3SignificantUnobservableInputs'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_Level3SignificantUnobservableInputs' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Level 3 - Significant Unobservable inputs</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_Level3SignificantUnobservableInputs' xlink:to='lab_fil_Level3SignificantUnobservableInputs'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit' xlink:label='us-gaap_DeferredIncomeTaxExpenseBenefit'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredIncomeTaxExpenseBenefit' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Income Tax Expense (Benefit)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredIncomeTaxExpenseBenefit' xlink:to='lab_us-gaap_DeferredIncomeTaxExpenseBenefit'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CurrentIncomeTaxExpenseBenefit' xlink:label='us-gaap_CurrentIncomeTaxExpenseBenefit'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CurrentIncomeTaxExpenseBenefit' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Current Income Tax Expense (Benefit)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CurrentIncomeTaxExpenseBenefit' xlink:to='lab_us-gaap_CurrentIncomeTaxExpenseBenefit'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_EarningsPerShareNetIncome' xlink:label='fil_EarningsPerShareNetIncome'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_EarningsPerShareNetIncome' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Earnings Per Share Net Income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_EarningsPerShareNetIncome' xlink:to='lab_fil_EarningsPerShareNetIncome'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_LoansAcquiredInTransferOutstandingBalance' xlink:label='fil_LoansAcquiredInTransferOutstandingBalance'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansAcquiredInTransferOutstandingBalance' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans Acquired in Transfer Outstanding Balance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoansAcquiredInTransferOutstandingBalance' xlink:to='lab_fil_LoansAcquiredInTransferOutstandingBalance'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_RealEstateLoansConstructionAcquiredInTransfer' xlink:label='fil_RealEstateLoansConstructionAcquiredInTransfer'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_RealEstateLoansConstructionAcquiredInTransfer' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Real Estate Loans Construction Acquired in Transfer</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_RealEstateLoansConstructionAcquiredInTransfer' xlink:to='lab_fil_RealEstateLoansConstructionAcquiredInTransfer'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_GreaterThan90DaysPastDueMember' xlink:label='fil_GreaterThan90DaysPastDueMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_GreaterThan90DaysPastDueMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Greater Than 90 Days Past Due</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_GreaterThan90DaysPastDueMember' xlink:to='lab_fil_GreaterThan90DaysPastDueMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_WatchMember' xlink:label='fil_WatchMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_WatchMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Watch</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_WatchMember' xlink:to='lab_fil_WatchMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableByCreditQualityIndicatorDomain' xlink:label='us-gaap_FinancingReceivableByCreditQualityIndicatorDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableByCreditQualityIndicatorDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, by Credit Quality Indicator</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableByCreditQualityIndicatorDomain' xlink:to='lab_us-gaap_FinancingReceivableByCreditQualityIndicatorDomain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment' xlink:label='us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Collectively Evaluated for Impairment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment' xlink:to='lab_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableConsumer' xlink:label='us-gaap_LoansAndLeasesReceivableConsumer'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansAndLeasesReceivableConsumer' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans and Leases Receivable, Gross, Consumer</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LoansAndLeasesReceivableConsumer' xlink:to='lab_us-gaap_LoansAndLeasesReceivableConsumer'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansReceivableCommercialMortgage' xlink:label='us-gaap_LoansReceivableCommercialMortgage'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansReceivableCommercialMortgage' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans Receivable, Gross, Commercial, Mortgage</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LoansReceivableCommercialMortgage' xlink:to='lab_us-gaap_LoansReceivableCommercialMortgage'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_BalanceBeginningOfPeriodMember' xlink:label='fil_BalanceBeginningOfPeriodMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_BalanceBeginningOfPeriodMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Balance beginning of period</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_BalanceBeginningOfPeriodMember' xlink:to='lab_fil_BalanceBeginningOfPeriodMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost' xlink:label='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Amortized Cost Basis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesFairValueDisclosure' xlink:label='us-gaap_AvailableForSaleSecuritiesFairValueDisclosure'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Fair Value Disclosure</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesFairValueDisclosure' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_SecuritiesTypeDomain' xlink:label='fil_SecuritiesTypeDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_SecuritiesTypeDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Securities Type {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_SecuritiesTypeDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Securities Type</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_SecuritiesTypeDomain' xlink:to='lab_fil_SecuritiesTypeDomain'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ImpairedLoansPolicy' xlink:label='fil_ImpairedLoansPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ImpairedLoansPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Impaired Loans Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ImpairedLoansPolicy' xlink:to='lab_fil_ImpairedLoansPolicy'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MarketableSecuritiesPolicy' xlink:label='us-gaap_MarketableSecuritiesPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_MarketableSecuritiesPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Marketable Securities, Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_MarketableSecuritiesPolicy' xlink:to='lab_us-gaap_MarketableSecuritiesPolicy'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsPolicyTextBlock' xlink:label='us-gaap_CashAndCashEquivalentsPolicyTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashAndCashEquivalentsPolicyTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cash and Cash Equivalents Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CashAndCashEquivalentsPolicyTextBlock' xlink:to='lab_us-gaap_CashAndCashEquivalentsPolicyTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInOtherLoans' xlink:label='us-gaap_IncreaseDecreaseInOtherLoans'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInOtherLoans' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net (increase) decrease in loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncreaseDecreaseInOtherLoans' xlink:to='lab_us-gaap_IncreaseDecreaseInOtherLoans'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract' xlink:label='us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cash flows from investing activities:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract' xlink:to='lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic' xlink:label='us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net income available to common shareholders</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Net income available to common shareholders</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic' xlink:to='lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockSharesIssued' xlink:label='us-gaap_CommonStockSharesIssued'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommonStockSharesIssued' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Common stock shares issued</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommonStockSharesIssued' xlink:to='lab_us-gaap_CommonStockSharesIssued'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FederalReserveBankStock' xlink:label='us-gaap_FederalReserveBankStock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FederalReserveBankStock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Stock in Federal Reserve Bank of St. Louis</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FederalReserveBankStock' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Stock in Federal Reserve Bank of St. Louis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FederalReserveBankStock' xlink:to='lab_us-gaap_FederalReserveBankStock'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ImpairedLoansMember' xlink:label='fil_ImpairedLoansMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ImpairedLoansMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Impaired loans [Member]</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ImpairedLoansMember' xlink:to='lab_fil_ImpairedLoansMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_SecuritiesSoldUnderAgreementsToRepurchaseMember1Member' xlink:label='fil_SecuritiesSoldUnderAgreementsToRepurchaseMember1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_SecuritiesSoldUnderAgreementsToRepurchaseMember1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Securities sold under agreements to repurchase {2}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_SecuritiesSoldUnderAgreementsToRepurchaseMember1Member' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Securities sold under agreements to repurchase</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_SecuritiesSoldUnderAgreementsToRepurchaseMember1Member' xlink:to='lab_fil_SecuritiesSoldUnderAgreementsToRepurchaseMember1Member'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_AnticipatedRecoveriesMember' xlink:label='fil_AnticipatedRecoveriesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AnticipatedRecoveriesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Anticipated recoveries</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AnticipatedRecoveriesMember' xlink:to='lab_fil_AnticipatedRecoveriesMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxLiabilitiesOther' xlink:label='us-gaap_DeferredTaxLiabilitiesOther'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxLiabilitiesOther' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Liabilities, Other</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredTaxLiabilitiesOther' xlink:to='lab_us-gaap_DeferredTaxLiabilitiesOther'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits' xlink:label='us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Assets, Tax Deferred Expense, Compensation and Benefits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits' xlink:to='lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic' xlink:label='us-gaap_WeightedAverageNumberOfSharesOutstandingBasic'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Weighted Average Number of Shares Outstanding, Basic</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_WeightedAverageNumberOfSharesOutstandingBasic' xlink:to='lab_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_AccretableYieldOrIncomeExpectedAdditions' xlink:label='fil_AccretableYieldOrIncomeExpectedAdditions'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AccretableYieldOrIncomeExpectedAdditions' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accretable yield or Income Expected Additions</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AccretableYieldOrIncomeExpectedAdditions' xlink:to='lab_fil_AccretableYieldOrIncomeExpectedAdditions'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_LoansReceivableTroubledDebtRestructuringRecordedInvestment' xlink:label='fil_LoansReceivableTroubledDebtRestructuringRecordedInvestment'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansReceivableTroubledDebtRestructuringRecordedInvestment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans Receivable Troubled Debt Restructuring Recorded Investment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoansReceivableTroubledDebtRestructuringRecordedInvestment' xlink:to='lab_fil_LoansReceivableTroubledDebtRestructuringRecordedInvestment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance' xlink:label='us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Impaired Financing Receivable, Unpaid Principal Balance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance' xlink:to='lab_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_LoansWithoutASpecificValuationAllowanceMember' xlink:label='fil_LoansWithoutASpecificValuationAllowanceMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansWithoutASpecificValuationAllowanceMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans without a specific valuation allowance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoansWithoutASpecificValuationAllowanceMember' xlink:to='lab_fil_LoansWithoutASpecificValuationAllowanceMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_LoansAxis' xlink:label='fil_LoansAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans {2}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansAxis' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoansAxis' xlink:to='lab_fil_LoansAxis'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_N6089DaysPastDueMember' xlink:label='fil_N6089DaysPastDueMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_N6089DaysPastDueMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>60-89 Days Past Due</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_N6089DaysPastDueMember' xlink:to='lab_fil_N6089DaysPastDueMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ReductionsDueToChangeInIntentOrLikelihoodOfSaleMember' xlink:label='fil_ReductionsDueToChangeInIntentOrLikelihoodOfSaleMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ReductionsDueToChangeInIntentOrLikelihoodOfSaleMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Reductions due to change in intent or likelihood of sale</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ReductionsDueToChangeInIntentOrLikelihoodOfSaleMember' xlink:to='lab_fil_ReductionsDueToChangeInIntentOrLikelihoodOfSaleMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ScheduleOfLoansAcquiredInTransferCreditImpairedExpectedAccretableYieldOrIncome' xlink:label='fil_ScheduleOfLoansAcquiredInTransferCreditImpairedExpectedAccretableYieldOrIncome'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfLoansAcquiredInTransferCreditImpairedExpectedAccretableYieldOrIncome' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Loans Acquired in Transfer Credit Impaired Expected Accretable Yield or Income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfLoansAcquiredInTransferCreditImpairedExpectedAccretableYieldOrIncome' xlink:to='lab_fil_ScheduleOfLoansAcquiredInTransferCreditImpairedExpectedAccretableYieldOrIncome'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock' xlink:label='us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Investments Classified by Contractual Maturity Date</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock' xlink:to='lab_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableTroubledDebtRestructuringPolicy' xlink:label='us-gaap_LoansAndLeasesReceivableTroubledDebtRestructuringPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansAndLeasesReceivableTroubledDebtRestructuringPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans and Leases Receivable, Troubled Debt Restructuring Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LoansAndLeasesReceivableTroubledDebtRestructuringPolicy' xlink:to='lab_us-gaap_LoansAndLeasesReceivableTroubledDebtRestructuringPolicy'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementInputsDisclosureTextBlock' xlink:label='us-gaap_FairValueMeasurementInputsDisclosureTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueMeasurementInputsDisclosureTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value Measurements</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueMeasurementInputsDisclosureTextBlock' xlink:to='lab_us-gaap_FairValueMeasurementInputsDisclosureTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_CorporateObligatedFloatingRateTrustPreferredSecurities' xlink:label='fil_CorporateObligatedFloatingRateTrustPreferredSecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CorporateObligatedFloatingRateTrustPreferredSecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Corporate Obligated Floating Rate Trust Preferred Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CorporateObligatedFloatingRateTrustPreferredSecurities' xlink:to='lab_fil_CorporateObligatedFloatingRateTrustPreferredSecurities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockRedemptionAmount' xlink:label='us-gaap_PreferredStockRedemptionAmount'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PreferredStockRedemptionAmount' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Redemption of preferred stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PreferredStockRedemptionAmount' xlink:to='lab_us-gaap_PreferredStockRedemptionAmount'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities' xlink:label='us-gaap_NetCashProvidedByUsedInInvestingActivities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInInvestingActivities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net cash used in investing activities</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInInvestingActivities' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Net cash used in investing activities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetCashProvidedByUsedInInvestingActivities' xlink:to='lab_us-gaap_NetCashProvidedByUsedInInvestingActivities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale' xlink:label='us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Origination of loans held for sale</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale' xlink:to='lab_us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss' xlink:label='us-gaap_NetIncomeLoss'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetIncomeLoss' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net income</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetIncomeLoss' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>NET INCOME</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetIncomeLoss' xlink:to='lab_us-gaap_NetIncomeLoss'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockValueOutstanding' xlink:label='us-gaap_PreferredStockValueOutstanding'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PreferredStockValueOutstanding' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Preferred stock outstanding</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PreferredStockValueOutstanding' xlink:to='lab_us-gaap_PreferredStockValueOutstanding'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RetainedEarningsUnappropriated' xlink:label='us-gaap_RetainedEarningsUnappropriated'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RetainedEarningsUnappropriated' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Retained earnings</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_RetainedEarningsUnappropriated' xlink:to='lab_us-gaap_RetainedEarningsUnappropriated'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Assets' xlink:label='us-gaap_Assets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Assets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total assets</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Assets' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Total assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_Assets' xlink:to='lab_us-gaap_Assets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_DocumentFiscalYearFocus' xlink:label='dei_DocumentFiscalYearFocus'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_DocumentFiscalYearFocus' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Document Fiscal Year Focus</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_DocumentFiscalYearFocus' xlink:to='lab_dei_DocumentFiscalYearFocus'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_UnrecognizedFinancialInstrumentsAxis' xlink:label='fil_UnrecognizedFinancialInstrumentsAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_UnrecognizedFinancialInstrumentsAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Unrecognized financial instruments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_UnrecognizedFinancialInstrumentsAxis' xlink:to='lab_fil_UnrecognizedFinancialInstrumentsAxis'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_FinancialAssetsAxis' xlink:label='fil_FinancialAssetsAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FinancialAssetsAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financial assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FinancialAssetsAxis' xlink:to='lab_fil_FinancialAssetsAxis'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_FairValueMeasurementsRecurringAndNonrecurringValuationTechniqueAxis' xlink:label='fil_FairValueMeasurementsRecurringAndNonrecurringValuationTechniqueAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueMeasurementsRecurringAndNonrecurringValuationTechniqueAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value Measurements Recurring and Nonrecurring Valuation Technique</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueMeasurementsRecurringAndNonrecurringValuationTechniqueAxis' xlink:to='lab_fil_FairValueMeasurementsRecurringAndNonrecurringValuationTechniqueAxis'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ForeclosedAndRepossessedAssetsHeldForSale' xlink:label='fil_ForeclosedAndRepossessedAssetsHeldForSale'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ForeclosedAndRepossessedAssetsHeldForSale' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Foreclosed and repossessed assets held for sale {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_ForeclosedAndRepossessedAssetsHeldForSale' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Foreclosed and repossessed assets held for sale</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ForeclosedAndRepossessedAssetsHeldForSale' xlink:to='lab_fil_ForeclosedAndRepossessedAssetsHeldForSale'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDue' xlink:label='us-gaap_FinancingReceivableRecordedInvestmentPastDue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableRecordedInvestmentPastDue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Recorded Investment, Past Due</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableRecordedInvestmentPastDue' xlink:to='lab_us-gaap_FinancingReceivableRecordedInvestmentPastDue'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_PurchasedCreditImpairedLoans' xlink:label='fil_PurchasedCreditImpairedLoans'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_PurchasedCreditImpairedLoans' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Purchased Credit Impaired Loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_PurchasedCreditImpairedLoans' xlink:to='lab_fil_PurchasedCreditImpairedLoans'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_LoanTypeDomain' xlink:label='fil_LoanTypeDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoanTypeDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loan Type {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoanTypeDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Loan Type</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoanTypeDomain' xlink:to='lab_fil_LoanTypeDomain'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_TrustPreferredAccumulatedCreditLosses' xlink:label='fil_TrustPreferredAccumulatedCreditLosses'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TrustPreferredAccumulatedCreditLosses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Trust Preferred Accumulated Credit Losses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TrustPreferredAccumulatedCreditLosses' xlink:to='lab_fil_TrustPreferredAccumulatedCreditLosses'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ScheduleOfAccumulatedCreditLossOfTrustPreferredSecurity' xlink:label='fil_ScheduleOfAccumulatedCreditLossOfTrustPreferredSecurity'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfAccumulatedCreditLossOfTrustPreferredSecurity' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Accumulated Credit Loss of Trust Preferred Security</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfAccumulatedCreditLossOfTrustPreferredSecurity' xlink:to='lab_fil_ScheduleOfAccumulatedCreditLossOfTrustPreferredSecurity'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ResidentialMortgageLendingPolicy' xlink:label='fil_ResidentialMortgageLendingPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ResidentialMortgageLendingPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Residential Mortgage Lending Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ResidentialMortgageLendingPolicy' xlink:to='lab_fil_ResidentialMortgageLendingPolicy'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxPolicyTextBlock' xlink:label='us-gaap_IncomeTaxPolicyTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeTaxPolicyTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Income Tax Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncomeTaxPolicyTextBlock' xlink:to='lab_us-gaap_IncomeTaxPolicyTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_FederalReserveBankAndFederalHomeLoanBankStockPolicy' xlink:label='fil_FederalReserveBankAndFederalHomeLoanBankStockPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FederalReserveBankAndFederalHomeLoanBankStockPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Federal Reserve Bank and Federal Home Loan Bank Stock Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FederalReserveBankAndFederalHomeLoanBankStockPolicy' xlink:to='lab_fil_FederalReserveBankAndFederalHomeLoanBankStockPolicy'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInDemandDeposits' xlink:label='us-gaap_IncreaseDecreaseInDemandDeposits'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInDemandDeposits' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net increase in demand deposits and savings accounts</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncreaseDecreaseInDemandDeposits' xlink:to='lab_us-gaap_IncreaseDecreaseInDemandDeposits'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestIncomeOtherOperatingIncome' xlink:label='us-gaap_NoninterestIncomeOtherOperatingIncome'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NoninterestIncomeOtherOperatingIncome' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Bank credit transaction fees</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NoninterestIncomeOtherOperatingIncome' xlink:to='lab_us-gaap_NoninterestIncomeOtherOperatingIncome'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FeesAndCommissionsDepositorAccounts' xlink:label='us-gaap_FeesAndCommissionsDepositorAccounts'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FeesAndCommissionsDepositorAccounts' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deposit account charges and related fees</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FeesAndCommissionsDepositorAccounts' xlink:to='lab_us-gaap_FeesAndCommissionsDepositorAccounts'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseJuniorSubordinatedDebentures' xlink:label='us-gaap_InterestExpenseJuniorSubordinatedDebentures'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestExpenseJuniorSubordinatedDebentures' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Subordinated debt {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestExpenseJuniorSubordinatedDebentures' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Subordinated debt</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestExpenseJuniorSubordinatedDebentures' xlink:to='lab_us-gaap_InterestExpenseJuniorSubordinatedDebentures'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockSharesAuthorized' xlink:label='us-gaap_CommonStockSharesAuthorized'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommonStockSharesAuthorized' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Common stock shares authorized</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommonStockSharesAuthorized' xlink:to='lab_us-gaap_CommonStockSharesAuthorized'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Liabilities' xlink:label='us-gaap_Liabilities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Liabilities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total liabilities</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Liabilities' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Total liabilities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_Liabilities' xlink:to='lab_us-gaap_Liabilities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ItemsIncludedInConsolidatedStatementOfFinancialConditionAbstract' xlink:label='us-gaap_ItemsIncludedInConsolidatedStatementOfFinancialConditionAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ItemsIncludedInConsolidatedStatementOfFinancialConditionAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Statements of Financial Condition</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ItemsIncludedInConsolidatedStatementOfFinancialConditionAbstract' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Statements of Financial Condition (Parentheticals)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ItemsIncludedInConsolidatedStatementOfFinancialConditionAbstract' xlink:to='lab_us-gaap_ItemsIncludedInConsolidatedStatementOfFinancialConditionAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityWellKnownSeasonedIssuer' xlink:label='dei_EntityWellKnownSeasonedIssuer'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityWellKnownSeasonedIssuer' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Well-known Seasoned Issuer</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityWellKnownSeasonedIssuer' xlink:to='lab_dei_EntityWellKnownSeasonedIssuer'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_DocumentPeriodEndDate' xlink:label='dei_DocumentPeriodEndDate'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_DocumentPeriodEndDate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Document Period End Date</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_DocumentPeriodEndDate' xlink:to='lab_dei_DocumentPeriodEndDate'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_DocumentAndEntityInformationAbstract' xlink:label='fil_DocumentAndEntityInformationAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DocumentAndEntityInformationAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Document and Entity Information</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DocumentAndEntityInformationAbstract' xlink:to='lab_fil_DocumentAndEntityInformationAbstract'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_LoansMember1Member' xlink:label='fil_LoansMember1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansMember1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans [Member]</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoansMember1Member' xlink:to='lab_fil_LoansMember1Member'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_AvailableForSaleSecuritiesMember' xlink:label='fil_AvailableForSaleSecuritiesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AvailableForSaleSecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available for sale securities [Member]</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AvailableForSaleSecuritiesMember' xlink:to='lab_fil_AvailableForSaleSecuritiesMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ContractualMaturityAxis' xlink:label='fil_ContractualMaturityAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ContractualMaturityAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Contractual Maturity [Axis]</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ContractualMaturityAxis' xlink:to='lab_fil_ContractualMaturityAxis'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_FairValueFinancialInstrumentsCarryingAmount' xlink:label='fil_FairValueFinancialInstrumentsCarryingAmount'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueFinancialInstrumentsCarryingAmount' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value Financial Instruments Carrying Amount</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueFinancialInstrumentsCarryingAmount' xlink:to='lab_fil_FairValueFinancialInstrumentsCarryingAmount'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs' xlink:label='fil_FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value Measurements Recurring and Nonrecurring Unobservable Inputs</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs' xlink:to='lab_fil_FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_IncreaseDecreaseInTaxesResultingFromCashSurrenderValueOfBankOwnedLifeInsurance' xlink:label='fil_IncreaseDecreaseInTaxesResultingFromCashSurrenderValueOfBankOwnedLifeInsurance'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_IncreaseDecreaseInTaxesResultingFromCashSurrenderValueOfBankOwnedLifeInsurance' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Increase (decrease) in taxes resulting from cash surrender value of bank owned life insurance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_IncreaseDecreaseInTaxesResultingFromCashSurrenderValueOfBankOwnedLifeInsurance' xlink:to='lab_fil_IncreaseDecreaseInTaxesResultingFromCashSurrenderValueOfBankOwnedLifeInsurance'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsLiabilitiesNet' xlink:label='us-gaap_DeferredTaxAssetsLiabilitiesNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxAssetsLiabilitiesNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Assets, Net</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredTaxAssetsLiabilitiesNet' xlink:to='lab_us-gaap_DeferredTaxAssetsLiabilitiesNet'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_DeferredTaxAssetUnrealizedLossOnOtherRealEstate' xlink:label='fil_DeferredTaxAssetUnrealizedLossOnOtherRealEstate'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DeferredTaxAssetUnrealizedLossOnOtherRealEstate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred tax asset unrealized loss on other real estate</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DeferredTaxAssetUnrealizedLossOnOtherRealEstate' xlink:to='lab_fil_DeferredTaxAssetUnrealizedLossOnOtherRealEstate'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_DepositLiabilities' xlink:label='fil_DepositLiabilities'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DepositLiabilities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deposit Liabilities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DepositLiabilities' xlink:to='lab_fil_DepositLiabilities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepositsNegotiableOrderOfWithdrawalNOW' xlink:label='us-gaap_DepositsNegotiableOrderOfWithdrawalNOW'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DepositsNegotiableOrderOfWithdrawalNOW' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deposits, Negotiable Order of Withdrawal (NOW)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DepositsNegotiableOrderOfWithdrawalNOW' xlink:to='lab_us-gaap_DepositsNegotiableOrderOfWithdrawalNOW'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_AccretableYieldOrIncomeExpectedDisposals' xlink:label='fil_AccretableYieldOrIncomeExpectedDisposals'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AccretableYieldOrIncomeExpectedDisposals' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accretable yield or Income Expected Disposals</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AccretableYieldOrIncomeExpectedDisposals' xlink:to='lab_fil_AccretableYieldOrIncomeExpectedDisposals'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableImpairedInterestIncomeRecognized' xlink:label='us-gaap_LoansAndLeasesReceivableImpairedInterestIncomeRecognized'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansAndLeasesReceivableImpairedInterestIncomeRecognized' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans and Leases Receivable, Impaired, Interest Income Recognized</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LoansAndLeasesReceivableImpairedInterestIncomeRecognized' xlink:to='lab_us-gaap_LoansAndLeasesReceivableImpairedInterestIncomeRecognized'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue' xlink:label='us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Recorded Investment, 60 to 89 Days Past Due</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue' xlink:to='lab_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PassMember' xlink:label='us-gaap_PassMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PassMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Pass</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PassMember' xlink:to='lab_us-gaap_PassMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis' xlink:label='us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable Information by Credit Quality Indicator</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis' xlink:to='lab_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ConsumerLoansMember' xlink:label='fil_ConsumerLoansMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ConsumerLoansMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Consumer Loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ConsumerLoansMember' xlink:to='lab_fil_ConsumerLoansMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_TotalInvestmentsMember' xlink:label='fil_TotalInvestmentsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TotalInvestmentsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total investments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TotalInvestmentsMember' xlink:to='lab_fil_TotalInvestmentsMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1' xlink:label='us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Gross Unrealized Losses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ScheduleOfLoanPortfolioAgingAnalysis' xlink:label='fil_ScheduleOfLoanPortfolioAgingAnalysis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfLoanPortfolioAgingAnalysis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Loan Portfolio Aging Analysis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfLoanPortfolioAgingAnalysis' xlink:to='lab_fil_ScheduleOfLoanPortfolioAgingAnalysis'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TableTextBlockSupplementAbstract' xlink:label='us-gaap_TableTextBlockSupplementAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TableTextBlockSupplementAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Tables/Schedules</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TableTextBlockSupplementAbstract' xlink:to='lab_us-gaap_TableTextBlockSupplementAbstract'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_CommercialBusinessLendingPolicy' xlink:label='fil_CommercialBusinessLendingPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CommercialBusinessLendingPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Commercial Business Lending Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CommercialBusinessLendingPolicy' xlink:to='lab_fil_CommercialBusinessLendingPolicy'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_OutsideDirectorRetirementPolicy' xlink:label='fil_OutsideDirectorRetirementPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_OutsideDirectorRetirementPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Outside Directors&apos; Retirement Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_OutsideDirectorRetirementPolicy' xlink:to='lab_fil_OutsideDirectorRetirementPolicy'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DisclosureTextBlockAbstract' xlink:label='us-gaap_DisclosureTextBlockAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DisclosureTextBlockAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Notes</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DisclosureTextBlockAbstract' xlink:to='lab_us-gaap_DisclosureTextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_CashPaidDuringThePeriodForAbstract' xlink:label='fil_CashPaidDuringThePeriodForAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CashPaidDuringThePeriodForAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cash paid during the period for:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CashPaidDuringThePeriodForAbstract' xlink:to='lab_fil_CashPaidDuringThePeriodForAbstract'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ConversionOfForeclosedRealEstateToLoans' xlink:label='fil_ConversionOfForeclosedRealEstateToLoans'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ConversionOfForeclosedRealEstateToLoans' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Conversion of foreclosed real estate to loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ConversionOfForeclosedRealEstateToLoans' xlink:to='lab_fil_ConversionOfForeclosedRealEstateToLoans'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments' xlink:label='us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net amortization of premiums and discounts on securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments' xlink:to='lab_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_GainLossOnDisposalOfFixedAssets' xlink:label='fil_GainLossOnDisposalOfFixedAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_GainLossOnDisposalOfFixedAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loss on disposal of fixed assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_GainLossOnDisposalOfFixedAssets' xlink:to='lab_fil_GainLossOnDisposalOfFixedAssets'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_OtherComprehensiveIncomeTaxExpenseBenefit' xlink:label='fil_OtherComprehensiveIncomeTaxExpenseBenefit'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_OtherComprehensiveIncomeTaxExpenseBenefit' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Tax (expense) benefit</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_OtherComprehensiveIncomeTaxExpenseBenefit' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Tax (expense) benefit</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_OtherComprehensiveIncomeTaxExpenseBenefit' xlink:to='lab_fil_OtherComprehensiveIncomeTaxExpenseBenefit'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BankOwnedLifeInsuranceIncome' xlink:label='us-gaap_BankOwnedLifeInsuranceIncome'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BankOwnedLifeInsuranceIncome' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Earnings on bank owned life insurance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BankOwnedLifeInsuranceIncome' xlink:to='lab_us-gaap_BankOwnedLifeInsuranceIncome'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndDividendIncomeOperatingAbstract' xlink:label='us-gaap_InterestAndDividendIncomeOperatingAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestAndDividendIncomeOperatingAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>INTEREST INCOME:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestAndDividendIncomeOperatingAbstract' xlink:to='lab_us-gaap_InterestAndDividendIncomeOperatingAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeStatementAbstract' xlink:label='us-gaap_IncomeStatementAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeStatementAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Statements of Income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncomeStatementAbstract' xlink:to='lab_us-gaap_IncomeStatementAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockLiquidationPreference' xlink:label='us-gaap_PreferredStockLiquidationPreference'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PreferredStockLiquidationPreference' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Preferred stock liquidation value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PreferredStockLiquidationPreference' xlink:to='lab_us-gaap_PreferredStockLiquidationPreference'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax' xlink:label='us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accumulated other comprehensive income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax' xlink:to='lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityPublicFloat' xlink:label='dei_EntityPublicFloat'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityPublicFloat' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Public Float</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityPublicFloat' xlink:to='lab_dei_EntityPublicFloat'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_AfterFiveYearsButLessThanTenYearsMember' xlink:label='fil_AfterFiveYearsButLessThanTenYearsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AfterFiveYearsButLessThanTenYearsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>After five years but less than ten years [Member]</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AfterFiveYearsButLessThanTenYearsMember' xlink:to='lab_fil_AfterFiveYearsButLessThanTenYearsMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_UnobservableInputsDomain' xlink:label='fil_UnobservableInputsDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_UnobservableInputsDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Unobservable Inputs {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_UnobservableInputsDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Unobservable Inputs</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_UnobservableInputsDomain' xlink:to='lab_fil_UnobservableInputsDomain'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_AvailableForSaleSecuritiesMember1Member' xlink:label='fil_AvailableForSaleSecuritiesMember1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AvailableForSaleSecuritiesMember1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available for sale Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AvailableForSaleSecuritiesMember1Member' xlink:to='lab_fil_AvailableForSaleSecuritiesMember1Member'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_FairValueAssetsLevel2ToLevel3TransfersAmount' xlink:label='fil_FairValueAssetsLevel2ToLevel3TransfersAmount'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueAssetsLevel2ToLevel3TransfersAmount' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value Assets Level 2 to Level 3 Transfers Amount</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueAssetsLevel2ToLevel3TransfersAmount' xlink:to='lab_fil_FairValueAssetsLevel2ToLevel3TransfersAmount'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockDividends' xlink:label='us-gaap_PreferredStockDividends'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PreferredStockDividends' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Preferred Stock Dividends</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PreferredStockDividends' xlink:to='lab_us-gaap_PreferredStockDividends'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_LoansAcquiredInTransferCarryingAmount' xlink:label='fil_LoansAcquiredInTransferCarryingAmount'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansAcquiredInTransferCarryingAmount' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans Acquired in Transfer Carrying Amount</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoansAcquiredInTransferCarryingAmount' xlink:to='lab_fil_LoansAcquiredInTransferCarryingAmount'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_AllowanceBalanceBeginningOfPeriod' xlink:label='fil_AllowanceBalanceBeginningOfPeriod'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AllowanceBalanceBeginningOfPeriod' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Allowance balance beginning of period</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AllowanceBalanceBeginningOfPeriod' xlink:to='lab_fil_AllowanceBalanceBeginningOfPeriod'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableLoansInProcess' xlink:label='us-gaap_LoansAndLeasesReceivableLoansInProcess'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansAndLeasesReceivableLoansInProcess' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans and Leases Receivable, Loans in Process</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LoansAndLeasesReceivableLoansInProcess' xlink:to='lab_us-gaap_LoansAndLeasesReceivableLoansInProcess'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_CreditLossesOnDebtSecuritiesHeldAxis' xlink:label='fil_CreditLossesOnDebtSecuritiesHeldAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CreditLossesOnDebtSecuritiesHeldAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Credit losses on debt securities held</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CreditLossesOnDebtSecuritiesHeldAxis' xlink:to='lab_fil_CreditLossesOnDebtSecuritiesHeldAxis'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_InvestmentsOwnedUnrealizedLosses' xlink:label='fil_InvestmentsOwnedUnrealizedLosses'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_InvestmentsOwnedUnrealizedLosses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Investments Owned Unrealized Losses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_InvestmentsOwnedUnrealizedLosses' xlink:to='lab_fil_InvestmentsOwnedUnrealizedLosses'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_USGovernmentSponsoredEnterprisesGSEsMember' xlink:label='fil_USGovernmentSponsoredEnterprisesGSEsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_USGovernmentSponsoredEnterprisesGSEsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>U.S. government sponsored enterprises (GSEs)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_USGovernmentSponsoredEnterprisesGSEsMember' xlink:to='lab_fil_USGovernmentSponsoredEnterprisesGSEsMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ScheduleOfInterestIncomeRecognizedOnImpairedLoans' xlink:label='fil_ScheduleOfInterestIncomeRecognizedOnImpairedLoans'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfInterestIncomeRecognizedOnImpairedLoans' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Interest Income Recognized on Impaired Loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfInterestIncomeRecognizedOnImpairedLoans' xlink:to='lab_fil_ScheduleOfInterestIncomeRecognizedOnImpairedLoans'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ReclassificationPolicy' xlink:label='fil_ReclassificationPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ReclassificationPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Reclassification Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ReclassificationPolicy' xlink:to='lab_fil_ReclassificationPolicy'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_EquityIncentivePlanPolicy' xlink:label='fil_EquityIncentivePlanPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_EquityIncentivePlanPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Equity Incentive Plan Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_EquityIncentivePlanPolicy' xlink:to='lab_fil_EquityIncentivePlanPolicy'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease' xlink:label='us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>(Decrease) increase in cash and cash equivalents</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease' xlink:to='lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ProceedsFromSaleOfFixedAssets' xlink:label='fil_ProceedsFromSaleOfFixedAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ProceedsFromSaleOfFixedAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Proceeds from sale of fixed assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ProceedsFromSaleOfFixedAssets' xlink:to='lab_fil_ProceedsFromSaleOfFixedAssets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockOptionPlanExpense' xlink:label='us-gaap_StockOptionPlanExpense'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StockOptionPlanExpense' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Equity award and stock option expense</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StockOptionPlanExpense' xlink:to='lab_us-gaap_StockOptionPlanExpense'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract' xlink:label='us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Items not requiring (providing) cash:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract' xlink:to='lab_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax' xlink:label='us-gaap_ComprehensiveIncomeNetOfTax'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ComprehensiveIncomeNetOfTax' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Comprehensive income</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ComprehensiveIncomeNetOfTax' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Comprehensive income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ComprehensiveIncomeNetOfTax' xlink:to='lab_us-gaap_ComprehensiveIncomeNetOfTax'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestIncomeAbstract' xlink:label='us-gaap_NoninterestIncomeAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NoninterestIncomeAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>NONINTEREST INCOME:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NoninterestIncomeAbstract' xlink:to='lab_us-gaap_NoninterestIncomeAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WarrantsAndRightsOutstanding' xlink:label='us-gaap_WarrantsAndRightsOutstanding'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_WarrantsAndRightsOutstanding' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Warrants to acquire common stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_WarrantsAndRightsOutstanding' xlink:to='lab_us-gaap_WarrantsAndRightsOutstanding'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockValue' xlink:label='us-gaap_PreferredStockValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PreferredStockValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Preferred stock, $.01 par value, $1,000 liquidation value; 500,000 shares authorized; 20,000 shares issued and outstanding at December 31 and June 30, 2012</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PreferredStockValue' xlink:to='lab_us-gaap_PreferredStockValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestPayable' xlink:label='us-gaap_InterestPayable'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestPayable' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accrued interest payable</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestPayable' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Accrued interest payable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestPayable' xlink:to='lab_us-gaap_InterestPayable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_CurrentFiscalYearEndDate' xlink:label='dei_CurrentFiscalYearEndDate'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_CurrentFiscalYearEndDate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Current Fiscal Year End Date</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_CurrentFiscalYearEndDate' xlink:to='lab_dei_CurrentFiscalYearEndDate'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_TotalInvestmentsSecuritiesMember' xlink:label='fil_TotalInvestmentsSecuritiesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TotalInvestmentsSecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total investments securities [Member]</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TotalInvestmentsSecuritiesMember' xlink:to='lab_fil_TotalInvestmentsSecuritiesMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_TotalRealEstateLoansMember' xlink:label='fil_TotalRealEstateLoansMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TotalRealEstateLoansMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total Real Estate Loans [Member]</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TotalRealEstateLoansMember' xlink:to='lab_fil_TotalRealEstateLoansMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentCurrent' xlink:label='us-gaap_FinancingReceivableRecordedInvestmentCurrent'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableRecordedInvestmentCurrent' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Recorded Investment, Current</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableRecordedInvestmentCurrent' xlink:to='lab_us-gaap_FinancingReceivableRecordedInvestmentCurrent'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_LoansReceivableAcquiredWithDeterioratedCreditQuality' xlink:label='fil_LoansReceivableAcquiredWithDeterioratedCreditQuality'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansReceivableAcquiredWithDeterioratedCreditQuality' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans Receivable Acquired With Deteriorated Credit Quality</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoansReceivableAcquiredWithDeterioratedCreditQuality' xlink:to='lab_fil_LoansReceivableAcquiredWithDeterioratedCreditQuality'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain' xlink:label='us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Gross Unrealized Gains</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain' xlink:to='lab_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost' xlink:label='us-gaap_AvailableForSaleSecuritiesAmortizedCost'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesAmortizedCost' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Amortized Cost Basis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesAmortizedCost' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesAmortizedCost'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_FHLMCPreferredStockMember' xlink:label='fil_FHLMCPreferredStockMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FHLMCPreferredStockMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>FHLMC preferred stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FHLMCPreferredStockMember' xlink:to='lab_fil_FHLMCPreferredStockMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_OtherSecuritiesMember' xlink:label='fil_OtherSecuritiesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_OtherSecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_OtherSecuritiesMember' xlink:to='lab_fil_OtherSecuritiesMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ScheduleOfAvailableForSaleSecuritiesReconciliationBasedOnLevel3UnobservableInformation' xlink:label='fil_ScheduleOfAvailableForSaleSecuritiesReconciliationBasedOnLevel3UnobservableInformation'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfAvailableForSaleSecuritiesReconciliationBasedOnLevel3UnobservableInformation' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Available for Sale Securities Reconciliation Based on Level 3 Unobservable Information</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfAvailableForSaleSecuritiesReconciliationBasedOnLevel3UnobservableInformation' xlink:to='lab_fil_ScheduleOfAvailableForSaleSecuritiesReconciliationBasedOnLevel3UnobservableInformation'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ScheduleOfDeposits' xlink:label='fil_ScheduleOfDeposits'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfDeposits' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Deposits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfDeposits' xlink:to='lab_fil_ScheduleOfDeposits'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentPolicyTextBlock' xlink:label='us-gaap_PropertyPlantAndEquipmentPolicyTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Premises and Equipment Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PropertyPlantAndEquipmentPolicyTextBlock' xlink:to='lab_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_BasisOfPresentationDisclosure' xlink:label='fil_BasisOfPresentationDisclosure'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_BasisOfPresentationDisclosure' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Basis of Presentation</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_BasisOfPresentationDisclosure' xlink:to='lab_fil_BasisOfPresentationDisclosure'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireFederalReserveStock' xlink:label='us-gaap_PaymentsToAcquireFederalReserveStock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquireFederalReserveStock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net purchases of Federal Reserve Bank of Saint Louis stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PaymentsToAcquireFederalReserveStock' xlink:to='lab_us-gaap_PaymentsToAcquireFederalReserveStock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities' xlink:label='us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Increase decrease in accounts payable and other liabilities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities' xlink:to='lab_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxesPaid' xlink:label='us-gaap_IncomeTaxesPaid'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeTaxesPaid' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>INCOME TAXES</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeTaxesPaid' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>INCOME TAXES</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncomeTaxesPaid' xlink:to='lab_us-gaap_IncomeTaxesPaid'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseDeposits' xlink:label='us-gaap_InterestExpenseDeposits'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestExpenseDeposits' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deposits {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestExpenseDeposits' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Deposits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestExpenseDeposits' xlink:to='lab_us-gaap_InterestExpenseDeposits'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherInterestAndDividendIncome' xlink:label='us-gaap_OtherInterestAndDividendIncome'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherInterestAndDividendIncome' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other interest-earning assets</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherInterestAndDividendIncome' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Other interest-earning assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherInterestAndDividendIncome' xlink:to='lab_us-gaap_OtherInterestAndDividendIncome'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_DocumentFiscalPeriodFocus' xlink:label='dei_DocumentFiscalPeriodFocus'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_DocumentFiscalPeriodFocus' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Document Fiscal Period Focus</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_DocumentFiscalPeriodFocus' xlink:to='lab_dei_DocumentFiscalPeriodFocus'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityCommonStockSharesOutstanding' xlink:label='dei_EntityCommonStockSharesOutstanding'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityCommonStockSharesOutstanding' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Common Stock, Shares Outstanding</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityCommonStockSharesOutstanding' xlink:to='lab_dei_EntityCommonStockSharesOutstanding'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_UnrecognizedFinancialInstrumentsDomain' xlink:label='fil_UnrecognizedFinancialInstrumentsDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_UnrecognizedFinancialInstrumentsDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Unrecognized financial instruments {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_UnrecognizedFinancialInstrumentsDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Unrecognized financial instruments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_UnrecognizedFinancialInstrumentsDomain' xlink:to='lab_fil_UnrecognizedFinancialInstrumentsDomain'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_AdvancesFromFHLBMember' xlink:label='fil_AdvancesFromFHLBMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AdvancesFromFHLBMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Advances from FHLB</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AdvancesFromFHLBMember' xlink:to='lab_fil_AdvancesFromFHLBMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_FinancialAssetsDomain' xlink:label='fil_FinancialAssetsDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FinancialAssetsDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financial assets {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_FinancialAssetsDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Financial assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FinancialAssetsDomain' xlink:to='lab_fil_FinancialAssetsDomain'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_FairValueMeasurementsLevel3RecurringAndNonrecurring' xlink:label='fil_FairValueMeasurementsLevel3RecurringAndNonrecurring'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueMeasurementsLevel3RecurringAndNonrecurring' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value Measurements Level 3 Recurring and Nonrecurring</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueMeasurementsLevel3RecurringAndNonrecurring' xlink:to='lab_fil_FairValueMeasurementsLevel3RecurringAndNonrecurring'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_DeferredTaxAssetProvisionForLossesOnLoans' xlink:label='fil_DeferredTaxAssetProvisionForLossesOnLoans'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DeferredTaxAssetProvisionForLossesOnLoans' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred tax asset provision for losses on loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DeferredTaxAssetProvisionForLossesOnLoans' xlink:to='lab_fil_DeferredTaxAssetProvisionForLossesOnLoans'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestBearingDepositLiabilities' xlink:label='us-gaap_NoninterestBearingDepositLiabilities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NoninterestBearingDepositLiabilities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Noninterest-bearing Deposit Liabilities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NoninterestBearingDepositLiabilities' xlink:to='lab_us-gaap_NoninterestBearingDepositLiabilities'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_AccretableYieldOrIncomeExpectedReclassificationFromNonaccretableDifference' xlink:label='fil_AccretableYieldOrIncomeExpectedReclassificationFromNonaccretableDifference'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AccretableYieldOrIncomeExpectedReclassificationFromNonaccretableDifference' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accretable yield or Income Expected Reclassification from Nonaccretable Difference</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AccretableYieldOrIncomeExpectedReclassificationFromNonaccretableDifference' xlink:to='lab_fil_AccretableYieldOrIncomeExpectedReclassificationFromNonaccretableDifference'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ConsumerLoansAcquiredInTransfer' xlink:label='fil_ConsumerLoansAcquiredInTransfer'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ConsumerLoansAcquiredInTransfer' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Consumer Loans Acquired in Transfer</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ConsumerLoansAcquiredInTransfer' xlink:to='lab_fil_ConsumerLoansAcquiredInTransfer'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableImpairedTroubledDebtRestructuringAmount' xlink:label='us-gaap_LoansAndLeasesReceivableImpairedTroubledDebtRestructuringAmount'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansAndLeasesReceivableImpairedTroubledDebtRestructuringAmount' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans and Leases Receivable, Impaired, Troubled Debt Restructuring, Amount</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LoansAndLeasesReceivableImpairedTroubledDebtRestructuringAmount' xlink:to='lab_us-gaap_LoansAndLeasesReceivableImpairedTroubledDebtRestructuringAmount'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_LoansWithASpecificValuationAllowanceMember' xlink:label='fil_LoansWithASpecificValuationAllowanceMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansWithASpecificValuationAllowanceMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans with a specific valuation allowance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoansWithASpecificValuationAllowanceMember' xlink:to='lab_fil_LoansWithASpecificValuationAllowanceMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_LoansDomain' xlink:label='fil_LoansDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans {3}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoansDomain' xlink:to='lab_fil_LoansDomain'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_CurrentMember' xlink:label='fil_CurrentMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CurrentMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Current</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CurrentMember' xlink:to='lab_fil_CurrentMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment' xlink:label='us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment' xlink:to='lab_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ResidentialRealEstateLoansMember' xlink:label='fil_ResidentialRealEstateLoansMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ResidentialRealEstateLoansMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Residential Real Estate Loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ResidentialRealEstateLoansMember' xlink:to='lab_fil_ResidentialRealEstateLoansMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_AdditionsRelatedToIncreasesInPreviouslyRecognizedOTTILossesMember' xlink:label='fil_AdditionsRelatedToIncreasesInPreviouslyRecognizedOTTILossesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AdditionsRelatedToIncreasesInPreviouslyRecognizedOTTILossesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Additions related to increases in previously recognized OTTI losses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AdditionsRelatedToIncreasesInPreviouslyRecognizedOTTILossesMember' xlink:to='lab_fil_AdditionsRelatedToIncreasesInPreviouslyRecognizedOTTILossesMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_DurationDomain' xlink:label='fil_DurationDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DurationDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Duration {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_DurationDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Duration</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DurationDomain' xlink:to='lab_fil_DurationDomain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue' xlink:label='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue' xlink:label='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Debt Maturities, Year Two Through Five, Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost' xlink:label='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Debt Maturities, Next Twelve Months, Amortized Cost Basis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ScheduleOfGainsAndLossesRecognizedOnAssetsMeasuredOnNonrecurringBasis' xlink:label='fil_ScheduleOfGainsAndLossesRecognizedOnAssetsMeasuredOnNonrecurringBasis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfGainsAndLossesRecognizedOnAssetsMeasuredOnNonrecurringBasis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Gains and Losses Recognized on Assets Measured on Nonrecurring Basis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfGainsAndLossesRecognizedOnAssetsMeasuredOnNonrecurringBasis' xlink:to='lab_fil_ScheduleOfGainsAndLossesRecognizedOnAssetsMeasuredOnNonrecurringBasis'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerSharePolicyTextBlock' xlink:label='us-gaap_EarningsPerSharePolicyTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EarningsPerSharePolicyTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Earnings Per Share Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EarningsPerSharePolicyTextBlock' xlink:to='lab_us-gaap_EarningsPerSharePolicyTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_LoansPolicy' xlink:label='fil_LoansPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoansPolicy' xlink:to='lab_fil_LoansPolicy'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_SmallBusinessLendingFund' xlink:label='fil_SmallBusinessLendingFund'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_SmallBusinessLendingFund' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Small Business Lending Fund</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_SmallBusinessLendingFund' xlink:to='lab_fil_SmallBusinessLendingFund'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock' xlink:label='us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Organization and Summary of Significant Accounting Policies</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock' xlink:to='lab_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FederalDepositInsuranceCorporationPremiumExpense' xlink:label='us-gaap_FederalDepositInsuranceCorporationPremiumExpense'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FederalDepositInsuranceCorporationPremiumExpense' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deposit insurance premiums</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FederalDepositInsuranceCorporationPremiumExpense' xlink:to='lab_us-gaap_FederalDepositInsuranceCorporationPremiumExpense'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FeesAndCommissionsOther' xlink:label='us-gaap_FeesAndCommissionsOther'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FeesAndCommissionsOther' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loan late charges</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FeesAndCommissionsOther' xlink:to='lab_us-gaap_FeesAndCommissionsOther'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProvisionForLoanAndLeaseLosses' xlink:label='us-gaap_ProvisionForLoanAndLeaseLosses'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProvisionForLoanAndLeaseLosses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>PROVISION FOR LOAN LOSSES</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProvisionForLoanAndLeaseLosses' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>PROVISION FOR LOAN LOSSES</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProvisionForLoanAndLeaseLosses' xlink:to='lab_us-gaap_ProvisionForLoanAndLeaseLosses'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeSecuritiesMortgageBacked' xlink:label='us-gaap_InterestIncomeSecuritiesMortgageBacked'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestIncomeSecuritiesMortgageBacked' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage-backed securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestIncomeSecuritiesMortgageBacked' xlink:to='lab_us-gaap_InterestIncomeSecuritiesMortgageBacked'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockParOrStatedValuePerShare' xlink:label='us-gaap_PreferredStockParOrStatedValuePerShare'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PreferredStockParOrStatedValuePerShare' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Preferred stock par value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PreferredStockParOrStatedValuePerShare' xlink:to='lab_us-gaap_PreferredStockParOrStatedValuePerShare'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommitmentsAndContingencies' xlink:label='us-gaap_CommitmentsAndContingencies'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommitmentsAndContingencies' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Commitments and contingencies</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommitmentsAndContingencies' xlink:to='lab_us-gaap_CommitmentsAndContingencies'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementLineItems' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Statement {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementLineItems' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Statement</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StatementLineItems' xlink:to='lab_us-gaap_StatementLineItems'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityVoluntaryFilers' xlink:label='dei_EntityVoluntaryFilers'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityVoluntaryFilers' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Voluntary Filers</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityVoluntaryFilers' xlink:to='lab_dei_EntityVoluntaryFilers'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ObligationsOfStateAndPoliticalSubdivisionsMember' xlink:label='fil_ObligationsOfStateAndPoliticalSubdivisionsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ObligationsOfStateAndPoliticalSubdivisionsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Obligations of state and political subdivisions [Member]</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ObligationsOfStateAndPoliticalSubdivisionsMember' xlink:to='lab_fil_ObligationsOfStateAndPoliticalSubdivisionsMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_LettersOfCreditMember' xlink:label='fil_LettersOfCreditMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LettersOfCreditMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Letters of Credit</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LettersOfCreditMember' xlink:to='lab_fil_LettersOfCreditMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_StockInFHLBMember' xlink:label='fil_StockInFHLBMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_StockInFHLBMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Stock in FHLB</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_StockInFHLBMember' xlink:to='lab_fil_StockInFHLBMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_FairValueMeasurementsRecurringAndNonrecurringValuationTechniqueDomain' xlink:label='fil_FairValueMeasurementsRecurringAndNonrecurringValuationTechniqueDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueMeasurementsRecurringAndNonrecurringValuationTechniqueDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value Measurements Recurring and Nonrecurring Valuation Technique {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_FairValueMeasurementsRecurringAndNonrecurringValuationTechniqueDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Fair Value Measurements Recurring and Nonrecurring Valuation Technique</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FairValueMeasurementsRecurringAndNonrecurringValuationTechniqueDomain' xlink:to='lab_fil_FairValueMeasurementsRecurringAndNonrecurringValuationTechniqueDomain'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ActualTaxProvision' xlink:label='fil_ActualTaxProvision'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ActualTaxProvision' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Actual tax provision</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ActualTaxProvision' xlink:to='lab_fil_ActualTaxProvision'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsOperatingLossCarryforwards' xlink:label='us-gaap_DeferredTaxAssetsOperatingLossCarryforwards'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Assets, Operating Loss Carryforwards</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredTaxAssetsOperatingLossCarryforwards' xlink:to='lab_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_DeferredTaxAssetOtherThanTemporaryImpairmentOnAvailableForSaleSecurities' xlink:label='fil_DeferredTaxAssetOtherThanTemporaryImpairmentOnAvailableForSaleSecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DeferredTaxAssetOtherThanTemporaryImpairmentOnAvailableForSaleSecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred tax asset other than temporary impairment on available for sale securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DeferredTaxAssetOtherThanTemporaryImpairmentOnAvailableForSaleSecurities' xlink:to='lab_fil_DeferredTaxAssetOtherThanTemporaryImpairmentOnAvailableForSaleSecurities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesRecoveriesOfBadDebts' xlink:label='us-gaap_AllowanceForLoanAndLeaseLossesRecoveriesOfBadDebts'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AllowanceForLoanAndLeaseLossesRecoveriesOfBadDebts' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Allowance for Loan and Lease Losses, Recoveries of Bad Debts</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AllowanceForLoanAndLeaseLossesRecoveriesOfBadDebts' xlink:to='lab_us-gaap_AllowanceForLoanAndLeaseLossesRecoveriesOfBadDebts'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_AllowanceForLoanLossesMember' xlink:label='fil_AllowanceForLoanLossesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AllowanceForLoanLossesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Allowance for Loan Losses {2}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_AllowanceForLoanLossesMember' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Allowance for Loan Losses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AllowanceForLoanLossesMember' xlink:to='lab_fil_AllowanceForLoanLossesMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ConventionalRealEstateLoansMember' xlink:label='fil_ConventionalRealEstateLoansMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ConventionalRealEstateLoansMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Conventional Real Estate Loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ConventionalRealEstateLoansMember' xlink:to='lab_fil_ConventionalRealEstateLoansMember'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_MortgageBackedSecuritiesAvailableForSaleAmortizedCost' xlink:label='fil_MortgageBackedSecuritiesAvailableForSaleAmortizedCost'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageBackedSecuritiesAvailableForSaleAmortizedCost' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage Backed Securities Available for Sale Amortized Cost</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageBackedSecuritiesAvailableForSaleAmortizedCost' xlink:to='lab_fil_MortgageBackedSecuritiesAvailableForSaleAmortizedCost'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_TotalInvestmentsAndMortgageBackedSecuritiesMember' xlink:label='fil_TotalInvestmentsAndMortgageBackedSecuritiesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TotalInvestmentsAndMortgageBackedSecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total investments and mortgage-backed securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TotalInvestmentsAndMortgageBackedSecuritiesMember' xlink:to='lab_fil_TotalInvestmentsAndMortgageBackedSecuritiesMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock' xlink:label='us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Fair Value Measurements, Nonrecurring</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock' xlink:to='lab_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock' xlink:label='us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Deferred Tax Assets and Liabilities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock' xlink:to='lab_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_ScheduleOfClassesOfLoans' xlink:label='fil_ScheduleOfClassesOfLoans'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfClassesOfLoans' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Classes of Loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfClassesOfLoans' xlink:to='lab_fil_ScheduleOfClassesOfLoans'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_StockOptionsPolicy' xlink:label='fil_StockOptionsPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_StockOptionsPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Stock Options Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_StockOptionsPolicy' xlink:to='lab_fil_StockOptionsPolicy'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountingForCertainLoansAndDebtSecuritiesAcquiredInTransferDisclosureTextBlock' xlink:label='us-gaap_AccountingForCertainLoansAndDebtSecuritiesAcquiredInTransferDisclosureTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AccountingForCertainLoansAndDebtSecuritiesAcquiredInTransferDisclosureTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accounting For Certain Loans Acquired in A Transfer</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AccountingForCertainLoansAndDebtSecuritiesAcquiredInTransferDisclosureTextBlock' xlink:to='lab_us-gaap_AccountingForCertainLoansAndDebtSecuritiesAcquiredInTransferDisclosureTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities' xlink:label='us-gaap_NetCashProvidedByUsedInFinancingActivities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInFinancingActivities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net cash provided by financing activities</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInFinancingActivities' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Net cash provided by financing activities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetCashProvidedByUsedInFinancingActivities' xlink:to='lab_us-gaap_NetCashProvidedByUsedInFinancingActivities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromStockOptionsExercised' xlink:label='us-gaap_ProceedsFromStockOptionsExercised'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromStockOptionsExercised' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Exercise of stock options</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromStockOptionsExercised' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Exercise of stock options</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromStockOptionsExercised' xlink:to='lab_us-gaap_ProceedsFromStockOptionsExercised'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet' xlink:label='us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net increase in securities sold under agreements to repurchase</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet' xlink:to='lab_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment' xlink:label='us-gaap_PaymentsToAcquirePropertyPlantAndEquipment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Purchases of premises and equipment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PaymentsToAcquirePropertyPlantAndEquipment' xlink:to='lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue' xlink:label='us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Increase in cash surrender value of bank owned life insurance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue' xlink:to='lab_us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_GainLossOnSaleOfForeclosedAssets' xlink:label='fil_GainLossOnSaleOfForeclosedAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_GainLossOnSaleOfForeclosedAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loss on sale of foreclosed assets</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_GainLossOnSaleOfForeclosedAssets' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Loss on sale of foreclosed assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_GainLossOnSaleOfForeclosedAssets' xlink:to='lab_fil_GainLossOnSaleOfForeclosedAssets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerShareDiluted' xlink:label='us-gaap_EarningsPerShareDiluted'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EarningsPerShareDiluted' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Diluted earnings per common share</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EarningsPerShareDiluted' xlink:to='lab_us-gaap_EarningsPerShareDiluted'/>
		<link:loc xlink:type='locator' xlink:href='smbc-20121231.xsd#fil_BankCardNetworkFees' xlink:label='fil_BankCardNetworkFees'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_BankCardNetworkFees' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Bank card network fees</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_BankCardNetworkFees' xlink:to='lab_fil_BankCardNetworkFees'/>
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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>10
<FILENAME>smbc-20121231_pre.xml
<TEXT>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Organization and Summary of Significant Accounting Policies: New Accounting Pronouncements, Policy (Policies)<br></strong></div>
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        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Dec. 31, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock', window );">New Accounting Pronouncements, Policy</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><font style='layout-grid-mode:both'>In July 2012, the Financial Accounting Standards board (FASB) issued Accounting Standards Update (ASU) 2012-02, <i>Intangibles &#150; Goodwill and Other (Topic 350): Testing Indefinite-Lived Intangible Assets for Impairment.</i>&nbsp;&nbsp;The amendments in this ASU allow an entity to first assess qualitative factors to determine whether it is necessary to perform a quantitative impairment test.&nbsp;&nbsp;An entity would not be required to calculate the fair value of an indefinite-lived intangible assets unless the entity determines, based on qualitative assessment, that it is more likely than not the indefinite-lived intangible asset is impaired.&nbsp;&nbsp;The ASU is effective for annual and interim impairment tests performed for fiscal years beginning after September 15 2012.&nbsp;&nbsp;The Company adopted the standard on July 1, 2012, and adoption did not have a significant impact on the Company&#146;s financial statements.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><font style='layout-grid-mode:both'>In October 2012, the FASB issued ASU 2012-04, <i>Technical Corrections and Improvements.&nbsp;&nbsp;</i>The amendments in this ASU make technical corrections, clarifications, and limited-scope improvements to various Topics throughout the Codification.&nbsp;&nbsp;This ASU is effective for public entities for fiscal periods beginning after December 15, 2012.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><font style='layout-grid-mode:both'>In October 2012, the FASB issued ASU 2012-06, <i>Subsequent Account for an Indemnification Asset Recognized at the Acquisition Date as a Result of a Government-Assisted Acquisition of a Financial Institution</i>.&#160; The amendments in this ASU provide that w</font>hen a reporting entity recognizes an indemnification asset as a result of a government-assisted acquisition of a financial institution and subsequently a change in the cash flows expected to be collected on the indemnification asset occurs, the reporting entity should subsequently account for the change in the measurement of the indemnification asset on the same basis as the change in the assets subject to indemnification. Any amortization of changes in value should be limited to the contractual term of the indemnification agreement.&#160; The ASU is effective for public entities for fiscal periods beginning on or after December 15, 2012.&#160; The Company does not anticipate any impact on the financial statements.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>In January 2013, the FASB issued ASU 2013-01, <i>Clarifying the Scope of Disclosures about Offsetting Assets and Liabilities</i>.&#160; The amendments in this ASU address implementation issues about the scope of ASU 2011-11, <i>Balance Sheet (Topic 210): Disclosures about Offsetting Assets and Liabilities. </i>&#160;The objective of &#160;the ASU is to clarify the scope of the offsetting disclosures and address any unintended consequences.&#160; The ASU is effective for fiscal years beginning on or after January 1, 2013, and interim periods within those annual periods.&#160; The Company is evaluating the impact of the ASU, but does not expect a material impact on the financial statements.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>In February 2013, the FASB issued ASU 2013-02, <i>Reporting of Amounts Reclassified Out of Comprehensive Income</i>.&#160; The amendments in this ASU are intended to improve the reporting of reclassifications out of accumulated other comprehensive income by requiring an entity to report the effect of significant reclassifications out of accumulated other comprehensive income on the respective line items in net income if the amount being reclassified is required to be reclassified in its entirety to net income. For other amounts that are not required to be reclassified in their entirety to net income in the same reporting period, an entity is required to cross-reference other disclosures required that provide additional detail about those amounts. This would be the case when a portion of the amount reclassified out of accumulated other comprehensive income is reclassified to a balance sheet account instead of directly to income or expense in the same reporting period.&#160; The ASU is effective for public entities for reporting periods beginning after December 15, 2012.&#160; The Company is evaluating the impact of the ASU, but does not expect a material impact on the financial statements.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of the adoption of new accounting pronouncements that may impact the entity's financial reporting.</p>
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                <p>No definition available.</p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Securities: Schedule of Available-for-sale Securities Reconciliation (Tables)<br></strong></div>
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        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Dec. 31, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock', window );">Schedule of Available-for-sale Securities Reconciliation</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="691" style='width:518.0pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="412" colspan="4" valign="bottom" style='width:309.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31, 2012</font></b></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Gross</font></p> </td> <td width="95" valign="bottom" style='width:71.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Gross</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Estimated</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Amortized</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> <td width="95" valign="bottom" style='width:71.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="111" valign="bottom" style='width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Cost</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Gains</font></p> </td> <td width="95" valign="bottom" style='width:71.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Losses</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Value</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="95" valign="bottom" style='width:71.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Investment and mortgage backed securities:</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="95" valign="bottom" style='width:71.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; U.S. government-sponsored enterprises (GSEs)</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$19,006,654</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$40,597</font></p> </td> <td width="95" valign="bottom" style='width:71.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$(17,696)</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$19,029,555</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; State and political subdivisions</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>37,905,128</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,145,259</font></p> </td> <td width="95" valign="bottom" style='width:71.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(45,536)</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>40,004,851</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Other securities</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,642,156</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>43,472</font></p> </td> <td width="95" valign="bottom" style='width:71.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(1,162,916)</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,522,712</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; FHLMC preferred stock</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="95" valign="bottom" style='width:71.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Mortgage-backed: GSE residential</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>13,973,637</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>463,793</font></p> </td> <td width="95" valign="bottom" style='width:71.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(22,521)</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>14,414,909</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Mortgage-backed: other U.S. government agencies</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,681,357</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="95" valign="bottom" style='width:71.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(3,347)</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,678,010</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Total investments and mortgage-backed securities</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$76,208,932</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,693,121</font></p> </td> <td width="95" valign="bottom" style='width:71.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$(1,252,016)</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$77,650,037</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="685" style='width:514.0pt;margin-left:4.65pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="407" colspan="4" valign="bottom" style='width:305.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>June 30, 2012</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Gross</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Gross</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Estimated</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Amortized</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="111" valign="bottom" style='width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Cost</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Gains</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Losses</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Value</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Investment and mortgage backed securities:</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; U.S. government-sponsored enterprises (GSEs)</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$18,046,654</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$53,348</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$(384)</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$18,099,618</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; State and political subdivisions</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>34,656,284</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,823,625</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(98,656)</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>36,381,253</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Other securities</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,646,719</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>14,310</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(1,267,772)</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,393,257</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Mortgage-backed: GSE residential</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>15,657,921</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>565,989</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(7,861)</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>16,216,049</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Mortgage-backed: other U.S. government agencies</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,036,637</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>31</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,036,668</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Total investments and mortgage-backed securities</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$74,044,215</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,457,303</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$(1,374,673)</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$75,126,845</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the reconciliation of available-for-sale securities from cost basis to fair value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Loans and Allowance For Loan Losses: Impaired Loans Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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      <tr>
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          <div>Dec. 31, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ImpairedLoansPolicy', window );">Impaired Loans Policy</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>A loan is considered impaired when, based on current information and events, it is probable that the scheduled payments of principal or interest will not be able to be collected when due according to the contractual terms of the loan agreement.&#160; Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due.&#160; Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired.&#160; Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower&#146;s prior payment record and the amount of the shortfall in relation to the principal and interest owed.&#160; Impairment is measured on a loan-by-loan basis for commercial and agricultural loans by either the present value of expected future cash flows discounted at the loan&#146;s effective interest rate, the loan&#146;s obtainable market price or the fair value of the collateral if the loan is collateral dependent.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Groups of loans with similar risk characteristics are collectively evaluated for impairment based on the group&#146;s historical loss experience adjusted for changes in trends, conditions and other relevant factors that affect repayment of the loans.&#160; Accordingly, individual consumer and residential loans are not separately identified for impairment measurements, unless such loans are the subject of a restructuring agreement due to financial difficulties of the borrower.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The general component covers non-impaired loans and is based on quantitative and qualitative factors.&#160; The loan portfolio is stratified into homogeneous groups of loans that possess similar loss characteristics and an appropriate loss ratio adjusted for qualitative factors is applied to the homogeneous pools of loans to estimate the incurred losses in the loan portfolio.&nbsp;&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Included in the Company&#146;s loan portfolio are certain loans accounted for in accordance with ASC 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality.&#160; These loans were written down at acquisition to an amount estimated to be collectible.&#160; As a result, certain ratios regarding the Company&#146;s loan portfolio and credit quality cannot be used to compare the Company to peer companies or to compare the Company&#146;s current credit quality to prior periods.&#160; The ratios particularly affected by accounting under ASC 310-30 include the allowance for loan losses as a percentage of loans, nonaccrual loans, and nonperforming assets, and nonaccrual loans and nonperforming loans as a percentage of total loans.</p><span></span></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Earnings Per Share: Schedule of Earnings Per Share, Basic and Diluted (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock', window );">Schedule of Earnings Per Share, Basic and Diluted</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="672" style='width:7.0in;margin-left:4.65pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="195" colspan="2" valign="top" style='width:146.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Three months ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="195" colspan="2" valign="top" style='width:146.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>December 31,</font></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>2012</font></u></b></p> </td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>2011</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Net income </font></p> </td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,480,920 </font></p> </td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,674,440 </font></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Dividend payable on preferred stock </font></p> </td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>50,000</font></p> </td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>121,713</font></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Net income available to common shareholders </font></p> </td> <td width="88" valign="top" style='width:66.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,430,920 </font></p> </td> <td width="107" valign="top" style='width:80.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,552,727 </font></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Average Common shares &#150; outstanding basic </font></p> </td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,249,309</font></p> </td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,595,073</font></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Stock options under treasury stock method </font></p> </td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>134,241</font></p> </td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>91,454</font></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Average Common shares &#150; outstanding diluted </font></p> </td> <td width="88" valign="top" style='width:66.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,383,550</font></p> </td> <td width="107" valign="top" style='width:80.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,686,527</font></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Basic earnings per common share </font></p> </td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$0.75 </font></p> </td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$0.98 </font></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Diluted earnings per common share </font></p> </td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$0.72 </font></p> </td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$0.95 </font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="672" style='width:7.0in;margin-left:4.65pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="195" colspan="2" valign="top" style='width:146.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Six months ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="195" colspan="2" valign="top" style='width:146.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>December 31,</font></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>2012</font></u></b></p> </td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>2011</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Net income </font></p> </td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$5,071,174 </font></p> </td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$5,524,832 </font></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Dividend payable on preferred stock </font></p> </td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>245,115</font></p> </td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>352,111</font></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Net income available to common shareholders </font></p> </td> <td width="88" valign="top" style='width:66.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$4,826,059 </font></p> </td> <td width="107" valign="top" style='width:80.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$5,172,721 </font></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Average Common shares &#150; outstanding basic </font></p> </td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,248,839</font></p> </td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,345,498</font></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Stock options under treasury stock method </font></p> </td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>132,865</font></p> </td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>88,800</font></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Average Common shares &#150; outstanding diluted </font></p> </td> <td width="88" valign="top" style='width:66.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,381,704</font></p> </td> <td width="107" valign="top" style='width:80.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,434,298</font></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Basic earnings per common share </font></p> </td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1.49 </font></p> </td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2.21 </font></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Diluted earnings per common share </font></p> </td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1.43 </font></p> </td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2.12 </font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of an entity's basic and diluted earnings per share calculations.</p>
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                <p>No definition available.</p>
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                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TableTextBlockSupplementAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>15
<FILENAME>R55.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Securities: Investments Classified by Contractual Maturity Date (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock', window );">Investments Classified by Contractual Maturity Date</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="672" style='width:7.0in;border-collapse:collapse'> <tr style='height:.1in'> <td width="279" valign="top" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="228" colspan="2" valign="bottom" style='width:171.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>December 31, 2012</font></u></b></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Estimated</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Amortized</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Cost</font></u></p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Value</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b><u><font style='layout-grid-mode:both'>Available for Sale</font></u></b><b><font style='layout-grid-mode:both'>:</font></b></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160; Within one year</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$307,655</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$307,653</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160; After one year but less than five years</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>8,149,938</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>8,207,128</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160; After five years but less than ten years</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>22,581,203</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>23,094,611</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160; After ten years</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>28,515,142</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>28,947,726</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Total investment securities</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>59,553,938</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>60,557,118</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160; Mortgage-backed securities</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>16,654,994</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>17,092,919</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Total investments and mortgage-backed securities</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$76,208,932</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$77,650,037</font></p> </td> </tr> </table> </div><span></span></td>
      </tr>
    </table>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of maturities of an entity's investments as well as any other information pertinent to the investments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TableTextBlockSupplementAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td>duration</td>
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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>16
<FILENAME>R78.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Fair Value Measurements: Schedule of Quantitative Information About Unobservable Inputs Used in Level 3 Fair Value Measurements (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
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          <div>Dec. 31, 2012</div>
        </th>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfQuantitativeInformationAboutUnobservableInputsUsedInLevel3FairValueMeasurements', window );">Schedule of Quantitative Information About Unobservable Inputs Used in Level 3 Fair Value Measurements</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr align="left"> <td width="20%" valign="bottom" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="16%" valign="bottom" style='width:16.38%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.58%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="16%" valign="bottom" style='width:16.48%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Range of</font></p> </td> <td width="14%" valign="bottom" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Weighted</font></p> </td> </tr> <tr align="left"> <td width="20%" valign="bottom" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="16%" valign="bottom" style='width:16.38%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair value at</font></p> </td> <td width="15%" valign="bottom" style='width:15.58%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Valuation</font></p> </td> <td width="16%" valign="bottom" style='width:16.48%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unobservable</font></p> </td> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Discounts </font></p> </td> <td width="14%" valign="bottom" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>average</font></p> </td> </tr> <tr align="left"> <td width="20%" valign="bottom" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="2%" valign="bottom" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="16%" valign="bottom" style='width:16.38%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31, 2012</font></b></p> </td> <td width="15%" valign="bottom" style='width:15.58%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>technique</font></p> </td> <td width="16%" valign="bottom" style='width:16.48%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>inputs</font></p> </td> <td width="13%" valign="bottom" style='width:13.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>applied</font></p> </td> <td width="14%" valign="bottom" style='width:14.66%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>discount applied</font></p> </td> </tr> <tr align="left"> <td width="20%" valign="bottom" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="2%" valign="bottom" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="16%" valign="bottom" style='width:16.38%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="15%" valign="bottom" style='width:15.58%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="16%" valign="bottom" style='width:16.48%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="14%" valign="bottom" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt'></td> </tr> <tr align="left"> <td width="20%" valign="top" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Available-for-sale securities (pooled trust preferred security)</font></p> </td> <td width="2%" valign="top" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="16%" valign="top" style='width:16.38%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>$58,000</font></p> </td> <td width="15%" valign="top" style='width:15.58%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Discounted cash flow</font></p> </td> <td width="16%" valign="top" style='width:16.48%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Discount rate</font></p> </td> <td width="13%" valign="top" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>n/a</font></p> </td> <td width="14%" valign="top" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>7.6%</font></p> </td> </tr> <tr align="left"> <td width="20%" valign="top" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="2%" valign="top" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="16%" valign="top" style='width:16.38%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="15%" valign="top" style='width:15.58%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="16%" valign="top" style='width:16.48%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Prepayment rate</font></p> </td> <td width="13%" valign="top" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>n/a</font></p> </td> <td width="14%" valign="top" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1% annually <sup>(1)</sup></font></p> </td> </tr> <tr align="left"> <td width="20%" valign="top" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="2%" valign="top" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="16%" valign="top" style='width:16.38%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="15%" valign="top" style='width:15.58%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="16%" valign="top" style='width:16.48%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Projected defaults and deferrals (% of pool balance)</font></p> </td> <td width="13%" valign="top" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>n/a</font></p> </td> <td width="14%" valign="top" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>41.3%</font></p> </td> </tr> <tr align="left"> <td width="20%" valign="top" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="2%" valign="top" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="16%" valign="top" style='width:16.38%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="15%" valign="top" style='width:15.58%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="16%" valign="top" style='width:16.48%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Anticipated recoveries (% of pool balance)</font></p> </td> <td width="13%" valign="top" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>n/a</font></p> </td> <td width="14%" valign="top" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>6.4%</font></p> </td> </tr> <tr align="left"> <td width="20%" valign="top" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Impaired loans (collateral dependent)</font></p> </td> <td width="2%" valign="top" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="16%" valign="top" style='width:16.38%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>452,000</font></p> </td> <td width="15%" valign="top" style='width:15.58%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Internal or third-party appraisal</font></p> </td> <td width="16%" valign="top" style='width:16.48%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Discount to reflect realizable value</font></p> </td> <td width="13%" valign="top" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1.1% - 32.8%</font></p> </td> <td width="14%" valign="top" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>5.7%</font></p> </td> </tr> <tr align="left"> <td width="20%" valign="top" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Foreclosed and repossessed assets</font></p> </td> <td width="2%" valign="top" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="16%" valign="top" style='width:16.38%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>3,576,000</font></p> </td> <td width="15%" valign="top" style='width:15.58%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Third party appraisal</font></p> </td> <td width="16%" valign="top" style='width:16.48%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Marketability discount</font></p> </td> <td width="13%" valign="top" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>0.0% - 40.9%</font></p> </td> <td width="14%" valign="top" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>15.3%</font></p> </td> </tr> </table><span></span></td>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EUQAE">
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          <div style="width: 200px;"><strong>Fair Value Measurements: Schedule of Fair Value, Assets Measured on Recurring Basis (Details) (USD $)<br></strong></div>
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          <div>Dec. 31, 2012</div>
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          <div class="a">U.S. government sponsored enterprises (GSEs)</div>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the aggregate of the assets reported on the balance sheet at period end measured at fair value on a recurring basis by the entity. This element is intended to be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td>instant</td>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Loans and Allowance For Loan Losses: Commercial Business Lending Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
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      <tr class="ro">
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none'><i><font style='layout-grid-mode:both'>Commercial Business Lending</font></i><font style='layout-grid-mode:both'>. The Company&#146;s commercial business lending activities encompass loans with a variety of purposes and security, including loans to finance accounts receivable, inventory, equipment and operating lines of credit, including agricultural production and equipment loans.&#160; The Company offers both fixed and adjustable rate commercial business loans. Generally, commercial loans secured by fixed assets are amortized over periods up to five years, while commercial operating lines of credit or agricultural production lines are generally for a one year period. </font></p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
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                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Organization and Summary of Significant Accounting Policies: Outside Directors' Retirement Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
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      <tr class="ro">
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Outside Directors&#146; Retirement.</b><i> </i>The Bank adopted a directors&#146; retirement plan in April 1994 for outside directors. The directors&#146; retirement plan provides that each non-employee director (participant) shall receive, upon termination of service on the Board on or after age 60, other than termination for cause, a benefit in equal annual installments over a five year period. The benefit will be based upon the product of the participant&#146;s vesting percentage and the total Board fees paid to the participant during the calendar year preceding termination of service on the Board. The vesting percentage shall be determined based upon the participant&#146;s years of service on the Board.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>In the event that the participant dies before collecting any or all of the benefits, the Bank shall pay the participant&#146;s beneficiary. No benefits shall be payable to anyone other than the beneficiary, and shall terminate on the death of the beneficiary.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Fair Value Measurements: Schedule of Fair Value of Financial Instruments (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfFairValueOfFinancialInstruments', window );">Schedule of Fair Value of Financial Instruments</a></td>
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valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.26%;border:none;border-top:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Quoted Prices</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;border:none;border-top:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.66%;border:none;border-top:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>in Active</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Markets for</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant Other</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unobservable</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Carrying</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Identical Assets</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Observable Inputs</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Inputs</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Amount</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 1)</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 2)</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 3)</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Financial assets</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Cash and cash equivalents</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$16,298</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$16,298</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Interest-bearing time deposits</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,154</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,154</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Stock in FHLB</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,018</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,018</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Stock in Federal Reserve Bank of St. Louis</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,001</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,001</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Loans receivable, net</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>619,410</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>625,586</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Accrued interest receivable</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>4,343</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>4,343</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Financial liabilities</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Deposits</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>606,405</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>237,886</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>369,319</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Securities sold under agreements to repurchase</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>30,945</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>30,945</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Advances from FHLB</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>24,500</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>27,867</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Accrued interest payable</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>540</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>540</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Subordinated debt</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>7,217</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>5,623</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Unrecognized financial instruments (net of contract amount)</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commitments to originate loans</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Letters of credit</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Lines of credit</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="68%" colspan="4" valign="bottom" style='width:68.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>June 30, 2012</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Quoted Prices</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>in Active</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Markets for</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant Other</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unobservable</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Carrying</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Identical Assets</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Observable Inputs</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Inputs</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Amount</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 1)</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 2)</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 3)</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Financial assets</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Cash and cash equivalents</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$33,421</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$33,421</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Interest-bearing time deposits</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,273</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,273</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Stock in FHLB</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,018</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,018</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Stock in Federal Reserve Bank of</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; St. Louis</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,001</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,001</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Loans receivable, net</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>583,465</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>587,955</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Accrued interest receivable</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,694</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,694</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Financial liabilities</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Deposits</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>584,814</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>353,212</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>232,583</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Securities sold under agreements to 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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="30%" valign="bottom" style='width:30.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="34%" colspan="2" valign="bottom" style='width:34.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the three-month period ended</font></p> </td> <td width="34%" colspan="2" valign="bottom" style='width:34.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the six-month period ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="30%" valign="bottom" style='width:30.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31, 2012</font></b></p> </td> <td width="17%" valign="bottom" style='width:17.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>December 31, 2011</font></p> </td> <td width="17%" valign="bottom" style='width:17.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31, 2012</font></b></p> </td> <td width="17%" valign="bottom" style='width:17.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>December 31, 2011</font></p> </td> </tr> <tr style='height:.1in'> <td width="30%" valign="bottom" style='width:30.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Tax at statutory rate</font></p> </td> <td width="17%" valign="bottom" style='width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,205,574</font></p> </td> <td width="17%" valign="bottom" style='width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,357,126</font></p> </td> <td width="17%" valign="bottom" style='width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,474,162</font></p> </td> <td width="17%" valign="bottom" style='width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,817,290</font></p> </td> </tr> <tr style='height:.1in'> <td width="30%" valign="bottom" style='width:30.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Increase (reduction) in taxes resulting from:</font></p> </td> <td width="17%" valign="bottom" style='width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="30%" valign="bottom" style='width:30.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Nontaxable municipal income</font></p> </td> <td width="17%" valign="bottom" style='width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(128,391)</font></p> </td> <td width="17%" valign="bottom" style='width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(113,303)</font></p> </td> <td width="17%" valign="bottom" style='width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(252,659)</font></p> </td> <td width="17%" valign="bottom" style='width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(217,673)</font></p> </td> </tr> <tr style='height:.1in'> <td width="30%" valign="bottom" style='width:30.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; State tax, net of Federal benefit</font></p> </td> <td width="17%" valign="bottom" style='width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>84,480</font></p> </td> <td width="17%" valign="bottom" style='width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>103,620</font></p> </td> <td width="17%" valign="bottom" style='width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>176,880</font></p> </td> <td width="17%" valign="bottom" style='width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>220,275</font></p> </td> </tr> <tr style='height:.1in'> <td width="30%" valign="bottom" style='width:30.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Cash surrender value of Bank-owned life insurance</font></p> </td> <td width="17%" valign="bottom" style='width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(43,764)</font></p> </td> <td width="17%" valign="bottom" style='width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(24,275)</font></p> </td> <td width="17%" valign="bottom" style='width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(86,543)</font></p> </td> <td width="17%" valign="bottom" style='width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(48,603)</font></p> </td> </tr> <tr style='height:.1in'> <td width="30%" valign="bottom" style='width:30.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Other, net</font></p> </td> <td width="17%" valign="bottom" style='width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(53,013)</font></p> </td> <td width="17%" valign="bottom" style='width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(6,060)</font></p> </td> <td width="17%" valign="bottom" style='width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(106,068)</font></p> </td> <td width="17%" valign="bottom" style='width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(9,974)</font></p> </td> </tr> <tr style='height:.1in'> <td width="30%" valign="bottom" style='width:30.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Actual provision</font></p> </td> <td width="17%" valign="bottom" style='width:17.74%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,064,886</font></p> </td> <td width="17%" valign="bottom" style='width:17.24%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,317,107</font></p> </td> <td width="17%" valign="bottom" style='width:17.74%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,205,772</font></p> </td> <td width="17%" valign="bottom" style='width:17.24%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,761,314</font></p> </td> </tr> </table> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the reconciliation using percentage or dollar amounts of the reported amount of income tax expense attributable to continuing operations for the year to the amount of income tax expense that would result from applying domestic federal statutory tax rates to pretax income from continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E2UBG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Loans and Allowance For Loan Losses: Schedule of Loan Portfolio Aging Analysis (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TotalLoansReceivable', window );">Total loans receivable</a></td>
        <td class="nump">$ 619,409,900<span></span></td>
        <td class="nump">$ 583,464,521<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Real Estate Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">Financing Receivable, Recorded Investment, 30 to 59 Days Past Due</a></td>
        <td class="nump">1,316,593<span></span></td>
        <td class="nump">310,046<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">Financing Receivable, Recorded Investment, 60 to 89 Days Past Due</a></td>
        <td class="nump">130,947<span></span></td>
        <td class="nump">66,586<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due</a></td>
        <td class="nump">664,966<span></span></td>
        <td class="nump">59,142<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Financing Receivable, Recorded Investment, Past Due</a></td>
        <td class="nump">2,112,506<span></span></td>
        <td class="nump">435,774<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Financing Receivable, Recorded Investment, Current</a></td>
        <td class="nump">223,789,187<span></span></td>
        <td class="nump">200,576,924<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TotalLoansReceivable', window );">Total loans receivable</a></td>
        <td class="nump">225,901,693<span></span></td>
        <td class="nump">201,012,698<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing</a></td>
        <td class="nump">293<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Construction Real Estate Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due</a></td>
        <td class="nump">100,351<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Financing Receivable, Recorded Investment, Past Due</a></td>
        <td class="nump">100,351<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Financing Receivable, Recorded Investment, Current</a></td>
        <td class="nump">12,608,429<span></span></td>
        <td class="nump">22,811,575<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TotalLoansReceivable', window );">Total loans receivable</a></td>
        <td class="nump">12,708,780<span></span></td>
        <td class="nump">22,811,575<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">Financing Receivable, Recorded Investment, 30 to 59 Days Past Due</a></td>
        <td class="nump">353,561<span></span></td>
        <td class="nump">176,642<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">Financing Receivable, Recorded Investment, 60 to 89 Days Past Due</a></td>
        <td class="nump">101,951<span></span></td>
        <td class="nump">41,187<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due</a></td>
        <td class="nump">127,968<span></span></td>
        <td class="nump">796,794<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Financing Receivable, Recorded Investment, Past Due</a></td>
        <td class="nump">583,480<span></span></td>
        <td class="nump">1,014,623<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Financing Receivable, Recorded Investment, Current</a></td>
        <td class="nump">234,627,488<span></span></td>
        <td class="nump">199,942,806<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TotalLoansReceivable', window );">Total loans receivable</a></td>
        <td class="nump">235,210,968<span></span></td>
        <td class="nump">200,957,429<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">Financing Receivable, Recorded Investment, 30 to 59 Days Past Due</a></td>
        <td class="nump">226,460<span></span></td>
        <td class="nump">78,762<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">Financing Receivable, Recorded Investment, 60 to 89 Days Past Due</a></td>
        <td class="nump">28,792<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due</a></td>
        <td class="nump">526<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Financing Receivable, Recorded Investment, Past Due</a></td>
        <td class="nump">255,778<span></span></td>
        <td class="nump">78,762<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Financing Receivable, Recorded Investment, Current</a></td>
        <td class="nump">27,931,471<span></span></td>
        <td class="nump">28,907,143<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TotalLoansReceivable', window );">Total loans receivable</a></td>
        <td class="nump">28,187,249<span></span></td>
        <td class="nump">28,985,905<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing</a></td>
        <td class="nump">526<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">Financing Receivable, Recorded Investment, 30 to 59 Days Past Due</a></td>
        <td class="nump">158,518<span></span></td>
        <td class="nump">694,044<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">Financing Receivable, Recorded Investment, 60 to 89 Days Past Due</a></td>
        <td class="nump">180,197<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due</a></td>
        <td class="nump">90,381<span></span></td>
        <td class="nump">80,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Financing Receivable, Recorded Investment, Past Due</a></td>
        <td class="nump">429,096<span></span></td>
        <td class="nump">774,044<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Financing Receivable, Recorded Investment, Current</a></td>
        <td class="nump">124,734,011<span></span></td>
        <td class="nump">136,230,178<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TotalLoansReceivable', window );">Total loans receivable</a></td>
        <td class="nump">125,163,107<span></span></td>
        <td class="nump">137,004,222<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing</a></td>
        <td class="nump">17,012<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">Financing Receivable, Recorded Investment, 30 to 59 Days Past Due</a></td>
        <td class="nump">2,055,132<span></span></td>
        <td class="nump">1,259,494<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">Financing Receivable, Recorded Investment, 60 to 89 Days Past Due</a></td>
        <td class="nump">441,887<span></span></td>
        <td class="nump">107,773<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due</a></td>
        <td class="nump">984,192<span></span></td>
        <td class="nump">935,936<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Financing Receivable, Recorded Investment, Past Due</a></td>
        <td class="nump">3,481,211<span></span></td>
        <td class="nump">2,303,203<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Financing Receivable, Recorded Investment, Current</a></td>
        <td class="nump">623,690,586<span></span></td>
        <td class="nump">588,468,626<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TotalLoansReceivable', window );">Total loans receivable</a></td>
        <td class="nump">627,171,797<span></span></td>
        <td class="nump">590,771,829<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing</a></td>
        <td class="nump">$ 17,831<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_TotalLoansReceivable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_TotalLoansReceivable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are less than 60 days past due but more than 29 days past due.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are less than 90 days past due but more than 59 days past due.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Recorded investment in financing receivables that are 90 days or more past due and still accruing.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5111-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are current.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are equal to or greater than 90 days past due.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Recorded Investment in financing receivables that are past due at the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>24
<FILENAME>R57.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Securities: Schedule of Accumulated Credit Loss of Trust Preferred Security (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfAccumulatedCreditLossOfTrustPreferredSecurity', window );">Schedule of Accumulated Credit Loss of Trust Preferred Security</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="672" style='width:7.0in;border-collapse:collapse'> <tr style='height:1.0pt'> <td width="320" valign="bottom" style='width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="189" colspan="2" valign="bottom" style='width:141.45pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Accumulated Credit Losses,</font></p> </td> </tr> <tr style='height:1.0pt'> <td width="320" valign="bottom" style='width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="189" colspan="2" valign="bottom" style='width:141.45pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Six-Month Period</font></p> </td> </tr> <tr style='height:1.0pt'> <td width="320" valign="bottom" style='width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="189" colspan="2" valign="bottom" style='width:141.45pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Ended December 31,</font></u></p> </td> </tr> <tr style='height:1.0pt'> <td width="320" valign="bottom" style='width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="94" valign="bottom" style='width:70.35pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>2012</font></u></b></p> </td> <td width="95" valign="bottom" style='width:71.1pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>2011</font></u></p> </td> </tr> <tr style='height:1.0pt'> <td width="320" valign="bottom" style='width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Credit losses on debt securities held</font></p> </td> <td width="94" valign="bottom" style='width:70.35pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="95" valign="bottom" style='width:71.1pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> </tr> <tr style='height:1.0pt'> <td width="320" valign="bottom" style='width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Beginning of period</font></p> </td> <td width="94" valign="bottom" style='width:70.35pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$375,000</font></p> </td> <td width="95" valign="bottom" style='width:71.1pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$375,000</font></p> </td> </tr> <tr style='height:1.0pt'> <td width="320" valign="bottom" style='width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Additions related to OTTI losses not previously recognized</font></p> </td> <td width="94" valign="bottom" style='width:70.35pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="95" valign="bottom" style='width:71.1pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:1.0pt'> <td width="320" valign="bottom" style='width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Reductions due to sales</font></p> </td> <td width="94" valign="bottom" style='width:70.35pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="95" valign="bottom" style='width:71.1pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:1.0pt'> <td width="320" valign="bottom" style='width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Reductions due to change in intent or likelihood of sale</font></p> </td> <td width="94" valign="bottom" style='width:70.35pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="95" valign="bottom" style='width:71.1pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:1.0pt'> <td width="320" valign="bottom" style='width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Additions related to increases in previously-recognized OTTI losses</font></p> </td> <td width="94" valign="bottom" style='width:70.35pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="95" valign="bottom" style='width:71.1pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:1.0pt'> <td width="320" valign="bottom" style='width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Reductions due to increases in expected cash flows</font></p> </td> <td width="94" valign="bottom" style='width:70.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="95" valign="bottom" style='width:71.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:1.0pt'> <td width="320" valign="bottom" style='width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>End of period</font></p> </td> <td width="94" valign="bottom" style='width:70.35pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$375,000</font></p> </td> <td width="95" valign="bottom" style='width:71.1pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$375,000</font></p> </td> </tr> </table> </div><span></span></td>
      </tr>
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    <div style="display: none;">
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_ScheduleOfAccumulatedCreditLossOfTrustPreferredSecurity</nobr></td>
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                    <td>fil_</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TableTextBlockSupplementAbstract</nobr></td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>25
<FILENAME>R109.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EFMBG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Fair Value Measurements: Schedule of Fair Value of Financial Instruments (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2012</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Deposits</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueFinancialInstrumentsCarryingAmount', window );">Fair Value Financial Instruments Carrying Amount</a></td>
        <td class="nump">$ 606,405,000<span></span></td>
        <td class="nump">$ 584,814,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_Level1QuotedPricesInActiveMarketsForIdenticalAssets', window );">Level 1 - Quoted Prices in Active Markets for Identical Assets</a></td>
        <td class="nump">237,886,000<span></span></td>
        <td class="nump">353,212,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_Level3SignificantUnobservableInputs', window );">Level 3 - Significant Unobservable inputs</a></td>
        <td class="nump">369,319,000<span></span></td>
        <td class="nump">232,583,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Securities sold under agreements to repurchase</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueFinancialInstrumentsCarryingAmount', window );">Fair Value Financial Instruments Carrying Amount</a></td>
        <td class="nump">30,945,000<span></span></td>
        <td class="nump">25,642,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_Level2SignificantOtherObservableInputs', window );">Level 2 - Significant Other Observable Inputs</a></td>
        <td class="nump">30,945,000<span></span></td>
        <td class="nump">25,642,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Advances from FHLB</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueFinancialInstrumentsCarryingAmount', window );">Fair Value Financial Instruments Carrying Amount</a></td>
        <td class="nump">24,500,000<span></span></td>
        <td class="nump">24,500,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_Level2SignificantOtherObservableInputs', window );">Level 2 - Significant Other Observable Inputs</a></td>
        <td class="nump">27,867,000<span></span></td>
        <td class="nump">27,923,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Accrued interest payable</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueFinancialInstrumentsCarryingAmount', window );">Fair Value Financial Instruments Carrying Amount</a></td>
        <td class="nump">540,000<span></span></td>
        <td class="nump">626,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_Level2SignificantOtherObservableInputs', window );">Level 2 - Significant Other Observable Inputs</a></td>
        <td class="nump">540,000<span></span></td>
        <td class="nump">626,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Subordinated debt</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueFinancialInstrumentsCarryingAmount', window );">Fair Value Financial Instruments Carrying Amount</a></td>
        <td class="nump">7,217,000<span></span></td>
        <td class="nump">7,217,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_Level3SignificantUnobservableInputs', window );">Level 3 - Significant Unobservable inputs</a></td>
        <td class="nump">5,623,000<span></span></td>
        <td class="nump">5,103,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Cash and cash equivalents</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueFinancialInstrumentsCarryingAmount', window );">Fair Value Financial Instruments Carrying Amount</a></td>
        <td class="nump">16,298,000<span></span></td>
        <td class="nump">33,421,000<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_Level1QuotedPricesInActiveMarketsForIdenticalAssets', window );">Level 1 - Quoted Prices in Active Markets for Identical Assets</a></td>
        <td class="nump">16,298,000<span></span></td>
        <td class="nump">33,421,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Interest-bearing time deposits</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueFinancialInstrumentsCarryingAmount', window );">Fair Value Financial Instruments Carrying Amount</a></td>
        <td class="nump">2,154,000<span></span></td>
        <td class="nump">1,273,000<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_Level2SignificantOtherObservableInputs', window );">Level 2 - Significant Other Observable Inputs</a></td>
        <td class="nump">2,154,000<span></span></td>
        <td class="nump">1,273,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Stock in FHLB</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueFinancialInstrumentsCarryingAmount', window );">Fair Value Financial Instruments Carrying Amount</a></td>
        <td class="nump">2,018,000<span></span></td>
        <td class="nump">2,018,000<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_Level2SignificantOtherObservableInputs', window );">Level 2 - Significant Other Observable Inputs</a></td>
        <td class="nump">2,018,000<span></span></td>
        <td class="nump">2,018,000<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Stock in Federal Reserve Bank of St. Louis</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueFinancialInstrumentsCarryingAmount', window );">Fair Value Financial Instruments Carrying Amount</a></td>
        <td class="nump">1,001,000<span></span></td>
        <td class="nump">1,001,000<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_Level2SignificantOtherObservableInputs', window );">Level 2 - Significant Other Observable Inputs</a></td>
        <td class="nump">1,001,000<span></span></td>
        <td class="nump">1,001,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Loans receivable, net</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueFinancialInstrumentsCarryingAmount', window );">Fair Value Financial Instruments Carrying Amount</a></td>
        <td class="nump">619,410,000<span></span></td>
        <td class="nump">583,465,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_Level3SignificantUnobservableInputs', window );">Level 3 - Significant Unobservable inputs</a></td>
        <td class="nump">625,586,000<span></span></td>
        <td class="nump">587,955,000<span></span></td>
      </tr>
      <tr class="rh">
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          <div class="a">Accrued interest receivable</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueFinancialInstrumentsCarryingAmount', window );">Fair Value Financial Instruments Carrying Amount</a></td>
        <td class="nump">4,343,000<span></span></td>
        <td class="nump">3,694,000<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_Level2SignificantOtherObservableInputs', window );">Level 2 - Significant Other Observable Inputs</a></td>
        <td class="nump">$ 4,343,000<span></span></td>
        <td class="nump">$ 3,694,000<span></span></td>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
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          <div style="width: 200px;"><strong>Fair Value Measurements: Schedule of Fair Value Measurements, Nonrecurring (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="31%" valign="bottom" style='width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="65%" colspan="4" valign="bottom" style='width:65.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value Measurements at <b>December 31, 2012</b>, Using:</font></p> </td> </tr> <tr style='height:.1in'> <td width="31%" valign="bottom" style='width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&nbsp; </font></p> </td> <td width="2%" valign="bottom" style='width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Quoted Prices in</font></p> </td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="31%" valign="bottom" style='width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&nbsp; </font></p> </td> <td width="2%" valign="bottom" style='width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Active Markets for</font></p> </td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant Other</font></p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant</font></p> </td> </tr> <tr style='height:.1in'> <td width="31%" valign="bottom" style='width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&nbsp; </font></p> </td> <td width="2%" valign="bottom" style='width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Identical Assets</font></p> </td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Observable Inputs</font></p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unobservable Inputs</font></p> </td> </tr> <tr style='height:.1in'> <td width="31%" valign="bottom" style='width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&nbsp; </font></p> </td> <td width="2%" valign="bottom" style='width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value</font></p> </td> <td width="15%" valign="bottom" style='width:15.9%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 1)</font></p> </td> <td width="15%" valign="bottom" style='width:15.9%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 2)</font></p> </td> <td width="16%" valign="bottom" style='width:16.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 3)</font></p> </td> </tr> <tr style='height:.1in'> <td width="31%" valign="bottom" style='width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&nbsp; </font></p> </td> <td width="2%" valign="bottom" style='width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="31%" valign="bottom" style='width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Impaired loans (collateral dependent)</font></p> </td> <td width="2%" valign="bottom" style='width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$452,000</font></p> </td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$452,000</font></p> </td> </tr> <tr style='height:.1in'> <td width="31%" valign="bottom" style='width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Foreclosed and repossessed assets held for sale</font></p> </td> <td width="2%" valign="bottom" style='width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,576,000</font></p> </td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,576,000</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="31%" valign="bottom" style='width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="65%" colspan="4" valign="bottom" style='width:65.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value Measurements at June 30, 2012, Using:</font></p> </td> </tr> <tr style='height:.1in'> <td width="31%" valign="bottom" style='width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&nbsp; </font></p> </td> <td width="2%" valign="bottom" style='width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Quoted Prices in</font></p> </td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="31%" valign="bottom" style='width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&nbsp; </font></p> </td> <td width="2%" valign="bottom" style='width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Active Markets for</font></p> </td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant Other</font></p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant</font></p> </td> </tr> <tr style='height:.1in'> <td width="31%" valign="bottom" style='width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&nbsp; </font></p> </td> <td width="2%" valign="bottom" style='width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Identical Assets</font></p> </td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Observable Inputs</font></p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unobservable Inputs</font></p> </td> </tr> <tr style='height:.1in'> <td width="31%" valign="bottom" style='width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&nbsp; </font></p> </td> <td width="2%" valign="bottom" style='width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value</font></p> </td> <td width="15%" valign="bottom" style='width:15.9%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 1)</font></p> </td> <td width="15%" valign="bottom" style='width:15.9%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 2)</font></p> </td> <td width="16%" valign="bottom" style='width:16.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 3)</font></p> </td> </tr> <tr style='height:.1in'> <td width="31%" valign="bottom" style='width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&nbsp; </font></p> </td> <td width="2%" valign="bottom" style='width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="31%" valign="bottom" style='width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Impaired loans (collateral dependent)</font></p> </td> <td width="2%" valign="bottom" style='width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,214,000</font></p> </td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,214,000</font></p> </td> </tr> <tr style='height:.1in'> <td width="31%" valign="bottom" style='width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Foreclosed and repossessed assets held for sale</font></p> </td> <td width="2%" valign="bottom" style='width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,435,000</font></p> </td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,435,000</font></p> </td> </tr> </table> </div><span></span></td>
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                <p>Tabular disclosure of assets and liabilities by class, including financial instruments measured at fair value that are classified in shareholders' equity, if any, that are measured at fair value on a nonrecurring basis in periods after initial recognition (for example, impaired assets). Disclosures may include, but are not limited to: (a) the fair value measurements recorded and the reasons for the measurements and (b) the level within the fair value hierarchy in which the fair value measurements are categorized in their entirety (levels 1, 2, 3).</p>
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                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 157<br><br> -Paragraph 33<br><br> -Subparagraph a, b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7578670&amp;loc=d3e19296-110258<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EVHDK">
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          <div style="width: 200px;"><strong>Loans and Allowance For Loan Losses: Schedule of Allowance for Loan Losses and Recorded Investment Based on Portfolio Segment and Impairment Methods (Details) (USD $)<br></strong></div>
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        <th class="th" colspan="3">3 Months Ended</th>
        <th class="th" colspan="2">6 Months Ended</th>
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          <div>Dec. 31, 2012</div>
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          <div>Dec. 31, 2012</div>
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          <div>Dec. 31, 2011</div>
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          <div class="a">Conventional Real Estate Loans | Allowance for Loan Losses</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">$ 1,714,363<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 1,711,466<span></span></td>
        <td class="nump">$ 1,635,346<span></span></td>
        <td class="nump">$ 1,618,285<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision for Loan Losses Expensed</a></td>
        <td class="nump">197,478<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">139,154<span></span></td>
        <td class="nump">290,255<span></span></td>
        <td class="nump">304,647<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Allowance for Loan and Lease Losses, Write-offs</a></td>
        <td class="num">(189,370)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(14,452)<span></span></td>
        <td class="num">(203,242)<span></span></td>
        <td class="num">(91,369)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRecoveriesOfBadDebts', window );">Allowance for Loan and Lease Losses, Recoveries of Bad Debts</a></td>
        <td class="nump">112<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,946<span></span></td>
        <td class="nump">224<span></span></td>
        <td class="nump">6,551<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AllowanceBalanceEndOfPeriod', window );">Allowance balance end of period</a></td>
        <td class="nump">1,722,583<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,838,114<span></span></td>
        <td class="nump">1,722,583<span></span></td>
        <td class="nump">1,838,114<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Conventional Real Estate Loans | EndingBalanceMember</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment</a></td>
        <td class="nump">1,722,583<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,838,114<span></span></td>
        <td class="nump">1,722,583<span></span></td>
        <td class="nump">1,838,114<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Conventional Real Estate Loans | Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Financing Receivable, Collectively Evaluated for Impairment</a></td>
        <td class="nump">224,220,783<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">224,220,783<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableAcquiredWithDeterioratedCreditQuality', window );">Loans Receivable Acquired With Deteriorated Credit Quality</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,680,910<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Construction Real Estate Loans | Allowance for Loan Losses</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AllowanceBalanceBeginningOfPeriod', window );">Allowance balance beginning of period</a></td>
        <td class="nump">191,784<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">375,531<span></span></td>
        <td class="nump">243,169<span></span></td>
        <td class="nump">192,752<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision for Loan Losses Expensed</a></td>
        <td class="num">(39,528)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(192,511)<span></span></td>
        <td class="num">(90,913)<span></span></td>
        <td class="num">(10,192)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRecoveriesOfBadDebts', window );">Allowance for Loan and Lease Losses, Recoveries of Bad Debts</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">460<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AllowanceBalanceEndOfPeriod', window );">Allowance balance end of period</a></td>
        <td class="nump">152,256<span></span></td>
        <td class="nump">243,169<span></span></td>
        <td class="nump">183,020<span></span></td>
        <td class="nump">152,256<span></span></td>
        <td class="nump">183,020<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Construction Real Estate Loans | EndingBalanceMember</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment</a></td>
        <td class="nump">152,256<span></span></td>
        <td class="nump">243,169<span></span></td>
        <td class="nump">183,020<span></span></td>
        <td class="nump">152,256<span></span></td>
        <td class="nump">183,020<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Construction Real Estate Loans | Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Financing Receivable, Collectively Evaluated for Impairment</a></td>
        <td class="nump">12,708,780<span></span></td>
        <td class="nump">22,811,575<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">12,708,780<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate Loans | Allowance for Loan Losses</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AllowanceBalanceBeginningOfPeriod', window );">Allowance balance beginning of period</a></td>
        <td class="nump">3,456,760<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">2,256,971<span></span></td>
        <td class="nump">2,985,838<span></span></td>
        <td class="nump">2,671,482<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision for Loan Losses Expensed</a></td>
        <td class="nump">344,852<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">393,202<span></span></td>
        <td class="nump">815,427<span></span></td>
        <td class="nump">3,743<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Allowance for Loan and Lease Losses, Write-offs</a></td>
        <td class="num">(416,843)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(417,071)<span></span></td>
        <td class="num">(24,824)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRecoveriesOfBadDebts', window );">Allowance for Loan and Lease Losses, Recoveries of Bad Debts</a></td>
        <td class="nump">3,887<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">658<span></span></td>
        <td class="nump">4,462<span></span></td>
        <td class="nump">430<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AllowanceBalanceEndOfPeriod', window );">Allowance balance end of period</a></td>
        <td class="nump">3,388,656<span></span></td>
        <td class="nump">2,985,838<span></span></td>
        <td class="nump">2,650,831<span></span></td>
        <td class="nump">3,388,656<span></span></td>
        <td class="nump">2,650,831<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate Loans | EndingBalanceMember</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment', window );">Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment</a></td>
        <td class="nump">100,000<span></span></td>
        <td class="nump">347,815<span></span></td>
        <td class="nump">100,000<span></span></td>
        <td class="nump">100,000<span></span></td>
        <td class="nump">100,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment</a></td>
        <td class="nump">3,288,656<span></span></td>
        <td class="nump">2,632,679<span></span></td>
        <td class="nump">2,409,101<span></span></td>
        <td class="nump">3,288,656<span></span></td>
        <td class="nump">2,409,101<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality', window );">Financing Receivable, Allowance for Credit Losses, Acquired with Deteriorated Credit Quality</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">5,344<span></span></td>
        <td class="nump">141,730<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">141,730<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate Loans | Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Financing Receivable, Individually Evaluated for Impairment</a></td>
        <td class="nump">165,144<span></span></td>
        <td class="nump">976,881<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">165,144<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Financing Receivable, Collectively Evaluated for Impairment</a></td>
        <td class="nump">233,397,723<span></span></td>
        <td class="nump">198,296,430<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">233,397,723<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableAcquiredWithDeterioratedCreditQuality', window );">Loans Receivable Acquired With Deteriorated Credit Quality</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,684,118<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,648,101<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer Loans | Allowance for Loan Losses</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AllowanceBalanceBeginningOfPeriod', window );">Allowance balance beginning of period</a></td>
        <td class="nump">522,655<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">520,918<span></span></td>
        <td class="nump">483,597<span></span></td>
        <td class="nump">441,207<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision for Loan Losses Expensed</a></td>
        <td class="num">(683)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">39,471<span></span></td>
        <td class="nump">44,680<span></span></td>
        <td class="nump">214,197<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Allowance for Loan and Lease Losses, Write-offs</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(31,161)<span></span></td>
        <td class="num">(8,589)<span></span></td>
        <td class="num">(127,767)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRecoveriesOfBadDebts', window );">Allowance for Loan and Lease Losses, Recoveries of Bad Debts</a></td>
        <td class="nump">4,414<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">5,551<span></span></td>
        <td class="nump">6,698<span></span></td>
        <td class="nump">7,143<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AllowanceBalanceEndOfPeriod', window );">Allowance balance end of period</a></td>
        <td class="nump">526,386<span></span></td>
        <td class="nump">483,597<span></span></td>
        <td class="nump">534,780<span></span></td>
        <td class="nump">526,386<span></span></td>
        <td class="nump">534,780<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer Loans | EndingBalanceMember</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment</a></td>
        <td class="nump">526,386<span></span></td>
        <td class="nump">483,597<span></span></td>
        <td class="nump">534,780<span></span></td>
        <td class="nump">526,386<span></span></td>
        <td class="nump">534,780<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer Loans | Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Financing Receivable, Collectively Evaluated for Impairment</a></td>
        <td class="nump">28,187,249<span></span></td>
        <td class="nump">28,985,905<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">28,187,249<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loans | Allowance for Loan Losses</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AllowanceBalanceBeginningOfPeriod', window );">Allowance balance beginning of period</a></td>
        <td class="nump">2,195,276<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,887,175<span></span></td>
        <td class="nump">2,144,104<span></span></td>
        <td class="nump">1,514,725<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision for Loan Losses Expensed</a></td>
        <td class="num">(40,102)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(33,883)<span></span></td>
        <td class="nump">13,257<span></span></td>
        <td class="nump">349,722<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Allowance for Loan and Lease Losses, Write-offs</a></td>
        <td class="num">(26,223)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(22,470)<span></span></td>
        <td class="num">(29,466)<span></span></td>
        <td class="num">(33,625)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRecoveriesOfBadDebts', window );">Allowance for Loan and Lease Losses, Recoveries of Bad Debts</a></td>
        <td class="nump">1,369<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">9,024<span></span></td>
        <td class="nump">2,425<span></span></td>
        <td class="nump">9,024<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AllowanceBalanceEndOfPeriod', window );">Allowance balance end of period</a></td>
        <td class="nump">2,130,320<span></span></td>
        <td class="nump">2,144,104<span></span></td>
        <td class="nump">1,839,846<span></span></td>
        <td class="nump">2,130,320<span></span></td>
        <td class="nump">1,839,846<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loans | EndingBalanceMember</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment</a></td>
        <td class="nump">1,620,333<span></span></td>
        <td class="nump">1,767,967<span></span></td>
        <td class="nump">1,817,931<span></span></td>
        <td class="nump">1,620,333<span></span></td>
        <td class="nump">1,817,931<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality', window );">Financing Receivable, Allowance for Credit Losses, Acquired with Deteriorated Credit Quality</a></td>
        <td class="nump">509,987<span></span></td>
        <td class="nump">376,137<span></span></td>
        <td class="nump">21,915<span></span></td>
        <td class="nump">509,987<span></span></td>
        <td class="nump">21,915<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loans | Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Financing Receivable, Collectively Evaluated for Impairment</a></td>
        <td class="nump">123,862,663<span></span></td>
        <td class="nump">135,649,513<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">123,862,663<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableAcquiredWithDeterioratedCreditQuality', window );">Loans Receivable Acquired With Deteriorated Credit Quality</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,354,709<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,300,444<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total Loans | Allowance for Loan Losses</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AllowanceBalanceBeginningOfPeriod', window );">Allowance balance beginning of period</a></td>
        <td class="nump">8,080,838<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">6,752,061<span></span></td>
        <td class="nump">7,492,054<span></span></td>
        <td class="nump">6,438,451<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision for Loan Losses Expensed</a></td>
        <td class="nump">462,017<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">345,433<span></span></td>
        <td class="nump">1,072,706<span></span></td>
        <td class="nump">862,116<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Allowance for Loan and Lease Losses, Write-offs</a></td>
        <td class="num">(632,436)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(68,083)<span></span></td>
        <td class="num">(658,368)<span></span></td>
        <td class="num">(277,585)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRecoveriesOfBadDebts', window );">Allowance for Loan and Lease Losses, Recoveries of Bad Debts</a></td>
        <td class="nump">9,782<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">17,179<span></span></td>
        <td class="nump">13,809<span></span></td>
        <td class="nump">23,608<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AllowanceBalanceEndOfPeriod', window );">Allowance balance end of period</a></td>
        <td class="nump">7,920,201<span></span></td>
        <td class="nump">7,492,054<span></span></td>
        <td class="nump">7,046,590<span></span></td>
        <td class="nump">7,920,201<span></span></td>
        <td class="nump">7,046,590<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total Loans | EndingBalanceMember</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment', window );">Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment</a></td>
        <td class="nump">100,000<span></span></td>
        <td class="nump">347,815<span></span></td>
        <td class="nump">100,000<span></span></td>
        <td class="nump">100,000<span></span></td>
        <td class="nump">100,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment</a></td>
        <td class="nump">7,310,214<span></span></td>
        <td class="nump">6,762,758<span></span></td>
        <td class="nump">6,782,945<span></span></td>
        <td class="nump">7,310,214<span></span></td>
        <td class="nump">6,782,945<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality', window );">Financing Receivable, Allowance for Credit Losses, Acquired with Deteriorated Credit Quality</a></td>
        <td class="nump">509,987<span></span></td>
        <td class="nump">381,481<span></span></td>
        <td class="nump">163,645<span></span></td>
        <td class="nump">509,987<span></span></td>
        <td class="nump">163,645<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total Loans | Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Financing Receivable, Individually Evaluated for Impairment</a></td>
        <td class="nump">165,144<span></span></td>
        <td class="nump">976,881<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">165,144<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Financing Receivable, Collectively Evaluated for Impairment</a></td>
        <td class="nump">622,377,198<span></span></td>
        <td class="nump">585,258,112<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">622,377,198<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableAcquiredWithDeterioratedCreditQuality', window );">Loans Receivable Acquired With Deteriorated Credit Quality</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">4,536,836<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">4,629,455<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Real Estate Loans | Allowance for Loan Losses</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AllowanceBalanceEndOfPeriod', window );">Allowance balance end of period</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,635,346<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Real Estate Loans | EndingBalanceMember</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,635,346<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Real Estate Loans | Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Financing Receivable, Collectively Evaluated for Impairment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">199,514,689<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableAcquiredWithDeterioratedCreditQuality', window );">Loans Receivable Acquired With Deteriorated Credit Quality</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 1,498,009<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_AllowanceBalanceBeginningOfPeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_AllowanceBalanceBeginningOfPeriod</nobr></td>
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                    <td><strong> Data Type:</strong></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_LoansReceivableAcquiredWithDeterioratedCreditQuality</nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td>debit</td>
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                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForLoanAndLeaseLossesRecoveriesOfBadDebts">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects a reduction in bad debt expense attributable to collections of loans and lease receivables which had previously been fully or partially charged off as bad debts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 114<br><br> -Paragraph 20<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5212-111524<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph d<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AllowanceForLoanAndLeaseLossesRecoveriesOfBadDebts</nobr></td>
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                    <td>us-gaap_</td>
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                    <td>debit</td>
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                    <td>duration</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the amount of loans and leases that have been removed, or charged off, from both loan receivables and the reserve for credit losses, typically because they are considered to be not salvageable or have been purchased by unconsolidated collection entities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 114<br><br> -Paragraph 20<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5212-111524<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph d<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs</nobr></td>
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                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The valuation allowance for financing receivables acquired with deteriorated credit quality.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (g)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality</nobr></td>
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                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (g)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment</nobr></td>
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                    <td>credit</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The balance of financing receivables that were collectively evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (h)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td>debit</td>
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                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The balance of financing receivables that were individually evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (h)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment</nobr></td>
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                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanLossesExpensed">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Provision charged for the period based on estimated losses to be realized from loan transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.11)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 17<br><br> -IssueDate 2006-05-01<br><br> -Chapter 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 11<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
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                    <td><nobr>us-gaap_ProvisionForLoanLossesExpensed</nobr></td>
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                    <td>us-gaap_</td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td>debit</td>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EKXAG">
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          <div style="width: 200px;"><strong>Securities: Schedule of Available-for-sale Securities Reconciliation (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2012</div>
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          <div class="a">U.S. government sponsored enterprises (GSEs)</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available-for-sale Securities, Amortized Cost Basis</a></td>
        <td class="nump">$ 19,006,654<span></span></td>
        <td class="nump">$ 18,046,654<span></span></td>
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        <td class="nump">40,597<span></span></td>
        <td class="nump">53,348<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1', window );">Available-for-sale Securities, Gross Unrealized Losses</a></td>
        <td class="num">(17,696)<span></span></td>
        <td class="num">(384)<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">19,029,555<span></span></td>
        <td class="nump">18,099,618<span></span></td>
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          <div class="a">State and political subdivisions</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available-for-sale Securities, Amortized Cost Basis</a></td>
        <td class="nump">37,905,128<span></span></td>
        <td class="nump">34,656,284<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain', window );">Available-for-sale Securities, Gross Unrealized Gains</a></td>
        <td class="nump">2,145,259<span></span></td>
        <td class="nump">1,823,625<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1', window );">Available-for-sale Securities, Gross Unrealized Losses</a></td>
        <td class="num">(45,536)<span></span></td>
        <td class="num">(98,656)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">40,004,851<span></span></td>
        <td class="nump">36,381,253<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Other securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available-for-sale Securities, Amortized Cost Basis</a></td>
        <td class="nump">2,642,156<span></span></td>
        <td class="nump">2,646,719<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain', window );">Available-for-sale Securities, Gross Unrealized Gains</a></td>
        <td class="nump">43,472<span></span></td>
        <td class="nump">14,310<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1', window );">Available-for-sale Securities, Gross Unrealized Losses</a></td>
        <td class="num">(1,162,916)<span></span></td>
        <td class="num">(1,267,772)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">1,522,712<span></span></td>
        <td class="nump">1,393,257<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Mortgage-backed GSE residential</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available-for-sale Securities, Amortized Cost Basis</a></td>
        <td class="nump">13,973,637<span></span></td>
        <td class="nump">15,657,921<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain', window );">Available-for-sale Securities, Gross Unrealized Gains</a></td>
        <td class="nump">463,793<span></span></td>
        <td class="nump">565,989<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1', window );">Available-for-sale Securities, Gross Unrealized Losses</a></td>
        <td class="num">(22,521)<span></span></td>
        <td class="num">(7,861)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">14,414,909<span></span></td>
        <td class="nump">16,216,049<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Mortgage-backed other U.S. government agencies</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available-for-sale Securities, Amortized Cost Basis</a></td>
        <td class="nump">2,681,357<span></span></td>
        <td class="nump">3,036,637<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain', window );">Available-for-sale Securities, Gross Unrealized Gains</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">31<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1', window );">Available-for-sale Securities, Gross Unrealized Losses</a></td>
        <td class="num">(3,347)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">2,678,010<span></span></td>
        <td class="nump">3,036,668<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total investments and mortgage-backed securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available-for-sale Securities, Amortized Cost Basis</a></td>
        <td class="nump">76,208,932<span></span></td>
        <td class="nump">74,044,215<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain', window );">Available-for-sale Securities, Gross Unrealized Gains</a></td>
        <td class="nump">2,693,121<span></span></td>
        <td class="nump">2,457,303<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1', window );">Available-for-sale Securities, Gross Unrealized Losses</a></td>
        <td class="num">(1,252,016)<span></span></td>
        <td class="num">(1,374,673)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">$ 77,650,037<span></span></td>
        <td class="nump">$ 75,126,845<span></span></td>
      </tr>
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    <div style="display: none;">
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesAmortizedCost</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents Available-for-sale Securities which consist of all investments in certain debt and equity securities neither classified as trading or held-to-maturity securities. A debt security represents a creditor relationship with an enterprise. Debt securities include, among other items, US Treasury securities, US government securities, municipal securities, corporate bonds, convertible debt, commercial paper, and all securitized debt instruments. An equity security represents an ownership interest in an enterprise or the right to acquire or dispose of an ownership interest in an enterprise at fixed or determinable prices. Equity securities include, among other things, common stock, certain preferred stock, warrant rights, call options, and put options, but do not include convertible debt. An entity may opt to provide the reader with additional narrative text to better understand the nature of investments in debt and equity securities which are categorized as Available-for-sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7534914&amp;loc=d3e22054-111558<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 12<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Available-for-Sale Securities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6505594<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the gross unrealized gains for securities, at a point in time, which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 133<br><br> -Paragraph 22<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 13, 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the gross unrealized losses for securities, at a point in time, which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EHMAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Loans and Allowance For Loan Losses: Schedule of Loan Portfolio by Credit Rating (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2012</div>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableRealEstateConstruction', window );">Loans Receivable Real Estate Construction</a></td>
        <td class="nump">$ 22,115,280<span></span></td>
        <td class="nump">$ 40,181,979<span></span></td>
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        <td class="nump">28,187,249<span></span></td>
        <td class="nump">28,985,905<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Loans and Leases Receivable, Gross, Commercial</a></td>
        <td class="nump">125,163,107<span></span></td>
        <td class="nump">137,004,222<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Pass</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableConventionalRealEstate', window );">Loans Receivable Conventional Real Estate</a></td>
        <td class="nump">225,796,824<span></span></td>
        <td class="nump">198,847,363<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableRealEstateConstruction', window );">Loans Receivable Real Estate Construction</a></td>
        <td class="nump">12,699,677<span></span></td>
        <td class="nump">22,811,575<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableCommercialRealEstate', window );">Loans Receivable, Gross, Commercial, Real Estate</a></td>
        <td class="nump">233,361,886<span></span></td>
        <td class="nump">194,280,920<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableConsumer', window );">Loans and Leases Receivable, Gross, Consumer</a></td>
        <td class="nump">28,175,550<span></span></td>
        <td class="nump">28,967,594<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Loans and Leases Receivable, Gross, Commercial</a></td>
        <td class="nump">123,822,714<span></span></td>
        <td class="nump">129,572,873<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Watch</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableConventionalRealEstate', window );">Loans Receivable Conventional Real Estate</a></td>
        <td class="nump">1,618,763<span></span></td>
        <td class="nump">1,561,263<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableRealEstateConstruction', window );">Loans Receivable Real Estate Construction</a></td>
        <td class="nump">1,613,159<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableCommercialRealEstate', window );">Loans Receivable, Gross, Commercial, Real Estate</a></td>
        <td class="nump">59,072<span></span></td>
        <td class="nump">149,940<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableConsumer', window );">Loans and Leases Receivable, Gross, Consumer</a></td>
        <td class="nump">29,430<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Loans and Leases Receivable, Gross, Commercial</a></td>
        <td class="nump">1,193<span></span></td>
        <td class="nump">5,398,255<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Substandard</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableConventionalRealEstate', window );">Loans Receivable Conventional Real Estate</a></td>
        <td class="nump">104,869<span></span></td>
        <td class="nump">604,072<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableRealEstateConstruction', window );">Loans Receivable Real Estate Construction</a></td>
        <td class="nump">9,103<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableCommercialRealEstate', window );">Loans Receivable, Gross, Commercial, Real Estate</a></td>
        <td class="nump">1,849,082<span></span></td>
        <td class="nump">6,526,569<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableConsumer', window );">Loans and Leases Receivable, Gross, Consumer</a></td>
        <td class="nump">11,699<span></span></td>
        <td class="nump">18,311<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Loans and Leases Receivable, Gross, Commercial</a></td>
        <td class="nump">1,340,393<span></span></td>
        <td class="nump">2,033,094<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total loans by credit risk profile</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableConventionalRealEstate', window );">Loans Receivable Conventional Real Estate</a></td>
        <td class="nump">225,901,693<span></span></td>
        <td class="nump">201,012,698<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableRealEstateConstruction', window );">Loans Receivable Real Estate Construction</a></td>
        <td class="nump">12,708,780<span></span></td>
        <td class="nump">22,811,575<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableCommercialRealEstate', window );">Loans Receivable, Gross, Commercial, Real Estate</a></td>
        <td class="nump">235,210,968<span></span></td>
        <td class="nump">200,957,429<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableConsumer', window );">Loans and Leases Receivable, Gross, Consumer</a></td>
        <td class="nump">28,187,249<span></span></td>
        <td class="nump">28,985,905<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Loans and Leases Receivable, Gross, Commercial</a></td>
        <td class="nump">$ 125,163,107<span></span></td>
        <td class="nump">$ 137,004,222<span></span></td>
      </tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance of commercial loans and leases receivable includes, but not limited to, commercial and industrial loans, agricultural loans, mortgage loans, promissory notes, interbank and other loans to financial institutions, draws against credit facilities, trade financing, lease financings. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(a),(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph a, b<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableCommercial</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td>instant</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance of consumer loans, including, but not limited to, mortgage, home equity, vehicles, credit card, installment, and lease financing. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(a),(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph a, b<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance of commercial loans issued to businesses to acquire, develop, construct, improve, or refinance land or building. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph a<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5066-111524<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.1(c))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 60<br><br> -Paragraph 47<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 51, 52, 53<br><br> -IssueDate 2006-05-01<br><br> -Chapter 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Fair Value Measurements: Schedule of Gains and Losses Recognized on Assets Measured on Nonrecurring Basis (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Dec. 31, 2012</div>
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        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfGainsAndLossesRecognizedOnAssetsMeasuredOnNonrecurringBasis', window );">Schedule of Gains and Losses Recognized on Assets Measured on Nonrecurring Basis</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="61%" valign="bottom" style='width:61.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="38%" colspan="2" valign="bottom" style='width:38.52%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the six months ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="61%" valign="bottom" style='width:61.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&nbsp; </font></p> </td> <td width="19%" valign="bottom" style='width:19.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31, 2012</font></b></p> </td> <td width="19%" valign="bottom" style='width:19.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>December 31, 2011</font></p> </td> </tr> <tr style='height:.1in'> <td width="61%" valign="bottom" style='width:61.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&nbsp; </font></p> </td> <td width="19%" valign="bottom" style='width:19.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="19%" valign="bottom" style='width:19.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="61%" valign="bottom" style='width:61.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Impaired loans (collateral dependent)</font></p> </td> <td width="19%" valign="bottom" style='width:19.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$(134,000)</font></p> </td> <td width="19%" valign="bottom" style='width:19.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$(142,000)</font></p> </td> </tr> <tr style='height:.1in'> <td width="61%" valign="bottom" style='width:61.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Foreclosed and repossessed assets held for sale</font></p> </td> <td width="19%" valign="bottom" style='width:19.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(552,000)</font></p> </td> <td width="19%" valign="bottom" style='width:19.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(121,000)</font></p> </td> </tr> <tr style='height:.1in'> <td width="61%" valign="bottom" style='width:61.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Total gains (losses) on assets measured on a non-recurring basis</font></p> </td> <td width="19%" valign="bottom" style='width:19.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$(686,000)</font></p> </td> <td width="19%" valign="bottom" style='width:19.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$(263,000)</font></p> </td> </tr> </table> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
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                <p>No definition available.</p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
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          <div style="width: 200px;"><strong>Income Taxes: Schedule of Components of Income Tax Expense (Benefit) (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock', window );">Schedule of Components of Income Tax Expense (Benefit)</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="672" style='width:7.0in;border-collapse:collapse'> <tr style='height:.1in'> <td width="169" valign="bottom" style='width:126.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="235" colspan="2" valign="bottom" style='width:2.45in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the three-month periods ended</font></p> </td> <td width="235" colspan="2" valign="bottom" style='width:2.45in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the six-month periods ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="169" valign="bottom" style='width:126.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="118" valign="bottom" style='width:88.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31, 2012</font></b></p> </td> <td width="118" valign="bottom" style='width:88.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>December 31, 2011</font></p> </td> <td width="118" valign="bottom" style='width:88.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31, 2012</font></b></p> </td> <td width="118" valign="bottom" style='width:88.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>December 31, 2011</font></p> </td> </tr> <tr style='height:.1in'> <td width="169" valign="bottom" style='width:126.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Income taxes</font></p> </td> <td width="118" valign="bottom" style='width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="118" valign="bottom" style='width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="118" valign="bottom" style='width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="118" valign="bottom" style='width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="169" valign="bottom" style='width:126.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Current</font></p> </td> <td width="118" valign="bottom" style='width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,328,723</font></p> </td> <td width="118" valign="bottom" style='width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,815,252</font></p> </td> <td width="118" valign="bottom" style='width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,469,609</font></p> </td> <td width="118" valign="bottom" style='width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,259,459</font></p> </td> </tr> <tr style='height:.1in'> <td width="169" valign="bottom" style='width:126.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Deferred</font></p> </td> <td width="118" valign="bottom" style='width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(263,837)</font></p> </td> <td width="118" valign="bottom" style='width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(498,145)</font></p> </td> <td width="118" valign="bottom" style='width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(263,837)</font></p> </td> <td width="118" valign="bottom" style='width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(498,145)</font></p> </td> </tr> <tr style='height:.1in'> <td width="169" valign="bottom" style='width:126.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Total income tax provision</font></p> </td> <td width="118" valign="bottom" style='width:88.2pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,064,886</font></p> </td> <td width="118" valign="bottom" style='width:88.2pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,317,107</font></p> </td> <td width="118" valign="bottom" style='width:88.2pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,205,772</font></p> </td> <td width="118" valign="bottom" style='width:88.2pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,761,314</font></p> </td> </tr> </table> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the components of income tax expense attributable to continuing operations for each year presented including, but not limited to: current tax expense (benefit), deferred tax expense (benefit), investment tax credits, government grants, the benefits of operating loss carryforwards, tax expense that results from allocating certain tax benefits either directly to contributed capital or to reduce goodwill or other noncurrent intangible assets of an acquired entity, adjustments of a deferred tax liability or asset for enacted changes in tax laws or rates or a change in the tax status of the entity, and adjustments of the beginning-of-the-year balances of a valuation allowance because of a change in circumstances that causes a change in judgment about the realizability of the related deferred tax asset in future years.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Organization and Summary of Significant Accounting Policies: Available for Sale Securities Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Dec. 31, 2012</div>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketableSecuritiesAvailableForSaleSecuritiesPolicy', window );">Available for Sale Securities Policy</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Available for Sale Securities.</b><i> </i>Available for sale securities, which include any security for which the Company has no immediate plan to sell but which may be sold in the future, are carried at fair value. Unrealized gains and losses, net of tax, are reported in accumulated other comprehensive income, a component of stockholders&#146; equity. All securities have been classified as available for sale.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>Premiums and discounts on debt securities are amortized or accreted as adjustments to income over the estimated life of the security using the level yield method. Realized gains or losses on the sale of securities is based on the specific identification method. The fair value of securities is based on quoted market prices or dealer quotes. If a quoted market price is not available, fair value is estimated using quoted market prices for similar securities.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>The Company does not invest in collateralized mortgage obligations that are considered high risk.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>When the Company does not intend to sell a debt security, and it is more likely than not the Company will not have to sell the security before recovery of its cost basis, it recognizes the credit component of an other-than-temporary impairment of a debt security in earnings and the remaining portion in other comprehensive income.&#160; As a result, the Company&#146;s balance sheet as of the dates presented reflects the full impairment (that is, the difference between the security&#146;s amortized cost basis and fair value) on debt securities that the Company intends to sell or would more likely than not be required to sell before the expected recovery of the amortized cost basis. For available-for-sale debt securities that management has no intent to sell and believes that it more likely than not will not be required to sell prior to recovery, only the credit loss component of the impairment is recognized in earnings, while the noncredit loss is recognized in accumulated other comprehensive income. The credit loss component recognized in earnings is identified as the amount of principal cash flows not expected to be received over the remaining term of the security as projected based on cash flow projections.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for investments in debt and equity securities that are classified as available-for-sale. This policy also may describe the entity's accounting treatment for transfers between investment categories, how the entity determines whether impairments of available-for-sale securities are other than temporary, and how the fair values of such securities are determined.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 2, 12<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 107<br><br> -Paragraph 10, 11<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 12, 13, 14, 15, 16<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2196929<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 5<br><br> -Section M<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7, 8, 9, 13, 14, 15, 16, 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Loans and Allowance For Loan Losses: Credit Quality Indicators Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_CreditQualityIndicatorPolicy', window );">Credit Quality Indicators Policy</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><i>Credit Quality Indicators</i>. The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends among other factors.&#160; The Company analyzes loans individually by classifying the loans as to credit risk.&#160; This analysis is performed on all loans at origination, and is updated on a quarterly basis for loans risk rated &#147;Special Mention&#148;, &#147;Substandard&#148;, or &#147;Doubtful&#148;.&#160; In addition, lending relationships over $250,000 are subject to an independent loan review following origination, and lending relationships in excess of $2.5 million are subject to an independent loan review annually, as are a sample of lending relationships between $1.0 million and $2.5 million, in order to verify risk ratings.&#160; </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The Company uses the following definitions for risk ratings:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in'><i>Watch</i> &#150; Loans classified as watch exhibit weaknesses that require more than usual monitoring.&nbsp; Issues may include deteriorating financial condition, payments made after due date but within 30 days, adverse industry conditions or management problems.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in'><i>Special Mention</i> &#150; Loans classified as special mention exhibit signs of further deterioration but still generally make payments within 30 days.&nbsp; This is a transitional rating and loans should typically not be rated Special Mention for more than 12 months</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in'><i>Substandard</i> &#150; Loans classified as substandard possess weaknesses that jeopardize the ultimate collection of the principal and interest outstanding.&#160; These loans exhibit continued financial losses, ongoing delinquency, overall poor financial condition, and insufficient collateral.&#160; They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in'><i>Doubtful</i> &#150; Loans classified as doubtful have all the weaknesses of substandard loans, and have deteriorated to the level that there is a high probability of substantial loss.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be <i>Pass</i> rated loans.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Loans and Allowance For Loan Losses: Residential Mortgage Lending Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
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        </th>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ResidentialMortgageLendingPolicy', window );">Residential Mortgage Lending Policy</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-bottom:1.0pt;text-autospace:none'><i><font style='layout-grid-mode:both'>Residential Mortgage Lending. </font></i><font style='layout-grid-mode:both'>The Company actively originates loans for the acquisition or refinance of one- to four-family residences.&#160; This category includes both fixed-rate and adjustable-rate mortgage (&#147;ARM&#148;) loans amortizing over periods of up to 30 years, and the properties securing such loans may be owner-occupied or non-owner-occupied.&#160; Single-family residential loans do not generally exceed 90% of the lower of the appraised value or purchase price of the secured property.&#160; Substantially all of the one- to four-family residential mortgage originations in the Company&#146;s portfolio are located within the Company&#146;s primary market area.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-indent:12.0pt;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none'><font style='layout-grid-mode:both'>The Company also originates loans secured by multi-family residential properties that are generally located in the Company&#146;s primary market area. The majority of the multi-family residential loans that are originated by the Bank are amortized over periods generally up to 20 years, with balloon maturities typically up to five years. Both fixed and adjustable interest rates are offered and it is typical for the Company to include an interest rate &#147;floor&#148; in the loan agreement. Generally, multi-family residential loans do not exceed 85% of the lower of the appraised value or purchase price of the secured property.</font></p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Fair Value Measurements: Schedule of Available for Sale Securities Reconciliation Based on Level 3 Unobservable Information (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="57%" valign="bottom" style='width:57.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="42%" colspan="2" valign="bottom" style='width:42.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Three months ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="57%" valign="bottom" style='width:57.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="20%" valign="bottom" style='width:20.66%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31, 2012</font></b></p> </td> <td width="21%" valign="bottom" style='width:21.9%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>December 31, 2011</font></p> </td> </tr> <tr style='height:.1in'> <td width="57%" valign="bottom" style='width:57.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Available-for-sale securities, beginning of year</font></p> </td> <td width="20%" valign="bottom" style='width:20.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$43,000</font></p> </td> <td width="21%" valign="bottom" style='width:21.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$29,000</font></p> </td> </tr> <tr style='height:.1in'> <td width="57%" valign="bottom" style='width:57.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Total unrealized gain (loss) included in comprehensive income</font></p> </td> <td width="20%" valign="bottom" style='width:20.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>15,000</font></p> </td> <td width="21%" valign="bottom" style='width:21.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="57%" valign="bottom" style='width:57.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Transfer from Level 2 to Level 3</font></p> </td> <td width="20%" valign="bottom" style='width:20.66%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="21%" valign="bottom" style='width:21.9%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="57%" valign="bottom" style='width:57.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Available-for-sale securities, end of period</font></p> </td> <td width="20%" valign="bottom" style='width:20.66%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$58,000</font></p> </td> <td width="21%" valign="bottom" style='width:21.9%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$29,000</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="58%" valign="bottom" style='width:58.04%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="41%" colspan="2" valign="bottom" style='width:41.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Six months ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="58%" valign="bottom" style='width:58.04%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="18%" valign="bottom" style='width:18.86%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31, 2012</font></b></p> </td> <td width="23%" valign="bottom" style='width:23.1%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>December 31, 2011</font></p> </td> </tr> <tr style='height:.1in'> <td width="58%" valign="bottom" style='width:58.04%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Available-for-sale securities, beginning of year</font></p> </td> <td width="18%" valign="bottom" style='width:18.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$32,600</font></p> </td> <td width="23%" valign="bottom" style='width:23.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$71,004</font></p> </td> </tr> <tr style='height:.1in'> <td width="58%" valign="bottom" style='width:58.04%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160; &#160;&#160;Total unrealized gain (loss) included in comprehensive income</font></p> </td> <td width="18%" valign="bottom" style='width:18.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>25,400</font></p> </td> <td width="23%" valign="bottom" style='width:23.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(42,004)</font></p> </td> </tr> <tr style='height:.1in'> <td width="58%" valign="bottom" style='width:58.04%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Transfer from Level 2 to Level 3</font></p> </td> <td width="18%" valign="bottom" style='width:18.86%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="23%" valign="bottom" style='width:23.1%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="58%" valign="bottom" style='width:58.04%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Available-for-sale securities, end of period</font></p> </td> <td width="18%" valign="bottom" style='width:18.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$58,000</font></p> </td> <td width="23%" valign="bottom" style='width:23.1%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$29,000</font></p> </td> </tr> </table> </div><span></span></td>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EALAC">
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          <div style="width: 200px;"><strong>Accounting For Certain Loans Acquired in A Transfer: Schedule of Loans Acquired in Transfer Credit Impaired (Details) (Acquired in transfer credit impaired, USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">
          <div>Dec. 31, 2012</div>
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          <div>Jun. 30, 2012</div>
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          <div class="a">Acquired in transfer credit impaired</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">$ 2,111,128<span></span></td>
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        <td class="nump">$ 2,126,478<span></span></td>
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        <td class="nump">2,017,552<span></span></td>
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        <td class="nump">2,087,192<span></span></td>
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        <td class="nump">6,161,408<span></span></td>
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        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
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              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">Net of fair value adjustment of $1,1,379,314 and $1,624,572 at December 31, 2012 and June 30, 2012, respectively.</td>
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                <p>No definition available.</p>
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                <p>No authoritative reference available.</p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Organization and Summary of Significant Accounting Policies: Treasury Stock Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b>Treasury Stock.</b><i> </i>Treasury stock is stated at cost. Cost is determined by the first-in, first-out method.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
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                <p>No definition available.</p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Loans and Allowance For Loan Losses: Loans and Leases Receivable, Troubled Debt Restructuring Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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        <th class="th">
          <div>Dec. 31, 2012</div>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Included in certain loan categories in the impaired loans are troubled debt restructurings (TDRs), where economic concessions have been granted to borrowers who have experienced financial difficulties.&#160; These concessions typically result from our loss mitigation activities, and could include reductions in the interest rate, payment extensions, forgiveness of principal, forbearance, or other actions.&#160; Certain TDRs are classified as nonperforming at the time of restructuring and typically are returned to performing status after considering the borrower&#146;s sustained repayment performance for a reasonable period of at least six months.&#160; </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>When loans and leases are modified into a TDR, the Company evaluates any possible impairment similar to other impaired loans based on the present value of expected future cash flows, discounted at the contractual interest rate of the original loan or lease agreement, and uses the current fair value of the collateral, less selling costs, for collateral dependent loans.&#160; If the Company determines that the value of the modified loan is less than the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs, and unamortized premium or discount), impairment is recognized through an allowance estimate or a charge-off to the allowance.&#160; In periods subsequent to modification, the Company evaluates all TDRs, including those that have payment defaults, for possible impairment and recognizes impairment through the allowance.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of the accounting policy for loan agreements whose terms have been modified because of the inability of the borrower for financial reasons to comply with the terms of the original loan agreement. A creditor discloses material facts pertaining to significant modifications.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 40<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2196892<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 15<br><br> -Paragraph 25<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Accounting For Certain Loans Acquired in A Transfer: Schedule of Loans Acquired in Transfer Credit Impaired (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="672" style='width:7.0in;border-collapse:collapse'> <tr style='height:.1in'> <td width="318" valign="bottom" style='width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31,</font></b></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>June 30, </font></p> </td> </tr> <tr style='height:.1in'> <td width="318" valign="bottom" style='width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="111" valign="bottom" style='width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>2012</font></b></p> </td> <td width="89" valign="bottom" style='width:67.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>2012</font></p> </td> </tr> <tr style='height:.1in'> <td width="318" valign="top" style='width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Real Estate Loans:</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="89" valign="bottom" style='width:67.0pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="318" valign="top" style='width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Conventional</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,111,128</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,126,478</font></p> </td> </tr> <tr style='height:.1in'> <td width="318" valign="top" style='width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="318" valign="top" style='width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> &#160;&#160;&#160;&#160;&#160;Commercial</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,017,552</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,087,192</font></p> </td> </tr> <tr style='height:.1in'> <td width="318" valign="top" style='width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Consumer loans</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="318" valign="top" style='width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Commercial loans</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,880,089</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,947,738</font></p> </td> </tr> <tr style='height:.1in'> <td width="318" valign="bottom" style='width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; &#160;Outstanding balance</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$6,008,769</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$6,161,408</font></p> </td> </tr> <tr style='height:.1in'> <td width="318" valign="bottom" style='width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Carrying amount, net of fair value adjustment of </font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="89" valign="bottom" style='width:67.0pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="318" valign="bottom" style='width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; $1,379,314 and $1,624,572 at December 31, 2012</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="318" valign="bottom" style='width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160; &#160;and June 30, 2012, respectively</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$4,629,455</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$4,536,836</font></p> </td> </tr> </table> </div><span></span></td>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Loans and Allowance For Loan Losses: Schedule of Loan Portfolio Aging Analysis (Tables)<br></strong></div>
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        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Dec. 31, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfLoanPortfolioAgingAnalysis', window );">Schedule of Loan Portfolio Aging Analysis</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="15%" valign="bottom" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="84%" colspan="7" valign="bottom" style='width:84.04%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>December 31, 2012</font></u></b></p> </td> </tr> <tr style='height:.1in'> <td width="15%" valign="bottom" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>30-59 Days</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>60-89 Days</font></p> </td> <td width="12%" valign="bottom" style='width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Greater Than</font></p> </td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Total</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Total Loans</font></p> </td> <td width="15%" valign="bottom" style='width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Total Loans &gt; 90</font></p> </td> </tr> <tr style='height:.1in'> <td width="15%" valign="bottom" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Past Due</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Past Due</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>90 Days</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Past Due</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Current</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Receivable</font></u></p> </td> <td width="15%" valign="bottom" style='width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Days &amp; Accruing</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="15%" valign="top" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Real Estate Loans:</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="15%" valign="bottom" style='width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="15%" valign="top" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Residential</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,316,593</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$130,947</font></p> </td> <td width="12%" valign="bottom" style='width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$664,966</font></p> </td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,112,506</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$223,789,187</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$225,901,693</font></p> </td> <td width="15%" valign="bottom" style='width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$293</font></p> </td> </tr> <tr style='height:.1in'> <td width="15%" valign="top" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="12%" valign="bottom" style='width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>100,351</font></p> </td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>100,351</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>12,608,429</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>12,708,780</font></p> </td> <td width="15%" valign="bottom" style='width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="15%" valign="top" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>353,561</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>101,951</font></p> </td> <td width="12%" valign="bottom" style='width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>127,968</font></p> </td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>583,480</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>234,627,488</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>235,210,968</font></p> </td> <td width="15%" valign="bottom" style='width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="15%" valign="top" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Consumer loans</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>226,460</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>28,792</font></p> </td> <td width="12%" valign="bottom" style='width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>526</font></p> </td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>255,778</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>27,931,471</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>28,187,249</font></p> </td> <td width="15%" valign="bottom" style='width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>526</font></p> </td> </tr> <tr style='height:.1in'> <td width="15%" valign="top" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Commercial loans</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>158,518</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>180,197</font></p> </td> <td width="12%" valign="bottom" style='width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>90,381</font></p> </td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>429,096</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>124,734,011</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>125,163,107</font></p> </td> <td width="15%" valign="bottom" style='width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>17,012</font></p> </td> </tr> <tr style='height:.1in'> <td width="15%" valign="bottom" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Total loans</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,055,132</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$441,887</font></p> </td> <td width="12%" valign="bottom" style='width:12.0%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$984,192</font></p> </td> <td width="10%" valign="bottom" style='width:10.56%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,481,211</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$623,690,586</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$627,171,797</font></p> </td> <td width="15%" valign="bottom" style='width:15.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$17,831</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="15%" valign="bottom" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="84%" colspan="7" valign="bottom" style='width:84.04%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>June 30, 2012</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="15%" valign="bottom" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>30-59 Days</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>60-89 Days</font></p> </td> <td width="12%" valign="bottom" style='width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Greater Than</font></p> </td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Total</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Total Loans</font></p> </td> <td width="15%" valign="bottom" style='width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Total Loans &gt; 90</font></p> </td> </tr> <tr style='height:.1in'> <td width="15%" valign="bottom" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Past Due</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Past Due</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>90 Days</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Past Due</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Current</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Receivable</font></u></p> </td> <td width="15%" valign="bottom" style='width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Days &amp; Accruing</font></u></p> </td> </tr> <tr style='height:13.5pt'> <td width="15%" valign="bottom" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Real Estate Loans:</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="15%" valign="top" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Residential</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$310,046</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$66,586</font></p> </td> <td width="12%" valign="bottom" style='width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$59,142</font></p> </td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$435,774</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$200,576,924</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$201,012,698</font></p> </td> <td width="15%" valign="bottom" style='width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="15%" valign="top" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="12%" valign="bottom" style='width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>22,811,575</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>22,811,575</font></p> </td> <td width="15%" valign="bottom" style='width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="15%" valign="top" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>176,642</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>41,187</font></p> </td> <td width="12%" valign="bottom" style='width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>796,794</font></p> </td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,014,623</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>199,942,806</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>200,957,429</font></p> </td> <td width="15%" valign="bottom" style='width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="15%" valign="top" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Consumer loans</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>78,762</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="12%" valign="bottom" style='width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>78,762</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>28,907,143</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>28,985,905</font></p> </td> <td width="15%" valign="bottom" style='width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="15%" valign="top" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Commercial loans</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>694,044</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="12%" valign="bottom" style='width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>80,000</font></p> </td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>774,044</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>136,230,178</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>137,004,222</font></p> </td> <td width="15%" valign="bottom" style='width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="15%" valign="bottom" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Total loans</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,259,494</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$107,773</font></p> </td> <td width="12%" valign="bottom" style='width:12.0%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$935,936</font></p> </td> <td width="10%" valign="bottom" style='width:10.56%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,303,203</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$588,468,626</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$590,771,829</font></p> </td> <td width="15%" valign="bottom" style='width:15.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> </table> </div> <p style='margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt'>&nbsp;</p><span></span></td>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Loans and Allowance For Loan Losses: Allowance for Loan Losses Policy (Policies)<br></strong></div>
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        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Dec. 31, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AllowanceForLoanLossesPolicy', window );">Allowance for Loan Losses Policy</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Management&#146;s opinion as to the ultimate collectability of loans is subject to estimates regarding future cash flows from operations and the value of property, real and personal, pledged as collateral.&nbsp; These estimates are affected by changing economic conditions and the economic prospects of borrowers.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The allowance for loan losses is maintained at a level that, in management&#146;s judgment, is adequate to cover probable credit losses inherent in the loan portfolio at the balance sheet date.&#160; The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings.&#160; Loan losses are charged against the allowance when an amount is determined to be uncollectible, based on management&#146;s analysis of expected cash flow (for non-collateral-dependent loans) or collateral value (for collateral-dependent loans).&#160; Subsequent recoveries, if any, are credited to the allowance.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The allowance for loan losses is evaluated on a regular basis by management and is based upon management&#146;s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower&#146;s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The allowance consists of allocated and general components.&#160; The allocated component relates to loans that are classified as impaired.&#160; For those loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Under the Company&#146;s methodology, loans are first segmented into 1) those comprising large groups of smaller-balance homogeneous loans, including single-family mortgages and installment loans, which are collectively evaluated for impairment, and 2) all other loans which are individually evaluated.&#160; Those loans in the second category are further segmented utilizing a defined grading system which involves categorizing loans by severity of risk based on conditions that may affect the ability of the borrowers to repay their debt, such as current financial information, collateral valuations, historical payment experience, credit documentation, public information, and current trends.&#160; The loans subject to credit classification represent the portion of the portfolio subject to the greatest credit risk and where adjustments to the allowance for losses on loans as a result of provisions and charge offs are most likely to have a significant impact on operations.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>During fiscal 2011, the Company changed its allowance methodology to consider, as the primary quantitative factor, average net charge offs over the most recent twelve-month period.&#160; The Company had previously considered average net charge offs over the most recent five-year period as the primary quantitative factor.&#160; The impact of the modification was minimal.</font></p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
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                    <td><nobr>us-gaap_PolicyTextBlockAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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<FILENAME>R9.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Securities<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Dec. 31, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketableSecuritiesTextBlock', window );">Securities</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Note 3:&#160; <u>Securities</u></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><u>&#160;</u></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The amortized cost, gross unrealized gains, gross unrealized losses, and approximate fair value of securities available for sale consisted of the following:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="691" style='width:518.0pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="412" colspan="4" valign="bottom" style='width:309.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31, 2012</font></b></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Gross</font></p> </td> <td width="95" valign="bottom" style='width:71.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Gross</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Estimated</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Amortized</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> <td width="95" valign="bottom" style='width:71.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="111" valign="bottom" style='width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Cost</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Gains</font></p> </td> <td width="95" valign="bottom" style='width:71.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Losses</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Value</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="95" valign="bottom" style='width:71.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Investment and mortgage backed securities:</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="95" valign="bottom" style='width:71.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; U.S. government-sponsored enterprises (GSEs)</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$19,006,654</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$40,597</font></p> </td> <td width="95" valign="bottom" style='width:71.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$(17,696)</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$19,029,555</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; State and political subdivisions</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>37,905,128</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,145,259</font></p> </td> <td width="95" valign="bottom" style='width:71.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(45,536)</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>40,004,851</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Other securities</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,642,156</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>43,472</font></p> </td> <td width="95" valign="bottom" style='width:71.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(1,162,916)</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,522,712</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; FHLMC preferred stock</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="95" valign="bottom" style='width:71.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Mortgage-backed: GSE residential</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>13,973,637</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>463,793</font></p> </td> <td width="95" valign="bottom" style='width:71.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(22,521)</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>14,414,909</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Mortgage-backed: other U.S. government agencies</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,681,357</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="95" valign="bottom" style='width:71.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(3,347)</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,678,010</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Total investments and mortgage-backed securities</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$76,208,932</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,693,121</font></p> </td> <td width="95" valign="bottom" style='width:71.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$(1,252,016)</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$77,650,037</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="685" style='width:514.0pt;margin-left:4.65pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="407" colspan="4" valign="bottom" style='width:305.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>June 30, 2012</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Gross</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Gross</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Estimated</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Amortized</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="111" valign="bottom" style='width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Cost</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Gains</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Losses</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Value</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Investment and mortgage backed securities:</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; U.S. government-sponsored enterprises (GSEs)</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$18,046,654</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$53,348</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$(384)</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$18,099,618</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; State and political subdivisions</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>34,656,284</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,823,625</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(98,656)</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>36,381,253</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Other securities</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,646,719</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>14,310</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(1,267,772)</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,393,257</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Mortgage-backed: GSE residential</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>15,657,921</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>565,989</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(7,861)</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>16,216,049</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Mortgage-backed: other U.S. government agencies</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,036,637</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>31</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,036,668</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Total investments and mortgage-backed securities</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$74,044,215</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,457,303</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$(1,374,673)</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$75,126,845</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The amortized cost and estimated fair value of investment and mortgage-backed securities, by contractual maturity, are shown below.&#160; Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without penalties.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="672" style='width:7.0in;border-collapse:collapse'> <tr style='height:.1in'> <td width="279" valign="top" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="228" colspan="2" valign="bottom" style='width:171.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>December 31, 2012</font></u></b></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Estimated</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Amortized</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Cost</font></u></p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Value</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b><u><font style='layout-grid-mode:both'>Available for Sale</font></u></b><b><font style='layout-grid-mode:both'>:</font></b></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160; Within one year</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$307,655</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$307,653</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160; After one year but less than five years</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>8,149,938</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>8,207,128</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160; After five years but less than ten years</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>22,581,203</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>23,094,611</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160; After ten years</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>28,515,142</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>28,947,726</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Total investment securities</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>59,553,938</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>60,557,118</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160; Mortgage-backed securities</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>16,654,994</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>17,092,919</font></p> </td> </tr> <tr style='height:.1in'> <td width="279" valign="bottom" style='width:209.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Total investments and mortgage-backed securities</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$76,208,932</font></p> </td> <td width="117" valign="bottom" style='width:88.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$77,650,037</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify'>&nbsp;</p> <p align="left" style='margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left'>The following tables show our investments&#146; gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at December 31 and June 30, 2012:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="63%" colspan="6" valign="bottom" style='width:63.9%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31, 2012</font></b></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="top" style='width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="21%" colspan="2" valign="top" style='width:21.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Less than 12 months</font></p> </td> <td width="21%" colspan="2" valign="top" style='width:21.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>12 months or longer</font></p> </td> <td width="21%" colspan="2" valign="top" style='width:21.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Total</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="top" style='width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="top" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="top" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> <td width="10%" valign="top" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="top" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> <td width="10%" valign="top" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="top" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="top" style='width:36.1%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&nbsp;</font></p> </td> <td width="10%" valign="top" style='width:10.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value</font></p> </td> <td width="10%" valign="top" style='width:10.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Losses</font></p> </td> <td width="10%" valign="top" style='width:10.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value</font></p> </td> <td width="10%" valign="top" style='width:10.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Losses</font></p> </td> <td width="10%" valign="top" style='width:10.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value</font></p> </td> <td width="10%" valign="top" style='width:10.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Losses</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>U.S. government-sponsored enterprises (GSEs)</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$7,978,296</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$17,696</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$7,978,296</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$17,696</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>State and political subdivision</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>4,791,949</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>45,536</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>4,791,949</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>45,536</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Other securities</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>378,149</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,162,916</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>378,149</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,162,916</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Mortgage-backed: GSE residential</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,850,979</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>22,521</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,850,979</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>22,521</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Mortgage-backed: other U.S. government agencies</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,678,010</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,347</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,678,010</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,347</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160; Total investments and mortgage-backed securities</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$18,299,234</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$89,100</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$378,149</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,162,916</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$18,677,383</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,252,016</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="38%" valign="bottom" style='width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="61%" colspan="6" valign="bottom" style='width:61.66%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>June 30, 2012</font></p> </td> </tr> <tr style='height:.1in'> <td width="38%" valign="top" style='width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="20%" colspan="2" valign="top" style='width:20.56%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Less than 12 months</font></p> </td> <td width="20%" colspan="2" valign="top" style='width:20.56%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>12 months or longer</font></p> </td> <td width="20%" colspan="2" valign="top" style='width:20.56%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Total</font></p> </td> </tr> <tr style='height:.1in'> <td width="38%" valign="top" style='width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="top" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="top" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> <td width="10%" valign="top" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="top" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> <td width="10%" valign="top" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="top" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> </tr> <tr style='height:.1in'> <td width="38%" valign="top" style='width:38.34%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&nbsp;</font></p> </td> <td width="10%" valign="top" style='width:10.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value</font></p> </td> <td width="10%" valign="top" style='width:10.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Losses</font></p> </td> <td width="10%" valign="top" style='width:10.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value</font></p> </td> <td width="10%" valign="top" style='width:10.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Losses</font></p> </td> <td width="10%" valign="top" style='width:10.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value</font></p> </td> <td width="10%" valign="top" style='width:10.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Losses</font></p> </td> </tr> <tr style='height:.1in'> <td width="38%" valign="bottom" style='width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="38%" valign="bottom" style='width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="38%" valign="bottom" style='width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>U.S. government-sponsored enterprises (GSEs)</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$999,616</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$384</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$999,616</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$384</font></p> </td> </tr> <tr style='height:.1in'> <td width="38%" valign="bottom" style='width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>State and political subdivisions</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>5,525,825</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>98,656</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>5,525,825</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>98,656</font></p> </td> </tr> <tr style='height:.1in'> <td width="38%" valign="bottom" style='width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Other securities</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>282,639</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,267,772</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>282,639</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,267,772</font></p> </td> </tr> <tr style='height:.1in'> <td width="38%" valign="bottom" style='width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Mortgage-backed: GSE residential</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,943,968</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>7,861</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,943,968</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>7,861</font></p> </td> </tr> <tr style='height:.1in'> <td width="38%" valign="bottom" style='width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160; Total investments and mortgage-backed securities</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$8,469,409</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$106,901</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$282,639</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,267,772</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$8,752,048</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,374,673</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><i>Other securities</i>.&#160; At December 31, 2012, there were four pooled trust preferred securities with an estimated fair value of $393,000 and unrealized losses of $1.2 million in a continuous unrealized loss position for twelve months or more.&#160; These unrealized losses were primarily due to the long-term nature of the pooled trust preferred securities, a lack of demand or inactive market for these securities, and concerns regarding the financial institutions that have issued the underlying trust preferred securities.&#160; </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>The December 31, 2012, cash flow analysis for three of these securities showed it is probable the Company will receive all contracted principal and related interest projected. The cash flow analysis used in making this determination was based on anticipated default and recovery rates, amounts of prepayments, and the resulting cash flows were discounted based on the yield anticipated at the time the securities were purchased.&nbsp;&nbsp;Other inputs include the actual collateral attributes, which include credit ratings and other performance indicators of the underlying financial institutions, including profitability, capital ratios, and asset quality.&nbsp;&nbsp;Assumptions for these three securities included prepayments by banks of $15 billion or more in assets of all fixed rate securities during 2013; adjustable rate securities are expected to prepay based on spreads.&#160; For banks of less than $15 billion in assets, the only material prepayments are assumed to be those by issuers with strong capital positions and with relatively high fixed rates.&#160; No recoveries are assumed for issuers currently in default; recoveries of 29% to 44% on currently deferred issuers within the next two years; no net new deferrals for the next two years; and annual defaults of 36 basis points (with 10% recoveries, lagged two years) thereafter. </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>One of these three securities continues to receive cash interest payments in full and our cash flow analysis indicates that these payments are likely to continue. Because the Company does not intend to sell this security and it is not more-likely-than-not that the Company will be required to sell the security prior to recovery of its amortized cost basis, which may be maturity, the Company does not consider this investment to be other-than-temporarily impaired at December 31, 2012. </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>For the other two of these three securities, the Company is receiving principal-in-kind (PIK), in lieu of cash interest. These securities allow, under the terms of the issue, for issuers to defer interest for up to five consecutive years.&nbsp;&nbsp;After five years, if not cured, the securities are considered to be in default and the trustee may demand payment in full of principal and accrued interest. Issuers are also considered to be in default in the event of the failure of the issuer or a subsidiary.&nbsp;&nbsp;Both deferred and defaulted issuers are considered non-performing, and the trustee calculates, on a quarterly or semi-annual basis, certain coverage tests prior to the payment of cash interest to owners of the various tranches of the securities.&nbsp;&nbsp;The tests must show that performing collateral is sufficient to meet requirements for senior tranches, both in terms of cash flow and collateral value, before cash interest can be paid to subordinate tranches.&nbsp;&nbsp;If the tests are not met, available cash flow is diverted to pay down the principal balance of senior tranches until the coverage tests are met, before cash interest payments to subordinate tranches may resume. The Company is receiving PIK for these two securities due to failure of the required coverage tests described above at senior tranche levels of these securities. The risk to holders of a tranche of a security in PIK status is that the pool&#146;s total cash flow will not be sufficient to repay all principal and accrued interest related to the investment. The impact of payment of PIK to subordinate tranches is to strengthen the position of senior tranches, by reducing the senior tranches&#146; principal balances relative to available collateral and cash flow, while increasing principal balances, decreasing cash flow, and increasing credit risk to the tranches receiving PIK. For our securities in receipt of PIK, the principal balance is increasing, cash flow has stopped, and, as a result, credit risk is increasing. The Company expects these securities to remain in PIK status for a period of four to five years. Despite these facts, because the Company does not intend to sell these two securities and it is not more-likely-than-not that the Company will be required to sell these two securities prior to recovery of their amortized cost bases, which may be maturity, the Company does not consider these investments to be other-than-temporarily impaired at December 31, 2012.&nbsp;&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>At December 31, 2008, analysis of the fourth pooled trust preferred security indicated other-than-temporary impairment (OTTI) and the Company performed further analysis to determine the portion of the loss that was related to credit conditions of the underlying issuers. The credit loss was calculated by comparing expected discounted cash flows based on performance indicators of the underlying assets in the security to the carrying value of the investment. The discounted cash flow was based on anticipated default and recovery rates, and resulting projected cash flows were discounted based on the yield anticipated at the time the security was purchased.&nbsp;&nbsp;Based on this analysis, the Company recorded an impairment charge of $375,000 for the credit portion of the unrealized loss for this trust preferred security. This loss established a new, lower amortized cost basis of $125,000 for this security, and reduced non-interest income for the second quarter and the twelve months ended June 30, 2009. At December 31, 2012, cash flow analyses showed it is probable the Company will receive all of the remaining cost basis and related interest projected for the security. The cash flow analysis used in making this determination was based similar inputs and factors as those described above. Assumptions for this security included prepayments by banks of $15 billion or more in assets of all fixed rate securities during 2013; adjustable rate securities are expected to prepay based on spreads.&#160; For banks of less than $15 billion in assets, the only material prepayments are assumed to be those with relatively high fixed rates.&#160; No recoveries are assumed for issuers currently in default; recoveries of 49% on currently deferred issuers within the next two years; no net new deferrals for the next two years; and annual defaults of 36 basis points (with 10% recoveries, lagged two years) thereafter. This security is in PIK status due to similar criteria and factors as those described above, with similar impact to the Company. This security is projected to remain in PIK status for a period of two years. Because the Company does not intend to sell this security and it is not more-likely-than-not the Company will be required to sell this security before recovery of its new, lower amortized cost basis, which may be maturity, the Company does not consider the remainder of the investment in this security to be other-than-temporarily impaired at December 31, 2012.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The Company does not believe any other individual unrealized loss as of December 31, 2012, represents OTTI. However, given the continued disruption in the financial markets, the Company may be required to recognize OTTI losses in future periods with respect to its available for sale investment securities portfolio. The amount and timing of any additional OTTI will depend on the decline in the underlying cash flows of the securities. Should the impairment of any of these securities become other-than-temporary, the cost basis of the investment will be reduced and the resulting loss recognized in the period the other-than-temporary impairment is identified.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><i>Credit losses recognized on investments.&#160; </i>As described above, some of the Company&#146;s investments in trust preferred securities have experienced fair value deterioration due to credit losses, but are not otherwise other-than-temporarily impaired.&#160; During fiscal 2009, the Company adopted ASC 820, formerly FASB Staff Position 157-4, &#147;Determining Fair Value When the Volume and Level of Activity for the Asset or Liability Have Significantly Decreased and Identifying Transactions That Are Not Orderly.&#148;&#160; The 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0in 5.4pt;height:1.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Credit losses on debt securities held</font></p> </td> <td width="94" valign="bottom" style='width:70.35pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="95" valign="bottom" style='width:71.1pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> </tr> <tr style='height:1.0pt'> <td width="320" valign="bottom" style='width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Beginning of period</font></p> </td> <td width="94" valign="bottom" style='width:70.35pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p align="right" 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style='width:71.1pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:1.0pt'> <td width="320" valign="bottom" style='width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Reductions due to sales</font></p> </td> <td width="94" valign="bottom" style='width:70.35pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="95" valign="bottom" style='width:71.1pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr 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style='layout-grid-mode:both'>&#160; Additions related to increases in previously-recognized OTTI losses</font></p> </td> <td width="94" valign="bottom" style='width:70.35pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="95" valign="bottom" style='width:71.1pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:1.0pt'> <td width="320" valign="bottom" style='width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Reductions due to increases in expected cash flows</font></p> </td> <td width="94" valign="bottom" style='width:70.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="95" valign="bottom" style='width:71.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:1.0pt'> <td width="320" valign="bottom" style='width:239.9pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>End of period</font></p> </td> <td width="94" valign="bottom" style='width:70.35pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in 5.4pt 0in 5.4pt;height:1.0pt'> <p align="right" 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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Loans and Allowance For Loan Losses: Schedule of Impaired Loans (Tables)<br></strong></div>
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        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Dec. 31, 2012</div>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfImpairedLoans', window );">Schedule of Impaired Loans</a></td>
        <td class="text"><!--egx--><p style='margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="672" style='width:7.0in;border-collapse:collapse'> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="307" colspan="3" valign="bottom" style='width:230.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>December 31, 2012</font></u></b></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recorded</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unpaid Principal</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Specific</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Balance</font></u></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Balance</font></u></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Allowance</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Loans without a specific valuation allowance:</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Residential real estate</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,680,910</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,111,128</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction real estate</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>100,351</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>100,351</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial real estate</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,285,260</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,654,711</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Consumer loans</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial loans</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>677,060</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>686,828</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Loans with a specific valuation allowance:</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Residential real estate</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction real estate</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial real estate</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>165,144</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>165,144</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>100,000</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Consumer loans</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial loans</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>896,773</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,466,650</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>509,987</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Total:</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Residential real estate</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,680,910</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,111,128</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction real estate</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$100,351</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$100,351</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial real estate</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,450,404</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,819,855</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$100,000</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Consumer loans</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial loans</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,573,833</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,153,478</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$509,987</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="672" style='width:7.0in;border-collapse:collapse'> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="307" colspan="3" valign="bottom" style='width:230.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>June 30, 2012</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recorded</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unpaid Principal</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Specific</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Balance</font></u></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Balance</font></u></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Allowance</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Loans without a specific valuation allowance:</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Residential real estate</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,531,881</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,160,350</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction real estate</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial real estate</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,563,744</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,935,620</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Consumer loans</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial loans</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>845,692</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>868,844</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Loans with a specific valuation allowance:</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Residential real estate</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction real estate</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial real estate</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>982,884</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,014,082</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>353,159</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Consumer loans</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial loans</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>930,123</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,500,000</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>376,137</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Total:</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Residential real estate</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,531,881</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,160,350</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction real estate</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial real estate</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,546,628</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,949,702</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$353,159</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Consumer loans</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial loans</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,775,815</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,368,844</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$376,137</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p><span></span></td>
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          <div style="width: 200px;"><strong>Loans and Allowance For Loan Losses: Construction Lending Policy (Policies)<br></strong></div>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-bottom:1.0pt;text-autospace:none'><i><font style='layout-grid-mode:both'>Construction Lending. </font></i><font style='layout-grid-mode:both'>The Company originates real estate loans secured by property or land that is under construction or development. Construction loans originated by the Company are generally secured by mortgage loans for the construction of owner occupied residential real estate or to finance speculative construction secured by residential real estate, land development, or owner-operated or non-owner occupied commercial real estate.&#160; During construction, these loans typically require monthly interest-only payments and have maturities ranging from six to twelve months. Once construction is completed, permanent construction loans may be converted to monthly payments using amortization schedules of up to 30 years on residential and generally up to 20 years on commercial real estate.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-indent:.5in;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none'><font style='layout-grid-mode:both'>While the Company typically utilizes maturity periods ranging from 6 to 12 months to closely monitor the inherent risks associated with construction loans for these loans, weather conditions, change orders, availability of materials and/or labor, and other factors may contribute to the lengthening of a project, thus necessitating the need to renew the construction loan at the balloon maturity.&#160; Such extensions are typically executed in incremental three month periods to facilitate project completion.&#160; The Company&#146;s average term of construction loans is approximately 14 months.&#160; During construction, loans typically require monthly interest only payments which may allow the Company an opportunity to monitor for early signs of financial difficulty should the borrower fail to make a required monthly payment.&#160; Additionally, during the construction phase, the Company typically obtains interim inspections completed by an independent third party.&#160; This monitoring further allows the Company opportunity to assess risk.&#160; At December 31, 2012, construction loans outstanding included 13 loans, totaling $1.3 million, for which a modification had been agreed to.&#160; At June 30, 2012, construction loans outstanding included 18 loans, totaling $11.0 million, for which a modification had been agreed to. All modifications were solely for the purpose of extending the maturity date due to conditions described above.&#160; None of these modifications were executed due to financial difficulty on the part of the borrower and, therefore, were not accounted for as TDRs.</font></p><span></span></td>
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      <tr>
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          <div style="width: 200px;"><strong>Organization and Summary of Significant Accounting Policies: Premises and Equipment Policy (Policies)<br></strong></div>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Premises and Equipment.</b> Premises and equipment are stated at cost less accumulated depreciation and include expenditures for major betterments and renewals. Maintenance, repairs, and minor renewals are expensed as incurred. When property is retired or sold, the retired asset and related accumulated depreciation are removed from the accounts and the resulting gain or loss taken into income. The Company reviews property and equipment for impairment whenever events or changes in circumstances indicate that the carrying amount of an asset may not be recoverable. If such assets are considered to be impaired, the impairment loss recognized is measured by the amount by which the carrying amount exceeds the fair value of the assets.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Depreciation is computed by use of straight-line and accelerated methods over the estimated useful lives of the assets. Estimated lives are generally 10 to 40 years for premises, five to seven years for equipment, and three years for software.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for property, plant and equipment which may include the basis of such assets, depreciation methods used and estimated useful lives, the entity's capitalization policy, including its accounting treatment for costs incurred for repairs and maintenance activities, whether such asset balances include capitalized interest and the method by which such is calculated, how disposals of such assets are accounted for and how impairment of such assets is assessed and recognized.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.13(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2155824<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 22<br><br> -Paragraph 12, 13<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 34<br><br> -Paragraph 8, 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 13<br><br> -Subparagraph a<br><br> -Article 5<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 5<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 43<br><br> -Section C<br><br> -Paragraph 5<br><br> -Chapter 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 144<br><br> -Paragraph 7<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
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          <div style="width: 200px;"><strong>Organization and Summary of Significant Accounting Policies: Foreclosed Real Estate Policy (Policies)<br></strong></div>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b>Foreclosed Real Estate.</b><b> </b>Real estate acquired by foreclosure or by deed in lieu of foreclosure is initially recorded at fair value less estimated selling costs. Costs for development and improvement of the property are capitalized.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>Valuations are periodically performed by management, and an allowance for losses is established by a charge to operations if the carrying value of a property exceeds its estimated fair value, less estimated selling costs.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Loans to facilitate the sale of real estate acquired in foreclosure are discounted if made at less than market rates. Discounts are amortized over the fixed interest period of each loan using the interest method.</p><span></span></td>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EXJAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Earnings Per Share: Schedule of Earnings Per Share, Basic and Diluted (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">6 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EarningsPerShareNetIncome', window );">Earnings Per Share Net Income</a></td>
        <td class="nump">$ 2,480,920<span></span></td>
        <td class="nump">$ 2,674,440<span></span></td>
        <td class="nump">$ 5,071,174<span></span></td>
        <td class="nump">$ 5,524,832<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividends', window );">Preferred Stock Dividends</a></td>
        <td class="nump">50,000<span></span></td>
        <td class="nump">121,713<span></span></td>
        <td class="nump">245,115<span></span></td>
        <td class="nump">352,111<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic', window );">Net income available to common shareholders</a></td>
        <td class="nump">$ 2,430,920<span></span></td>
        <td class="nump">$ 2,552,727<span></span></td>
        <td class="nump">$ 4,826,059<span></span></td>
        <td class="nump">$ 5,172,721<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic', window );">Weighted Average Number of Shares Outstanding, Basic</a></td>
        <td class="nump">3,249,309<span></span></td>
        <td class="nump">2,595,073<span></span></td>
        <td class="nump">3,248,839<span></span></td>
        <td class="nump">2,345,498<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_StockOptionsUnderTreasuryStockMethod', window );">Stock options under treasury stock method</a></td>
        <td class="nump">134,241<span></span></td>
        <td class="nump">91,454<span></span></td>
        <td class="nump">132,865<span></span></td>
        <td class="nump">88,800<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding', window );">Weighted Average Number of Shares Outstanding, Diluted</a></td>
        <td class="nump">3,383,550<span></span></td>
        <td class="nump">2,686,527<span></span></td>
        <td class="nump">3,381,704<span></span></td>
        <td class="nump">2,434,298<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Basic earnings per common share</a></td>
        <td class="nump">$ 0.75<span></span></td>
        <td class="nump">$ 0.98<span></span></td>
        <td class="nump">$ 1.49<span></span></td>
        <td class="nump">$ 2.21<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted earnings per common share</a></td>
        <td class="nump">$ 0.72<span></span></td>
        <td class="nump">$ 0.95<span></span></td>
        <td class="nump">$ 1.43<span></span></td>
        <td class="nump">$ 2.12<span></span></td>
      </tr>
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    <div style="display: none;">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_EarningsPerShareNetIncome</nobr></td>
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                    <td>xbrli:monetaryItemType</td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 36, 37, 38<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.23)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 07-4<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 52<br><br> -URI http://asc.fasb.org/extlink&amp;oid=16381557&amp;loc=d3e4984-109258<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 11, 12, 36<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 07-4<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareDiluted</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net income after adjustments for dividends on preferred stock (declared in the period) and/or cumulative preferred stock (accumulated for the period).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1377-109256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockDividends">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of dividends declared or paid in the period to preferred shareholders, or the amount for which the obligation to pay them dividends arose in the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockDividends</nobr></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td>duration</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 40<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 07-4<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 16<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1505-109256<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 40<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1448-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 07-4<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 171<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Weighted-Average Number of Common Shares Outstanding<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6528421<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_WeightedAverageNumberOfSharesOutstandingBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Securities: Schedule of Gross Unrealized Losses and Fair Value of Investments Length of Time in Continuous Unrealized Loss Position (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Dec. 31, 2012</div>
        </th>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfGrossUnrealizedLossesAndFairValueOfInvestmentsLengthOfTimeInContinuousUnrealizedLossPosition', window );">Schedule of Gross Unrealized Losses and Fair Value of Investments Length of Time in Continuous Unrealized Loss Position</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="63%" colspan="6" valign="bottom" style='width:63.9%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31, 2012</font></b></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="top" style='width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="21%" colspan="2" valign="top" style='width:21.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Less than 12 months</font></p> </td> <td width="21%" colspan="2" valign="top" style='width:21.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>12 months or longer</font></p> </td> <td width="21%" colspan="2" valign="top" style='width:21.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Total</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="top" style='width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="top" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="top" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> <td width="10%" valign="top" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="top" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> <td width="10%" valign="top" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="top" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="top" style='width:36.1%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&nbsp;</font></p> </td> <td width="10%" valign="top" style='width:10.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value</font></p> </td> <td width="10%" valign="top" style='width:10.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Losses</font></p> </td> <td width="10%" valign="top" style='width:10.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value</font></p> </td> <td width="10%" valign="top" style='width:10.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Losses</font></p> </td> <td width="10%" valign="top" style='width:10.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value</font></p> </td> <td width="10%" valign="top" style='width:10.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Losses</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>U.S. government-sponsored enterprises (GSEs)</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$7,978,296</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$17,696</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$7,978,296</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$17,696</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>State and political subdivision</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>4,791,949</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>45,536</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>4,791,949</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>45,536</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Other securities</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>378,149</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,162,916</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>378,149</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,162,916</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Mortgage-backed: GSE residential</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,850,979</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>22,521</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,850,979</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>22,521</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Mortgage-backed: other U.S. government agencies</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,678,010</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,347</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,678,010</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,347</font></p> </td> </tr> <tr style='height:.1in'> <td width="36%" valign="bottom" style='width:36.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160; Total investments and mortgage-backed securities</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$18,299,234</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$89,100</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$378,149</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,162,916</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$18,677,383</font></p> </td> <td width="10%" valign="bottom" style='width:10.64%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,252,016</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="38%" valign="bottom" style='width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="61%" colspan="6" valign="bottom" style='width:61.66%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>June 30, 2012</font></p> </td> </tr> <tr style='height:.1in'> <td width="38%" valign="top" style='width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="20%" colspan="2" valign="top" style='width:20.56%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Less than 12 months</font></p> </td> <td width="20%" colspan="2" valign="top" style='width:20.56%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>12 months or longer</font></p> </td> <td width="20%" colspan="2" valign="top" style='width:20.56%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Total</font></p> </td> </tr> <tr style='height:.1in'> <td width="38%" valign="top" style='width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="top" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="top" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> <td width="10%" valign="top" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="top" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> <td width="10%" valign="top" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="top" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unrealized</font></p> </td> </tr> <tr style='height:.1in'> <td width="38%" valign="top" style='width:38.34%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&nbsp;</font></p> </td> <td width="10%" valign="top" style='width:10.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value</font></p> </td> <td width="10%" valign="top" style='width:10.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Losses</font></p> </td> <td width="10%" valign="top" style='width:10.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value</font></p> </td> <td width="10%" valign="top" style='width:10.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Losses</font></p> </td> <td width="10%" valign="top" style='width:10.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value</font></p> </td> <td width="10%" valign="top" style='width:10.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Losses</font></p> </td> </tr> <tr style='height:.1in'> <td width="38%" valign="bottom" style='width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="38%" valign="bottom" style='width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="38%" valign="bottom" style='width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>U.S. government-sponsored enterprises (GSEs)</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$999,616</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$384</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$999,616</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$384</font></p> </td> </tr> <tr style='height:.1in'> <td width="38%" valign="bottom" style='width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>State and political subdivisions</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>5,525,825</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>98,656</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>5,525,825</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>98,656</font></p> </td> </tr> <tr style='height:.1in'> <td width="38%" valign="bottom" style='width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Other securities</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>282,639</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,267,772</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>282,639</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,267,772</font></p> </td> </tr> <tr style='height:.1in'> <td width="38%" valign="bottom" style='width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Mortgage-backed: GSE residential</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,943,968</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>7,861</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,943,968</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>7,861</font></p> </td> </tr> <tr style='height:.1in'> <td width="38%" valign="bottom" style='width:38.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160; Total investments and mortgage-backed securities</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$8,469,409</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$106,901</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$282,639</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,267,772</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$8,752,048</font></p> </td> <td width="10%" valign="bottom" style='width:10.28%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,374,673</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p><span></span></td>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Loans and Allowance For Loan Losses: Commercial Real Estate Lending Policy (Policies)<br></strong></div>
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      <tr>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-bottom:1.0pt;text-autospace:none'><i><font style='layout-grid-mode:both'>Commercial Real Estate Lending. </font></i><font style='layout-grid-mode:both'>The Company actively originates loans secured by commercial real estate including land (improved, unimproved, and farmland), strip shopping centers, retail establishments and other businesses generally located in the Company&#146;s primary market area.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-bottom:1.0pt;text-indent:12.0pt;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none'><font style='layout-grid-mode:both'>Most commercial real estate loans originated by the Company generally are based on amortization schedules of up to 20 years with monthly principal and interest payments. Generally, the interest rate received on these loans is fixed for a maturity of up to five years, with a balloon payment due at maturity. Alternatively, for some loans, the interest rate adjusts at least annually after an initial period up to five years. The Company typically includes an interest rate &#147;floor&#148; in the loan agreement. Generally, improved commercial real estate loan amounts do not exceed 80% of the lower of the appraised value or the purchase price of the secured property. Agricultural real estate terms offered differ slightly, with amortization schedules of up to 25 years with an 80% loan-to-value ratio, or 30 years with a 75% loan-to-value ratio. </font></p><span></span></td>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Organization and Summary of Significant Accounting Policies: Intangible Assets Policy (Policies)<br></strong></div>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Organization and Summary of Significant Accounting Policies: Income Tax Policy (Policies)<br></strong></div>
        </th>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Income Taxes.</b><b> </b>The Company accounts for income taxes in accordance with income tax accounting guidance (ASC 740, Income Taxes). The income tax accounting guidance results in two components of income tax expense: current and deferred. Current income tax expense reflects taxes to be paid or refunded for the current period by applying the provisions of the enacted tax law to the taxable income or excess of deductions over revenues. The Company determines deferred income taxes using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is based on the tax effects of the differences between the book and tax bases of assets and liabilities, and enacted changes in tax rates and laws are recognized in the period in which they occur.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>Deferred income tax expense results from changes in deferred tax assets and liabilities between periods. Deferred tax assets are recognized if it is more likely than not, based on the technical merits, that the tax position will be realized or sustained upon examination. The term more likely than not means a likelihood of more than 50 percent; the terms examined and upon examination also include resolution of the related appeals or litigation processes, if any. A tax position that meets the more-likely-than-not recognition threshold is initially and subsequently measured as the largest amount of tax benefit that has a greater than 50 percent likelihood of being realized upon settlement with a taxing authority that has full knowledge of all relevant information. The determination of whether or not a tax position has met the more-likely-than-not recognition threshold considers the facts, circumstances, and information available at the reporting date and is subject to management&#146;s judgment. Deferred tax assets are reduced by a valuation allowance if, based on the weight of evidence available, it is more likely than not that some portion or all of a deferred tax asset will not be realized.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>The Company recognizes interest and penalties on income taxes as a component of income tax expense.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The Company files consolidated income tax returns with its subsidiary.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for income taxes, which may include its accounting policies for recognizing and measuring deferred tax assets and liabilities and related valuation allowances, recognizing investment tax credits, operating loss carryforwards, tax credit carryforwards, and other carryforwards, methodologies for determining its effective income tax rate and the characterization of interest and penalties in the financial statements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 17<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32809-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Interpretation (FIN)<br><br> -Number 48<br><br> -Paragraph 20<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21917399&amp;loc=d3e32247-109318<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 4<br><br> -Paragraph 11<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 19<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32840-109319<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 6-34, 43, 47, 49<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21917399&amp;loc=d3e32280-109318<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 954<br><br> -SubTopic 740<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6491622&amp;loc=d3e9504-115650<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 30<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2144749<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2144681<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Organization and Summary of Significant Accounting Policies<br></strong></div>
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        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Dec. 31, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock', window );">Organization and Summary of Significant Accounting Policies</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt'>Note 2:&#160; <u>Organization and Summary of Significant Accounting Policies</u></p> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Organization.</b> Southern Missouri Bancorp, Inc., a Missouri corporation (the Company), was organized in 1994 and is the parent company of Southern Bank (the Bank). Substantially all of the Company&#146;s consolidated revenues are derived from the operations of the Bank, and the Bank represents substantially all of the Company&#146;s consolidated assets and liabilities.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>The Bank is primarily engaged in providing a full range of banking and financial services to individuals and corporate customers in its market areas. The Bank and Company are subject to competition from other financial institutions. The Bank and Company are subject to regulation by certain federal and state agencies and undergo periodic examinations by those regulatory authorities.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b>Basis of Financial Statement Presentation.</b> The financial statements of the Company have been prepared in conformity with accounting principles generally accepted in the United States of America and general practices within the banking industry. In the normal course of business, the Company encounters two significant types of risk: economic and regulatory. Economic risk is comprised of interest rate risk, credit risk, and market risk. The Company is subject to interest rate risk to the degree that its interest-bearing liabilities reprice on a different basis than its interest-earning assets. Credit risk is the risk of default on the Company&#146;s investment or loan portfolios resulting from the borrowers&#146; inability or unwillingness to make contractually required payments. Market risk reflects changes in the value of the investment portfolio, collateral underlying loans receivable, and the value of the Company&#146;s investments in real estate.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b>Principles of Consolidation.</b> The condensed consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, the Bank. All significant intercompany accounts and transactions have been eliminated.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Use of Estimates.</b> The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses, estimated fair values of purchased loans, other-than-temporary impairments (OTTI), and fair value of financial instruments.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b>Cash and Cash Equivalents.</b><i> </i>For purposes of reporting cash flows, cash and cash equivalents includes cash, due from depository institutions and interest-bearing deposits in other depository institutions with original maturities of three months or less. Interest-bearing deposits in other depository institutions were $14,253,000 and $31,048,000 at December 31 and June 30, 2012, respectively. The deposits are held in various commercial banks in amounts not exceeding the FDIC&#146;s deposit insurance limits, as well as at the Federal Reserve, and the Federal Home Loan Bank of Des Moines.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Available for Sale Securities.</b><i> </i>Available for sale securities, which include any security for which the Company has no immediate plan to sell but which may be sold in the future, are carried at fair value. Unrealized gains and losses, net of tax, are reported in accumulated other comprehensive income, a component of stockholders&#146; equity. All securities have been classified as available for sale.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>Premiums and discounts on debt securities are amortized or accreted as adjustments to income over the estimated life of the security using the level yield method. Realized gains or losses on the sale of securities is based on the specific identification method. The fair value of securities is based on quoted market prices or dealer quotes. If a quoted market price is not available, fair value is estimated using quoted market prices for similar securities.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>The Company does not invest in collateralized mortgage obligations that are considered high risk.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>When the Company does not intend to sell a debt security, and it is more likely than not the Company will not have to sell the security before recovery of its cost basis, it recognizes the credit component of an other-than-temporary impairment of a debt security in earnings and the remaining portion in other comprehensive income.&#160; As a result, the Company&#146;s balance sheet as of the dates presented reflects the full impairment (that is, the difference between the security&#146;s amortized cost basis and fair value) on debt securities that the Company intends to sell or would more likely than not be required to sell before the expected recovery of the amortized cost basis. For available-for-sale debt securities that management has no intent to sell and believes that it more likely than not will not be required to sell prior to recovery, only the credit loss component of the impairment is recognized in earnings, while the noncredit loss is recognized in accumulated other comprehensive income. The credit loss component recognized in earnings is identified as the amount of principal cash flows not expected to be received over the remaining term of the security as projected based on cash flow projections.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b>Federal Reserve Bank and Federal Home Loan Bank Stock.</b><b> </b>The Bank is a member of the Federal Reserve and the Federal Home Loan Bank (FHLB) systems.&nbsp;&nbsp;Capital stock of the Federal Reserve and the FHLB is a required investment based upon a predetermined formula and is carried at cost.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Loans.</b><b> </b>Loans are generally stated at unpaid principal balances, less the allowance for loan losses and net deferred loan origination fees. </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>Interest on loans is accrued based upon the principal amount outstanding. The accrual of interest on loans is discontinued when, in management&#146;s judgment, the collectibility of interest or principal in the normal course of business is doubtful. The Company complies with regulatory guidance which indicates that loans should be placed in nonaccrual status when 90 days past due, unless the loan is both well-secured and in the process of collection.&nbsp;&nbsp;A loan that is &#147;in the process of collection&#148; may be subject to legal action or, in appropriate circumstances, through other collection efforts reasonably expected to result in repayment or restoration to current status in the near future. A loan is considered delinquent when a payment has not been made by the contractual due date. Interest income previously accrued but not collected at the date a loan is placed on nonaccrual status is reversed against interest income. Cash receipts on a nonaccrual loan are applied to principal and interest in accordance with its contractual terms unless full payment of principal is not expected, in which case cash receipts, whether designated as principal or interest, are applied as a reduction of the carrying value of the loan. A nonaccrual loan is generally returned to accrual status when principal and interest payments are current, full collectability of principal and interest is reasonably assured, and a consistent record of performance has been demonstrated.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>The allowance for losses on loans represents management&#146;s best estimate of losses probable in the existing loan portfolio. The allowance for losses on loans is increased by the provision for losses on loans charged to expense and reduced by loans charged off, net of recoveries. Loans are charged off in the period deemed uncollectible, based on management&#146;s analysis of expected cash flow (for non-collateral dependent loans) or collateral value (for collateral-dependent loans).&#160; Subsequent recoveries of loans previously charged off, if any, are credited to the allowance when received. The provision for losses on loans is determined based on management&#146;s assessment of several factors: reviews and evaluations of specific loans, changes in the nature and volume of the loan portfolio, current economic conditions and the related impact on specific borrowers and industry groups, historical loan loss experience, the level of classified and nonperforming loans and the results of regulatory examinations.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>Loans are considered impaired if, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement.&nbsp;&nbsp;Depending on a particular loan&#146;s circumstances, we measure impairment of a loan based upon either the present value of expected future cash flows discounted at the loan&#146;s effective interest rate, the loan&#146;s observable market price, or the fair value of the collateral less estimated costs to sell if the loan is collateral dependent.&nbsp;&nbsp;Valuation allowances are established for collateral-dependent impaired loans for the difference between the loan amount and fair value of collateral less estimated selling costs.&nbsp;&nbsp;For impaired loans that are not collateral dependent, a valuation allowance is established for the difference between the loan amount and the present value of expected future cash flows discounted at the historical effective interest rate or the observable market price of the loan. Impairment losses are recognized through an increase in the required allowance for loan losses. Cash receipts on loans deemed impaired are recorded based on the loan&#146;s separate status as a nonaccrual loan or an accrual status loan. </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>As a result of the acquisition of the former First Southern Bank, Batesville, Arkansas, the Company acquired certain loans with an outstanding principal balance of $14.2 million for which it was deemed probable that we would be unable to collect all contractually required payments.&nbsp;&nbsp;These loans are accounted for in accordance with ASC 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality.&nbsp;&nbsp;The Company recorded a fair value discount of $3.9 million related to these loans acquired with deteriorated credit quality (&#147;purchased credit impaired loans&#148;), and began carrying them at a value of $10.3 million.&nbsp;&nbsp;For these loans, we determined the contractual amount and timing of undiscounted principal and interest payments (the &#147;undiscounted contractual cash flows&#148;), and estimated the amount and timing of undiscounted expected principal and interest payments, including expected prepayments (the &#147;undiscounted expected cash flows&#148;).&nbsp;&nbsp;Under acquired impaired loan accounting, the difference between the undiscounted contractual cash flows and the undiscounted expected cash flows is the nonaccretable difference.&nbsp;&nbsp;The nonaccretable difference is an estimate of the loss exposure of principal and interest related to the purchased credit impaired loans, and the amount is subject to change over time based on the performance of the loans.&nbsp;&nbsp;The carrying value of purchased credit impaired loans is initially determined as the discounted expected cash flows.&nbsp;&nbsp;The excess of expected cash flows at acquisition over the initial fair value of the purchased credit impaired loans is referred to as the &#147;accretable yield&#148; and is recorded as interest income over the estimated life of the acquired loans using the level-yield method, if the timing and amount of the future cash flows is reasonably estimable.&nbsp;&nbsp;The carrying value of purchased credit impaired loans is reduced by payments received, both principal and interest, and increased by the portion of the accretable yield recognized as interest income.&nbsp;&nbsp;Subsequent to acquisition, the Company evaluates the purchased credit impaired loans on a quarterly basis.&nbsp;&nbsp;Increases in expected cash flows compared to those previously estimated increase the accretable yield and are recognized as interest income prospectively.&nbsp;&nbsp;Decreases in expected cash flows compared to those previously estimated decrease the accretable yield and may result in the establishment of an allowance for loan losses and a provision for loan losses.&nbsp;&nbsp;Purchased credit impaired loans are generally considered accruing and performing loans, as the loans accrete interest income over the estimated life of the loan when expected cash flows are reasonably estimable.&nbsp;&nbsp;Accordingly, purchased credit impaired loans that are contractually past due are still considered to be accruing and performing as long as there is an expectation that the estimated cash flows will be received.&nbsp;&nbsp;If the timing and amount of cash flows is not reasonably estimable, the loans may be classified as nonaccrual loans.&nbsp;&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Loan fees and certain direct loan origination costs are deferred, and the net fee or cost is recognized as an adjustment to interest income using the interest method over the contractual life of the loans.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b>Foreclosed Real Estate.</b><b> </b>Real estate acquired by foreclosure or by deed in lieu of foreclosure is initially recorded at fair value less estimated selling costs. Costs for development and improvement of the property are capitalized.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>Valuations are periodically performed by management, and an allowance for losses is established by a charge to operations if the carrying value of a property exceeds its estimated fair value, less estimated selling costs.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Loans to facilitate the sale of real estate acquired in foreclosure are discounted if made at less than market rates. Discounts are amortized over the fixed interest period of each loan using the interest method.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Premises and Equipment.</b> Premises and equipment are stated at cost less accumulated depreciation and include expenditures for major betterments and renewals. Maintenance, repairs, and minor renewals are expensed as incurred. When property is retired or sold, the retired asset and related accumulated depreciation are removed from the accounts and the resulting gain or loss taken into income. The Company reviews property and equipment for impairment whenever events or changes in circumstances indicate that the carrying amount of an asset may not be recoverable. If such assets are considered to be impaired, the impairment loss recognized is measured by the amount by which the carrying amount exceeds the fair value of the assets.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Depreciation is computed by use of straight-line and accelerated methods over the estimated useful lives of the assets. Estimated lives are generally 10 to 40 years for premises, five to seven years for equipment, and three years for software.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt'><b><font lang="X-NONE">Intangible Assets.</font></b><font lang="X-NONE"> </font>Identifiable i<font lang="X-NONE">ntangible assets are being amortized on </font>a <font lang="X-NONE">straight-line</font><font lang="X-NONE"> </font><font lang="X-NONE">basis over periods ranging from </font>five<font lang="X-NONE"> to </font>fifteen <font lang="X-NONE">years.&#160; Such assets are periodically evaluated as to the recoverability of their carrying value.</font>&#160; Goodwill is tested periodically for impairment.</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Income Taxes.</b><b> </b>The Company accounts for income taxes in accordance with income tax accounting guidance (ASC 740, Income Taxes). The income tax accounting guidance results in two components of income tax expense: current and deferred. Current income tax expense reflects taxes to be paid or refunded for the current period by applying the provisions of the enacted tax law to the taxable income or excess of deductions over revenues. The Company determines deferred income taxes using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is based on the tax effects of the differences between the book and tax bases of assets and liabilities, and enacted changes in tax rates and laws are recognized in the period in which they occur.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>Deferred income tax expense results from changes in deferred tax assets and liabilities between periods. Deferred tax assets are recognized if it is more likely than not, based on the technical merits, that the tax position will be realized or sustained upon examination. The term more likely than not means a likelihood of more than 50 percent; the terms examined and upon examination also include resolution of the related appeals or litigation processes, if any. A tax position that meets the more-likely-than-not recognition threshold is initially and subsequently measured as the largest amount of tax benefit that has a greater than 50 percent likelihood of being realized upon settlement with a taxing authority that has full knowledge of all relevant information. The determination of whether or not a tax position has met the more-likely-than-not recognition threshold considers the facts, circumstances, and information available at the reporting date and is subject to management&#146;s judgment. Deferred tax assets are reduced by a valuation allowance if, based on the weight of evidence available, it is more likely than not that some portion or all of a deferred tax asset will not be realized.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>The Company recognizes interest and penalties on income taxes as a component of income tax expense.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The Company files consolidated income tax returns with its subsidiary.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b>Equity Incentive Plan.</b><i> </i>The Company accounts for its Equity Incentive Plan (EIP) and Management Recognition Plan (MRP) in accordance with ASC 718, &#147;Share-Based Payment.&#148; Compensation expense is based on the market price of the Company&#146;s stock on the date the shares are granted and is recorded over the vesting period.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&#160; </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Outside Directors&#146; Retirement.</b><i> </i>The Bank adopted a directors&#146; retirement plan in April 1994 for outside directors. The directors&#146; retirement plan provides that each non-employee director (participant) shall receive, upon termination of service on the Board on or after age 60, other than termination for cause, a benefit in equal annual installments over a five year period. The benefit will be based upon the product of the participant&#146;s vesting percentage and the total Board fees paid to the participant during the calendar year preceding termination of service on the Board. The vesting percentage shall be determined based upon the participant&#146;s years of service on the Board.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>In the event that the participant dies before collecting any or all of the benefits, the Bank shall pay the participant&#146;s beneficiary. No benefits shall be payable to anyone other than the beneficiary, and shall terminate on the death of the beneficiary.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b>Stock Options.</b> With limited exceptions, the amount of compensation cost related to a stock option award is measured based on the grant-date fair value of the equity instruments issued. Compensation cost is recognized over the vesting period during which an employee provides service in exchange for the award. Stock-based compensation has been recognized for all stock options granted or modified after July 1, 2005.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&#160;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b>Earnings Per Share.</b><i> </i>Basic earnings per share available to common stockholders is computed using the weighted-average number of common shares outstanding. Diluted earnings per share available to common stockholders includes the effect of all weighted-average dilutive potential common shares (stock options and warrants) outstanding during each period.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b>Comprehensive Income.</b> Comprehensive income consists of net income and other comprehensive income, net of applicable income taxes. Other comprehensive income includes unrealized appreciation (depreciation) on available-for-sale securities, unrealized appreciation (depreciation) on available-for-sale securities for which a portion of an other-than-temporary impairment has been recognized in income, and changes in the funded status of defined benefit pension plans.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b>Treasury Stock.</b><i> </i>Treasury stock is stated at cost. Cost is determined by the first-in, first-out method.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b>Reclassification.</b> Certain amounts included in the consolidated financial statements have been reclassified to conform to the 2012 presentation. These reclassifications had no effect on net income.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>The following paragraphs summarize the impact of new accounting pronouncements:</b></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:12.55pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><font style='layout-grid-mode:both'>In July 2012, the Financial Accounting Standards board (FASB) issued Accounting Standards Update (ASU) 2012-02, <i>Intangibles &#150; Goodwill and Other (Topic 350): Testing Indefinite-Lived Intangible Assets for Impairment.</i>&nbsp;&nbsp;The amendments in this ASU allow an entity to first assess qualitative factors to determine whether it is necessary to perform a quantitative impairment test.&nbsp;&nbsp;An entity would not be required to calculate the fair value of an indefinite-lived intangible assets unless the entity determines, based on qualitative assessment, that it is more likely than not the indefinite-lived intangible asset is impaired.&nbsp;&nbsp;The ASU is effective for annual and interim impairment tests performed for fiscal years beginning after September 15 2012.&nbsp;&nbsp;The Company adopted the standard on July 1, 2012, and adoption did not have a significant impact on the Company&#146;s financial statements.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><font style='layout-grid-mode:both'>In October 2012, the FASB issued ASU 2012-04, <i>Technical Corrections and Improvements.&nbsp;&nbsp;</i>The amendments in this ASU make technical corrections, clarifications, and limited-scope improvements to various Topics throughout the Codification.&nbsp;&nbsp;This ASU is effective for public entities for fiscal periods beginning after December 15, 2012.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><font style='layout-grid-mode:both'>In October 2012, the FASB issued ASU 2012-06, <i>Subsequent Account for an Indemnification Asset Recognized at the Acquisition Date as a Result of a Government-Assisted Acquisition of a Financial Institution</i>.&#160; The amendments in this ASU provide that w</font>hen a reporting entity recognizes an indemnification asset as a result of a government-assisted acquisition of a financial institution and subsequently a change in the cash flows expected to be collected on the indemnification asset occurs, the reporting entity should subsequently account for the change in the measurement of the indemnification asset on the same basis as the change in the assets subject to indemnification. Any amortization of changes in value should be limited to the contractual term of the indemnification agreement.&#160; The ASU is effective for public entities for fiscal periods beginning on or after December 15, 2012.&#160; The Company does not anticipate any impact on the financial statements.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>In January 2013, the FASB issued ASU 2013-01, <i>Clarifying the Scope of Disclosures about Offsetting Assets and Liabilities</i>.&#160; The amendments in this ASU address implementation issues about the scope of ASU 2011-11, <i>Balance Sheet (Topic 210): Disclosures about Offsetting Assets and Liabilities. </i>&#160;The objective of &#160;the ASU is to clarify the scope of the offsetting disclosures and address any unintended consequences.&#160; The ASU is effective for fiscal years beginning on or after January 1, 2013, and interim periods within those annual periods.&#160; The Company is evaluating the impact of the ASU, but does not expect a material impact on the financial statements.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>In February 2013, the FASB issued ASU 2013-02, <i>Reporting of Amounts Reclassified Out of Comprehensive Income</i>.&#160; The amendments in this ASU are intended to improve the reporting of reclassifications out of accumulated other comprehensive income by requiring an entity to report the effect of significant reclassifications out of accumulated other comprehensive income on the respective line items in net income if the amount being reclassified is required to be reclassified in its entirety to net income. For other amounts that are not required to be reclassified in their entirety to net income in the same reporting period, an entity is required to cross-reference other disclosures required that provide additional detail about those amounts. This would be the case when a portion of the amount reclassified out of accumulated other comprehensive income is reclassified to a balance sheet account instead of directly to income or expense in the same reporting period.&#160; The ASU is effective for public entities for reporting periods beginning after December 15, 2012.&#160; The Company is evaluating the impact of the ASU, but does not expect a material impact on the financial statements.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p><span></span></td>
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          <div style="width: 200px;"><strong>Organization and Summary of Significant Accounting Policies: Equity Incentive Plan Policy (Policies)<br></strong></div>
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        <th class="th" colspan="1">3 Months Ended</th>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b>Equity Incentive Plan.</b><i> </i>The Company accounts for its Equity Incentive Plan (EIP) and Management Recognition Plan (MRP) in accordance with ASC 718, &#147;Share-Based Payment.&#148; Compensation expense is based on the market price of the Company&#146;s stock on the date the shares are granted and is recorded over the vesting period.</p><span></span></td>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EECAI">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Securities: Schedule of Gross Unrealized Losses and Fair Value of Investments Length of Time in Continuous Unrealized Loss Position (Details) (USD $)<br></strong></div>
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          <div>Dec. 31, 2012</div>
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          <div class="a">Less than 12 months | U.S. government sponsored enterprises (GSEs)</div>
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        <td class="nump">17,696<span></span></td>
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          <div class="a">Less than 12 months | State and political subdivisions</div>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_InvestmentsOwnedUnrealizedLosses', window );">Investments Owned Unrealized Losses</a></td>
        <td class="nump">45,536<span></span></td>
        <td class="nump">98,656<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Less than 12 months | Mortgage-backed GSE residential</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_InvestmentsOwnedEstimatedFairValue', window );">Investments Owned Estimated Fair Value</a></td>
        <td class="nump">2,850,979<span></span></td>
        <td class="nump">1,943,968<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_InvestmentsOwnedUnrealizedLosses', window );">Investments Owned Unrealized Losses</a></td>
        <td class="nump">22,521<span></span></td>
        <td class="nump">7,861<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Less than 12 months | Mortgage-backed other U.S. government agencies</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_InvestmentsOwnedEstimatedFairValue', window );">Investments Owned Estimated Fair Value</a></td>
        <td class="nump">2,678,010<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_InvestmentsOwnedUnrealizedLosses', window );">Investments Owned Unrealized Losses</a></td>
        <td class="nump">3,347<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Less than 12 months | Total investments and mortgage-backed securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_InvestmentsOwnedEstimatedFairValue', window );">Investments Owned Estimated Fair Value</a></td>
        <td class="nump">18,299,234<span></span></td>
        <td class="nump">8,469,409<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_InvestmentsOwnedUnrealizedLosses', window );">Investments Owned Unrealized Losses</a></td>
        <td class="nump">89,100<span></span></td>
        <td class="nump">106,901<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">More than 12 months | Other securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_InvestmentsOwnedEstimatedFairValue', window );">Investments Owned Estimated Fair Value</a></td>
        <td class="nump">378,149<span></span></td>
        <td class="nump">282,639<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_InvestmentsOwnedUnrealizedLosses', window );">Investments Owned Unrealized Losses</a></td>
        <td class="nump">1,162,916<span></span></td>
        <td class="nump">1,267,772<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">More than 12 months | Total investments and mortgage-backed securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_InvestmentsOwnedEstimatedFairValue', window );">Investments Owned Estimated Fair Value</a></td>
        <td class="nump">378,149<span></span></td>
        <td class="nump">282,639<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_InvestmentsOwnedUnrealizedLosses', window );">Investments Owned Unrealized Losses</a></td>
        <td class="nump">1,162,916<span></span></td>
        <td class="nump">1,267,772<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total investments | U.S. government sponsored enterprises (GSEs)</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_InvestmentsOwnedEstimatedFairValue', window );">Investments Owned Estimated Fair Value</a></td>
        <td class="nump">7,978,296<span></span></td>
        <td class="nump">999,616<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_InvestmentsOwnedUnrealizedLosses', window );">Investments Owned Unrealized Losses</a></td>
        <td class="nump">17,696<span></span></td>
        <td class="nump">384<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total investments | State and political subdivisions</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_InvestmentsOwnedEstimatedFairValue', window );">Investments Owned Estimated Fair Value</a></td>
        <td class="nump">4,791,949<span></span></td>
        <td class="nump">5,525,825<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_InvestmentsOwnedUnrealizedLosses', window );">Investments Owned Unrealized Losses</a></td>
        <td class="nump">45,536<span></span></td>
        <td class="nump">98,656<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total investments | Other securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_InvestmentsOwnedEstimatedFairValue', window );">Investments Owned Estimated Fair Value</a></td>
        <td class="nump">378,149<span></span></td>
        <td class="nump">282,639<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_InvestmentsOwnedUnrealizedLosses', window );">Investments Owned Unrealized Losses</a></td>
        <td class="nump">1,162,916<span></span></td>
        <td class="nump">1,267,772<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total investments | Mortgage-backed GSE residential</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_InvestmentsOwnedEstimatedFairValue', window );">Investments Owned Estimated Fair Value</a></td>
        <td class="nump">2,850,979<span></span></td>
        <td class="nump">1,943,968<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_InvestmentsOwnedUnrealizedLosses', window );">Investments Owned Unrealized Losses</a></td>
        <td class="nump">22,521<span></span></td>
        <td class="nump">7,861<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total investments | Mortgage-backed other U.S. government agencies</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_InvestmentsOwnedEstimatedFairValue', window );">Investments Owned Estimated Fair Value</a></td>
        <td class="nump">2,678,010<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_InvestmentsOwnedUnrealizedLosses', window );">Investments Owned Unrealized Losses</a></td>
        <td class="nump">3,347<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total investments | Total investments and mortgage-backed securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_InvestmentsOwnedEstimatedFairValue', window );">Investments Owned Estimated Fair Value</a></td>
        <td class="nump">18,677,383<span></span></td>
        <td class="nump">8,752,048<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_InvestmentsOwnedUnrealizedLosses', window );">Investments Owned Unrealized Losses</a></td>
        <td class="nump">$ 1,252,016<span></span></td>
        <td class="nump">$ 1,374,673<span></span></td>
      </tr>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Securities: Marketable Securities, Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketableSecuritiesPolicy', window );">Marketable Securities, Policy</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><i>Other securities</i>.&#160; At December 31, 2012, there were four pooled trust preferred securities with an estimated fair value of $393,000 and unrealized losses of $1.2 million in a continuous unrealized loss position for twelve months or more.&#160; These unrealized losses were primarily due to the long-term nature of the pooled trust preferred securities, a lack of demand or inactive market for these securities, and concerns regarding the financial institutions that have issued the underlying trust preferred securities.&#160; </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>The December 31, 2012, cash flow analysis for three of these securities showed it is probable the Company will receive all contracted principal and related interest projected. The cash flow analysis used in making this determination was based on anticipated default and recovery rates, amounts of prepayments, and the resulting cash flows were discounted based on the yield anticipated at the time the securities were purchased.&nbsp;&nbsp;Other inputs include the actual collateral attributes, which include credit ratings and other performance indicators of the underlying financial institutions, including profitability, capital ratios, and asset quality.&nbsp;&nbsp;Assumptions for these three securities included prepayments by banks of $15 billion or more in assets of all fixed rate securities during 2013; adjustable rate securities are expected to prepay based on spreads.&#160; For banks of less than $15 billion in assets, the only material prepayments are assumed to be those by issuers with strong capital positions and with relatively high fixed rates.&#160; No recoveries are assumed for issuers currently in default; recoveries of 29% to 44% on currently deferred issuers within the next two years; no net new deferrals for the next two years; and annual defaults of 36 basis points (with 10% recoveries, lagged two years) thereafter. </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>One of these three securities continues to receive cash interest payments in full and our cash flow analysis indicates that these payments are likely to continue. Because the Company does not intend to sell this security and it is not more-likely-than-not that the Company will be required to sell the security prior to recovery of its amortized cost basis, which may be maturity, the Company does not consider this investment to be other-than-temporarily impaired at December 31, 2012. </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>For the other two of these three securities, the Company is receiving principal-in-kind (PIK), in lieu of cash interest. These securities allow, under the terms of the issue, for issuers to defer interest for up to five consecutive years.&nbsp;&nbsp;After five years, if not cured, the securities are considered to be in default and the trustee may demand payment in full of principal and accrued interest. Issuers are also considered to be in default in the event of the failure of the issuer or a subsidiary.&nbsp;&nbsp;Both deferred and defaulted issuers are considered non-performing, and the trustee calculates, on a quarterly or semi-annual basis, certain coverage tests prior to the payment of cash interest to owners of the various tranches of the securities.&nbsp;&nbsp;The tests must show that performing collateral is sufficient to meet requirements for senior tranches, both in terms of cash flow and collateral value, before cash interest can be paid to subordinate tranches.&nbsp;&nbsp;If the tests are not met, available cash flow is diverted to pay down the principal balance of senior tranches until the coverage tests are met, before cash interest payments to subordinate tranches may resume. The Company is receiving PIK for these two securities due to failure of the required coverage tests described above at senior tranche levels of these securities. The risk to holders of a tranche of a security in PIK status is that the pool&#146;s total cash flow will not be sufficient to repay all principal and accrued interest related to the investment. The impact of payment of PIK to subordinate tranches is to strengthen the position of senior tranches, by reducing the senior tranches&#146; principal balances relative to available collateral and cash flow, while increasing principal balances, decreasing cash flow, and increasing credit risk to the tranches receiving PIK. For our securities in receipt of PIK, the principal balance is increasing, cash flow has stopped, and, as a result, credit risk is increasing. The Company expects these securities to remain in PIK status for a period of four to five years. Despite these facts, because the Company does not intend to sell these two securities and it is not more-likely-than-not that the Company will be required to sell these two securities prior to recovery of their amortized cost bases, which may be maturity, the Company does not consider these investments to be other-than-temporarily impaired at December 31, 2012.&nbsp;&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>At December 31, 2008, analysis of the fourth pooled trust preferred security indicated other-than-temporary impairment (OTTI) and the Company performed further analysis to determine the portion of the loss that was related to credit conditions of the underlying issuers. The credit loss was calculated by comparing expected discounted cash flows based on performance indicators of the underlying assets in the security to the carrying value of the investment. The discounted cash flow was based on anticipated default and recovery rates, and resulting projected cash flows were discounted based on the yield anticipated at the time the security was purchased.&nbsp;&nbsp;Based on this analysis, the Company recorded an impairment charge of $375,000 for the credit portion of the unrealized loss for this trust preferred security. This loss established a new, lower amortized cost basis of $125,000 for this security, and reduced non-interest income for the second quarter and the twelve months ended June 30, 2009. At December 31, 2012, cash flow analyses showed it is probable the Company will receive all of the remaining cost basis and related interest projected for the security. The cash flow analysis used in making this determination was based similar inputs and factors as those described above. Assumptions for this security included prepayments by banks of $15 billion or more in assets of all fixed rate securities during 2013; adjustable rate securities are expected to prepay based on spreads.&#160; For banks of less than $15 billion in assets, the only material prepayments are assumed to be those with relatively high fixed rates.&#160; No recoveries are assumed for issuers currently in default; recoveries of 49% on currently deferred issuers within the next two years; no net new deferrals for the next two years; and annual defaults of 36 basis points (with 10% recoveries, lagged two years) thereafter. This security is in PIK status due to similar criteria and factors as those described above, with similar impact to the Company. This security is projected to remain in PIK status for a period of two years. Because the Company does not intend to sell this security and it is not more-likely-than-not the Company will be required to sell this security before recovery of its new, lower amortized cost basis, which may be maturity, the Company does not consider the remainder of the investment in this security to be other-than-temporarily impaired at December 31, 2012.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The Company does not believe any other individual unrealized loss as of December 31, 2012, represents OTTI. However, given the continued disruption in the financial markets, the Company may be required to recognize OTTI losses in future periods with respect to its available for sale investment securities portfolio. The amount and timing of any additional OTTI will depend on the decline in the underlying cash flows of the securities. Should the impairment of any of these securities become other-than-temporary, the cost basis of the investment will be reduced and the resulting loss recognized in the period the other-than-temporary impairment is identified.</p><span></span></td>
      </tr>
    </table>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for investments in debt and equity securities that have readily determinable fair values (marketable securities). At a minimum, the disclosure might address accounting policies for investments classified as trading, available for sale, or held to maturity and may include how the entity determines whether impairments of available for sale or held to maturity investments are other than temporary, how the fair values of the entity's securities are determined, and the entity's accounting treatment for transfers between investment categories.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7, 8, 9, 13, 14, 15, 16, 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2196929<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 5<br><br> -Section M<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62652-112803<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 7-16<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 2, 12<br><br> -Article 5<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 107<br><br> -Paragraph 10, 11<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>401(k) Retirement Plan: Pension and Other Postretirement Plans, Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Dec. 31, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="text"><!--egx--><p align="left" style='margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left'>The Company established a tax-qualified ESOP in April 1994. During fiscal 2011, the plan was merged with the Company&#146;s 401(k) Retirement Plan (the Plan).&#160; The Plan covers substantially all employees who are at least 21 years of age and who have completed one year of service.&#160; In fiscal 2012, the Company converted the Plan to provide a safe harbor matching contribution of up to 4% of eligible compensation, and also made additional, discretionary profit-sharing contributions for fiscal 2012; for fiscal 2013, the Company has maintained the safe harbor matching contribution of 4%, and expects to continue to make additional, discretionary profit-sharing contributions.&#160; During the three- and six-month periods ended December 31, 2012, retirement plan expenses recognized were approximately $116,000 and $228,000, respectively, as compared to $105,000 and $205,000, respectively, for the three- and six-month periods ended December 31, 2011.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for pension and other postretirement benefit plans. This accounting policy may address (1) the types of plans sponsored by the entity, and the benefits provided by each plan (2) groups that participate in (or are covered by) each plan (3) how plan assets, liabilities and expenses are measured, including the use of any actuaries and (4) significant assumptions used by the entity to value plan assets and liabilities and how such assumptions are derived.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 158<br><br> -Paragraph 4, 5, 6, 7<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  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This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5, 6, 7, 9, 11, 12, 13<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  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This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Income Taxes: Schedule of Deferred Tax Assets and Liabilities (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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      <tr>
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          <div>Dec. 31, 2012</div>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="672" style='width:7.0in;border-collapse:collapse'> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="121" valign="bottom" style='width:90.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31, 2012</font></b></p> </td> <td width="115" valign="bottom" style='width:86.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>June 30, 2012</font></p> </td> </tr> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Deferred tax assets:</font></p> </td> <td width="121" valign="bottom" style='width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="115" valign="bottom" style='width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Provision for losses on loans</font></p> </td> <td width="121" valign="bottom" style='width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,393,565</font></p> </td> <td width="115" valign="bottom" style='width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,247,995</font></p> </td> </tr> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Accrued compensation and benefits</font></p> </td> <td width="121" valign="bottom" style='width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>176,279</font></p> </td> <td width="115" valign="bottom" style='width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>171,113</font></p> </td> </tr> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Other-than-temporary impairment on available for sale securities</font></p> </td> <td width="121" valign="bottom" style='width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>261,405</font></p> </td> <td width="115" valign="bottom" style='width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>261,405</font></p> </td> </tr> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; NOL carry forwards acquired</font></p> </td> <td width="121" valign="bottom" style='width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>159,613</font></p> </td> <td width="115" valign="bottom" style='width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>159,613</font></p> </td> </tr> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Unrealized loss on other real estate</font></p> </td> <td width="121" valign="bottom" style='width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>18,700</font></p> </td> <td width="115" valign="bottom" style='width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>47,600</font></p> </td> </tr> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Other</font></p> </td> <td width="121" valign="bottom" style='width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>87,202</font></p> </td> <td width="115" valign="bottom" style='width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Total deferred tax assets</font></p> </td> <td width="121" valign="bottom" style='width:90.7pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>4,096,764</font></p> </td> <td width="115" valign="bottom" style='width:86.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,887,726</font></p> </td> </tr> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="121" valign="bottom" style='width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="115" valign="bottom" style='width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Deferred tax liabilities:</font></p> </td> <td width="121" valign="bottom" style='width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="115" valign="bottom" style='width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; FHLB stock dividends</font></p> </td> <td width="121" valign="bottom" style='width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>188,612</font></p> </td> <td width="115" valign="bottom" style='width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>188,612</font></p> </td> </tr> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Purchase accounting adjustments</font></p> </td> <td width="121" valign="bottom" style='width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>893,549</font></p> </td> <td width="115" valign="bottom" style='width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>893,549</font></p> </td> </tr> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Depreciation</font></p> </td> <td width="121" valign="bottom" style='width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>506,028</font></p> </td> <td width="115" valign="bottom" style='width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>552,633</font></p> </td> </tr> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Prepaid expenses</font></p> </td> <td width="121" valign="bottom" style='width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>184,593</font></p> </td> <td width="115" valign="bottom" style='width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>123,704</font></p> </td> </tr> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Unrealized gain on available for sale securities</font></p> </td> <td width="121" valign="bottom" style='width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>533,220</font></p> </td> <td width="115" valign="bottom" style='width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>400,554</font></p> </td> </tr> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Other</font></p> </td> <td width="121" valign="bottom" style='width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="115" valign="bottom" style='width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>69,083</font></p> </td> </tr> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Total deferred tax liabilities</font></p> </td> <td width="121" valign="bottom" style='width:90.7pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,306,002</font></p> </td> <td width="115" valign="bottom" style='width:86.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,228,135</font></p> </td> </tr> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="121" valign="bottom" style='width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="115" valign="bottom" style='width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Net deferred tax&#160; asset</font></p> </td> <td width="121" valign="bottom" style='width:90.7pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,790,762</font></p> </td> <td width="115" valign="bottom" style='width:86.5pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,659,591</font></p> </td> </tr> </table> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the components of net deferred tax asset or liability recognized in an entity's statement of financial position, including the following: the total of all deferred tax liabilities, the total of all deferred tax assets, the total valuation allowance recognized for deferred tax assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EWEAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>SOUTHERN MISSOURI BANCORP, INC. -- CONDENSED CONSOLIDATED BALANCE SHEETS (December 31, 2012 figures unaudited) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents</a></td>
        <td class="nump">$ 16,298,137<span></span></td>
        <td class="nump">$ 33,421,099<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestBearingDomesticDepositTimeDeposits', window );">Interest-bearing time deposits</a></td>
        <td class="nump">2,154,000<span></span></td>
        <td class="nump">1,273,000<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale securities</a></td>
        <td class="nump">77,650,037<span></span></td>
        <td class="nump">75,126,845<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankStock', window );">Stock in FHLB of Des Moines</a></td>
        <td class="nump">2,018,200<span></span></td>
        <td class="nump">2,018,200<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalReserveBankStock', window );">Stock in Federal Reserve Bank of St. Louis</a></td>
        <td class="nump">1,001,050<span></span></td>
        <td class="nump">1,001,050<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loans receivable, net of allowance for loan losses of $7,920,201 and $7,492,054 at December 31, 2012 and June 30, 2012, respectively</a></td>
        <td class="nump">619,409,900<span></span></td>
        <td class="nump">583,464,521<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestReceivable', window );">Accrued interest receivable</a></td>
        <td class="nump">4,343,214<span></span></td>
        <td class="nump">3,694,344<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Premises and equipment, net</a></td>
        <td class="nump">15,302,448<span></span></td>
        <td class="nump">11,347,064<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsurance', window );">Bank owned life insurance - cash surrender value</a></td>
        <td class="nump">16,212,038<span></span></td>
        <td class="nump">15,957,500<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherIntangibleAssetsNet', window );">Intangible assets, net</a></td>
        <td class="nump">1,248,991<span></span></td>
        <td class="nump">1,457,557<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PrepaidExpenseAndOtherAssets', window );">Prepaid expenses and other assets</a></td>
        <td class="nump">14,563,185<span></span></td>
        <td class="nump">10,427,788<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
        <td class="nump">770,201,200<span></span></td>
        <td class="nump">739,188,968<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Deposits', window );">Deposits</a></td>
        <td class="nump">606,405,135<span></span></td>
        <td class="nump">584,813,624<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase', window );">Securities sold under agreements to repurchase</a></td>
        <td class="nump">30,945,264<span></span></td>
        <td class="nump">25,642,407<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdvancesFromFederalHomeLoanBanks', window );">Advances from FHLB of Des Moines</a></td>
        <td class="nump">24,500,000<span></span></td>
        <td class="nump">24,500,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsPayableAndOtherAccruedLiabilities', window );">Accounts payable and other liabilities</a></td>
        <td class="nump">1,659,270<span></span></td>
        <td class="nump">1,662,207<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPayable', window );">Accrued interest payable</a></td>
        <td class="nump">540,099<span></span></td>
        <td class="nump">625,659<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SubordinatedDebt', window );">Subordinated debt</a></td>
        <td class="nump">7,217,000<span></span></td>
        <td class="nump">7,217,000<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total liabilities</a></td>
        <td class="nump">671,266,768<span></span></td>
        <td class="nump">644,460,897<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockValue', window );">Preferred stock, $.01 par value, $1,000 liquidation value; 500,000 shares authorized; 20,000 shares issued and outstanding at December 31 and June 30, 2012</a></td>
        <td class="nump">20,000,000<span></span></td>
        <td class="nump">20,000,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockValue', window );">Common stock, $.01 par value; 4,000,000 shares authorized; 3,257,076 and 3,252,706 shares issued at December 31 and June 30, 2012, respectively</a></td>
        <td class="nump">32,571<span></span></td>
        <td class="nump">32,527<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WarrantsAndRightsOutstanding', window );">Warrants to acquire common stock</a></td>
        <td class="nump">176,790<span></span></td>
        <td class="nump">176,790<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdditionalPaidInCapital', window );">Additional paid-in capital</a></td>
        <td class="nump">22,661,022<span></span></td>
        <td class="nump">22,479,767<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RetainedEarningsUnappropriated', window );">Retained earnings</a></td>
        <td class="nump">55,138,310<span></span></td>
        <td class="nump">51,365,401<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockValue', window );">Treasury stock of 0 and 2,230 shares at December 31 and June 30, 2012, at cost, respectively</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(26,315)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Accumulated other comprehensive income</a></td>
        <td class="nump">925,739<span></span></td>
        <td class="nump">699,901<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Total stockholders' equity</a></td>
        <td class="nump">98,934,432<span></span></td>
        <td class="nump">94,728,071<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and stockholders' equity</a></td>
        <td class="nump">$ 770,201,200<span></span></td>
        <td class="nump">$ 739,188,968<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsPayableAndOtherAccruedLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying values as of the balance sheet date of liabilities incurred and payable to vendors for goods and services received, and other costs not separately disclosed in the balance sheet that are statutory in nature, are incurred on contractual obligations, or accumulate over time and for which invoices have not yet been received or will not be rendered.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountsPayableAndOtherAccruedLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 130<br><br><br><br> -Paragraph 14, 17, 26<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e637-108580<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 14A<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669686-108580<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 14<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e681-108580<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Principles Board Opinion (APB)<br><br><br><br> -Number 12<br><br><br><br> -Paragraph 10<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name FASB Staff Position (FSP)<br><br><br><br> -Number FAS115-1/124-1<br><br><br><br> -Paragraph 15D<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdditionalPaidInCapital">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Excess of issue price over par or stated value of the entity's capital stock and amounts received from other transactions involving the entity's stock or stockholders. Includes adjustments to additional paid in capital. Some examples of such adjustments include recording the issuance of debt with a beneficial conversion feature and certain tax consequences of equity instruments awarded to employees. Use this element for the aggregate amount of additional paid-in capital associated with common and preferred stock. For additional paid-in capital associated with only common stock, use the element additional paid in capital, common stock. For additional paid-in capital associated with only preferred stock, use the element additional paid in capital, preferred stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.30(a)(1))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdditionalPaidInCapital</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdvancesFromFederalHomeLoanBanks">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of borrowings as of the balance sheet date from the Federal Home Loan Bank, which are primarily used to cover shortages in the required reserve balance and liquidity shortages.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 470<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher OTS<br><br><br><br> -Name Federal Regulation (FR)<br><br><br><br> -Number Title 12<br><br><br><br> -Section 563c.102<br><br><br><br> -Paragraph 18<br><br><br><br> -Chapter V<br><br><br><br> -Subsection I<br><br><br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Audit and Accounting Guide (AAG)<br><br><br><br> -Number AAG-DEP<br><br><br><br> -Paragraph 37<br><br><br><br> -IssueDate 2006-05-01<br><br><br><br> -Chapter 15<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdvancesFromFederalHomeLoanBanks</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Concepts (CON)<br><br><br><br> -Number 6<br><br><br><br> -Paragraph 25<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 18<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.18)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Assets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name FASB Staff Position (FSP)<br><br><br><br> -Number FAS115-1/124-1<br><br><br><br> -Paragraph 15D<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 12<br><br><br><br> -Subparagraph b<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 16<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name FASB Staff Position (FSP)<br><br><br><br> -Number FAS115-1/124-1<br><br><br><br> -Paragraph 15C<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 25<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7534914&amp;loc=d3e22054-111558<br><br><br><br><br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name FASB Staff Position (FSP)<br><br><br><br> -Number FAS115-1/124-1<br><br><br><br> -Paragraph 15E<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 13<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 14<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 133<br><br><br><br> -Paragraph 22<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsurance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The carrying amount of a life insurance policy on an officer, executive or employee for which the reporting entity (a bank) is entitled to proceeds from the policy upon death of the insured or surrender of the insurance policy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Audit and Accounting Guide (AAG)<br><br><br><br> -Number AAG-DEP<br><br><br><br> -Paragraph 9<br><br><br><br> -IssueDate 2006-05-01<br><br><br><br> -Chapter 12<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.10)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 10<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher OTS<br><br><br><br> -Name Federal Regulation (FR)<br><br><br><br> -Number Title 12<br><br><br><br> -Section 563c.102<br><br><br><br> -Paragraph 12<br><br><br><br> -Chapter V<br><br><br><br> -Subsection I<br><br><br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BankOwnedLifeInsurance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6361293&amp;loc=d3e6676-107765<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Cash Equivalents<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 95<br><br><br><br> -Paragraph 8, 9<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 95<br><br><br><br> -Paragraph 7, 26<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Cash<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 4<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3044-108585<br><br><br><br><br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 95<br><br><br><br> -Paragraph 7<br><br><br><br> -Footnote 1<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 1<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsAtCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.29)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 30<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Deposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.12)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Audit and Accounting Guide (AAG)<br><br><br><br> -Number AAG-DEP<br><br><br><br> -Paragraph 37, 38, 39<br><br><br><br> -IssueDate 2006-05-01<br><br><br><br> -Chapter 13<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Deposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Federal Home Loan Bank (FHLB) stock represents an equity interest in a FHLB. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 325<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6478792&amp;loc=d3e63345-112809<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Audit and Accounting Guide (AAG)<br><br><br><br> -Number AAG-DEP<br><br><br><br> -Paragraph 26<br><br><br><br> -IssueDate 2006-05-01<br><br><br><br> -Chapter 12<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalReserveBankStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Federal Reserve Bank stock represents an equity interest in the Federal Reserve Bank. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Audit and Accounting Guide (AAG)<br><br><br><br> -Number AAG-DEP<br><br><br><br> -Paragraph 26<br><br><br><br> -IssueDate 2006-05-01<br><br><br><br> -Chapter 12<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalReserveBankStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDomesticDepositTimeDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of interest-bearing domestic time deposits. Time deposits bear interest for a fixed, stated period of time and include certificate of deposits and individual retirement accounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.12)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestBearingDomesticDepositTimeDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestPayable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying value as of the balance sheet date of [accrued] interest payable on all forms of debt, including trade payables, that has been incurred and is unpaid. For classified balance sheets, used to reflect the current portion of the liabilities (due within one year or within the normal operating cycle if longer); for unclassified balance sheets, used to reflect the total liabilities (regardless of due date).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestPayable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestReceivable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.8)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 8<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestReceivable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Liabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.19-26)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Liabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of all Liabilities and Stockholders' Equity items (or Partners' Capital, as applicable), including the portion of equity attributable to noncontrolling interests, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.32)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 25<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 32<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesAndStockholdersEquity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansReceivableNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of loans held-for-sale and held-in-portfolio net of unearned income, allowance for loan and lease losses, if any, unamortized loan origination and other fees and costs, and purchased premiums or discounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 7<br><br><br><br> -Subparagraph a<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.7(a))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansReceivableNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherIntangibleAssetsNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net carrying amount as of the balance sheet date of other indefinite-lived and finite-lived intangible assets that are not separately presented on the statement of financial position.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherIntangibleAssetsNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate par or stated value of issued nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable preferred shares, par value and other disclosure concepts are in another section within stockholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 29<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.28)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Principles Board Opinion (APB)<br><br><br><br> -Number 12<br><br><br><br> -Paragraph 10<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 129<br><br><br><br> -Paragraph 2, 3, 4, 5, 6, 7, 8<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.3-04)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PrepaidExpenseAndOtherAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amount for an unclassified balance sheet date of expenditures made in advance of when the economic benefit of the cost will be realized, and which will be expensed in future periods with the passage of time or when a triggering event occurs and the carrying amount as of the balance sheet date of assets not otherwise specified in the taxonomy. Also includes assets not individually reported in the financial statements, or not separately disclosed in notes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PrepaidExpenseAndOtherAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount, net of accumulated depreciation, depletion and amortization, of long-lived physical assets used in the normal conduct of business and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, furniture and fixtures, and computer equipment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 8<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 12<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph b, c<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 360<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.13)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph a<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RetainedEarningsUnappropriated">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A segregation of retained earnings which is available for dividend distribution. Earnings not paid out as dividends but instead reinvested in the core business or used to pay off debt. Unappropriated profit is part of shareholder equity. Also called cumulative distributions or earned surplus or accumulated earnings or unappropriated profit.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 24<br><br><br><br> -Subparagraph a(4)<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.30(a)(3)(ii))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.23(4))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RetainedEarningsUnappropriated</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The carrying value as of the balance sheet date of securities that an institution sells and agrees to repurchase (the identical or substantially the same securities) as a seller-borrower at a specified date for a specified price, also known as a repurchase agreement, or repo. Most repos involve obligations of the federal government or its agencies, but other financial instruments, such as commercial paper, banker's acceptances, and negotiable certificates of deposit, are sometimes used in repos.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 140<br><br><br><br> -Paragraph 100<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 235<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.4-08.(m)(1)(a)(i))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.13(1))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Audit and Accounting Guide (AAG)<br><br><br><br> -Number AAG-BRD<br><br><br><br> -Paragraph 36<br><br><br><br> -IssueDate 2006-05-01<br><br><br><br> -Chapter 4<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph 1<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7472769&amp;loc=d3e9760-107771<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SecuritiesSoldUnderAgreementsToRepurchase</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.29-31)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 29, 30, 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Research Bulletin (ARB)<br><br><br><br> -Number 51<br><br><br><br> -Paragraph A3<br><br><br><br> -Appendix A<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SAB TOPIC 4.E)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6228006&amp;loc=d3e74512-122707<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Staff Accounting Bulletin (SAB)<br><br><br><br> -Number Topic 4<br><br><br><br> -Section E<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockholdersEquity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SubordinatedDebt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Including the current and noncurrent portions, carrying value as of the balance sheet date of subordinated debt (with initial maturities beyond one year or beyond the operating cycle if longer). Subordinated debt places a lender in a lien position behind debt having a higher priority of repayment in liquidation of the entity's assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Staff Accounting Bulletin (SAB)<br><br><br><br> -Number Topic 10<br><br><br><br> -Section F<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Article 5<br><br><br><br> -Subsection 19, 20, 22<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.16)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.16)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 16<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
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                <p>The amount allocated to treasury stock. Treasury stock is common and preferred shares of an entity that were issued, repurchased by the entity, and are held in its treasury.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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                <p>Value of outstanding derivative securities that permit the holder the right to purchase securities (usually equity) from the issuer at a specified price.</p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Loans and Allowance For Loan Losses: Consumer Lending Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Dec. 31, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none'><i><font style='layout-grid-mode:both'>Consumer Lending</font></i><font style='layout-grid-mode:both'>. The Company offers a variety of secured consumer loans, including home equity, direct and indirect automobile loans, second mortgages, mobile home loans and loans secured by deposits. The Company originates substantially all of its consumer loans in its primary market area. Usually, consumer loans are originated with fixed rates for terms of up to five years, with the exception of home equity lines of credit, which are variable, tied to the prime rate of interest and are for a period of ten years.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-indent:.5in;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none'><font style='layout-grid-mode:both'>Home equity lines of credit (HELOCs) are secured with a deed of trust and are issued up to 100% of the appraised or assessed value of the property securing the line of credit, less the outstanding balance on the first mortgage and are typically issued for a term of ten years. Interest rates on the HELOCs are generally adjustable.&#160; Interest rates are based upon the loan-to-value ratio of the property with better rates given to borrowers with more equity. </font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-indent:.5in;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none'><font style='layout-grid-mode:both'>Automobile loans originated by the Company include both direct loans and a smaller amount of loans originated by auto dealers. The Company generally pays a negotiated fee back to the dealer for indirect loans. Typically, automobile loans are made for terms of up to 60 months for new and used vehicles. Loans secured by automobiles have fixed rates and are generally made in amounts up to 100% of the purchase price of the vehicle.</font></p><span></span></td>
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                <p>No authoritative reference available.</p>
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    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EHVAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Loans and Allowance For Loan Losses: Schedule of Debtor Troubled Debt Restructuring Nonperforming (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2012</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Real Estate Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableTroubledDebtModificationsNonperformingNumberOfContracts', window );">Loans Receivable Troubled Debt Modifications Nonperforming Number of Contracts</a></td>
        <td class="nump">1<span></span></td>
        <td class="nump">2<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableTroubledDebtModificationsNonperformingRecordedInvestment', window );">Loans Receivable Troubled Debt Modifications Nonperforming Recorded Investment</a></td>
        <td class="nump">$ 5,544<span></span></td>
        <td class="nump">$ 39,835<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableTroubledDebtModificationsNonperformingNumberOfContracts', window );">Loans Receivable Troubled Debt Modifications Nonperforming Number of Contracts</a></td>
        <td class="nump">12<span></span></td>
        <td class="nump">10<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableTroubledDebtModificationsNonperformingRecordedInvestment', window );">Loans Receivable Troubled Debt Modifications Nonperforming Recorded Investment</a></td>
        <td class="nump">3,027,227<span></span></td>
        <td class="nump">2,290,986<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableTroubledDebtModificationsNonperformingNumberOfContracts', window );">Loans Receivable Troubled Debt Modifications Nonperforming Number of Contracts</a></td>
        <td class="nump">5<span></span></td>
        <td class="nump">6<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableTroubledDebtModificationsNonperformingRecordedInvestment', window );">Loans Receivable Troubled Debt Modifications Nonperforming Recorded Investment</a></td>
        <td class="nump">409,029<span></span></td>
        <td class="nump">807,386<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableTroubledDebtModificationsNonperformingNumberOfContracts', window );">Loans Receivable Troubled Debt Modifications Nonperforming Number of Contracts</a></td>
        <td class="nump">18<span></span></td>
        <td class="nump">18<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableTroubledDebtModificationsNonperformingRecordedInvestment', window );">Loans Receivable Troubled Debt Modifications Nonperforming Recorded Investment</a></td>
        <td class="nump">$ 3,441,800<span></span></td>
        <td class="nump">$ 3,138,207<span></span></td>
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              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_LoansReceivableTroubledDebtModificationsNonperformingRecordedInvestment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>63
<FILENAME>R6.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EVPBG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>SOUTHERN MISSOURI BANCORP, INC. -- CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">6 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Cash Flows From Operating Activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="nump">$ 5,071,174<span></span></td>
        <td class="nump">$ 5,524,832<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Items not requiring (providing) cash:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Depreciation', window );">Depreciation</a></td>
        <td class="nump">537,074<span></span></td>
        <td class="nump">425,440<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_GainLossOnDisposalOfFixedAssets', window );">Loss on disposal of fixed assets</a></td>
        <td class="nump">20,875<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockOptionPlanExpense', window );">Equity award and stock option expense</a></td>
        <td class="nump">107,095<span></span></td>
        <td class="nump">11,013<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_GainLossOnSaleOfForeclosedAssets', window );">Loss on sale of foreclosed assets</a></td>
        <td class="num">(71,874)<span></span></td>
        <td class="num">(97,589)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AmortizationOfIntangibleAssets', window );">Amortization of intangible assets</a></td>
        <td class="nump">208,566<span></span></td>
        <td class="nump">208,566<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue', window );">Increase in cash surrender value of bank owned life insurance</a></td>
        <td class="num">(254,538)<span></span></td>
        <td class="num">(142,951)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision for loan losses and off-balance sheet credit exposures</a></td>
        <td class="nump">1,072,706<span></span></td>
        <td class="nump">862,116<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments', window );">Net amortization of premiums and discounts on securities</a></td>
        <td class="nump">287,784<span></span></td>
        <td class="nump">122,397<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes', window );">Deferred income taxes</a></td>
        <td class="num">(263,837)<span></span></td>
        <td class="num">(498,144)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale', window );">Origination of loans held for sale</a></td>
        <td class="num">(3,389,505)<span></span></td>
        <td class="num">(4,150,161)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfLoansHeldForSale', window );">Proceeds from sales of loans held for sale</a></td>
        <td class="nump">3,334,344<span></span></td>
        <td class="nump">6,251,520<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ChangesInAbstract', window );"><strong>Changes in:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet', window );">Increase decrease in accrued interest receivable</a></td>
        <td class="num">(648,871)<span></span></td>
        <td class="num">(460,047)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets', window );">Increase decrease in prepaid expenses and other assets</a></td>
        <td class="num">(2,483,778)<span></span></td>
        <td class="nump">446,666<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities', window );">Increase decrease in accounts payable and other liabilities</a></td>
        <td class="nump">617,223<span></span></td>
        <td class="num">(4,185,594)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInInterestPayableNet', window );">Increase decrease in accrued interest payable</a></td>
        <td class="num">(85,560)<span></span></td>
        <td class="num">(111,463)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivities', window );">Net cash provided by operating activities</a></td>
        <td class="nump">4,058,878<span></span></td>
        <td class="nump">4,206,601<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract', window );"><strong>Cash flows from investing activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherLoans', window );">Net (increase) decrease in loans</a></td>
        <td class="num">(40,078,326)<span></span></td>
        <td class="nump">10,766,899<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherDeposits', window );">Net change in interest-bearing deposits</a></td>
        <td class="num">(881,000)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities', window );">Proceeds from maturities of available for sale securities</a></td>
        <td class="nump">18,931,321<span></span></td>
        <td class="nump">12,669,482<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireFederalReserveStock', window );">Net purchases of Federal Reserve Bank of Saint Louis stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(282,150)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities', window );">Purchases of available-for-sale securities</a></td>
        <td class="num">(21,383,823)<span></span></td>
        <td class="num">(23,616,844)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment', window );">Purchases of premises and equipment</a></td>
        <td class="num">(4,539,833)<span></span></td>
        <td class="num">(2,771,990)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ProceedsFromSaleOfFixedAssets', window );">Proceeds from sale of fixed assets</a></td>
        <td class="nump">26,500<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfForeclosedAssets', window );">Proceeds from sale of foreclosed assets</a></td>
        <td class="nump">1,046,700<span></span></td>
        <td class="nump">470,996<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash used in investing activities</a></td>
        <td class="num">(46,878,461)<span></span></td>
        <td class="num">(2,763,607)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract', window );"><strong>Cash flows from financing activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInDemandDeposits', window );">Net increase in demand deposits and savings accounts</a></td>
        <td class="nump">15,922,582<span></span></td>
        <td class="nump">56,623,211<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInTimeDeposits', window );">Net increase (decrease) in certificates of deposits</a></td>
        <td class="nump">5,668,929<span></span></td>
        <td class="num">(7,747,807)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet', window );">Net increase in securities sold under agreements to repurchase</a></td>
        <td class="nump">5,302,857<span></span></td>
        <td class="nump">4,719,362<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockRedemptionAmount', window );">Redemption of preferred stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(9,550,000)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOfRedeemablePreferredStock', window );">Proceeds from issuance of preferred stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">19,973,208<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOfCommonStock', window );">Proceeds from issuance of common stock</a></td>
        <td class="nump">66,555<span></span></td>
        <td class="nump">19,914,349<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStockPaidinkind', window );">Dividends paid on preferred stock</a></td>
        <td class="num">(311,553)<span></span></td>
        <td class="num">(197,047)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCommonStockPaidinkind', window );">Dividends paid on common stock</a></td>
        <td class="num">(983,712)<span></span></td>
        <td class="num">(503,874)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromStockOptionsExercised', window );">Exercise of stock options</a></td>
        <td class="nump">33,963<span></span></td>
        <td class="nump">15,230<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net cash provided by financing activities</a></td>
        <td class="nump">25,699,621<span></span></td>
        <td class="nump">83,246,632<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">(Decrease) increase in cash and cash equivalents</a></td>
        <td class="num">(17,122,962)<span></span></td>
        <td class="nump">84,689,626<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents at beginning of period</a></td>
        <td class="nump">33,421,099<span></span></td>
        <td class="nump">33,895,706<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents at end of period</a></td>
        <td class="nump">16,298,137<span></span></td>
        <td class="nump">118,585,332<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract', window );"><strong>Noncash investing and financing activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ConversionOfLoansToForeclosedRealEstate', window );">Conversion of loans to foreclosed real estate</a></td>
        <td class="nump">2,984,720<span></span></td>
        <td class="nump">517,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ConversionOfForeclosedRealEstateToLoans', window );">Conversion of foreclosed real estate to loans</a></td>
        <td class="nump">68,400<span></span></td>
        <td class="nump">520,728<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ConversionOfLoansToRepossessedAssets', window );">Conversion of loans to repossessed assets</a></td>
        <td class="nump">199,082<span></span></td>
        <td class="nump">138,376<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_CashPaidDuringThePeriodForAbstract', window );"><strong>Cash paid during the period for:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashPaidForCapitalizedInterest', window );">Interest (net of interest credited)</a></td>
        <td class="nump">1,510,425<span></span></td>
        <td class="nump">1,757,762<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxesPaidNet', window );">Income taxes</a></td>
        <td class="nump">$ 1,541,084<span></span></td>
        <td class="nump">$ 4,276,570<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_CashPaidDuringThePeriodForAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
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        </tr>
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        <tr>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_ChangesInAbstract</nobr></td>
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          </td>
        </tr>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_ConversionOfForeclosedRealEstateToLoans</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Period Type:</strong></td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
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        <tr>
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        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_ConversionOfLoansToForeclosedRealEstate</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_ConversionOfLoansToRepossessedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_ConversionOfLoansToRepossessedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_GainLossOnDisposalOfFixedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_GainLossOnDisposalOfFixedAssets</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Period Type:</strong></td>
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              </div>
            </div>
          </td>
        </tr>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_GainLossOnSaleOfForeclosedAssets</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_ProceedsFromSaleOfFixedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_ProceedsFromSaleOfFixedAssets</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the periodic adjustments of the differences between securities' face values and purchase prices that are charged against earnings. This is called accretion if the security was purchased at a discount and amortization if it was purchased at premium. As a noncash item, this element is an adjustment to net income when calculating cash provided by or used in operations using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmortizationOfIntangibleAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 45<br><br> -Subparagraph a(2)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388964&amp;loc=d3e16225-109274<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16323-109275<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AmortizationOfIntangibleAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6361293&amp;loc=d3e6676-107765<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 8, 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 7, 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3044-108585<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 7<br><br> -Footnote 1<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 1<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsAtCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of increase (decrease) in cash and cash equivalents. Cash and cash equivalents are the amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashPaidForCapitalizedInterest">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of cash paid during the current period for interest owed on money borrowed that is not charged as an expense but rather is capitalized based on the long term nature of the use of the borrowed funds.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashPaidForCapitalizedInterest</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Depreciation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of expense recognized in the current period that reflects the allocation of the cost of tangible assets over the assets' useful lives. Includes production and non-production related depreciation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Depreciation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsCommonStockPaidinkind">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Equity impact of dividends to be paid-in-kind declared for common shareholders by an entity during the period. This element includes paid and unpaid dividends declared during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DividendsCommonStockPaidinkind</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsPreferredStockPaidinkind">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Equity impact of dividends to be paid-in-kind declared for preferred shareholders by an entity during the period. This element includes paid and unpaid dividends declared during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 14<br><br> -Subparagraph l<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 405<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957935&amp;loc=d3e64057-112817<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DividendsPreferredStockPaidinkind</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxesPaidNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income, net of any cash received during the current period as refunds for the overpayment of taxes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4297-108586<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 29<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 27<br><br> -Subparagraph f<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxesPaidNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in the aggregate amount of obligations incurred but not paid and other operating obligations not separately disclosed in the statement of cash flows.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in the amount due from borrowers for interest payments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in the account that represents the temporary difference that results from Income or Loss that is recognized for accounting purposes but not for tax purposes and vice versa.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInDeferredIncomeTaxes</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInDemandDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow in the total of all demand deposits, including checking and negotiable order of withdrawal (NOW) accounts, classified as cash flows from financing activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3095-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -IssueDate 2006-05-01<br><br> -Chapter 13<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInDemandDeposits</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow from the fund lent to other financial institution arising from the excess in reserve deposited at Federal Reserve Bank to meet legal requirement. This borrowing is usually contracted on an overnight basis at an agreed rate of interest. Also include cash inflow or outflow from investment sold under the agreement to reacquire such investment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 26, 31<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3095-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3098-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInInterestPayableNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in interest payable, which represents the amount owed to note holders, bond holders, and other parties for interest earned on loans or credit extended to the reporting entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInInterestPayableNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net cash inflow or outflow in all other deposits that have not otherwise been stated in the taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3095-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -IssueDate 2006-05-01<br><br> -Chapter 13<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInOtherDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherLoans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in loans that are classified as working capital and are not otherwise defined in the taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInOtherLoans</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in the value of prepaid expenses and other assets not separately disclosed in the statement of cash flows, for example, deferred expenses, intangible assets, or income taxes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInTimeDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net cash inflow (outflow) of time deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 230<br><br> -Section 45<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6477933&amp;loc=d3e60009-112784<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -IssueDate 2006-05-01<br><br> -Chapter 13<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInTimeDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The change in cash surrender or contract value during the period which adjusted the amount of premiums paid in determining the expense or income recognized under the contract for the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Technical Bulletin (FTB)<br><br> -Number 85-4<br><br> -Paragraph 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 325<br><br> -SubTopic 30<br><br> -Section 35<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6384439&amp;loc=d3e42048-111605<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
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            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow from financing activity for the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 26<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3574-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivities</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
        </tr>
      </table>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow from investing activity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 26<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3574-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
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        </tr>
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        <tr>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash from (used in) all of the entity's operating activities, including those of discontinued operations, of the reporting entity. Operating activities generally involve producing and delivering goods and providing services. Operating activity cash flows include transactions, adjustments, and changes in value that are not defined as investing or financing activities. While for technical reasons this element has no balance attribute, the default assumption is a debit balance consistent with its label.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3536-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
        </tr>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 10, 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 87-21<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28, 29, 30<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e565-108580<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A7<br><br> -Appendix A<br><br><br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of cash paid for the origination of mortgages that are held for sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -Subparagraph (g)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3536-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 27<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow to acquire debt and equity securities not classified as either held-to-maturity securities or trading securities which would be classified as available-for-sale securities and reported at fair value, with unrealized gains and losses excluded from earnings and reported in a separate component of shareholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 17<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 17<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireAvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireFederalReserveStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow associated with the acquisition of the Federal Reserve Stock (equity interest in Federal Reserve Bank) during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 17<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireFederalReserveStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 17<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquirePropertyPlantAndEquipment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockRedemptionAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The redemption (or callable) amount of currently redeemable preferred stock. Includes amounts representing dividends not currently declared or paid but which will be payable under the redemption features or for which ultimate payment is solely within the control of the issuer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21564-112644<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 129<br><br> -Paragraph 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.27(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockRedemptionAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromIssuanceOfCommonStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from the additional capital contribution to the entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 19<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3255-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromIssuanceOfCommonStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromIssuanceOfRedeemablePreferredStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from issuance of preferred stock that is classified as callable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 19<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3255-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromIssuanceOfRedeemablePreferredStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with maturities (principal being due), prepayments and calls (requests of early payments) on securities not classified as either held-to-maturity securities or trading securities which are classified as available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 16<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 16<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Chapter V<br><br> -Subsection III<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfForeclosedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from the sale assets received in full or partial satisfaction of a receivable including real and personal property; equity interests in corporations, partnerships, and joint ventures; and beneficial interests in trusts. Foreclosed assets also include loans that are treated as if the underlying collateral had been foreclosed because the institution has taken possession of the collateral, even though legal foreclosure or repossession proceedings have not taken place.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 16<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleOfForeclosedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfLoansHeldForSale">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow resulting from the sale of loans classified as held-for-sale, including proceeds from loans sold through mortgage securitization.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 230<br><br> -Section 55<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6587932&amp;loc=d3e60097-112785<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 16<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3337-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 3, 15, 16, 17, 22, 23, 147, 148, 149<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 102<br><br> -Paragraph 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 21<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3461-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleOfLoansHeldForSale</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromStockOptionsExercised">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the amount received from holders exercising their stock options. This item inherently excludes any excess tax benefit, which the entity may have realized and reported separately.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph i<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3255-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 19<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (j)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromStockOptionsExercised</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the periodic provision charged to earnings, based on an assessment of uncollectibility from the counterparty on account of loan, lease or other credit losses, to reduce these accounts to the amount that approximates their net realizable value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 11<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 168, 169, 170<br><br> -IssueDate 2006-05-01<br><br> -Chapter 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.11)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProvisionForLoanLeaseAndOtherLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockOptionPlanExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The noncash expense that accounts for the value of stock or unit options distributed to employees as compensation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph 64<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph i<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockOptionPlanExpense</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E3GAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Loans and Allowance For Loan Losses: Schedule of Financing Receivables, Non Accrual Status (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableResidentialRealEstate', window );">Loans Receivable Residential Real Estate</a></td>
        <td class="nump">$ 225,901,693<span></span></td>
        <td class="nump">$ 201,012,698<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableRealEstateConstruction', window );">Loans Receivable Real Estate Construction</a></td>
        <td class="nump">22,115,280<span></span></td>
        <td class="nump">40,181,979<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableConsumer', window );">Loans and Leases Receivable, Gross, Consumer</a></td>
        <td class="nump">28,187,249<span></span></td>
        <td class="nump">28,985,905<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Loans and Leases Receivable, Gross, Commercial</a></td>
        <td class="nump">125,163,107<span></span></td>
        <td class="nump">137,004,222<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TotalLoansReceivable', window );">Total loans receivable</a></td>
        <td class="nump">619,409,900<span></span></td>
        <td class="nump">583,464,521<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Nonaccrual loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableResidentialRealEstate', window );">Loans Receivable Residential Real Estate</a></td>
        <td class="nump">602,735<span></span></td>
        <td class="nump">395,374<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableRealEstateConstruction', window );">Loans Receivable Real Estate Construction</a></td>
        <td class="nump">100,351<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableCommercialRealEstate', window );">Loans Receivable, Gross, Commercial, Real Estate</a></td>
        <td class="nump">323,199<span></span></td>
        <td class="nump">976,881<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableConsumer', window );">Loans and Leases Receivable, Gross, Consumer</a></td>
        <td class="nump">11,183<span></span></td>
        <td class="nump">15,971<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Loans and Leases Receivable, Gross, Commercial</a></td>
        <td class="nump">1,153,143<span></span></td>
        <td class="nump">1,010,123<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TotalLoansReceivable', window );">Total loans receivable</a></td>
        <td class="nump">$ 2,190,611<span></span></td>
        <td class="nump">$ 2,398,349<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                <p>No authoritative reference available.</p>
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                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_TotalLoansReceivable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableCommercial">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance of commercial loans and leases receivable includes, but not limited to, commercial and industrial loans, agricultural loans, mortgage loans, promissory notes, interbank and other loans to financial institutions, draws against credit facilities, trade financing, lease financings. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(a),(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph a, b<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableCommercial</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableConsumer">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance of consumer loans, including, but not limited to, mortgage, home equity, vehicles, credit card, installment, and lease financing. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(a),(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph a, b<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableConsumer</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansReceivableCommercialRealEstate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance of commercial loans issued to businesses to acquire, develop, construct, improve, or refinance land or building. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph a<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5066-111524<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.1(c))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 60<br><br> -Paragraph 47<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 51, 52, 53<br><br> -IssueDate 2006-05-01<br><br> -Chapter 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansReceivableCommercialRealEstate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Loans and Allowance For Loan Losses: Schedule of Allowance for Loan Losses and Recorded Investment Based on Portfolio Segment and Impairment Methods (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfAllowanceForLoanLossesAndRecordedInvestmentBasedOnPortfolioSegmentAndImpairmentMethods', window );">Schedule of Allowance for Loan Losses and Recorded Investment Based on Portfolio Segment and Impairment Methods</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="73%" colspan="7" valign="bottom" style='width:73.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>At period end for the six months ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="73%" colspan="7" valign="bottom" style='width:73.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>December 31, 2012</font></u></b></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Conventional </font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Construction </font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Commercial</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Consumer</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Commercial</font></u></p> </td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Unallocated</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Total</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Allowance for loan losses:</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Balance, beginning of period</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,635,346</font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$243,169</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,985,838</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$483,597</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,144,104</font></p> </td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$7,492,054</font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Provision charged to expense</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>290,255</font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(90,913)</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>815,427</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>44,680</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>13,257</font></p> </td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,072,706</font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Losses charged off</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(203,242)</font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(417,071)</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(8,589)</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(29,466)</font></p> </td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(658,368)</font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Recoveries</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>224</font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>4,462</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>6,698</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,425</font></p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>13,809</font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Balance, end of period</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,722,583</font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$152,256</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,388,656</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$526,386</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,130,320</font></p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$7,920,201</font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Ending Balance: individually </font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$100,000</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$100,000</font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Ending Balance: collectively </font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,722,583</font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$152,256</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,288,656</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$526,386</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,620,333</font></p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$7,310,214</font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Ending Balance: loans acquired </font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; with deteriorated credit quality</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$509,987</font></p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$509,987</font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; </font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Loans:</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Ending Balance: individually </font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$165,144</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$165,144</font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Ending Balance: collectively </font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$224,220,783</font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$12,708,780</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$233,397,723</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$28,187,249</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$123,862,663</font></p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$622,377,198</font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Ending Balance: loans acquired </font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; with deteriorated credit quality</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,680,910</font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,648,101</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,300,444</font></p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$4,629,455</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="74%" colspan="7" valign="bottom" style='width:74.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the three months ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="74%" colspan="7" valign="bottom" style='width:74.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>December 31, 2012</font></u></b></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="bottom" style='width:11.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Conventional </font></p> </td> <td width="11%" valign="bottom" style='width:11.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Construction </font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Commercial</font></p> </td> <td width="9%" valign="bottom" style='width:9.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="bottom" style='width:11.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="11%" valign="bottom" style='width:11.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="9%" valign="bottom" style='width:9.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Consumer</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Commercial</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Unallocated</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Total</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Allowance for loan losses:</font></p> </td> <td width="11%" valign="bottom" style='width:11.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="bottom" style='width:11.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="9%" valign="bottom" style='width:9.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Balance, beginning of period</font></p> </td> <td width="11%" valign="bottom" style='width:11.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,714,363</font></p> </td> <td width="11%" valign="bottom" style='width:11.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$191,784</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,456,760</font></p> </td> <td width="9%" valign="bottom" style='width:9.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$522,655</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,195,276</font></p> </td> <td width="10%" valign="bottom" style='width:10.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$8,080,838</font></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Provision charged to expense</font></p> </td> <td width="11%" valign="bottom" style='width:11.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>197,478</font></p> </td> <td width="11%" valign="bottom" style='width:11.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(39,528)</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>344,852</font></p> </td> <td width="9%" valign="bottom" style='width:9.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(683)</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(40,102)</font></p> </td> <td width="10%" valign="bottom" style='width:10.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>462,017</font></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Losses charged off</font></p> </td> <td width="11%" valign="bottom" style='width:11.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(189,370)</font></p> </td> <td width="11%" valign="bottom" style='width:11.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(416,843)</font></p> </td> <td width="9%" valign="bottom" style='width:9.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(26,223)</font></p> </td> <td width="10%" valign="bottom" style='width:10.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(632,436)</font></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Recoveries</font></p> </td> <td width="11%" valign="bottom" style='width:11.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>112</font></p> </td> <td width="11%" valign="bottom" style='width:11.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,887</font></p> </td> <td width="9%" valign="bottom" style='width:9.42%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>4,414</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,369</font></p> </td> <td width="10%" valign="bottom" style='width:10.66%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.1%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>9,782</font></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Balance, end of period</font></p> </td> <td width="11%" valign="bottom" style='width:11.64%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,722,583</font></p> </td> <td width="11%" valign="bottom" style='width:11.26%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$152,256</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,388,656</font></p> </td> <td width="9%" valign="bottom" style='width:9.42%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$526,386</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,130,320</font></p> </td> <td width="10%" valign="bottom" style='width:10.66%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.1%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$7,920,201</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="27%" valign="bottom" style='width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="72%" colspan="7" valign="bottom" style='width:72.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>&#160;For the six months ended </font></p> </td> </tr> <tr style='height:.1in'> <td width="27%" valign="bottom" style='width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="72%" colspan="7" valign="bottom" style='width:72.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>December 31, 2011</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="27%" valign="bottom" style='width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="bottom" style='width:11.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Conventional </font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Construction </font></p> </td> <td width="10%" valign="bottom" style='width:10.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Commercial</font></p> </td> <td width="9%" valign="bottom" style='width:9.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="27%" valign="bottom" style='width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="bottom" style='width:11.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="9%" valign="bottom" style='width:9.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Consumer</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Commercial</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Unallocated</font></u></p> </td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Total</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="27%" valign="bottom" style='width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Allowance for loan losses:</font></p> </td> <td width="11%" valign="bottom" style='width:11.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="9%" valign="bottom" style='width:9.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="27%" valign="bottom" style='width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Balance, beginning of period</font></p> </td> <td width="11%" valign="bottom" style='width:11.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,618,285</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$192,752</font></p> </td> <td width="10%" valign="bottom" style='width:10.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,671,482</font></p> </td> <td width="9%" valign="bottom" style='width:9.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$441,207</font></p> </td> <td width="10%" valign="bottom" style='width:10.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,514,725</font></p> </td> <td width="10%" valign="bottom" style='width:10.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$6,438,451</font></p> </td> </tr> <tr style='height:.1in'> <td width="27%" valign="bottom" style='width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Provision charged to expense</font></p> </td> <td width="11%" valign="bottom" style='width:11.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>304,647</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(10,192)</font></p> </td> <td width="10%" valign="bottom" style='width:10.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,743</font></p> </td> <td width="9%" valign="bottom" style='width:9.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>214,197</font></p> </td> <td width="10%" valign="bottom" style='width:10.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>349,722</font></p> </td> <td width="10%" valign="bottom" style='width:10.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>862,116</font></p> </td> </tr> <tr style='height:.1in'> <td width="27%" valign="bottom" style='width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Losses charged off</font></p> </td> <td width="11%" valign="bottom" style='width:11.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(91,369)</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(24,824)</font></p> </td> <td width="9%" valign="bottom" style='width:9.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(127,767)</font></p> </td> <td width="10%" valign="bottom" style='width:10.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(33,625)</font></p> </td> <td width="10%" valign="bottom" style='width:10.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(277,585)</font></p> </td> </tr> <tr style='height:.1in'> <td width="27%" valign="bottom" style='width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Recoveries</font></p> </td> <td width="11%" valign="bottom" style='width:11.22%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>6,551</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>460</font></p> </td> <td width="10%" valign="bottom" style='width:10.48%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>430</font></p> </td> <td width="9%" valign="bottom" style='width:9.1%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>7,143</font></p> </td> <td width="10%" valign="bottom" style='width:10.48%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>9,024</font></p> </td> <td width="10%" valign="bottom" style='width:10.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="9%" valign="bottom" style='width:9.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>23,608</font></p> </td> </tr> <tr style='height:.1in'> <td width="27%" valign="bottom" style='width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Balance, end of period</font></p> </td> <td width="11%" valign="bottom" style='width:11.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,838,114</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$183,020</font></p> </td> <td width="10%" valign="bottom" style='width:10.48%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,650,831</font></p> </td> <td width="9%" valign="bottom" style='width:9.1%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$534,780</font></p> </td> <td width="10%" valign="bottom" style='width:10.48%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,839,846</font></p> </td> <td width="10%" valign="bottom" style='width:10.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="9%" valign="bottom" style='width:9.74%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$7,046,590</font></p> </td> </tr> <tr style='height:.1in'> <td width="27%" valign="bottom" style='width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Ending Balance: individually </font></p> </td> <td width="11%" valign="bottom" style='width:11.22%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.86%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.48%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="9%" valign="bottom" style='width:9.1%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.48%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.3%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="9%" valign="bottom" style='width:9.74%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="27%" valign="bottom" style='width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="11%" valign="bottom" style='width:11.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.48%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$100,000</font></p> </td> <td width="9%" valign="bottom" style='width:9.1%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.48%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="9%" valign="bottom" style='width:9.74%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$100,000</font></p> </td> </tr> <tr style='height:.1in'> <td width="27%" valign="bottom" style='width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Ending Balance: collectively </font></p> </td> <td width="11%" valign="bottom" style='width:11.22%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.86%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.48%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="9%" valign="bottom" style='width:9.1%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.48%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.3%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="9%" valign="bottom" style='width:9.74%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="27%" valign="bottom" style='width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="11%" valign="bottom" style='width:11.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,838,114</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$183,020</font></p> </td> <td width="10%" valign="bottom" style='width:10.48%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,409,101</font></p> </td> <td width="9%" valign="bottom" style='width:9.1%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$534,780</font></p> </td> <td width="10%" valign="bottom" style='width:10.48%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,817,931</font></p> </td> <td width="10%" valign="bottom" style='width:10.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="9%" valign="bottom" style='width:9.74%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$6,782,945</font></p> </td> </tr> <tr style='height:.1in'> <td width="27%" valign="bottom" style='width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Ending Balance: loans acquired </font></p> </td> <td width="11%" valign="bottom" style='width:11.22%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.86%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.48%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="9%" valign="bottom" style='width:9.1%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.48%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.3%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="9%" valign="bottom" style='width:9.74%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="27%" valign="bottom" style='width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; with deteriorated credit quality</font></p> </td> <td width="11%" valign="bottom" style='width:11.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.48%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$141,730</font></p> </td> <td width="9%" valign="bottom" style='width:9.1%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.48%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$21,915</font></p> </td> <td width="10%" valign="bottom" style='width:10.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="9%" valign="bottom" style='width:9.74%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$163,645</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="74%" colspan="7" valign="bottom" style='width:74.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For three months ended </font></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="74%" colspan="7" valign="bottom" style='width:74.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>December 31, 2011</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="bottom" style='width:11.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Conventional </font></p> </td> <td width="11%" valign="bottom" style='width:11.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Construction </font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Commercial</font></p> </td> <td width="9%" valign="bottom" style='width:9.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="bottom" style='width:11.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="11%" valign="bottom" style='width:11.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="9%" valign="bottom" style='width:9.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Consumer</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Commercial</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Unallocated</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Total</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Allowance for loan losses:</font></p> </td> <td width="11%" valign="bottom" style='width:11.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="bottom" style='width:11.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="9%" valign="bottom" style='width:9.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Balance, beginning of period</font></p> </td> <td width="11%" valign="bottom" style='width:11.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,711,466</font></p> </td> <td width="11%" valign="bottom" style='width:11.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$375,531</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,256,971</font></p> </td> <td width="9%" valign="bottom" style='width:9.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$520,918</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,887,175</font></p> </td> <td width="10%" valign="bottom" style='width:10.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$6,752,061</font></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Provision charged to expense</font></p> </td> <td width="11%" valign="bottom" style='width:11.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>139,154</font></p> </td> <td width="11%" valign="bottom" style='width:11.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(192,511)</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>393,202</font></p> </td> <td width="9%" valign="bottom" style='width:9.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>39,471</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(33,883)</font></p> </td> <td width="10%" valign="bottom" style='width:10.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>345,433</font></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Losses charged off</font></p> </td> <td width="11%" valign="bottom" style='width:11.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(14,452)</font></p> </td> <td width="11%" valign="bottom" style='width:11.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="9%" valign="bottom" style='width:9.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(31,161)</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(22,470)</font></p> </td> <td width="10%" valign="bottom" style='width:10.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(68,083)</font></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Recoveries</font></p> </td> <td width="11%" valign="bottom" style='width:11.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,946</font></p> </td> <td width="11%" valign="bottom" style='width:11.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>658</font></p> </td> <td width="9%" valign="bottom" style='width:9.42%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>5,551</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>9,024</font></p> </td> <td width="10%" valign="bottom" style='width:10.66%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.1%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>17,179</font></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Balance, end of period</font></p> </td> <td width="11%" valign="bottom" style='width:11.64%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,838,114</font></p> </td> <td width="11%" valign="bottom" style='width:11.26%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$183,020</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,650,831</font></p> </td> <td width="9%" valign="bottom" style='width:9.42%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$534,780</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,839,846</font></p> </td> <td width="10%" valign="bottom" style='width:10.66%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.1%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$7,046,590</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="73%" colspan="7" valign="bottom" style='width:73.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>June 30, 2012</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Residential </font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Construction </font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Commercial</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Consumer</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Commercial</font></u></p> </td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Unallocated</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Total</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Allowance for loan losses:</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> &#160;&#160;&#160;&#160;&#160;Balance, end of period</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,635,346</font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$243,169</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,985,838</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$483,597</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,144,104</font></p> </td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$7,492,054</font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Ending Balance: individually </font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$347,815</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$347,815</font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Ending Balance: collectively </font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,635,346</font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$243,169</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,632,679</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$483,597</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,767,967</font></p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$6,762,758</font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Ending Balance: loans acquired </font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;with deteriorated credit quality</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$5,344</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$376,137</font></p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$381,481</font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Loans:</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Ending Balance: individually </font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$976,881</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$976,881</font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Ending Balance: collectively </font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$199,514,689</font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$22,811,575</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$198,296,430</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$28,985,905</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$135,649,513</font></p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$585,258,112</font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Ending Balance: loans acquired </font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; with deteriorated credit quality</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,498,009</font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,684,118</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,354,709</font></p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$4,536,836</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E3GAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Deposits: Schedule of Deposits (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestBearingDepositLiabilities', window );">Noninterest-bearing Deposit Liabilities</a></td>
        <td class="nump">$ 61,454,305<span></span></td>
        <td class="nump">$ 54,812,645<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsNegotiableOrderOfWithdrawalNOW', window );">Deposits, Negotiable Order of Withdrawal (NOW)</a></td>
        <td class="nump">206,813,721<span></span></td>
        <td class="nump">193,870,344<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsMoneyMarketDeposits', window );">Deposits, Money Market Deposits</a></td>
        <td class="nump">17,730,783<span></span></td>
        <td class="nump">18,099,265<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsSavingsDeposits', window );">Deposits, Savings Deposits</a></td>
        <td class="nump">83,423,242<span></span></td>
        <td class="nump">86,717,214<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDeposits', window );">Time Deposits</a></td>
        <td class="nump">236,983,084<span></span></td>
        <td class="nump">231,314,155<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DepositLiabilities', window );">Deposit Liabilities</a></td>
        <td class="nump">$ 606,405,135<span></span></td>
        <td class="nump">$ 584,813,623<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                  <tr>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deposits in accounts that offer many of the same services as checking accounts although transactions may be somewhat more limited, share some of the characteristics of a money market fund and are insured by the Federal government, also known as money market accounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 14<br><br> -Subparagraph a(i)<br><br> -Chapter V<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DepositsMoneyMarketDeposits</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td>instant</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deposits in interest-bearing transaction accounts at banks or savings and loans, that are restricted in regard to ownership and can usually only be held by individuals, nonprofit entities and governments. Negotiable order of withdrawal accounts differ from money market demand accounts as they typically have higher reserve requirements and no limit on the number of checks that can be written.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 14<br><br> -Subparagraph a(i)<br><br> -Chapter V<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of interest bearing deposits with no stated maturity, which may include passbook and statement savings accounts and money-market deposit accounts (MMDAs).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 6<br><br> -IssueDate 2006-05-01<br><br> -Chapter 13<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
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                    <td><nobr>us-gaap_DepositsSavingsDeposits</nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of all domestic and foreign noninterest-bearing deposits liabilities held by the entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 12<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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                    <td>xbrli:monetaryItemType</td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deposits that cannot be withdrawn before a set date without penalty or for which notice of withdrawal is required. Time deposits include, but are not limited to, certificates of deposits, individual retirement accounts and open accounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 12<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><nobr>us-gaap_TimeDeposits</nobr></td>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
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          <div style="width: 200px;"><strong>Organization and Summary of Significant Accounting Policies: Earnings Per Share Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b>Earnings Per Share.</b><i> </i>Basic earnings per share available to common stockholders is computed using the weighted-average number of common shares outstanding. Diluted earnings per share available to common stockholders includes the effect of all weighted-average dilutive potential common shares (stock options and warrants) outstanding during each period.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for computing basic and diluted earnings or loss per share for each class of common stock and participating security. Addresses all significant policy factors, including any antidilutive items that have been excluded from the computation and takes into account stock dividends, splits and reverse splits that occur after the balance sheet date of the latest reporting period but before the issuance of the financial statements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 40<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3630-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 6, 8-16, 60<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2144384<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
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          <div style="width: 200px;"><strong>Loans and Allowance For Loan Losses: Schedule of Debtor Troubled Debt Restructuring, Current Period (Tables)<br></strong></div>
        </th>
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      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfDebtorTroubledDebtRestructuringCurrentPeriodTextBlock', window );">Schedule of Debtor Troubled Debt Restructuring, Current Period</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="624" style='width:6.5in;border-collapse:collapse'> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="50%" colspan="2" valign="bottom" style='width:50.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the three-month period ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="50%" colspan="2" valign="bottom" style='width:50.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31, 2012</font></b></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="27%" valign="bottom" style='width:27.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Number of</font></p> </td> <td width="23%" valign="bottom" style='width:23.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recorded</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="27%" valign="bottom" style='width:27.5%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>modifications</font></p> </td> <td width="23%" valign="bottom" style='width:23.2%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Investment</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; &#160;&#160;&#160;&#160;Residential real estate</font></p> </td> <td width="27%" valign="bottom" style='width:27.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="23%" valign="bottom" style='width:23.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction real estate</font></p> </td> <td width="27%" valign="bottom" style='width:27.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="23%" valign="bottom" style='width:23.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial real estate</font></p> </td> <td width="27%" valign="bottom" style='width:27.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>1</font></p> </td> <td width="23%" valign="bottom" style='width:23.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>330,748</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Consumer loans</font></p> </td> <td width="27%" valign="bottom" style='width:27.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="23%" valign="bottom" style='width:23.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial loans</font></p> </td> <td width="27%" valign="bottom" style='width:27.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>1</font></p> </td> <td width="23%" valign="bottom" style='width:23.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>73,369</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total</font></p> </td> <td width="27%" valign="bottom" style='width:27.5%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>2</font></p> </td> <td width="23%" valign="bottom" style='width:23.2%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$404,117</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="624" style='width:6.5in;border-collapse:collapse'> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="50%" colspan="2" valign="bottom" style='width:50.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the three-month period ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="50%" colspan="2" valign="bottom" style='width:50.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>December 31, 2011</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="27%" valign="bottom" style='width:27.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Number of</font></p> </td> <td width="23%" valign="bottom" style='width:23.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recorded</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="27%" valign="bottom" style='width:27.48%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>modifications</font></p> </td> <td width="23%" valign="bottom" style='width:23.22%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Investment</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Residential real estate</font></p> </td> <td width="27%" valign="bottom" style='width:27.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="23%" valign="bottom" style='width:23.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction real estate</font></p> </td> <td width="27%" valign="bottom" style='width:27.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="23%" valign="bottom" style='width:23.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial real estate</font></p> </td> <td width="27%" valign="bottom" style='width:27.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>1</font></p> </td> <td width="23%" valign="bottom" style='width:23.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>22,000</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Consumer loans</font></p> </td> <td width="27%" valign="bottom" style='width:27.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="23%" valign="bottom" style='width:23.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial loans</font></p> </td> <td width="27%" valign="bottom" style='width:27.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>3</font></p> </td> <td width="23%" valign="bottom" style='width:23.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>248,394</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;Total</font></p> </td> <td width="27%" valign="bottom" style='width:27.48%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>4</font></p> </td> <td width="23%" valign="bottom" style='width:23.22%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$270,394</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="624" style='width:6.5in;border-collapse:collapse'> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="50%" colspan="2" valign="bottom" style='width:50.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the six-month period ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="50%" colspan="2" valign="bottom" style='width:50.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31, 2012</font></b></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="27%" valign="bottom" style='width:27.38%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Number of</font></p> </td> <td width="23%" valign="bottom" style='width:23.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recorded</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="27%" valign="bottom" style='width:27.38%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>modifications</font></p> </td> <td width="23%" valign="bottom" style='width:23.42%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Investment</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Residential real estate</font></p> </td> <td width="27%" valign="bottom" style='width:27.38%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="23%" valign="bottom" style='width:23.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction real estate</font></p> </td> <td width="27%" valign="bottom" style='width:27.38%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>1</font></p> </td> <td width="23%" valign="bottom" style='width:23.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>100,351</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial real estate</font></p> </td> <td width="27%" valign="bottom" style='width:27.38%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>3</font></p> </td> <td width="23%" valign="bottom" style='width:23.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,134,756</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Consumer loans</font></p> </td> <td width="27%" valign="bottom" style='width:27.38%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="23%" valign="bottom" style='width:23.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial loans</font></p> </td> <td width="27%" valign="bottom" style='width:27.38%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>3</font></p> </td> <td width="23%" valign="bottom" style='width:23.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>239,288</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total</font></p> </td> <td width="27%" valign="bottom" style='width:27.38%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>7</font></p> </td> <td width="23%" valign="bottom" style='width:23.42%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,474,395</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="624" style='width:6.5in;border-collapse:collapse'> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="50%" colspan="2" valign="bottom" style='width:50.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the six-month period ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="50%" colspan="2" valign="bottom" style='width:50.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>December 31, 2011</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="27%" valign="bottom" style='width:27.38%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Number of</font></p> </td> <td width="23%" valign="bottom" style='width:23.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recorded</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="27%" valign="bottom" style='width:27.38%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>modifications</font></p> </td> <td width="23%" valign="bottom" style='width:23.42%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Investment</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Residential real estate</font></p> </td> <td width="27%" valign="bottom" style='width:27.38%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>1</font></p> </td> <td width="23%" valign="bottom" style='width:23.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$97,783</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction real estate</font></p> </td> <td width="27%" valign="bottom" style='width:27.38%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="23%" valign="bottom" style='width:23.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial real estate</font></p> </td> <td width="27%" valign="bottom" style='width:27.38%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>6</font></p> </td> <td width="23%" valign="bottom" style='width:23.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,027,830</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Consumer loans</font></p> </td> <td width="27%" valign="bottom" style='width:27.38%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="23%" valign="bottom" style='width:23.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial loans</font></p> </td> <td width="27%" valign="bottom" style='width:27.38%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>6</font></p> </td> <td width="23%" valign="bottom" style='width:23.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,268,106</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total</font></p> </td> <td width="27%" valign="bottom" style='width:27.38%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>13</font></p> </td> <td width="23%" valign="bottom" style='width:23.42%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,393,719</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p><span></span></td>
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                <p>Tabular disclosure of troubled debt restructurings in the current period: (1) for each restructuring, the principal changes in terms, the major features of settlement, or both; (2) the aggregate gain (loss) on restructuring of payables; (3) the income tax effect on the gain or loss recognized on the restructuring of payables; (4) the gain (loss) recognized on the restructuring of payables, after the impact of income tax expense or benefit; and (5) the aggregate gain (loss) on transfer of assets recognized during the period, after the impact of income tax expense or benefit.</p>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b>Principles of Consolidation.</b> The condensed consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, the Bank. All significant intercompany accounts and transactions have been eliminated.</p><span></span></td>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b>Comprehensive Income.</b> Comprehensive income consists of net income and other comprehensive income, net of applicable income taxes. Other comprehensive income includes unrealized appreciation (depreciation) on available-for-sale securities, unrealized appreciation (depreciation) on available-for-sale securities for which a portion of an other-than-temporary impairment has been recognized in income, and changes in the funded status of defined benefit pension plans.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for comprehensive income.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EKKAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Accounting For Certain Loans Acquired in A Transfer: Schedule of Loans Acquired in Transfer Credit Impaired Expected Accretable Yield or Income (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">6 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AccretableYieldOrIncomeExpectedBalanceBeginningOfPeriod', window );">Accretable yield or Income Expected Balance Beginning of Period</a></td>
        <td class="nump">$ 838,049<span></span></td>
        <td class="nump">$ 942,876<span></span></td>
        <td class="nump">$ 489,356<span></span></td>
        <td class="nump">$ 792,942<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AccretableYieldOrIncomeExpectedAccretion', window );">Accretable yield or Income Expected Accretion</a></td>
        <td class="num">(158,020)<span></span></td>
        <td class="num">(283,279)<span></span></td>
        <td class="num">(305,626)<span></span></td>
        <td class="num">(704,238)<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AccretableYieldOrIncomeExpectedReclassificationFromNonaccretableDifference', window );">Accretable yield or Income Expected Reclassification from Nonaccretable Difference</a></td>
        <td class="nump">7,215<span></span></td>
        <td class="nump">144,947<span></span></td>
        <td class="nump">503,514<span></span></td>
        <td class="nump">715,840<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AccretableYieldOrIncomeExpectedBalanceEndOfPeriod', window );">Accretable yield or Income Expected Balance End of Period</a></td>
        <td class="nump">$ 687,244<span></span></td>
        <td class="nump">$ 804,544<span></span></td>
        <td class="nump">$ 687,244<span></span></td>
        <td class="nump">$ 804,544<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                <p>No authoritative reference available.</p>
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                <p>No definition available.</p>
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                <p>No authoritative reference available.</p>
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                <p>No definition available.</p>
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                <p>No authoritative reference available.</p>
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                <p>No definition available.</p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Organization and Summary of Significant Accounting Policies: Cash and Cash Equivalents Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPolicyTextBlock', window );">Cash and Cash Equivalents Policy</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b>Cash and Cash Equivalents.</b><i> </i>For purposes of reporting cash flows, cash and cash equivalents includes cash, due from depository institutions and interest-bearing deposits in other depository institutions with original maturities of three months or less. Interest-bearing deposits in other depository institutions were $14,253,000 and $31,048,000 at December 31 and June 30, 2012, respectively. The deposits are held in various commercial banks in amounts not exceeding the FDIC&#146;s deposit insurance limits, as well as at the Federal Reserve, and the Federal Home Loan Bank of Des Moines.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for cash and cash equivalents, including the policy for determining which items are treated as cash equivalents. Other information that may be disclosed includes (1) the nature of any restrictions on the entity's use of its cash and cash equivalents, (2) whether the entity's cash and cash equivalents are insured or expose the entity to credit risk, (3) the classification of any negative balance accounts (overdrafts), and (4) the carrying basis of cash equivalents (for example, at cost) and whether the carrying amount of cash equivalents approximates fair value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Financial Reporting Release (FRR)<br><br> -Number 203<br><br> -Paragraph 02-03<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 7, 8, 9, 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Technical Practice Aid (TPA)<br><br> -Number 2110<br><br> -Paragraph 6<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 1<br><br> -Article 5<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4273-108586<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 305<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2122427<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Accounting For Certain Loans Acquired in A Transfer: Schedule of Loans Acquired in Transfer Credit Impaired Expected Accretable Yield or Income (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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      <tr>
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          <div>Dec. 31, 2012</div>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfLoansAcquiredInTransferCreditImpairedExpectedAccretableYieldOrIncome', window );">Schedule of Loans Acquired in Transfer Credit Impaired Expected Accretable Yield or Income</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="701" style='width:7.3in;border-collapse:collapse'> <tr style='height:.1in'> <td width="236" valign="bottom" style='width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="138" valign="bottom" style='width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Three-month period ended</font></p> </td> <td width="134" valign="bottom" style='width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Three-month period ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="236" valign="bottom" style='width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="138" valign="bottom" style='width:103.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31, 2012</font></b></p> </td> <td width="134" valign="bottom" style='width:100.75pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>December 31, 2011</font></p> </td> </tr> <tr style='height:.1in'> <td width="236" valign="bottom" style='width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Balance at beginning of period</font></p> </td> <td width="138" valign="bottom" style='width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$838,049</font></p> </td> <td width="134" valign="bottom" style='width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$942,876</font></p> </td> </tr> <tr style='height:.1in'> <td width="236" valign="bottom" style='width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Additions</font></p> </td> <td width="138" valign="bottom" style='width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="134" valign="bottom" style='width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="236" valign="bottom" style='width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Accretion</font></p> </td> <td width="138" valign="bottom" style='width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(158,020)</font></p> </td> <td width="134" valign="bottom" style='width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(283,279)</font></p> </td> </tr> <tr style='height:.1in'> <td width="236" valign="bottom" style='width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Reclassification from nonaccretable difference</font></p> </td> <td width="138" valign="bottom" style='width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>7,215</font></p> </td> <td width="134" valign="bottom" style='width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>144,947</font></p> </td> </tr> <tr style='height:.1in'> <td width="236" valign="bottom" style='width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Disposals</font></p> </td> <td width="138" valign="bottom" style='width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="134" valign="bottom" style='width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="236" valign="bottom" style='width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Balance at end of period</font></p> </td> <td width="138" valign="bottom" style='width:103.65pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$687,244</font></p> </td> <td width="134" valign="bottom" style='width:100.75pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$804,544</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="701" style='width:7.3in;border-collapse:collapse'> <tr style='height:.1in'> <td width="236" valign="bottom" style='width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="138" valign="bottom" style='width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Six-month period ended</font></p> </td> <td width="134" valign="bottom" style='width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Six-month period ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="236" valign="bottom" style='width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="138" valign="bottom" style='width:103.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31, 2012</font></b></p> </td> <td width="134" valign="bottom" style='width:100.75pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>December 2011</font></p> </td> </tr> <tr style='height:.1in'> <td width="236" valign="bottom" style='width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Balance at beginning of period</font></p> </td> <td width="138" valign="bottom" style='width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$489,356</font></p> </td> <td width="134" valign="bottom" style='width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$792,942</font></p> </td> </tr> <tr style='height:.1in'> <td width="236" valign="bottom" style='width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Additions</font></p> </td> <td width="138" valign="bottom" style='width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="134" valign="bottom" style='width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="236" valign="bottom" style='width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Accretion</font></p> </td> <td width="138" valign="bottom" style='width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(305,626)</font></p> </td> <td width="134" valign="bottom" style='width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(704,238)</font></p> </td> </tr> <tr style='height:.1in'> <td width="236" valign="bottom" style='width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Reclassification from nonaccretable difference</font></p> </td> <td width="138" valign="bottom" style='width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>503,514</font></p> </td> <td width="134" valign="bottom" style='width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>715,840</font></p> </td> </tr> <tr style='height:.1in'> <td width="236" valign="bottom" style='width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Disposals</font></p> </td> <td width="138" valign="bottom" style='width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="134" valign="bottom" style='width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="236" valign="bottom" style='width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Balance at end of period</font></p> </td> <td width="138" valign="bottom" style='width:103.65pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$687,244</font></p> </td> <td width="134" valign="bottom" style='width:100.75pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$804,544</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p><span></span></td>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EKSAG">
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          <div style="width: 200px;"><strong>Fair Value Measurements: Schedule of Quantitative Information About Unobservable Inputs Used in Level 3 Fair Value Measurements (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
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          <div>Dec. 31, 2012</div>
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          <div class="a">Foreclosed and repossessed assets</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">$ 3,576,000<span></span></td>
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        <td class="text">Third party appraisal<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueMeasurementsRecurringAndNonrecurringUnobservableInputs', window );">Fair Value Measurements Recurring and Nonrecurring Unobservable Inputs</a></td>
        <td class="text">Marketability discount<span></span></td>
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        <td class="text">0.0% - 40.9%<span></span></td>
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        <td class="text">15.3%<span></span></td>
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      <tr class="rh">
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          <div class="a">Impaired loans (collateral dependent)</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueMeasurementsLevel3RecurringAndNonrecurring', window );">Fair Value Measurements Level 3 Recurring and Nonrecurring</a></td>
        <td class="nump">452,000<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FairValueMeasurementsRecurringAndNonrecurringValuationTechnique', window );">Fair Value Measurements Recurring and Nonrecurring Valuation Technique</a></td>
        <td class="text">Internal or third-party appraisal<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="ro">
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        <td class="text">Discount to reflect realizable value<span></span></td>
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        <td class="text">1.1% - 32.8%<span></span></td>
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        <td class="text">5.7%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="rh">
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        <td class="fn" style="border-bottom: 0px;"></td>
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        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Available for sale Securities (pooled trust preferred security) | Discount rate</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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        <td class="text">Discount rate<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
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        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
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        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="rh">
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              <td style="vertical-align: top;" valign="top">The Level 3 fair value measurement also assumes that issuers of asset size of $15 billion and above will generally prepay during 2013, unless issued at a variable rate with a spread of less than 150 basis points over LIBOR; other issuers are expected to prepay at a rate of 1% annually, unless issued at a fixed rate of 8% or more by a bank reasonably expected to be able to prepay.</td>
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/**
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Basis of Presentation<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_BasisOfPresentationDisclosure', window );">Basis of Presentation</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify'>Note 1:&#160; <u>Basis of Presentation</u></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p align="left" style='margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left'>The accompanying unaudited interim condensed consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Securities and Exchange Commission (SEC) Regulation S-X.&#160; Accordingly, they do not include all of the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements.&#160; In the opinion of management, all material adjustments (consisting only of normal recurring accruals) considered necessary for a fair presentation have been included.&#160; The consolidated balance sheet of the Company as of June 30, 2012, has been derived from the audited consolidated balance sheet of the Company as of that date.&#160; Operating results for the three- and six-month periods ended December 31, 2012, are not necessarily indicative of the results that may be expected for the entire fiscal year.&#160; For additional information, refer to the audited consolidated financial statements included in the Company&#146;s June 30, 2012, Form 10-K, which was filed with the SEC.</p> <p align="left" style='margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left'>&nbsp;</p> <p align="left" style='margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The accompanying condensed consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, Southern Bank (Bank).&#160; All significant intercompany accounts and transactions have been eliminated in consolidation.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify'>&nbsp;</p><span></span></td>
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                <p>No authoritative reference available.</p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EPAAE">
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          <div style="width: 200px;"><strong>SOUTHERN MISSOURI BANCORP, INC. -- CONDENSED CONSOLIDATED BALANCE SHEETS (Parentheticals) (December 31, 2012 figures unaudited) (USD $)<br></strong></div>
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          <div>Dec. 31, 2012</div>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Face amount or stated value of common stock per share; generally not indicative of the fair market value per share.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 129<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
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                <p>The maximum number of common shares permitted to be issued by an entity's charter and bylaws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
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                <p>Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury.</p>
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                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 5<br><br> -Paragraph 8, 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (b)(1)(ii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 8<br><br> -Subparagraph a(ii)<br><br> -Chapter V<br><br> -Subsection I<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph d<br><br> -Article 9<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 114<br><br> -Paragraph 20<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 6<br><br> -Section L<br><br> -Subsection 1<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableAllowance</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockLiquidationPreference">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The per share liquidation preference (or restrictions) of nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) that has a preference in involuntary liquidation considerably in excess of the par or stated value of the shares. The liquidation preference is the difference between the preference in liquidation and the par or stated values of the share.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph d<br><br> -Article 4<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(d)(1))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 129<br><br> -Paragraph 4, 6<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21475-112644<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21484-112644<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockLiquidationPreference</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Face amount or stated value per share of nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer); generally not indicative of the fair market value per share.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 129<br><br> -Paragraph 2, 3, 4, 5, 6, 7, 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockParOrStatedValuePerShare</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesAuthorized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The maximum number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) permitted to be issued by an entity's charter and bylaws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 129<br><br> -Paragraph 2, 3, 4, 5, 6, 7, 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockSharesAuthorized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesIssued">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) issued to shareholders (includes related preferred shares that were issued, repurchased, and remain in the treasury). May be all or portion of the number of preferred shares authorized. Excludes preferred shares that are classified as debt.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockSharesIssued</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockValueOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value of all nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) held by shareholders, which is net of related treasury stock. May be all or a portion of the number of preferred shares authorized. These shares represent the ownership interest of the preferred shareholders.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockValueOutstanding</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td>instant</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of common and preferred shares that were previously issued and that were repurchased by the issuing entity and held in treasury on the financial statement date. This stock has no voting rights and receives no dividends.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28,29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TreasuryStockShares</nobr></td>
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                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Small Business Lending Fund<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_SmallBusinessLendingFund', window );">Small Business Lending Fund</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.4pt'><font style='layout-grid-mode:both'>Note 11: <u>Small Business Lending Fund</u></font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>On July 21, 2011, as part of the Small Business Lending Fund (SBLF) of the United States Department of the Treasury (Treasury), the Company entered into a Small Business Lending Fund-Securities Purchase Agreement (Purchase Agreement) with the Secretary of the Treasury, pursuant to which the Company (i) sold 20,000 shares of the Company&#146;s Senior Non-Cumulative Perpetual Preferred Stock, Series A (SBLF Preferred Stock) to the Secretary of the Treasury for a purchase price of $20,000,000.&nbsp;&nbsp;The SBLF Preferred Stock was issued pursuant to the SBLF program, a $30 billion fund established under the Small Business Jobs Act of 2010 that was created to encourage lending to small business by providing capital to qualified community banks with assets of less than $10 billion.&nbsp;&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The SBLF Preferred Stock qualifies as Tier 1 capital.&nbsp;&nbsp;The SBLF Preferred Stock is entitled to receive non-cumulative dividends, payable quarterly, on each January&nbsp;1, April&nbsp;1, July&nbsp;1 and October&nbsp;1, beginning October&nbsp;1, 2011.&nbsp; The dividend rate, as a percentage of the liquidation amount, can fluctuate on a quarterly basis during the first 10 quarters during which the SBLF Preferred Stock is outstanding, based upon changes in the Bank&#146;s level of Qualified Small Business Lending (QBSL), as defined in the Purchase Agreement.&nbsp;&nbsp;Based upon the increase in the Bank&#146;s level of QBSL over the baseline level calculated under the terms of the Purchase Agreement, the dividend rate for the initial dividend period was set at 2.8155%.&nbsp; For the second through ninth calendar quarters, the dividend rate may be adjusted to between one percent (1%) and five percent (5%) per annum, to reflect the amount of change in the Bank&#146;s level of QBSL.&#160; The dividend payable for the quarter ended December 31, 2012, was based on a rate of 1%, calculated based on qualifying small business lending totals reported as of $225.3 million, as compared to an adjusted baseline total of $188.6 million.&#160; At December 31, 2012, qualifying small business lending totals were reported at $215.6 million.&#160; For the tenth calendar quarter through four and one half years after issuance, the dividend rate will be fixed at between one percent (1%) and seven percent (7%) based upon the increase in QBSL as compared to the baseline.&nbsp; After four and one half years from issuance, the dividend rate will increase to 9% (including a quarterly lending incentive fee of 0.5%).</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The SBLF Preferred Stock is non-voting, except in limited circumstances.&nbsp; In the event that the Company misses five dividend payments, the holder of the SBLF Preferred Stock will have the right to appoint a representative as an observer on the Company&#146;s Board of Directors.&nbsp; In the event that the Company misses six dividend payments, then the holder of the SBLF Preferred Stock will have the right to designate two directors to the Board of Directors of the Company.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The SBLF Preferred Stock may be redeemed at any time at the Company&#146;s option, at a redemption price of 100% of the liquidation amount plus accrued but unpaid dividends to the date of redemption for the current period, subject to the approval of its federal banking regulator.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify'>As required by the Purchase Agreement, $9,635,000 of the proceeds from the sale of the SBLF Preferred Stock was used to redeem the 9,550 shares of the Company&#146;s Fixed Rate Cumulative Perpetual Preferred Stock, Series A issued in 2008 to the Treasury in the Troubled Asset Relief Program (TARP), plus the accrued dividends owed on those preferred shares.&nbsp;&nbsp;As part of the 2008 TARP transaction, the Company issued a ten-year warrant to Treasury to purchase 114,326 shares of the Company&#146;s common stock at an exercise price of $12.53 per share.&nbsp;&nbsp;The Company has not repurchased the warrant, which is still held by Treasury. </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify'>&nbsp;</p><span></span></td>
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                <p>No authoritative reference available.</p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ENAAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Income Taxes: Schedule of Effective Income Tax Rate Reconciliation (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">6 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate', window );">Income Tax Reconciliation, Income Tax Expense (Benefit), at Federal Statutory Income Tax Rate</a></td>
        <td class="nump">$ 1,205,574<span></span></td>
        <td class="nump">$ 1,357,126<span></span></td>
        <td class="nump">$ 2,474,162<span></span></td>
        <td class="nump">$ 2,817,290<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_IncreaseDecreaseInTaxesResultingFromNontaxableMunicipalIncome', window );">Increase (decrease) in taxes resulting from nontaxable municipal income</a></td>
        <td class="num">(128,391)<span></span></td>
        <td class="num">(113,303)<span></span></td>
        <td class="num">(252,659)<span></span></td>
        <td class="num">(217,673)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_IncreaseDecreaseInTaxesResultingFromStateTaxNetOfFederalBenefit', window );">Increase (decrease) in taxes resulting from state tax, net of Federal benefit</a></td>
        <td class="nump">84,480<span></span></td>
        <td class="nump">103,620<span></span></td>
        <td class="nump">176,880<span></span></td>
        <td class="nump">220,275<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_IncreaseDecreaseInTaxesResultingFromCashSurrenderValueOfBankOwnedLifeInsurance', window );">Increase (decrease) in taxes resulting from cash surrender value of bank owned life insurance</a></td>
        <td class="num">(43,764)<span></span></td>
        <td class="num">(24,275)<span></span></td>
        <td class="num">(86,543)<span></span></td>
        <td class="num">(48,603)<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_IncreaseDecreaseInTaxesResultingFromOtherNet', window );">Increase (decrease) in taxes resulting from other, net</a></td>
        <td class="num">(53,013)<span></span></td>
        <td class="num">(6,060)<span></span></td>
        <td class="num">(106,068)<span></span></td>
        <td class="num">(9,974)<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ActualTaxProvision', window );">Actual tax provision</a></td>
        <td class="nump">$ 1,064,886<span></span></td>
        <td class="nump">$ 1,317,107<span></span></td>
        <td class="nump">$ 2,205,772<span></span></td>
        <td class="nump">$ 2,761,314<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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                <p>No authoritative reference available.</p>
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                <p>No definition available.</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
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                <p>No definition available.</p>
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                <p>No authoritative reference available.</p>
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                <p>No definition available.</p>
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                <p>No authoritative reference available.</p>
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                <p>No definition available.</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of income tax expense or benefit for the period computed by applying the domestic federal statutory tax rates to pretax income from continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 47<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Subparagraph 2<br><br> -Article 4<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EZIAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Loans and Allowance For Loan Losses: Schedule of Interest Income Recognized on Impaired Loans (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">6 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Real Estate Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableImpairedAverageInvestment', window );">Loans and Leases Receivable, Impaired, Average Investment</a></td>
        <td class="nump">$ 1,799<span></span></td>
        <td class="nump">$ 1,703<span></span></td>
        <td class="nump">$ 1,589<span></span></td>
        <td class="nump">$ 1,654<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableImpairedInterestIncomeRecognized', window );">Loans and Leases Receivable, Impaired, Interest Income Recognized</a></td>
        <td class="nump">141<span></span></td>
        <td class="nump">79<span></span></td>
        <td class="nump">269<span></span></td>
        <td class="nump">158<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableImpairedAverageInvestment', window );">Loans and Leases Receivable, Impaired, Average Investment</a></td>
        <td class="nump">1,668<span></span></td>
        <td class="nump">2,445<span></span></td>
        <td class="nump">2,375<span></span></td>
        <td class="nump">2,866<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableImpairedInterestIncomeRecognized', window );">Loans and Leases Receivable, Impaired, Interest Income Recognized</a></td>
        <td class="nump">48<span></span></td>
        <td class="nump">174<span></span></td>
        <td class="nump">98<span></span></td>
        <td class="nump">295<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableImpairedAverageInvestment', window );">Loans and Leases Receivable, Impaired, Average Investment</a></td>
        <td class="nump">165<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableImpairedAverageInvestment', window );">Loans and Leases Receivable, Impaired, Average Investment</a></td>
        <td class="nump">1,306<span></span></td>
        <td class="nump">2,008<span></span></td>
        <td class="nump">1,322<span></span></td>
        <td class="nump">2,514<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableImpairedInterestIncomeRecognized', window );">Loans and Leases Receivable, Impaired, Interest Income Recognized</a></td>
        <td class="nump">24<span></span></td>
        <td class="nump">121<span></span></td>
        <td class="nump">49<span></span></td>
        <td class="nump">450<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableImpairedAverageInvestment', window );">Loans and Leases Receivable, Impaired, Average Investment</a></td>
        <td class="nump">4,938<span></span></td>
        <td class="nump">6,155<span></span></td>
        <td class="nump">5,286<span></span></td>
        <td class="nump">7,034<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableImpairedInterestIncomeRecognized', window );">Loans and Leases Receivable, Impaired, Interest Income Recognized</a></td>
        <td class="nump">$ 213<span></span></td>
        <td class="nump">$ 374<span></span></td>
        <td class="nump">$ 416<span></span></td>
        <td class="nump">$ 903<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableImpairedAverageInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the average recorded investment in impaired loans during each period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableImpairedAverageInvestment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableImpairedInterestIncomeRecognized">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the amount of interest income on impaired and nonperforming loans that was recognized as income during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableImpairedInterestIncomeRecognized</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>81
<FILENAME>R91.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E3OBG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Loans and Allowance For Loan Losses: Schedule of Impaired Loans (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2012</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Loans without a specific valuation allowance | Residential Real Estate Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Impaired Financing Receivable, Recorded Investment</a></td>
        <td class="nump">$ 1,680,910<span></span></td>
        <td class="nump">$ 1,531,881<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Impaired Financing Receivable, Unpaid Principal Balance</a></td>
        <td class="nump">2,111,128<span></span></td>
        <td class="nump">2,160,350<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Loans without a specific valuation allowance | Construction Real Estate Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Impaired Financing Receivable, Recorded Investment</a></td>
        <td class="nump">100,351<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Impaired Financing Receivable, Unpaid Principal Balance</a></td>
        <td class="nump">100,351<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Loans without a specific valuation allowance | Commercial Real Estate Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Impaired Financing Receivable, Recorded Investment</a></td>
        <td class="nump">3,285,260<span></span></td>
        <td class="nump">2,563,744<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Impaired Financing Receivable, Unpaid Principal Balance</a></td>
        <td class="nump">3,654,711<span></span></td>
        <td class="nump">2,935,620<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Loans without a specific valuation allowance | Commercial Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Impaired Financing Receivable, Recorded Investment</a></td>
        <td class="nump">677,060<span></span></td>
        <td class="nump">845,692<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Impaired Financing Receivable, Unpaid Principal Balance</a></td>
        <td class="nump">686,828<span></span></td>
        <td class="nump">868,844<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Loans with a specific valuation allowance | Commercial Real Estate Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Impaired Financing Receivable, Recorded Investment</a></td>
        <td class="nump">165,144<span></span></td>
        <td class="nump">982,884<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Impaired Financing Receivable, Unpaid Principal Balance</a></td>
        <td class="nump">165,144<span></span></td>
        <td class="nump">1,014,082<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Impaired Financing Receivable, Related Allowance</a></td>
        <td class="nump">100,000<span></span></td>
        <td class="nump">353,159<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Loans with a specific valuation allowance | Commercial Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Impaired Financing Receivable, Recorded Investment</a></td>
        <td class="nump">896,773<span></span></td>
        <td class="nump">930,123<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Impaired Financing Receivable, Unpaid Principal Balance</a></td>
        <td class="nump">1,466,650<span></span></td>
        <td class="nump">1,500,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Impaired Financing Receivable, Related Allowance</a></td>
        <td class="nump">509,987<span></span></td>
        <td class="nump">376,137<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total loans with and without a specific valuation allowance | Residential Real Estate Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Impaired Financing Receivable, Recorded Investment</a></td>
        <td class="nump">1,680,910<span></span></td>
        <td class="nump">1,531,881<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Impaired Financing Receivable, Unpaid Principal Balance</a></td>
        <td class="nump">2,111,128<span></span></td>
        <td class="nump">2,160,350<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total loans with and without a specific valuation allowance | Construction Real Estate Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Impaired Financing Receivable, Recorded Investment</a></td>
        <td class="nump">100,351<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Impaired Financing Receivable, Unpaid Principal Balance</a></td>
        <td class="nump">100,351<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total loans with and without a specific valuation allowance | Commercial Real Estate Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Impaired Financing Receivable, Recorded Investment</a></td>
        <td class="nump">3,450,404<span></span></td>
        <td class="nump">3,546,628<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Impaired Financing Receivable, Unpaid Principal Balance</a></td>
        <td class="nump">3,819,855<span></span></td>
        <td class="nump">3,949,702<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Impaired Financing Receivable, Related Allowance</a></td>
        <td class="nump">100,000<span></span></td>
        <td class="nump">353,159<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total loans with and without a specific valuation allowance | Commercial Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Impaired Financing Receivable, Recorded Investment</a></td>
        <td class="nump">1,573,833<span></span></td>
        <td class="nump">1,775,815<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Impaired Financing Receivable, Unpaid Principal Balance</a></td>
        <td class="nump">2,153,478<span></span></td>
        <td class="nump">2,368,844<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Impaired Financing Receivable, Related Allowance</a></td>
        <td class="nump">$ 509,987<span></span></td>
        <td class="nump">$ 376,137<span></span></td>
      </tr>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 14A<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953550-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
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                    <td><nobr>us-gaap_ImpairedFinancingReceivableRecordedInvestment</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of allowance for credit losses related to recorded investment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (a)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5212-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of unpaid principal balance of impaired financing receivables with related allowance for credit losses and without related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (a)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5212-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ENGAE">
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          <div style="width: 200px;"><strong>Document and Entity Information<br></strong></div>
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      <tr>
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        <th class="th">
          <div>Feb. 14, 2013</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="text">10-Q<span></span></td>
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        <td class="text">Dec. 31,
         2012<span></span></td>
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        <td class="text">0000916907<span></span></td>
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                <p>If the value is true, then the document is an amendment to previously-filed/accepted document.</p>
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                <p>End date of current fiscal year in the format --MM-DD.</p>
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                <p>No definition available.</p>
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                <p>This is focus fiscal period of the document report. For a first quarter 2006 quarterly report, which may also provide financial information from prior periods, the first fiscal quarter should be given as the fiscal period focus. Values: FY, Q1, Q2, Q3, Q4, H1, H2, M9, T1, T2, T3, M8, CY.</p>
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                <p>No definition available.</p>
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                <p>This is focus fiscal year of the document report in CCYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                <p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation 12B<br><br> -Number 240<br><br> -Section 12b<br><br> -Subsection 1<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityCentralIndexKey</nobr></td>
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                  <tr>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityCommonStockSharesOutstanding</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td>instant</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate "Yes" or "No" whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityCurrentReportingStatus</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td>dei:yesNoItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFilerCategory">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate whether the registrant is one of the following: (1) Large Accelerated Filer, (2) Accelerated Filer, (3) Non-accelerated Filer, (4) Smaller Reporting Company (Non-accelerated) or (5) Smaller Reporting Accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityFilerCategory</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>dei:filerCategoryItemType</td>
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                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation 12B<br><br> -Number 240<br><br> -Section 12b<br><br> -Subsection 1<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityRegistrantName</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:normalizedStringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityVoluntaryFilers">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate "Yes" or "No" if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityVoluntaryFilers</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate "Yes" or "No" if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_DocumentAndEntityInformationAbstract</nobr></td>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Fair Value Measurements<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementInputsDisclosureTextBlock', window );">Fair Value Measurements</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.4pt'>Note 12:&#160; <u>Fair </u><font style='layout-grid-mode:both'>Value</font><u> Measurements</u></p> <p align="left" style='margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>ASC Topic 820, <i>Fair Value Measurements</i>, defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date.&#160; Topic 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value.&#160; The standard describes three levels of inputs that may be used to measure fair value:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in'><b>Level 1</b>&#160; Quoted prices in active markets for identical assets or liabilities</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in'><b>Level 2</b>&#160; Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in active markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in'><b>Level 3</b>&#160; Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b>Recurring Measurements.&#160; </b>The following table presents the fair value measurements of assets&#160; recognized in the accompanying balance sheets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at December 31 and June 30, 2012:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="59%" colspan="4" valign="bottom" style='width:59.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>Fair Value Measurements at December 31, 2012, Using:</font></u></b></p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Quoted Prices in</font></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Active Markets</font></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant </font></p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>for Identical</font></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant Other</font></p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unobservable</font></p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Assets</font></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Observable Inputs</font></p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Inputs</font></p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Fair Value</font></u></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>(Level 1)</font></u></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>(Level 2)</font></u></p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>(Level 3)</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>U.S. government sponsored enterprises (GSEs)</font></p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$19,029,555</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$19,029,555</font></p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>State and political subdivisions</font></p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>40,004,851</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>40,004,851</font></p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Other securities</font></p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,522,712</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,464,712</font></p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>58,000</font></p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>FHLMC preferred stock</font></p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Mortgage-backed GSE residential</font></p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>17,092,919</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>17,092,919</font></p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="59%" colspan="4" valign="bottom" style='width:59.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Fair Value Measurements at June 30, 2012, Using</font></u><font style='layout-grid-mode:both'>:</font></p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Quoted Prices in</font></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Active Markets</font></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant </font></p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>for Identical</font></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant Other</font></p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unobservable</font></p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Assets</font></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Observable Inputs</font></p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Inputs</font></p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Fair Value</font></u></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>(Level 1)</font></u></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>(Level 2)</font></u></p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>(Level 3)</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>U.S. government sponsored enterprises (GSEs)</font></p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$18,099,618</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$18,099,618</font></p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>State and political subdivisions</font></p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>36,381,253</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>36,381,253</font></p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Other securities</font></p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,393,257</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,360,657</font></p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>32,600</font></p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>FHLMC preferred stock</font></p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Mortgage-backed GSE residential</font></p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>19,252,717</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>19,252,717</font></p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Following is a description of the valuation methodologies and inputs used for assets measured at fair value on a recurring basis and recognized in the accompanying consolidated balance sheets, as well as the general classification of such assets pursuant to the valuation hierarch.&#160; There have been no significant changes in the valuation techniques during the period ended December 31, 2012.&#160; </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><i>Available-for-sale Securities.</i>&#160; When quoted market prices are available in an active market, securities are classified within Level 1.&#160; The Company does not have Level 1 securities.&#160; If quoted market prices are not available, then fair values are estimated using pricing models, or quoted prices of securities with similar characteristics.&#160; For these securities, our Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond&#146;s terms and conditions, among other things.&#160; Level 2 securities include U.S. Government-sponsored enterprises, state and political subdivisions, other securities and mortgage-backed GSE residential securities.&#160; In certain cases where Level 1 or Level 2 inputs are not available, securities are classified within Level 3 of the hierarchy.&#160; </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>The following table presents a reconciliation of activity for available for sale securities measured at fair value based on significant unobservable (Level 3) information for the six-month periods ended December 31, 2012 and 2011:</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="57%" valign="bottom" style='width:57.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="42%" colspan="2" valign="bottom" style='width:42.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Three months ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="57%" valign="bottom" style='width:57.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="20%" valign="bottom" style='width:20.66%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31, 2012</font></b></p> </td> <td width="21%" valign="bottom" style='width:21.9%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>December 31, 2011</font></p> </td> </tr> <tr style='height:.1in'> <td width="57%" valign="bottom" style='width:57.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Available-for-sale securities, beginning of year</font></p> </td> <td width="20%" valign="bottom" style='width:20.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$43,000</font></p> </td> <td width="21%" valign="bottom" style='width:21.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$29,000</font></p> </td> </tr> <tr style='height:.1in'> <td width="57%" valign="bottom" style='width:57.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Total unrealized gain (loss) included in comprehensive income</font></p> </td> <td width="20%" valign="bottom" style='width:20.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>15,000</font></p> </td> <td width="21%" valign="bottom" style='width:21.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="57%" valign="bottom" style='width:57.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Transfer from Level 2 to Level 3</font></p> </td> <td width="20%" valign="bottom" style='width:20.66%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="21%" valign="bottom" style='width:21.9%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="57%" valign="bottom" style='width:57.44%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Available-for-sale securities, end of period</font></p> </td> <td width="20%" valign="bottom" style='width:20.66%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$58,000</font></p> </td> <td width="21%" valign="bottom" style='width:21.9%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$29,000</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="58%" valign="bottom" style='width:58.04%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="41%" colspan="2" valign="bottom" style='width:41.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Six months ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="58%" valign="bottom" style='width:58.04%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="18%" valign="bottom" style='width:18.86%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31, 2012</font></b></p> </td> <td width="23%" valign="bottom" style='width:23.1%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>December 31, 2011</font></p> </td> </tr> <tr style='height:.1in'> <td width="58%" valign="bottom" style='width:58.04%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Available-for-sale securities, beginning of year</font></p> </td> <td width="18%" valign="bottom" style='width:18.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$32,600</font></p> </td> <td width="23%" valign="bottom" style='width:23.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$71,004</font></p> </td> </tr> <tr style='height:.1in'> <td width="58%" valign="bottom" style='width:58.04%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160; &#160;&#160;Total unrealized gain (loss) included in comprehensive income</font></p> </td> <td width="18%" valign="bottom" style='width:18.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>25,400</font></p> </td> <td width="23%" valign="bottom" style='width:23.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(42,004)</font></p> </td> </tr> <tr style='height:.1in'> <td width="58%" valign="bottom" style='width:58.04%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Transfer from Level 2 to Level 3</font></p> </td> <td width="18%" valign="bottom" style='width:18.86%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="23%" valign="bottom" style='width:23.1%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="58%" valign="bottom" style='width:58.04%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Available-for-sale securities, end of period</font></p> </td> <td width="18%" valign="bottom" style='width:18.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$58,000</font></p> </td> <td width="23%" valign="bottom" style='width:23.1%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$29,000</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b><font style='layout-grid-mode:both'>Nonrecurring Measurements.</font></b><font style='layout-grid-mode:both'>&#160; The following tables present the fair value measurement of assets measured at fair value on a nonrecurring basis and the level within the ASC 820 fair value hierarchy in which the fair value measurements fell at December 31 and June 30, 2012:</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="31%" valign="bottom" style='width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="65%" colspan="4" valign="bottom" style='width:65.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value Measurements at <b>December 31, 2012</b>, Using:</font></p> </td> </tr> <tr style='height:.1in'> <td width="31%" valign="bottom" style='width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&nbsp; </font></p> </td> <td width="2%" valign="bottom" style='width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Quoted Prices in</font></p> </td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="31%" valign="bottom" style='width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&nbsp; </font></p> </td> <td width="2%" valign="bottom" style='width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Active Markets for</font></p> </td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant Other</font></p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant</font></p> </td> </tr> <tr style='height:.1in'> <td width="31%" valign="bottom" style='width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&nbsp; </font></p> </td> <td width="2%" valign="bottom" style='width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Identical Assets</font></p> </td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Observable Inputs</font></p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unobservable Inputs</font></p> </td> </tr> <tr style='height:.1in'> <td width="31%" valign="bottom" style='width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&nbsp; </font></p> </td> <td width="2%" valign="bottom" style='width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value</font></p> </td> <td width="15%" valign="bottom" style='width:15.9%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 1)</font></p> </td> <td width="15%" valign="bottom" style='width:15.9%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 2)</font></p> </td> <td width="16%" valign="bottom" style='width:16.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 3)</font></p> </td> </tr> <tr style='height:.1in'> <td width="31%" valign="bottom" style='width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&nbsp; </font></p> </td> <td width="2%" valign="bottom" style='width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="31%" valign="bottom" style='width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Impaired loans (collateral dependent)</font></p> </td> <td width="2%" valign="bottom" style='width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$452,000</font></p> </td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$452,000</font></p> </td> </tr> <tr style='height:.1in'> <td width="31%" valign="bottom" style='width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Foreclosed and repossessed assets held for sale</font></p> </td> <td width="2%" valign="bottom" style='width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,576,000</font></p> </td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,576,000</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="31%" valign="bottom" style='width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="65%" colspan="4" valign="bottom" style='width:65.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value Measurements at June 30, 2012, Using:</font></p> </td> </tr> <tr style='height:.1in'> <td width="31%" valign="bottom" style='width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&nbsp; </font></p> </td> <td width="2%" valign="bottom" style='width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Quoted Prices in</font></p> </td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="31%" valign="bottom" style='width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&nbsp; </font></p> </td> <td width="2%" valign="bottom" style='width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Active Markets for</font></p> </td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant Other</font></p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant</font></p> </td> </tr> <tr style='height:.1in'> <td width="31%" valign="bottom" style='width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&nbsp; </font></p> </td> <td width="2%" valign="bottom" style='width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Identical Assets</font></p> </td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Observable Inputs</font></p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unobservable Inputs</font></p> </td> </tr> <tr style='height:.1in'> <td width="31%" valign="bottom" style='width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&nbsp; </font></p> </td> <td width="2%" valign="bottom" style='width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair Value</font></p> </td> <td width="15%" valign="bottom" style='width:15.9%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 1)</font></p> </td> <td width="15%" valign="bottom" style='width:15.9%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 2)</font></p> </td> <td width="16%" valign="bottom" style='width:16.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 3)</font></p> </td> </tr> <tr style='height:.1in'> <td width="31%" valign="bottom" style='width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&nbsp; </font></p> </td> <td width="2%" valign="bottom" style='width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="31%" valign="bottom" style='width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Impaired loans (collateral dependent)</font></p> </td> <td width="2%" valign="bottom" style='width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,214,000</font></p> </td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,214,000</font></p> </td> </tr> <tr style='height:.1in'> <td width="31%" valign="bottom" style='width:31.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Foreclosed and repossessed assets held for sale</font></p> </td> <td width="2%" valign="bottom" style='width:2.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.7%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,435,000</font></p> </td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="15%" valign="bottom" style='width:15.9%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="16%" valign="bottom" style='width:16.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,435,000</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The following table presents gains and (losses) recognized on assets measured on a non-recurring basis for the six-month periods ended December 31, 2012 and 2011:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="61%" valign="bottom" style='width:61.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="38%" colspan="2" valign="bottom" style='width:38.52%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the six months ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="61%" valign="bottom" style='width:61.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&nbsp; </font></p> </td> <td width="19%" valign="bottom" style='width:19.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31, 2012</font></b></p> </td> <td width="19%" valign="bottom" style='width:19.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>December 31, 2011</font></p> </td> </tr> <tr style='height:.1in'> <td width="61%" valign="bottom" style='width:61.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&nbsp; </font></p> </td> <td width="19%" valign="bottom" style='width:19.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="19%" valign="bottom" style='width:19.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="61%" valign="bottom" style='width:61.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Impaired loans (collateral dependent)</font></p> </td> <td width="19%" valign="bottom" style='width:19.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$(134,000)</font></p> </td> <td width="19%" valign="bottom" style='width:19.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$(142,000)</font></p> </td> </tr> <tr style='height:.1in'> <td width="61%" valign="bottom" style='width:61.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Foreclosed and repossessed assets held for sale</font></p> </td> <td width="19%" valign="bottom" style='width:19.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(552,000)</font></p> </td> <td width="19%" valign="bottom" style='width:19.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(121,000)</font></p> </td> </tr> <tr style='height:.1in'> <td width="61%" valign="bottom" style='width:61.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Total gains (losses) on assets measured on a non-recurring basis</font></p> </td> <td width="19%" valign="bottom" style='width:19.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$(686,000)</font></p> </td> <td width="19%" valign="bottom" style='width:19.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$(263,000)</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>The following is a description of valuation methodologies and inputs used for assets measured at fair value on a nonrecurring basis and recognized in the accompanying consolidated balance sheets, as well as the general classification of such assets and liabilities pursuant to the valuation hierarch.&#160; For assets classified within Level 3 of fair value hierarchy, the process used to develop the reported fair value process is described below.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><i><font style='layout-grid-mode:both'>Impaired Loans (Collateral Dependent).</font></i><font style='layout-grid-mode:both'>&nbsp;</font> <font style='layout-grid-mode:both'>A collateral dependent loan is considered to be impaired when it is probable that all of the principal and interest due may not be collected according to its contractual terms.&nbsp;&nbsp;Generally, when a collateral dependent loan is considered impaired, the amount of reserve required is measured based on the fair value of the underlying collateral. The Company makes such&nbsp;measurements on all material collateral dependent loans deemed impaired using the fair value of the collateral for collateral dependent loans. The fair value of collateral used by the Company is determined by obtaining an observable market price or by obtaining an appraised value from an independent, licensed or certified appraiser, using observable market data.&nbsp;This data includes information such as selling price of similar properties and capitalization rates of similar properties sold within the market, expected future cash flows or earnings of the subject property based on current market expectations, and other relevant factors. In addition, management applies selling and other discounts to the underlying collateral value to determine the fair value. If an appraised value is not available, the fair value of the collateral dependent impaired loan is determined by an adjusted appraised value including unobservable cash flows.&#160; </font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none'><font style='layout-grid-mode:both'>On a quarterly basis, loans classified as special mention, substandard, doubtful, or loss are evaluated including the loan officer&#146;s review of the collateral and its current condition, the Company&#146;s knowledge of the current economic environment in the&nbsp;&nbsp;market where the collateral is located, and the Company&#146;s recent experience with real estate in the area. The date of the appraisal is also considered in conjunction with the economic environment and any decline in the real estate market since the appraisal was obtained.&nbsp;&nbsp;For all loan types, updated appraisals are obtained if considered necessary.&nbsp;&nbsp;Of the Company&#146;s $4.8 million (carrying value) in impaired loans (collateral-dependent and purchased credit-impaired) at December 31, 2012, the Company utilized a real estate appraisal performed in the past 12 months to serve as the primary basis of our valuation for approximately $1.6 million .&nbsp; Older real estate appraisals were available for impaired loans with an carrying value of approximately $2.3 million.&nbsp; The remaining $0.9 million was secured by collateral such as closely-held stock, an assignment of notes receivable, accounts receivable, or inventory.&#160; In instances where the economic environment has worsened and/or the real estate market declined since the last appraisal, a higher distressed sale discount would be applied to the appraised value.&#160; </font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none'><font style='layout-grid-mode:both'>The Company records collateral dependent impaired loans based on nonrecurring Level 3 inputs.&#160; If a collateral dependent loan&#146;s fair value, as estimated by the Company, is less than its carrying value, the Company either records a charge-off of the portion of the loan that exceeds the fair value or establishes a specific reserve as part of the allowance for loan losses.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><i><font style='layout-grid-mode:both'>Foreclosed </font></i><i>and Repossessed A</i><i><font style='layout-grid-mode:both'>ssets </font></i><i>H</i><i><font style='layout-grid-mode:both'>eld for Sal</font></i><i>e.</i>&#160; Foreclosed and repossessed assets held for sale <font style='layout-grid-mode:both'>are valued at the time the loan is foreclosed upon </font>or collateral is repossessed <font style='layout-grid-mode:both'>and the asset is transferred to foreclosed </font>or repossessed <font style='layout-grid-mode:both'>assets held for sale. The value of the asset is based on third party </font>or internal <font style='layout-grid-mode:both'>appraisals, less estimated costs to sell and appropriate discounts, if any. The appraisals are generally discounted based on current and expected market conditions that may impact the sale or value of the asset and management&#146;s knowledge and experience with similar assets. Such discounts typically may be significant and result in a Level 3 classification of the inputs for determining fair value of these assets. Foreclosed </font>and repossessed <font style='layout-grid-mode:both'>assets held for sale are </font>continually <font style='layout-grid-mode:both'>evaluated for additional impairment and are adjusted accordingly if </font>impairment<font style='layout-grid-mode:both'> is identified.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b><font style='layout-grid-mode:both'>Unobservable (Level 3) Inputs.</font></b><font style='layout-grid-mode:both'>&#160; The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr align="left"> <td width="20%" valign="bottom" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="16%" valign="bottom" style='width:16.38%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.58%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="16%" valign="bottom" style='width:16.48%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Range of</font></p> </td> <td width="14%" valign="bottom" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Weighted</font></p> </td> </tr> <tr align="left"> <td width="20%" valign="bottom" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="16%" valign="bottom" style='width:16.38%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Fair value at</font></p> </td> <td width="15%" valign="bottom" style='width:15.58%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Valuation</font></p> </td> <td width="16%" valign="bottom" style='width:16.48%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unobservable</font></p> </td> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Discounts </font></p> </td> <td width="14%" valign="bottom" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>average</font></p> </td> </tr> <tr align="left"> <td width="20%" valign="bottom" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="2%" valign="bottom" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="16%" valign="bottom" style='width:16.38%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31, 2012</font></b></p> </td> <td width="15%" valign="bottom" style='width:15.58%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>technique</font></p> </td> <td width="16%" valign="bottom" style='width:16.48%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>inputs</font></p> </td> <td width="13%" valign="bottom" style='width:13.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>applied</font></p> </td> <td width="14%" valign="bottom" style='width:14.66%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>discount applied</font></p> </td> </tr> <tr align="left"> <td width="20%" valign="bottom" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="2%" valign="bottom" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="16%" valign="bottom" style='width:16.38%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="15%" valign="bottom" style='width:15.58%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="16%" valign="bottom" style='width:16.48%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="13%" valign="bottom" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="14%" valign="bottom" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt'></td> </tr> <tr align="left"> <td width="20%" valign="top" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Available-for-sale securities (pooled trust preferred security)</font></p> </td> <td width="2%" valign="top" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="16%" valign="top" style='width:16.38%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>$58,000</font></p> </td> <td width="15%" valign="top" style='width:15.58%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Discounted cash flow</font></p> </td> <td width="16%" valign="top" style='width:16.48%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Discount rate</font></p> </td> <td width="13%" valign="top" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>n/a</font></p> </td> <td width="14%" valign="top" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>7.6%</font></p> </td> </tr> <tr align="left"> <td width="20%" valign="top" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="2%" valign="top" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="16%" valign="top" style='width:16.38%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="15%" valign="top" style='width:15.58%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="16%" valign="top" style='width:16.48%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Prepayment rate</font></p> </td> <td width="13%" valign="top" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>n/a</font></p> </td> <td width="14%" valign="top" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1% annually <sup>(1)</sup></font></p> </td> </tr> <tr align="left"> <td width="20%" valign="top" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="2%" valign="top" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="16%" valign="top" style='width:16.38%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="15%" valign="top" style='width:15.58%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="16%" valign="top" style='width:16.48%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Projected defaults and deferrals (% of pool balance)</font></p> </td> <td width="13%" valign="top" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>n/a</font></p> </td> <td width="14%" valign="top" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>41.3%</font></p> </td> </tr> <tr align="left"> <td width="20%" valign="top" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="2%" valign="top" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="16%" valign="top" style='width:16.38%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="15%" valign="top" style='width:15.58%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="16%" valign="top" style='width:16.48%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Anticipated recoveries (% of pool balance)</font></p> </td> <td width="13%" valign="top" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>n/a</font></p> </td> <td width="14%" valign="top" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>6.4%</font></p> </td> </tr> <tr align="left"> <td width="20%" valign="top" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Impaired loans (collateral dependent)</font></p> </td> <td width="2%" valign="top" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="16%" valign="top" style='width:16.38%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>452,000</font></p> </td> <td width="15%" valign="top" style='width:15.58%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Internal or third-party appraisal</font></p> </td> <td width="16%" valign="top" style='width:16.48%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Discount to reflect realizable value</font></p> </td> <td width="13%" valign="top" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1.1% - 32.8%</font></p> </td> <td width="14%" valign="top" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>5.7%</font></p> </td> </tr> <tr align="left"> <td width="20%" valign="top" style='width:20.3%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Foreclosed and repossessed assets</font></p> </td> <td width="2%" valign="top" style='width:2.84%;padding:0in 5.4pt 0in 5.4pt'></td> <td width="16%" valign="top" style='width:16.38%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>3,576,000</font></p> </td> <td width="15%" valign="top" style='width:15.58%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Third party appraisal</font></p> </td> <td width="16%" valign="top" style='width:16.48%;padding:0in 5.4pt 0in 5.4pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Marketability discount</font></p> </td> <td width="13%" valign="top" style='width:13.74%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>0.0% - 40.9%</font></p> </td> <td width="14%" valign="top" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>15.3%</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="703" style='width:527.25pt;margin-left:4.65pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="703" valign="bottom" style='width:527.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><sup><font style='layout-grid-mode:both'>(1) </font></sup><font style='layout-grid-mode:both'>The Level 3 fair value measurement also assumes that issuers of asset size $15 billion and above will generally prepay during 2013, unless issued at a variable rate with a spread of less than 150 bps over LIBOR; other issuers are expected to prepay at a rate of 1% annually, unless issued at a fixed rate of 8% or more by a bank reasonably expected to be able to prepay.</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b>Fair Value of Financial Instruments. </b>The following table presents estimated fair values of the Company&#146;s financial instruments and the level within the fair value hierarchy in which the fair value measurements fell at December 31 and June 30, 2012.&#160; </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="68%" colspan="4" valign="bottom" style='width:68.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31, 2012</font></b></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.26%;border:none;border-top:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Quoted Prices</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;border:none;border-top:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.66%;border:none;border-top:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>in Active</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Markets for</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant Other</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unobservable</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Carrying</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Identical Assets</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Observable Inputs</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Inputs</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Amount</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 1)</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 2)</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 3)</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Financial assets</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Cash and cash equivalents</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$16,298</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$16,298</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Interest-bearing time deposits</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,154</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,154</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Stock in FHLB</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,018</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,018</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Stock in Federal Reserve Bank of St. Louis</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,001</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,001</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Loans receivable, net</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>619,410</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>625,586</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Accrued interest receivable</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>4,343</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>4,343</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Financial liabilities</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Deposits</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>606,405</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>237,886</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>369,319</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Securities sold under agreements to repurchase</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>30,945</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>30,945</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Advances from FHLB</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>24,500</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>27,867</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Accrued interest payable</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>540</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>540</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Subordinated debt</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>7,217</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>5,623</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Unrecognized financial instruments (net of contract amount)</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commitments to originate loans</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Letters of credit</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Lines of credit</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="68%" colspan="4" valign="bottom" style='width:68.14%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>June 30, 2012</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Quoted Prices</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>in Active</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Markets for</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant Other</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unobservable</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Carrying</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Identical Assets</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Observable Inputs</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Inputs</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Amount</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 1)</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 2)</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>(Level 3)</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Financial assets</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Cash and cash equivalents</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$33,421</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$33,421</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Interest-bearing time deposits</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,273</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,273</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Stock in FHLB</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,018</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,018</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Stock in Federal Reserve Bank of</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; St. Louis</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,001</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,001</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Loans receivable, net</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>583,465</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>587,955</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Accrued interest receivable</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,694</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,694</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Financial liabilities</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Deposits</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>584,814</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>353,212</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>232,583</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Securities sold under agreements to repurchase</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>25,642</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>25,642</font></p> </td> <td width="17%" valign="bottom" style='width:17.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="29%" valign="bottom" style='width:29.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Advances from FHLB</font></p> </td> <td width="2%" valign="bottom" style='width:2.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>24,500</font></p> </td> <td width="16%" valign="bottom" style='width:16.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font 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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EAF">
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          <div style="width: 200px;"><strong>Organization and Summary of Significant Accounting Policies: Cash and Cash Equivalents Policy (Details) (USD $)<br></strong></div>
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          <div>Dec. 31, 2012</div>
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                <p>No authoritative reference available.</p>
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          <div>Dec. 31, 2012</div>
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      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_PurchasedCreditImpairedLoans', window );">Purchased Credit Impaired Loans</a></td>
        <td class="nump">$ 206,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">60-89 Days Past Due</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_PurchasedCreditImpairedLoans', window );">Purchased Credit Impaired Loans</a></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Greater Than 90 Days Past Due</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_PurchasedCreditImpairedLoans', window );">Purchased Credit Impaired Loans</a></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total Past Due</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_PurchasedCreditImpairedLoans', window );">Purchased Credit Impaired Loans</a></td>
        <td class="nump">206,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Current</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_PurchasedCreditImpairedLoans', window );">Purchased Credit Impaired Loans</a></td>
        <td class="nump">4,400,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Greater Than 90 Days and Accruing</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_PurchasedCreditImpairedLoans', window );">Purchased Credit Impaired Loans</a></td>
        <td class="nump">$ 0<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_PurchasedCreditImpairedLoans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_PurchasedCreditImpairedLoans</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
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</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>86
<FILENAME>R4.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E5SAI">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>SOUTHERN MISSOURI BANCORP, INC -- CONDENSED CONSOLIDATED STATEMENTS OF INCOME (Unaudited) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">6 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperatingAbstract', window );"><strong>INTEREST INCOME:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndFeeIncomeLoansAndLeases', window );">Loans</a></td>
        <td class="nump">$ 8,730,367<span></span></td>
        <td class="nump">$ 9,257,578<span></span></td>
        <td class="nump">$ 17,584,301<span></span></td>
        <td class="nump">$ 18,812,703<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeSecuritiesTaxable', window );">Investment securities</a></td>
        <td class="nump">376,663<span></span></td>
        <td class="nump">389,006<span></span></td>
        <td class="nump">739,366<span></span></td>
        <td class="nump">742,183<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeSecuritiesMortgageBacked', window );">Mortgage-backed securities</a></td>
        <td class="nump">79,632<span></span></td>
        <td class="nump">244,822<span></span></td>
        <td class="nump">205,395<span></span></td>
        <td class="nump">521,389<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherInterestAndDividendIncome', window );">Other interest-earning assets</a></td>
        <td class="nump">11,106<span></span></td>
        <td class="nump">51,888<span></span></td>
        <td class="nump">30,355<span></span></td>
        <td class="nump">80,922<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperating', window );">Total interest income</a></td>
        <td class="nump">9,197,768<span></span></td>
        <td class="nump">9,943,294<span></span></td>
        <td class="nump">18,559,417<span></span></td>
        <td class="nump">20,157,197<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseAbstract', window );"><strong>INTEREST EXPENSE:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseDeposits', window );">Deposits</a></td>
        <td class="nump">1,496,722<span></span></td>
        <td class="nump">2,163,200<span></span></td>
        <td class="nump">3,076,424<span></span></td>
        <td class="nump">4,446,184<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase', window );">Securities sold under agreements to repurchase</a></td>
        <td class="nump">54,165<span></span></td>
        <td class="nump">59,342<span></span></td>
        <td class="nump">102,467<span></span></td>
        <td class="nump">119,044<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm', window );">Advances from FHLB of Des Moines</a></td>
        <td class="nump">258,742<span></span></td>
        <td class="nump">339,391<span></span></td>
        <td class="nump">513,454<span></span></td>
        <td class="nump">678,782<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseJuniorSubordinatedDebentures', window );">Subordinated debt</a></td>
        <td class="nump">57,646<span></span></td>
        <td class="nump">59,719<span></span></td>
        <td class="nump">116,772<span></span></td>
        <td class="nump">113,767<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Total interest expense</a></td>
        <td class="nump">1,867,275<span></span></td>
        <td class="nump">2,621,652<span></span></td>
        <td class="nump">3,809,117<span></span></td>
        <td class="nump">5,357,777<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNet', window );">NET INTEREST INCOME</a></td>
        <td class="nump">7,330,493<span></span></td>
        <td class="nump">7,321,642<span></span></td>
        <td class="nump">14,750,300<span></span></td>
        <td class="nump">14,799,420<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">PROVISION FOR LOAN LOSSES</a></td>
        <td class="nump">462,017<span></span></td>
        <td class="nump">345,433<span></span></td>
        <td class="nump">1,072,706<span></span></td>
        <td class="nump">862,116<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetInterestIncomeLossAfterProvisionForLoanLosses', window );">NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES</a></td>
        <td class="nump">6,868,476<span></span></td>
        <td class="nump">6,976,209<span></span></td>
        <td class="nump">13,677,594<span></span></td>
        <td class="nump">13,937,304<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeAbstract', window );"><strong>NONINTEREST INCOME:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FeesAndCommissionsDepositorAccounts', window );">Deposit account charges and related fees</a></td>
        <td class="nump">442,291<span></span></td>
        <td class="nump">377,041<span></span></td>
        <td class="nump">874,107<span></span></td>
        <td class="nump">748,192<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeOtherOperatingIncome', window );">Bank credit transaction fees</a></td>
        <td class="nump">289,790<span></span></td>
        <td class="nump">263,776<span></span></td>
        <td class="nump">588,309<span></span></td>
        <td class="nump">527,382<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FeesAndCommissionsOther', window );">Loan late charges</a></td>
        <td class="nump">52,705<span></span></td>
        <td class="nump">57,509<span></span></td>
        <td class="nump">104,261<span></span></td>
        <td class="nump">116,433<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankingFeesAndCommissions', window );">Other loan fees</a></td>
        <td class="nump">73,019<span></span></td>
        <td class="nump">49,005<span></span></td>
        <td class="nump">145,579<span></span></td>
        <td class="nump">99,308<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSalesOfLoansNet', window );">Net realized gains on sale of loans</a></td>
        <td class="nump">89,700<span></span></td>
        <td class="nump">49,354<span></span></td>
        <td class="nump">142,856<span></span></td>
        <td class="nump">143,032<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsuranceIncome', window );">Earnings on bank owned life insurance</a></td>
        <td class="nump">128,717<span></span></td>
        <td class="nump">71,398<span></span></td>
        <td class="nump">254,538<span></span></td>
        <td class="nump">142,951<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeOther', window );">Other noninterest income</a></td>
        <td class="nump">41,678<span></span></td>
        <td class="nump">30,999<span></span></td>
        <td class="nump">68,231<span></span></td>
        <td class="nump">238,278<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Total noninterest income</a></td>
        <td class="nump">1,117,900<span></span></td>
        <td class="nump">899,082<span></span></td>
        <td class="nump">2,177,881<span></span></td>
        <td class="nump">2,015,576<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpenseAbstract', window );"><strong>NONINTEREST EXPENSE:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeBenefitsAndShareBasedCompensation', window );">Compensation and benefits</a></td>
        <td class="nump">2,523,408<span></span></td>
        <td class="nump">2,274,303<span></span></td>
        <td class="nump">4,984,574<span></span></td>
        <td class="nump">4,526,394<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OccupancyNet', window );">Occupancy and equipment, net</a></td>
        <td class="nump">681,323<span></span></td>
        <td class="nump">619,496<span></span></td>
        <td class="nump">1,373,234<span></span></td>
        <td class="nump">1,201,701<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalDepositInsuranceCorporationPremiumExpense', window );">Deposit insurance premiums</a></td>
        <td class="nump">92,121<span></span></td>
        <td class="nump">90,063<span></span></td>
        <td class="nump">186,667<span></span></td>
        <td class="nump">183,135<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProfessionalFees', window );">Legal and professional fees</a></td>
        <td class="nump">116,193<span></span></td>
        <td class="nump">94,923<span></span></td>
        <td class="nump">215,252<span></span></td>
        <td class="nump">193,074<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdvertisingExpense', window );">Advertising</a></td>
        <td class="nump">84,452<span></span></td>
        <td class="nump">80,150<span></span></td>
        <td class="nump">143,351<span></span></td>
        <td class="nump">167,218<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SuppliesAndPostageExpense', window );">Postage and office supplies</a></td>
        <td class="nump">123,027<span></span></td>
        <td class="nump">110,293<span></span></td>
        <td class="nump">226,550<span></span></td>
        <td class="nump">232,878<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AmortizationOfIntangibleAssets', window );">Intangible amortization</a></td>
        <td class="nump">104,283<span></span></td>
        <td class="nump">104,283<span></span></td>
        <td class="nump">208,566<span></span></td>
        <td class="nump">208,566<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_BankCardNetworkFees', window );">Bank card network fees</a></td>
        <td class="nump">142,653<span></span></td>
        <td class="nump">130,742<span></span></td>
        <td class="nump">286,763<span></span></td>
        <td class="nump">262,818<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherNoninterestExpense', window );">Other operating expense</a></td>
        <td class="nump">573,110<span></span></td>
        <td class="nump">379,491<span></span></td>
        <td class="nump">953,572<span></span></td>
        <td class="nump">690,950<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Total noninterest expense</a></td>
        <td class="nump">4,440,570<span></span></td>
        <td class="nump">3,883,744<span></span></td>
        <td class="nump">8,578,529<span></span></td>
        <td class="nump">7,666,734<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic', window );">INCOME BEFORE INCOME TAXES</a></td>
        <td class="nump">3,545,806<span></span></td>
        <td class="nump">3,991,547<span></span></td>
        <td class="nump">7,276,946<span></span></td>
        <td class="nump">8,286,146<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxesPaid', window );">INCOME TAXES</a></td>
        <td class="nump">1,064,886<span></span></td>
        <td class="nump">1,317,107<span></span></td>
        <td class="nump">2,205,772<span></span></td>
        <td class="nump">2,761,314<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">NET INCOME</a></td>
        <td class="nump">2,480,920<span></span></td>
        <td class="nump">2,674,440<span></span></td>
        <td class="nump">5,071,174<span></span></td>
        <td class="nump">5,524,832<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherPreferredStockDividendsAndAdjustments', window );">Less: effective dividend on preferred shares</a></td>
        <td class="nump">50,000<span></span></td>
        <td class="nump">121,713<span></span></td>
        <td class="nump">245,115<span></span></td>
        <td class="nump">352,111<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic', window );">Net income available to common shareholders</a></td>
        <td class="nump">$ 2,430,920<span></span></td>
        <td class="nump">$ 2,552,727<span></span></td>
        <td class="nump">$ 4,826,059<span></span></td>
        <td class="nump">$ 5,172,721<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Basic earnings per common share</a></td>
        <td class="nump">$ 0.75<span></span></td>
        <td class="nump">$ 0.98<span></span></td>
        <td class="nump">$ 1.49<span></span></td>
        <td class="nump">$ 2.21<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted earnings per common share</a></td>
        <td class="nump">$ 0.72<span></span></td>
        <td class="nump">$ 0.95<span></span></td>
        <td class="nump">$ 1.43<span></span></td>
        <td class="nump">$ 2.12<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockDividendsPerShareCashPaid', window );">Dividends per common share</a></td>
        <td class="nump">$ 0.15<span></span></td>
        <td class="nump">$ 0.12<span></span></td>
        <td class="nump">$ 0.30<span></span></td>
        <td class="nump">$ 0.24<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_BankCardNetworkFees">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_BankCardNetworkFees</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdvertisingExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount charged to advertising expense for the period, which are expenses incurred with the objective of increasing revenue for a specified brand, product or product line.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 720<br><br> -SubTopic 35<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6420018&amp;loc=d3e36677-107848<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 93-7<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdvertisingExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmortizationOfIntangibleAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 45<br><br> -Subparagraph a(2)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388964&amp;loc=d3e16225-109274<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16323-109275<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AmortizationOfIntangibleAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankingFeesAndCommissions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Those fees and commissions generated from corporate and retail banking related operations of the Broker Dealer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BankingFeesAndCommissions</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsuranceIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Earnings on or other increases in the value of the cash surrender value of bank owned life insurance policies.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BankOwnedLifeInsuranceIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockDividendsPerShareCashPaid">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate dividends paid during the period for each share of common stock outstanding.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockDividendsPerShareCashPaid</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 36, 37, 38<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.23)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 07-4<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 52<br><br> -URI http://asc.fasb.org/extlink&amp;oid=16381557&amp;loc=d3e4984-109258<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 11, 12, 36<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 07-4<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareDiluted</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeBenefitsAndShareBasedCompensation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Costs and payments related to employee benefits and equity-based compensation, such as pension expense and contributions, other postretirement benefits expense and payments, stock or unit options expense, and amortization of restricted stock or unit.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EmployeeBenefitsAndShareBasedCompensation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalDepositInsuranceCorporationPremiumExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The premium paid to the Federal Deposit Insurance Corporation for deposit insurance which is included in noninterest expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalDepositInsuranceCorporationPremiumExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FeesAndCommissionsDepositorAccounts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Includes amounts charged depositors for: (1) maintenance of their accounts (maintenance charges); (2) failure to maintain specified minimum balances on account; (3) exceeding the number of checks or transactions allowed to be processed in a given period; (4) checks drawn on no minimum balance deposit accounts; (5) withdrawals from nontransaction deposit accounts; (6) closing savings accounts before a specified minimum period of time has elapsed; (7) accounts which have remained inactive for extended periods of time or which have become dormant; (8) use of automated teller machines or remote service units; (9) checks drawn against insufficient funds that the bank assesses regardless of whether it decides to pay, return or hold the check; (10) issuing stop payment orders; (11) certifying checks; and (12) accumulating or disbursing funds deposited in IRAs or Keogh Plan accounts when not handled by the bank's trust department. This item does not include penalties assessed on the early withdrawal of time deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13 (d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FeesAndCommissionsDepositorAccounts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FeesAndCommissionsOther">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fee and commission revenue earned from sources not otherwise specified in the existing taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number EITF85-24-1<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FeesAndCommissionsOther</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSalesOfLoansNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net gain (loss) resulting from a sale of loans, including adjustments to record loans classified as held-for-sale at the lower-of-cost-or-market and fair value adjustments to loan held for investment purposes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.3(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GainLossOnSalesOfLoansNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of earnings or loss from continuing operations before income taxes that is attributable to domestic operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h)(1)(i))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Subparagraph 1(i)<br><br> -Article 4<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxesPaid">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3536-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4297-108586<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 29<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 27<br><br> -Subparagraph f<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxesPaid</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperating">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.1-5)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 1, 2 , 3, 4, 5<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-BRD<br><br> -Paragraph 9, 51, 54<br><br> -IssueDate 2006-05-01<br><br> -Chapter 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
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                    <td><strong> Name:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 1<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cost of borrowed funds accounted for as interest that was charged against earnings during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 9<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 9<br><br> -Chapter V<br><br> -Subsection II<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 34<br><br> -Paragraph 21<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 835<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6450988&amp;loc=d3e26243-108391<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.9)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseAbstract</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate amount of interest expense on all deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 6<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 6<br><br> -Chapter V<br><br> -Subsection II<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseDeposits</nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest expense incurred during the reporting period on long-term borrowings associated with Federal Home Loan Bank and Federal Reserve Bank advances.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 8<br><br> -Chapter V<br><br> -Subsection I<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm</nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseJuniorSubordinatedDebentures">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest expense incurred during the reporting period on junior subordinated debentures. Includes amortization of expenses incurred in the issuance of subordinated notes and debentures.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 8<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.8)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseJuniorSubordinatedDebentures</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Gross expenses on securities sold coupled with an agreement to repurchase the same from the same counterparty at a fixed or determinable price within a fixed or variable time period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 7<br><br> -Chapter V<br><br> -Subsection II<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase</nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseNet">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net amount of operating interest income (expense).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.10)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 10<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeExpenseNet</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents interest income, including any amortization and accretion (as applicable) of discounts and premiums, derived from securities backed by a pool of mortgages or trust deeds. Mortgage-backed securities might represent mortgage pass-through securities, collateralized mortgage obligations (CMO), real estate mortgage investment conduits (REMICs), CMO and REMIC residuals, and stripped mortgage-backed securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 65<br><br> -Paragraph 34<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 2<br><br> -Article 9<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Mortgage-Backed Securities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6517959<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeSecuritiesMortgageBacked</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeSecuritiesTaxable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest income derived from investment securities which are subject to federal income taxes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 2<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeSecuritiesTaxable</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 10, 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 87-21<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28, 29, 30<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e565-108580<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A7<br><br> -Appendix A<br><br><br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net income after adjustments for dividends on preferred stock (declared in the period) and/or cumulative preferred stock (accumulated for the period).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1377-109256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td>xbrli:monetaryItemType</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For banks, the amount of interest Income or Loss derived from or related to loans of real estate investments of the financial institution held for development or sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 11<br><br> -Chapter V<br><br> -Subsection I<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetInterestIncomeLossAfterProvisionForLoanLosses</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
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              </div>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total aggregate amount of all noninterest expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 14<br><br> -Chapter V<br><br> -Subsection II<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 14<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestExpense</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestExpenseAbstract</nobr></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 13<br><br> -Chapter V<br><br> -Subsection II<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestIncome</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestIncomeAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeOther">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the total of noninterest income derived from certain activities and assets including (for example): (1) venture capital investments; (2) bank owned life insurance; (3) foreign currency transactions; and (4) mortgage servicing rights.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestIncomeOther</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeOtherOperatingIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents other forms of revenue earned, excluding interest, which is not otherwise specified in the taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestIncomeOtherOperatingIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OccupancyNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of net occupancy expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 16<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6455398&amp;loc=d3e45280-112737<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 16<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 16<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-BRD<br><br> -Paragraph 62<br><br> -IssueDate 2006-05-01<br><br> -Chapter 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OccupancyNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherInterestAndDividendIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Includes all other interest income, net of discount accretion and premium amortization, and dividend income. It may include dividend income from equity securities that do not have readily determinable fair values that are reportable in Other Assets, and interest income on interest-only strips receivable (not in the form of a security) that are included in Other Assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 4<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherInterestAndDividendIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherNoninterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Other noninterest expenses that are not separately presented in any other noninterest expense category.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherNoninterestExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherPreferredStockDividendsAndAdjustments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Other preferred stock dividends and adjustments, not otherwise defined in the taxonomy, that are necessary to adjust net income to obtain net income applicable to common stockholders.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1377-109256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 5<br><br> -Section Q<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherPreferredStockDividendsAndAdjustments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProfessionalFees">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 946<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.6-07.2(a),(b),(c),(d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6488393&amp;loc=d3e606610-122999<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 946<br><br> -SubTopic 225<br><br> -Section 45<br><br> -Paragraph 3<br><br> -Subparagraph (k)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6488370&amp;loc=d3e13550-115849<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProfessionalFees</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanAndLeaseLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Provision charged for the period based on estimated losses to be realized from loan and lease transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 168, 169, 170<br><br> -IssueDate 2006-05-01<br><br> -Chapter 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.11)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 11<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProvisionForLoanAndLeaseLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SuppliesAndPostageExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of expenses directly related to the supplies and postage.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SuppliesAndPostageExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
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          </td>
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<DOCUMENT>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Deposits<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositLiabilitiesDisclosuresTextBlock', window );">Deposits</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Note 6:&#160; <u>Deposits</u></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Deposits are summarized as follows:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="576" style='width:6.0in;border-collapse:collapse'> <tr style='height:.1in'> <td width="235" valign="bottom" style='width:176.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="105" valign="bottom" style='width:79.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>&#160;December 31, </font></b></p> </td> <td width="104" valign="bottom" style='width:78.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>&#160;June 30, </font></p> </td> </tr> <tr style='height:.1in'> <td width="235" valign="top" style='width:176.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="105" valign="top" style='width:79.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>2012</font></b></p> </td> <td width="104" valign="top" style='width:78.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>2012</font></p> </td> </tr> <tr style='height:.1in'> <td width="235" valign="top" style='width:176.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="105" valign="top" style='width:79.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="104" valign="top" style='width:78.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="235" valign="top" style='width:176.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Non-interest bearing accounts</font></p> </td> <td width="105" valign="bottom" style='width:79.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$61,454,305</font></p> </td> <td width="104" valign="bottom" style='width:78.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$54,812,645</font></p> </td> </tr> <tr style='height:.1in'> <td width="235" valign="top" style='width:176.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>NOW accounts</font></p> </td> <td width="105" valign="bottom" style='width:79.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>206,813,721</font></p> </td> <td width="104" valign="bottom" style='width:78.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>193,870,344</font></p> </td> </tr> <tr style='height:.1in'> <td width="235" valign="top" style='width:176.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Money market deposit accounts</font></p> </td> <td width="105" valign="bottom" style='width:79.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>17,730,783</font></p> </td> <td width="104" valign="bottom" style='width:78.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>18,099,265</font></p> </td> </tr> <tr style='height:.1in'> <td width="235" valign="top" style='width:176.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Savings accounts </font></p> </td> <td width="105" valign="bottom" style='width:79.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>83,423,242</font></p> </td> <td width="104" valign="bottom" style='width:78.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>86,717,214</font></p> </td> </tr> <tr style='height:.1in'> <td width="235" valign="top" style='width:176.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Certificates</font></p> </td> <td width="105" valign="bottom" style='width:79.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>236,983,084</font></p> </td> <td width="104" valign="bottom" style='width:78.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>231,314,155</font></p> </td> </tr> <tr style='height:.1in'> <td width="235" valign="top" style='width:176.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Total Deposit Accounts</font></p> </td> <td width="105" valign="bottom" style='width:79.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$606,405,135</font></p> </td> <td width="104" valign="bottom" style='width:78.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$584,813,623</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositLiabilitiesDisclosuresTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 14<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 405<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479006&amp;loc=d3e64164-112818<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DepositLiabilitiesDisclosuresTextBlock</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DisclosureTextBlockAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>88
<FILENAME>R11.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Accounting For Certain Loans Acquired in A Transfer<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountingForCertainLoansAndDebtSecuritiesAcquiredInTransferDisclosureTextBlock', window );">Accounting For Certain Loans Acquired in A Transfer</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Note 5: <u>Accounting for Certain Loans Acquired in a Transfer</u></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The Company acquired loans in a transfer during the fiscal year ended June 30, 2011.&#160; At acquisition, certain transferred loans evidenced deterioration of credit quality since origination and it was probable, at acquisition, that all contractually required payments would not be collected.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Loans purchased with evidence of credit deterioration since origination and for which it is probable that all contractually required payments will not be collected are considered to be credit impaired.&#160; Evidence of credit quality deterioration as of the purchase date may include information such as past-due and nonaccrual status, borrower credit scores and recent loan to value percentages.&#160; Purchased credit-impaired loans are accounted for under the accounting guidance for loans and debt securities acquired with deteriorated credit quality (ASC 310-30) and initially measured at fair value, which includes estimated future credit losses expected to be incurred over the life of the loan.&#160; Accordingly, an allowance for credit losses related to these loans is not carried over and recorded at the acquisition date.&#160; Management estimated the cash flows expected to be collected at acquisition using our internal risk models, which incorporate the estimate of current key assumptions, such as default rates, severity and prepayment speeds.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The carrying amount of those loans is included in the balance sheet amounts of loans receivable at December 31 and June 30, 2012.&#160; The amounts of these loans at December 31 and June 30, 2012, are as follows:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="672" style='width:7.0in;border-collapse:collapse'> <tr style='height:.1in'> <td width="318" valign="bottom" style='width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31,</font></b></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>June 30, </font></p> </td> </tr> <tr style='height:.1in'> <td width="318" valign="bottom" style='width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="111" valign="bottom" style='width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>2012</font></b></p> </td> <td width="89" valign="bottom" style='width:67.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>2012</font></p> </td> </tr> <tr style='height:.1in'> <td width="318" valign="top" style='width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Real Estate Loans:</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="89" valign="bottom" style='width:67.0pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="318" valign="top" style='width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Conventional</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,111,128</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,126,478</font></p> </td> </tr> <tr style='height:.1in'> <td width="318" valign="top" style='width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="318" valign="top" style='width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> &#160;&#160;&#160;&#160;&#160;Commercial</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,017,552</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,087,192</font></p> </td> </tr> <tr style='height:.1in'> <td width="318" valign="top" style='width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Consumer loans</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="318" valign="top" style='width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Commercial loans</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,880,089</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,947,738</font></p> </td> </tr> <tr style='height:.1in'> <td width="318" valign="bottom" style='width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; &#160;Outstanding balance</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$6,008,769</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$6,161,408</font></p> </td> </tr> <tr style='height:.1in'> <td width="318" valign="bottom" style='width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; Carrying amount, net of fair value adjustment of </font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="89" valign="bottom" style='width:67.0pt;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="318" valign="bottom" style='width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; $1,379,314 and $1,624,572 at December 31, 2012</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="318" valign="bottom" style='width:238.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160; &#160;and June 30, 2012, respectively</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$4,629,455</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$4,536,836</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Accretable yield, or income expected to be collected, is as follows:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="701" style='width:7.3in;border-collapse:collapse'> <tr style='height:.1in'> <td width="236" valign="bottom" style='width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="138" valign="bottom" style='width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Three-month period ended</font></p> </td> <td width="134" valign="bottom" style='width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Three-month period ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="236" valign="bottom" style='width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="138" valign="bottom" style='width:103.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31, 2012</font></b></p> </td> <td width="134" valign="bottom" style='width:100.75pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>December 31, 2011</font></p> </td> </tr> <tr style='height:.1in'> <td width="236" valign="bottom" style='width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Balance at beginning of period</font></p> </td> <td width="138" valign="bottom" style='width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$838,049</font></p> </td> <td width="134" valign="bottom" style='width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$942,876</font></p> </td> </tr> <tr style='height:.1in'> <td width="236" valign="bottom" style='width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Additions</font></p> </td> <td width="138" valign="bottom" style='width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="134" valign="bottom" style='width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="236" valign="bottom" style='width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Accretion</font></p> </td> <td width="138" valign="bottom" style='width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(158,020)</font></p> </td> <td width="134" valign="bottom" style='width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(283,279)</font></p> </td> </tr> <tr style='height:.1in'> <td width="236" valign="bottom" style='width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Reclassification from nonaccretable difference</font></p> </td> <td width="138" valign="bottom" style='width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>7,215</font></p> </td> <td width="134" valign="bottom" style='width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>144,947</font></p> </td> </tr> <tr style='height:.1in'> <td width="236" valign="bottom" style='width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Disposals</font></p> </td> <td width="138" valign="bottom" style='width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="134" valign="bottom" style='width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="236" valign="bottom" style='width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Balance at end of period</font></p> </td> <td width="138" valign="bottom" style='width:103.65pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$687,244</font></p> </td> <td width="134" valign="bottom" style='width:100.75pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$804,544</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="701" style='width:7.3in;border-collapse:collapse'> <tr style='height:.1in'> <td width="236" valign="bottom" style='width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="138" valign="bottom" style='width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Six-month period ended</font></p> </td> <td width="134" valign="bottom" style='width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Six-month period ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="236" valign="bottom" style='width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="138" valign="bottom" style='width:103.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31, 2012</font></b></p> </td> <td width="134" valign="bottom" style='width:100.75pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>December 2011</font></p> </td> </tr> <tr style='height:.1in'> <td width="236" valign="bottom" style='width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Balance at beginning of period</font></p> </td> <td width="138" valign="bottom" style='width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$489,356</font></p> </td> <td width="134" valign="bottom" style='width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$792,942</font></p> </td> </tr> <tr style='height:.1in'> <td width="236" valign="bottom" style='width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Additions</font></p> </td> <td width="138" valign="bottom" style='width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="134" valign="bottom" style='width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="236" valign="bottom" style='width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Accretion</font></p> </td> <td width="138" valign="bottom" style='width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(305,626)</font></p> </td> <td width="134" valign="bottom" style='width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(704,238)</font></p> </td> </tr> <tr style='height:.1in'> <td width="236" valign="bottom" style='width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Reclassification from nonaccretable difference</font></p> </td> <td width="138" valign="bottom" style='width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>503,514</font></p> </td> <td width="134" valign="bottom" style='width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>715,840</font></p> </td> </tr> <tr style='height:.1in'> <td width="236" valign="bottom" style='width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Disposals</font></p> </td> <td width="138" valign="bottom" style='width:103.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="134" valign="bottom" style='width:100.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="236" valign="bottom" style='width:177.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Balance at end of period</font></p> </td> <td width="138" valign="bottom" style='width:103.65pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$687,244</font></p> </td> <td width="134" valign="bottom" style='width:100.75pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 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                <p>The entire disclosure for certain contractual rights to receive money on demand or on fixed or determinable dates with evidence of deterioration of credit quality since origination that were acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 03-3<br><br> -Paragraph 3<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 03-3<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 03-3<br><br> -Paragraph 16<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5212-111524<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15029-111544<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 03-3<br><br> -Paragraph 14<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Use of Estimates.</b> The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses, estimated fair values of purchased loans, other-than-temporary impairments (OTTI), and fair value of financial instruments.</p><span></span></td>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>401(k) Retirement Plan<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Dec. 31, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock', window );">401(k) Retirement Plan</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Note 9:&#160; <u>401(k) Retirement Plan</u></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p align="left" style='margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left'>The Company established a tax-qualified ESOP in April 1994. During fiscal 2011, the plan was merged with the Company&#146;s 401(k) Retirement Plan (the Plan).&#160; The Plan covers substantially all employees who are at least 21 years of age and who have completed one year of service.&#160; In fiscal 2012, the Company converted the Plan to provide a safe harbor matching contribution of up to 4% of eligible compensation, and also made additional, discretionary profit-sharing contributions for fiscal 2012; for fiscal 2013, the Company has maintained the safe harbor matching contribution of 4%, and expects to continue to make additional, discretionary profit-sharing contributions.&#160; During the three- and six-month periods ended December 31, 2012, retirement plan expenses recognized were approximately $116,000 and $228,000, respectively, as compared to $105,000 and $205,000, respectively, for the three- and six-month periods ended December 31, 2011.</p> <p align="left" style='margin:0in;margin-bottom:.0001pt;text-align:justify;layout-grid-mode:line;text-align:left'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for pension and other postretirement benefits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 158<br><br> -Paragraph 7, 21, 22<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS106-2<br><br> -Paragraph 20, 21, 22<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Implementation Guide (Q and A)<br><br> -Number FAS88<br><br> -Paragraph 63<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 106<br><br> -Paragraph 518<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -URI http://asc.fasb.org/topic&amp;trid=2235017<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5, 6, 7, 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 8<br><br> -Subparagraph m<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 87<br><br> -Paragraph 264<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 30<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 03-2<br><br> -Paragraph 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph h<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph q<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Loans and Allowance For Loan Losses: Schedule of Loan Portfolio by Credit Rating (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfLoanPortfolioByCreditRating', window );">Schedule of Loan Portfolio by Credit Rating</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="672" style='width:7.0in;margin-left:4.65pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="115" valign="bottom" style='width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="483" colspan="5" valign="bottom" style='width:362.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>December 31, 2012</font></u></b></p> </td> </tr> <tr style='height:.1in'> <td width="115" valign="bottom" style='width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="111" valign="bottom" style='width:83.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Conventional </font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Construction </font></p> </td> <td width="108" valign="bottom" style='width:81.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Commercial</font></p> </td> <td width="86" valign="bottom" style='width:64.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="115" valign="bottom" style='width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="111" valign="bottom" style='width:83.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="108" valign="bottom" style='width:81.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="86" valign="bottom" style='width:64.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Consumer</font></u></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Commercial</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="115" valign="bottom" style='width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Pass</font></p> </td> <td width="111" valign="bottom" style='width:83.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$225,796,824</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$12,699,677</font></p> </td> <td width="108" valign="bottom" style='width:81.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$233,361,886</font></p> </td> <td width="86" valign="bottom" style='width:64.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$28,175,550</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$123,822,714</font></p> </td> </tr> <tr style='height:.1in'> <td width="115" valign="bottom" style='width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Watch</font></p> </td> <td width="111" valign="bottom" style='width:83.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,618,763</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,613,159</font></p> </td> <td width="108" valign="bottom" style='width:81.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>59,072</font></p> </td> <td width="86" valign="bottom" style='width:64.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>29,430</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,193</font></p> </td> </tr> <tr style='height:.1in'> <td width="115" valign="bottom" style='width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Special Mention</font></p> </td> <td width="111" valign="bottom" style='width:83.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="108" valign="bottom" style='width:81.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="86" valign="bottom" style='width:64.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="115" valign="bottom" style='width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Substandard</font></p> </td> <td width="111" valign="bottom" style='width:83.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>104,869</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>9,103</font></p> </td> <td width="108" valign="bottom" style='width:81.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,849,082</font></p> </td> <td width="86" valign="bottom" style='width:64.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>11,699</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,340,393</font></p> </td> </tr> <tr style='height:.1in'> <td width="115" valign="bottom" style='width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Doubtful</font></p> </td> <td width="111" valign="bottom" style='width:83.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="108" valign="bottom" style='width:81.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="86" valign="bottom" style='width:64.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="115" valign="bottom" style='width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Total</font></p> </td> <td width="111" valign="bottom" style='width:83.45pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$225,901,693</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$12,708,780</font></p> </td> <td width="108" valign="bottom" style='width:81.05pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$235,210,968</font></p> </td> <td width="86" valign="bottom" style='width:64.25pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$28,187,249</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$125,163,107</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="672" style='width:7.0in;margin-left:4.65pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="115" valign="bottom" style='width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="483" colspan="5" valign="bottom" style='width:362.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>June 30, 2012</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="115" valign="bottom" style='width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="111" valign="bottom" style='width:83.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Conventional </font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Construction </font></p> </td> <td width="108" valign="bottom" style='width:81.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Commercial</font></p> </td> <td width="86" valign="bottom" style='width:64.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="115" valign="bottom" style='width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="111" valign="bottom" style='width:83.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="108" valign="bottom" style='width:81.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="86" valign="bottom" style='width:64.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Consumer</font></u></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Commercial</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="115" valign="bottom" style='width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Pass</font></p> </td> <td width="111" valign="bottom" style='width:83.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$198,847,363</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$22,811,575</font></p> </td> <td width="108" valign="bottom" style='width:81.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$194,280,920</font></p> </td> <td width="86" valign="bottom" style='width:64.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$28,967,594</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$129,572,873</font></p> </td> </tr> <tr style='height:.1in'> <td width="115" valign="bottom" style='width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Watch</font></p> </td> <td width="111" valign="bottom" style='width:83.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,561,263</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="108" valign="bottom" style='width:81.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>149,940</font></p> </td> <td width="86" valign="bottom" style='width:64.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>5,398,255</font></p> </td> </tr> <tr style='height:.1in'> <td width="115" valign="bottom" style='width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Special Mention</font></p> </td> <td width="111" valign="bottom" style='width:83.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="108" valign="bottom" style='width:81.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="86" valign="bottom" style='width:64.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="115" valign="bottom" style='width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Substandard</font></p> </td> <td width="111" valign="bottom" style='width:83.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>604,072</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="108" valign="bottom" style='width:81.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>6,526,569</font></p> </td> <td width="86" valign="bottom" style='width:64.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>18,311</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,033,094</font></p> </td> </tr> <tr style='height:.1in'> <td width="115" valign="bottom" style='width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Doubtful</font></p> </td> <td width="111" valign="bottom" style='width:83.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="108" valign="bottom" style='width:81.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="86" valign="bottom" style='width:64.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="115" valign="bottom" style='width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Total</font></p> </td> <td width="111" valign="bottom" style='width:83.45pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$201,012,698</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$22,811,575</font></p> </td> <td width="108" valign="bottom" style='width:81.05pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$200,957,429</font></p> </td> <td width="86" valign="bottom" style='width:64.25pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$28,985,905</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$137,004,222</font></p> </td> </tr> </table><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
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                    <td><nobr>fil_ScheduleOfLoanPortfolioByCreditRating</nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Earnings Per Share<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareTextBlock', window );">Earnings Per Share</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Note 7:&#160; <u>Earnings Per Share</u></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The following table sets forth the computation of basic and diluted earnings per share:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="672" style='width:7.0in;margin-left:4.65pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="195" colspan="2" valign="top" style='width:146.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Three months ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="195" colspan="2" valign="top" style='width:146.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>December 31,</font></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>2012</font></u></b></p> </td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>2011</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Net income </font></p> </td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,480,920 </font></p> </td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,674,440 </font></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Dividend payable on preferred stock </font></p> </td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>50,000</font></p> </td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>121,713</font></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Net income available to common shareholders </font></p> </td> <td width="88" valign="top" style='width:66.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,430,920 </font></p> </td> <td width="107" valign="top" style='width:80.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,552,727 </font></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Average Common shares &#150; outstanding basic </font></p> </td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,249,309</font></p> </td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,595,073</font></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Stock options under treasury stock method </font></p> </td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>134,241</font></p> </td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>91,454</font></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Average Common shares &#150; outstanding diluted </font></p> </td> <td width="88" valign="top" style='width:66.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,383,550</font></p> </td> <td width="107" valign="top" style='width:80.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,686,527</font></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Basic earnings per common share </font></p> </td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$0.75 </font></p> </td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$0.98 </font></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Diluted earnings per common share </font></p> </td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$0.72 </font></p> </td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$0.95 </font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="672" style='width:7.0in;margin-left:4.65pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="195" colspan="2" valign="top" style='width:146.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Six months ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="195" colspan="2" valign="top" style='width:146.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>December 31,</font></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>2012</font></u></b></p> </td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>2011</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Net income </font></p> </td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$5,071,174 </font></p> </td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$5,524,832 </font></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Dividend payable on preferred stock </font></p> </td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>245,115</font></p> </td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>352,111</font></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Net income available to common shareholders </font></p> </td> <td width="88" valign="top" style='width:66.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$4,826,059 </font></p> </td> <td width="107" valign="top" style='width:80.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$5,172,721 </font></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Average Common shares &#150; outstanding basic </font></p> </td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,248,839</font></p> </td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,345,498</font></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Stock options under treasury stock method </font></p> </td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>132,865</font></p> </td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>88,800</font></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Average Common shares &#150; outstanding diluted </font></p> </td> <td width="88" valign="top" style='width:66.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,381,704</font></p> </td> <td width="107" valign="top" style='width:80.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,434,298</font></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Basic earnings per common share </font></p> </td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1.49 </font></p> </td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2.21 </font></p> </td> </tr> <tr style='height:.1in'> <td width="395" valign="top" style='width:296.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Diluted earnings per common share </font></p> </td> <td width="88" valign="top" style='width:66.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1.43 </font></p> </td> <td width="107" valign="top" style='width:80.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2.12 </font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>At December 31, 2012 and 2011, no options outstanding had an exercise price exceeding the market price.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p><span></span></td>
      </tr>
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DisclosureTextBlockAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td>xbrli:stringItemType</td>
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                    <td>na</td>
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                    <td>duration</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for earnings per share.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 52<br><br> -URI http://asc.fasb.org/extlink&amp;oid=16381557&amp;loc=d3e4984-109258<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1278-109256<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 40<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Income Taxes<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureTextBlock', window );">Income Taxes</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Note 8: <u>Income Taxes</u></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The Company files income tax returns in the U.S. Federal jurisdiction and various states.&#160; The Company is no longer subject to federal and state examinations by tax authorities for fiscal years before 2009.&#160; The Company recognized no interest or penalties related to income taxes.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The Company&#146;s income tax provision is comprised of the following components:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="672" style='width:7.0in;border-collapse:collapse'> <tr style='height:.1in'> <td width="169" valign="bottom" style='width:126.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="235" colspan="2" valign="bottom" style='width:2.45in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the three-month periods ended</font></p> </td> <td width="235" colspan="2" valign="bottom" style='width:2.45in;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the six-month periods ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="169" valign="bottom" style='width:126.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="118" valign="bottom" style='width:88.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31, 2012</font></b></p> </td> <td width="118" valign="bottom" style='width:88.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>December 31, 2011</font></p> </td> <td width="118" valign="bottom" style='width:88.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31, 2012</font></b></p> </td> <td width="118" valign="bottom" style='width:88.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>December 31, 2011</font></p> </td> </tr> <tr style='height:.1in'> <td width="169" valign="bottom" style='width:126.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Income taxes</font></p> </td> <td width="118" valign="bottom" style='width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="118" valign="bottom" style='width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="118" valign="bottom" style='width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="118" valign="bottom" style='width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="169" valign="bottom" style='width:126.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Current</font></p> </td> <td width="118" valign="bottom" style='width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,328,723</font></p> </td> <td width="118" valign="bottom" style='width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,815,252</font></p> </td> <td width="118" valign="bottom" style='width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,469,609</font></p> </td> <td width="118" valign="bottom" style='width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,259,459</font></p> </td> </tr> <tr style='height:.1in'> <td width="169" valign="bottom" style='width:126.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Deferred</font></p> </td> <td width="118" valign="bottom" style='width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(263,837)</font></p> </td> <td width="118" valign="bottom" style='width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(498,145)</font></p> </td> <td width="118" valign="bottom" style='width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(263,837)</font></p> </td> <td width="118" valign="bottom" style='width:88.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(498,145)</font></p> </td> </tr> <tr style='height:.1in'> <td width="169" valign="bottom" style='width:126.75pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Total income tax provision</font></p> </td> <td width="118" valign="bottom" style='width:88.2pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,064,886</font></p> </td> <td width="118" valign="bottom" style='width:88.2pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,317,107</font></p> </td> <td width="118" valign="bottom" style='width:88.2pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,205,772</font></p> </td> <td width="118" valign="bottom" style='width:88.2pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,761,314</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The components of net deferred tax assets are summarized as follows:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="672" style='width:7.0in;border-collapse:collapse'> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="121" valign="bottom" style='width:90.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31, 2012</font></b></p> </td> <td width="115" valign="bottom" style='width:86.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>June 30, 2012</font></p> </td> </tr> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Deferred tax assets:</font></p> </td> <td width="121" valign="bottom" style='width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="115" valign="bottom" style='width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Provision for losses on loans</font></p> </td> <td width="121" valign="bottom" style='width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,393,565</font></p> </td> <td width="115" valign="bottom" style='width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,247,995</font></p> </td> </tr> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Accrued compensation and benefits</font></p> </td> <td width="121" valign="bottom" style='width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>176,279</font></p> </td> <td width="115" valign="bottom" style='width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>171,113</font></p> </td> </tr> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Other-than-temporary impairment on available for sale securities</font></p> </td> <td width="121" valign="bottom" style='width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>261,405</font></p> </td> <td width="115" valign="bottom" style='width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>261,405</font></p> </td> </tr> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; NOL carry forwards acquired</font></p> </td> <td width="121" valign="bottom" style='width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>159,613</font></p> </td> <td width="115" valign="bottom" style='width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>159,613</font></p> </td> </tr> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Unrealized loss on other real estate</font></p> </td> <td width="121" valign="bottom" style='width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>18,700</font></p> </td> <td width="115" valign="bottom" style='width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>47,600</font></p> </td> </tr> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Other</font></p> </td> <td width="121" valign="bottom" style='width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>87,202</font></p> </td> <td width="115" valign="bottom" style='width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Total deferred tax assets</font></p> </td> <td width="121" valign="bottom" style='width:90.7pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>4,096,764</font></p> </td> <td width="115" valign="bottom" style='width:86.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,887,726</font></p> </td> </tr> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="121" valign="bottom" style='width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="115" valign="bottom" style='width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Deferred tax liabilities:</font></p> </td> <td width="121" valign="bottom" style='width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="115" valign="bottom" style='width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; FHLB stock dividends</font></p> </td> <td width="121" valign="bottom" style='width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>188,612</font></p> </td> <td width="115" valign="bottom" style='width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>188,612</font></p> </td> </tr> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Purchase accounting adjustments</font></p> </td> <td width="121" valign="bottom" style='width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>893,549</font></p> </td> <td width="115" valign="bottom" style='width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>893,549</font></p> </td> </tr> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Depreciation</font></p> </td> <td width="121" valign="bottom" style='width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>506,028</font></p> </td> <td width="115" valign="bottom" style='width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>552,633</font></p> </td> </tr> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Prepaid expenses</font></p> </td> <td width="121" valign="bottom" style='width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>184,593</font></p> </td> <td width="115" valign="bottom" style='width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>123,704</font></p> </td> </tr> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Unrealized gain on available for sale securities</font></p> </td> <td width="121" valign="bottom" style='width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>533,220</font></p> </td> <td width="115" valign="bottom" style='width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>400,554</font></p> </td> </tr> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Other</font></p> </td> <td width="121" valign="bottom" style='width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="115" valign="bottom" style='width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>69,083</font></p> </td> </tr> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Total deferred tax liabilities</font></p> </td> <td width="121" valign="bottom" style='width:90.7pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,306,002</font></p> </td> <td width="115" valign="bottom" style='width:86.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,228,135</font></p> </td> </tr> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="121" valign="bottom" style='width:90.7pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="115" valign="bottom" style='width:86.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="255" valign="bottom" style='width:191.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Net deferred tax&#160; asset</font></p> </td> <td width="121" valign="bottom" style='width:90.7pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,790,762</font></p> </td> <td width="115" valign="bottom" style='width:86.5pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,659,591</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>As of December 31, 2012, and June 30, 2012, the Company had approximately $515,000 of federal and state net operating loss carryforwards, which were acquired in the July 2009 acquisition of Southern Bank of Commerce.&#160; The amount reported is net of the IRC Sec. 382 limitation, or state equivalent, related to utilization of net operating loss carryforwards of acquired corporations.&#160; Unless otherwise utilized, the net operating losses will begin to expire in 2027.&#160; </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>A reconciliation of income tax expense at the statutory rate to the Company&#146;s actual income tax is shown below:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="30%" valign="bottom" style='width:30.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="34%" colspan="2" valign="bottom" style='width:34.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the three-month period ended</font></p> </td> <td width="34%" colspan="2" valign="bottom" style='width:34.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the six-month period ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="30%" valign="bottom" style='width:30.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31, 2012</font></b></p> </td> <td width="17%" valign="bottom" style='width:17.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>December 31, 2011</font></p> </td> <td width="17%" valign="bottom" style='width:17.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31, 2012</font></b></p> </td> <td width="17%" valign="bottom" style='width:17.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>December 31, 2011</font></p> </td> </tr> <tr style='height:.1in'> <td width="30%" valign="bottom" style='width:30.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Tax at statutory rate</font></p> </td> <td width="17%" valign="bottom" style='width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,205,574</font></p> </td> <td width="17%" valign="bottom" style='width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,357,126</font></p> </td> <td width="17%" valign="bottom" style='width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,474,162</font></p> </td> <td width="17%" valign="bottom" style='width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,817,290</font></p> </td> </tr> <tr style='height:.1in'> <td width="30%" valign="bottom" style='width:30.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Increase (reduction) in taxes resulting from:</font></p> </td> <td width="17%" valign="bottom" style='width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="30%" valign="bottom" style='width:30.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Nontaxable municipal income</font></p> </td> <td width="17%" valign="bottom" style='width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(128,391)</font></p> </td> <td width="17%" valign="bottom" style='width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(113,303)</font></p> </td> <td width="17%" valign="bottom" style='width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(252,659)</font></p> </td> <td width="17%" valign="bottom" style='width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(217,673)</font></p> </td> </tr> <tr style='height:.1in'> <td width="30%" valign="bottom" style='width:30.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; State tax, net of Federal benefit</font></p> </td> <td width="17%" valign="bottom" style='width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>84,480</font></p> </td> <td width="17%" valign="bottom" style='width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>103,620</font></p> </td> <td width="17%" valign="bottom" style='width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>176,880</font></p> </td> <td width="17%" valign="bottom" style='width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>220,275</font></p> </td> </tr> <tr style='height:.1in'> <td width="30%" valign="bottom" style='width:30.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Cash surrender value of Bank-owned life insurance</font></p> </td> <td width="17%" valign="bottom" style='width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(43,764)</font></p> </td> <td width="17%" valign="bottom" style='width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(24,275)</font></p> </td> <td width="17%" valign="bottom" style='width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(86,543)</font></p> </td> <td width="17%" valign="bottom" style='width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(48,603)</font></p> </td> </tr> <tr style='height:.1in'> <td width="30%" valign="bottom" style='width:30.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; Other, net</font></p> </td> <td width="17%" valign="bottom" style='width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(53,013)</font></p> </td> <td width="17%" valign="bottom" style='width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(6,060)</font></p> </td> <td width="17%" valign="bottom" style='width:17.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(106,068)</font></p> </td> <td width="17%" valign="bottom" style='width:17.24%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(9,974)</font></p> </td> </tr> <tr style='height:.1in'> <td width="30%" valign="bottom" style='width:30.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Actual provision</font></p> </td> <td width="17%" valign="bottom" style='width:17.74%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,064,886</font></p> </td> <td width="17%" valign="bottom" style='width:17.24%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,317,107</font></p> </td> <td width="17%" valign="bottom" style='width:17.74%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,205,772</font></p> </td> <td width="17%" valign="bottom" style='width:17.24%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,761,314</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Tax credit benefits in the amount of $124,000 and $249,000, respectively, were recognized in the three- and six-month periods ended December 31, 2012, as compared to $73,000 &#160;and $146,000, respectively, recognized in the three- and six-month periods ended December 31, 2011, under the flow-through method of accounting for investments in tax credits.</p> <p 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                <p>The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 136, 172<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32718-109319<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 43, 44, 45, 46, 47, 48, 49<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32559-109319<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Corporate Obligated Floating Rate Trust Preferred Securities<br></strong></div>
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        <th class="th" colspan="1">3 Months Ended</th>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Note 10:&#160; <u>Corporate Obligated Floating Rate Trust Preferred Securities</u>&#160;&#160; </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Southern Missouri Statutory Trust I issued $7.0 million of Floating Rate Capital Securities (the &#147;Trust Preferred Securities&#148;) in March, 2004, with a liquidation value of $1,000 per share.&#160; The securities are due in 30 years, are now redeemable, and bear interest at a floating rate based on LIBOR.&#160; The securities represent undivided beneficial interests in the trust, which was established by the Company for the purpose of issuing the securities.&#160; The Trust Preferred Securities were sold in a private transaction exempt from registration under the Securities Act of 1933, as amended (the &#147;Act&#148;) and have not been registered under the Act.&#160; The securities may not be offered or sold in the United States absent registration or an applicable exemption from registration requirements.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Southern Missouri Statutory Trust I used the proceeds from the sale of the Trust Preferred Securities to purchase Junior Subordinated Debentures of the Company.&#160; The Company has used its net proceeds for working capital and investment in its subsidiary.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
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      <tr>
        <th class="tl" colspan="1" rowspan="2">
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        <th class="th" colspan="1">3 Months Ended</th>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="576" style='width:6.0in;border-collapse:collapse'> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>December 31, 2012</font></u></b></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>June 30, 2012</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Residential real estate</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$602,735</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$395,374</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Construction real estate</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>100,351</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Commercial real estate</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>323,199</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>976,881</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Consumer loans</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>11,183</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>15,971</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Commercial loans</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,153,143</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,010,123</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Total loans</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,190,611</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,398,349</font></p> </td> </tr> </table> </div><span></span></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of nonaccrual and past due financing receivables (such as loans and trade receivables), including: (a) the recorded investment in loans and trade receivables, if applicable, on nonaccrual status as of each balance sheet date (b) the recorded investment in loans and trade receivables, if applicable, past due 90 days or more and still accruing.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5111-111524<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EZMAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Loans and Allowance For Loan Losses: Schedule of Classes of Loans (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableResidentialRealEstate', window );">Loans Receivable Residential Real Estate</a></td>
        <td class="nump">$ 225,901,693<span></span></td>
        <td class="nump">$ 201,012,698<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableRealEstateConstruction', window );">Loans Receivable Real Estate Construction</a></td>
        <td class="nump">22,115,280<span></span></td>
        <td class="nump">40,181,979<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableCommercialMortgage', window );">Loans Receivable, Gross, Commercial, Mortgage</a></td>
        <td class="nump">235,210,968<span></span></td>
        <td class="nump">200,957,429<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableConsumer', window );">Loans and Leases Receivable, Gross, Consumer</a></td>
        <td class="nump">28,187,249<span></span></td>
        <td class="nump">28,985,905<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Loans and Leases Receivable, Gross, Commercial</a></td>
        <td class="nump">125,163,107<span></span></td>
        <td class="nump">137,004,222<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableLoansInProcess', window );">Loans and Leases Receivable, Loans in Process</a></td>
        <td class="num">(9,406,500)<span></span></td>
        <td class="num">(17,370,404)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableDeferredLoanFeesNet', window );">Loans Receivable Deferred Loan Fees, Net</a></td>
        <td class="nump">158,304<span></span></td>
        <td class="nump">184,746<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForNotesReceivable', window );">Allowance for Notes, Loans and Financing Receivable</a></td>
        <td class="num">(7,920,201)<span></span></td>
        <td class="num">(7,492,054)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TotalLoansReceivable', window );">Total loans receivable</a></td>
        <td class="nump">$ 619,409,900<span></span></td>
        <td class="nump">$ 583,464,521<span></span></td>
      </tr>
    </table>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For an unclassified balance sheet, the valuation allowance relating to a written agreement to receive money (at a specified future date(s), consisting of principal as well as any accrued interest) for the portion that is expected to be uncollectible.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td>instant</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance of commercial loans and leases receivable includes, but not limited to, commercial and industrial loans, agricultural loans, mortgage loans, promissory notes, interbank and other loans to financial institutions, draws against credit facilities, trade financing, lease financings. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(a),(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph a, b<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance of consumer loans, including, but not limited to, mortgage, home equity, vehicles, credit card, installment, and lease financing. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(a),(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph a, b<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableConsumer</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableLoansInProcess">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of undisbursed portion of the loan receivable balance (loans in process). Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 8<br><br> -Subparagraph g<br><br> -Chapter V<br><br> -Subsection I<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableLoansInProcess</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance of mortgage loans on existing land or building. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(a)(3))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 51<br><br> -IssueDate 2006-05-01<br><br> -Chapter 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5066-111524<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph a<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansReceivableCommercialMortgage</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td>debit</td>
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                    <td>instant</td>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Loans and Allowance For Loan Losses: Schedule of Debtor Troubled Debt Restructuring Nonperforming (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfDebtorTroubledDebtRestructuringNonperforming', window );">Schedule of Debtor Troubled Debt Restructuring Nonperforming</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="576" style='width:6.0in;margin-left:4.65pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="188" valign="bottom" style='width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="187" colspan="2" valign="bottom" style='width:140.45pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31, 2012</font></b></p> </td> </tr> <tr style='height:.1in'> <td width="188" valign="bottom" style='width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="77" valign="bottom" style='width:57.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Number of</font></p> </td> <td width="110" valign="bottom" style='width:82.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recorded</font></p> </td> </tr> <tr style='height:.1in'> <td width="188" valign="bottom" style='width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="77" valign="bottom" style='width:57.95pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>modifications</font></p> </td> <td width="110" valign="bottom" style='width:82.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Investment</font></p> </td> </tr> <tr style='height:.1in'> <td width="188" valign="bottom" style='width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Residential real estate</font></p> </td> <td width="77" valign="bottom" style='width:57.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>1</font></p> </td> <td width="110" valign="bottom" style='width:82.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$5,544</font></p> </td> </tr> <tr style='height:.1in'> <td width="188" valign="bottom" style='width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction real estate</font></p> </td> <td width="77" valign="bottom" style='width:57.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="110" valign="bottom" style='width:82.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="188" valign="bottom" style='width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial real estate</font></p> </td> <td width="77" valign="bottom" style='width:57.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>12</font></p> </td> <td width="110" valign="bottom" style='width:82.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,027,227</font></p> </td> </tr> <tr style='height:.1in'> <td width="188" valign="bottom" style='width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Consumer loans</font></p> </td> <td width="77" valign="bottom" style='width:57.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="110" valign="bottom" style='width:82.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="188" valign="bottom" style='width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial loans</font></p> </td> <td width="77" valign="bottom" style='width:57.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>5</font></p> </td> <td width="110" valign="bottom" style='width:82.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>409,029</font></p> </td> </tr> <tr style='height:.1in'> <td width="188" valign="bottom" style='width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total</font></p> </td> <td width="77" valign="bottom" style='width:57.95pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>18</font></p> </td> <td width="110" valign="bottom" style='width:82.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,441,800</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="576" style='width:6.0in;margin-left:4.65pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="188" valign="bottom" style='width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="187" colspan="2" valign="bottom" style='width:140.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>June 30, 2012</font></p> </td> </tr> <tr style='height:.1in'> <td width="188" valign="bottom" style='width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="79" valign="bottom" style='width:59.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Number of</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recorded</font></p> </td> </tr> <tr style='height:.1in'> <td width="188" valign="bottom" style='width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="79" valign="bottom" style='width:59.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>modifications</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Investment</font></p> </td> </tr> <tr style='height:.1in'> <td width="188" valign="bottom" style='width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Residential real estate</font></p> </td> <td width="79" valign="bottom" style='width:59.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>2</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$39,835</font></p> </td> </tr> <tr style='height:.1in'> <td width="188" valign="bottom" style='width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction real estate</font></p> </td> <td width="79" valign="bottom" style='width:59.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="188" valign="bottom" style='width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial real estate</font></p> </td> <td width="79" valign="bottom" style='width:59.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>10</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,290,986</font></p> </td> </tr> <tr style='height:.1in'> <td width="188" valign="bottom" style='width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Consumer loans</font></p> </td> <td width="79" valign="bottom" style='width:59.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="188" valign="bottom" style='width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial loans</font></p> </td> <td width="79" valign="bottom" style='width:59.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>6</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>807,386</font></p> </td> </tr> <tr style='height:.1in'> <td width="188" valign="bottom" style='width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total</font></p> </td> <td width="79" valign="bottom" style='width:59.2pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>18</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,138,207</font></p> </td> </tr> </table><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
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                <p>No definition available.</p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EUIAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Income Taxes: Schedule of Deferred Tax Assets and Liabilities (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DeferredTaxAssetProvisionForLossesOnLoans', window );">Deferred tax asset provision for losses on loans</a></td>
        <td class="nump">$ 3,393,565<span></span></td>
        <td class="nump">$ 3,247,995<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits', window );">Deferred Tax Assets, Tax Deferred Expense, Compensation and Benefits</a></td>
        <td class="nump">176,279<span></span></td>
        <td class="nump">171,113<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DeferredTaxAssetOtherThanTemporaryImpairmentOnAvailableForSaleSecurities', window );">Deferred tax asset other than temporary impairment on available for sale securities</a></td>
        <td class="nump">261,405<span></span></td>
        <td class="nump">261,405<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards', window );">Deferred Tax Assets, Operating Loss Carryforwards</a></td>
        <td class="nump">159,613<span></span></td>
        <td class="nump">159,613<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DeferredTaxAssetUnrealizedLossOnOtherRealEstate', window );">Deferred tax asset unrealized loss on other real estate</a></td>
        <td class="nump">18,700<span></span></td>
        <td class="nump">47,600<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsOther', window );">Deferred Tax Assets, Other</a></td>
        <td class="nump">87,202<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsGross', window );">Deferred Tax Assets, Gross</a></td>
        <td class="nump">4,096,764<span></span></td>
        <td class="nump">3,887,726<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DeferredTaxLiabilitiesFHLBStockDividends', window );">Deferred tax liabilities FHLB stock dividends</a></td>
        <td class="nump">188,612<span></span></td>
        <td class="nump">188,612<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DeferredTaxLiabilitiesPurchaseAccountingAdjustments', window );">Deferred tax liabilities purchase accounting adjustments</a></td>
        <td class="nump">893,549<span></span></td>
        <td class="nump">893,549<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DeferredTaxLiabilitiesDepreciation', window );">Deferred tax liabilities depreciation</a></td>
        <td class="nump">506,028<span></span></td>
        <td class="nump">552,633<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesPrepaidExpenses', window );">Deferred Tax Liabilities, Prepaid Expenses</a></td>
        <td class="nump">184,593<span></span></td>
        <td class="nump">123,704<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities', window );">Deferred Tax Liabilities, Unrealized Gains on Trading Securities</a></td>
        <td class="nump">533,220<span></span></td>
        <td class="nump">400,554<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesOther', window );">Deferred Tax Liabilities, Other</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">69,083<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsLiabilitiesNet', window );">Deferred Tax Assets, Net</a></td>
        <td class="nump">2,306,002<span></span></td>
        <td class="nump">2,228,135<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsNet', window );">Deferred Tax Assets, Net of Valuation Allowance</a></td>
        <td class="nump">$ 1,790,762<span></span></td>
        <td class="nump">$ 1,659,591<span></span></td>
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                <p>No authoritative reference available.</p>
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                <p>No definition available.</p>
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                <p>No authoritative reference available.</p>
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                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                <p>No authoritative reference available.</p>
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                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                <p>No definition available.</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 43, 289<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Deferred Tax Asset<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6510090<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards, net of deferred tax liability attributable to taxable temporary differences.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br><br><br></p>
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                    <td>instant</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (b),(c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 43<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible operating loss carryforwards.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6969291&amp;loc=d3e28680-109314<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 43, 289<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences not separately disclosed.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6969291&amp;loc=d3e28680-109314<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 43<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from compensation and benefits costs.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 11<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6969291&amp;loc=d3e28680-109314<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 43<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred tax liability attributable to taxable temporary differences not separately disclosed.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 11<br><br> -Subparagraph a, d, e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6969291&amp;loc=d3e28680-109314<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 43<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred tax consequences attributable to taxable temporary differences derived from prepaid expenses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxLiabilitiesPrepaidExpenses</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred tax liability attributable to taxable temporary differences from unrealized gains on trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 11<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6969291&amp;loc=d3e28680-109314<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 43<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Loans and Allowance For Loan Losses: Schedule of Interest Income Recognized on Impaired Loans (Tables)<br></strong></div>
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        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Dec. 31, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfInterestIncomeRecognizedOnImpairedLoans', window );">Schedule of Interest Income Recognized on Impaired Loans</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="576" style='width:6.0in;border-collapse:collapse'> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="227" colspan="2" valign="bottom" style='width:170.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the three-month period ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="227" colspan="2" valign="bottom" style='width:170.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31, 2012</font></b></p> </td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="114" valign="bottom" style='width:85.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Average</font></p> </td> <td width="113" valign="bottom" style='width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><i><font style='layout-grid-mode:both'>(dollars in thousands)</font></i></p> </td> <td width="114" valign="bottom" style='width:85.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Investment in</font></p> </td> <td width="113" valign="bottom" style='width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Interest Income</font></p> </td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="114" valign="bottom" style='width:85.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Impaired Loans</font></p> </td> <td width="113" valign="bottom" style='width:84.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recognized</font></p> </td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Residential Real Estate </font></p> </td> <td width="114" valign="bottom" style='width:85.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,799</font></p> </td> <td width="113" valign="bottom" style='width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$141</font></p> </td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Construction Real Estate </font></p> </td> <td width="114" valign="bottom" style='width:85.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="113" valign="bottom" style='width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Commercial Real Estate </font></p> </td> <td width="114" valign="bottom" style='width:85.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,668</font></p> </td> <td width="113" valign="bottom" style='width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>48</font></p> </td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Consumer Loans </font></p> </td> <td width="114" valign="bottom" style='width:85.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>165</font></p> </td> <td width="113" valign="bottom" style='width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Commercial Loans </font></p> </td> <td width="114" valign="bottom" style='width:85.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,306</font></p> </td> <td width="113" valign="bottom" style='width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>24</font></p> </td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160; Total Loans </font></p> </td> <td width="114" valign="bottom" style='width:85.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$4,938</font></p> </td> <td width="113" valign="bottom" style='width:84.8pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$213</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="576" style='width:6.0in;border-collapse:collapse'> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="230" colspan="2" valign="bottom" style='width:172.85pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the three-month period ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="230" colspan="2" valign="bottom" style='width:172.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>December 31, 2011</font></p> </td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Average</font></p> </td> <td width="118" valign="bottom" style='width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><i><font style='layout-grid-mode:both'>(dollars in thousands)</font></i></p> </td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Investment in</font></p> </td> <td width="118" valign="bottom" style='width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Interest Income</font></p> </td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="112" valign="bottom" style='width:84.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Impaired Loans</font></p> </td> <td width="118" valign="bottom" style='width:88.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recognized</font></p> </td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Residential Real Estate </font></p> </td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,703</font></p> </td> <td width="118" valign="bottom" style='width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$79</font></p> </td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Construction Real Estate </font></p> </td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="118" valign="bottom" style='width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Commercial Real Estate </font></p> </td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,445</font></p> </td> <td width="118" valign="bottom" style='width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>174</font></p> </td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Consumer Loans </font></p> </td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="118" valign="bottom" style='width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Commercial Loans </font></p> </td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,008</font></p> </td> <td width="118" valign="bottom" style='width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>121</font></p> </td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160; Total Loans </font></p> </td> <td width="112" valign="bottom" style='width:84.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$6,155</font></p> </td> <td width="118" valign="bottom" style='width:88.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$374</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="576" style='width:6.0in;border-collapse:collapse'> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="226" colspan="2" valign="bottom" style='width:169.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the six-month period ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="226" colspan="2" valign="bottom" style='width:169.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31, 2012</font></b></p> </td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Average</font></p> </td> <td width="113" valign="bottom" style='width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><i><font style='layout-grid-mode:both'>(dollars in thousands)</font></i></p> </td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Investment in</font></p> </td> <td width="113" valign="bottom" style='width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Interest Income</font></p> </td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="112" valign="bottom" style='width:84.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Impaired Loans</font></p> </td> <td width="113" valign="bottom" style='width:84.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recognized</font></p> </td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Residential Real Estate </font></p> </td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,589</font></p> </td> <td width="113" valign="bottom" style='width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$269</font></p> </td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Construction Real Estate </font></p> </td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="113" valign="bottom" style='width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Commercial Real Estate </font></p> </td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,375</font></p> </td> <td width="113" valign="bottom" style='width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>98</font></p> </td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Consumer Loans </font></p> </td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="113" valign="bottom" style='width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Commercial Loans </font></p> </td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,322</font></p> </td> <td width="113" valign="bottom" style='width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>49</font></p> </td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160; Total Loans </font></p> </td> <td width="112" valign="bottom" style='width:84.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$5,286</font></p> </td> <td width="113" valign="bottom" style='width:84.8pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$416</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="576" style='width:6.0in;border-collapse:collapse'> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="220" colspan="2" valign="bottom" style='width:165.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the six-month period ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="220" colspan="2" valign="bottom" style='width:165.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>December 31, 2011</font></p> </td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Average</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>&nbsp;</font></p> </td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><i><font style='layout-grid-mode:both'>(dollars in thousands)</font></i></p> </td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Investment in</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Interest Income</font></p> </td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="112" valign="bottom" style='width:84.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Impaired Loans</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recognized</font></p> </td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Residential Real Estate </font></p> </td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,654</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$158</font></p> </td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Construction Real Estate </font></p> </td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Commercial Real Estate </font></p> </td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,866</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>295</font></p> </td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Consumer Loans </font></p> </td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Commercial Loans </font></p> </td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,514</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>450</font></p> </td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160; Total Loans </font></p> </td> <td width="112" valign="bottom" style='width:84.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$7,034</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$903</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p><span></span></td>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E5AAG">
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          <div style="width: 200px;"><strong>Loans and Allowance For Loan Losses (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2012</div>
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      </tr>
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          <div class="a">Residential Real Estate Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableImpairedTroubledDebtRestructuringAmount', window );">Loans and Leases Receivable, Impaired, Troubled Debt Restructuring, Amount</a></td>
        <td class="nump">$ 5,544<span></span></td>
        <td class="nump">$ 5,963<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Construction Real Estate Loans</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">100,351<span></span></td>
        <td class="nump">0<span></span></td>
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          <div class="a">Commercial Real Estate Loans</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableImpairedTroubledDebtRestructuringAmount', window );">Loans and Leases Receivable, Impaired, Troubled Debt Restructuring, Amount</a></td>
        <td class="nump">3,000,000<span></span></td>
        <td class="nump">3,100,000<span></span></td>
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      <tr class="rh">
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          <div class="a">Consumer Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableImpairedTroubledDebtRestructuringAmount', window );">Loans and Leases Receivable, Impaired, Troubled Debt Restructuring, Amount</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
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          <div class="a">Commercial Loans</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableImpairedTroubledDebtRestructuringAmount', window );">Loans and Leases Receivable, Impaired, Troubled Debt Restructuring, Amount</a></td>
        <td class="nump">1,500,000<span></span></td>
        <td class="nump">1,700,000<span></span></td>
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          <div class="a">Loans without a specific valuation allowance</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_PurchasedCreditImpairedLoans', window );">Purchased Credit Impaired Loans</a></td>
        <td class="nump">3,700,000<span></span></td>
        <td class="nump">3,600,000<span></span></td>
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          <div class="a">Loans with a specific valuation allowance</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_PurchasedCreditImpairedLoans', window );">Purchased Credit Impaired Loans</a></td>
        <td class="nump">897,000<span></span></td>
        <td class="nump">935,000<span></span></td>
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      <tr class="rh">
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          <div class="a">Total loans with and without a specific valuation allowance</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_PurchasedCreditImpairedLoans', window );">Purchased Credit Impaired Loans</a></td>
        <td class="nump">$ 4,600,000<span></span></td>
        <td class="nump">$ 4,500,000<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the carrying amount of loans with terms that have been modified because of the inability of the borrower, for financial reasons, to comply with the terms of the original loan agreement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Organization and Summary of Significant Accounting Policies: Stock Options Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_StockOptionsPolicy', window );">Stock Options Policy</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b>Stock Options.</b> With limited exceptions, the amount of compensation cost related to a stock option award is measured based on the grant-date fair value of the equity instruments issued. Compensation cost is recognized over the vesting period during which an employee provides service in exchange for the award. Stock-based compensation has been recognized for all stock options granted or modified after July 1, 2005.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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<DOCUMENT>
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<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Loans and Allowance For Loan Losses: Purchased Credit Impaired Loans Aging Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_PurchasedCreditImpairedLoansAgingPolicy', window );">Purchased Credit Impaired Loans Aging Policy</a></td>
        <td class="text"><!--egx--><p style='margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt'><font lang="X-NONE">The above amounts include purchased credit impaired loans.&#160; At </font>December 31<font lang="X-NONE">, 2012, these loans comprised </font><font lang="X-NONE">$</font>206,000<font lang="X-NONE"> </font><font lang="X-NONE">credits 30-59 Days Past Due; </font>no <font lang="X-NONE">credits 60-89 Days Past Due; </font>no <font lang="X-NONE">credits Greater Than 90 Days Past Due; </font><font lang="X-NONE">$</font>206,000<font lang="X-NONE"> of Total Past Due credits; $</font>4.4 million <font lang="X-NONE">of credits Current; and </font>$0<font lang="X-NONE"> Loans &gt; 90 Days &amp; Accruing.&#160; At June 30, 2012, there were no purchased credit impaired loans that were past due.&#160; </font></p> <p style='margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt'><font lang="X-NONE">A loan is considered impaired, in accordance with the impairment accounting guidance (ASC 310-10-35-16), when based on current information and events, it is probable the Company will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan.&#160; Impaired loans include nonperforming loans, as well as performing loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties.&#160; These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection.</font></p> <p style='margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt'><font lang="X-NONE">The tables below present impaired loans (excluding loans in process and deferred loan fees) as of </font>December 31 <font lang="X-NONE">and June 30, 2012.&#160; These tables include purchased credit impaired loans.&#160; Purchased credit impaired loans are those for which it was deemed probable, at acquisition, that the Company would be unable to collect all contractually required payments receivable.&#160; In an instance where, subsequent to the acquisition, the Company determines it is probable, for a specific loan, that cash flows received will exceed the amount previously expected, the Company will recalculate the amount of accretable yield in order to recognize the improved cash flow expectation as additional interest income over the remaining life of the loan.&#160; These loans, however, will continue to be reported as impaired loans.&#160; In an instance where, subsequent to the acquisition, the Company determines it is probable, for a specific loan, that cash flows received will be less than the amount previously expected, the Company will allocate a specific allowance under the terms of ASC 310-10-35. </font></p><span></span></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Organization and Summary of Significant Accounting Policies: Organization, Consolidation, Basis of Presentation, Business Description and Accounting Policies (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Dec. 31, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OrganizationConsolidationBasisOfPresentationBusinessDescriptionAndAccountingPoliciesTextBlock', window );">Organization, Consolidation, Basis of Presentation, Business Description and Accounting Policies</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Organization.</b> Southern Missouri Bancorp, Inc., a Missouri corporation (the Company), was organized in 1994 and is the parent company of Southern Bank (the Bank). Substantially all of the Company&#146;s consolidated revenues are derived from the operations of the Bank, and the Bank represents substantially all of the Company&#146;s consolidated assets and liabilities.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>The Bank is primarily engaged in providing a full range of banking and financial services to individuals and corporate customers in its market areas. The Bank and Company are subject to competition from other financial institutions. The Bank and Company are subject to regulation by certain federal and state agencies and undergo periodic examinations by those regulatory authorities.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b>Basis of Financial Statement Presentation.</b> The financial statements of the Company have been prepared in conformity with accounting principles generally accepted in the United States of America and general practices within the banking industry. In the normal course of business, the Company encounters two significant types of risk: economic and regulatory. Economic risk is comprised of interest rate risk, credit risk, and market risk. The Company is subject to interest rate risk to the degree that its interest-bearing liabilities reprice on a different basis than its interest-earning assets. Credit risk is the risk of default on the Company&#146;s investment or loan portfolios resulting from the borrowers&#146; inability or unwillingness to make contractually required payments. Market risk reflects changes in the value of the investment portfolio, collateral underlying loans receivable, and the value of the Company&#146;s investments in real estate.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for the general note to the financial statements for the reporting entity which may include, descriptions of the basis of presentation, business description, significant accounting policies, consolidations, reclassifications, new pronouncements not yet adopted and changes in accounting principles.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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<DOCUMENT>
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  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Organization and Summary of Significant Accounting Policies: Federal Reserve Bank and Federal Home Loan Bank Stock Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FederalReserveBankAndFederalHomeLoanBankStockPolicy', window );">Federal Reserve Bank and Federal Home Loan Bank Stock Policy</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b>Federal Reserve Bank and Federal Home Loan Bank Stock.</b><b> </b>The Bank is a member of the Federal Reserve and the Federal Home Loan Bank (FHLB) systems.&nbsp;&nbsp;Capital stock of the Federal Reserve and the FHLB is a required investment based upon a predetermined formula and is carried at cost.</p><span></span></td>
      </tr>
    </table>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>107
<FILENAME>R95.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EVVAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Loans and Allowance For Loan Losses: Schedule of Debtor Troubled Debt Restructuring, Current Period (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">6 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Real Estate Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableTroubledDebtRestructuringNumberOfModifications', window );">Loans Receivable Troubled Debt Restructuring Number of Modifications</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableTroubledDebtRestructuringRecordedInvestment', window );">Loans Receivable Troubled Debt Restructuring Recorded Investment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 97,783<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Construction Real Estate Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableTroubledDebtRestructuringNumberOfModifications', window );">Loans Receivable Troubled Debt Restructuring Number of Modifications</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableTroubledDebtRestructuringRecordedInvestment', window );">Loans Receivable Troubled Debt Restructuring Recorded Investment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">100,351<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableTroubledDebtRestructuringNumberOfModifications', window );">Loans Receivable Troubled Debt Restructuring Number of Modifications</a></td>
        <td class="nump">1<span></span></td>
        <td class="nump">1<span></span></td>
        <td class="nump">3<span></span></td>
        <td class="nump">6<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableTroubledDebtRestructuringRecordedInvestment', window );">Loans Receivable Troubled Debt Restructuring Recorded Investment</a></td>
        <td class="nump">330,748<span></span></td>
        <td class="nump">22,000<span></span></td>
        <td class="nump">1,134,756<span></span></td>
        <td class="nump">1,027,830<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableTroubledDebtRestructuringNumberOfModifications', window );">Loans Receivable Troubled Debt Restructuring Number of Modifications</a></td>
        <td class="nump">1<span></span></td>
        <td class="nump">3<span></span></td>
        <td class="nump">3<span></span></td>
        <td class="nump">6<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableTroubledDebtRestructuringRecordedInvestment', window );">Loans Receivable Troubled Debt Restructuring Recorded Investment</a></td>
        <td class="nump">73,369<span></span></td>
        <td class="nump">248,394<span></span></td>
        <td class="nump">239,288<span></span></td>
        <td class="nump">1,268,106<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total Loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableTroubledDebtRestructuringNumberOfModifications', window );">Loans Receivable Troubled Debt Restructuring Number of Modifications</a></td>
        <td class="nump">2<span></span></td>
        <td class="nump">4<span></span></td>
        <td class="nump">7<span></span></td>
        <td class="nump">13<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableTroubledDebtRestructuringRecordedInvestment', window );">Loans Receivable Troubled Debt Restructuring Recorded Investment</a></td>
        <td class="nump">$ 404,117<span></span></td>
        <td class="nump">$ 270,394<span></span></td>
        <td class="nump">$ 1,474,395<span></span></td>
        <td class="nump">$ 2,393,719<span></span></td>
      </tr>
    </table>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>108
<FILENAME>R49.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Loans and Allowance For Loan Losses: Purchased Credit Impaired Loans Credit Quality Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_PurchasedCreditImpairedLoansCreditQualityPolicy', window );">Purchased Credit Impaired Loans Credit Quality Policy</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The above amounts include purchased credit impaired loans.&#160; At December 31, 2012, these loans comprised $37,000 of credits rated &#147;Pass&#148;; $1.6 million of credits rated &#147;Watch&#148;; no credits rated &#147;Special Mention&#148;; $2.9 million of loans rated &#147;Substandard&#148;; and no credits rated &#147;Doubtful&#148;.&#160; At June 30, 2012, these loans comprised $1.5 million of credits rated &#147;Pass&#148;; no credits rated &#147;Watch&#148;; no credits rated &#147;Special Mention&#148;; $3.0 million of credits rated &#147;Substandard&#148;; and no credits rated &#147;Doubtful&#148;.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>109
<FILENAME>R105.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EJHAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Fair Value Measurements: Schedule of Available for Sale Securities Reconciliation Based on Level 3 Unobservable Information (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">6 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AvailableForSaleSecuritiesBeginningOfYear', window );">Available for sale securities, beginning of year</a></td>
        <td class="nump">$ 43,000<span></span></td>
        <td class="nump">$ 29,000<span></span></td>
        <td class="nump">$ 32,600<span></span></td>
        <td class="nump">$ 71,004<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TotalUnrealizedGainLossIncludedInComprehensiveIncome', window );">Total unrealized gain (loss) included in comprehensive income</a></td>
        <td class="nump">15,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">25,400<span></span></td>
        <td class="num">(42,004)<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AvailableForSaleSecuritiesEndOfPeriod', window );">Available for sale securities, end of period</a></td>
        <td class="nump">$ 58,000<span></span></td>
        <td class="nump">$ 29,000<span></span></td>
        <td class="nump">$ 58,000<span></span></td>
        <td class="nump">$ 29,000<span></span></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_AvailableForSaleSecuritiesBeginningOfYear</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_AvailableForSaleSecuritiesEndOfPeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_AvailableForSaleSecuritiesEndOfPeriod</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_TotalUnrealizedGainLossIncludedInComprehensiveIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>110
<FILENAME>R41.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Securities: Credit Losses Recognized on Investments Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_CreditLossesRecognizedOnInvestmentsPolicy', window );">Credit Losses Recognized on Investments Policy</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><i>Credit losses recognized on investments.&#160; </i>As described above, some of the Company&#146;s investments in trust preferred securities have experienced fair value deterioration due to credit losses, but are not otherwise other-than-temporarily impaired.&#160; During fiscal 2009, the Company adopted ASC 820, formerly FASB Staff Position 157-4, &#147;Determining Fair Value When the Volume and Level of Activity for the Asset or Liability Have Significantly Decreased and Identifying Transactions That Are Not Orderly.&#148;&#160; The following table provides information about the trust preferred security for which only a credit loss was recognized in income and other losses are recorded in other comprehensive income (loss) for the six-month periods ended December 31, 2012 and 2011.</p><span></span></td>
      </tr>
    </table>
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        <tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PolicyTextBlockAbstract</nobr></td>
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                    <td>duration</td>
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      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>111
<FILENAME>R107.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EIBAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Fair Value Measurements: Schedule of Gains and Losses Recognized on Assets Measured on Nonrecurring Basis (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">6 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ImpairedLoansCollateralDependent', window );">Impaired Loans (collateral dependent)</a></td>
        <td class="num">$ (134,000)<span></span></td>
        <td class="num">$ (142,000)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ForeclosedAndRepossessedAssetsHeldForSale', window );">Foreclosed and repossessed assets held for sale</a></td>
        <td class="num">(552,000)<span></span></td>
        <td class="num">(121,000)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TotalGainLossRecognizedOnAssetsNonrecurringBasis', window );">Total gain (loss) recognized on assets nonrecurring basis</a></td>
        <td class="num">$ (686,000)<span></span></td>
        <td class="num">$ (263,000)<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_ForeclosedAndRepossessedAssetsHeldForSale">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_ForeclosedAndRepossessedAssetsHeldForSale</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_ImpairedLoansCollateralDependent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_ImpairedLoansCollateralDependent</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_TotalGainLossRecognizedOnAssetsNonrecurringBasis">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_TotalGainLossRecognizedOnAssetsNonrecurringBasis</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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      </table>
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</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>112
<FILENAME>R5.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EPDAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>SOUTHERN MISSOURI BANCORP, INC -- CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">6 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="nump">$ 2,480,920<span></span></td>
        <td class="nump">$ 2,674,440<span></span></td>
        <td class="nump">$ 5,071,174<span></span></td>
        <td class="nump">$ 5,524,832<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossTaxAbstract', window );"><strong>Other comprehensive income:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_UnrealizedLossesGainsOnSecuritiesAvailableForSale', window );">Unrealized (losses) gains on securities available-for-sale</a></td>
        <td class="num">(14,363)<span></span></td>
        <td class="nump">74,330<span></span></td>
        <td class="nump">343,157<span></span></td>
        <td class="nump">469,252<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities', window );">Unrealized gains (losses) on available-for-sale securities for which a portion of an other-than-temporary impairment has been recognized in income</a></td>
        <td class="nump">15,234<span></span></td>
        <td class="num">(58,813)<span></span></td>
        <td class="nump">15,318<span></span></td>
        <td class="num">(72,843)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_OtherComprehensiveIncomeTaxExpenseBenefit', window );">Tax (expense) benefit</a></td>
        <td class="num">(322)<span></span></td>
        <td class="nump">5,741<span></span></td>
        <td class="num">(132,635)<span></span></td>
        <td class="num">(146,672)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax', window );">Total other comprehensive income</a></td>
        <td class="nump">549<span></span></td>
        <td class="nump">21,258<span></span></td>
        <td class="nump">225,840<span></span></td>
        <td class="nump">249,737<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTax', window );">Comprehensive income</a></td>
        <td class="nump">$ 2,481,469<span></span></td>
        <td class="nump">$ 2,695,698<span></span></td>
        <td class="nump">$ 5,297,014<span></span></td>
        <td class="nump">$ 5,774,569<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_OtherComprehensiveIncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_OtherComprehensiveIncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
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                <p>No authoritative reference available.</p>
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                <p>No definition available.</p>
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                <p>The change in equity [net assets] of a business enterprise during a period from transactions and other events and circumstances from non-owner sources which are attributable to the reporting entity. It includes all changes in equity during a period except those resulting from investments by owners and distributions to owners, but excludes any and all transactions which are directly or indirectly attributable to that ownership interest in subsidiary equity which is not attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph c(3)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 30<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=16317811<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e557-108580<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A5<br><br> -Appendix A<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28, 29, 30<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e565-108580<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A7<br><br> -Appendix A<br><br><br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  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              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net of tax amount of other comprehensive income (loss) attributable to both parent entity and noncontrolling interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669619-108580<br><br><br><br></p>
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                <p>The amount of other than temporary impairment losses on investments in debt and equity securities categorized as Available-for-sale which have been recognized in earnings during the period. Such impairment losses consist of other than temporary impairments (OTTI) on equity securities, credit losses on investments in debt securities, and when the entity intends to sell an impaired debt security or it is more likely than not that the entity will be required to sell the impaired debt security before recovery of its amortized cost basis.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 15D<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 15C<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
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          <div style="width: 200px;"><strong>Loans and Allowance For Loan Losses: Purchased Credit Impaired Loans Credit Quality Policy (Details) (USD $)<br></strong></div>
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          <div>Dec. 31, 2012</div>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Loans and Allowance For Loan Losses<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Dec. 31, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock', window );">Loans and Allowance For Loan Losses</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Note 4:&#160; <u>Loans and Allowance for Loan Losses</u></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Classes of loans are summarized as follows:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="672" style='width:7.0in;border-collapse:collapse'> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="111" valign="top" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31,</font></b></p> </td> <td width="89" valign="top" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>June 30,</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="111" valign="top" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>2012</font></u></b></p> </td> <td width="89" valign="top" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>2012</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Real Estate Loans:</font></p> </td> <td width="111" valign="top" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="89" valign="top" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Residential</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$225,901,693</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$201,012,698</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>22,115,280</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>40,181,979</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>235,210,968</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>200,957,429</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Consumer loans</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>28,187,249</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>28,985,905</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Commercial loans</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>125,163,107</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>137,004,222</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160; </font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>636,578,297</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>608,142,233</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Loans in process</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(9,406,500)</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(17,370,404)</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Deferred loan fees, net</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>158,304</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>184,746</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Allowance for loan losses</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(7,920,201)</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(7,492,054)</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Total loans</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$619,409,900</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$583,464,521</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.4pt'><font style='layout-grid-mode:both'>The Company&#146;s lending activities consist of origination of loans secured by mortgages on one- to four-family residences and commercial and agricultural real estate, construction loans on residential and commercial properties, commercial and agricultural business loans and consumer loans. The Company has also occasionally purchased loan participation interests originated by other lenders and secured by properties generally located in the states of Missouri and Arkansas.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.4pt'><font style='layout-grid-mode:both'>&nbsp;</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-bottom:1.0pt;text-autospace:none'><i><font style='layout-grid-mode:both'>Residential Mortgage Lending. </font></i><font style='layout-grid-mode:both'>The Company actively originates loans for the acquisition or refinance of one- to four-family residences.&#160; This category includes both fixed-rate and adjustable-rate mortgage (&#147;ARM&#148;) loans amortizing over periods of up to 30 years, and the properties securing such loans may be owner-occupied or non-owner-occupied.&#160; Single-family residential loans do not generally exceed 90% of the lower of the appraised value or purchase price of the secured property.&#160; Substantially all of the one- to four-family residential mortgage originations in the Company&#146;s portfolio are located within the Company&#146;s primary market area.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-indent:12.0pt;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none'><font style='layout-grid-mode:both'>The Company also originates loans secured by multi-family residential properties that are generally located in the Company&#146;s primary market area. The majority of the multi-family residential loans that are originated by the Bank are amortized over periods generally up to 20 years, with balloon maturities typically up to five years. Both fixed and adjustable interest rates are offered and it is typical for the Company to include an interest rate &#147;floor&#148; in the loan agreement. Generally, multi-family residential loans do not exceed 85% of the lower of the appraised value or purchase price of the secured property.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none'><font style='layout-grid-mode:both'>&#160;</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-bottom:1.0pt;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-bottom:1.0pt;text-autospace:none'><i><font style='layout-grid-mode:both'>Construction Lending. </font></i><font style='layout-grid-mode:both'>The Company originates real estate loans secured by property or land that is under construction or development. Construction loans originated by the Company are generally secured by mortgage loans for the construction of owner occupied residential real estate or to finance speculative construction secured by residential real estate, land development, or owner-operated or non-owner occupied commercial real estate.&#160; During construction, these loans typically require monthly interest-only payments and have maturities ranging from six to twelve months. Once construction is completed, permanent construction loans may be converted to monthly payments using amortization schedules of up to 30 years on residential and generally up to 20 years on commercial real estate.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-indent:.5in;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none'><font style='layout-grid-mode:both'>While the Company typically utilizes maturity periods ranging from 6 to 12 months to closely monitor the inherent risks associated with construction loans for these loans, weather conditions, change orders, availability of materials and/or labor, and other factors may contribute to the lengthening of a project, thus necessitating the need to renew the construction loan at the balloon maturity.&#160; Such extensions are typically executed in incremental three month periods to facilitate project completion.&#160; The Company&#146;s average term of construction loans is approximately 14 months.&#160; During construction, loans typically require monthly interest only payments which may allow the Company an opportunity to monitor for early signs of financial difficulty should the borrower fail to make a required monthly payment.&#160; Additionally, during the construction phase, the Company typically obtains interim inspections completed by an independent third party.&#160; This monitoring further allows the Company opportunity to assess risk.&#160; At December 31, 2012, construction loans outstanding included 13 loans, totaling $1.3 million, for which a modification had been agreed to.&#160; At June 30, 2012, construction loans outstanding included 18 loans, totaling $11.0 million, for which a modification had been agreed to. All modifications were solely for the purpose of extending the maturity date due to conditions described above.&#160; None of these modifications were executed due to financial difficulty on the part of the borrower and, therefore, were not accounted for as TDRs.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-bottom:1.0pt;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-bottom:1.0pt;text-autospace:none'><i><font style='layout-grid-mode:both'>Commercial Real Estate Lending. </font></i><font style='layout-grid-mode:both'>The Company actively originates loans secured by commercial real estate including land (improved, unimproved, and farmland), strip shopping centers, retail establishments and other businesses generally located in the Company&#146;s primary market area.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-bottom:1.0pt;text-indent:12.0pt;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none'><font style='layout-grid-mode:both'>Most commercial real estate loans originated by the Company generally are based on amortization schedules of up to 20 years with monthly principal and interest payments. Generally, the interest rate received on these loans is fixed for a maturity of up to five years, with a balloon payment due at maturity. Alternatively, for some loans, the interest rate adjusts at least annually after an initial period up to five years. The Company typically includes an interest rate &#147;floor&#148; in the loan agreement. Generally, improved commercial real estate loan amounts do not exceed 80% of the lower of the appraised value or the purchase price of the secured property. Agricultural real estate terms offered differ slightly, with amortization schedules of up to 25 years with an 80% loan-to-value ratio, or 30 years with a 75% loan-to-value ratio. </font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none'><i><font style='layout-grid-mode:both'>Consumer Lending</font></i><font style='layout-grid-mode:both'>. The Company offers a variety of secured consumer loans, including home equity, direct and indirect automobile loans, second mortgages, mobile home loans and loans secured by deposits. The Company originates substantially all of its consumer loans in its primary market area. Usually, consumer loans are originated with fixed rates for terms of up to five years, with the exception of home equity lines of credit, which are variable, tied to the prime rate of interest and are for a period of ten years.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-indent:.5in;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none'><font style='layout-grid-mode:both'>Home equity lines of credit (HELOCs) are secured with a deed of trust and are issued up to 100% of the appraised or assessed value of the property securing the line of credit, less the outstanding balance on the first mortgage and are typically issued for a term of ten years. Interest rates on the HELOCs are generally adjustable.&#160; Interest rates are based upon the loan-to-value ratio of the property with better rates given to borrowers with more equity. </font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-indent:.5in;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none'><font style='layout-grid-mode:both'>Automobile loans originated by the Company include both direct loans and a smaller amount of loans originated by auto dealers. The Company generally pays a negotiated fee back to the dealer for indirect loans. Typically, automobile loans are made for terms of up to 60 months for new and used vehicles. Loans secured by automobiles have fixed rates and are generally made in amounts up to 100% of the purchase price of the vehicle.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-indent:.5in;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none'><i><font style='layout-grid-mode:both'>Commercial Business Lending</font></i><font style='layout-grid-mode:both'>. The Company&#146;s commercial business lending activities encompass loans with a variety of purposes and security, including loans to finance accounts receivable, inventory, equipment and operating lines of credit, including agricultural production and equipment loans.&#160; The Company offers both fixed and adjustable rate commercial business loans. Generally, commercial loans secured by fixed assets are amortized over periods up to five years, while commercial operating lines of credit or agricultural production lines are generally for a one year period. </font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-autospace:none'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The following tables present the balance in the allowance for loan losses and the recorded investment in loans (excluding loans in process and deferred loan fees) based on portfolio segment and impairment methods as of December 31, 2012, and June 30, 2012, and activity in the allowance for loan losses for the three- and six-month periods ended December 31, 2012 and 2011:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="73%" colspan="7" valign="bottom" style='width:73.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>At period end for the six months ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="73%" colspan="7" valign="bottom" style='width:73.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>December 31, 2012</font></u></b></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Conventional </font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Construction </font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Commercial</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Consumer</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Commercial</font></u></p> </td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Unallocated</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Total</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Allowance for loan losses:</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Balance, beginning of period</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,635,346</font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$243,169</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,985,838</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$483,597</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,144,104</font></p> </td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$7,492,054</font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Provision charged to expense</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>290,255</font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(90,913)</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>815,427</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>44,680</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>13,257</font></p> </td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,072,706</font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Losses charged off</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(203,242)</font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(417,071)</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(8,589)</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(29,466)</font></p> </td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(658,368)</font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Recoveries</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>224</font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>4,462</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>6,698</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,425</font></p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>13,809</font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Balance, end of period</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,722,583</font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$152,256</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,388,656</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$526,386</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,130,320</font></p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$7,920,201</font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Ending Balance: individually </font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$100,000</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$100,000</font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Ending Balance: collectively </font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,722,583</font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$152,256</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,288,656</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$526,386</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,620,333</font></p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$7,310,214</font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Ending Balance: loans acquired </font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; with deteriorated credit quality</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$509,987</font></p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$509,987</font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; </font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Loans:</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Ending Balance: individually </font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$165,144</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$165,144</font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Ending Balance: collectively </font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$224,220,783</font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$12,708,780</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$233,397,723</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$28,187,249</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$123,862,663</font></p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$622,377,198</font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Ending Balance: loans acquired </font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; with deteriorated credit quality</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,680,910</font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,648,101</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,300,444</font></p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$4,629,455</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="74%" colspan="7" valign="bottom" style='width:74.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the three months ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="74%" colspan="7" valign="bottom" style='width:74.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>December 31, 2012</font></u></b></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="bottom" style='width:11.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Conventional </font></p> </td> <td width="11%" valign="bottom" style='width:11.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Construction </font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Commercial</font></p> </td> <td width="9%" valign="bottom" style='width:9.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="bottom" style='width:11.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="11%" valign="bottom" style='width:11.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="9%" valign="bottom" style='width:9.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Consumer</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Commercial</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Unallocated</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Total</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Allowance for loan losses:</font></p> </td> <td width="11%" valign="bottom" style='width:11.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="bottom" style='width:11.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="9%" valign="bottom" style='width:9.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Balance, beginning of period</font></p> </td> <td width="11%" valign="bottom" style='width:11.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,714,363</font></p> </td> <td width="11%" valign="bottom" style='width:11.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$191,784</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,456,760</font></p> </td> <td width="9%" valign="bottom" style='width:9.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$522,655</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,195,276</font></p> </td> <td width="10%" valign="bottom" style='width:10.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$8,080,838</font></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Provision charged to expense</font></p> </td> <td width="11%" valign="bottom" style='width:11.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>197,478</font></p> </td> <td width="11%" valign="bottom" style='width:11.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(39,528)</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>344,852</font></p> </td> <td width="9%" valign="bottom" style='width:9.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(683)</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(40,102)</font></p> </td> <td width="10%" valign="bottom" style='width:10.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>462,017</font></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Losses charged off</font></p> </td> <td width="11%" valign="bottom" style='width:11.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(189,370)</font></p> </td> <td width="11%" valign="bottom" style='width:11.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(416,843)</font></p> </td> <td width="9%" valign="bottom" style='width:9.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(26,223)</font></p> </td> <td width="10%" valign="bottom" style='width:10.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(632,436)</font></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Recoveries</font></p> </td> <td width="11%" valign="bottom" style='width:11.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>112</font></p> </td> <td width="11%" valign="bottom" style='width:11.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,887</font></p> </td> <td width="9%" valign="bottom" style='width:9.42%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>4,414</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,369</font></p> </td> <td width="10%" valign="bottom" style='width:10.66%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.1%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>9,782</font></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Balance, end of period</font></p> </td> <td width="11%" valign="bottom" style='width:11.64%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,722,583</font></p> </td> <td width="11%" valign="bottom" style='width:11.26%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$152,256</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,388,656</font></p> </td> <td width="9%" valign="bottom" style='width:9.42%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$526,386</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,130,320</font></p> </td> <td width="10%" valign="bottom" style='width:10.66%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.1%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$7,920,201</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="27%" valign="bottom" style='width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="72%" colspan="7" valign="bottom" style='width:72.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>&#160;For the six months ended </font></p> </td> </tr> <tr style='height:.1in'> <td width="27%" valign="bottom" style='width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="72%" colspan="7" valign="bottom" style='width:72.18%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>December 31, 2011</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="27%" valign="bottom" style='width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="bottom" style='width:11.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Conventional </font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Construction </font></p> </td> <td width="10%" valign="bottom" style='width:10.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Commercial</font></p> </td> <td width="9%" valign="bottom" style='width:9.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="27%" valign="bottom" style='width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="bottom" style='width:11.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="9%" valign="bottom" style='width:9.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Consumer</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Commercial</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Unallocated</font></u></p> </td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Total</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="27%" valign="bottom" style='width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Allowance for loan losses:</font></p> </td> <td width="11%" valign="bottom" style='width:11.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="9%" valign="bottom" style='width:9.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="27%" valign="bottom" style='width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Balance, beginning of period</font></p> </td> <td width="11%" valign="bottom" style='width:11.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,618,285</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$192,752</font></p> </td> <td width="10%" valign="bottom" style='width:10.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,671,482</font></p> </td> <td width="9%" valign="bottom" style='width:9.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$441,207</font></p> </td> <td width="10%" valign="bottom" style='width:10.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,514,725</font></p> </td> <td width="10%" valign="bottom" style='width:10.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$6,438,451</font></p> </td> </tr> <tr style='height:.1in'> <td width="27%" valign="bottom" style='width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Provision charged to expense</font></p> </td> <td width="11%" valign="bottom" style='width:11.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>304,647</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(10,192)</font></p> </td> <td width="10%" valign="bottom" style='width:10.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,743</font></p> </td> <td width="9%" valign="bottom" style='width:9.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>214,197</font></p> </td> <td width="10%" valign="bottom" style='width:10.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>349,722</font></p> </td> <td width="10%" valign="bottom" style='width:10.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>862,116</font></p> </td> </tr> <tr style='height:.1in'> <td width="27%" valign="bottom" style='width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Losses charged off</font></p> </td> <td width="11%" valign="bottom" style='width:11.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(91,369)</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(24,824)</font></p> </td> <td width="9%" valign="bottom" style='width:9.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(127,767)</font></p> </td> <td width="10%" valign="bottom" style='width:10.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(33,625)</font></p> </td> <td width="10%" valign="bottom" style='width:10.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(277,585)</font></p> </td> </tr> <tr style='height:.1in'> <td width="27%" valign="bottom" style='width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Recoveries</font></p> </td> <td width="11%" valign="bottom" style='width:11.22%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>6,551</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>460</font></p> </td> <td width="10%" valign="bottom" style='width:10.48%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>430</font></p> </td> <td width="9%" valign="bottom" style='width:9.1%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>7,143</font></p> </td> <td width="10%" valign="bottom" style='width:10.48%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>9,024</font></p> </td> <td width="10%" valign="bottom" style='width:10.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="9%" valign="bottom" style='width:9.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>23,608</font></p> </td> </tr> <tr style='height:.1in'> <td width="27%" valign="bottom" style='width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Balance, end of period</font></p> </td> <td width="11%" valign="bottom" style='width:11.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,838,114</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$183,020</font></p> </td> <td width="10%" valign="bottom" style='width:10.48%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,650,831</font></p> </td> <td width="9%" valign="bottom" style='width:9.1%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$534,780</font></p> </td> <td width="10%" valign="bottom" style='width:10.48%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,839,846</font></p> </td> <td width="10%" valign="bottom" style='width:10.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="9%" valign="bottom" style='width:9.74%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$7,046,590</font></p> </td> </tr> <tr style='height:.1in'> <td width="27%" valign="bottom" style='width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Ending Balance: individually </font></p> </td> <td width="11%" valign="bottom" style='width:11.22%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.86%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.48%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="9%" valign="bottom" style='width:9.1%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.48%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.3%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="9%" valign="bottom" style='width:9.74%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="27%" valign="bottom" style='width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="11%" valign="bottom" style='width:11.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.48%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$100,000</font></p> </td> <td width="9%" valign="bottom" style='width:9.1%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.48%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="9%" valign="bottom" style='width:9.74%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$100,000</font></p> </td> </tr> <tr style='height:.1in'> <td width="27%" valign="bottom" style='width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Ending Balance: collectively </font></p> </td> <td width="11%" valign="bottom" style='width:11.22%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.86%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.48%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="9%" valign="bottom" style='width:9.1%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.48%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.3%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="9%" valign="bottom" style='width:9.74%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="27%" valign="bottom" style='width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="11%" valign="bottom" style='width:11.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,838,114</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$183,020</font></p> </td> <td width="10%" valign="bottom" style='width:10.48%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,409,101</font></p> </td> <td width="9%" valign="bottom" style='width:9.1%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$534,780</font></p> </td> <td width="10%" valign="bottom" style='width:10.48%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,817,931</font></p> </td> <td width="10%" valign="bottom" style='width:10.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="9%" valign="bottom" style='width:9.74%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$6,782,945</font></p> </td> </tr> <tr style='height:.1in'> <td width="27%" valign="bottom" style='width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Ending Balance: loans acquired </font></p> </td> <td width="11%" valign="bottom" style='width:11.22%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.86%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.48%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="9%" valign="bottom" style='width:9.1%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.48%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.3%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="9%" valign="bottom" style='width:9.74%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="27%" valign="bottom" style='width:27.82%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; with deteriorated credit quality</font></p> </td> <td width="11%" valign="bottom" style='width:11.22%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.48%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$141,730</font></p> </td> <td width="9%" valign="bottom" style='width:9.1%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.48%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$21,915</font></p> </td> <td width="10%" valign="bottom" style='width:10.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="9%" valign="bottom" style='width:9.74%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$163,645</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="74%" colspan="7" valign="bottom" style='width:74.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For three months ended </font></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="74%" colspan="7" valign="bottom" style='width:74.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>December 31, 2011</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="bottom" style='width:11.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Conventional </font></p> </td> <td width="11%" valign="bottom" style='width:11.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Construction </font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Commercial</font></p> </td> <td width="9%" valign="bottom" style='width:9.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="bottom" style='width:11.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="11%" valign="bottom" style='width:11.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="9%" valign="bottom" style='width:9.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Consumer</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Commercial</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Unallocated</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Total</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Allowance for loan losses:</font></p> </td> <td width="11%" valign="bottom" style='width:11.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="11%" valign="bottom" style='width:11.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="9%" valign="bottom" style='width:9.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Balance, beginning of period</font></p> </td> <td width="11%" valign="bottom" style='width:11.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,711,466</font></p> </td> <td width="11%" valign="bottom" style='width:11.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$375,531</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,256,971</font></p> </td> <td width="9%" valign="bottom" style='width:9.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$520,918</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,887,175</font></p> </td> <td width="10%" valign="bottom" style='width:10.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$6,752,061</font></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Provision charged to expense</font></p> </td> <td width="11%" valign="bottom" style='width:11.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>139,154</font></p> </td> <td width="11%" valign="bottom" style='width:11.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(192,511)</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>393,202</font></p> </td> <td width="9%" valign="bottom" style='width:9.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>39,471</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(33,883)</font></p> </td> <td width="10%" valign="bottom" style='width:10.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>345,433</font></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Losses charged off</font></p> </td> <td width="11%" valign="bottom" style='width:11.64%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(14,452)</font></p> </td> <td width="11%" valign="bottom" style='width:11.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="9%" valign="bottom" style='width:9.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(31,161)</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(22,470)</font></p> </td> <td width="10%" valign="bottom" style='width:10.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.1%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(68,083)</font></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Recoveries</font></p> </td> <td width="11%" valign="bottom" style='width:11.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,946</font></p> </td> <td width="11%" valign="bottom" style='width:11.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>658</font></p> </td> <td width="9%" valign="bottom" style='width:9.42%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>5,551</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>9,024</font></p> </td> <td width="10%" valign="bottom" style='width:10.66%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.1%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>17,179</font></p> </td> </tr> <tr style='height:.1in'> <td width="25%" valign="bottom" style='width:25.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Balance, end of period</font></p> </td> <td width="11%" valign="bottom" style='width:11.64%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,838,114</font></p> </td> <td width="11%" valign="bottom" style='width:11.26%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$183,020</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,650,831</font></p> </td> <td width="9%" valign="bottom" style='width:9.42%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$534,780</font></p> </td> <td width="10%" valign="bottom" style='width:10.86%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,839,846</font></p> </td> <td width="10%" valign="bottom" style='width:10.66%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.1%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$7,046,590</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="73%" colspan="7" valign="bottom" style='width:73.54%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>June 30, 2012</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Residential </font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Construction </font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Commercial</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Consumer</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Commercial</font></u></p> </td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Unallocated</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Total</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Allowance for loan losses:</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> &#160;&#160;&#160;&#160;&#160;Balance, end of period</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,635,346</font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$243,169</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,985,838</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$483,597</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,144,104</font></p> </td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$7,492,054</font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Ending Balance: individually </font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$347,815</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$347,815</font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Ending Balance: collectively </font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,635,346</font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$243,169</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,632,679</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$483,597</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,767,967</font></p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$6,762,758</font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Ending Balance: loans acquired </font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;with deteriorated credit quality</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$5,344</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$376,137</font></p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$381,481</font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Loans:</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Ending Balance: individually </font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.06%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$976,881</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$976,881</font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Ending Balance: collectively </font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; evaluated for impairment</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$199,514,689</font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$22,811,575</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$198,296,430</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$28,985,905</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$135,649,513</font></p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$585,258,112</font></p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Ending Balance: loans acquired </font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="26%" valign="bottom" style='width:26.46%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; with deteriorated credit quality</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,498,009</font></p> </td> <td width="10%" valign="bottom" style='width:10.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,684,118</font></p> </td> <td width="10%" valign="bottom" style='width:10.06%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,354,709</font></p> </td> <td width="9%" valign="bottom" style='width:9.78%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="10%" valign="bottom" style='width:10.84%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$4,536,836</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Management&#146;s opinion as to the ultimate collectability of loans is subject to estimates regarding future cash flows from operations and the value of property, real and personal, pledged as collateral.&nbsp; These estimates are affected by changing economic conditions and the economic prospects of borrowers.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The allowance for loan losses is maintained at a level that, in management&#146;s judgment, is adequate to cover probable credit losses inherent in the loan portfolio at the balance sheet date.&#160; The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings.&#160; Loan losses are charged against the allowance when an amount is determined to be uncollectible, based on management&#146;s analysis of expected cash flow (for non-collateral-dependent loans) or collateral value (for collateral-dependent loans).&#160; Subsequent recoveries, if any, are credited to the allowance.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The allowance for loan losses is evaluated on a regular basis by management and is based upon management&#146;s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower&#146;s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The allowance consists of allocated and general components.&#160; The allocated component relates to loans that are classified as impaired.&#160; For those loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Under the Company&#146;s methodology, loans are first segmented into 1) those comprising large groups of smaller-balance homogeneous loans, including single-family mortgages and installment loans, which are collectively evaluated for impairment, and 2) all other loans which are individually evaluated.&#160; Those loans in the second category are further segmented utilizing a defined grading system which involves categorizing loans by severity of risk based on conditions that may affect the ability of the borrowers to repay their debt, such as current financial information, collateral valuations, historical payment experience, credit documentation, public information, and current trends.&#160; The loans subject to credit classification represent the portion of the portfolio subject to the greatest credit risk and where adjustments to the allowance for losses on loans as a result of provisions and charge offs are most likely to have a significant impact on operations.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>During fiscal 2011, the Company changed its allowance methodology to consider, as the primary quantitative factor, average net charge offs over the most recent twelve-month period.&#160; The Company had previously considered average net charge offs over the most recent five-year period as the primary quantitative factor.&#160; The impact of the modification was minimal.</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;</font></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>A loan is considered impaired when, based on current information and events, it is probable that the scheduled payments of principal or interest will not be able to be collected when due according to the contractual terms of the loan agreement.&#160; Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due.&#160; Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired.&#160; Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower&#146;s prior payment record and the amount of the shortfall in relation to the principal and interest owed.&#160; Impairment is measured on a loan-by-loan basis for commercial and agricultural loans by either the present value of expected future cash flows discounted at the loan&#146;s effective interest rate, the loan&#146;s obtainable market price or the fair value of the collateral if the loan is collateral dependent.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Groups of loans with similar risk characteristics are collectively evaluated for impairment based on the group&#146;s historical loss experience adjusted for changes in trends, conditions and other relevant factors that affect repayment of the loans.&#160; Accordingly, individual consumer and residential loans are not separately identified for impairment measurements, unless such loans are the subject of a restructuring agreement due to financial difficulties of the borrower.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The general component covers non-impaired loans and is based on quantitative and qualitative factors.&#160; The loan portfolio is stratified into homogeneous groups of loans that possess similar loss characteristics and an appropriate loss ratio adjusted for qualitative factors is applied to the homogeneous pools of loans to estimate the incurred losses in the loan portfolio.&nbsp;&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Included in the Company&#146;s loan portfolio are certain loans accounted for in accordance with ASC 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality.&#160; These loans were written down at acquisition to an amount estimated to be collectible.&#160; As a result, certain ratios regarding the Company&#146;s loan portfolio and credit quality cannot be used to compare the Company to peer companies or to compare the Company&#146;s current credit quality to prior periods.&#160; The ratios particularly affected by accounting under ASC 310-30 include the allowance for loan losses as a percentage of loans, nonaccrual loans, and nonperforming assets, and nonaccrual loans and nonperforming loans as a percentage of total loans.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The following tables present the credit risk profile of the Company&#146;s loan portfolio (excluding loans in process and deferred loan fees) based on rating category and payment activity as of December 31 and June 30, 2012.&#160; These tables include purchased credit impaired loans, which are reported according to risk categorization after acquisition based on the Company&#146;s standards for such classification:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="672" style='width:7.0in;margin-left:4.65pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="115" valign="bottom" style='width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="483" colspan="5" valign="bottom" style='width:362.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>December 31, 2012</font></u></b></p> </td> </tr> <tr style='height:.1in'> <td width="115" valign="bottom" style='width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="111" valign="bottom" style='width:83.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Conventional </font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Construction </font></p> </td> <td width="108" valign="bottom" style='width:81.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Commercial</font></p> </td> <td width="86" valign="bottom" style='width:64.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="115" valign="bottom" style='width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="111" valign="bottom" style='width:83.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="108" valign="bottom" style='width:81.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="86" valign="bottom" style='width:64.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Consumer</font></u></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Commercial</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="115" valign="bottom" style='width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Pass</font></p> </td> <td width="111" valign="bottom" style='width:83.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$225,796,824</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$12,699,677</font></p> </td> <td width="108" valign="bottom" style='width:81.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$233,361,886</font></p> </td> <td width="86" valign="bottom" style='width:64.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$28,175,550</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$123,822,714</font></p> </td> </tr> <tr style='height:.1in'> <td width="115" valign="bottom" style='width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Watch</font></p> </td> <td width="111" valign="bottom" style='width:83.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,618,763</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,613,159</font></p> </td> <td width="108" valign="bottom" style='width:81.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>59,072</font></p> </td> <td width="86" valign="bottom" style='width:64.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>29,430</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,193</font></p> </td> </tr> <tr style='height:.1in'> <td width="115" valign="bottom" style='width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Special Mention</font></p> </td> <td width="111" valign="bottom" style='width:83.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="108" valign="bottom" style='width:81.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="86" valign="bottom" style='width:64.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="115" valign="bottom" style='width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Substandard</font></p> </td> <td width="111" valign="bottom" style='width:83.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>104,869</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>9,103</font></p> </td> <td width="108" valign="bottom" style='width:81.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,849,082</font></p> </td> <td width="86" valign="bottom" style='width:64.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>11,699</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,340,393</font></p> </td> </tr> <tr style='height:.1in'> <td width="115" valign="bottom" style='width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Doubtful</font></p> </td> <td width="111" valign="bottom" style='width:83.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="108" valign="bottom" style='width:81.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="86" valign="bottom" style='width:64.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="115" valign="bottom" style='width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Total</font></p> </td> <td width="111" valign="bottom" style='width:83.45pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$225,901,693</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$12,708,780</font></p> </td> <td width="108" valign="bottom" style='width:81.05pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$235,210,968</font></p> </td> <td width="86" valign="bottom" style='width:64.25pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$28,187,249</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$125,163,107</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="672" style='width:7.0in;margin-left:4.65pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="115" valign="bottom" style='width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="483" colspan="5" valign="bottom" style='width:362.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>June 30, 2012</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="115" valign="bottom" style='width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="111" valign="bottom" style='width:83.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Conventional </font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Construction </font></p> </td> <td width="108" valign="bottom" style='width:81.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Commercial</font></p> </td> <td width="86" valign="bottom" style='width:64.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="115" valign="bottom" style='width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="111" valign="bottom" style='width:83.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="108" valign="bottom" style='width:81.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Real Estate</font></u></p> </td> <td width="86" valign="bottom" style='width:64.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Consumer</font></u></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Commercial</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="115" valign="bottom" style='width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Pass</font></p> </td> <td width="111" valign="bottom" style='width:83.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$198,847,363</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$22,811,575</font></p> </td> <td width="108" valign="bottom" style='width:81.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$194,280,920</font></p> </td> <td width="86" valign="bottom" style='width:64.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$28,967,594</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$129,572,873</font></p> </td> </tr> <tr style='height:.1in'> <td width="115" valign="bottom" style='width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Watch</font></p> </td> <td width="111" valign="bottom" style='width:83.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,561,263</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="108" valign="bottom" style='width:81.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>149,940</font></p> </td> <td width="86" valign="bottom" style='width:64.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>5,398,255</font></p> </td> </tr> <tr style='height:.1in'> <td width="115" valign="bottom" style='width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Special Mention</font></p> </td> <td width="111" valign="bottom" style='width:83.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="108" valign="bottom" style='width:81.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="86" valign="bottom" style='width:64.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="115" valign="bottom" style='width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Substandard</font></p> </td> <td width="111" valign="bottom" style='width:83.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>604,072</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="108" valign="bottom" style='width:81.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>6,526,569</font></p> </td> <td width="86" valign="bottom" style='width:64.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>18,311</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,033,094</font></p> </td> </tr> <tr style='height:.1in'> <td width="115" valign="bottom" style='width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Doubtful</font></p> </td> <td width="111" valign="bottom" style='width:83.45pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="108" valign="bottom" style='width:81.05pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="86" valign="bottom" style='width:64.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="115" valign="bottom" style='width:86.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Total</font></p> </td> <td width="111" valign="bottom" style='width:83.45pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$201,012,698</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$22,811,575</font></p> </td> <td width="108" valign="bottom" style='width:81.05pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$200,957,429</font></p> </td> <td width="86" valign="bottom" style='width:64.25pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$28,985,905</font></p> </td> <td width="89" valign="bottom" style='width:66.65pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$137,004,222</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The above amounts include purchased credit impaired loans.&#160; At December 31, 2012, these loans comprised $37,000 of credits rated &#147;Pass&#148;; $1.6 million of credits rated &#147;Watch&#148;; no credits rated &#147;Special Mention&#148;; $2.9 million of loans rated &#147;Substandard&#148;; and no credits rated &#147;Doubtful&#148;.&#160; At June 30, 2012, these loans comprised $1.5 million of credits rated &#147;Pass&#148;; no credits rated &#147;Watch&#148;; no credits rated &#147;Special Mention&#148;; $3.0 million of credits rated &#147;Substandard&#148;; and no credits rated &#147;Doubtful&#148;.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><i>Credit Quality Indicators</i>. The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends among other factors.&#160; The Company analyzes loans individually by classifying the loans as to credit risk.&#160; This analysis is performed on all loans at origination, and is updated on a quarterly basis for loans risk rated &#147;Special Mention&#148;, &#147;Substandard&#148;, or &#147;Doubtful&#148;.&#160; In addition, lending relationships over $250,000 are subject to an independent loan review following origination, and lending relationships in excess of $2.5 million are subject to an independent loan review annually, as are a sample of lending relationships between $1.0 million and $2.5 million, in order to verify risk ratings.&#160; </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The Company uses the following definitions for risk ratings:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in'><i>Watch</i> &#150; Loans classified as watch exhibit weaknesses that require more than usual monitoring.&nbsp; Issues may include deteriorating financial condition, payments made after due date but within 30 days, adverse industry conditions or management problems.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in'><i>Special Mention</i> &#150; Loans classified as special mention exhibit signs of further deterioration but still generally make payments within 30 days.&nbsp; This is a transitional rating and loans should typically not be rated Special Mention for more than 12 months</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in'><i>Substandard</i> &#150; Loans classified as substandard possess weaknesses that jeopardize the ultimate collection of the principal and interest outstanding.&#160; These loans exhibit continued financial losses, ongoing delinquency, overall poor financial condition, and insufficient collateral.&#160; They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in'><i>Doubtful</i> &#150; Loans classified as doubtful have all the weaknesses of substandard loans, and have deteriorated to the level that there is a high probability of substantial loss.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.5in'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be <i>Pass</i> rated loans.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&#160;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The following tables present the Company&#146;s loan portfolio aging analysis (excluding loans in process and deferred loan fees) as of December 31 and June 30, 2012.&#160; These tables include purchased credit impaired loans, which are reported according to aging analysis after acquisition based on the Company&#146;s standards for such classification:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="15%" valign="bottom" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="84%" colspan="7" valign="bottom" style='width:84.04%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>December 31, 2012</font></u></b></p> </td> </tr> <tr style='height:.1in'> <td width="15%" valign="bottom" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>30-59 Days</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>60-89 Days</font></p> </td> <td width="12%" valign="bottom" style='width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Greater Than</font></p> </td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Total</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Total Loans</font></p> </td> <td width="15%" valign="bottom" style='width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Total Loans &gt; 90</font></p> </td> </tr> <tr style='height:.1in'> <td width="15%" valign="bottom" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Past Due</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Past Due</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>90 Days</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Past Due</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Current</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Receivable</font></u></p> </td> <td width="15%" valign="bottom" style='width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Days &amp; Accruing</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="15%" valign="top" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Real Estate Loans:</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="15%" valign="bottom" style='width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="15%" valign="top" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Residential</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,316,593</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$130,947</font></p> </td> <td width="12%" valign="bottom" style='width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$664,966</font></p> </td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,112,506</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$223,789,187</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$225,901,693</font></p> </td> <td width="15%" valign="bottom" style='width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$293</font></p> </td> </tr> <tr style='height:.1in'> <td width="15%" valign="top" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="12%" valign="bottom" style='width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>100,351</font></p> </td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>100,351</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>12,608,429</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>12,708,780</font></p> </td> <td width="15%" valign="bottom" style='width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="15%" valign="top" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>353,561</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>101,951</font></p> </td> <td width="12%" valign="bottom" style='width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>127,968</font></p> </td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>583,480</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>234,627,488</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>235,210,968</font></p> </td> <td width="15%" valign="bottom" style='width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="15%" valign="top" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Consumer loans</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>226,460</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>28,792</font></p> </td> <td width="12%" valign="bottom" style='width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>526</font></p> </td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>255,778</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>27,931,471</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>28,187,249</font></p> </td> <td width="15%" valign="bottom" style='width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>526</font></p> </td> </tr> <tr style='height:.1in'> <td width="15%" valign="top" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Commercial loans</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>158,518</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>180,197</font></p> </td> <td width="12%" valign="bottom" style='width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>90,381</font></p> </td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>429,096</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>124,734,011</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>125,163,107</font></p> </td> <td width="15%" valign="bottom" style='width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>17,012</font></p> </td> </tr> <tr style='height:.1in'> <td width="15%" valign="bottom" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Total loans</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,055,132</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$441,887</font></p> </td> <td width="12%" valign="bottom" style='width:12.0%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$984,192</font></p> </td> <td width="10%" valign="bottom" style='width:10.56%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,481,211</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$623,690,586</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$627,171,797</font></p> </td> <td width="15%" valign="bottom" style='width:15.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$17,831</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="15%" valign="bottom" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="84%" colspan="7" valign="bottom" style='width:84.04%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>June 30, 2012</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="15%" valign="bottom" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>30-59 Days</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>60-89 Days</font></p> </td> <td width="12%" valign="bottom" style='width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Greater Than</font></p> </td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Total</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Total Loans</font></p> </td> <td width="15%" valign="bottom" style='width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Total Loans &gt; 90</font></p> </td> </tr> <tr style='height:.1in'> <td width="15%" valign="bottom" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Past Due</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Past Due</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>90 Days</font></u></p> </td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Past Due</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Current</font></u></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Receivable</font></u></p> </td> <td width="15%" valign="bottom" style='width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Days &amp; Accruing</font></u></p> </td> </tr> <tr style='height:13.5pt'> <td width="15%" valign="bottom" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Real Estate Loans:</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="15%" valign="top" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Residential</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$310,046</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$66,586</font></p> </td> <td width="12%" valign="bottom" style='width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$59,142</font></p> </td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$435,774</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$200,576,924</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$201,012,698</font></p> </td> <td width="15%" valign="bottom" style='width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="15%" valign="top" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="12%" valign="bottom" style='width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>22,811,575</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>22,811,575</font></p> </td> <td width="15%" valign="bottom" style='width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="15%" valign="top" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>176,642</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>41,187</font></p> </td> <td width="12%" valign="bottom" style='width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>796,794</font></p> </td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,014,623</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>199,942,806</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>200,957,429</font></p> </td> <td width="15%" valign="bottom" style='width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="15%" valign="top" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Consumer loans</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>78,762</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="12%" valign="bottom" style='width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>78,762</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>28,907,143</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>28,985,905</font></p> </td> <td width="15%" valign="bottom" style='width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="15%" valign="top" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Commercial loans</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>694,044</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="12%" valign="bottom" style='width:12.0%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>80,000</font></p> </td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>774,044</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>136,230,178</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>137,004,222</font></p> </td> <td width="15%" valign="bottom" style='width:15.16%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="15%" valign="bottom" style='width:15.96%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Total loans</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,259,494</font></p> </td> <td width="10%" valign="bottom" style='width:10.8%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$107,773</font></p> </td> <td width="12%" valign="bottom" style='width:12.0%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$935,936</font></p> </td> <td width="10%" valign="bottom" style='width:10.56%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,303,203</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$588,468,626</font></p> </td> <td width="12%" valign="bottom" style='width:12.36%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$590,771,829</font></p> </td> <td width="15%" valign="bottom" style='width:15.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> </table> </div> <p style='margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt'><font lang="X-NONE">The above amounts include purchased credit impaired loans.&#160; At </font>December 31<font lang="X-NONE">, 2012, these loans comprised </font><font lang="X-NONE">$</font>206,000<font lang="X-NONE"> </font><font lang="X-NONE">credits 30-59 Days Past Due; </font>no <font lang="X-NONE">credits 60-89 Days Past Due; </font>no <font lang="X-NONE">credits Greater Than 90 Days Past Due; </font><font lang="X-NONE">$</font>206,000<font lang="X-NONE"> of Total Past Due credits; $</font>4.4 million <font lang="X-NONE">of credits Current; and </font>$0<font lang="X-NONE"> Loans &gt; 90 Days &amp; Accruing.&#160; At June 30, 2012, there were no purchased credit impaired loans that were past due.&#160; </font></p> <p style='margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt'><font lang="X-NONE">A loan is considered impaired, in accordance with the impairment accounting guidance (ASC 310-10-35-16), when based on current information and events, it is probable the Company will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan.&#160; Impaired loans include nonperforming loans, as well as performing loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties.&#160; These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection.</font></p> <p style='margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt'><font lang="X-NONE">The tables below present impaired loans (excluding loans in process and deferred loan fees) as of </font>December 31 <font lang="X-NONE">and June 30, 2012.&#160; These tables include purchased credit impaired loans.&#160; Purchased credit impaired loans are those for which it was deemed probable, at acquisition, that the Company would be unable to collect all contractually required payments receivable.&#160; In an instance where, subsequent to the acquisition, the Company determines it is probable, for a specific loan, that cash flows received will exceed the amount previously expected, the Company will recalculate the amount of accretable yield in order to recognize the improved cash flow expectation as additional interest income over the remaining life of the loan.&#160; These loans, however, will continue to be reported as impaired loans.&#160; In an instance where, subsequent to the acquisition, the Company determines it is probable, for a specific loan, that cash flows received will be less than the amount previously expected, the Company will allocate a specific allowance under the terms of ASC 310-10-35. </font></p> <p style='margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt'><font lang="X-NONE">&#160;</font></p> <p style='margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:9.0pt;margin-left:.4in;margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="672" style='width:7.0in;border-collapse:collapse'> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="307" colspan="3" valign="bottom" style='width:230.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>December 31, 2012</font></u></b></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recorded</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unpaid Principal</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Specific</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Balance</font></u></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Balance</font></u></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Allowance</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Loans without a specific valuation allowance:</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Residential real estate</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,680,910</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,111,128</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction real estate</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>100,351</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>100,351</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial real estate</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,285,260</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,654,711</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Consumer loans</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial loans</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>677,060</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>686,828</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Loans with a specific valuation allowance:</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Residential real estate</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction real estate</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial real estate</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>165,144</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>165,144</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>100,000</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Consumer loans</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial loans</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>896,773</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,466,650</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>509,987</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Total:</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Residential real estate</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,680,910</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,111,128</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction real estate</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$100,351</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$100,351</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial real estate</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,450,404</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,819,855</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$100,000</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Consumer loans</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial loans</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,573,833</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,153,478</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$509,987</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="672" style='width:7.0in;border-collapse:collapse'> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="307" colspan="3" valign="bottom" style='width:230.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>June 30, 2012</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recorded</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unpaid Principal</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Specific</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Balance</font></u></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Balance</font></u></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Allowance</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Loans without a specific valuation allowance:</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Residential real estate</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,531,881</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,160,350</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction real estate</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial real estate</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,563,744</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,935,620</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Consumer loans</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial loans</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>845,692</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>868,844</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Loans with a specific valuation allowance:</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Residential real estate</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction real estate</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial real estate</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>982,884</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,014,082</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>353,159</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Consumer loans</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial loans</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>930,123</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,500,000</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>376,137</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Total:</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="94" valign="bottom" style='width:70.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="105" valign="bottom" style='width:78.65pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Residential real estate</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,531,881</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,160,350</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction real estate</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial real estate</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,546,628</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,949,702</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$353,159</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Consumer loans</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial loans</font></p> </td> <td width="108" valign="bottom" style='width:80.95pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,775,815</font></p> </td> <td width="94" valign="bottom" style='width:70.4pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,368,844</font></p> </td> <td width="105" valign="bottom" style='width:78.65pt;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$376,137</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The above amounts include purchased credit impaired loans.&#160; At December 31, 2012, these loans comprised $3.7 million of impaired loans without a specific valuation allowance; $897,000 of loans with a specific valuation allowance; and $4.6 million of total impaired loans.&#160; At June 30, 2012, these loans comprised $3.6 million of impaired loans without a specific valuation allowance; $935,000 of loans with a specific valuation allowance; and $4.5 million of total impaired loans.&#160; </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The following tables present information regarding interest income recognized on impaired loans:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="576" style='width:6.0in;border-collapse:collapse'> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="227" colspan="2" valign="bottom" style='width:170.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the three-month period ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="227" colspan="2" valign="bottom" style='width:170.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31, 2012</font></b></p> </td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="114" valign="bottom" style='width:85.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Average</font></p> </td> <td width="113" valign="bottom" style='width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><i><font style='layout-grid-mode:both'>(dollars in thousands)</font></i></p> </td> <td width="114" valign="bottom" style='width:85.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Investment in</font></p> </td> <td width="113" valign="bottom" style='width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Interest Income</font></p> </td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="114" valign="bottom" style='width:85.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Impaired Loans</font></p> </td> <td width="113" valign="bottom" style='width:84.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recognized</font></p> </td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Residential Real Estate </font></p> </td> <td width="114" valign="bottom" style='width:85.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,799</font></p> </td> <td width="113" valign="bottom" style='width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$141</font></p> </td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Construction Real Estate </font></p> </td> <td width="114" valign="bottom" style='width:85.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="113" valign="bottom" style='width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Commercial Real Estate </font></p> </td> <td width="114" valign="bottom" style='width:85.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,668</font></p> </td> <td width="113" valign="bottom" style='width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>48</font></p> </td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Consumer Loans </font></p> </td> <td width="114" valign="bottom" style='width:85.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>165</font></p> </td> <td width="113" valign="bottom" style='width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Commercial Loans </font></p> </td> <td width="114" valign="bottom" style='width:85.4pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,306</font></p> </td> <td width="113" valign="bottom" style='width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>24</font></p> </td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160; Total Loans </font></p> </td> <td width="114" valign="bottom" style='width:85.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$4,938</font></p> </td> <td width="113" valign="bottom" style='width:84.8pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$213</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="576" style='width:6.0in;border-collapse:collapse'> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="230" colspan="2" valign="bottom" style='width:172.85pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the three-month period ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="230" colspan="2" valign="bottom" style='width:172.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>December 31, 2011</font></p> </td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Average</font></p> </td> <td width="118" valign="bottom" style='width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><i><font style='layout-grid-mode:both'>(dollars in thousands)</font></i></p> </td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Investment in</font></p> </td> <td width="118" valign="bottom" style='width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Interest Income</font></p> </td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="112" valign="bottom" style='width:84.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Impaired Loans</font></p> </td> <td width="118" valign="bottom" style='width:88.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recognized</font></p> </td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Residential Real Estate </font></p> </td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,703</font></p> </td> <td width="118" valign="bottom" style='width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$79</font></p> </td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Construction Real Estate </font></p> </td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="118" valign="bottom" style='width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Commercial Real Estate </font></p> </td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,445</font></p> </td> <td width="118" valign="bottom" style='width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>174</font></p> </td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Consumer Loans </font></p> </td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="118" valign="bottom" style='width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Commercial Loans </font></p> </td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,008</font></p> </td> <td width="118" valign="bottom" style='width:88.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>121</font></p> </td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160; Total Loans </font></p> </td> <td width="112" valign="bottom" style='width:84.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$6,155</font></p> </td> <td width="118" valign="bottom" style='width:88.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$374</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="576" style='width:6.0in;border-collapse:collapse'> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="226" colspan="2" valign="bottom" style='width:169.15pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the six-month period ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="226" colspan="2" valign="bottom" style='width:169.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31, 2012</font></b></p> </td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Average</font></p> </td> <td width="113" valign="bottom" style='width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><i><font style='layout-grid-mode:both'>(dollars in thousands)</font></i></p> </td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Investment in</font></p> </td> <td width="113" valign="bottom" style='width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Interest Income</font></p> </td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="112" valign="bottom" style='width:84.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Impaired Loans</font></p> </td> <td width="113" valign="bottom" style='width:84.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recognized</font></p> </td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Residential Real Estate </font></p> </td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,589</font></p> </td> <td width="113" valign="bottom" style='width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$269</font></p> </td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Construction Real Estate </font></p> </td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="113" valign="bottom" style='width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Commercial Real Estate </font></p> </td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,375</font></p> </td> <td width="113" valign="bottom" style='width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>98</font></p> </td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Consumer Loans </font></p> </td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="113" valign="bottom" style='width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Commercial Loans </font></p> </td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,322</font></p> </td> <td width="113" valign="bottom" style='width:84.8pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>49</font></p> </td> </tr> <tr style='height:.1in'> <td width="164" valign="bottom" style='width:123.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160; Total Loans </font></p> </td> <td width="112" valign="bottom" style='width:84.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$5,286</font></p> </td> <td width="113" valign="bottom" style='width:84.8pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$416</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="576" style='width:6.0in;border-collapse:collapse'> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="220" colspan="2" valign="bottom" style='width:165.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the six-month period ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="220" colspan="2" valign="bottom" style='width:165.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>December 31, 2011</font></p> </td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Average</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>&nbsp;</font></p> </td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><i><font style='layout-grid-mode:both'>(dollars in thousands)</font></i></p> </td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Investment in</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Interest Income</font></p> </td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="112" valign="bottom" style='width:84.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Impaired Loans</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recognized</font></p> </td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Residential Real Estate </font></p> </td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,654</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$158</font></p> </td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Construction Real Estate </font></p> </td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Commercial Real Estate </font></p> </td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,866</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>295</font></p> </td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Consumer Loans </font></p> </td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'> Commercial Loans </font></p> </td> <td width="112" valign="bottom" style='width:84.35pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,514</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>450</font></p> </td> </tr> <tr style='height:.1in'> <td width="172" valign="bottom" style='width:129.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160; Total Loans </font></p> </td> <td width="112" valign="bottom" style='width:84.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$7,034</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$903</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Interest income on impaired loans recognized on a cash basis in the three- and six-month periods ended December 31, 2012 and 2011, was immaterial.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>For the three- and six-month periods ended December 31, 2012, the amount of interest income recorded for impaired loans that represented a change in the present value of cash flows attributable to the passage of time was approximately $210,000 and $411,000, respectively, as compared to $371,000 and $881,000, respectively, for the three- and six-month periods ended December 31, 2011.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The following table presents the Company&#146;s nonaccrual loans at December 31 and June 30, 2012.&#160; This table includes purchased impaired loans.&#160; Purchased credit impaired loans are placed on nonaccrual status in the event the Company cannot reasonably estimate cash flows expected to be collected.&#160; The table excludes performing troubled debt restructurings.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="576" style='width:6.0in;border-collapse:collapse'> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>December 31, 2012</font></u></b></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>June 30, 2012</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Residential real estate</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$602,735</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$395,374</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Construction real estate</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>100,351</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Commercial real estate</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>323,199</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>976,881</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Consumer loans</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>11,183</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>15,971</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Commercial loans</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,153,143</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,010,123</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="bottom" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Total loans</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,190,611</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,398,349</font></p> </td> </tr> </table> </div> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The above amounts include purchased credit impaired loans.&#160; At December 31, 2012, and June 30, 2012, these loans comprised $897,000 and $930,000 of nonaccrual loans, respectively.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Included in certain loan categories in the impaired loans are troubled debt restructurings (TDRs), where economic concessions have been granted to borrowers who have experienced financial difficulties.&#160; These concessions typically result from our loss mitigation activities, and could include reductions in the interest rate, payment extensions, forgiveness of principal, forbearance, or other actions.&#160; Certain TDRs are classified as nonperforming at the time of restructuring and typically are returned to performing status after considering the borrower&#146;s sustained repayment performance for a reasonable period of at least six months.&#160; </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>When loans and leases are modified into a TDR, the Company evaluates any possible impairment similar to other impaired loans based on the present value of expected future cash flows, discounted at the contractual interest rate of the original loan or lease agreement, and uses the current fair value of the collateral, less selling costs, for collateral dependent loans.&#160; If the Company determines that the value of the modified loan is less than the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs, and unamortized premium or discount), impairment is recognized through an allowance estimate or a charge-off to the allowance.&#160; In periods subsequent to modification, the Company evaluates all TDRs, including those that have payment defaults, for possible impairment and recognizes impairment through the allowance.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>During the three- and six-month periods ended December 31, 2012 and 2011, certain loans were classified as TDRs.&#160; They are shown, segregated by class, in the table below:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="624" style='width:6.5in;border-collapse:collapse'> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="50%" colspan="2" valign="bottom" style='width:50.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the three-month period ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="50%" colspan="2" valign="bottom" style='width:50.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31, 2012</font></b></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="27%" valign="bottom" style='width:27.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Number of</font></p> </td> <td width="23%" valign="bottom" style='width:23.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recorded</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="27%" valign="bottom" style='width:27.5%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>modifications</font></p> </td> <td width="23%" valign="bottom" style='width:23.2%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Investment</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160; &#160;&#160;&#160;&#160;Residential real estate</font></p> </td> <td width="27%" valign="bottom" style='width:27.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="23%" valign="bottom" style='width:23.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction real estate</font></p> </td> <td width="27%" valign="bottom" style='width:27.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="23%" valign="bottom" style='width:23.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial real estate</font></p> </td> <td width="27%" valign="bottom" style='width:27.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>1</font></p> </td> <td width="23%" valign="bottom" style='width:23.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>330,748</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Consumer loans</font></p> </td> <td width="27%" valign="bottom" style='width:27.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="23%" valign="bottom" style='width:23.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial loans</font></p> </td> <td width="27%" valign="bottom" style='width:27.5%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>1</font></p> </td> <td width="23%" valign="bottom" style='width:23.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>73,369</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total</font></p> </td> <td width="27%" valign="bottom" style='width:27.5%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>2</font></p> </td> <td width="23%" valign="bottom" style='width:23.2%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$404,117</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="624" style='width:6.5in;border-collapse:collapse'> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="50%" colspan="2" valign="bottom" style='width:50.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the three-month period ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="50%" colspan="2" valign="bottom" style='width:50.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>December 31, 2011</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="27%" valign="bottom" style='width:27.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Number of</font></p> </td> <td width="23%" valign="bottom" style='width:23.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recorded</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="27%" valign="bottom" style='width:27.48%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>modifications</font></p> </td> <td width="23%" valign="bottom" style='width:23.22%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Investment</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Residential real estate</font></p> </td> <td width="27%" valign="bottom" style='width:27.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="23%" valign="bottom" style='width:23.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction real estate</font></p> </td> <td width="27%" valign="bottom" style='width:27.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="23%" valign="bottom" style='width:23.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial real estate</font></p> </td> <td width="27%" valign="bottom" style='width:27.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>1</font></p> </td> <td width="23%" valign="bottom" style='width:23.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>22,000</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Consumer loans</font></p> </td> <td width="27%" valign="bottom" style='width:27.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="23%" valign="bottom" style='width:23.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial loans</font></p> </td> <td width="27%" valign="bottom" style='width:27.48%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>3</font></p> </td> <td width="23%" valign="bottom" style='width:23.22%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>248,394</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.3%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;Total</font></p> </td> <td width="27%" valign="bottom" style='width:27.48%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>4</font></p> </td> <td width="23%" valign="bottom" style='width:23.22%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$270,394</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="624" style='width:6.5in;border-collapse:collapse'> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="50%" colspan="2" valign="bottom" style='width:50.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the six-month period ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="50%" colspan="2" valign="bottom" style='width:50.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31, 2012</font></b></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="27%" valign="bottom" style='width:27.38%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Number of</font></p> </td> <td width="23%" valign="bottom" style='width:23.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recorded</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="27%" valign="bottom" style='width:27.38%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>modifications</font></p> </td> <td width="23%" valign="bottom" style='width:23.42%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Investment</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Residential real estate</font></p> </td> <td width="27%" valign="bottom" style='width:27.38%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="23%" valign="bottom" style='width:23.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction real estate</font></p> </td> <td width="27%" valign="bottom" style='width:27.38%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>1</font></p> </td> <td width="23%" valign="bottom" style='width:23.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>100,351</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial real estate</font></p> </td> <td width="27%" valign="bottom" style='width:27.38%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>3</font></p> </td> <td width="23%" valign="bottom" style='width:23.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,134,756</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Consumer loans</font></p> </td> <td width="27%" valign="bottom" style='width:27.38%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="23%" valign="bottom" style='width:23.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial loans</font></p> </td> <td width="27%" valign="bottom" style='width:27.38%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>3</font></p> </td> <td width="23%" valign="bottom" style='width:23.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>239,288</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total</font></p> </td> <td width="27%" valign="bottom" style='width:27.38%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>7</font></p> </td> <td width="23%" valign="bottom" style='width:23.42%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$1,474,395</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="624" style='width:6.5in;border-collapse:collapse'> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="50%" colspan="2" valign="bottom" style='width:50.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>For the six-month period ended</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="50%" colspan="2" valign="bottom" style='width:50.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>December 31, 2011</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="27%" valign="bottom" style='width:27.38%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Number of</font></p> </td> <td width="23%" valign="bottom" style='width:23.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recorded</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="27%" valign="bottom" style='width:27.38%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>modifications</font></p> </td> <td width="23%" valign="bottom" style='width:23.42%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Investment</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Residential real estate</font></p> </td> <td width="27%" valign="bottom" style='width:27.38%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>1</font></p> </td> <td width="23%" valign="bottom" style='width:23.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$97,783</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction real estate</font></p> </td> <td width="27%" valign="bottom" style='width:27.38%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="23%" valign="bottom" style='width:23.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial real estate</font></p> </td> <td width="27%" valign="bottom" style='width:27.38%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>6</font></p> </td> <td width="23%" valign="bottom" style='width:23.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,027,830</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Consumer loans</font></p> </td> <td width="27%" valign="bottom" style='width:27.38%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="23%" valign="bottom" style='width:23.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial loans</font></p> </td> <td width="27%" valign="bottom" style='width:27.38%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>6</font></p> </td> <td width="23%" valign="bottom" style='width:23.42%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,268,106</font></p> </td> </tr> <tr style='height:.1in'> <td width="49%" valign="bottom" style='width:49.2%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total</font></p> </td> <td width="27%" valign="bottom" style='width:27.38%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>13</font></p> </td> <td width="23%" valign="bottom" style='width:23.42%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$2,393,719</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>At December 31 and June 30, 2012, the Company had $5,544 and $5,963, respectively, of residential real estate loans, $100,351 and $0 &#160;respectively, of construction loans, $3.0 million and $3.1 million, respectively, of commercial real estate loans, $0 and $0 respectively, of consumer loans, and $1.5 million and $1.7 million, respectively, of commercial loans that were modified in TDRs and considered impaired.&#160; All loans classified as TDRs at December 31, 2012, and June 30, 2012, were so classified due to interest rate concessions.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Performing loans classified as troubled debt restructurings and outstanding at December 31 and June 30, 2012, segregated by class, are shown in the table below.&#160; Nonperforming TDRs are shown as nonaccrual loans.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="576" style='width:6.0in;margin-left:4.65pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="188" valign="bottom" style='width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="187" colspan="2" valign="bottom" style='width:140.45pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31, 2012</font></b></p> </td> </tr> <tr style='height:.1in'> <td width="188" valign="bottom" style='width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="77" valign="bottom" style='width:57.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Number of</font></p> </td> <td width="110" valign="bottom" style='width:82.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recorded</font></p> </td> </tr> <tr style='height:.1in'> <td width="188" valign="bottom" style='width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="77" valign="bottom" style='width:57.95pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>modifications</font></p> </td> <td width="110" valign="bottom" style='width:82.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Investment</font></p> </td> </tr> <tr style='height:.1in'> <td width="188" valign="bottom" style='width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Residential real estate</font></p> </td> <td width="77" valign="bottom" style='width:57.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>1</font></p> </td> <td width="110" valign="bottom" style='width:82.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$5,544</font></p> </td> </tr> <tr style='height:.1in'> <td width="188" valign="bottom" style='width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction real estate</font></p> </td> <td width="77" valign="bottom" style='width:57.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="110" valign="bottom" style='width:82.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="188" valign="bottom" style='width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial real estate</font></p> </td> <td width="77" valign="bottom" style='width:57.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>12</font></p> </td> <td width="110" valign="bottom" style='width:82.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>3,027,227</font></p> </td> </tr> <tr style='height:.1in'> <td width="188" valign="bottom" style='width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Consumer loans</font></p> </td> <td width="77" valign="bottom" style='width:57.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="110" valign="bottom" style='width:82.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="188" valign="bottom" style='width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial loans</font></p> </td> <td width="77" valign="bottom" style='width:57.95pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>5</font></p> </td> <td width="110" valign="bottom" style='width:82.5pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>409,029</font></p> </td> </tr> <tr style='height:.1in'> <td width="188" valign="bottom" style='width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total</font></p> </td> <td width="77" valign="bottom" style='width:57.95pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>18</font></p> </td> <td width="110" valign="bottom" style='width:82.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,441,800</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="576" style='width:6.0in;margin-left:4.65pt;border-collapse:collapse'> <tr style='height:.1in'> <td width="188" valign="bottom" style='width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="187" colspan="2" valign="bottom" style='width:140.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>June 30, 2012</font></p> </td> </tr> <tr style='height:.1in'> <td width="188" valign="bottom" style='width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="79" valign="bottom" style='width:59.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Number of</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Recorded</font></p> </td> </tr> <tr style='height:.1in'> <td width="188" valign="bottom" style='width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="79" valign="bottom" style='width:59.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>modifications</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Investment</font></p> </td> </tr> <tr style='height:.1in'> <td width="188" valign="bottom" style='width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Residential real estate</font></p> </td> <td width="79" valign="bottom" style='width:59.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>2</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$39,835</font></p> </td> </tr> <tr style='height:.1in'> <td width="188" valign="bottom" style='width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction real estate</font></p> </td> <td width="79" valign="bottom" style='width:59.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="188" valign="bottom" style='width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial real estate</font></p> </td> <td width="79" valign="bottom" style='width:59.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>10</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>2,290,986</font></p> </td> </tr> <tr style='height:.1in'> <td width="188" valign="bottom" style='width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Consumer loans</font></p> </td> <td width="79" valign="bottom" style='width:59.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="188" valign="bottom" style='width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial loans</font></p> </td> <td width="79" valign="bottom" style='width:59.2pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>6</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>807,386</font></p> </td> </tr> <tr style='height:.1in'> <td width="188" valign="bottom" style='width:141.1pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total</font></p> </td> <td width="79" valign="bottom" style='width:59.2pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>18</font></p> </td> <td width="108" valign="bottom" style='width:81.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$3,138,207</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p 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                <p>The entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(k))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 3, 4<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5074-111524<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5162-111524<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.3,4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph k<br><br> -Article 4<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5066-111524<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Article 9<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Loans and Allowance For Loan Losses: Schedule of Classes of Loans (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfClassesOfLoans', window );">Schedule of Classes of Loans</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="672" style='width:7.0in;border-collapse:collapse'> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="111" valign="top" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>December 31,</font></b></p> </td> <td width="89" valign="top" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>June 30,</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="111" valign="top" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>2012</font></u></b></p> </td> <td width="89" valign="top" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>2012</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Real Estate Loans:</font></p> </td> <td width="111" valign="top" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="89" valign="top" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Residential</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$225,901,693</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$201,012,698</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Construction</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>22,115,280</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>40,181,979</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Commercial</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>235,210,968</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>200,957,429</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Consumer loans</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>28,187,249</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>28,985,905</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Commercial loans</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>125,163,107</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>137,004,222</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160; </font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>636,578,297</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>608,142,233</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Loans in process</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(9,406,500)</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(17,370,404)</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Deferred loan fees, net</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>158,304</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>184,746</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Allowance for loan losses</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(7,920,201)</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>(7,492,054)</font></p> </td> </tr> <tr style='height:.1in'> <td width="248" valign="top" style='width:186.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>&#160;&#160;&#160;&#160;&#160; Total loans</font></p> </td> <td width="111" valign="bottom" style='width:83.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$619,409,900</font></p> </td> <td width="89" valign="bottom" style='width:67.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$583,464,521</font></p> </td> </tr> </table> </div><span></span></td>
      </tr>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_ScheduleOfClassesOfLoans</nobr></td>
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<html>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E3NAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Securities: Investments Classified by Contractual Maturity Date (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost', window );">Available-for-sale Securities, Debt Maturities, Next Twelve Months, Amortized Cost Basis</a></td>
        <td class="nump">$ 307,655<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue', window );">Available-for-sale Securities, Debt Maturities, Next Twelve Months, Fair Value</a></td>
        <td class="nump">307,653<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost', window );">Available-for-sale Securities, Debt Maturities, Year Two Through Five, Amortized Cost Basis</a></td>
        <td class="nump">8,149,938<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue', window );">Available-for-sale Securities, Debt Maturities, Year Two Through Five, Fair Value</a></td>
        <td class="nump">8,207,128<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost', window );">Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Amortized Cost Basis</a></td>
        <td class="nump">22,581,203<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue', window );">Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Fair Value</a></td>
        <td class="nump">23,094,611<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost', window );">Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis</a></td>
        <td class="nump">28,515,142<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue', window );">Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value</a></td>
        <td class="nump">28,947,726<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost', window );">Available-for-sale Securities, Debt Maturities, Amortized Cost Basis</a></td>
        <td class="nump">59,553,938<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValue', window );">Available-for-sale Securities, Debt Maturities, Fair Value</a></td>
        <td class="nump">60,557,118<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageBackedSecuritiesAvailableForSaleAmortizedCost', window );">Mortgage Backed Securities Available for Sale Amortized Cost</a></td>
        <td class="nump">16,654,994<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure', window );">Mortgage-backed Securities Available-for-sale, Fair Value Disclosure</a></td>
        <td class="nump">17,092,919<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_InvestmentAndMortgageBackedSecuritiesAmortizedCostByContractualMaturity', window );">Investment and Mortgage-Backed Securities Amortized Cost by Contractual Maturity</a></td>
        <td class="nump">76,208,932<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_InvestmentAndMortgageBackedSecuritiesEstimatedFairValueByContractualMaturity', window );">Investment and Mortgage-Backed Securities Estimated Fair Value by Contractual Maturity</a></td>
        <td class="nump">$ 77,650,037<span></span></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
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                <p>No definition available.</p>
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                <p>No authoritative reference available.</p>
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                <p>No definition available.</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
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                <p>No definition available.</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, maturing in the sixth fiscal year through the tenth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value maturing in the sixth fiscal year through the tenth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, maturing in the second fiscal year through the fifth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value maturing in the second fiscal year through the fifth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue</nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, maturing after the tenth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value maturing after the tenth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, which include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the total of all debt securities grouped by maturity dates, at fair value, which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValue</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          </td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, maturing in the next fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value maturing in the next fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue</nobr></td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents securitized, pay-through debt securities collateralized by real estate mortgage loans (mortgages) as of the balance sheet date which have been categorized as available-for-sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 15<br><br> -IssueDate 2006-05-01<br><br> -Chapter 7<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Mortgage-Backed Securities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6517959<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td>instant</td>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EUNAC">
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          <div style="width: 200px;"><strong>Fair Value Measurements: Schedule of Fair Value Measurements, Nonrecurring (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
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        <th class="th">
          <div>Jun. 30, 2012</div>
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          <div class="a">Impaired loans (collateral dependent)</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">1,214,000<span></span></td>
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          <div class="a">Foreclosed and repossessed assets held for sale</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Assets, Fair Value Disclosure, Nonrecurring</a></td>
        <td class="nump">3,576,000<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_Level3SignificantUnobservableInputs', window );">Level 3 - Significant Unobservable inputs</a></td>
        <td class="nump">$ 3,576,000<span></span></td>
        <td class="nump">$ 1,435,000<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td>debit</td>
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                    <td>instant</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the aggregate of the assets reported on the balance sheet at period end measured at fair value on a nonrecurring basis by the entity. This element is intended to be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Deposits: Schedule of Deposits (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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      <tr>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <div align="center"> <table border="0" cellspacing="0" cellpadding="0" width="576" style='width:6.0in;border-collapse:collapse'> <tr style='height:.1in'> <td width="235" valign="bottom" style='width:176.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="105" valign="bottom" style='width:79.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>&#160;December 31, </font></b></p> </td> <td width="104" valign="bottom" style='width:78.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>&#160;June 30, </font></p> </td> </tr> <tr style='height:.1in'> <td width="235" valign="top" style='width:176.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="105" valign="top" style='width:79.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><font style='layout-grid-mode:both'>2012</font></b></p> </td> <td width="104" valign="top" style='width:78.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>2012</font></p> </td> </tr> <tr style='height:.1in'> <td width="235" valign="top" style='width:176.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="105" valign="top" style='width:79.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="104" valign="top" style='width:78.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="235" valign="top" style='width:176.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Non-interest bearing accounts</font></p> </td> <td width="105" valign="bottom" style='width:79.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$61,454,305</font></p> </td> <td width="104" valign="bottom" style='width:78.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$54,812,645</font></p> </td> </tr> <tr style='height:.1in'> <td width="235" valign="top" style='width:176.0pt;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p 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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Organization and Summary of Significant Accounting Policies: Loans Policy (Policies)<br></strong></div>
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        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Dec. 31, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansPolicy', window );">Loans Policy</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'><b>Loans.</b><b> </b>Loans are generally stated at unpaid principal balances, less the allowance for loan losses and net deferred loan origination fees. </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>Interest on loans is accrued based upon the principal amount outstanding. The accrual of interest on loans is discontinued when, in management&#146;s judgment, the collectibility of interest or principal in the normal course of business is doubtful. The Company complies with regulatory guidance which indicates that loans should be placed in nonaccrual status when 90 days past due, unless the loan is both well-secured and in the process of collection.&nbsp;&nbsp;A loan that is &#147;in the process of collection&#148; may be subject to legal action or, in appropriate circumstances, through other collection efforts reasonably expected to result in repayment or restoration to current status in the near future. A loan is considered delinquent when a payment has not been made by the contractual due date. Interest income previously accrued but not collected at the date a loan is placed on nonaccrual status is reversed against interest income. Cash receipts on a nonaccrual loan are applied to principal and interest in accordance with its contractual terms unless full payment of principal is not expected, in which case cash receipts, whether designated as principal or interest, are applied as a reduction of the carrying value of the loan. A nonaccrual loan is generally returned to accrual status when principal and interest payments are current, full collectability of principal and interest is reasonably assured, and a consistent record of performance has been demonstrated.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>The allowance for losses on loans represents management&#146;s best estimate of losses probable in the existing loan portfolio. The allowance for losses on loans is increased by the provision for losses on loans charged to expense and reduced by loans charged off, net of recoveries. Loans are charged off in the period deemed uncollectible, based on management&#146;s analysis of expected cash flow (for non-collateral dependent loans) or collateral value (for collateral-dependent loans).&#160; Subsequent recoveries of loans previously charged off, if any, are credited to the allowance when received. The provision for losses on loans is determined based on management&#146;s assessment of several factors: reviews and evaluations of specific loans, changes in the nature and volume of the loan portfolio, current economic conditions and the related impact on specific borrowers and industry groups, historical loan loss experience, the level of classified and nonperforming loans and the results of regulatory examinations.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>Loans are considered impaired if, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement.&nbsp;&nbsp;Depending on a particular loan&#146;s circumstances, we measure impairment of a loan based upon either the present value of expected future cash flows discounted at the loan&#146;s effective interest rate, the loan&#146;s observable market price, or the fair value of the collateral less estimated costs to sell if the loan is collateral dependent.&nbsp;&nbsp;Valuation allowances are established for collateral-dependent impaired loans for the difference between the loan amount and fair value of collateral less estimated selling costs.&nbsp;&nbsp;For impaired loans that are not collateral dependent, a valuation allowance is established for the difference between the loan amount and the present value of expected future cash flows discounted at the historical effective interest rate or the observable market price of the loan. Impairment losses are recognized through an increase in the required allowance for loan losses. Cash receipts on loans deemed impaired are recorded based on the loan&#146;s separate status as a nonaccrual loan or an accrual status loan. </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>As a result of the acquisition of the former First Southern Bank, Batesville, Arkansas, the Company acquired certain loans with an outstanding principal balance of $14.2 million for which it was deemed probable that we would be unable to collect all contractually required payments.&nbsp;&nbsp;These loans are accounted for in accordance with ASC 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality.&nbsp;&nbsp;The Company recorded a fair value discount of $3.9 million related to these loans acquired with deteriorated credit quality (&#147;purchased credit impaired loans&#148;), and began carrying them at a value of $10.3 million.&nbsp;&nbsp;For these loans, we determined the contractual amount and timing of undiscounted principal and interest payments (the &#147;undiscounted contractual cash flows&#148;), and estimated the amount and timing of undiscounted expected principal and interest payments, including expected prepayments (the &#147;undiscounted expected cash flows&#148;).&nbsp;&nbsp;Under acquired impaired loan accounting, the difference between the undiscounted contractual cash flows and the undiscounted expected cash flows is the nonaccretable difference.&nbsp;&nbsp;The nonaccretable difference is an estimate of the loss exposure of principal and interest related to the purchased credit impaired loans, and the amount is subject to change over time based on the performance of the loans.&nbsp;&nbsp;The carrying value of purchased credit impaired loans is initially determined as the discounted expected cash flows.&nbsp;&nbsp;The excess of expected cash flows at acquisition over the initial fair value of the purchased credit impaired loans is referred to as the &#147;accretable yield&#148; and is recorded as interest income over the estimated life of the acquired loans using the level-yield method, if the timing and amount of the future cash flows is reasonably estimable.&nbsp;&nbsp;The carrying value of purchased credit impaired loans is reduced by payments received, both principal and interest, and increased by the portion of the accretable yield recognized as interest income.&nbsp;&nbsp;Subsequent to acquisition, the Company evaluates the purchased credit impaired loans on a quarterly basis.&nbsp;&nbsp;Increases in expected cash flows compared to those previously estimated increase the accretable yield and are recognized as interest income prospectively.&nbsp;&nbsp;Decreases in expected cash flows compared to those previously estimated decrease the accretable yield and may result in the establishment of an allowance for loan losses and a provision for loan losses.&nbsp;&nbsp;Purchased credit impaired loans are generally considered accruing and performing loans, as the loans accrete interest income over the estimated life of the loan when expected cash flows are reasonably estimable.&nbsp;&nbsp;Accordingly, purchased credit impaired loans that are contractually past due are still considered to be accruing and performing as long as there is an expectation that the estimated cash flows will be received.&nbsp;&nbsp;If the timing and amount of cash flows is not reasonably estimable, the loans may be classified as nonaccrual loans.&nbsp;&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;line-height:11.0pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>Loan fees and certain direct loan origination costs are deferred, and the net fee or cost is recognized as an adjustment to interest income using the interest method over the contractual life of the loans.</p><span></span></td>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Fair Value Measurements: Schedule of Fair Value, Assets Measured on Recurring Basis (Tables)<br></strong></div>
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        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Dec. 31, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsMeasuredOnRecurringBasisTextBlock', window );">Schedule of Fair Value, Assets Measured on Recurring Basis</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="59%" colspan="4" valign="bottom" style='width:59.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><b><u><font style='layout-grid-mode:both'>Fair Value Measurements at December 31, 2012, Using:</font></u></b></p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Quoted Prices in</font></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Active Markets</font></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant </font></p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>for Identical</font></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant Other</font></p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unobservable</font></p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Assets</font></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Observable Inputs</font></p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Inputs</font></p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Fair Value</font></u></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>(Level 1)</font></u></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>(Level 2)</font></u></p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>(Level 3)</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>U.S. government sponsored enterprises (GSEs)</font></p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$19,029,555</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" 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5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>40,004,851</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>40,004,851</font></p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Other securities</font></p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,522,712</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,464,712</font></p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>58,000</font></p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>FHLMC preferred stock</font></p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Mortgage-backed GSE residential</font></p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>17,092,919</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>17,092,919</font></p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="59%" colspan="4" valign="bottom" style='width:59.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Fair Value Measurements at June 30, 2012, Using</font></u><font style='layout-grid-mode:both'>:</font></p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Quoted Prices in</font></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Active Markets</font></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant </font></p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>for Identical</font></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Significant Other</font></p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Unobservable</font></p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'>&nbsp;</p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Assets</font></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Observable Inputs</font></p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><font style='layout-grid-mode:both'>Inputs</font></p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>Fair Value</font></u></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>(Level 1)</font></u></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>(Level 2)</font></u></p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="center" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:center'><u><font style='layout-grid-mode:both'>(Level 3)</font></u></p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'></td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>U.S. government sponsored enterprises (GSEs)</font></p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$18,099,618</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$18,099,618</font></p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>$-</font></p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>State and political subdivisions</font></p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>36,381,253</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>36,381,253</font></p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Other securities</font></p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,393,257</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>1,360,657</font></p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>32,600</font></p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>FHLMC preferred stock</font></p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> <tr style='height:.1in'> <td width="40%" valign="bottom" style='width:40.34%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><font style='layout-grid-mode:both'>Mortgage-backed GSE residential</font></p> </td> <td width="12%" valign="bottom" style='width:12.66%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>19,252,717</font></p> </td> <td width="15%" valign="bottom" style='width:15.98%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> <td width="17%" valign="bottom" style='width:17.26%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>19,252,717</font></p> </td> <td width="13%" valign="bottom" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:right'><font style='layout-grid-mode:both'>-</font></p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p><span></span></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of assets, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, by class that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 157<br><br> -Paragraph 6<br><br> -Footnote 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 157<br><br> -Paragraph 32<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7578670&amp;loc=d3e19190-110258<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7578670&amp;loc=d3e19207-110258<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Organization and Summary of Significant Accounting Policies: Reclassification Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'><b>Reclassification.</b> Certain amounts included in the consolidated financial statements have been reclassified to conform to the 2012 presentation. These reclassifications had no effect on net income.</p><span></span></td>
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                <p>No authoritative reference available.</p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Basis of Presentation: Consolidation Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>The accompanying condensed consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, Southern Bank (Bank).&#160; All significant intercompany accounts and transactions have been eliminated in consolidation.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy regarding (1) the principles it follows in consolidating or combining the separate financial statements, including the principles followed in determining the inclusion or exclusion of subsidiaries or other entities in the consolidated or combined financial statements and (2) its treatment of interests (for example, common stock, a partnership interest or other means of exerting influence) in other entities, for example consolidation or use of the equity or cost methods of accounting.  The accounting policy may also address the accounting treatment for intercompany accounts and transactions, noncontrolling interest, and the income statement treatment in consolidation for issuances of stock by a subsidiary.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph k<br><br> -Article 1<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=18733093&amp;loc=d3e5614-111684<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 323<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=16385135&amp;loc=d3e33801-111570<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Interpretation (FIN)<br><br> -Number 46R<br><br> -Paragraph 14, 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  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This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EJHAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Income Taxes: Schedule of Components of Income Tax Expense (Benefit) (Details) (USD $)<br></strong></div>
        </th>
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        <th class="th" colspan="2">6 Months Ended</th>
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        <th class="th">
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        <th class="th">
          <div>Dec. 31, 2012</div>
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        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CurrentIncomeTaxExpenseBenefit', window );">Current Income Tax Expense (Benefit)</a></td>
        <td class="nump">$ 1,328,723<span></span></td>
        <td class="nump">$ 1,815,252<span></span></td>
        <td class="nump">$ 2,469,609<span></span></td>
        <td class="nump">$ 3,259,459<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxExpenseBenefit', window );">Deferred Income Tax Expense (Benefit)</a></td>
        <td class="num">(263,837)<span></span></td>
        <td class="num">(498,145)<span></span></td>
        <td class="num">(263,837)<span></span></td>
        <td class="num">(498,145)<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TotalIncomeTaxProvision', window );">Total income tax provision</a></td>
        <td class="nump">$ 1,064,886<span></span></td>
        <td class="nump">$ 1,317,107<span></span></td>
        <td class="nump">$ 2,205,772<span></span></td>
        <td class="nump">$ 2,761,314<span></span></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>No authoritative reference available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The component of income tax expense for the period representing amounts of income taxes paid or payable (or refundable) for the period for all income tax obligations as determined by applying the provisions of relevant enacted tax laws to relevant amounts of taxable Income or Loss from continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 289<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Current Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6509736<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6889476&amp;loc=d3e330036-122817<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 45<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 6<br><br> -Section I<br><br> -Subsection 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CurrentIncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The component of income tax expense for the period representing the increase (decrease) in the entity's deferred tax assets and liabilities pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 289<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 45<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6889476&amp;loc=d3e330036-122817<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Deferred Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6510177<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 6<br><br> -Section I<br><br> -Subsection 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredIncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
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            </div>
          </td>
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