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Note 3: Loans and Allowance For Loan Losses: Schedule of Balance in Allowance for Loan Losses Based On Portfolio Segment and Impairment (Details) (USD $) | 12 Months Ended
--- | ---
Jun. 30, 2014 | Jun. 30, 2013 | Jun. 30, 2012
Residential Mortgage |  |  |
Provision for Loan Losses Expensed | $ 804,560 | $ 472,183 | $ 108,318
Allowance for Loan and Lease Losses, Write-offs | (168,912) | (301,836) | (98,189)
Allowance for Doubtful Accounts Receivable, Recoveries | 15,892 | 4,282 | 6,932
Residential Mortgage | Beginning of Period |  |  |
Allowance for loan losses | 1,809,975 | 1,635,346 | 1,618,285
Residential Mortgage | End of Period |  |  |
Allowance for loan losses | 2,461,515 | 1,809,975 | 1,635,346
Financing Receivable Allowance for Credit Losses Collectively Evaluated for Impairment | 2,461,515 | 1,809,975 |
Financing Receivable Collectively Evaluated for Impairment | 302,111,542 | 232,186,722 |
Financing Receivable Acquired with Deteriorated Credit Quality | 1,789,895 | 1,701,720 |
Construction Loan Payable |  |  |
Provision for Loan Losses Expensed | 82,817 | 64,481 | 49,276
Allowance for Loan and Lease Losses, Write-offs |  | (35,351) |
Allowance for Doubtful Accounts Receivable, Recoveries |  | 363 | 1,141
Construction Loan Payable | Beginning of Period |  |  |
Allowance for loan losses | 272,662 | 243,169 | 192,752
Construction Loan Payable | End of Period |  |  |
Allowance for loan losses | 355,479 | 272,662 | 243,169
Financing Receivable Allowance for Credit Losses Collectively Evaluated for Impairment | 355,479 | 272,662 |
Financing Receivable Collectively Evaluated for Impairment | 21,476,875 | 19,932,817 |
Commercial Real Estate |  |  |
Provision for Loan Losses Expensed | 635,193 | 1,033,791 | 354,814
Allowance for Loan and Lease Losses, Write-offs | (95,623) | (422,071) | (40,888)
Allowance for Doubtful Accounts Receivable, Recoveries | 960 | 4,984 | 430
Commercial Real Estate | Beginning of Period |  |  |
Allowance for loan losses | 3,602,542 | 2,985,838 | 2,671,482
Commercial Real Estate | End of Period |  |  |
Allowance for loan losses | 4,143,072 | 3,602,542 | 2,985,838
Financing Receivable Allowance for Credit Losses Individually Evaluated for Impairment |  | 85,000 |
Financing Receivable Allowance for Credit Losses Collectively Evaluated for Impairment | 4,143,072 | 3,517,542 |
Financing Receivable Individually Evaluated for Impairment |  | 144,328 |
Financing Receivable Collectively Evaluated for Impairment | 307,253,137 | 240,888,891 |
Financing Receivable Acquired with Deteriorated Credit Quality | 1,266,856 | 1,270,703 |
Consumer Loan |  |  |
Provision for Loan Losses Expensed | 88,579 | 19,437 | 223,046
Allowance for Loan and Lease Losses, Write-offs | (58,695) | (47,106) | (195,311)
Allowance for Doubtful Accounts Receivable, Recoveries | 17,526 | 15,738 | 14,655
Consumer Loan | Beginning of Period |  |  |
Allowance for loan losses | 471,666 | 483,597 | 441,207
Consumer Loan | End of Period |  |  |
Allowance for loan losses | 519,076 | 471,666 | 483,597
Financing Receivable Allowance for Credit Losses Collectively Evaluated for Impairment | 519,076 | 471,666 |
Financing Receivable Collectively Evaluated for Impairment | 35,222,764 | 28,414,878 |
Commercial Loan |  |  |
Provision for Loan Losses Expensed | 34,470 | 126,158 | 1,049,261
Allowance for Loan and Lease Losses, Write-offs | (578,537) | (49,431) | (435,770)
Allowance for Doubtful Accounts Receivable, Recoveries | 95,087 | 8,304 | 15,888
Commercial Loan | Beginning of Period |  |  |
Allowance for loan losses | 2,229,135 | 2,144,104 | 1,514,725
Commercial Loan | End of Period |  |  |
Allowance for loan losses | 1,780,155 | 2,229,135 | 2,144,104
Financing Receivable Allowance for Credit Losses Collectively Evaluated for Impairment | 1,780,155 | 1,671,646 |
Financing Receivable Allowance for Credit Losses Acquired with Deteriorated Credit Quality |  | 557,489 |
Financing Receivable Collectively Evaluated for Impairment | 140,956,945 | 129,735,511 |
Financing Receivable Acquired with Deteriorated Credit Quality | 115,481 | 1,132,973 |
Total loans |  |  |
Provision for Loan Losses Expensed | 1,645,619 | 1,716,050 | 1,784,715
Allowance for Loan and Lease Losses, Write-offs | (901,767) | (855,795) | (770,158)
Allowance for Doubtful Accounts Receivable, Recoveries | 129,465 | 33,671 | 39,046
Total loans | Beginning of Period |  |  |
Allowance for loan losses | 8,385,980 | 7,492,054 | 6,438,451
Total loans | End of Period |  |  |
Allowance for loan losses | 9,259,297 | 8,385,980 | 7,492,054
Financing Receivable Allowance for Credit Losses Individually Evaluated for Impairment |  | 85,000 |
Financing Receivable Allowance for Credit Losses Collectively Evaluated for Impairment | 9,259,297 | 7,743,491 |
Financing Receivable Allowance for Credit Losses Acquired with Deteriorated Credit Quality |  | 557,489 |
Financing Receivable Individually Evaluated for Impairment |  | 144,328 |
Financing Receivable Collectively Evaluated for Impairment | 807,021,263 | 651,158,819 |
Financing Receivable Acquired with Deteriorated Credit Quality | $ 3,172,232 | $ 4,105,396 |

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- Definition Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 03 -Paragraph 7 -Subparagraph d -Article 9 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953423-111524 + Details
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