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Note 13: Stockholders' Equity and Regulatory Capital: Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations (Details) (USD $) In Thousands, unless otherwise specified | Jun. 30, 2014 | Jun. 30, 2013
--- | --- | ---
Consolidated | Total Capital (to Risk-Weighted Assets) |  |
Capital | $ 125,930 | $ 115,972
Capital to Risk Weighted Assets | 16.38% | 18.70%
Capital Required for Capital Adequacy | 61,522 | 49,608
Capital Required for Capital Adequacy to Risk Weighted Assets | 8.00% | 8.00%
Capital Required to be Well Capitalized |  |
Capital Required to be Well Capitalized to Risk Weighted Assets |  |
Consolidated | Tier I Capital (to Risk-Weighted Assets) |  |
Capital | 116,314 | 108,208
Capital to Risk Weighted Assets | 15.12% | 17.45%
Capital Required for Capital Adequacy | 30,762 | 24,804
Capital Required for Capital Adequacy to Risk Weighted Assets | 4.00% | 4.00%
Capital Required to be Well Capitalized |  |
Capital Required to be Well Capitalized to Risk Weighted Assets |  |
Consolidated | Tier I Capital (to Average Assets) |  |
Capital | 116,314 | 108,208
Capital to Risk Weighted Assets | 11.71% | 13.73%
Capital Required for Capital Adequacy | 39,743 | 31,524
Capital Required for Capital Adequacy to Risk Weighted Assets | 4.00% | 4.00%
Capital Required to be Well Capitalized |  |
Capital Required to be Well Capitalized to Risk Weighted Assets |  |
Southern Bank | Total Capital (to Risk-Weighted Assets) |  |
Capital | 114,811 | 92,618
Capital to Risk Weighted Assets | 15.07% | 15.10%
Capital Required for Capital Adequacy | 60,968 | 49,059
Capital Required for Capital Adequacy to Risk Weighted Assets | 8.00% | 8.00%
Capital Required to be Well Capitalized | 76,211 | 61,324
Capital Required to be Well Capitalized to Risk Weighted Assets | 10.00% | 10.00%
Southern Bank | Tier I Capital (to Risk-Weighted Assets) |  |
Capital | 105,281 | 84,938
Capital to Risk Weighted Assets | 13.81% | 13.85%
Capital Required for Capital Adequacy | 30,484 | 24,529
Capital Required for Capital Adequacy to Risk Weighted Assets | 4.00% | 4.00%
Capital Required to be Well Capitalized | 45,726 | 36,794
Capital Required to be Well Capitalized to Risk Weighted Assets | 6.00% | 6.00%
Southern Bank | Tier I Capital (to Average Assets) |  |
Capital | 105,281 | 84,938
Capital to Risk Weighted Assets | 10.69% | 10.87%
Capital Required for Capital Adequacy | 39,379 | 31,250
Capital Required for Capital Adequacy to Risk Weighted Assets | 4.00% | 4.00%
Capital Required to be Well Capitalized | $ 49,224 | $ 39,063
Capital Required to be Well Capitalized to Risk Weighted Assets | 5.00% | 5.00%

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- Definition The amount of total capital as defined in the regulations. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 948 -SubTopic 10 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=6490092&loc=d3e47304-110998 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1H -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=35709795&loc=d3e65071-112826 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1H -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=35709795&loc=d3e65071-112826 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 948 -SubTopic 10 -Section 50 -Paragraph 3 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=6490092&loc=d3e47080-110998 + Details
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- Definition The minimum amount of Total Capital required for capital adequacy purposes under the regulatory framework for prompt corrective action. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1H -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=35709795&loc=d3e65071-112826 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=35709795&loc=SL5958568-112826 + Details
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- Definition The minimum Total risk based capital ratio (total capital divided by risk weighted assets) required for capital adequacy purposes under the regulatory framework for prompt corrective action. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1H -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=35709795&loc=d3e65071-112826 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=35709795&loc=SL5958568-112826 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1B -URI http://asc.fasb.org/extlink&oid=35709795&loc=SL5958570-112826 + Details
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- Definition The amount of Total Capital required to be categorized as well as capitalized under the regulatory framework for prompt corrective action. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=35709795&loc=SL5958568-112826 + Details
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- Definition The Total risk based capital ratio (total capital divided by risk weighted assets) required to be categorized as "well capitalized", in the regulatory framework for prompt corrective action. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=35709795&loc=SL5958568-112826 + Details
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- Definition Total Capital divided by risk weighted assets as defined in the regulations. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1H -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=35709795&loc=d3e65071-112826 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=35709795&loc=SL5958568-112826 + Details
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