XML 106 R51.htm IDEA: XBRL DOCUMENT
v2.4.0.8

Note 4: Loans and Allowance For Loan Losses: Schedule of Allowance for Loan Losses and Recorded Investment (Tables) | 3 Months Ended
--- | ---
Mar. 31, 2014
Tables/Schedules |
Schedule of Allowance for Loan Losses and Recorded Investment |
| At period end for the nine months ended March 31, 2014
| Residential | Construction | Commercial |  |  |
| Real Estate | Real Estate | Real Estate | Consumer | Commercial | Total
Allowance for loan losses: |  |  |  |  |  |
Balance, beginning of period | $1,809,975 | $272,662 | $3,602,542 | $471,666 | $2,229,135 | $8,385,980
Provision charged to expense | 562,061 | 130,286 | 446,122 | 54,353 | (145,100) | 1,047,721
Losses charged off | (150,254) | - | (69,457) | (49,947) | (516,800) | (786,458)
Recoveries | 14,777 | - | 960 | 15,190 | 9,286 | 40,213
Balance, end of period | $2,236,559 | $402,948 | $3,980,167 | $491,262 | $1,576,520 | $8,687,456
Ending Balance: individually evaluated for impairment | $- | $- | $- | $- | $- | $-
Ending Balance: collectively evaluated for impairment | $2,236,559 | $402,948 | $3,980,167 | $491,262 | $1,576,520 | $8,687,456
Ending Balance: loans acquired with deteriorated credit quality | $- | $- | $- | $- | $- | $-
Loans: |  |  |  |  |  |
Ending Balance: individually evaluated for impairment | $- | $- | $- | $- | $- | $-
Ending Balance: collectively evaluated for impairment | $293,091,263 | $21,143,310 | $302,738,045 | $34,617,516 | $120,926,415 | $772,516,549
Ending Balance: loans acquired with deteriorated credit quality | $1,741,288 | $- | $1,277,234 | $- | $330,853 | $3,349,375
| For the three months ended March 31, 2014
| Residential | Construction | Commercial |  |  |
| Real Estate | Real Estate | Real Estate | Consumer | Commercial | Total
Allowance for loan losses: |  |  |  |  |  |
Balance, beginning of period | $2,131,432 | $423,984 | $3,786,856 | $496,134 | $2,246,499 | $9,084,904
Provision charged to expense | 231,632 | (21,036) | 193,037 | 23,700 | (173,902) | 253,431
Losses charged off | (127,192) | - | - | (32,881) | (503,534) | (663,607)
Recoveries | 687 | - | 274 | 4,309 | 7,458 | 12,728
Balance, end of period | $2,236,559 | $402,948 | $3,980,167 | $491,262 | $1,576,520 | $8,687,456
| At period end for the nine months ended March 31, 2013
| Residential | Construction | Commercial |  |  |
| Real Estate | Real Estate | Real Estate | Consumer | Commercial | Total
Allowance for loan losses: |  |  |  |  |  |
Balance, beginning of period | $1,635,346 | $243,169 | $2,985,838 | $483,597 | $2,144,104 | $7,492,054
Provision charged to expense | 351,869 | (47,926) | 959,838 | 63,069 | (25,769) | 1,301,081
Losses charged off | (239,270) | - | (417,071) | (21,005) | (29,466) | (706,812)
Recoveries | 337 | - | 4,918 | 8,782 | 8,497 | 22,534
Balance, end of period | $1,748,282 | $195,243 | $3,533,523 | $534,443 | $2,097,366 | $8,108,857
Ending Balance: individually evaluated for impairment | $- | $- | $100,000 | $- | $- | $100,000
Ending Balance: collectively evaluated for impairment | $1,748,282 | $195,243 | $3,433,523 | $534,443 | $1,539,877 | $7,451,368
Ending Balance: loans acquired with deteriorated credit quality | $- | $- | $- | $- | $557,489 | $557,489
| For the three months ended March 31, 2013
| Residential | Construction | Commercial |  |  |
| Real Estate | Real Estate | Real Estate | Consumer | Commercial | Total
Allowance for loan losses: |  |  |  |  |  |
Balance, beginning of period | $1,722,583 | $152,256 | $3,388,656 | $526,386 | $2,130,320 | $7,920,201
Provision charged to expense | 61,615 | 42,987 | 144,410 | 18,389 | (39,025) | 228,375
Losses charged off | (36,028) | - | - | (12,416) | - | (48,444)
Recoveries | 112 | - | 457 | 2,084 | 6,071 | 8,724
Balance, end of period | $1,748,282 | $195,243 | $3,533,523 | $534,443 | $2,097,366 | $8,108,856
| June 30, 2013
| Residential | Construction | Commercial |  |  |
| Real Estate | Real Estate | Real Estate | Consumer | Commercial | Total
Allowance for loan losses: |  |  |  |  |  |
Balance, end of period | $1,809,975 | $272,662 | $3,602,542 | $471,666 | $2,229,135 | $8,385,980
Ending Balance: individually evaluated for impairment | $- | $- | $85,000 | $- | $- | $85,000
Ending Balance: collectively evaluated for impairment | $1,809,975 | $272,662 | $3,517,542 | $471,666 | $1,671,646 | $7,743,491
Ending Balance: loans acquired with deteriorated credit quality | $- | $- | $- | $- | $557,489 | $557,489
Loans: |  |  |  |  |  |
Ending Balance: individually evaluated for impairment | $- | $- | $144,328 | $- | $- | $144,328
Ending Balance: collectively evaluated for impairment | $232,186,722 | $19,932,817 | $240,888,891 | $28,414,878 | $129,735,511 | $651,158,819
Ending Balance: loans acquired with deteriorated credit quality | $1,701,720 | $- | $1,270,703 | $- | $1,132,973 | $4,105,396

X
- Definition No authoritative reference available. + References No definition available. + Details
Name: | fil_ScheduleOfAllowanceForLoanLossesAndRecordedInvestment
Namespace Prefix: | fil_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Details
Name: | us-gaap_TableTextBlockSupplementAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration