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Note 4: Loans and Allowance For Loan Losses: Schedule of Impaired Loans (Tables) | 6 Months Ended
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Dec. 31, 2013
Tables/Schedules |
Schedule of Impaired Loans |
| December 31, 2013
| Recorded | Unpaid Principal | Specific
| Balance | Balance | Allowance
Loans without a specific valuation allowance: |  |  |
Residential real estate | $1,748,604 | $2,085,113 | $-
Construction real estate | - | - | -
Commercial real estate | 3,124,558 | 3,135,605 | -
Consumer loans | - | - | -
Commercial loans | 116,110 | 116,110 | -
Loans with a specific valuation allowance: |  |  |
Residential real estate | $- | $- | $-
Construction real estate | - | - | -
Commercial real estate | - | - | -
Consumer loans | - | - | -
Commercial loans | 715,791 | 1,285,668 | 500,000
Total: |  |  |
Residential real estate | $1,748,604 | $2,085,113 | $-
Construction real estate | $- | $- | $-
Commercial real estate | $3,124,558 | $3,135,605 | $-
Consumer loans | $- | $- | $-
Commercial loans | $831,901 | $1,401,778 | $500,000
| June 30, 2013
| Recorded | Unpaid Principal | Specific
| Balance | Balance | Allowance
Loans without a specific valuation allowance: |  |  |
Residential real estate | $1,701,720 | $2,096,135 | $-
Construction real estate | - | - | -
Commercial real estate | 3,115,324 | 3,167,982 | -
Consumer loans | - | - | -
Commercial loans | 387,167 | 391,759 | -
Loans with a specific valuation allowance: |  |  |
Residential real estate | $- | $- | $-
Construction real estate | - | - | -
Commercial real estate | 144,328 | 144,328 | 85,000
Consumer loans | - | - | -
Commercial loans | 755,883 | 1,325,760 | 557,489
Total: |  |  |
Residential real estate | $1,701,720 | $2,096,135 | $-
Construction real estate | $- | $- | $-
Commercial real estate | $3,259,652 | $3,312,310 | $85,000
Consumer loans | $- | $- | $-
Commercial loans | $1,143,050 | $1,717,519 | $557,489

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