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Note 4: Loans and Allowance For Loan Losses: Schedule of Allowance for Loan Losses and Recorded Investment (Details) (USD $) | 3 Months Ended | 9 Months Ended | 12 Months Ended
--- | --- | --- | ---
Mar. 31, 2014 | Mar. 31, 2013 | Mar. 31, 2014 | Mar. 31, 2013 | Jun. 30, 2013
Residential Mortgage |  |  |  |  |
Allowance for loan losses, balance beginning of period | $ 2,131,432 | $ 1,722,583 | $ 1,809,975 | $ 1,635,346 | $ 1,809,975
Provision for Loan Losses Expensed | 231,632 | 61,615 | 562,061 | 351,869 |
Allowance for Loan and Lease Losses, Write-offs | (127,192) | (36,028) | (150,254) | (239,270) |
Allowance for Doubtful Accounts Receivable, Recoveries | 687 | 112 | 14,777 | 337 |
Allowance for loan losses, balance end of period | 2,236,559 | 1,748,282 | 2,236,559 | 1,748,282 |
Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment |  |  | 2,236,559 | 1,748,282 | 1,809,975
Financing Receivable Collectively Evaluated For Impairment |  |  | 293,091,263 |  | 232,186,722
Financing Receivable Acquired With Deteriorated Credit Quality |  |  | 1,741,288 |  | 1,701,720
Construction Loan Payable |  |  |  |  |
Allowance for loan losses, balance beginning of period | 423,984 | 152,256 | 272,662 | 243,169 | 272,662
Provision for Loan Losses Expensed | (21,036) | 42,987 | 130,286 | (47,926) |
Allowance for loan losses, balance end of period | 402,948 | 195,243 | 402,948 | 195,243 |
Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment |  |  | 402,948 | 195,243 | 272,662
Financing Receivable Collectively Evaluated For Impairment |  |  | 21,143,310 |  | 19,932,817
Commercial Real Estate |  |  |  |  |
Allowance for loan losses, balance beginning of period | 3,786,856 | 3,388,656 | 3,602,542 | 2,985,838 | 3,602,542
Provision for Loan Losses Expensed | 193,037 | 144,410 | 446,122 | 959,838 |
Allowance for Loan and Lease Losses, Write-offs |  |  | (69,457) | (417,071) |
Allowance for Doubtful Accounts Receivable, Recoveries | 274 | 457 | 960 | 4,918 |
Allowance for loan losses, balance end of period | 3,980,167 | 3,533,523 | 3,980,167 | 3,533,523 |
Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment |  |  |  | 100,000 | 85,000
Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment |  |  | 3,980,167 | 3,433,523 | 3,517,542
Financing Receivable Individually Evaluated For Impairment |  |  |  |  | 144,328
Financing Receivable Collectively Evaluated For Impairment |  |  | 302,738,045 |  | 240,888,891
Financing Receivable Acquired With Deteriorated Credit Quality |  |  | 1,277,234 |  | 1,270,703
Consumer Loan |  |  |  |  |
Allowance for loan losses, balance beginning of period | 496,134 | 526,386 | 471,666 | 483,597 | 471,666
Provision for Loan Losses Expensed | 23,700 | 18,389 | 54,353 | 63,069 |
Allowance for Loan and Lease Losses, Write-offs | (32,881) | (12,416) | (49,947) | (21,005) |
Allowance for Doubtful Accounts Receivable, Recoveries | 4,309 | 2,084 | 15,190 | 8,782 |
Allowance for loan losses, balance end of period | 491,262 | 534,443 | 491,262 | 534,443 |
Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment |  |  | 491,262 | 534,443 | 471,666
Financing Receivable Collectively Evaluated For Impairment |  |  | 34,617,516 |  | 28,414,878
Commercial Loan |  |  |  |  |
Allowance for loan losses, balance beginning of period | 2,246,499 | 2,130,320 | 2,229,135 | 2,144,104 | 2,229,135
Provision for Loan Losses Expensed | (173,902) | (39,025) | (145,100) | (25,769) |
Allowance for Loan and Lease Losses, Write-offs | (503,534) |  | (516,800) | (29,466) |
Allowance for Doubtful Accounts Receivable, Recoveries | 7,458 | 6,071 | 9,286 | 8,497 |
Allowance for loan losses, balance end of period | 1,576,520 | 2,097,366 | 1,576,520 | 2,097,366 |
Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment |  |  | 1,576,520 | 1,539,877 | 1,671,646
Financing Receivable Allowance For Credit Losses Acquired With Deteriorated Credit Quality |  |  |  | 557,489 | 557,489
Financing Receivable Collectively Evaluated For Impairment |  |  | 120,926,415 |  | 129,735,511
Financing Receivable Acquired With Deteriorated Credit Quality |  |  | 330,853 |  | 1,132,973
Total loans |  |  |  |  |
Allowance for loan losses, balance beginning of period | 9,084,904 | 7,920,201 | 8,385,980 | 7,492,054 | 8,385,980
Provision for Loan Losses Expensed | 253,431 | 228,375 | 1,047,721 | 1,301,081 |
Allowance for Loan and Lease Losses, Write-offs | (663,607) | (48,444) | (786,458) | (706,812) |
Allowance for Doubtful Accounts Receivable, Recoveries | 12,728 | 8,724 | 40,213 | 22,534 |
Allowance for loan losses, balance end of period | 8,687,456 | 8,108,856 | 8,687,456 | 8,108,857 |
Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment |  |  |  | 100,000 | 85,000
Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment |  |  | 8,687,456 | 7,451,368 | 7,743,491
Financing Receivable Allowance For Credit Losses Acquired With Deteriorated Credit Quality |  |  |  | 557,489 | 557,489
Financing Receivable Individually Evaluated For Impairment |  |  |  |  | 144,328
Financing Receivable Collectively Evaluated For Impairment |  |  | 772,516,549 |  | 651,158,819
Financing Receivable Acquired With Deteriorated Credit Quality |  |  | $ 3,349,375 |  | $ 4,105,396

X
- Definition A valuation allowance for the amount expected to be needed to absorb any estimated credit losses inherent on a given loan and lease portfolio beginning of period. + References No definition available. + Details
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- Definition A valuation allowance for the amount expected to be needed to absorb any estimated credit losses inherent on a given loan and lease portfolio at the end of the period. + References No definition available. + Details
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- Definition Amount of recoveries of receivables doubtful of collection that were previously charged off. + References No definition available. + Details
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- Definition Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5212-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 03 -Paragraph 7 -Subparagraph d -Article 9 + Details
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