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Note 4: Loans and Allowance For Loan Losses: Schedule of Allowance for Loan Losses and Recorded Investment Based on Portfolio Segment and Impairment Methods (Details) (USD $) | 3 Months Ended | 12 Months Ended
--- | --- | ---
Sep. 30, 2013 | Sep. 30, 2012 | Jun. 30, 2013
Residential Mortgage |  |  |
AllowanceBalanceBeginningOfPeriod | $ 1,809,975 | $ 1,635,346 |
Provision for Loan Losses Expensed | 160,771 | 92,776 |
Allowance for Loan and Lease Losses, Write-offs | (14,086) | (13,872) |
Allowance for Doubtful Accounts Receivable, Recoveries | 752 | 113 |
AllowanceBalanceEndOfPeriod | 1,957,412 | 1,714,363 | 1,809,975
Residential Mortgage | Ending Balance |  |  |
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 1,957,412 | 1,714,363 | 1,809,975
Residential Mortgage | Loans |  |  |
Financing Receivable, Collectively Evaluated for Impairment | 242,586,579 |  | 232,186,722
LoansReceivableAcquiredWithDeterioratedCreditQuality | 1,726,646 |  | 1,701,720
Construction Loan Payable |  |  |
AllowanceBalanceBeginningOfPeriod | 272,662 | 243,169 |
Provision for Loan Losses Expensed | 17,182 | (51,385) |
AllowanceBalanceEndOfPeriod | 289,844 | 191,784 | 272,662
Construction Loan Payable | Ending Balance |  |  |
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 289,844 | 191,784 | 272,662
Construction Loan Payable | Loans |  |  |
Financing Receivable, Collectively Evaluated for Impairment | 17,555,461 |  | 19,932,817
Commercial Real Estate |  |  |
AllowanceBalanceBeginningOfPeriod | 3,602,542 | 2,985,838 |
Provision for Loan Losses Expensed | 196,404 | 469,519 |
Allowance for Loan and Lease Losses, Write-offs | (61,301) | (227) |
Allowance for Doubtful Accounts Receivable, Recoveries | 345 | 1,630 |
AllowanceBalanceEndOfPeriod | 3,737,990 | 3,456,760 | 3,602,542
Commercial Real Estate | Ending Balance |  |  |
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment |  | 347,815 | 85,000
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 3,737,990 | 3,097,996 | 3,517,542
Financing Receivable, Allowance for Credit Losses, Acquired with Deteriorated Credit Quality |  | 10,949 |
Commercial Real Estate | Loans |  |  |
Financing Receivable, Individually Evaluated for Impairment |  |  | 144,328
Financing Receivable, Collectively Evaluated for Impairment | 245,522,820 |  | 240,888,891
LoansReceivableAcquiredWithDeterioratedCreditQuality | 1,285,213 |  | 1,270,703
Consumer Loan |  |  |
AllowanceBalanceBeginningOfPeriod | 471,666 | 483,597 |
Provision for Loan Losses Expensed | 30,062 | 45,363 |
Allowance for Loan and Lease Losses, Write-offs | (7,936) | (8,589) |
Allowance for Doubtful Accounts Receivable, Recoveries | 4,079 | 2,284 |
AllowanceBalanceEndOfPeriod | 497,871 | 522,655 | 471,666
Consumer Loan | Ending Balance |  |  |
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 497,871 | 522,655 | 471,666
Consumer Loan | Loans |  |  |
Financing Receivable, Collectively Evaluated for Impairment | 29,660,949 |  | 28,414,878
Commercial Loan |  |  |
AllowanceBalanceBeginningOfPeriod | 2,229,135 | 2,144,104 |
Provision for Loan Losses Expensed | 95,101 | 54,416 |
Allowance for Loan and Lease Losses, Write-offs | (13,266) | (3,244) |
Allowance for Doubtful Accounts Receivable, Recoveries | 733 |  |
AllowanceBalanceEndOfPeriod | 2,311,703 | 2,195,276 | 2,229,135
Commercial Loan | Ending Balance |  |  |
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 1,886,017 | 1,685,289 | 1,671,646
Financing Receivable, Allowance for Credit Losses, Acquired with Deteriorated Credit Quality | 425,686 | 509,987 | 557,489
Commercial Loan | Loans |  |  |
Financing Receivable, Collectively Evaluated for Impairment | 147,700,124 |  | 129,735,511
LoansReceivableAcquiredWithDeterioratedCreditQuality | 859,371 |  | 1,132,973
Total Loans |  |  |
AllowanceBalanceBeginningOfPeriod | 8,385,980 | 7,492,054 |
Provision for Loan Losses Expensed | 499,520 | 610,689 |
Allowance for Loan and Lease Losses, Write-offs | (96,589) | (25,932) |
Allowance for Doubtful Accounts Receivable, Recoveries | 5,909 | 4,027 |
AllowanceBalanceEndOfPeriod | 8,794,820 | 8,080,838 |
Total Loans | Ending Balance |  |  |
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment |  | 347,815 |
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 8,369,134 | 7,212,087 |
Financing Receivable, Allowance for Credit Losses, Acquired with Deteriorated Credit Quality | 425,686 | 520,936 |
Total Loans | Loans |  |  |
Financing Receivable, Collectively Evaluated for Impairment | 683,025,933 |  |
LoansReceivableAcquiredWithDeterioratedCreditQuality | 3,871,230 |  |
Unallocated Financing Receivables |  |  |
AllowanceBalanceEndOfPeriod |  |  | 8,385,980
Unallocated Financing Receivables | Ending Balance |  |  |
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment |  |  | 85,000
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment |  |  | 7,743,491
Financing Receivable, Allowance for Credit Losses, Acquired with Deteriorated Credit Quality |  |  | 557,489
Unallocated Financing Receivables | Loans |  |  |
Financing Receivable, Individually Evaluated for Impairment |  |  | 144,328
Financing Receivable, Collectively Evaluated for Impairment |  |  | 651,158,819
LoansReceivableAcquiredWithDeterioratedCreditQuality |  |  | $ 4,105,396

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- Definition Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5212-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 03 -Paragraph 7 -Subparagraph d -Article 9 + Details
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