XML 103 R96.htm IDEA: XBRL DOCUMENT
v2.4.0.8

Note 11: Income Taxes: Schedule of Effective Income Tax Rate Reconciliation (Tables) | 12 Months Ended
--- | ---
Jun. 30, 2014
Tables/Schedules |
Schedule of Effective Income Tax Rate Reconciliation | A reconciliation of income tax expense at the statutory rate to the Company’s actual income tax expense is shown below:
| For the twelve-month period ended
| June 30, 2014 | June 30, 2013 | June 30, 2012
Tax at statutory rate | $4,700,928 | $4,767,373 | $4,996,427
Increase (reduction) in taxes resulting from: |  |  |
Nontaxable municipal income | (524,288) | (505,941) | (469,200)
State tax, net of Federal benefit | 295,680 | 335,940 | 368,775
Cash surrender value of Bank-owned life insurance | (183,575) | (173,245) | (116,631)
Tax credit benefits | (390,810) | (341,755) | (236,451)
Tax benefits realized on acquisition | - | - | -
Acquisition costs | - | - | -
Other, net | (152,776) | (127,901) | 54,189
Actual provision | $3,745,159 | $3,954,471 | $4,597,109

X
- Definition Tabular disclosure of the reconciliation using percentage or dollar amounts of the reported amount of income tax expense attributable to continuing operations for the year to the amount of income tax expense that would result from applying domestic federal statutory tax rates to pretax income from continuing operations. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 12 -URI http://asc.fasb.org/extlink&oid=6907707&loc=d3e32687-109319 + Details
Name: | us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Details
Name: | us-gaap_TableTextBlockSupplementAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration